MANAGING LIQUIDITY RISK IN ASIA PACIFIC

ANZ LIQUIDITY MANAGEMENT TRANSACTION BANKING

The need for an organisation’s cash to be visible and accessible is crucial to treasurers successfully managing their liquidity risk. This is because cash is a company’s most valuable asset—and running out of cash is the biggest business risk there is.

ANZ Liquidity Management can help you manage liquidity risk, unlock cash, automate treasury operations and reduce complexity. Our suite of scalable liquidity management solutions allows you to efficiently manage cash and ensure it is available in the right place, at the right time, in the right currency and in the most cost effective manner.

Our market leading capability provides you with access to a web-enabled application, through which you can automate intercompany accounting, improve reporting and posting, and manage your treasury and tax reporting obligations effectively.

Our connectivity in Asia Pacific coupled with on-the-ground liquidity experts means we can guide you through the complex business environments that you face in the markets which you operate. This means, we can help you make decisions in your time zones, where your people are.

This fresh perspective, combined with a solid understanding of regulatory complexities, ensures our market insight and tailored solutions help you better manage liquidity risk—while having complete visibility and access to your organisation’s cash.

ANZ Liquidity Management delivers a cost effective and highly efficient mechanism to unlock the maximum value of your cash holdings across the organisation by helping you to:

Reduce funding costs

Effectively utilise the balance sheet

Reduce the reliance on credit facilities.

HELPING YOU MANAGE LIQUIDITY RISK IN ASIA PACIFIC

PHYSICAL SWEEPING

Sweeps automate the movement of funds between your accounts, based on rules you establish.

• Allows you to structure multiple-sweep triggers, multi-tier interest structures based on your domestic, time-triggered (intra-day), cross-border and multibank requirements

• Provides visibility and control of your sweep portfolio

• Streamlines manual processes and simplify intercompany lending by posting uniquely identifiable entries to your bank account which can be allocated to your General Ledger, facilitating the accounting treatment required for intercompany lending

NOTIONAL POOLING

Optimises long and short positions to maximize funding across your group entities. Where physical movement of funds are not practical, notional pooling may provide the advantage of benefiting from the group’s funding base.

• Optimises long and short positions to reduce net debt and provides visibility of net positions across the group

• Each participant entity maintains their own physical balance in their bank account

• Re-distribute interest to participant accounts

INTEREST OPTIMISATION

ANZ offers a simple and efficient Interest Optimisation solution to improve the overall interest yield across currencies and geographies. By consolidating the total regional group level positions held with ANZ, you are able to aggregate funds and secure competitive interest rates on the total value.

• Higher interest benefit based on group balance

• Maintains individual account positions

• Can be structured multi-geography, multi-currency, multi-entity

This document is distributed in: Australia by Australia and New Zealand Banking Group Limited (“ANZ”); Cambodia by ANZ Royal Bank (Cambodia) Limited (“ANZ Royal Bank”), which is a subsidiary of ANZ. ANZ Royal Bank is incorporated and licensed in Cambodia; China by the People’s Republic of China by Australia and New Zealand Bank (China) Company Limited (“ANZ China”), which is a subsidiary of ANZ. ANZ China is incorporated and licensed in PRC; Hong Kong by the Hong Kong branch of ANZ which is registered by the Hong Kong Securities and Futures Commission; India by the India branch of ANZ, which is licensed in India; Indonesia by PT Bank ANZ Indonesia (“PT ANZ”). PT ANZ is incorporated and licensed in Indonesia with limited liability; Japan by the Japan branch of ANZ, which is licensed in Japan; New Zealand by ANZ Bank New Zealand Limited (“ANZ NZ”); Philippines by the Philippines branch of ANZ, which is licensed in the Philippines; Singapore by the Singapore branch of ANZ. ANZ is licensed in Singapore under the Banking Act Cap. 19 of Singapore; Taiwan by ANZ Bank (Taiwan) Limited, which is a wholly-owned subsidiary of ANZ incorporated and licensed as a bank in Taiwan; Vietnam by ANZ Bank (Vietnam) Limited (“ANZ VN”). ANZ VN is a wholly-owned foreign bank incorporated and licensed in Vietnam. The distribution of this document may be restricted by law in certain jurisdictions. Persons who receive this document must inform themselves about and observe all relevant restrictions. This document has been prepared for information purposes only and does not take into account the specific requirements, investment objectives or financial circumstances of any recipient. The recipient should seek independent financial, legal, tax and other relevant advice and should independently verify the accuracy of the information contained in this document. Under no circumstances is this document to be used or considered as an offer to sell, or a solicitation of an offer to buy, or a recommendation or advice to buy or sell or not to buy or sell any product, instrument or investment, to effect any transaction or to conclude any legal act of any kind whatsoever. If, despite the foregoing, any services or products referred to in this document are deemed to be offered in the jurisdiction in which this document is received, no such service or product is intended for nor available to persons resident in that jurisdiction if it would be contradictory to local law or regulation. Such local laws, regulations and other limitations always apply with non-exclusive jurisdiction of local courts. To the extent permitted by law, ANZ Group does not accept any responsibility or liability arising from a recipient’s use of this information. This document may not be reproduced, distributed or published by any recipient for any purpose. ANZ recommends you contact your ANZ Manager for further information before acquiring the product and refer to the product Terms and Conditions for full information relating to the product and services mentioned in this document.

Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.

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CONTACT US

If you would like more information on ANZ Liquidity Management Transaction Banking, please contact your ANZ Relationship Manager or Account Manager.

ANZ Liquidity Management offers Physical Sweeping, Notional Pooling and Interest Optimisation products that can be tailored to suit your business needs.

WHY SELECT ANZ

Partner with a leading bankANZ is the largest Australian bank in Asia, one of the five largest and most successful listed companies in Australia, and the number one bank in New Zealand. As transaction banker to some of the world’s leading organisations, ANZ has a proven track record partnering with, and meeting the complex needs of clients.