Maryland Consumer Rights Coalition 2013 Scorecard
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Transcript of Maryland Consumer Rights Coalition 2013 Scorecard
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7/27/2019 Maryland Consumer Rights Coalition 2013 Scorecard
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OVERVIEW OF THE 2013 LEGISL ATIVE SESSIONS
In 2013, Maryland consumers won important
new protections against being jailed as a result
of small debts and being victimized by identity
theft along with new safeguards against unfair
foreclosures, evictions, and insurance practices.
Yet a legislative session in which consumer concerns oten took abackseat to high-prole debates over the death penalty, gun control,
and new taxes let a mixed record or Maryland consumers in many
key areas.
Fair treatment or debtors:A new law establishing a higher standard
or holding Marylanders in jail in debt cases will make it much less likely
or poor Marylanders to be jailed over small debts (HB 596 / SB 419).Yet the Assembly ailed to pass bills that would have given consumers
inormation about the debts that many third-party debt buyers seek to
collect (HB 1157 / SB 432).
Housing and oreclosures: Homeowners will benet rom new
laws that limit oreclosures as a result o liens in common-ownership
communities (HB 286 / SB 161) and give the state new powers topunish raudulent mortgage relie schemes (HB 291 / SB 383). Renters
will benet rom a new law blocking extra-judicial evictions (HB 1308 /
SB 642). But the legislature ailed to pass other new protections or
members o condo communities, including an important bill to license
property managers (HB 576 / SB 794), and killed an eort to raise
the compensation homeowners can get or home improvement projects
gone wrong without a ormal hearing beore the Mar yland Home
Improvement Commission (SB 78).
Identity thet: Foster children and young adults will get new
protections rom a law that allows state ocials to put a security
reeze on their credit reports (HB 1297 / SB 897).
Insurance airness: New law prohibiting mandatory bundling o homeand auto insurance (HB 342 / SB 446) will protect consumers reedom
o choice. Car insurance will also be more aordable or drivers in the
Maryland Auto Insurance Fund (MAIF) because a new law allows them
to pay or insurance in installments (SB 930).
Aordable energy: Bad news or consumers as new law will enable
utilities to add a surcharge o up $2 / month to energy bills to pay orinrastructure improvements (HB 89 / SB 8). The Assembly also
rejected a bill to prohibit utilities rom adding extra ees to residential
bills to recoup revenue lost as a result o power outages (HB 29).
2 0 1 3 L E G I S L A T I V E S C O R E C A R D
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Other issues: The legislature missed important opportunities to give
consumers new protections by ailing to pass bills that would have
limited price gouging when the state has declared a state o emergency
(HB 332 / SB 195), protected auto dealers against unair retaliationby manuacturers (SB 249), and established a new consumer protection
oce in Prince Georges County (SB 234).
HOW THE SCORECAR D WORKS
In 2013, MCRC testied on more than 25 important consumer
protection bills. Our foor scores are based, however, on
how legislators voted on eight issues that are most important toMaryland consumers:
Raising the standard or holding people in prison in debt cases
(HB 596 / SB 419).Bill passed.
Enabling state ofcials to put a security reeze on the credit
reports o oster children (HB 1297 / SB 897).Bill passed.
Prohibiting mandatory bundling o insurance services
(HB 342 / SB 446).Bill passed .
Allowing drivers in the MAIF insurance und to buy car insurance
in installments (SB 930).Bill passed .
Adding a surcharge o up to $2 / month to energy bills voting
against the surcharge bill is a pro-consumer vote (HB 89 / SB 8).
Bill passed.
Limiting the ability to oreclose on homeowners in common
ownership communities because o liens (HB 286 / SB 161).
Bill passed.
Preventing price-gouging ater a state o emergency has been
declared. House voted on the bill, Senate did not. (HB 332 / SB 195).
Bill did not pass.
Banning retaliation by manuacturers against Maryland
auto dealers (SB 249). Senate voted on the bill, House did not.
Bill did not pass.
Because many o the legislatures most important decisions happen in
its powerul committees where bills are oten killed or completely
re-written beore they ever reach a foor vote legislators who serve on
committees that handle key consumer bills also receive a score based
on their committee votes on a larger set o consumer bills.
Floor scores and committee scores are averaged to arrive at a legislators
overall rating or the year, with each score receiving equal weight.
Lawmakers who serve on committees that did not mark-up key
consumer bills are graded solely on their foor scores.
To give you a better idea which legislators have been standing up or
Maryland consumers since the current legislative slate was elected in
2010, weve also included a 3-year average score or each legislator.
You can see a ull list o the committee votes we used to develop our
committee scores and a ull list o the bills MCRC testied on during
the 2013 session at our website at WWW.MARYLANDCONSUMERS.ORG .
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ASTLE, JOHN (D) + + + - -
BENSON, JOANNE (D) + + + + -
BRINKLEY, DAVID (R) + + + - -
BROCHIN, JIM (D) + + + + +
COLBURN, RICHARD (R) + + + - -
CONWAY, JOAN CARTER (D) + + + + -
CURRIE, ULYSSES (D) + + + + -
DEGRANGE, JAMES (D) + + + - -
DYSON, ROY (D) + + + + +
EDWARDS, GEORGE (R) + + + + -
FERGUSON, BILL (D) + + + + -
FOREHAND, JENNIE (D) + + + + +
FROSH, BRIAN (D) + + + + +
GARAGIOLA , ROB (D) + + + + -
GETTY, JOSEPH (R) + + + - -
GLADDEN, LISA (D) + + + + -
GLASSMAN, BARRY (R) + + + + -
JACOBS, NANCY (R) + NV + - - JENNINGS, J.B. (R) + + + - -
JONES-RODWELL, VERNA (D) + + + + +
KASEMEYER, EDWARD (D) + + + + -
KELLEY, DELORES (D) + + + + +
KING, NANCY (D) + + + + -
KITTLEMAN, ALLAN (R) + + + + -
KLAUSMEIER, KATHERINE (D) + + + + -
MADALENO, RICHARD (D) + + + + +
MANNO, ROGER (D) + + + + -
MATHIAS, JIM (D) + + + + -
MCFADDEN, NATHANIEL (D) + + + + -
MIDDLETON, THOMAS (D) + + + + -
MILLER, THOMAS V. MIKE (D) + + + + -
MONTGOMERY, KAREN (D) + + + + -
MUSE, ANTHONY (D) + + + + -
PETERS, DOUGLAS (D) + + + A -
PINSK Y, PAUL (D) A + + + +
PIPKIN, E.J. (R) + + + - +
PUGH, CATHERINE (D) + + + + -
RAMIREZ, VICTOR (D) + + + + -
RASKIN, JAMIE (D) + + + + +
REILLY, EDWARD (R) + + + + +
ROBEY, JAMES (D) + + + + -
ROSAPEPE, JIM (D) + + + + +
SHANK, CHRISTOPHER (R) + + + + -
SIMONAIRE, BRYAN (R) + + + + +
STONE, NORMAN (D) + + + + -
YOUNG, RON (D) + + + + -
ZIRKIN, BOBBY (D) + + + + -
SENATOR
SB
419
SB
446
SB
930
SB
897
SB
8
STATE SENATE
(+)pro-consumer vote (A)excused absence
(-)anti-consumer vote (NV)not voting, unexcused absence
()not yet appointed to oce (*)rst year voting, 2013 score only
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+ + 71% 69% 70% 74%
+ - 71% 100% 86% 95%
+ - 57% NA 57% 67%
+ + 100% 60% 80% 76%
+ - 57% NA 57% 71%
+ A 83% 100% 92% 97%
+ + 86% NA 86% 91%
+ - 57% NA 57% 77%
+ A 100% 100% 100% 90%
+ - 71% NA 71% 72%
+ - 71% 100% 86% 95%
+ + 100% 91% 96% 96%
+ + 100% 73% 87% 94%
+ + 86% 77% 82% 88%
+ - 57% 45% 51% 60%
+ + 86% 73% 80% 89%
+ - 71% 77% 74% 73%
+ - 43% 45% 44% 58%
+ - 57% 100% 79% 83%
+ - 86% NA 86% 91%
+ + 86% NA 86% 95%
+ - 86% 85% 86% 92%
+ + 86% NA 86% 95%
+ - 71% 69% 70% 66%
+ - 71% 77% 74% 79%
+ + 100% NA 100% 100%
+ + 86% NA 86% 95%
+ - 71% 75% 73% 81%
+ + 86% NA 86% 91%
+ - 71% 77% 74% 81%
+ + 86% NA 86% 95%
+ + 86% 100% 93% 98%
+ - 71% 55% 63% 77%
+ + 83% NA 83% 90%
+ + 100% 100% 100% 100%
+ - 71% 69% 70% 65%
+ - 71% 85% 78% 87%
+ - 71% 92% 82% 91%
+ + 100% 73% 87% 94%
+ - 86% 100% 93% 94%
+ + 86% NA 86% 95%
+ + 100% 100% 100% 100%
+ - 71% 55% 63% 64%
+ - 86% 100% 93 % 79%
+ + 86% 73% 80% 89%
+ - 71% 100% 86% 93%
+ - 71% 45% 58% 75%
SB
161
SB
249
FLOOR
SCORE
COMMITTEE
SCORE
TH
REE-YEAR
AVERAGE
2013SCORE
MCRC 1209 North Calvert Street, Baltimore, Maryland 21202
phone410 624 8981 fax410 385 2913 www.marylandconsumers.org
www.facebook.com/mdconsumers www.twitter.com/mdconsumers
2013 LEGISLATIVE SCORECA R D
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AFZALI, KATHY (R) + + + + - + - 71 %
ANDERSON, CURT (D) + + + + - + + 86%
ARORA, SAM (D) + + + + - + + 86%
AUMANN, SUSAN (R) + + + + + + - 86%
BARKLEY, CHARLES (D) + + + + - + + 86%
BARNES, BEN (D) + + + + - + + 86%
BARVE, KUMAR (D) + + + + - + + 86%
BATES, GAIL (R) + + + + - + A 83%
BEIDLE, PAMELA (D) + + + + - + + 86%
BEITZEL, WENDELL (R) + + + + - + - 71 %
BOBO, ELIZABETH (D) + + + + + + + 100%
BOHANAN, JOHN (D) + + + + - + - 71 %
BOTELER, JOSEPH (R) + + + + + + - 86%
BRANCH, TALMADGE (D) + + + + - + + 86%
BRAVEBOY, AISHA (D) + + + + - + + 86%
BROMWELL, ERIC (D) + + + + - + - 71 %
BURNS, EMMETT (D) + NV + + - + + 71 %
BUSCH, MICHAEL (D) + + + + - + + 86%CANE, RUDOLPH (D) + + + + - + + 86%
CARDIN, JON (D) + + + + - + + 86%
CARR, AL (D) + + + + + + + 100%
CARTER, JILL (D) + + + + - + + 86%
CLAGETT, GALEN (D) + + + + - + A 83%
CLIPPINGER, LUKE (D) + + + + - + + 86%
CLUSTER, JOHN (R) + + + + + + - 86%
CONAWAY, FRANK (D) + + + + NV + + 86%
CONWAY, NORMAN (D) + + + + - + + 86%
COSTA, BOB (R) + + + + - + + 86%
CULLISON, BONNIE (D) + + + + - + + 86%
DAVIS, DERECK (D) + + + + - + + 86%
DEBOY, STEVEN (D) + + + + - + + 86%
DONOGHUE, JOHN (D) + + + + - A NV 67%
DUMAIS, KATHLEEN (D) + + + + - + + 86%
DWY ER, DON (R) A A + A A A - 50 %
ECKARDT, ADELAIDE (R) + + + + - + - 71 %
ELLIOTT, DONALD (R) + + + + - + + 86%
FELDMAN, BRIAN (D) + + + + - + + 86%
FISHER, MARK (R) + + + + + - - 71 %
FRANK, WILLIAM (R) NV + + + - + - 57 %
FRICK, BILL (D) + + + + A + + 100%
FRUSH, BARBARA (D) + + + + + + + 100%
GAINES,TAWANA (D) + + + + - + + 86%
GEORGE, RONALD (R) + + + + - + - 71 %
GILCHRIST, JAMES (D) + + + + - + + 86%
GLASS, GLEN (R) + + + + + + - 86%
GLENN, CHERYL (D) + + + + - + + 86%
GRIFFITH, MELONY (D) + + + + - + + 86%
GUTIERREZ, ANA SOL (D) + + + + - + + 86%
GUZZONE, GUY (D) + + + + - + + 86%
HADDAWAY-RICCIO, JEANNIE (R) + + + + - + - 71 %
HAMMEN, PETER (D) + + + + - + + 86%
HARPER, NINA (D) + + + + + + 100%
DELEGATE
FLOOR
SCORE
STATE HOUSE OF DELEGATES
HB
596
HB
342
SB
930
HB
1297
HB
89
HB
286
HB
332
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7/27/2019 Maryland Consumer Rights Coalition 2013 Scorecard
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100% 86% 66%
67% 77% 87%
75% 81% 94%
NA 86% 70%
61% 74% 82%
67% 77% 85%
100% 93% 98%
NA 83% 63%
100% 93% 94%
NA 71% 66%
100% 100% 98%
NA 71% 78%
100% 93% 67%
100% 93% 94%
72% 79% 88%
100% 86% 91%
46% 59% 78%
NA 86% 95%100% 93% 98%
100% 93% 98%
100% 100% 100%
33% 60% 80%
53% 68% 89%
50% 68% 84%
50% 68% 56%
50% 68% 84%
NA 86% 95%
100% 93% 88%
100% 93% 98%
NA 86% 94%
NA 86% 87%
100% 84% 91%
75% 81% 88%
NA 50% 44%
NA 71% 61%
100% 93% 81%
61% 74% 85%
100% 86% 64%
100% 78% 76%
100% 100% 100%
100% 100% 100%
NA 86% 95%
100% 86% 71%
100% 93% 98%
50% 68% 64%
100% 93% 98%
NA 86% 95%
NA 86% 91%
NA 86% 95%
29% 50% 54%
100% 93% 98%
100% 100% 100%*
HAYNES, KEITH (D) + + + + -
HEALEY, ANNE (D) + + + + -
HERSHEY, STEPHEN (R) + + + + -
HIXSON, SHEILA (D) + + + + -
HOGAN, PATRICK (R) + + + + -
HOLMES, MARVIN (D) + + + + -
HOUGH, MICHAEL (R) + + + + -
HOWARD, CAROLYN (D) + + + + +
HUBBARD, JAMES (D) + + + + +
HUCKER, TOM (D) + + + + -
IMPALLARIA, RICK (R) + + + + -
IVEY, JOLENE (D) + + + + -
JACOBS, JAY (R) + + + + -
JAMES, MARY-DULANY (D) + + + + -
JAMESON, SALLY (D) + + NV + -
JONES, ADRIENNE (D) + + + + -
KACH, WADE (R) + + + + +
KAISER, ANNE (D) + + + + - KELLY, ARIANA (D) + + + + -
KELLY, KEVIN (D) + + + + -
KIPKE, NICHOLAUS (R) + + + - +
KRAMER, BEN (D) + + + + -
KREBS, SUSAN (R) + + + - -
LAFFERTY, STEPHEN (D) + + + + -
LEE, SUSAN (D) + + + + +
LOVE, MARY ANN (D) + + + + -
LUEDTKE, ERIC (D) + + + + -
MALONE, JAMES (D) + + + + -
MCCOMAS, SUSAN (R) + + + + -
MCCONKEY, TONY (R) + + + + -
MCDERMOTT, MIKE (R) + + + + +
MCDONO UGH, PAT (R) A A + + +
MCHALE, BRIAN (D) + + + + -
MCINTOSH, MAGGIE (D) + + + + -
MCMILLAN, HERB (R) + + + + +
MILLER, ARUNA (D) + + + + -
MILLER, WARREN (R) + + + + -
MINNICK, JOSEPH (D) + + + + -
MITCHELL, KEIFFER (D) NV + + + -
MIZEUR, HEATHER (D) + + + + -
MORHAIM, DAN (D) + + + + -
MURPHY, PETER (D) + + + + -
MYERS, LEROY (R) + + NV + -
NATHAN-PULLIAM, SHIRLEY (D) + + + + -
NIEMANN, DOYLE (D) + + + + -
NORMAN, WAYNE (R) + + + + -
ODONNELL, TONY (R) + + + + -
OAKS, NATHANIEL (D) + + + + -
OLSZEWSKI, JOHN (D) + + + + -
OTTO, CHARLES (R) + + + + -
PARROTT, NEIL (R) + + + + -
PENA-MELNYK, JOSELINE (D) + + + + -
COMMITTEE
SCORE
2013SCORE
DELEGATE
HB
596
HB
342
SB
930
HB
1297
HB
89
TH
REE-YEAR
AVERAGE
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7/27/2019 Maryland Consumer Rights Coalition 2013 Scorecard
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+ + 86% NA 86% 95%
+ + 86% 100% 93% 98%
+ - 71% 39% 55% 49%
+ + 86% 100% 93% 98%
+ - 71% 100% 86% 83 %
+ + 86% 100% 93% 98%
+ - 71% 75% 73% 58%
+ + 100% 100% 100% 100%
+ + 100% 100% 100% 100%
+ + 86% 76% 81% 86%
+ - 71% 38% 55% 49%
+ + 86% 100% 93% 94%
+ - 71% 100% 86% 7 8%
+ + 86% NA 86% 91%
+ - 57% 44% 51% 76%
+ + 86% NA 86% 95%
+ - 86% 100% 93% 73%
+ + 86% 100% 93% 98%
+ + 86% 100% 93% 94%
+ - 71% 50% 61% 80%
+ + 86% 100% 93% 89%
+ + 86% 71% 79% 87%
+ - 57% 100% 79% 64%
+ + 86% 100% 93% 98%
+ + 100% 50% 75% 92%
+ + 86% 44% 65% 80%
+ + 86% 100% 93% 98%
+ A 83% 100% 92% 92%
+ - 71% 75% 73% 52%
- - 57% NA 57% 57%
+ - 86% 75% 81% 59%
+ - 80% 100% 90% 68%
+ + 86% 61% 74% 83%
+ + 86% 100% 93% 98%
- + 86% 100% 93% 82 %
+ + 86% 100% 93% 98%
+ - 71% 28% 50% 47%
+ - 71% 41% 56% 71%
+ + 71% 50% 61% 82%
+ + 86% NA 86% 95%
+ + 86% 100% 93% 90%
+ + 86% 100% 93% 98%
+ - 57% 100% 79% 71%
+ + 86% 100% 93% 98%
+ + 86% 100% 93% 98%
+ - 71% 100% 86% 81%
+ - 71% 100% 86% 82 %
+ + 86% 100% 93% 94%
+ - 71% 47% 59% 74%
+ - 71% 100% 86% 82 %
+ - 71% 50% 61% 50%
+ + 86% 100% 93% 98%
PENDERGRASS, SHANE (D) +
PROCTOR, JAMES (D) +
READY, JUSTIN (R) +
REZNIK, KIRILL (D) +
ROBINSON, BARBARA (D) +
ROBINSON, SHANE (D) +
ROSENBERG, SAMUEL (D) +
RUDOLPH, DAVID (D) +
SCHUH, STEVE (R) +
SCHULZ, KELLY (R) +
SERAFINI, ANDREW (R) +
SIMMONS, LUIZ (D) +
SMIGIEL, MICHAEL (R) +
SOPHOCLEUS, THEODORE (D) +
STEIN, DANA (D) +
STIFLER, DONNA (R) +
STOCKSDALE, NANCY (R) +
STUKES, MELVIN (D) +SUMMERS, MICHAEL (D) +
SWAIN, DARREN (D) +
SZELIGA, KATHY (R) +
TARRANT, SHAWN (D) +
TURNER, FRANK (D) +
TURNER, VERONICA (D) +
VALDERRAMA, KRISELDA (D) +
VALENTINO-SMITH, GERA LDINE (D) +
VALLARIO, JOSEPH (D) +
VAUGHN, MICHAEL (D) +
VITALE, CATHY (R) +
WALDSTREICHER, JEFF (D) +
WALKER, JAY (D) +
WASHINGTON, ALONZO D +
WASHINGTON, MARY (D) +
WEIR, MIKE (D) +
WILSON, C.T. (D) +
WOOD, JOHN (D) +
ZUCKER, CRAIG (D) +
SUMMARY OF BILLS
HB 596 / SB 419: DUE PROCESS /
HB 1297 / SB 897: ALLOWS STATE
HB 342 / SB 446: PROHIBITS MA
SB 930: ALLOWS DRIVERS IN THE
HB 89 / SB 8: ALLOWS ENERGY CO
HB 286 / SB 161: LIMITING THE A
HB 332 (HOUSE ONLY): WOULD H
SB 249 (SENATE ONLY ): WOULD
FLOOR
SCORE
COMMITTEE
SCORE
2013SCORE
HB
286
HB
332
DELEGATE
TH
REE-YEAR
AVERAGE
HB
596
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7/27/2019 Maryland Consumer Rights Coalition 2013 Scorecard
8/8
+ + + - + + 86% 100% 93% 98%
+ + + - + + 86% NA 86% 95%
+ + + - + - 71% 100% 86% 5 4%
+ + + - + + 86% 100% 93% 94%
+ + + - + + 86% NA 86% 95%
+ + + - + + 86% 100% 93% 98%
+ + + - + + 86% 50% 68% 89%
+ + + - + + 86% 56% 71% 83%
+ + + - + + 86% 64% 75% 61%
+ + + - + - 71% 33% 52% 50%
+ + + - + - 71% 100% 86% 68%
+ + + - + + 86% 50% 68% 84%
+ A + + + - 83% 67% 75% 64%
+ + + - + + 86% NA 86% 83%
+ + + - + + 86% 100% 93% 98%
+ + + - + - 71% 40% 56% 55%
+ + + - + - 71% NA 71% 74%
NV + + - + + 71% 100% 86% 95%NV + + - + + 71% 100% 86% 91%
+ + + - + + 86% 50% 68% 68%*
+ + + - + - 71% NA 71% 57%
+ + + - + + 86% 100% 93% 98%
+ + + - + + 86% 100% 93% 98%
+ + + - + + 86% 100% 93% 98%
+ + + - + + 86% 100% 93% 98%
+ + + + + + 100% 50% 75% 83%
+ + + - NV + 71% NA 71% 70%
+ + + - + + 86% 67% 77% 84%
+ + + - - + 71% 100% 86% 78%
+ + + - + + 86% 50% 68% 84%
+ A + - + + 83% 100% 92% 95%
+ + NV - + + 71% 100% 86% 86%*
+ + + - + + 86% NA 86% 95%
+ + + - + + 86% 100% 93% 9 6%
+ + + - + + 86% 100% 93% 98%
+ + + - + - 71% NA 71% 82%
+ + + - + + 86% NA 86% 95%
2013 LEGISLATIVE SCORECA R D
IN MCRCS 2013 SCORECARD
EXPEDITED RELEA SE FOR PEOPLE ARRESTED IN DEBT CASES.
OFFICIALS TO PUT A SECURITY FREEZE ON CREDIT REPORTS OF FOSTER CHILDREN.
DATORY BUNDLING OF HOME, AUTO INSURANCE
AIF PROGRAM TO BUY CAR INSURANCE IN INSTALLMENTS
MPANIES TO ADD SURCHARGE U P TO $2 / MONTH TO ENERGY BILLS
ILITY TO FORECLOSE ON HOMEOWNERS IN CONDOMINIUM COMMUNITIES BECAUSE OF LIENS.
AVE LIMITED PRICE GOUGING AFTER STATES OF EMERGENCY.
AVE PROHIBITED AUTO MANUFACTURERS FROM RETALIATING AGAINST MD CAR DEALER S.
FLOOR
SCORE
COMMITTEE
SCORE
TH
REE-YEAR
AVERAGE
2013SCORE
HB
342
SB
930
HB
1297
HB
89
HB
286
HB
332