Maryland Consumer Rights Coalition 2013 Scorecard

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    OVERVIEW OF THE 2013 LEGISL ATIVE SESSIONS

    In 2013, Maryland consumers won important

    new protections against being jailed as a result

    of small debts and being victimized by identity

    theft along with new safeguards against unfair

    foreclosures, evictions, and insurance practices.

    Yet a legislative session in which consumer concerns oten took abackseat to high-prole debates over the death penalty, gun control,

    and new taxes let a mixed record or Maryland consumers in many

    key areas.

    Fair treatment or debtors:A new law establishing a higher standard

    or holding Marylanders in jail in debt cases will make it much less likely

    or poor Marylanders to be jailed over small debts (HB 596 / SB 419).Yet the Assembly ailed to pass bills that would have given consumers

    inormation about the debts that many third-party debt buyers seek to

    collect (HB 1157 / SB 432).

    Housing and oreclosures: Homeowners will benet rom new

    laws that limit oreclosures as a result o liens in common-ownership

    communities (HB 286 / SB 161) and give the state new powers topunish raudulent mortgage relie schemes (HB 291 / SB 383). Renters

    will benet rom a new law blocking extra-judicial evictions (HB 1308 /

    SB 642). But the legislature ailed to pass other new protections or

    members o condo communities, including an important bill to license

    property managers (HB 576 / SB 794), and killed an eort to raise

    the compensation homeowners can get or home improvement projects

    gone wrong without a ormal hearing beore the Mar yland Home

    Improvement Commission (SB 78).

    Identity thet: Foster children and young adults will get new

    protections rom a law that allows state ocials to put a security

    reeze on their credit reports (HB 1297 / SB 897).

    Insurance airness: New law prohibiting mandatory bundling o homeand auto insurance (HB 342 / SB 446) will protect consumers reedom

    o choice. Car insurance will also be more aordable or drivers in the

    Maryland Auto Insurance Fund (MAIF) because a new law allows them

    to pay or insurance in installments (SB 930).

    Aordable energy: Bad news or consumers as new law will enable

    utilities to add a surcharge o up $2 / month to energy bills to pay orinrastructure improvements (HB 89 / SB 8). The Assembly also

    rejected a bill to prohibit utilities rom adding extra ees to residential

    bills to recoup revenue lost as a result o power outages (HB 29).

    2 0 1 3 L E G I S L A T I V E S C O R E C A R D

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    Other issues: The legislature missed important opportunities to give

    consumers new protections by ailing to pass bills that would have

    limited price gouging when the state has declared a state o emergency

    (HB 332 / SB 195), protected auto dealers against unair retaliationby manuacturers (SB 249), and established a new consumer protection

    oce in Prince Georges County (SB 234).

    HOW THE SCORECAR D WORKS

    In 2013, MCRC testied on more than 25 important consumer

    protection bills. Our foor scores are based, however, on

    how legislators voted on eight issues that are most important toMaryland consumers:

    Raising the standard or holding people in prison in debt cases

    (HB 596 / SB 419).Bill passed.

    Enabling state ofcials to put a security reeze on the credit

    reports o oster children (HB 1297 / SB 897).Bill passed.

    Prohibiting mandatory bundling o insurance services

    (HB 342 / SB 446).Bill passed .

    Allowing drivers in the MAIF insurance und to buy car insurance

    in installments (SB 930).Bill passed .

    Adding a surcharge o up to $2 / month to energy bills voting

    against the surcharge bill is a pro-consumer vote (HB 89 / SB 8).

    Bill passed.

    Limiting the ability to oreclose on homeowners in common

    ownership communities because o liens (HB 286 / SB 161).

    Bill passed.

    Preventing price-gouging ater a state o emergency has been

    declared. House voted on the bill, Senate did not. (HB 332 / SB 195).

    Bill did not pass.

    Banning retaliation by manuacturers against Maryland

    auto dealers (SB 249). Senate voted on the bill, House did not.

    Bill did not pass.

    Because many o the legislatures most important decisions happen in

    its powerul committees where bills are oten killed or completely

    re-written beore they ever reach a foor vote legislators who serve on

    committees that handle key consumer bills also receive a score based

    on their committee votes on a larger set o consumer bills.

    Floor scores and committee scores are averaged to arrive at a legislators

    overall rating or the year, with each score receiving equal weight.

    Lawmakers who serve on committees that did not mark-up key

    consumer bills are graded solely on their foor scores.

    To give you a better idea which legislators have been standing up or

    Maryland consumers since the current legislative slate was elected in

    2010, weve also included a 3-year average score or each legislator.

    You can see a ull list o the committee votes we used to develop our

    committee scores and a ull list o the bills MCRC testied on during

    the 2013 session at our website at WWW.MARYLANDCONSUMERS.ORG .

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    ASTLE, JOHN (D) + + + - -

    BENSON, JOANNE (D) + + + + -

    BRINKLEY, DAVID (R) + + + - -

    BROCHIN, JIM (D) + + + + +

    COLBURN, RICHARD (R) + + + - -

    CONWAY, JOAN CARTER (D) + + + + -

    CURRIE, ULYSSES (D) + + + + -

    DEGRANGE, JAMES (D) + + + - -

    DYSON, ROY (D) + + + + +

    EDWARDS, GEORGE (R) + + + + -

    FERGUSON, BILL (D) + + + + -

    FOREHAND, JENNIE (D) + + + + +

    FROSH, BRIAN (D) + + + + +

    GARAGIOLA , ROB (D) + + + + -

    GETTY, JOSEPH (R) + + + - -

    GLADDEN, LISA (D) + + + + -

    GLASSMAN, BARRY (R) + + + + -

    JACOBS, NANCY (R) + NV + - - JENNINGS, J.B. (R) + + + - -

    JONES-RODWELL, VERNA (D) + + + + +

    KASEMEYER, EDWARD (D) + + + + -

    KELLEY, DELORES (D) + + + + +

    KING, NANCY (D) + + + + -

    KITTLEMAN, ALLAN (R) + + + + -

    KLAUSMEIER, KATHERINE (D) + + + + -

    MADALENO, RICHARD (D) + + + + +

    MANNO, ROGER (D) + + + + -

    MATHIAS, JIM (D) + + + + -

    MCFADDEN, NATHANIEL (D) + + + + -

    MIDDLETON, THOMAS (D) + + + + -

    MILLER, THOMAS V. MIKE (D) + + + + -

    MONTGOMERY, KAREN (D) + + + + -

    MUSE, ANTHONY (D) + + + + -

    PETERS, DOUGLAS (D) + + + A -

    PINSK Y, PAUL (D) A + + + +

    PIPKIN, E.J. (R) + + + - +

    PUGH, CATHERINE (D) + + + + -

    RAMIREZ, VICTOR (D) + + + + -

    RASKIN, JAMIE (D) + + + + +

    REILLY, EDWARD (R) + + + + +

    ROBEY, JAMES (D) + + + + -

    ROSAPEPE, JIM (D) + + + + +

    SHANK, CHRISTOPHER (R) + + + + -

    SIMONAIRE, BRYAN (R) + + + + +

    STONE, NORMAN (D) + + + + -

    YOUNG, RON (D) + + + + -

    ZIRKIN, BOBBY (D) + + + + -

    SENATOR

    SB

    419

    SB

    446

    SB

    930

    SB

    897

    SB

    8

    STATE SENATE

    (+)pro-consumer vote (A)excused absence

    (-)anti-consumer vote (NV)not voting, unexcused absence

    ()not yet appointed to oce (*)rst year voting, 2013 score only

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    + + 71% 69% 70% 74%

    + - 71% 100% 86% 95%

    + - 57% NA 57% 67%

    + + 100% 60% 80% 76%

    + - 57% NA 57% 71%

    + A 83% 100% 92% 97%

    + + 86% NA 86% 91%

    + - 57% NA 57% 77%

    + A 100% 100% 100% 90%

    + - 71% NA 71% 72%

    + - 71% 100% 86% 95%

    + + 100% 91% 96% 96%

    + + 100% 73% 87% 94%

    + + 86% 77% 82% 88%

    + - 57% 45% 51% 60%

    + + 86% 73% 80% 89%

    + - 71% 77% 74% 73%

    + - 43% 45% 44% 58%

    + - 57% 100% 79% 83%

    + - 86% NA 86% 91%

    + + 86% NA 86% 95%

    + - 86% 85% 86% 92%

    + + 86% NA 86% 95%

    + - 71% 69% 70% 66%

    + - 71% 77% 74% 79%

    + + 100% NA 100% 100%

    + + 86% NA 86% 95%

    + - 71% 75% 73% 81%

    + + 86% NA 86% 91%

    + - 71% 77% 74% 81%

    + + 86% NA 86% 95%

    + + 86% 100% 93% 98%

    + - 71% 55% 63% 77%

    + + 83% NA 83% 90%

    + + 100% 100% 100% 100%

    + - 71% 69% 70% 65%

    + - 71% 85% 78% 87%

    + - 71% 92% 82% 91%

    + + 100% 73% 87% 94%

    + - 86% 100% 93% 94%

    + + 86% NA 86% 95%

    + + 100% 100% 100% 100%

    + - 71% 55% 63% 64%

    + - 86% 100% 93 % 79%

    + + 86% 73% 80% 89%

    + - 71% 100% 86% 93%

    + - 71% 45% 58% 75%

    SB

    161

    SB

    249

    FLOOR

    SCORE

    COMMITTEE

    SCORE

    TH

    REE-YEAR

    AVERAGE

    2013SCORE

    MCRC 1209 North Calvert Street, Baltimore, Maryland 21202

    phone410 624 8981 fax410 385 2913 www.marylandconsumers.org

    www.facebook.com/mdconsumers www.twitter.com/mdconsumers

    2013 LEGISLATIVE SCORECA R D

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    AFZALI, KATHY (R) + + + + - + - 71 %

    ANDERSON, CURT (D) + + + + - + + 86%

    ARORA, SAM (D) + + + + - + + 86%

    AUMANN, SUSAN (R) + + + + + + - 86%

    BARKLEY, CHARLES (D) + + + + - + + 86%

    BARNES, BEN (D) + + + + - + + 86%

    BARVE, KUMAR (D) + + + + - + + 86%

    BATES, GAIL (R) + + + + - + A 83%

    BEIDLE, PAMELA (D) + + + + - + + 86%

    BEITZEL, WENDELL (R) + + + + - + - 71 %

    BOBO, ELIZABETH (D) + + + + + + + 100%

    BOHANAN, JOHN (D) + + + + - + - 71 %

    BOTELER, JOSEPH (R) + + + + + + - 86%

    BRANCH, TALMADGE (D) + + + + - + + 86%

    BRAVEBOY, AISHA (D) + + + + - + + 86%

    BROMWELL, ERIC (D) + + + + - + - 71 %

    BURNS, EMMETT (D) + NV + + - + + 71 %

    BUSCH, MICHAEL (D) + + + + - + + 86%CANE, RUDOLPH (D) + + + + - + + 86%

    CARDIN, JON (D) + + + + - + + 86%

    CARR, AL (D) + + + + + + + 100%

    CARTER, JILL (D) + + + + - + + 86%

    CLAGETT, GALEN (D) + + + + - + A 83%

    CLIPPINGER, LUKE (D) + + + + - + + 86%

    CLUSTER, JOHN (R) + + + + + + - 86%

    CONAWAY, FRANK (D) + + + + NV + + 86%

    CONWAY, NORMAN (D) + + + + - + + 86%

    COSTA, BOB (R) + + + + - + + 86%

    CULLISON, BONNIE (D) + + + + - + + 86%

    DAVIS, DERECK (D) + + + + - + + 86%

    DEBOY, STEVEN (D) + + + + - + + 86%

    DONOGHUE, JOHN (D) + + + + - A NV 67%

    DUMAIS, KATHLEEN (D) + + + + - + + 86%

    DWY ER, DON (R) A A + A A A - 50 %

    ECKARDT, ADELAIDE (R) + + + + - + - 71 %

    ELLIOTT, DONALD (R) + + + + - + + 86%

    FELDMAN, BRIAN (D) + + + + - + + 86%

    FISHER, MARK (R) + + + + + - - 71 %

    FRANK, WILLIAM (R) NV + + + - + - 57 %

    FRICK, BILL (D) + + + + A + + 100%

    FRUSH, BARBARA (D) + + + + + + + 100%

    GAINES,TAWANA (D) + + + + - + + 86%

    GEORGE, RONALD (R) + + + + - + - 71 %

    GILCHRIST, JAMES (D) + + + + - + + 86%

    GLASS, GLEN (R) + + + + + + - 86%

    GLENN, CHERYL (D) + + + + - + + 86%

    GRIFFITH, MELONY (D) + + + + - + + 86%

    GUTIERREZ, ANA SOL (D) + + + + - + + 86%

    GUZZONE, GUY (D) + + + + - + + 86%

    HADDAWAY-RICCIO, JEANNIE (R) + + + + - + - 71 %

    HAMMEN, PETER (D) + + + + - + + 86%

    HARPER, NINA (D) + + + + + + 100%

    DELEGATE

    FLOOR

    SCORE

    STATE HOUSE OF DELEGATES

    HB

    596

    HB

    342

    SB

    930

    HB

    1297

    HB

    89

    HB

    286

    HB

    332

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    100% 86% 66%

    67% 77% 87%

    75% 81% 94%

    NA 86% 70%

    61% 74% 82%

    67% 77% 85%

    100% 93% 98%

    NA 83% 63%

    100% 93% 94%

    NA 71% 66%

    100% 100% 98%

    NA 71% 78%

    100% 93% 67%

    100% 93% 94%

    72% 79% 88%

    100% 86% 91%

    46% 59% 78%

    NA 86% 95%100% 93% 98%

    100% 93% 98%

    100% 100% 100%

    33% 60% 80%

    53% 68% 89%

    50% 68% 84%

    50% 68% 56%

    50% 68% 84%

    NA 86% 95%

    100% 93% 88%

    100% 93% 98%

    NA 86% 94%

    NA 86% 87%

    100% 84% 91%

    75% 81% 88%

    NA 50% 44%

    NA 71% 61%

    100% 93% 81%

    61% 74% 85%

    100% 86% 64%

    100% 78% 76%

    100% 100% 100%

    100% 100% 100%

    NA 86% 95%

    100% 86% 71%

    100% 93% 98%

    50% 68% 64%

    100% 93% 98%

    NA 86% 95%

    NA 86% 91%

    NA 86% 95%

    29% 50% 54%

    100% 93% 98%

    100% 100% 100%*

    HAYNES, KEITH (D) + + + + -

    HEALEY, ANNE (D) + + + + -

    HERSHEY, STEPHEN (R) + + + + -

    HIXSON, SHEILA (D) + + + + -

    HOGAN, PATRICK (R) + + + + -

    HOLMES, MARVIN (D) + + + + -

    HOUGH, MICHAEL (R) + + + + -

    HOWARD, CAROLYN (D) + + + + +

    HUBBARD, JAMES (D) + + + + +

    HUCKER, TOM (D) + + + + -

    IMPALLARIA, RICK (R) + + + + -

    IVEY, JOLENE (D) + + + + -

    JACOBS, JAY (R) + + + + -

    JAMES, MARY-DULANY (D) + + + + -

    JAMESON, SALLY (D) + + NV + -

    JONES, ADRIENNE (D) + + + + -

    KACH, WADE (R) + + + + +

    KAISER, ANNE (D) + + + + - KELLY, ARIANA (D) + + + + -

    KELLY, KEVIN (D) + + + + -

    KIPKE, NICHOLAUS (R) + + + - +

    KRAMER, BEN (D) + + + + -

    KREBS, SUSAN (R) + + + - -

    LAFFERTY, STEPHEN (D) + + + + -

    LEE, SUSAN (D) + + + + +

    LOVE, MARY ANN (D) + + + + -

    LUEDTKE, ERIC (D) + + + + -

    MALONE, JAMES (D) + + + + -

    MCCOMAS, SUSAN (R) + + + + -

    MCCONKEY, TONY (R) + + + + -

    MCDERMOTT, MIKE (R) + + + + +

    MCDONO UGH, PAT (R) A A + + +

    MCHALE, BRIAN (D) + + + + -

    MCINTOSH, MAGGIE (D) + + + + -

    MCMILLAN, HERB (R) + + + + +

    MILLER, ARUNA (D) + + + + -

    MILLER, WARREN (R) + + + + -

    MINNICK, JOSEPH (D) + + + + -

    MITCHELL, KEIFFER (D) NV + + + -

    MIZEUR, HEATHER (D) + + + + -

    MORHAIM, DAN (D) + + + + -

    MURPHY, PETER (D) + + + + -

    MYERS, LEROY (R) + + NV + -

    NATHAN-PULLIAM, SHIRLEY (D) + + + + -

    NIEMANN, DOYLE (D) + + + + -

    NORMAN, WAYNE (R) + + + + -

    ODONNELL, TONY (R) + + + + -

    OAKS, NATHANIEL (D) + + + + -

    OLSZEWSKI, JOHN (D) + + + + -

    OTTO, CHARLES (R) + + + + -

    PARROTT, NEIL (R) + + + + -

    PENA-MELNYK, JOSELINE (D) + + + + -

    COMMITTEE

    SCORE

    2013SCORE

    DELEGATE

    HB

    596

    HB

    342

    SB

    930

    HB

    1297

    HB

    89

    TH

    REE-YEAR

    AVERAGE

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    + + 86% NA 86% 95%

    + + 86% 100% 93% 98%

    + - 71% 39% 55% 49%

    + + 86% 100% 93% 98%

    + - 71% 100% 86% 83 %

    + + 86% 100% 93% 98%

    + - 71% 75% 73% 58%

    + + 100% 100% 100% 100%

    + + 100% 100% 100% 100%

    + + 86% 76% 81% 86%

    + - 71% 38% 55% 49%

    + + 86% 100% 93% 94%

    + - 71% 100% 86% 7 8%

    + + 86% NA 86% 91%

    + - 57% 44% 51% 76%

    + + 86% NA 86% 95%

    + - 86% 100% 93% 73%

    + + 86% 100% 93% 98%

    + + 86% 100% 93% 94%

    + - 71% 50% 61% 80%

    + + 86% 100% 93% 89%

    + + 86% 71% 79% 87%

    + - 57% 100% 79% 64%

    + + 86% 100% 93% 98%

    + + 100% 50% 75% 92%

    + + 86% 44% 65% 80%

    + + 86% 100% 93% 98%

    + A 83% 100% 92% 92%

    + - 71% 75% 73% 52%

    - - 57% NA 57% 57%

    + - 86% 75% 81% 59%

    + - 80% 100% 90% 68%

    + + 86% 61% 74% 83%

    + + 86% 100% 93% 98%

    - + 86% 100% 93% 82 %

    + + 86% 100% 93% 98%

    + - 71% 28% 50% 47%

    + - 71% 41% 56% 71%

    + + 71% 50% 61% 82%

    + + 86% NA 86% 95%

    + + 86% 100% 93% 90%

    + + 86% 100% 93% 98%

    + - 57% 100% 79% 71%

    + + 86% 100% 93% 98%

    + + 86% 100% 93% 98%

    + - 71% 100% 86% 81%

    + - 71% 100% 86% 82 %

    + + 86% 100% 93% 94%

    + - 71% 47% 59% 74%

    + - 71% 100% 86% 82 %

    + - 71% 50% 61% 50%

    + + 86% 100% 93% 98%

    PENDERGRASS, SHANE (D) +

    PROCTOR, JAMES (D) +

    READY, JUSTIN (R) +

    REZNIK, KIRILL (D) +

    ROBINSON, BARBARA (D) +

    ROBINSON, SHANE (D) +

    ROSENBERG, SAMUEL (D) +

    RUDOLPH, DAVID (D) +

    SCHUH, STEVE (R) +

    SCHULZ, KELLY (R) +

    SERAFINI, ANDREW (R) +

    SIMMONS, LUIZ (D) +

    SMIGIEL, MICHAEL (R) +

    SOPHOCLEUS, THEODORE (D) +

    STEIN, DANA (D) +

    STIFLER, DONNA (R) +

    STOCKSDALE, NANCY (R) +

    STUKES, MELVIN (D) +SUMMERS, MICHAEL (D) +

    SWAIN, DARREN (D) +

    SZELIGA, KATHY (R) +

    TARRANT, SHAWN (D) +

    TURNER, FRANK (D) +

    TURNER, VERONICA (D) +

    VALDERRAMA, KRISELDA (D) +

    VALENTINO-SMITH, GERA LDINE (D) +

    VALLARIO, JOSEPH (D) +

    VAUGHN, MICHAEL (D) +

    VITALE, CATHY (R) +

    WALDSTREICHER, JEFF (D) +

    WALKER, JAY (D) +

    WASHINGTON, ALONZO D +

    WASHINGTON, MARY (D) +

    WEIR, MIKE (D) +

    WILSON, C.T. (D) +

    WOOD, JOHN (D) +

    ZUCKER, CRAIG (D) +

    SUMMARY OF BILLS

    HB 596 / SB 419: DUE PROCESS /

    HB 1297 / SB 897: ALLOWS STATE

    HB 342 / SB 446: PROHIBITS MA

    SB 930: ALLOWS DRIVERS IN THE

    HB 89 / SB 8: ALLOWS ENERGY CO

    HB 286 / SB 161: LIMITING THE A

    HB 332 (HOUSE ONLY): WOULD H

    SB 249 (SENATE ONLY ): WOULD

    FLOOR

    SCORE

    COMMITTEE

    SCORE

    2013SCORE

    HB

    286

    HB

    332

    DELEGATE

    TH

    REE-YEAR

    AVERAGE

    HB

    596

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    8/8

    + + + - + + 86% 100% 93% 98%

    + + + - + + 86% NA 86% 95%

    + + + - + - 71% 100% 86% 5 4%

    + + + - + + 86% 100% 93% 94%

    + + + - + + 86% NA 86% 95%

    + + + - + + 86% 100% 93% 98%

    + + + - + + 86% 50% 68% 89%

    + + + - + + 86% 56% 71% 83%

    + + + - + + 86% 64% 75% 61%

    + + + - + - 71% 33% 52% 50%

    + + + - + - 71% 100% 86% 68%

    + + + - + + 86% 50% 68% 84%

    + A + + + - 83% 67% 75% 64%

    + + + - + + 86% NA 86% 83%

    + + + - + + 86% 100% 93% 98%

    + + + - + - 71% 40% 56% 55%

    + + + - + - 71% NA 71% 74%

    NV + + - + + 71% 100% 86% 95%NV + + - + + 71% 100% 86% 91%

    + + + - + + 86% 50% 68% 68%*

    + + + - + - 71% NA 71% 57%

    + + + - + + 86% 100% 93% 98%

    + + + - + + 86% 100% 93% 98%

    + + + - + + 86% 100% 93% 98%

    + + + - + + 86% 100% 93% 98%

    + + + + + + 100% 50% 75% 83%

    + + + - NV + 71% NA 71% 70%

    + + + - + + 86% 67% 77% 84%

    + + + - - + 71% 100% 86% 78%

    + + + - + + 86% 50% 68% 84%

    + A + - + + 83% 100% 92% 95%

    + + NV - + + 71% 100% 86% 86%*

    + + + - + + 86% NA 86% 95%

    + + + - + + 86% 100% 93% 9 6%

    + + + - + + 86% 100% 93% 98%

    + + + - + - 71% NA 71% 82%

    + + + - + + 86% NA 86% 95%

    2013 LEGISLATIVE SCORECA R D

    IN MCRCS 2013 SCORECARD

    EXPEDITED RELEA SE FOR PEOPLE ARRESTED IN DEBT CASES.

    OFFICIALS TO PUT A SECURITY FREEZE ON CREDIT REPORTS OF FOSTER CHILDREN.

    DATORY BUNDLING OF HOME, AUTO INSURANCE

    AIF PROGRAM TO BUY CAR INSURANCE IN INSTALLMENTS

    MPANIES TO ADD SURCHARGE U P TO $2 / MONTH TO ENERGY BILLS

    ILITY TO FORECLOSE ON HOMEOWNERS IN CONDOMINIUM COMMUNITIES BECAUSE OF LIENS.

    AVE LIMITED PRICE GOUGING AFTER STATES OF EMERGENCY.

    AVE PROHIBITED AUTO MANUFACTURERS FROM RETALIATING AGAINST MD CAR DEALER S.

    FLOOR

    SCORE

    COMMITTEE

    SCORE

    TH

    REE-YEAR

    AVERAGE

    2013SCORE

    HB

    342

    SB

    930

    HB

    1297

    HB

    89

    HB

    286

    HB

    332