Making Our Clients More Successful A Brief Presentation of Marsh Romania Capabilities for Leasing Companies

October 2005

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MMC Companies

Investment management

Human capital managementManagement consulting

Risk managementInsurance broking services

Risk management

59.000 EmployeesPresent in 100 countriesTotal revenue: 10 Billion $

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Marsh Romania Overview

Marsh (www.marsh.ro) is the Romanian subsidiary of Marsh Inc. (www.marsh.com), New York, world-wide risk specialist and insurance broker

First international insurance broker represented in Romania through it’s own company (since 1995)

1st rank as insurance brokerage and risk consulting company in Romania

Offices in Bucharest and Timisoara

35 employees, specialised on all types of risks and insurance contracts

2,5 USD million turnover and 20 USD million premiums placed (2004)

Easy access to MMC network’s resources and expertise

Founding member of UNSICAR - Romanian National Association of Insurance Brokers and Consultants

Authorised by Insurance Supervising Commission, according to the current legislation ( Decision 8/17.10.2001)

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Main Services

Negotiate insurance offers and Collaboration Agreements with insurance

companies on behalf of Leasing Companies.

Administration of insurance programmes

Claims assistance

Professional services offered to clients- lessees- Call centre

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Resources / Logistics Administration of Insurance Policies for Leasing Companies

Marsh dedicated Team to Leasing Companies

Colleagues specialized on industries and on insurance lines (including Credit Risk if applicable)

Specialized Software– For the administration of policies we use a specialized software that

manages the insurance policies concluded for leased property

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Resources / Logistics (cont.) Administration using a Specialized Software

The software allows:

– policies and payments registry,

– issuing of invoices,

– issuing of RCA tickets

– information management allowing various reports to the Leasing Company

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Resources / Logistics (cont.) Dedicated Team

Marsh team dedicated to the Leasing Company:

– motor insurance and any other insurance lines

– claims

– accounting

– courier

– IT support

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Benefits for the Leasing Company

Best terms and conditions of insurance

The Lessees shall understand better the offer and shall be able to decide must faster

Certainty that the policies are concluded in an effective and correct manner, in accordance with the decision of the Lessor

Certainty that the premiums are paid in due time and therefore the policies are valid without interruption of cover

Effective and concerted administration – Reports – Analysis of policies and claims

Claims Assistance

Recommendation for improvement

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MARSH - Core Values

Clients– We satisfy their requirements with customised strategies and initiatives

Colleagues– We provide each individual with the opportunity to reach his or her full

potential Investors

– We meet their expectations Innovation

– We anticipate emerging client requirements and develop effective responses

Excellence– We continually pursue higher quality in all areas of our operations

Openness & Integrity– Ethics without compromise is our standard of conduct

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Contact details

For more information please contact:

Marsh Broker de Asigurare - Reasigurare

Soseaua Nordului 24-26, etaj 1

Sector 1, Bucuresti

T: +4 021 232 1874

F: +4 021 232 2102

E: office@marsh.ro

W: www.marsh.ro, www.marsh.com