May 2013 Business Review

32
May 2013 The Greater Fort Dodge Growth Alliance Pages 18-21 For All Your Plumbing Needs Proudly Serving Fort Dodge 24 Years 515-955-2232 JRG Livestock & Pet Supply Blue Ribbon Pelham Waters Mitch Lunn State Farm

description

Published by The Messenger in Fort Dodge, Iowa

Transcript of May 2013 Business Review

Page 1: May 2013 Business Review

May 2013

The Greater

Fort Dodge

Growth Alliance

Pages 18-21

For All Your

Plumbing Needs

Proudly Serving Fort Dodge 24 Years

515-955-2232

JRG Livestock& Pet Supply

Blue RibbonPelham Waters

Mitch LunnState Farm

Page 2: May 2013 Business Review

2 • FORT DODGE BUSINESS REVIEW • May 2013

Photos are representational only. Actual merchandise may not exactly match photos shown. Although we make every effort to ensure that our advertising is accurate, we cannot be held liable for typographical errors or misprints. See store for complete details. 1297-32573.

Open Monday 8 a.m. - 8 p.m.Tuesday-Friday 8 a.m. - 6 p.m.

Saturday 8 a.m. - 4 p.m.Closed Sunday

Visit our online photo gallery! www.carpetworld-flooringamerica.com

Your source for Custom Tile Countertops Cabinets Flooring

Our professional team of designers and installers will help you create the perfect room from top to bottom!

Visit Our Beautiful New Showroom at:

3026 5th Ave. SouthFort Dodge, IA 50501(515) 576-4176

Carpet World

Call Now for a

FREEEstimate

With our custom tile, you can create the perfect look for your space – the

decorating possibilities are endless.

Page 3: May 2013 Business Review

in every issuealliance Newsletter ................................................... 18alliance News ........................................................... 22Investing in Our Community ................................... 23CVB ......................................................................... 25Iowa Central Insights ................................................ 26

ON THE COVERJRG Livestock & Pet Supply owner RogerGustafson, left, and Assistant Manager MikeHalligan pose in the pet foods section of thestore. — Messenger photo by Hans Madsen

d e p a r t m e n t s

economic indicators 28

n JRG Livestock & Pet Supply    5   turns 25

n Blue Ribbon Pelham Waters  10is on the move                  

nMitch Lunn’s State Farm  14agency has many options 

CONTENTSMay 2013

Poised to expand ...................................... 5

Offers extensive choices ......................... 1 0

May 2013 • FORT DODGE BUSINESS REVIEW • 3

Provides financial solutions .................... 1 4

Page 4: May 2013 Business Review

Larry D. Bushman Publisher

Barbara wallace Hughes Managing editor

Dave Jakeman Advertising Director

Grant Gibbons Circulation Director

Dayle Miller HR / Accounting

Terrence Dwyer news editor

Becky O’Brien sales Manager

Address: 713 Central Ave.

Fort Dodge, iA

50501

Phone: (515) 573-2141

(800) 622-6613

Fax: (515) 574-4529

volume 22 issue 3

Fort Dodge Business Review

is published monthly by TheMessenger in cooperation with

The Greater Fort Dodge GrowthAlliance.

All rights reserved. Copyright 2013.

Reproduction in part or in whole without

the expressed written permission of Fort

Dodge Business Review is strictly

prohibited. unsolicited manuscripts must

be accompanied by return postage. Fort

Dodge Business Review is not

responsible for unsolicited photographs,

artwork or manuscripts. The opinions

expressed in editorial material are not

necessarily the opinions of Fort Dodge

Business Review.

www.messengernews.net

4 • FORT DODGE BUSINESS REVIEW • May 2013

3014 5th Ave South • Ste B 515-576-4440 • 877-835-6570 www.iowafirecontrol.com

• Commercial & Residential

• Fire & Security Alarms

• IP Video, CCTV

• Access Control

• 24 / 7 Monitoring, Service & Maintenance

• Full Consulting, Design & Project Management

since 1980

• Kitchen Exhaust Maintenance

• Commercial Kitchen Fire Suppression Systems

• Fire Extinguisher Sales, Service & Training

• Life Safety Equipment Sales & Inspections

• Industrial Power Washing

• Bonded, Insured & Certified

hen tW

ha

32s 612 567- ro8164

setgherweathe hen t

, 0inhe besha

nd edgoDtroFtSr mo.credwat.fwww

hawe ar, ug s0

etn gcayouixmure sBeb.he jotn odiadby ermumsoRibbe Blu

calorie,

, 0gintas tthe bestvehaementaceplre lytorelect

r oohe gtn ofor eatr. Getshited ay hydrattsoture

r youotherncqwiSngdi!eratWsamelhPn o

snolalg5 seakM

50 sgnrviesz20o

Page 5: May 2013 Business Review

by TERRENCE DWYER photos by HANS MADSEN

May 2013 • FORT DODGE BUSINESS REVIEW • 5

JRG Livestock & Pet Supply owner Roger Gustafson looks over one of the many bird feeders available atthe store, which is headquartered at 1357 Third Ave., N.W.

JrG Livestock & petsupply turns 25

FD-based business is poised to expand

JRG  Livestock  &  Pet  Supply  iscelebrating  a  quarter  century  inbusiness this year. During those 25years, it has become an indispensa-ble  supplier  of  food,  supplies  andmedicines  for  the  pets  and  otheranimals  owned  not  only  by  arearesidents,  but  also  customers

throughout  the  Midwest  andbeyond. Headquartered in Fort Dodge in

a  12,000-square-foot  building  at1357 Third Ave., N.W., the compa-ny  also  has  smaller  outlets  inStratford and Lake City. In fact, thebusiness  was  launched  in  1988  in

Stratford  by  Roger  Gustafson,  thecurrent  sole  owner,  and  two  part-ners. “My  original  partners  were  my

brother,  Rich  Gustafson,  and  Dr.James  Rhodes,”  Roger  Gustafsonsaid.  “The  three  of  us  started  ittogether.  I  started working  for Dr.

Page 6: May 2013 Business Review

6 • FORT DODGE BUSINESS REVIEW • May 2013

JRG Livestock & Pet Supply Assistant Manager Mike Halligan looks over a pitchfork in the recently addedtool section of the store.

Rhodes at Stockman’s Supply yearsago,  when  I  was  young.  ...  Theysold  that  and  then we  started  ourown.”The  Fort  Dodge  store  opened

about  four  years  later  and  subse-quently  the  Lake  City  site  wasadded. JRG Livestock & Pet Supply aims

to meet  the  full-range  of  needs  ofpeople with pets or livestock. “We  do  a  little  of  everything,”

Roger Gustafson said. “We sell petfood, all the pet supplies. We havea  grooming  department  for  dogsand cats. We have a veterinary clin-ic. We have a veterinarian on staff— Dr. Rory Friedow. We supply tothe  cattle  and  hog  producers.  Weship nationwide.” Gustafson  said  the  veterinary

clinic,  which  treats  sick  pets,  isbusy  daily.  So  too  is  the  largegrooming department. He said it is

typical  for  the groomers  to handle20  animals  per  day, with  dogs  faroutnumbering cats. “More  dogs,”  Gustafson  said.

“We only do cats one day a week.”The  business  serves  a  broad

range of clients.“Mostly  individuals,” Gustafson

said, reflecting on the business mix.“I  have  a  few  retail  outlets  that  Ideal with, but that wouldn’t be mymajor focus. It’s mostly the farmer,city people, anybody who has got adog or a cat or a horse.” Selling  food  for  animals  is  a

major part of the focus at JRG. “I  would  say  10  or  12  tons  a

week,” Gustafson said. “We proba-bly  sell  700  tons  of  small  animalfeed a year.” That’s  one  of  the  reasons  this

business  is  relatively  recession-proof. “You’ve got  to  feed  that animal,

you’re  not  going  to  let  him  die,”Gustafson said. One  of  JRG’s  strengths  is  the

huge  range  of  products  it  has  instock or can readily obtain throughspecial orders. “If we don’t have  it, we will get

it,” Gustafson said. The  ability  to  sell  specialized

feeds  that  address  medical  needsanimals  may  have  is  one  of  theunique  features  of  JRG. Gustafsonsaid these products can’t be sold bya  store  that  does  not  have  veteri-narian on hand to counsel buyers. “Prescription diets are a big mar-

ket,”  he  said.”  And  then  all  thehigh-dollar dog foods. House dogsneed to be on better dog food.” Medicines  for animals are also a

major seller at JRG. Gustafson saidthat  the  company  sells  a  largequantity of medicines, vaccines andvitamins. He said Internet sales are

Page 7: May 2013 Business Review

May 2013 • FORT DODGE BUSINESS REVIEW • 7

Dr. Rory Friedow takes a look at Tilde as Veterinary Assistant Molly Hipnar looks on at right. Friedow is thestaff veterinarian at JRG Livestock & Pet Supply.

important in this regard withanimal health products beingfeatured on the website. While  the  needs  of  dogs

and cats are a crucial part ofthe  focus  at  JRG,  there  is  agood deal more to the story. “I carry all the supplies for

everything,  small  and  largeanimals,”  Gustafson  said.“We’re  trying  to  be  a  full-stopshop. We’ve  got  grooming. We’vegot the veterinary clinic. We’ve gotall  the  food. … It’s designed  to dothe whole thing.” For  example,  people  with  birds

as pets or an interest  in wild birdswill  find  just  about  anything  theymight need at JRG. “We  got  probably  one  of  the

largest  bird  departments,”Gustafson  said.  “We’ve  got  birdfeeders and everything.” 

The  inventory  at  JRR  goesbeyond pet and livestock products. The  store  also  sells  some  tools

and garden supplies. Fencing and gates are also part of

the mix. “We  make  all  that  ourselves,”

Gustafson said of the fencing prod-ucts.  “We  make  it  and  sell  it.  Westrive for quality.”

On the horizonLooking ahead to the company’s

second  quarter  century,Gustafson said  the plan  is  toexpand the business. With  that  in  mind,  Mike

Halligan, Gustafson’s son-in-law, was  added  to  the man-agement team in February. “Trying  to  grow  the  busi-

ness  —  that  is  our  goal,”Gustafson said, noting that it

is  likely  that  at  some  point  addi-tional stores will be opened. He  said  expansion would  allow

the  company  to  offer  even  moreattractive  prices  than  it  alreadydoes because it could buy the prod-ucts it sells in larger quantities. “You have to to keep up with the

competition,”  Gustafson  said.“Keep  things updated. Try  to  stayin  touch with  new  ideas.  ...  Everyyear we  try  to come out with newthings for the animals.” 

“Trying to grow the business

— that is our goal.”—Roger Gustafson

Owner

Page 8: May 2013 Business Review

8 • FORT DODGE BUSINESS REVIEW • May 2013

Additionally,  remembering  theimportance of customer service is akey to continued business success,he said. “We  do  it  with  service,”

Gustafson  said.  “That’s  our No.  1goal  here.  That’s  what  keeps  usgoing. ... We still carry the productto  the  car  for  them.  We  do  thewhole thing.” Excellent  products  and  top-

notch  service have been  rewardedby  a  large  number  or  repeat  cus-tomers who have been shopping atJRG  for  years,  in  some  casesdecades. “I’ve had some of the same cus-

tomers for 40 years and added cus-tomers,”  Gustafson  said.  Hestressed  that  he  wants  to  thankthem for their continued loyalty tothe store. JRG  Livestock  &  Pet  Supply  is

open  in  Fort  Dodge  Monday,Wednesday,  Thursday  and  Fridayfrom  7:30  a.m.  to  5:30  p.m.  OnTuesdays the hours are 7:30 a.m. to6 p.m. Saturday hours are 8 a.m. to2 p.m. The veterinarian  is on dutyfrom 8  a.m.  to  4 p.m.,  by  appoint-ment. Grooming is also by appoint-ment.

Ladonna Volf, a dog groomer at JRG Livestock & Pet Supply, is all smiles while giving Kinnick, a standard

poodle, a trim.

JRG Livestock & Pet Supply sells a variety of pet foods, medicines andsupplies as well as tools and fencing. There is a veterinarian on-siteand grooming is available for dogs and cats.

Page 9: May 2013 Business Review

May 2013 • FORT DODGE BUSINESS REVIEW • 9

Plastic Containers Metal Cans, Foil Glass-Clear or Brown Newsprint & Inserts Corrugated Cardboard Junk Mail

Magazines & Cereal Boxes

Boxes Brown Paper Bags Plastic Bags

ACCEPTABLE

Styrofoam Aerosol Cans Motor Oil Containers

Window Glass Light Bulbs

NOT ACCEPTABLE

We accept clean used clothing of any size

2150 South 22nd Street • Fort Dodge 955-2781 • 1-800-582-4379

www.regionalrecyclingcenter.com

���� �� ���������� ������ ������ %�"����� �� ����� �" ��� ��$����$���" � � %�"�� #������� ��� !�����%�!����%�����!���� ��� %�"�� �" ��� �� ��� "��� !�� ������ �"!� !��� ��" ��� ���������������� $$$�������!������ ��������� �" �� � �$��� � ���� �����#�� "�� !������������ ����!����#����!���� ���� ���" ����" ��� �����!��������������

�������*"��*����'(*��'�!���� ���������������������������������

������%&�-)��'%%�(�#�$ ���$�)��(' �))#'&�$)�*'� $��(&���'+*�*"� ���������������('!(�%� '(�,'+(��+)#&�))�

� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �

Page 10: May 2013 Business Review

Modern  American  townsand  cities  provide  residentswith  water  for  drinking  andother  uses  that  is  safe.Sometimes, however, the tasteis  less  than  ideal  and  it  con-tains  minerals  that  can  causeproblems  for  assorted  appli-ances.Fort  Dodge-based  Blue

Ribbon  Pelham Waters,  12  S.32nd St., provides an array ofsolutions  and  services  thataddress a wide array of waterissues.  The company produces and

sells bottled water. It also sellsand  rents  water-conditioningequipment. It has a large clien-tele that is a mix of residentialand commercial customers. The  name  Pelham  became

almost  a  synonym  for  purewater  over  the more  than  sixdecades  a  company  bearingthat name served north centralIowa. In 2010, Steve Pederson,who  owned  and  operatedBlue Ribbon Waters, acquiredPelham’s  and  renamed  thecombined  operation  BlueRibbon Pelham Waters. Producing  and  marketing

pure drinking water  is  at  theheart of the BRPW story. “We distribute purified,  reverse-

osmosis drinking water  in 5-gallonjugs,”  Pederson  explained.“Reverse  osmosis  is  a  process  ofcleaning  the water  up. We use  thecity water supply and then we runit  through carbon filters, a softenerand  then  the reverse osmosis. Andthen we polish it with carbon again.It’s a five-stage process.” BRPW buys the water it processes

from  the  city  of  Fort  Dodge.Pederson  said  it  produces  more

than  300,000  gallons  of  finishedwater for sale each year. People  used  to  drinking  tap

water  may  wonder  why  bottledwater sells. The explanation is quitestraightforward. “The  purity  and  quality  of  the

water  is  just absolutely top-notch,”Pederson  said  of  the  water  BRPWsells.  “We  remove  the  impurities,we  remove  the  organics  and  wethen  sterilize  by  the  use  of  ozone.The product has a great taste. That’sour No. 1 thing. We have great taste

that  people  like.  It  comple-ments food and beverages andan active lifestyle.”Water  softening  is  also  a

major focus.“The  water  in  this  area  is

very hard, so everybody needsa  water  softener,”  Pedersonsaid.  “We  sell  and  rent  watersofteners.” Reflecting  on  the  scope  of

the enterprise, he said there arethree main components. “The  water  is  about  one-

third  of  our  business,”Pederson said. “The water sof-teners  and  salt  is  about  one-third of our business. And therental  of  water-softening  andwater-cooling  and  water-dis-pensing  equipment  is  aboutone-third of our business.”More elaborate, state-of-the-

art options are also offered. “Municipalities  are  having

to add chlorine — and quite abit  of  chlorine —  to  have  thewater  arrive  at  your  homesafely  because  the  infrastruc-ture  is  so  old,  the pipes  in  theground are so old. ... One of thenew  things  to  water  softeningand conditioning in this area islots  of  houses  are  going  to  a

whole-house  filter,  which  is  a  car-bon  filter  in  front of  the water sof-tener.  That’s  something we’ve  justbegun to feature. That’s because ofthe  chlorine,  to  remove  taste  andodors  from  the  water,  chlorinemostly, specifically.” As a complement to the delivery

of  bottled  water  to  commercialclients, BRPW also has a coffee divi-sion.  “We  supply  brewers  and  coffee

and  creamers  and  all  the  assortedsupplies  for  office  coffee  systems,”

10 • FORT DODGE BUSINESS REVIEW • May 2013

Blue ribbon pelham Watersis on the move

Offers extensive choices to meet diverse needsby TERRENCE DWYER photos by HANS MADSEN

Steve Pederson, president of Blue RibbonPelham Waters, at left, and John Miles, salesmanager, show off a selection of bottledwater offerings, some with custom printedlabels.

Page 11: May 2013 Business Review

May 2013 • FORT DODGE BUSINESS REVIEW •11

Todd Wood, a production worker at Blue Ribbon Pelham Waters, looks over a machine used to bottle1 gallon and smaller containers.

Pederson  said.  “The  water  is  thekey. I wouldn’t be in an office coffeebusiness, but I found a brewer that Icould put a bottle of water on — abottle brewer. We use my water  tobrew coffee.” He  said  the  high-quality  coffee

his business sells is supplied by U.S.Roasterie,  a  Des  Moines-basedimporter of coffees. Flawless delivery is a big part of

what has made BRPW a success. “Delivery  is  huge,”  Pederson

said.  “We  send  three  trucks  outeach  day.  Each  truck makes  about50  stops.  So,  150  stops  a  day,  fivedays a week.”Making  certain  deliveries  meet

customer expectations is crucial. “It  sounds  simple  to  deliver

product  to  a  person’s  home,”Pederson said. “But almost none ofus  are  home.  So, we  have  to  havepeople  who  trust  us  with  keys  orcodes to their homes or we have tobe on such a rigid schedule that weare there at the same time or a spe-

cific  time  to  meet  the  customer’sneed. That is an ongoing challenge,because  everybody’s  on  the  moveall the time.”

Meet Steve PedersonPederson grew up in Vinton and

graduated from high school in 1971.An  employment  opportunitybrought him to Fort Dodge in 1984.He  was  hired  to  manage  BlueRibbon Distributing,  a beer whole-saler. Two years later, Pederson bought

the  company.  In  1999,  he  changedthe focus of that enterprise. “I  sold  the  rights  to  the  beer  in

1999 and I became a water distribu-tor  exclusively,” Pederson  said.  “Itbecame  Blue  Ribbon Waters.  ...  In2010,  I  purchased Pelham’s, whichhad  been  in  the  water  and  water-softening business since 1949 in thiscommunity.” Leading BRPW is an undertaking

Pederson  said  he  enjoys  and  findspersonally fulfilling.

“I love the customer contact,” hesaid. “I like serving people’s needs,meeting people’s needs. Making  certain  that  his  compa-

ny’s  traditional  pursuits  remaintop-notch is a priority, but Pedersonis  also  alert  to  possibilities  forbroadening what it offers to its cus-tomers. “We’re  expanding  into

HealthWay  air  cleaners,  air  puri-fiers,” he said as one example. “Wehave whole-house purifiers and justroom purifiers. It’s brand new, justin the last 30 days.” Also new to the product invento-

ry  is an optional additive to drink-ing water. “We’ve  added  Sqwincher,”

Pederson  said.  “It  replaces  thebody’s  electrolytes.  It’s  a  flavoradditive  to  our  water.  You  caneither add it to our 5-gallon jugs, orwe have it in packets to add to bot-tles  of  water.  It’s  something  toenhance  the  bottled-water  experi-ence  and  makes  the  kids  want  to

Page 12: May 2013 Business Review

12 • FORT DODGE BUSINESS REVIEW • May 2013

drink it more.” He said many customers are find-

ing water with Sqwincher  to be anideal alternative to carbonated bev-erages. Pederson said he also takes pride

in his  team’s  ability  to  tackle  chal-lenging  water  treatment  require-ment, such as those encountered by

people served by rural wells. “We  treat  problem  water.  We

have  the  experience  and  we  havethe  desire  to  straighten  out  thingsthat  other  water-treatment  compa-nies really don’t even want to messwith,”  he  said.  “We  take  on  thetough  cases.  ...  I’m  talking  aboutwater softening and  treatment.  I’m

talking  about  taking  out  iron  andsulfur  and  manganese  and  smellsand cleaning up water.” Blue  Ribbon  Pelham  Waters

serves an area  that extends out 35to  40  miles  from  Fort  Dodge,according to Pederson. He said thecompany currently has 10 employ-ees.

Cory Weiss, a delivery driver for Blue Ribbon Pelham Waters, checks a returned bottle for any signs of con-tamination by smelling it before placing it on the line to be washed and refilled. The bottles are checkedseveral times to make sure they are clean.

Steve Pederson, owner and president of Blue Ribbon Pelham Waters, checks the inventory of 5 gallonwater bottles.

Page 13: May 2013 Business Review

May 2013 • FORT DODGE BUSINESS REVIEW • 13

Post FrPr

amePost Fre-engineerPr

ameede-engineer

BuildingsPost Fr

ed to IBC Code EngineerBuildings

amePost Fr

BC Code to I

ame

ceptional Dur Exformance High Per

Superior Str

abilityl Dur rncermangtheng Superior Str

xible Designs Fleceptional Dur Ex

M AOR FREORD

s signsabilityl Dur r

R 1, 2013RIL EBO OCTOL 1 TPM A R 1, 2013

.epsbwww, tax and freight. No other discounts or special rates apply, excludes laborDiscount is building only

buildings.com, tax and freight. No other discounts or special rates apply. Discount does not apply to Solid Core, Livestock, T

an 603 N. V V Energy P

Phone: 800-967-2130

100% Employee Owned–100% Committed to Quality

ticipating dealers onlyesidential Buildings. Select pary or Ruff. Discount does not apply to Solid Core, Livestock, T

, IA 51342ve., Graettingeran Gordan Aanel StructuresEnergy P

Phone: 800-967-2130

100% Employee Owned–100% Committed to Quality

, check for availability in your area.ticipating dealers only

, IA 51342

Phone: 800-967-2130

100% Employee Owned–100% Committed to Quality

June 8 th & 22 nd , July 13 th & 27 th , August 10 th & 24 th , September 14 th & 28 th

www.fdmarketoncentral.com

FRANK’S AUTO & TRUCK SALVAGE

We Buy Junk Cars & Trucks

* L ICENSED D EMANUFACTURER OF APPLIANCES

3304 Gypsum Hollow Rd. Fort Dodge • 955-4477

955-JUNK(5865)

Established 1985

Paying Top $$$ For Scrap-Metal & Iron (Alum, Copper, Lead, Brass, Copper Wire, Electric Motors and Stainless Steel)

������������

���� ����� ����������������������������������������������� �������������������������

I N A P INCH & N EED A UTOMOTIVE S ERVICE , BUT H AVE N O T RANSPORTATION …

1903 1st Ave. North • Fort Dodge • 955-5828

Many services available including computerized alignment. COURTESY CAR AVAILABLE!

Page 14: May 2013 Business Review

14 • FORT DODGE BUSINESS REVIEW • May 2013

State Farm insurance agent Mitch Lunn is ready to serve his customers with their insurance and financialneeds. His office is at 616 N. 15th St.

mitch Lunn’s state Farm agencyoffers many options

Can provide solutions to diverse financial needs

by TERRENCE DWYER photos by HANS MADSEN

Anyone who spends even a smallamount of time watching televisionor  reading  a  newspaper  knows  bythe  volume  of  insurance  companycommercials  and  ads  that  manyvendors  are  competing  for  theattention of potential clients. One  of  the most  significant  con-

tenders  in  this arena  is State Farm,which  is  a  huge  presence  in  theinsurance  world.  The  companyoffers property and casualty  insur-ance,  life  and  health  insuranceproducts,  annuities,  mutual  funds

and banking options. According  toinformation provided on the corpo-rate  website,  State  Farm  insuresmore  cars  and  homes  than  anyother  U.S.  company.  It  has  main-tained that dominance for decades.It  is  ranked No.  43  on  the Fortune500  list  of  largest  companies,  has65,000 employees, 18,000  insuranceagents and 81 million accounts andpolicies as of 2010. Big is important in terms of finan-

cial security, but for most people aninsurance company is only as good

as  the  local agent with whom theydeal. That’s  where  the  Mitch  Lunn’s

State Farm agency, 616 N. 15th St.,enters the picture.Lunn  is  relatively  new  to  the

State  Farm  world,  but  has  takenover  an  agency  that  was  operatedby  Pat  Reed  and  before  that  hisfather, Bob Reed, for decades.“I was a customer of Pat Reed for

16  years,”  Lunn  said.  “When  Patdecided  to  retire,  he put my nameinto the pool of possible candidates

Page 15: May 2013 Business Review

May 2013 • FORT DODGE BUSINESS REVIEW • 15

to  take  over  his  agency.  ...  I  spentabout six months researching StateFarm. ... It seemed like a really goodopportunity.  ...  I  took  overPat’s entire book.” Reed  retired  in  November

2012  at  age  72.  Lunn  said,however,  that  he  remains  animportant mentor. “I  still  talk  to  him  all  the

time,”  he  said.  “We’re  goodfriends. State  Farm  markets  an

extensive  array  of  insuranceand financial products. “It’s  pretty  broad,”  Lunn  said.

“We  offer  insurance  and  financialservices ranging from your proper-ty  and  casualty  insurance,  life,health, annuities, mutual funds. Wedo offer bank products — auto andhome loans.” Not all State Farm agents are cre-

dentialed  to  handle  the  full  spec-trum  of  products  State  Farm  canprovide. Lunn, however,  is  able  tosell the full line. “Everything  that  State  Farm  has

we  can  do  out  of  this  office,”  hesaid. Lunn  said  his  mission  is  quite

straightforward. “I  think  our  agency,  if  you  sum

up the vision that we have, is just tohelp people plan to live,” he said. Lunn said he views it as his obli-

gation to help people evaluate andunderstand their options. “A  lot  of  people  do  the  things

that  are  required  by  law,”  Lunnsaid.  “They  carry  their  auto  insur-ance  and  they  carry  insurance  ontheir  home,  because  they  have  amortgage.”In many cases, that may not ade-

quately address their real needs, hesaid. Dialogue  with  clients  to  learn

how best State Farm can serve themtops  the  list  of  services  Lunn  andhis team provide. “I think there is a lot of value that

agents add,” he said. “A lot of peo-ple don’t have a full understandingof even how their insurance works.It’s nice when you can sit down andexplain  to  people  in  simple  termshow their insurance works and helpprotect themselves in the way theywould expect to be protected.” That  interaction  with  clients

includes periodic financial reviews. 

“I’m  trying  to  do  insurance  andfinancial reviews with all my clientsevery 18 months,” Lunn said. “We

try to have a conversation with peo-ple  and  get  a  feeling  about what’smost  important  to  them  and  helpthem achieve those things.” Lunn’s  agency  is  open Monday,

Wednesday  and  Friday  from  8:30a.m.  to 5:30 p.m. and Tuesday andThursday  8:30  a.m.  to  7  p.m.Appointments are also available atother times.He is assisted by an office manag-

er and two sales representatives. 

Meet Mitch Lunn Mitch  Lunn  is  a  Fort  Dodge

native.  He  graduated  from  FortDodge  Senior  High  in  1998,studied  at  Iowa  CentralCommunity  College  andcompleted  a  bachelor’sdegree  in marketing  at  IowaState University in 2003. After college, Lunn worked

in retail briefly and then wasin pharmaceutical  sales  for  anumber  years  before  joiningState Farm 

Lunn  and  his  wife,  Jamie,  havetwo young children. Cambree, 6, isin  kindergarten  at  St.  Edmond.McKade is 3. Lunn  said  he  is  enthusiastic

about  his  decision  to  join  StateFarm. “I really do like it,” he said. “It’s

neat to talk with people every day.Your  see  every walk  of  life.  That’svery  interesting.  No  two  days  arethe same.”

Lunn checks on damage to a vehicle recently in the parking lot of hisoffice.

“I really do like it. ... No

two days are the same.”—Mitch Lunn

State Farm agent

Page 16: May 2013 Business Review

16 • FORT DODGE BUSINESS REVIEW • May 2013

OOvveerr ffiieellddss ooff ggoollddeenn ggrraaiinn aanndd rroowwss ooff ssppoouuttiinngg ccoorrnn,, OOvveerr ffiieellddss ooff ggoollddeenn ggrraaiinn aanndd rroowwss ooff ssppoouuttiinngg ccoorrnn,, Over fields of golden grain and rows of spouting corn, IIoowwaa’’ss ffaarrmmeerrss ppllaayy aa vviittaall rroollee iinn tthhee ccoouunnttrryy’’ss ffoooodd IIoowwaa’’ss ffaarrmmeerrss ppllaayy aa vviittaall rroollee iinn tthhee ccoouunnttrryy’’ss ffoooodd Iowa’s farmers play a vital role in the country’s food

ssoouurrccee.. JJooiinn tthheessee bbuussiinneesssseess iinn ssaalluuttiinngg IIoowwaa’’ss aaggrriiccuullttuurraall ssoouurrccee.. JJooiinn tthheessee bbuussiinneesssseess iinn ssaalluuttiinngg IIoowwaa’’ss aaggrriiccuullttuurraall source. Join these businesses in saluting Iowa’s agricultural iinndduussttrryy aanndd tthhee ppaarrtt tthheeyy ppllaayy iinn aallll ooff oouurr lliivveess.. iinndduussttrryy aanndd tthhee ppaarrtt tthheeyy ppllaayy iinn aallll ooff oouurr lliivveess.. industry and the part they play in all of our lives.

Page 17: May 2013 Business Review

May 2013 • FORT DODGE BUSINESS REVIEW • 17

Page 18: May 2013 Business Review

�����)*!"(�$�**�*��0�����

���������������� ���������������������������������� �������������������������������������������������������������������������������������������������������������������������������� ����������� �����

���������������

����� (($,��&�.-2

��(� (($,�"+ �- +!)+-�)�" ��)'

�)���� � ($.,�?==E>9DI��5F5<?@=5>D

�9B53D?B-)���"+ �- +!)+-�)�" ��)'

� &&1� �&,- ��3?>?=93��5F5<?@=5>D

�9B53D?B% &&1�"+ �- +!)+-�)�" ��)'

�$,���($"" �EC9>5CC��5F5<?@=5>D

+@5391<9CD&$,��"+ �- +!)+-�)�" ��)'

��-#& (��)�#&1B;5D9>7��9B53D?B

%�-#& (�"+ �- +!)+-�)�" ��)'

'$&1���,)((B71>9J1D9?>1<�4=9>CDB1D?B

'$&1�"+ �- +!)+-�)�" ��)'

��- ��)' +(66935�&1>175B

%�- �"+ �- +!)+-�)�" ��)'

�# ��+ �- +��)+-�)�" �+)0-#��&&$�(� �����5>DB1<��F5>E5�?BD��?475��"������ )8?>5�� ���������1H�� ��������

000�"+ �- + !)+ -�)�" ��)'

�&����),�)0�������)*!"(��')+�'� ��-"*"+���+!���+�+���("+'$��&���,()�%��',)+��,"$�"& �+'$��)&� %')�� ��',+� !'.� ',)� +!)��� �)�&�!�*� '�� '-�)&%�&+�� �� "*$�+"-��� �/��,+"-��� �&��,�"�"�$� .')#�� $�**� (�)+"�"(�&+*� .�)�� ��$�� +'� *(�&�� �'&*"��)��$�� +"%�� ."+!� $'��$$� "*$�+')*��)0$����$$��&�� �$�&��"$$�)�

%5145BC89@��?BD��?475� 9C�1�>9>5=?>D8� 3<1CC� D81D� 6?3EC5C� ?>� 1<<1C@53DC�?6�G81D�9D�D1;5C�D?�=1;5��?BD�?475�1�7B51D�@<135�D?�<9F5��G?B;�1>4�@<1I��138�=?>D8�D85�41I<?>73<1CC�6?3EC5C�?>�1�49665B5>D�@B?7B1=1B51� ?F5B>=5>D�� �3?>?=93�5F5<?@=5>D�� �4E31D9?>� 1>4�7B93E<DEB5� 1B5� :ECD� C?=5� ?6� D85D?@93C� 49C3ECC54� ,85� @EB@?C5� ?6%5145BC89@��?BD��?475�9C�D?�45F5<?@<5145BC89@�C;9<<C�6?B�<?31<�@B?65CC9?>1<C

G8?�81F5�1�45C9B5�D?�253?=5�=?B59>F?<F54�9>�D85�7B51D5B��?BD��?4751B51� �@@<931D9?>C� 1B5� >?G� 259>71335@D54� 6?B� D85� �� � �%5145BC89@� �?BD� �?475� @B?7B1=G8938� G9<<� CD1BD� 9>� +5@D5=25B� �?B=?B5� 9>6?B=1D9?>� 12?ED� D85@B?7B1=� 1>4� D?� B5359F5� 1>1@@<931D9?>� @<51C5� 3?>D13D� ,?44*545>9EC�1D�D?44�7B51D5B6?BD4?4753?=?B��������

18 • FORT DODGE BUSINESS REVIEW • May 2013

PER MONTH WITH QUALIFYING BUNDLE

Limited-time offer to new or current Frontier customers who subscribe to a qualifying package of Frontier residential local service with features, long distance and new High-Speed Internet with speeds up to 6Mbps. Actual speeds may vary. New customers must order phone service. Service subject to availability. $49.99 Internet installation fee waived for self-install. Price guaranteed for 36 months. A $9.99 broadband processing fee upon disconnection of service applies. Taxes, governmental and other Frontier imposed surcharges apply. New Frontier customers are subject to credit approval. Frontier reserves the right to withdraw this promotional offer at any time. Other restrictions apply. © 2013 Frontier Communications Corporation.

• No contract with 3-year price guarantee

• Wireless router and mobility included

• FREE Internet activation

CALL 1-800-516-8313

OR VISIT FRONTIER.COM/SIMPLECHOICE

GET HIGH-SPEED INTERNETNNETNET

FOR ONLY

Page 19: May 2013 Business Review

May 2013 • FORT DODGE BUSINESS REVIEW • 19

���������������������,9=�(�,??<

�����������#?8>�,15DC

����������� �!?=5�!51<D831B5

�5=B938��<53DB93�1>4�,5<5@8?>5�5CD�/5CD5B>�+D1B<9D5�.9<<175�">>���+E9D5C�?58B9>75B�">75<859=�.5D=54931

�1B79<<�9D9J5>QC��?==E>9DI��B549D�->9?>

�9DI�?6��?BD��?475�#��9?��=5B931��">3����+�)B?4E3DC�+��1>;

�53;5B�,BE3;�%9>5�9BCD��=5B931>��1>;

�9BCD�+D1D5��1>;�,?G>����?E>DBI">CEB1>35

����?==E>9DI��?E>41D9?>�1>4->9D54�/1I

�?BD��?475��?>F5>D9?>�1>4.9C9D?BC��EB51E

�?BD��?475��?B4��,?I?D1�?BD��?475�!?=5��E9<45BC�B?>D95B��?==E>931D9?>C

�B95>4C89@�!1F5> B51D�/5CD5B>��1>;

?GB95��5F5<?@=5>D��?==9CC9?> E>45BC?>��E>5B1<�!?=5!51BD<1>4��?==E>931D9?>C

!E=5C��9CDB92ED9>7!I.55��??4�+D?B5

"?G1��5>DB1<��?==E>9DI��?<<575#5>C5>��E9<45BC#9=�*?45>2?B>#?8>C?>�%1G��9B=

$9>7C71D5�">CEB1>35�"?G1��9B5��?>DB?<$?<1391��?>CDBE3D9?>&3�<EB5��>79>55B9>7,85�&5CC5>75B

&94��=5B931>��>5B7I&"��+

'5CD<5�)EB9>1�)5D�1B5'�/��(()

'?BD8G5CD��1>;(Q!5B>�,BE3;9>7��">3�+@9>�&1B;;5D

)?5D��9?B569>9>7+89=;1D�&?D?BC�+9<71>��?>D19>5BC

,8B55��17<5C��?==>931D9?>C,B9>9DI�*579?>1<�&54931<��5>D5B

/52CD5B��?E>DI/5<<C��1B7?��1>;

/89D5�,B1>C65B�1>4�+D?B175/??4BE66��5C97>��?>CDBE3D9?>

�<<91>35�'5GC��3?>D9>E54��.� " )�� �'�"�$

����**�& �)�(!'+'��0��)"++��,�$���%���&��)*���)$���!"%'&��"�&���&,((��&��!)"*+0��"�$*�$��.�+�!��)'%�+!����$��'&0�'�+!���')+��,*�,%��(�)�� ',*��.!"$��&�.�'%�)*�+'��')+�'� ��%"& $�*���$'.�'&��!,)*��0&" !+��+�+!����.� ")���(��"�$�

(>� �@B9<� ��� D85� B51D5B� �?BD�?475� B?GD8� �<<91>35� 9>@1BD>5BC89@� G9D8� D85� �9DI� ?6� �?BD�?475� 1>4� �?BD� �?475� 0?E>7)B?65CC9?>1<C� 8?CD54� 1� O+@B9>7� ">D?�?BD��?475�'5G�!9B5�+?391<P�1D�D85(@5B1� !?EC5� 6?B� >5G� 89B5C� 9>� D853?==E>9DI� D81D� 2571>� D859B5=@<?I=5>D��E7ECD��� ��?B�<1D5B&?B5� D81>����>5G�5=@<?I55C�?6

�?BD� �?475� 1B51� 2EC9>5CC5C� 1>43?B@?B1D9?>C�� =1>I� ?6� G8?=� 1B5>5G�B5C945>DC�D?�?EB�1B51��5>:?I541>� 5F5>9>7� ?6� >5DG?B;9>7� 1>465<<?GC89@� ,G5>DI� 69F5� �?BD� �?47539F93�1>4�C5BF935�?B71>9J1D9?>C�G5B51<C?� @B5C5>D� D?� 49C3ECC� G9D8@1BD939@1>DC� D85� F1B9?EC� 39F93� 1>4C5BF935� ?@@?BDE>9D95C� D81D� 1B5

1F19<12<5�9>��?BD��?475�1>4�G1IC�D?75D�9>F?<F54+@5391<� D81>;C� D?� '5F5>

&E<8?<<1>4�G8?�C5BF54�1C�&1CD5B�?6�5B5=?>95C�6?B�D85�5F5>9>7�&1I?B&1DD��5=B938�CD1D54�9>�89C�?@5>9>7B5=1B;C� D?� ?EB� 1B51�C� >5G5=@<?I55C�� �,89C� 9C� 1�7B51D� D9=5� D?<9F5��G?B;�1>4�@<1I�9>��?BD��?475��/51B5�7B?G9>7�1>4�1�;5I�D?�D89C�7B?GD83?>D9>E9>7�9C�D?�=1;5�CEB5�G5�;55@?EB� I?E>7� @B?65CC9?>1<C� 1>4� D859B61=9<95C�9>��?BD��?475�,89C�5F5>D�1>46EDEB5�5F5>DC�<9;5�9D��@B?F945�I?E�D85?@@?BDE>9DI� D?� <51B>�12?ED�G81D� 9C1F19<12<5�9>�?EB�3?==E>9DI�6?B�I?E2?D8�6B?=�1�>5DG?B;9>7�CD1>4@?9>D2ED� 1<C?� 6B?=� 1� @5BC?>1<� 9>D5B5CDCD1>4@?9>D�

��)#�+��&��&+)�$#E>5��D8�����>4#E<I� �D8�����D8�E7ECD� �D8�����D8

+5@D5=25B� �D8�����D8

#?9>� D85� �1CD5CD� B?G9>7� �1B=5BC&1B;5D�9>�'?BD8G5CD��5>DB1<�"?G1�?>D13D�EC�D?�<51B>�8?G�I?E�31>�25�1C@?>C?B� ?6� D89C� 5F5>D� 9>� ?EB� 89CD?B934?G>D?G>�49CDB93D

GGG64=1B;5D?>35>DB1<3?=

Page 20: May 2013 Business Review

�<<91>35�'5GC��3?>D9>E54�')+�'� ���',& ��)'��**"'&�$*,85��?BD��?475�0?E>7�)B?65CC9?>1<C��0)��2571>�9>�����1>4�D?41I�81C�7B?G>�D?�=?B5�D81>� ���=5=25BC�,85=9CC9?>�?6�D85�0)�CD1D5C��O�?BD��?475�0?E>7�)B?65CC9?>1<C9C�?B71>9J54�D?�9=@B?F5�D85�AE1<9DI�?6�<965�1>4�53?>?=9345F5<?@=5>D� ?6� �?BD� �?475� D8B?E78� B5D5>D9?>� 1>4B53BE9D=5>D� ?6� I?E>7�@B?65CC9?>1<C� 9>� D85� B51D5B� �?BD�?475�1B51P

�)�&,3K *5D19>9>7�I?E>7�@B?65CC9?>1<C�9>��?BD��?475K �5F5<?@9>7�<5145BC�D8B?E78�54E31D9?>�1>4�CE@@?BDK �B51D9>7�6E>�?@@?BDE>9D95C�6?B�3?==E>9DI�5>:?I=5>DK +E@@?BD9>7�<?31<�F?<E>D55B�?B71>9J1D9?>C

��&. ,3K )B?65CC9?>1<9C=K ">D57B9DIK )89<1>D8B?@IK �>DB5@B5>5EB91<�+@9B9DK �54931D9?>K �?==9D=5>D

�**)+-.($-$ ,3K )B?65CC9?>1<��5F5<?@=5>DK )5BC?>1<��5F5<?@=5>DK �4E31D9?>1<��5F5<?@=5>DK .?<E>D55B9>7K '5DG?B;9>7K +?391<��E>3D9?>C

&5=25BC89@� 9>� D85� �?BD� �?475� 0)� 9C� ����I51B� 1>4� 1<<@B?65CC9?>1<C� 25DG55>� D85� 175C� ?6� � � 1>4� ��� 1B55>3?EB1754�D?�75D�9>F?<F54��?BD��?475�0)�85<@C�G9D8C5BF935�@B?:53DC�CE38�1C�O�13;@13;��E4495CP�1>4�1CC9CDC�9>3?==E>9DI� 5F5>DC� CE38� 1C� O+85<<12B1D9?>P� 1>4�=1>I?D85BC���F1B95DI�?6�C?391<�>5DG?B;9>7�5F5>DC�1B5�1<C?�85<4D8B?E78?ED�D85�I51B�

�?B�=?B5� 9>6?B=1D9?>� ?>� 8?G� D?� 75D� 9>F?<F54�� @<51C53?>D13D�D85� B51D5B��?BD��?475� B?GD8��<<91>35�1D�������

���+�0',& �()'��**"'&�$�"�))���' ��(��0#)�1).�0)+%�!)+�&I�>1=5�9C��95BB1�/1<49>7�1>4�"�G?B;6?B��=5B9@B9C5��9>1>391<

�+)! ,,$)(�&�, +/$� ,�*+)/$� ���1�1).+�.,$( ,,��)'*�(1/5� G?B;� G9D8� 3<95>DC� D?� 85<@� D85=5H@5B95>35�69>1>391<�3?>6945>35�>?G1>4�9>�B5D9B5=5>D�N(EB�14F9C?BC�<??;�1D1� 3<95>DQC� 5>D9B5� 69>1>391<� @93DEB59>3<E49>7� 31C8� B5C5BF5C�� 452D

=1>175=5>D�� 9>F5CD=5>DC��@B?D53D9?>�1>4� D1H5C��1>479F5�14F935�D?�85<@�D85=�=55D�D859B�7?1<C

�).+����%"+).(�"�G1C�2?B>�1>4�B19C54�9>�/52CD5B��9DIN�"�1DD5>454�"?G1+D1D5�->9F5BC9DI��G85B5�"�B5359F54�=I�21385<?BQC�457B55�9>�EC9>5CC��9>1>35��G9D8�1�=9>?B�9>�+@1>9C8N�"�D85>�G5>D�?>D?� ?2D19>� =I� =1CD5BQC� 457B55� 9>� �1=9<I� �9>1>391<)<1>>9>7N�">�#E<I��� ��"�=1BB954�=I�8EC21>4��%1>35��G8?G?B;C� 1D� D85� �?BD� �?475� �?BB53D9?>1<� �139<9DI� 1C� 13?BB53D9?>1<�?66935B��1>4�G5�=?F54�213;�D?�/52CD5B��9DI�B?E>4� D85� C1=5� D9=5� "� 2571>�G?B;9>7�1D��=5B9@B9C5�9>1>391<�1C�1�69>1>391<�1>1<ICD�1>4�"�81F5�C9>35�C896D549>D?�D85�B?<5�?6�1�69>1>391<�14F9C?BN�%1CD�&1B38�"�C1D�6?B�1>4@1CC54� D85���)L� ��5BD96954� �9>1>391<� )<1>>5BM��5H1=1>4�"�1=�3EBB5>D<I�CDE4I9>7�6?B�D85��%-L���81BD5B54�%965->45BGB9D5B��45C97>1D9?>

)��$ ,��(���(- + ,-,"�5>:?I�3??;9>7��B5149>7��DB1F5<9>7��1>4�C5G9>7�

�#1�1).��+ ���' '� +�)!���"�1=�1�=5=25B�?6�D85�0?E>7�)B?65CC9?>1<C�2531EC5�9D�9C�17B51D�G1I�D?�75D�9>F?<F54�9>�D85�3?==E>9DI�1>4�=55D9>7>5G�@5?@<5

� �,)(,�0#1�1).�-#$(%����$,���"+ �-�)+"�($2�-$)(�-)�� $(/)&/ ��0$-#"�D89>;�D81D�0)�9C�1�7B51D�?B71>9J1D9?>�2531EC5�D85I�4?�1<?D� ?6� 7??4� 6?B� D85� 3?==E>9DIN � ,85� 7B?E@� 9C� 6E<<� ?6@1CC9?>1D5�@5?@<5�D81D�1B5�1<G1IC�G9<<9>7�D?�:E=@�9>�1>485<@� G9D8� 1>I� 39F93� @B?:53D� 7?9>7� ?>� 1B?E>4� D853?==E>9DIN �,85I�1<C?�8?CD�1�>E=25B�?6�C?391<�5F5>DC�G8938�1<<?GC�=5=25BC�D?�75D�D?�;>?G�5138�?D85B�25DD5BN�

�).+�-#)."#-,�)(�0#1��)+-�)�" �$,���"+ �-�*&�� �-)�&$/ �0)+%���(��*&�1�?BD��?475�81C�7?>5�D8B?E78�1�<?D�?6�381>75C�<1D5<I�1>481C�7B?G>�1C�1�3?==E>9DI�3?>C945B12<I�?F5B�D85�<1CD�65GI51BCN � "D� 9C� 1� 7B51D� @<135� D?� <9F5� 2531EC5� D85I� 81F55H35<<5>D�<5145BC89@�1>4�81F5�=1>I�?6�D85�1=5>9D95C�?61�<1B75�D?G>��2ED�G9D8�1�C=1<<�D?G>�655<9>7N�"D�9C�1�7B51D@<135�D?�G?B;�2531EC5��?BD��?475�3?>D9>E5C�D?�7B?G�1<<?6�D85�D9=5�1>4�81C�=1>I�?@@?BDE>9D95C�6?B�9DC�B5C945>DC�9>1<<I�� 9D� 9C� 1� 7B51D� @<135� D?� @<1I� 2531EC5� D85B5� 1B5=E<D9@<5�5CD12<9C8=5>DC�G85B5�@5?@<5�31>�7?�D?�81F5�14B9>;��75D�1�7??4�=51<��?B�:ECD�81>7�?ED�G9D8�61=9<I�1>46B95>4CN�,85B5�9C�1<G1IC�C?=5D89>7�7?9>7�?>�85B5�

"�))����$�"&

20 • FORT DODGE BUSINESS REVIEW • May 2013

Page 21: May 2013 Business Review

����������������<=?CD�!?=5��>9=1<�+85<D5B 1BD?>���B�#?8>!9G1I�,BE3;��AE9@=5>D�">3$?38��5BD9<9J5B��%%�&1B38�?6��9=5C��?E>41D9?>(BD8?@15493���+@?BDC�&54939>5*���#�&1D5B91<�!1>4<9>7*944<5C�#5G5B<I+38>EBB����?=@1>I��%%)+8E=1>��#?>�!��)�+8?5�+5>C1D9?>+@<1C8� B1@893C����5C97>

�������������81=@9?>�)B5(G>54��5>D5B,85�%1G�(66935�?6��B93�#��945�)%�

�19BG1I�(ED4??B��4F5BD9C9>7�?BD��?475�'??>�*?D1BI 5?B75QC��9>5B"?G1�!51BD&E66<5B��5>D5B�%,�.5B9J?>�/9B5<5CC

���������?2�/??4�)8?D?7B1@8I�1F94QC�!?=5��EB>9C89>7C"'+��1=9<I�?6��?=@1>95C+>I45B����CC?391D5C�� ">3

�<<91>35�'5GC��3?>D9>E54

�+ �- +��)+-�)�" ��+)0-#��&&$�(� �� '� +,,81>;C�D?�D85C5�=5=25BC�6?B�B5>5G9>7�D859B�=5=25BC89@�<1CD�=?>D8�1>4�6?BD859B�3?>D9>E54�CE@@?BD�?6�D85� B51D5B��?BD��?475� B?GD8��<<91>35

'%%,&"��+"'&*��!����0��'�'%%,&"+0�)''.($��-$)(��� "C�1�3B9D931<�3?=@?>5>DD?� 5>CEB5� D85� <?>7D5B=� CECD19>129<9DI� ?67B?GD8� 9>� �?BD� �?475� ,85� B51D5B� �?BD�?475� B?GD8� �<<91>35� F1<E5C3?==E>931D9?>�1>4�G?B;9>7�D?75D85B�,85G55;<I��>5GC�9C�?>5�G1I�G5�3?==E>931D5G9D8�?EB�=5=25BC89@�/5�1B5�3?>D9>E1<<I<??;9>7�1D�G1IC�D?�9=@B?F5��>5GC�D?�=1;59D�1C�B5<5F1>D��5>D5BD19>9>7�1>4�9>6?B=1D9F51C�G5�31>�6?B�?EB�B5145BC�"6�I?E�81F5�1>ICE775CD9?>C��@<51C5�<5D�EC�;>?G�

��% � �� �)- ���� 0?EB� 2EC9>5CC� 31>� 25651DEB54�9>�1>�E@3?=9>7���(�C��?B>5B�?6D85� �>5GC�� @<51C5� 3?>D13D� �?==E>9DI�5F5<?@=5>D� �9B53D?B� ,?44� *545>9EC� 1DD?44�7B51D5B6?BD4?4753?=�

) ,� 1).+��.,$( ,,� + � $/ 3 ,85� �>5GC1>4�4?�I?E�81F5�5=@<?I55C�G8?�C8?E<41<C?�B5359F5�D89C�@E2<931D9?>�1<C?���)<51C5<5D� EC� ;>?G�� � �?>D13D� $1D8<55>� $?38� 1D$1D8<55>�7B51D5B6?BD4?4753?=�D?�79F585B�I?EB�2EC9>5CC�1>4�5=@<?I55�C�>1=5C1>4�5=19<�144B5CC5C�96�D85I�G?E<4�<9;5�D?B5359F5�9D�9>�D85�6EDEB5�

�.)- � )!� -# � � /$ 0����/5� 1<G1IC� C@51;G5<<�G85>�G5�=1>175�D?�25�E>45BCD??4���5>>9C�)<1EDJ

,81>;C� 6?B� I?EB� 3?>D9>E54� 9>F5CD=5>D� 9>1>4� CE@@?BD� ?6� D85� B51D5B� �?BD� �?475 B?GD8��<<91>35

May 2013 FORT DODGE BUSINESS REVIEW • 21

Page 22: May 2013 Business Review

In  lieu of  the usual monthly col-umn, we would like to share the fol-lowing  summary  of  the  2013Consolidated  Urban  RevitalizationPlan.

Thinking about building thehouse  of  your  dreams?Purchasing  property  to  reno-vate  for  some  extra  income?Maybe Dad needs a man cavein the basement all to himself?Whatever the case may be, theUrban Revitalization Plan cur-rently being considered by theFort  Dodge  City  Council maybe able to ease some of the taxburden.  Take  a  few  momentsto review the summary to see ifyour  home  building  orimprovement plan qualifies forthis exemption!The  Urban  Revitalization  Act,

Chapter 404 of the Code of Iowa, isintended  to  encourage  develop-ment,  redevelopment  and  revital-ization within a designated area of acity  by  authorizing  property  taxdevelopment  incentives  to  the  pri-vate  sector.  Qualified  real  estatewithin a designated area may be eli-gible  to  receive  a  total  or  partialexemption  from  property  taxes  onimprovements for a specified num-ber  of  years, with  the  goal  of  pro-viding  communities  with  a  long-term increase or stabilization in thelocal  tax base by  encouraging newconstruction which might  not  oth-erwise occur.   Below is a summaryof the plan:

Single Family Residential∫  New  single-family  residential

construction citywide — eligible forfive-year 100 percent abatement onthe  first  $75,000 of  increased value(two-year sunset);

Within  blighted  area  —  eligiblefor    seven years 100 percent abate-ment (two-year sunset);∫  Improvements  to  existing  sin-

gle-family  residential  citywide  —eligible  for  five-year  100  percentabatement  on  the  first  $75,000  ofincreased  value  (minimum  of  15percent increased value);Within  blighted  area  —  eligible

for  three-year  100  percent  or  10-year  sliding  scale  (minimum  of  15percent increased value);

Multi-Family Residential∫  New  multi-family  residential

construction citywide — eligible forthree-year  100  percent  or  10-yearsliding scale (two-year sunset);Within blighted area – eligible for

seven-year  100  percent  (two-yearsunset);∫  Improvements  to  existing

multi-family residential citywide —eligible  for  three-year  100  percentor  10-year  sliding  scale  (minimumof 15 percent increased value);

Abandoned PropertyCitywide —  includes  residential,

commercial and  industrial — eligi-

ble  for  five-year 100 percent or 15-year sliding scale;IndustrialDesignated  areas  —  three-year

100  percent  or  10-year  slid-ing scale on eligible industri-al improvements (minimumof  15  percent  increasedvalue);

CommercialDesignated area —  three-

year  100  percent  or  10-yearsliding  scale  (minimum  of15 percent increased value);Within downtown core —

must  meet  DowntownDesign  Guidelines  (mini-mum of 15 percent increasedvalue);The  full  plan  can  be

viewed  on  the  city  of  Fort  Dodgewebsite: www.fortdodgeiowa.org/

“The Urban Revitalization Act,

Chapter 404 of the Code of Iowa, is

intended to encourage development,

redevelopment and revitalization within a

designated area of a city by authorizing

property tax development incentives

to the private sector.”

22 • FORT DODGE BUSINESS REVIEW • May 2013

To advertise in theBusiness Review

callBecky O’Brien

at515-574-4418

Greater Fort dodgeGrowth alliance newsby LISA KNIGGEBusiness development manager

2013 Consolidated Urban Revitalization Plan — Summary

Page 23: May 2013 Business Review

“If  you  aim  at  nothing  —  youwill hit  it every time.”   This quoteby  the  famous  speaker  Zig  Ziglarsays it all. Are we willing to targetthe  goal  of  becoming  avibrant,  21st-century  com-munity?This  is  an  important  ques-

tion that we need to ask our-selves.  In  order  to  answerthis  question,  we  must  beable  to  define  —  what  is  a21st-century community?A 21st-century community

is a  term that describes com-munities and small cities thatare  focused  on  developingand  sustaining  a  vital  androbust economy and improv-ing  quality-of-life  amenitiesthat  make  the  community  aspecial  place  to  live.  There  are  11key  factors  that  often  define  anddifferentiate  21st-century  commu-nities from the rest; they are:

Providing  visionary  leadership:They  have  positive,  energetic  andvisionary leaders in their business,civic  and  government  sectors  thatare engaged and committed to col-laborative  planning  and  progres-sive action. These leaders have theability  to perceive and assess newopportunities  and  the  courage  totake  well  planned  and  calculatedrisks.

Fostering  innovation  and  entre-preneurship: They are building aninnovation  economy  and  promot-ing  an  entrepreneurial  spirit  andfostering a culture of creativity andinnovation  to  ensure  sustainedeconomic  relevance.  They  do  thisby supporting and nurturing inno-vation  and  entrepreneurship  —growing  local  businesses  and

developing  entrepreneurs  whohave  the  vision  and  the  will  toinvest in new and innovative ideasand ventures. 

Embracing  the  global  economy:Today,  the  global  economy  andadvancing technology has changedtraditional  economic  boundaries.Twenty-first  century  communitiesare embracing and adapting to theglobal  economy  and  are  respond-ing  to  the new economic opportu-nities that have emerged based onthe  Internet  and  the  use  ofadvanced  technology  and  high-speed  communication  and  infor-mation.

Developing  21st-century  jobs:They  work  diligently  to  attracthigh-paying,  new  economy  jobsthat  offer  opportunities  to  knowl-edge  workers  and  entrepreneurs;jobs that offer diversity in employ-ment  opportunities,  real  potentialfor  career  growth  and  advance-ment,  and  an  attractive  earningindex.

Promoting  local  business: 21st-century  communities  continually

promote  and  nurture  local  busi-ness  growth  and    entrepreneur-ship.

Supporting  21st-centuryeducation: They are commit-ted to sustaining high quali-ty  educational  opportunitiesfor  pre-K-16  and  beyond,which  includes  a  variety  ofadvanced  educationalopportunities  and  lifelonglearning.

Promoting  21st-centurytraining:  They  partner  witharea  institutions  of  highereducation  to  provide  state-of-the-art  training  to  meetthe changing and expandingneeds  of  the  business  sector

in  the  region.  They  support  andinvest  in  organizations  that  havethe  capacity  to  offer  high  qualityand diverse training opportunities.

Advancing  social  capital:  Theyfoster  social  capital, which  can  bemeasured  by  a  community’sdegree  of  self-reliance  and  itsdesire  and  engagement  of  its  citi-zens for advancing their communi-ty  through  their  commitment  oftime,  talent and resources.  In  sim-ple  terms,  it  is  the  differencebetween  engagement  and  apathy.Social  capital  also  involvesengaged  citizens  connecting  andinvesting  in  each  other  and  theircommunities.  When  individualsare  connected  and  invested,    theyare more  likely  to vote, volunteer,care for one another, and give backto  their  community  to  make  it  amore vital place to live and work.

Quality of  life: They understandthat  advancing  community  devel-

May 2013 • FORT DODGE BUSINESS REVIEW • 23

“A 21st-century community is a

term that describes communities and

small cities that are focused on

developing and sustaining a vital

and robust economy and improving

quality-of-life amenities that make a

community a special place to live.”

investing in our communityby RANDY KUHLMANChief executive officer

Fort Dodge Community Foundation

and United Way

Can Fort Dodge become a 21st-century community?

Page 24: May 2013 Business Review

opment and quality of  life  is  criti-cal to a successful community andeconomic  development.Community development includesfactors  that  impact quality oflife  such as education, healthcare,  housing,  environment,recreation,  entertainment,arts  and  culture,  public  safe-ty, etc.

Cultivating  regionalism:They  are  willing  to  breakdown old geographic barriersand are open to collaborationand  partnering  with  othercommunities  in  the  region  toshare  ideas,  resources  and  assetsthat  will  advance  economic  andcommunity  development.Regionalism  goes  beyond  localpolitical  boundaries.  It  focuses  onleveraging  the  economic  potentialof the region.

Committing to  investment: 21st-century  communities  investing  inthemselves  will  be  the  ones  thatwill prosper and thrive in the 21stcentury.  Thriving,  vital  communi-ties  have  engaged  citizens  thatappreciate  the  importance  of  giv-ing  back  and  investing  in  theirfuture, giving their time, talent andresources to cultivate new growth,vitality and prosperity.

Embracing  bold  new  strategies:21st-century  communities  areimplementing bold new communi-ty  and  economic  developmentstrategies  to  transform  their  com-munities  and  their  economies.Innovation,  creativity  and  entre-preneurship are critical elements ofthis  new  strategy.  Developing  thecommunity’s livability and qualityof  life  to attract and retain a high-quality  work  force  is  also  a  veryimportant factor in this new strate-gy.

The  21st-century  pathway  togrowth  and  economic  vitalityclearly  demonstrates  that  commu-nities  that  invest  in  themselves,advance  their  quality  of  life,embrace opportunities in the glob-al economy and foster a culture ofinnovation  and  entrepreneurshipwill  be  the  ones  that  will  bevibrant, thriving and prosperous in

the  decades  to  come.  These  com-munities are  fostering vitality  thatis often measured in terms of qual-ity  of  life  and  economic  vigor.

Quality  of  life  is  a  key  element  inan  effective  community  develop-ment  plan  and  cannot  be  fullyachieved without  the  support of avibrant  economy.  Twenty-first-century  communities  understandthat  community  development  and

economic  development  are  inte-grally  linked  together  in  a  syner-gistic way. . All  sectors  of  our  community

including  business,  govern-ment, education, health care,economic  development  andphilanthropy  must  cometogether  with  a  commonmission  and  vision  –  tomake  Fort  Dodge  andWebster  County  a  21st-cen-tury community. This is ourtarget  and now  it  is  time  totake aim.For  more  information  on

how you can support effortsto build a 21st-century community,contact  the  Fort  DodgeCommunity  Foundation  andUnited Way,  call  573-3171  or  stopinto  our  office  in  the Wells  FargoBank Building at 822 Central Ave.,suite 405, in Fort Dodge.

No matter where you

live ...

we’re there.www.messengernews.net

Local Newsevery day in

24 • FORT DODGE BUSINESS REVIEW • May 2013

“Communities investing in themselves

will be the ones that will prosper and

thrive in the 21st century.”

Page 25: May 2013 Business Review

The CVB keeps  track of  the classreunions  held  in  Fort  Dodge.  Pastgraduates may  come  from  all  overthe  country  to  attend  thesereunions,  often  coming  back  afteryears of being away  from  the area.These  reunions  take  place  in  thesummer  and  fall.  If  your  class  isholding  a  reunion, we wouldlike  to  know  the  event  date,site of the reunion and contactperson.  The  CVB  frequentlygets calls requesting this infor-mation.  In addition to passinginformation  on,  we  can  pro-vide  welcome  bags  forreunions. These bags not onlywelcome  our  visitors  to  townbut  also  give  them  referencematerials  to  use  while  here.Welcome bags contain promotionalmaterials about Fort Dodge and ourregion. I pack the bags according tothe demographics of the group andthe time of the year they are coming.Typically,  these  bags  include  aWebster  County  Visitor  Guide,  aFort  Dodge  map,  a  selection  ofattraction brochures from sites suchas Fort Museum, Blanden MemorialArt  Museum,  Kennedy  Park,Community Orchard, Brushy CreekRecreational Area, Webster CountyWater Trails map,  Smeltzer House,Gypsum City OHV Park and OlesonPark Zoo. If you are a graduate of alocal  school  and  have  a  classreunion  coming  up,  please  contactme as soon as possible with reunioninformation  and  arrange  for  thewelcome bags.Please  look at  the calendar below

or  visit  us  atwww.fortdodgecvb.com for  a  com-plete  list  of  May  and  June  events.The  Fort  Dodge  CVB  also,  postevent  information  on  Twitter  andFacebook.  Fort  Dodge  event  infor-mation  can  be  submitted  eitherdirectly to the upcoming events sec-

tion  on  our  website,  www.fort-dodgecvb.com  or  e-mail  informa-tion to [email protected]. • Toastmasters International State

Convention will be May 17-18.• PRCA Rodeo Camp will be May

18 at the Dayton Rodeo Grounds.•  Armed  Forces  Day  Classic

Baseball  Tournament  will  be  May18-19 at Rogers Sports Complex.• Dayton Wranglers Youth Rodeo

will be May 19 at the Dayton RodeoGrounds.•  Moonlight  Paddling  will  be

May 24, June 22, July 19 and Aug. 20at  Brushy  Creek  State  RecreationArea.•  Frontier Days will  be May  31-

June 2 at the Fort Museum.•  Fort  Dodge  Classic  Girls  Fast

Pitch  Softball  Tournament  will  beJune 1-2 at Rogers Sports Complex.•  Marine  Corps  League  State

Convention  will  be  June  1-2  atQuality Inn.•  Hawkeye  Community  Theatre

presents “On Golden Pond” June 4-8 at 7 p.m. and June 9 at 2 p.m. •  Pre-State  Baseball  Tournament

will  be  June  8-9  at  Rogers  SportsComplex.•  Iowa  Associated  Saddle  Club

Horse Show will be held at WebsterCounty  Fairgrounds  on  June  8-9,June 29-30, July 20-21 and Aug. 3-4.•  Market  on  Central  will  be  in

Downtown  Fort  Dodge  on  June  8and 22, July 13 and 27, Aug. 10 and

24 and Sept. 14 and 28.• Fishing Derby will be June 8 at

Brushy  Creek  State  RecreationalArea.• Karl King Municipal Band con-

certs  will  be  June  9,  16,  23  and  30and  July  7,  14,  21  and  28  at  theOleson  Park  Bandshell  starting  at

7:30  p.m.  Bring  your  ownchairs.•  Tractor  Drive  Across

Iowa will be June 17-22. Theywill be in Fort Dodge on June18  holding  a  concert  at  theOpera House.•  Fort Dodge  Senior High

Softball Invite will be held onJune  14-15  at  Rogers  SportsComplex.• Fort Dodge Kennel Club

AKC Dog Shows will be June 15-16at the Webster County Fairgrounds.• Women in the Outdoors will be

held  on  June  15  at  Brushy  CreekState Recreational Area.• Ride to Remember will be June

15. Join Iowa State University CoachPaul Rhoads  in Ames  for  a Ride  toRemember  benefiting  theAlzheimer’s  Association,  GreaterIowa Chapter.Fort Dodge Motorcyclists will start

out at Fort Dodge Ford, preregistra-tion  is  required.  Register  atwww.alz.org/greateriowa. • Shellabration presents Styx will

be June 22 at Oleson Park Bandshell.•  Fort  Dodge  Senior  High  JV

Softball Tournament will be June 22at Rogers Sports Complex.•  Fort  Dodge  Men’s  Slowpitch

Invitation Softball Tournament willbe  June  22-23  at  Rogers  SportsComplex.•  Fort  Dodge  Junior  Tennis

Tournament  will  be  June  22-23  atDodger Courts.• A Prairie Hike will be  June 29 at

Brushy  Creek  State  RecreationalArea. 

“If your class is holding a reunion, we

would like to know the event date, site

of the reunion and contact person.”

May 2013 • FORT DODGE BUSINESS REVIEW • 25

cvBby KERRIE KUIPERMarketing director

Convention and

Visitors Bureau

Page 26: May 2013 Business Review

26 • FORT DODGE BUSINESS REVIEW • May 2013

www.messengernews.net

SponSor A

School’S

newSpAperS

iowa central insightsby DR. DAN KINNEYPresident

Iowa Central Community College

-Messenger photo by Hans MadsenIowa Central Community College nursing instructor Robin Isabell, atleft, reaches out to get a hug from her graduating student, AmyRastetter, of Rockwell City, after the 45th annual Iowa CentralCommunity College commencement in 2012.

On  May  11,  Iowa  CentralCommunity  College  held  its  46thCommencement  ceremony  inHodges  Field  House.  ThomasSchnurr,  chief  executive  officer  ofStark Bank Group LTD (a 1972 grad-uate) delivered  the  commencementaddress.To date for the 2012-2013 academ-

ic year,  448  students have declared(or graduated) with an AA degree,710 students have declared to grad-uate (or graduated) with a diploma,AAS, AS, or AGS degree.It  is  because  of  support  of  our

partners  that  Iowa Central  remainsa  strong  resource  to  the  region.    Iwould like to thank our many part-ners for their collaboration.The  200-plus  program  advisory

board members  from Area V  com-

panies that volunteer their time andtalents to ensure Iowa Central’s pro-grams provide the skills to meet ourregion’s workforce needs.The  many  companies  that  pro-

vide  internships  and  scholarshipopportunities  to  our  students.  Thescholarship  assistance  not  onlymakes school more affordable, butin many cases allows the student tofocus  solely  on  their  studies.Internships  provide  invaluablehands-on experiences, making stu-dents  career  ready  after  gradua-tion.Our Area V school districts who

allow Iowa Central  to provide col-lege classes to high school studentswhich  save  families  thousands  oftuition dollars.Those  donors  who  have  con-

tributed  financial  or  in-kind  sup-port.The medical community provides

support as area dentists work withour students on community serviceprojects.  Some  also  donate  time  tosupervise  students  in  our  dentalhygiene lab.Area hospitals  and  care  facilities

open their doors to provide clinicalexperiences  to  our  nursing  stu-dents.We wish our graduates the best as

they  begin  their  new  journey  andlook forward to welcoming studentsback in August.As  the  year  draws  to  a  close,  I

want  to  thank  the  faculty and  stafffor  all  they  do  each  day,  makingIowa  Central  a  truly  remarkableplace.

Page 27: May 2013 Business Review

May 2013 • FORT DODGE BUSINESS REVIEW • 27

Parts • Sales• Service • Rental 1864 Kountry Lane • Fort Dodge, IA Ph. 515-955-3400 • Fax 515-576-4201 www.randjmaterialhandling.com

• 8 Spd Powershift • 135 Horsepower • Intelli-Shift Transmission • 118 PTO

M135GX M Series Tractor Kubota M135GX

or 0% for 60 months

$ 2,500 rebate

Bobcat S770

or 0% for 42 months

$ 2,700 rebate

Page 28: May 2013 Business Review

28 • FORT DODGE BUSINESS REVIEW • May 2013

Buena Vista Buena Vista University University

We will help We will help you move to you move to

a better a better paying job! paying job! Financial Aid Financial Aid

Assistance Assistance Available Available

www.bvu.edu 515-576-4881 Iowa Central Community College Campus

For answers to any of your questions

or to schedule a campus visit, please contact

515-576-7201 or 800-362-2793www.iowacentral.edu

Follow us andbecome a fan on

Facebook at “Iowa Central

Community College”

Local Stock Index $65

$60

$55

$50

$45

$40

Closing Prices as of 5.6.13

Source: Edward Jones

Mortgage Interest Rates

7%

6%

5%

4%

3%

2%

30 Year Fixed

15 Year Fixed

Airline Boardings

1200

1000

800

600

400

200

Source: Edward Jones

F

3.656

2.968

M

3.656

2.937

A

3.65

2.925

M

3.525

2.775

Rates average of those reported by FortDodge financial institutions

D

3.445

2.846

J

3.500

2.825

BAC 12.88JCP 16.92MCD 102.07MLM 106.90NSRGY 70.30

PEP 82.50PFE 28.72SHLD 52.08SLGN 48.28TGT 70.03

USG 26.52VLO 38.38WAG 47.84WFC 37.90WMT 78.83

D47

J49

F A54

M55

M52

J42

J45

S47

O49

N4946

A51

D

357

1026

J

313

981

F

254

869

M

375

1050

274

568

A

320

920

N

Current Year

Previous YearSource: Fort Dodge Regional Airport

Page 29: May 2013 Business Review

May 2013 • FORT DODGE BUSINESS REVIEW • 29

� �� ���������������� #�#� �!��) &$%

������&'�)�#(���$('��$%'��$���������������������

��"��%����������������������

������������������������������ �����

������� �� ������� �����

To advertise in theBusiness Review call

Becky O’Brien at

515-574-4418

Stock Spotlight: Schein Henry Inc Com (HSIC)

100

90

80

70

60

Price Per Share as of the 1st of the monthSource: Edward Jones

Stock Spotlight: General Mills Inc (GIS)

55

50

45

40

35

S

76.97

O

79.27

N

75.84

D

80.039

J

82.37

F

87.80

M

89.90

A

90.44

M

91.13

J

74.20

J

79.20

A

76.54

S

38.99

O

40.05

N

39.77

D

40.95

J

41.77

F

42.13

M

46.49

A

48.74

M

49.59

J

37.80

J

39.04

A

38.49

Auto & Truck Sales125

100

75

50

25

10

Building Permits

100

80

60

40

20

Cars

Trucks

Source: Fort Dodge Planning Office

Source: Webster CountyMotor Vehicle Dept.

M

17

1 Year CD & 10 Year U.S. Treasury

5%

4%

3%

2%

1%

Source: Edward Jones

1 Year CD

10 Year US Treasury

Price Per Share as of the 1st of the monthSource: Edward Jones

F

2238

J

76113

M

55 25

A100

43N

40 29 56 41

AN

45

J

23

F

22 59

D

32

F

.430

1.677

1.9725

A

.35

1.937

M.3166

1.946

J

.58

1.722

A

.56

1.717

S

.44

1.6128

O

.425

1.635

N

.4125

4.785

D

.425

1.615

J

.450

1.664

.57

1.7162

J M

.410

D

Page 30: May 2013 Business Review

30 • FORT DODGE BUSINESS REVIEW • May 2013

515.576.1011 • iowafarmsinc.com ROGER WILLIAMS • MIKE CALLON

Farm Management Farm Real Estate Crop Insurance

II OO WW AA II OO WW AA I O W A FF AA RR MM SS FF AA RR MM SS F A R M S

AASSSSOOCCIIAATTEESS,, IINNCC.. ASSOCIATES, INC. Fort Dodge, IA

Page 31: May 2013 Business Review

May 2013 • FORT DODGE BUSINESS REVIEW • 31

Thompson & Eich CPAs

Taxes Are No Joke

The IRS allows employers to reimburse workers up to $20/month for riding their bike to work.� This tax-free fringe benefit is available in months when the

employee does a substantial amount of the commuting to work on a bicycle.� Reimbursement can be for a bike, bicycle improvements, repairs or storage.� Call

us for guidance on setting up this program for your employees. No joke!

Benefit for Biking to Work

Mark Thompson Julie Eich 551155--995555--11998899 oorr 880000--227744--11998899 551155--995555--11998899 oorr 880000--227744--11998899 515-955-1989 or 800-274-1989 wwwwww..TThhoommppssoonnEEiicchh..ccoomm wwwwww..TThhoommppssoonnEEiicchh..ccoomm www.ThompsonEich.com

www.friendshiphaven.orgFort Dodge, Iowa 50501420 Kenyon Road

www.friendshiphaven.orgFort Dodge, Iowa 50501

FriendshipHavenHaven

Friendship

Page 32: May 2013 Business Review