March–April 2014 Perspectives on Risk...
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March – April 2014 www.wkchamber.org 2401 Blueridge Avenue, Suite 101 Wheaton, Maryland 20902 phone: 301-949-0080 e-mail: [email protected] Wheaton & K ensington Chamber of Commerce the voice Risk management should be incorporated into all financial plans. It is important for investors to understand where the risks in their portfolio are coming from. Lower returns on investments have made risk important again. Risk Management is not avoiding risk, it is understanding risk and planning for it. The Chamber’s January 22 Lunch Mixer was sponsored by Delta Financial Advisors, Inc., and featured a presentation by Aaron Szager on the risk management process. Jacob DeFilippo, also from Delta Financial Advisors, aided Aaron Mixer photos courtesy of Vicky Surles Perspectives on Risk Management Continued on page 4 GreenWheaton and the Chamber once again joined forces for a Green Drinks Networking Happy Hour on February 27 at Hollywood East Café in Westfield Wheaton Plaza (in Restaurant Row). Quite a few new faces attended this event for the networking and spring rolls with fried dumplings! Wendy Howard, Executive Director of GreenWheaton, conducted the raffle drawing, and Sara Brosnan worked the sign-in table. The “Green Drinks” theme is to “Eat, drink and be ‘green’ with others” who want to thrive in environmentally sustainable communities ! Green Drinks Networking Happy Hour Mixer photos courtesy of Vicky Surles Please put the enclosed Housing Fair and Financial Fitness Day flyer in your business window! Event is on Sat, May 3rd Continued on page 4
Transcript of March–April 2014 Perspectives on Risk...
March – April 2014 www.wkchamber.org
2401 Blueridge Avenue, Suite 101Wheaton, Maryland 20902phone: 301-949-0080e-mail: [email protected]
Wheaton&KensingtonChamber of Commerce the
voiceRisk management should be incorporated into all financialplans. It is important for investors to understand where the risks in their portfolio are coming from. Lower returnson investments have made risk important again. RiskManagement is not avoiding risk, it is understanding risk and planning for it.
The Chamber’s January 22 Lunch Mixer was sponsored byDelta Financial Advisors, Inc., and featured a presentation
by Aaron Szager on the risk management process. JacobDeFilippo, also from Delta Financial Advisors, aided Aaron
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Perspectives on Risk Management
Continued on page 4
GreenWheaton and the Chamber once again joined forcesfor a Green Drinks Networking Happy Hour on February27 at Hollywood East Café in Westfield Wheaton Plaza (inRestaurant Row). Quite a few new faces attended this eventfor the networking and spring rolls with fried dumplings!
Wendy Howard, Executive Director of GreenWheaton,conducted the raffle drawing, and Sara Brosnan worked the
sign-in table.
The “GreenDrinks”theme is to“Eat, drinkand be ‘green’with others”who want to thrive in
environmentally sustainable communities!
Green Drinks Networking Happy Hour
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Please put the enclosed
Housing Fair and Financial
Fitness Day flyer
in your business window!
Event is on Sat, May 3rd
Continued on page 4
Executive CommitteePR E S I D E N T
William Moore, IHOP 301-942-2323
VI C E-PR E S I D E N T
Tavarious Butts, BB&T Bank 301-929-2005
SE CO N D VI C E-PR E S I D E N T
James Onder, Onder CommunicationsGroup 301-367-7023
SE C R E TA RY
Kristen Wright, CornerstoneMontgomery, Inc. 240-650-8398
TR E A S U R E R
Harold Weinberg, Miles Realty 301-933-6161
SE R G E A N T-AT-AR M S
Kenneth Nelson, Mont. Coll. WorkforceDevelopment & Cont. Ed. 240-328-4747
IM M E D I AT E PA S T-PR E S I D E N T
Kathleen Guinan, Crossway Community301-929-2505
DirectorsShana Johnson, Solaire WheatonApartments/Gables 703-918-2513
Omar Lazo, Los Chorros Restaurant301-455-3037
Laura-Leigh Palmer, a.s.a.p. graphics301-942-1121
Ellen Riger, EllenOriginals 301-946-7141
Paul Sexton, Edward Jones 301-933-6753
George Sydnor, Fitzgerald AutoMallWheaton 301-933-7400
Adriana Vargas, Signal Financial FCU301-933-9100 x282
Tim Wiens, Jubilee Association ofMaryland 301-949-8628 x105
Ex-Officio DirectorsPete McGinnity, WheatonRedevelopment Program, Mont. CountyDept of General Services 240-777-8126
Ana Lopez van Balen, Mid-CountyServices Center 240-777-8101
Administrator & Newsletter EditorVicky Surles 301-949-0080
Wheaton&KensingtonChamber of Commerce
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The British Players presentBEDSIDE MANNERS
March 28 – April 12Evening and Matinee performances
Thursday, Fridays, Saturdays and Sundays
Check Box Office for times: 240-447-9863or visit www.BritishPlayers.org
Written by Derek BenfieldDirected by Chrish KresgeProduced by Caroline Gelb
Two couples arrive at a seedy country hotel, temporarily run by Ferris whilst his sister is on holiday. This is complicated when the guests’spouses have secret romantic getaways of theirown arranged at the same hotel.
The evening doesn’t go according to plan for eithercouple as lie after lie is made to unsuccessfullykeep both couples apart. When Ferris discoverstheir guilty secrets, he tries to capitalize on preventing the inevitable meetings of husbands,wives and lovers in compromising situations.
at Kensington Town Hall3710 Mitchell St, Kensington, MD 20895
Certified Green BusinessDesignation now Included inMontgomery County’s Vendor Registration SystemCounty officials purchasing products andservices can now search for and identifyCertified Green Businesses in theCounty’s Central Vendor RegistrationSystem (CVRS).
The new designation makes it easy forcontracting officials to screen their vendorsearch using Green Business Certificationas a criterion.
With an informal solicitation (under$100,000), the department can expand its solicitation outreach. While thedepartment is required by law to includefive randomly-selected companies whichit would receive from the Office ofProcurement, the department can alsosend the solicitation to additionalCertified Green firms. All prospectivevendors interested in doing business with the County need to register throughthe CVRS.
To learn more about CVRS and businesscompliance, contact [email protected],Manager of the Office of BusinessRelations and Compliance.
The Montgomery CountyInter-Agency Central VendorRegistration System The CVRS website is a collaborativeeffort from Montgomery CountyGovernment, Montgomery College,Montgomery County Public Schools,and Housing Opportunities Commission.It is the one-stop registration system forcompanies who are interested in providing goods and services to all 4county agencies’ procurement offices.
It allows potential vendors to createand maintain their subscriptions at nocost, ensuring county agencies alwayshave up-to-date vendor information.Only the listed agents will receive yourregistration information. If you wouldlike to register with other MontgomeryCounty agencies, you register with themdirectly.
https://mcipcc.net/main/homePage.php
Green Your Supply ChainInterested in doing business with aCertified Green Business?
Access the Montgomery CountyCertified Green Business Directory at http://mcgreenbiz.org/directory
TH A N K YO U T O TH ES E ME M B ER RE N EWA L S!
ApartmentsThe Encore at Wheaton StationTonia Cherry-Virachittevin301-933-1130tvirachittevin@rocksco.comwww.EncoreWheatonStation.com
Privacy World at Glenmont Metro
Gregg Eisenstadt301-933-4000www.PrivacyWorldGlenmont.com
Automotive RepairCarlos Auto ServiceCarlos Zamora301-897-08803960 Howard AvenueKensington, MD 20895
Credit UnionSignal Financial Federal
Credit UnionAdriana [email protected]
Graphic Design/Web Designa.s.a.p. graphicsLaura-Leigh Palmer301-942-1121Laura.Leigh@asapgraphics.comwww.asapgraphics.com
Barber SchoolAcademy of Professional
Barbers/StylistsTrudie Shaver301-942-2260info@AcademyofBarbers.infowww.AcademyofBarbers.info
Employment Services/WorkforceCornerstone Montgomery, Inc.Kristen M. Wright240-650-8398kristen.wright@cornerstone
montgomery.orgwww.CornerstoneMontgomery.org
Financial ServicesBeth A. Johnson Income Tax
Services- An Enrolled Agent
Beth A. [email protected]
Fire DepartmentKensington Volunteer Fire
DepartmentPresident Steve [email protected]
PharmacyKensington PharmacyHuseyin C. Tunc, RPh., [email protected]
Real EstateThe Castle at Forest GlenKathleen [email protected]
RestaurantsChina Gourmet RestaurantSteve [email protected]://kensington.patch.com/
listings/china-gourmet-restaurant-2
Urgent CareMedStar PromptCare - WheatonJoe [email protected]/promptcare
TH A N K Y O U T O O U R N E W M E M B E R S !
Education and ResearchDandy-Walker Alliance, Inc.Eric Cole10325 Kensington Pkwy, Suite 384Kensington, MD [email protected]
Retail CenterThe Shops on AmherstChris Georgatsos11321 Marcliff RoadNorth Bethesda, MD [email protected]
Spotlight on New MemberDandy-Walker Alliance, Inc.
The Dandy-Walker Alliance is Kensington based non-profit advocating for individuals with a rare birthdefect, and all the services and programs are offered forfree. They support all efforts to determine the cause(s)of, find the cure for and ameliorate the effects of Dandy-Walker Syndrome, which is a congenital brainmalformation involving the cerebellum (an area at theback of the brain that controls movement) and the fluidfilled spaces around it.
The Dandy-Walker Alliance was established in 2006 by a family in Maryland after their first child was diagnosedwith the congenital brain malformation in utero at 19weeks gestation. At that time there was little knownabout Dandy-Walker Syndrome, and the decision wasmade to create an organization where families couldaccess reliable information and support.
Since inception, the Dandy-Walker Alliance has con-nected families with one another worldwide, worked withresearchers in discovering genes linked to Dandy-Walkeroutcomes, created a worldwide Dandy-Walker PatientRegistry, provided outreach and support to families,produced educational publications, hosted awarenessevents and programs, worked with Governors across theUnited States to observe the month of May as Dandy-Walker Syndrome Awareness Month and passed nationalDandy-Walker legislation in the U.S. Congress.
The Dandy-Walker Alliance, Inc. is a501(c)(3) tax-exempt public charity registered in the State of Maryland.Contributions help provide educationaland informational activities, programsand publications and supporting non-partisan research and events to increase public awareness.
Eric Cole, Executive DirectorDandy-Walker Alliance, Inc.1-877-326-399210325 Kensington Pkwy, Suite 384Kensington, MD 20895www.Dandy-Walker.org
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Wheaton Green Drinks meets on the 4th Thursday of themonth. GreenWheaton, Inc. is a Maryland non-profit dedicated to engaging the community in education and outreach that promotes Wheaton, Maryland as a model sustainable community with a “visibly green” and healthy environmental footprint.
www.GreenWheaton.org
www.HollywoodEastCafe.com www.greendrinks.org/MD/Wheaton11160 Veirs Mill RoadWheaton, MD 20902
240-290-9988
with the presentation. The lunch was at China Gourmet Restaurant, 3739 University Boulevard, West, Kensington, MD 20895 (301-946-9400).
Understanding risk sources – portfolio levelMore risks need to be considered:• Inflation Risk; • Interest Rate Risk; • Credit/market Risk;• Liquidity Risk; • Currency Risk; • Political RiskPortfolios need to be diversified by risk source
Reconciling views on risk• Come to an understanding on how you and your advisor
view risk• Discuss what risks are most important and how to address• Incorporate risk management into overall financial plan.
“Securities offered through American Portfolios Financial Services, Inc.Member FINRA, www.finra.org; SIPC www.sipc.org. Investment advisory services offered through Delta Financial Advisors, Inc., an SECRegistered Investment Advisor. An SEC Registered Investment Advisordoes not imply a certain level of education, skill, or training. DeltaFinancial Advisors, Inc. is independent of American Portfolios Financial Services Inc. and American Portfolios Advisors Inc.”
Delta Financial Advisors, Inc. 301-962-048010539 Metropolitan Ave, Kensington, MD 20895www.DeltaFinancialAdvisorsInc.com
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February 27 Networking Happy HourContinued from page 1
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Signage and the Permitting ProcessContinued from page 1
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_________________________________________(Company Name)
_________________________________________(Phone Number)
_________________________________________(e-mail address)
The 30th Annual
Wheaton & KensingtonChamber of Commerce
Community Awards BanquetWednesday, April 30, 2014
From 6 to 9 pm
Payment by: ❏ Check Total Amount $ __________ for ______ ReservationsPayment by: ❏ Visa ❏ MasterCard ❏ AmericanExpress
Account #: ___ ___ ___ ___–___ ___ ___ ___–___ ___ ___ ___–___ ___ ___ ___
Expiration Date: ___ ___–___ ___ Name on Card: ___________________________Signature: _________________________________________________________Address Card is Issued to:______________________________________________
_________________________________________(Attendee)
_________________________________________(Attendee)
_________________________________________(Attendee)
$35 in advance (by April 28) or $45 at the doorFor Sponsorship Opportunities and Benefits, contact Vicky Surles at the Chamber office
call: 301-949-0080 • email: [email protected] • fax: 301-949-0081
Celebrate the connection and goodwill between citizens, businesses,schools, and public safety workers in the area community. Help usgive thanks to those receiving these well-deserved annual awards.
The 30th Annual Community Awards Banquet • Wednesday, April 30, 2014Reservations are valid when accompanied by payment • Cancellations must be made in writing by April 28
Return reservations and payment to:Wheaton&Kensington Chamber of Commerce2401 Blueridge Avenue, Suite 101Wheaton, MD 20902
$35 in advance (by April 28)$45 at the door
Wheaton& KensingtonChamber of Commercethe voice forYOUR business!www.wkchamber.orgFor registration informationcall: 301-949-0080fax: 301-949-0081email: [email protected]
www.wkchamber.org
~ The Award Categories ~The Mid-County Citizen’s Advisory Board Civic Association Award, and Citizen of the Year Award
The WUDAC Outstanding Business Leader Award, and Best Property Improvement AwardThe Police, Rescue Squad, and Fire Department Public Safety Awards
Einstein, Kennedy, and Wheaton High School Teacher, ESOL Student, and Community Service Awards
The Chamber Member of the Year Award, The Chamber Business of the Year Award,The Non-profit of the Year Award, and The Chuck & Robert Levin Economic Development Award
The Chamber will honor the Wheaton Studio of Dance this year:This downtown Wheaton facility was established in 1958, and is wheremany of the area’s best dancers have been trained. It is one of the largestdance studios in the Washington area, and has been an integral part of thecommunity under Artistic Director and Owner Shannon Rush-Locke.
at Hollywood East Café
11160 Veirs Mill RoadWheaton, MD 20902
(in Westfield Wheaton’s Restaurant Row)www.HollywoodEastCafe.com
240-290-9988
Dressy Business /Cocktail AttireSee reverse for SponsorshipOpportunities and Benefits.
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Community Champion $1000Full page ad in the event programCompany logo and name in the programRecognition at eventReserved table for 8
~ Sponsorship Opportunities ~
You are invited to be a Sponsor of this eventName of Sponsor (as it will appear in program): ___________________________________________________Enclosed is my payment of $____________ made payable to Wheaton & Kensington Chamber of Commerce.
E-mail company logo / and or full-page ad to: [email protected] / www.wkchamber.orgName & Title: ______________________________________________________________________________Address: ___________________________________________________________________________________Phone: __________________________ E-mail: _______________________________________________________ Credit Card Acct #: __________ __________ __________ __________ Exp Date: _____ /_____Name on Card: ______________________________________ Signature: ______________________________Address Card Issued to:_______________________________________________________________________
Please mail (or fax 301-949-0081 credit card) payment to:Wheaton & Kensington Chamber of Commerce, 2401 Blueridge Avenue, Suite 101, Wheaton, MD 20902
For more information, contact Vicky Surles at 301-949-0080 or [email protected]
Community Hero $500Company logo and name in the event programSponsor of the Public Safety AwardsRecognition at event4 complimentary tickets
Community Partner $275Company logo in the event programCompany name listed in programRecognition at event2 complimentary tickets
Community Supporter $150Company logo in the programCompany name listed in programRecognition at event1 complimentary ticket
Community Advocate $90Company name listed in programRecognition at event1 complimentary ticket
Wheaton&KensingtonChamber of Commerce
is proud to host our 30th Annual Awards Banquet Wednesday, April 30, 2014, from 6 to 9 pm, at Hollywood East Café
at 11160 Veirs Mill Road, Westfield Mall Restaurant Row, Wheaton, MD 20902.This annual awards dinner is a hallmark event of the Wheaton & Kensington Chamber. Businessleaders, community activists, residents and elected officials come together to recognize the achievementsof our honorees. This Gala honors businesses, students, teachers, Chamber members, and Public SafetyWorkers for their enthusiastic contributions to the richness of the Wheaton & Kensington Community.The Chamber will honor the Wheaton Studio of Dance this year. This downtown Wheaton facilitywas established in 1958, and is where many of the area’s best dancers have been trained. It is one of the largest dance studios in the Washington area, and has been an integral part of the communityunder Artistic Director and Owner Shannon Rush-Locke for so many years.For over 19 years, the Chamber has recognized our area high school students and also included monetary gifts provided by our various sponsors. The Chamber has been committed to encouraginglocal businesses to mentor the students destined to become our future leaders.
_________________________________________(Company Name)
_________________________________________(Phone Number)
_________________________________________(e-mail address)
Return payment to: Wheaton & Kensington Chamber of Commerce2401 Blueridge Avenue, Suite 101 • Wheaton, MD 20902
❏ Check ❏ Cash Total Amount $ _________ for ______ Reservations
Cost is $10 in advance (option for members only) or $12 at the door
_________________________________________(Attendee)
_________________________________________(Attendee)
_________________________________________(Attendee)
Wheaton & Kensington Chamber of Commerce
Lunch MixerUsing Yelp to Market Your Business
& Tips for Managing Your Online Reputation
A presentation by Mike Bishop, MD Burbs Community Manager, Yelp
Our Mixersare on the fourthWednesdayof the month.
www.wkchamber.org
Wheaton&KensingtonChamber of Commercethe voice forYOUR business!
www.wkchamber.orgFor registration informationcall: 301-949-0080fax: 301-949-0081email: [email protected]
Cost is $10 in advance (option for members only) or $12 at the door
Wednesday, March 26, 2014from 12:00 NOON – 1:30 PM
atThe Crossway Community Center
3015 Upton Drive, Kensington, MD 20895 • 301-929-2505 • www.crossway-community.org
To get there, turn north on East Ave. off of University Blvd. by McDonald’s, make an immediate left onto Upton Drive.Continue two blocks on Upton to the parking lot. Enter the canopied doors up the stairs in the middle of the building.
~ Mix & Network with Other Businesses ~
Sponsored by the Wheaton
301-933-4590 • LittleCaesars.com
Get information you need to successfully engage with online reviewers, and tips formonitoring your online reputation. Join the conversations that are happening on onlinereview sites and get advice for handling critical feedback and responding to reviews.
Find out ways to generate buzz by creating exciting promotions, and learn online marketing insights from the Yelp MD Burbs Community Manager.
Wheaton&KensingtonChamber of CommercethevoiceforYOUR business!
Postage
e-mail: [email protected]: www.wkchamber.org
301-949-0080
2401 Blueridge Ave, Suite 101Wheaton, Maryland 20902
Run an ad in the VOICEBusiness Card-Size Ad is just $45*
or Insert a Flyer for only $100*
*Member rates
