March 23 - April 2, 2019 · 2019-05-01 · Jubilee Director: Jean Jech Direct: 507-535-1231 Email:...

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EXPERIENCING LIFE May/June 2019

I N T H I S I S S U E :

ENGLISH COUNTRYSIDE

NOVA SCOTIA

March 23 - April 2, 2019

EXPERIENCING LIFE ABOARD THE AMERICAN QUEEN!

Jubilee Director: Jean JechDirect: 507-535-1231Email: [email protected]

Experiencing Life with Jubilee!Experiencing life on the Mississippi River brought southern charm at its best to 32 of our Jubilee family enjoying the Antebellum South on the beautiful American Queen March 23 – April 2 (cover photo). Travel camaraderie will again be enjoyed by 31 members joining us for the beauty of the Pacific Northwest June 17 – 24. 26 of our Jubilee family will have lifetime memories of fascinating China and a Yangtze River cruise October 7 – 21. Although our block of air space for China has been filled, seats are still available subject to daily airline pricing if you would like to join us.

Our 2019 extended travel program is going to be great and we have another fantastic line-up of travel opportunities in 2020 as well (pp. 4-7). We encourage attending our May 30 travel show (p. 3) to learn what makes our trips to the National Parks, Nova Scotia, English Countryside and a Christmas Market river cruise special and unique. Reservations are not required but are appreciated for our planning purposes.

Your eagerness for summer is apparent as space for our One Day Mystery, Joseph & The Amazing Technicolor Dreamcoat and Maggie Mae and the Heartland Country Band quickly filled. Please add your names to waitlists in case of last minute cancellations.

May 20 will be a very important day for many of you as it is when we will begin accepting reservations for our three day Mystery Trip (p. 13) and also our Diamond and Platinum Appreciation events (p. 9). As these events fill quickly, it is best if we delay reservations to insure receipt of our magazine by all.

Home Federal is pleased to recognize your support with our Diamond and Platinum Appreciation events (p. 9). This year both groups will enjoy a spectacular fall foliage cruise on the Mississippi River. Diamond members will be hosted to an extra day in Galena and Dubuque before their full day cruise. Our Platinum members will be hosted to a four hour cruise the next day on the same beautiful Celebration Belle paddlewheel. Please see page 15 for our 2019 Diamond and Platinum Enhanced Member Qualification levels. Page 8 provides a special CD rate announcement to support your qualification.

To complete this issue, details of our annual Shred Day and two great summer outings … Five Presidents, described as a comedy/drama at the Old Log Theater and Summer Splendor, a day at the Minnesota Arboretum are found on pages 12 and 13.

We’re looking forward to having you with us as Jubilee experiences the days of summer.

MAY1 Joseph and the Amazing Technicolor

Dreamcoat The Palace Theater, Wisconsin Dells

20 Reservations begin for 2019 Mystery and Appreciation events

21 One Day Mystery! ?????

30 Travel Show – 2:30 PM 125 Live 125 Elton Hills Dr. NW, Rochester — Western U.S. National Parks — Nova Scotia and Prince Edward Island — English Countryside — Christmas Markets along the Rhine

JUNE12 Maggie Mae & the Heartland Country Band Oxford, WI

17–24 Pacific Northwest Delight

JULY10 Shred Day 1:30 – 3:30 PM Home Federal Savings Bank 2018 Superior Drive NW, Rochester

24 Five Presidents Old Log Theatre, Excelsior

AUGUST22 Summer Splendor: Minnesota

Landscape Arboretum, Chaska

SEPTEMBER30 Diamond Appreciation Event begins Galena, Dubuque - Full Day

Mississippi River Cruise

17-19 Mystery Trip!!! ?????????????

EVENT PLANNER

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TRAVEL SHOW!

Experience Life with

Jubilee in 2020!

Full details and day by day itineraries will be presented at our travel show by Cathy Greteman, Founder and President of Star Destinations

For over 30 years, Star Destinations has been offering custom-designed group tours throughout the world. We’ve entrusted the planning for all four trips to Star Destinations based on the quality they provided for our Ireland, Southern Charm, Iceland and Rose Parade programs.

You may choose to attend all or part of our travel show. Please contact Jean at 507-535-1231 for approximate times of each presentation.

THURSDAY, MAY 30TH

RESERVE SPACE NOW FOR OUR:

2:30 PM 125 Live, Rochester

FOUR GREAT DESTINATIONS FOR YOUR 2020 TRAVEL ADVENTURES!

The Enchanting Islands – Exploring Nova Scotia and Prince Edward Island (see page 4)English Countryside – A VIP tour featuring a visit to Buckingham Palace (see page 5)American Vistas – featuring seven Western U.S. National Parks (see page 6)Christmas Markets Along the Rhine – Sailing through Switzerland, Germany, France, and the Netherlands (see page 7)

A brief description of each of these fabulous trips is found on the following pages.

RESERVATION LINE: 507.535.1234 3

Exploring Nova Scotia and Prince Edward Island

The Enchanting Islands

Join Jubilee as we experience the sights that draw visitors from around the world to magical Nova Scotia and Prince Edward Island. Witness the waves of the Atlantic Ocean crash against the rocks at Peggy’s Cove. Travel to the fishing community of Lunenburg, and then move on to Mahone Bay where a trinity of 19th century-built churches create a picture-perfect postcard. We’ll arrive on Prince Edward Island via the Confederation Bridge, the world’s longest continuous multi-span bridge. Take a walking tour of Charlottetown and drive by red cliffs, sand dunes, and green fields on our way to Prince Edward Island National Park. Reminisce on the story of Anne Shirley at the Green Gables Heritage Place. After ferrying back to Nova Scotia, we’ll explore the Alexander Graham Bell National Historic Site in Baddeck on Cape Breton Island and experience the rugged coastline to the north with a drive to Cape Breton Highlands National Park with stops along the Cabot Trail. Our final full day will be spent at the Fortress of Louisbourg, where hundreds of re-enactors recreate life in the 1700s.

TOUR HIGHLIGHTS• Nova Scotia’s southern shore rustic fishing

communities including the UNESCO World Heritage Town of Lunenburg

• Fisheries Museum of the Atlantic• Marvel at the waters of the Atlantic Ocean at

Peggy’s Cove• Picturesque views at Mahone Bay• Prince Edward Island via the Confederation Bridge• Green Gables Heritage Place• Traditional Prince Edward Island lobster dinner• Northumberland Strait Ferry to Nova Scotia• Alexander Graham Bell National Historic Site

in Baddeck • Whale watching boat tour (weather permitting)• The Fortress of Louisbourg National Historic Site

PROGRAM INCLUSIONS• Round-trip transfer from/to Home Federal-determined cities to airport • Round-trip airfare based on $500• Deluxe motorcoach transportation throughout the tour • 7 nights accommodation including 3 two-night stays • 15 meals (7 Breakfasts/1 Lunch/ 7 Dinners) including a lobster dinner! • Luggage handling for 1 piece of luggage • Professional tour manager with group starting in Halifax for duration

of tour• Travel protection plan • All taxes and gratuities for included features, drivers, guides and tour

manager• Services of a Home Federal representative throughout the program

TOUR ACTIVITY LEVEL: EASY 1 2 3 4 5 ENERGETIC

TRIP DATE:

PRICE: $4,367 PP DOUBLE

SINGLE: +$814

$500 DEPOSIT DUE WITH RESERVATION - FULLY

REFUNDABLE UNTIL FEBRUARY 15, 2020

JUNE 19–26, 2020

TRAVEL SHOWTHURSDAY, MAY 30

2:30 PM – 125 Live, Rochester

Reservations requested

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A VIP tour featuring a visit to Buckingham Palace

ENGLISH COUNTRYSIDE TOUR

Walk in the footsteps of the British Royal Family as we immerse ourselves in the heart of England and its charming countryside. You’ll be reminded of the storied past of this great empire as we travel through the picturesque villages of the Cotswolds to the iconic grandeur of London. From the mysteries of the standing stones at Stonehenge to the untold stories of the ancient Roman ruins in Bath. Enjoy accommodations in Stratford-Upon-Avon where the famed poet himself may have enjoyed a cup of tea! We’ll marvel at the Crown Jewels at the Tower of London, take in magnificent architecture, and view some of the city’s iconic landmarks including Big Ben and the London Bridge. You will not just witness the Changing of the Guard at Buckingham Palace, but actually step inside the palace to walk the halls and view the galleries and lavish interiors as heads of state have done for centuries. Join us on this VIP Tour with its wonderful accommodations, delicious meals, charming English guide, and delightful surprises!

TOUR HIGHLIGHTS• Bath - one of Britain’s most appealing

cities with exquisite Roman and Georgian architecture

• Stonehenge - constructed approximately 5,000 years ago• Stratford-Upon-Avon - for the streets of

Shakespeare and Anne Hathaway• Leisurely time at Windsor Castle and St. George’s Chapel located across the street

from our deluxe hotel accommodations• The Crown Jewels at Tower of London• Views of Big Ben, the Houses of Parliament,

and London Bridge via a London Eye capsule• A spectacular theatre production in London’s

West End!• Buckingham Palace

PROGRAM INCLUSIONS• Round-trip transfer from/to Home Federal-determined cities to airport • Round-trip airfare from Minneapolis estimated at $1,100 per

person • Private motorcoach transportation throughout the tour• 8 nights hotel accommodations • 14 meals - 8 breakfasts/6 dinners • All tours and sightseeing as described• All taxes and gratuities for included features, drivers, guides and

tour manager• Porterage service of one bag per person• Travel protection plan• Services of a tour manager and Home Federal representative

throughout the tour




TRIP DATE:


SINGLE: +$1,170


REFUNDABLE UNTIL APRIL 15, 2020

AUGUST 12-21, 2020


Featuring Seven Spectacular National Parks

AMERICAN VISTAS –WESTERN NATIONAL PARKS

Passion for our national parks will be supreme after Jubilee’s exclusively designed awe-inspiring journey to our country’s spectacular natural wonders. Breathtaking panoramas will unfold as each park presents its own picture of the geological evolution of the earth. Yellowstone offers wildlife and steaming geysers with Old Faithful as the main attraction. At Grand Teton, we’ll take in the surrounding beauty at Jackson Lake and float down the Snake River. Witness spectacular views within Dead Horse Point State Parks and enjoy a picnic lunch with an incredible view at Canyonlands National Park before embracing the spectacular sights of Arches National Park, which boasts over 2,000 arch formations. An evening jet boat ride whisks us through the red rock canyons rising out of the waters of the mighty Colorado River. We picnic at Capitol Reef National Park and drive Scenic Highway 12 with its spectacular views en route to Bryce Canyon National Park. Be mesmerized at the beauty of the Grand Canyon’s National Park North Rim before concluding with the color of Utah’s oldest national park, Zion National Park.

TOUR HIGHLIGHTS• Old Faithful in Yellowstone National Park• Jackson, Wyoming - the heart of Grand Teton National Park• Float trip on the Snake River surrounded

by nature’s beautiful canyons• Dead Horse Point State Park• Scenic Highway 12 - designated as an

“All American Road,” and the crown jewel of the Scenic Byways system

• North Rim of Grand Canyon National Park• Zion National Park • Free time in Salt Lake City and Las Vegas

PROGRAM INCLUSIONS• Round-trip transfer from/to Home Federal-determined cities to airport • Flight from Home Federal-selected cities to Salt Lake City with return from

Las Vegas (estimated at $500; pricing subject to change based on air pricing at the time of booking flights)

• Deluxe motorcoach transportation throughout the tour • Selected accommodation for 8 nights• 16 meals - 8 breakfasts, 2 lunches, and 6 dinners • All attractions, activities and events listed on the itinerary• Porterage service of one bag per person • Taxes and gratuities on all itinerary inclusions, tour manager, guides, and

driver • Travel protection plan • Local tour manager from arrival in Salt Lake City to departure in Las Vegas• Services of a Home Federal Representative throughout the trip

TRIP DATE:


SINGLE: +$850


REFUNDABLE UNTIL MAY 15, 2020

SEPT. 8-16, 2020

TOUR ACTIVITY LEVEL: EASY 1 2 3 4 5 ENERGETIC




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Sailing through Switzerland, Germany, France and the Netherlands

CHRISTMAS MARKETS ALONG THE RHINE

Christmas Market River Cruises are magical, and sailing from Switzerland to the Netherlands will be a truly unforgettable holiday season experience. Explore timeless wonders in some of the most remarkable cities and regions in the world - from Basel in Switzerland; the Black Forest, Heidelberg, and Cologne in Germany; Strasbourg in France; and Amsterdam in the Netherlands. The beauty, romance, and spirit of the holidays comes alive at the colorful Christmas markets. You’ll discover these cities on guided tours and then enjoy free time to visit the lively markets. Enjoy Gluhwein and “chestnuts roasting on an open fire” as you shop for beautiful ornaments, little music boxes, and wonderful keepsakes or holiday gifts. Join Jubilee as we discover the lovely traditions of Europe’s most beloved cities.

TOUR HIGHLIGHTS• Cruising one of Europe’s most loved rivers,

the Rhine, with the spectacular scenery of the Middle Rhine, considered a UNESCO World Heritage site

• Cities and villages adorned with beautiful Christmas decorations

• Christmas market offerings of handcrafted goods, holiday entertainment and local cuisine

• Delicious meals on board paired with unlimited beverages (as offered with our included beverage package)

• Entertainment and activities unique to the holidays and areas visited

• The most beautiful Gothic Cathedrals in Europe during the holiday season

• Kinderkijk in the Netherlands• Local wines and beers from the region’s bountiful

vineyards and breweries

PROGRAM INCLUSIONS• Round-trip transfer from/to Home Federal-selected cities to

airport• Round trip air from Home Federal-selected cities to Zurich and

return from Amsterdam • 7 night cruise in cabin of choice on board Viking Tialfi • All meals included daily on the cruise • Included shore excursion in every port • Enrichment lectures • Local guides at each destination • Complimentary beverages including alcoholic throughout the

Cruise (except premium brands and champagne) • Suggested gratuities for cruise staff, included excursions, and

tour manager• Services of a Home Federal Representative throughout the trip

TRIP DATE:


REFUNDABLE UNTIL AUGUST 1, 2020

Category D French Balcony (135 sq ft) $4,996

Category B Veranda Stateroom (205 sq ft) $5,282

Category A Veranda Stateroom (205 sq ft) $5,386

Category AA Veranda Suite (275 sq ft) $6,689

SINGLE PRICING AVAILABLE UPON REQUEST

*Prices listed are per person based on Double Occupancy. Single price available upon request.

DECEMBER 4-12, 2020




7RESERVATION LINE: 507.535.1234

18-MONTH CD SPECIAL

2.78 %

Special Offer only for our Jubilee members:

APY*

Freshen up your savings!

*APY = Annual Percentage Yield. Accurate as of 5/1/2019. A minimum opening balance of $25,000 is required. Available on new money deposited with Home Federal. Penalty may be imposed for early withdrawal. Offer subject to change without notice. Member FDIC

• Minimum balance to open is $25,000

• Open your 18-month CD by contacting one of our banking experts today!

8


Fall Foliage on the Mississippi

The Celebration Belle

Diamond and Platinum Member Appreciation Events:2019

With deep appreciation for the trust you place in us through your support of our bank products, Home Federal is honored to host our Jubilee Diamond and Platinum level members to two special events designed exclusively for them. This year both groups will be treated to the beauty of fall foliage on the Mississippi River aboard the Celebration Belle, complete with entertainment and delicious dining as you cruise along the bluffs of the mighty Mississippi. Diamond Members will have an added day enjoying Galena and lodging at the beautiful Hotel Julien in Dubuque before their full day cruise.

2019 Diamond EventFree time in Galena, Dubuque’s Hotel Julien and Full Day Fall Foliage CruiseMonday, September 30 – Tuesday, October 1Reservations NOT accepted prior to May 20Qualification/Reservation deadline: August 15

Diamond members will begin their time together with a scenic drive to Potosi, Wisconsin to enjoy lunch at the landmark Potosi Brewery. Originally founded in 1852, the Potosi Brewing Company brewed delicious craft beer until 1972 and then reopened in 2008 to bring craft brewing back to Main Street Potosi. The afternoon will provide free time in Galena, IL known for its well-preserved 19th-century buildings and charming downtown. Distinctive dining will be in the vintage ambiance of Fried Green Tomatoes located on main street. Ulysses S. Grant moved to Galena in 1860 to help with the family business in this building. Lodging will be in Dubuque’s beautiful Hotel Julien with its blend of modern day elegance and rich history of such famous guests as Abraham Lincoln, “Buffalo Bill” Cody, Mark Twain, and Al Capone. Our day-long northbound fall foliage cruise includes lunch and dinner (featuring Prime Rib) buffet, live entertainment and narration by the Captain. Upon our late afternoon/early evening docking in Prairie du Chien, our motorcoach will be waiting for our return to Rochester.

2019 Platinum EventCelebration Belle Four Hour Fall Foliage Cruise - Prairie du ChienWednesday, October 2Qualification/Reservation deadline: September 1

Beautiful scenery will abound as Jubilee Platinum members journey to Prairie du Chien to cruise the mighty Mississippi River. We can then sit back and enjoy the live entertainment of favorite tunes from Big Band, Country, and Rock and Roll or meander to the outside decks for the breathtaking fall foliage complete with narration of the scenic views. Our day will begin with hot sticky rolls and fruit and include a full hot entrée lunch buffet.

Our Diamond and Platinum Appreciation events are presented at no cost to these enhanced membership levels (see page 15 for details). Both events include transportation from Rochester and all inclusions as described here. Members must be qualified for their enhanced membership level at the time of the event. Reservations are required by the deadline date in order to participate but space is limited with reservations on a first come basis. These events are for Jubilee members only as limited space prevents guest participation. Additional details of the program will be mailed to participants approximately two weeks prior to the event. Please contact Jean Jech with any questions you may have.

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* New account owners must not have been a HF checking account client in the last 12 months. Checking account minimum opening balance is $25. Money Market account requires a $10,000 minimum balance to open and to avoid a monthly fee. Rates shown are effective 01/01/2019. This is a tiered rate account and subject to change after the account is opened. If your daily balance is less than $9,999.99, the interest rate paid on your entire balance will be 0.05% with an APY (Annual Percentage Yield) of 0.05%. If your daily balance is between $10,000-$24,999.99, the interest rate paid on your entire balance will be 0.10% with an APY of 0.10%. If your daily balance is between $25,000-$49,999.99, the interest rate paid on your entire balance will be 0.20% with an APY of 0.20%. If your daily balance is between $50,000-$99,999.99, the interest rate paid on your entire balance will be 0.30% with an APY of 0.30%. If your daily balance is between $100,000-$249,999.99, the interest rate paid on your entire balance will be 0.40% with an APY of 0.40%. If your daily balance is $250,000 or greater, the interest rate paid on your entire balance will be 0.40% with an annual percentage yield of 0.40%. Fees could reduce earnings. Any applicable reward(s) will be credited to the account within 60 days of meeting required qualifications. Qualifications must be met by 06/30/2019 (direct deposit must clear by 08/31/2019). $25 reward to client referring a new account will be credited to existing account of referring client within 60 days of new referred client meeting all required qualifications. Any applicable reward amount(s) will be reported as interest on IRS Form 1099-INT. Account ownership styling and transaction authority may disqualify eligibility to receive applicable reward(s). A $75 early closing fee will be charged by the bank if the new checking and/or Money Market account(s) closes within the first 6 months. CardValet requires the debit card to be activated. Clients with existing active online banking are eligible for $50 e-statement reward, but one reward to be given per client, not per account enrolled. A product type change from an existing Money Market will not qualify for reward. Health Savings Accounts are not eligible. Offers subject to change and may be withdrawn without notice. Member FDIC.

when opening a new account with Home Federal!

Limited Time Offer!

EARN UP TO

$400

Offer ends 06/30/2019

Already a Home Federal client? You can earn $25 for each new account you refer! NO LIMIT!


Our Mission: “Enhancing the financial well-being of our clients and community one relationship at a time.”

Answers To Your Most Asked Questions....

As our mission statement affirms, Home Federal Savings Bank is committed to developing long-term relationships that help us to better meet the needs of our clients. Matt McMartin has worked with many Jubilee members on your banking needs and was recently named Relationship Manager of our Civic Center branch. We have asked Matt to refresh us on how he and all Home Federal bankers can help you to best enhance your financial well-being.

Home Federal bankers are here to help with your needs from opening checking and savings accounts, to assisting with IRA questions to financing new home purchases or using the equity in your current home as you downsize. Here are some of the most frequent comments and questions that we receive:

I would like to consolidate my banking, but I know it will be a lot of work. Home Federal offers everything from checking, savings and certificate of deposit accounts, credit cards, personal and auto loans, equity and mortgage loans and investment services. We have the experience and expertise needed to make switching your accounts as easy as possible and are more than happy to assist with switching direct deposits, automatic payments and more. This process is easier than you think, just visit with me or any Home Federal banker.

Home Federal Savings Bank, as well as Home Federal Investment Services, can also make transferring any IRA or investment accounts as painless and stress free as possible. We’re happy to review your current accounts to offer options that may better suit your needs or concerns. Home Federal bankers are happy to introduce you to our Home Federal Investment Advisors for your long term financial well-being.

I am concerned with fraud on my account. What can Home Federal do to help me avoid fraud? During Jubilee’s September Fraud Prevention seminar, Home Federal staff members Jon Fritz and Jason Williamson spoke of Home Federal’s CardValet, a unique mobile app designed to help circumvent fraudulent activity. You are able to make customized preferences based on where you use your debit card, get notifications when your debit card is used, turn your card on and off, set spending limits and much more. You can learn more about CardValet at www.justcallhome.com/cardvalet, by stopping by or calling your Home Federal banker.

I am looking to downsize, but how do I buy a new home if I haven’t sold my current home? Home Federal bankers may be able to assist you with financing the purchase of a smaller home, townhome, condo, etc… without taking a mortgage out on your new property. Often we can assist with what is called a Bridge Loan, which allows you to use the equity in your current home to “bridge” the purchase of your new home while your current home is on the market. These loans are typically good for up to one year and the payments during this time may be interest only or more depending on your situation. Here is an example:

Current Home vs New HomeCurrent Mortgage Balance: $0 New Home Purchase Price: $200,000Current Home’s Value: $300,000 Loan Amount: $225,000 (using your current home as collateral, you may consider taking a loan out for more than just the purchase price to help cover costs to update your current home to make it more attractive, closing costs, realtor fees, new furniture, moving expenses and the like.)

As in the example above, when the home sells, the loan is paid off and the sellers have a profit along with a new home owned free and clear.

We understand that every situation is different and bankers at Home Federal pride ourselves in listening and coming up with solutions that meet your needs. We have a variety of options to consider, from mortgage loans to using your deposit accounts without depleting your assets. Our goal is to come up with a result that you are happy and comfortable with.

Enhancing the financial well-being of our clients is the goal of every Home Federal banker. Allowing us to help you is the greatest compliment we can receive. Thank you for allowing us to do so and we look forward to visiting with you soon.

Matt McMartin

A Play By “West Wing” author Rick Cleveland

Clinton-Bush-Reagan-Carter-Ford… April 27, 1994…The day of Richard Nixon’s funeral: a historic occasion at which the five living U.S. Presidents—four exes and one current—gather together to mourn, honor, and criticize one of our history’s most controversial political figures. FIVE PRESIDENTS is an imagining of what they might have chatted about while gathered prior to the services. As each arrives, he shares insights as a member of “the most exclusive club in the world.” The presidents not only banter with and challenge each other, but they also question Nixon’s legacy. As good-natured ribbing leads to rising tension, the presidents struggle with the legacy they all share, and the choices they made.

Prior to the show we will have lunch in the Old Log’s Cast and Crew Dining Room. When making your reservation, please tell us your entrée choice of: Braised Boneless Short Rib with gravy, Seared Pork Chop with bacon port demi glaze, Dill Roasted Tilapia with lemon; or Angel Hair Pasta with Garden Marinara

Our day includes transportation from Rochester, performance, lunch, taxes and gratuities.

OLD LOG THEATRE, EXCELSIOR

WEDNESDAY,JULY 24

MATINEE PERFORMANCE

RESERVATION DEADLINE:

JULY 1ENTRÉE SELECTION NEEDED

WITH RESERVATION

PRICE:

$97GUESTS: $107

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Shredding of your legal documents can be a key tool in your protection against fraud but the proper disposal of documents containing your private information can be overwhelming. Home Federal is here to help.

On Wednesday, July 10, our Jubilee members are encouraged to bring up to two boxes of documents to our 2048 Superior Dr. NW Rochester Branch location (across from Costco) for shredding. We have again contracted Beckley Office Products Document Shredding Services to provide this on-site service directly in our branch parking lot. Although reservations are not required, a call to our reservation line is requested to help with our planning.

This day is provided by Home Federal exclusively for our Jubilee members at no cost to you. The safety of your identity is Home Federal’s paramount concern! We’re here to help!

2048 SUPERIOR DR. NW

ROCHESTER(ACROSS FROM COSTCO)

RESERVATIONS REQUESTED BY JULY 1

WEDNESDAY,JULY 10

1:30 - 3:30PM

Join us for a day of relaxation and beauty as we visit the Minnesota Landscape Arboretum. You will have the morning free to explore your favorite interests among the 1,137 acres of natural areas and public gardens designed to inspire ideas for visitors’ own backyards. With specialty gardens, demonstration areas, and more than 5,000 plant species and varieties, the Arboretum has become one of the premier horticultural field laboratories and public display areas in the country. Lunch will be on your own to allow additional time for enjoyment of the gardens or relaxed dining with the café’s choices of entrees, sandwiches, soups, salads and fresh bakery items and seating in the café or on the outdoor terrace. We will conclude our day with a private narrated tram tour.

Your day of beauty includes transportation from Rochester, exclusive tram tour, taxes and gratuities.

SUMMER Splendor

MINNESOTA LANDSCAPE ARBORETUM, CHASKA

THURSDAY,AUGUST 22


AUGUST 1

PRICE:

$79GUESTS: $89


? ? ? ? ? ? ?

Mystery Trip!

It’s Mystery Time!!!!! Oh how we love our Mystery Trips! The memories of places we’ve been on our mysteries are some of the best!

This year’s destination is one I doubt you’ve experienced. There will be items of interest for both men and women, time for exploring/shopping on your own and entertainment for your enjoyment as well. To fully enjoy our time together, you should be able to walk several city blocks on guided tours. All members will need to disembark our coaches at every stop.

Two breakfasts, three lunches, two dinners, two nights lodging (based on double occupancy), baggagehandling of one bag per person, all tour admissions, taxes, and gratuities are included.

To give all Jubilee members an equal chance to reserve space on our annual Mystery Trip, NO RESERVATIONS will be accepted until 12:01 AM, MONDAY, MAY 20 and will only be accepted from our Jubilee reservation line. Each Jubilee household must make their own reservation and not reserve for multiple memberships.

PRICE:

$577 PPGUESTS: $627

TUES-THURS, SEPT 17-19


AUGUST 1

CLUB POLICIES

PAYMENTS:A deposit of $25 for day trips or $50 for overnight trips is needed within one week of your reservation date for space to be held with full payment requested by the stated reservation deadline. Deposits for extended programs and due dates will be noted in program announcements. Reservations may be “bumped” by reservations secured with deposits. Payments should be made by personal check made payable to Home Federal Jubilee and mailed to Home Federal Jubilee, 1016 Civic Center Dr NW, Rochester, MN 55901 or by Home Federal account transfer by contacting or visiting any Home Federal branch location.

TOUR CONFIRMATIONS OR WAIT LIST STATUS:Reservations should be considered firm unless notification to the contrary is made by Home Federal Jubilee that the event has filled. If an event has filled prior to the receipt of the reservation, the reservation will be placed on a wait list in order of date received. Every effort will be made to provide wait list status as soon as possible. Payments accompanying the reservation will be held in hopes that the reservation clears the wait list. If the reservation does not clear the wait list, the payment will be returned prior to the event travel date.

CANCELLATION:Refunds will be issued for cancellations received in writing prior to the stated reservation deadline. For cancellations due to hospitalization or death of immediate family members, effort will be made to obtain refunds from venues; however, as each have their own cancellation policy, no guarantee of a refund can be insured. Refunds will not be given for cancellations received after reservation deadlines for reasons other than participant hospitalization or immediate family death unless the reservation can be filled from a waiting list. A per person processing fee of $15 for day trip and $50 for overnight travel will be applied to all cancellations filled from waiting lists. Passengers voluntarily leaving a tour can expect no refunds for any unused portion of a tour or unused services.

GUEST POLICY:Home Federal Jubilee welcomes the guests of its members. However, due to the popularity of our events, we must limit guests to one per Jubilee member until it is determined that additional space is available following the reservation deadline date. For some events, guest attendance may not be allowed due to limited space. Attendance fees for guests are noted in event descriptions (generally $10 per day and $50 for regional events). All guests are the responsibility of their sponsoring Home Federal Jubilee member and must adhere to all Club policies. All guests will be asked to sign a Home Federal Jubilee Liability Waiver prior to boarding the motorcoach. All guests must be at least 15 years of age.

HEALTH REQUIREMENTS:Participants registering for Home Federal Jubilee tours, a program administered by Home Federal Savings Bank (“Home Federal Jubilee”) must be physically able to participate in all stated itinerary items. Any person who cannot travel independently and who would need special assistance must be accompanied by a companion who will be able to assist and assume responsibility for this person. Home Federal Jubilee reserves the right to decline participation on any tour in which the

participant’s capabilities are determined by Home Federal Jubilee to not meet the needs of the tour. Neither Home Federal Jubilee personnel nor its suppliers may assist with medications or physically aid participants on the tours. Special dietary requirements must be indicated at the time of the reservation and every effort will be made to accommodate the request; however, no guarantees can be made that venues will be able to accommodate the request.

MOTORCOACH CONDUCT:No seats are reserved on our motor coach tours. Seat rotations are at the discretion of Home Federal Jubilee. All participants must disembark the motorcoach at each organized stop. For the comfort of all participants, the reclining of passenger seats is highly discouraged. No standing is allowed when the motorcoach is in motion with participants encouraged to remain seated unless use of the restroom is absolutely needed.

RESPONSIBILITIES:Home Federal Savings Bank, through its Jubilee program, is merely acting as a liaison to arrange travel services for the program participants and, therefore, assumes no responsibility for and cannot be held liable for any personal injury, property damage or other loss, accident, delay, inconvenience, or irregularity which may be occasioned by actions or omission of you, other participants, third parties, including service providers and other vendors, or any other parties. Although no revisions of promoted itineraries or their included features are anticipated; the right is reserved to make any changes with or without notice that might be deemed necessary. While every effort will be made to conduct programs per the announced itinerary, Home Federal Jubilee is not responsible to any person for expense, loss of time or money, or other circumstances resulting from a change in itinerary or change in tour arrangements. Published times are as accurate as possible but are subject to change due to performance changes, traffic, weather, mechanical or other conditions that prevent the tour from operating normally. Although every effort is made to handle passengers’ luggage as carefully as possible, Home Federal Jubilee cannot be responsible, assume liability, or accept claims for loss of or damage to luggage due to breakage, theft, or wear and tear through hotel or group carrier handling. The liability of carriers for baggage or other property accompanying passengers is limited to their liability as common carriers.

MEDICAL FORMS:For overnight trips, completion of medical and emergency contact information forms will be requested of each traveler. Completed forms will be placed in sealed envelopes and returned to the Home Federal Jubilee representative only to be opened in case of need. The sealed envelopes will be returned to travelers at the completion of the trip.

INCLEMENT WEATHER POLICY:In the event of inclement weather, event participants will be contacted by phone if the event is cancelled. Unfortunately, refunds for inclement weather cancellations are dependent on the venues’ policy to refund Jubilee for the cancellation and cannot be guaranteed.

14

CLUB MEMBERSHIP

CLUB BENEFITS

Welcome to the Jubilee Travel Club that offers great opportunities to travel, learn and socialize. It is the most active club in the area, with something for most every interest.

As a member of Jubilee, you have access to:

• Day trips• Regional travel• Extended travel opportunities• Educational gatherings • Social events• Experienced club director

Additional Bank Benefits:• ATM/Debit card • Free first year safe deposit box rent for new bank clients• Online Banking & Mobile Banking• Free notary service• Free educational seminars• Bi-monthly magazine• And more!

Plus:

*Deposit accounts consist of Checking, Savings, Money Market and Certificate of Deposit which are all FDIC insured. Member FDIC

**Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.


Enhanced Member Discounts do not apply to local events unless otherwise noted.

In addition, you can get ENHANCED BENEFITS when you carry higher balances!

GOLD LEVEL: Total of $100,000 or more in Home Federal Deposit Accounts*:• $10 discount (per household) on each day trip • $25 discount (per household) on each 3-5 day trip• $50 discount (per household) on each 6+ day trip

PLATINUM LEVEL: Total of $150,000 or more in Home Federal Deposit Accounts*:• $15 discount (per household) on each day trip • $35 discount (per household) on each 3-5 day trip• $75 discount (per household) on each 6+ day trip• Annual Platinum Member day event

DIAMOND LEVEL: Total of $300,000 or more in Home Federal Deposit Accounts*:• $25 discount (per household) on each day trip• $50 discount (per household) on each 3-5 day trip• $100 discount (per household) on each 6+ day trip• Annual Diamond Member overnight trip

Take your membership to a higher

level!

BASIC MEMBERSHIP: • Maintain a minimum daily balance of $1,500 or more in a Home Federal

Checking or Savings Account or• Maintain $10,000 or more in a Home Federal Certificates of Deposit (CDs) or

qualified Money Market Accounts or• Maintain an account with Home Federal Investment Services**

If you are age 55 or better, you can become a member when you meet any one of these membership requirements:

RESERVATION REQUEST FORM

RESERVATIONS BY PHONE

Please fill in any information different or not provided from the above address:

Name(s) ______________________________________________________

Address _______________________________________________________

Phone _______________________ Cell phone _______________________

Email _________________________________________________________

Number of reservations _____Member and ______Non-Member

For __________________________________________________________ EVENT NAME

Preferred motorcoach location:

_____ Furniture Superstore, 5150 Hwy 52 North, Rochester _____ Kohl’s - Broadway Commons, 20 25th St SE (Hwy 63/Broadway South), Rochester

HOME FEDERAL 1016 Civic Center Dr. NWRochester, MN 55901

Please provide the following information on our Home Federal Jubilee Reservation Line at 507-535-1234.

• Your name• Number of spaces to reserve• Name of the event• Name of individuals joining you• Your preferred departure location — Furniture Superstore, 5150 Hwy

52 North, Rochester — Kohl’s - Broadway Commons, 20 25th St SE (Hwy 63/

Broadway South), Rochester • Any questions you may have

Please complete the reservation form found to the left and mail it to our Home Federal Jubilee address or leave it with any of our branch personnel.

Due to the magnitude of reservations received, it is not possible for us to send confirmation of reservations, but those placed on wait lists will be notified as soon as possible. Motorcoach departure information will be mailed to attendees approximately two weeks prior to the event.

Now you can Like and Follow Home Federal and Jubilee on Facebook!

RESERVATION LINE: 507.535.1234

RESERVATIONS BY MAIL

March 23 - April 2, 2019 · 2019-05-01 · Jubilee Director: Jean Jech Direct: 507-535-1231 Email:...

Documents

Transcript of March 23 - April 2, 2019 · 2019-05-01 · Jubilee Director: Jean Jech Direct: 507-535-1231 Email:...