2213

Wes

t Whi

te O

aks

Dri

ve

Spri

ngfie

ld, I

llino

is 6

2704

Pres

ort S

tand

ard

US

Post

age

Paid

Sprin

gfiel

d, IL

Perm

it #5

00

Make

Your

Summ

erSw

eeter!

Skip

-A-P

ay!

Skip -A- PayHeartland Credit Union is giving you the option to skip your June or July loan payment and resume your normal payment schedule the next month. What you do with the extra money is up to you.

To take advantage of this special offer, simply complete the form on the next page and return it to the credit union:

Heartland Credit Union 2213 West White Oaks DriveSpringfield, Illinois 62704

A service fee of $40 per loan will be assessed - indicate which account you would like the fee transferred from, or include a check made payable to Heartland Credit Union for $40 per loan. Requests must be received 5 days prior to payment date. Once your request is received and approved, we will process your extension.

So enjoy your summer skip, and thank you for allowing us to serve you.

Sincerely,

Heartland Credit Union

Requests must be received 5 days prior to payment date. Please defer my loan payment(s) for the month (one-only) indicated.*This offer excludes real estate and line of credit loans. Only two skip-a-payments allowed per calendar year and cannot be consecutive months.

I understand that the terms and conditions of my loan agreement will apply except that there will not be any regular monthly payments required on approved requests during the deferral period set forth above. Thereafter, I must make my regular monthly payments. I understand that finance charges will continue to accrue during the deferral period, that deferral of my regular payments will result in having to pay higher total finance charges, and that my loan repayment schedule will be extended. I also understand that you reserve the right to terminate this offer at any time.

If you have purchased GAP Insurance with your auto loan; please check your contract for coverage exclusions.

__________________________________________________________Name (Print Please)

__________________________________________________________ Last Four Digits of SS# Account #

__________________________________________________________Daytime Phone # Email

__________________________________________________________Borrower Signature (Required) Date

__________________________________________________________ Co-Signer/Co-Borrower’s Signature(Required) Date

RETURN TO HEARTLAND CREDIT UNION OR MAIL TO: Skip-A-Pay, 2213 West White Oaks Drive, Springfield, IL 62704

June 2019 July 2019

A. Enclosed is my check (no cash please) for $ ______ ($40 per loan)

B. Transfer the Skip-A-Payment fee from my: (Heartland Credit Union accounts only) Checking Savings

($40 per loan transfer will be processed upon receipt of request)

I have loans at other financial institutions and I am interested in refinancing to reduce my rate. Please contact me.

I would like to Skip-A-Payment on the following loan(s): Account #: __________________ Suffix #: ________ Suffix #: _________

*Your loan(s) must be current and account(s) in good standing to qualify for this Skip-A-Pay offer.