Marcia R. Tate1099 Laurel LaneGastonia NC 28054 Marcia.tate@icloud.com

SUMMARY OF QUALIFICATIONS: Self-motivated, adaptable, creative professional, whois able to work with others in a group environment, while also able to work independently;demonstrate effective communication, organization, and problem solving skills. Excellent

interpersonal and communication skills. Strong sense of urgency with the ability to provideexceptional client services. Exceptional time management skills, along with previous credit

processing.

OBJECTIVE: To obtain a position which allows me to use my analytical and technical skillsto grow personally and professionally with an emergent organization that is challenging withupward mobility.

PROFESSIONAL EXPERIENCE

Good Mortgage.com Charlotte, NC

Loan Post Closer August 2016-Present

Reviews/ Audits fully disbursed Mortgage Loans for compliance with mandatedRegulation, and Investor Guidelines.

Ensures compliant, accurate files by reviewing all documentation against mandatedregulation, and investor guidelines.

Verify information in loan file with information in appropriate origination system toensure the accuracy of information flowing from origination system to each of theservicing systems and Investor delivery systems.

Responsible for tracking the receipt of all underwriting and closing documents to makewhole files.

Corresponds with Title companies and Attorneys to obtain outstanding deficiencieswithin allotted timeline as set by investors and regulators.

Corresponds with county recorders offices in getting legal documents recorded in atimely manner.

Boards new loans to the Loan Servicer within the allotted timeframes set asmentioned in policy and procedure manuals.

Deliver required documentation to Loan Servicer for appropriate boarding of the loan.

Perform assigned tasks in the Transfer of Servicing (TOS) rights to investors.

Remains compliant with MERS regulated timeframes.

Maintains customer confidence and protects operations by following the Privacy Policyand keeping information confidential.

Complies with bank procedures and follows regulatory, operational and security guidelines

Wells Fargo Fort Mill SCJanuary 2015- August 2016

Loan Adjustor Specialist• Restructure financing for residential loans prior to foreclosure status.• Assist customers in pursuing alternatives to foreclosure.• Work with borrowers who are in a delinquent status with their mortgage to process loss

preventative options.• Strategies used include short sales and settlements.• Examine cases, review financials and individual hardships and work within framework of

FHA investor guidelines to approve or deny the workout option.

Wells Fargo Charlotte NCLoan Documenting Specialist IV – Refinance Jan 2013- Jan 2014 Performed a variety of loan documentation duties on complex loan packages to ensure

compliance with the company policies and procedures for loan origination; responsiblefor document verification within several workstation while adhering to Underwritingpolicy and procedures.

Act as a liaison between lenders, borrowers and outside vendors; maintained andmanaged a pipeline of 50-100 borrowers daily; multiple system access use to informborrowers of loan terms, important dates and deadlines.

Responsible for generating documents in relation to closing, refinance, extensions andrenewals; ordering all required verifications, documentation and subsequent follow-ups.

Loan Adjustor Specialist Charlotte NCOctober 2010 – January 201

Audit files for short sale consideration for Freddie Mac; Loan Processing for FHLMC &HAFA; reviewed Purchase Contracts, HUD, and Listing Agreements.

Handled confidential material in a professional manner; notated any changes regardingloan(s) in MSP/Fidelity, and Equator.

Reviewed customer financials and other documents to verify that they meet investorguidelines; verified credit and financial hardship information with client and authorizedagents

Assisted with training new employees. Assisted borrowers in avoiding foreclosures in all fifty states.

Wells Fargo ( Kelly Financials Services) Fort Mill, SCLoan Adjustor Specialist January 2010 –October2010 Loan Processing for FHLMC & HAFA Assist borrowers in avoiding foreclosures in all fifty states Review contracts, HUDS, Listing agreements, And appraisals Verify credit and financial hardship information with client and authorized agents Review customer financials and other documents to verify that they meet investor

guidelines

EDUCATION

Bachelor of Science in Communication August 2005 December 2009Fayetteville State University1200 Murchinson Rd, Fayetteville NC 28301

High School DiplomaAshbrook High School August 2001-20052222 South New Hope Road, Gastonia NC 28054

Technical Skills:Proficient is Microsoft office, Excel, PowerPoint,

VOLUNTEERLiquid Crystal Display (LCD Ministry) January 2014-Current

Tabernacle Baptist Church Gastonia NC Team Leader with supervisory responsibility Oversees the use of technology and visual communication Overseeing a team of 4-7 member Conducts training and continual guidance