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A Great Product For Many Needs !!A Great Product For Many Needs !!A Great Product For Many Needs !!A Great Product For Many Needs !!

11For Internal Training and Circulation Only

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MNYL's Life Partner Plus Offers Three Benefits

1. Guaranteed financial protection for life; Guaranteed money back for 15 years.

2. Bonus declared every year from 3rd policy year onwards.

3. Additional protection through various riders.

Life Partner Plus at a Glance

22For Internal Training and Circulation Only

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Mr Ashok Gupta, age 35yrs, is the payor and his son Arvind, age 2 yrs, is the life to be insured

Life Partner Plus A Plan For 3 Generations

Phase I10 yrs

Phase II10 yrs

Phase III10 yrs

Mr. .Gupta pays for10years

Customer getsTax Benefit

u/s 80 C

Mr. Gupta withdraws forthe next 10 years

Mr. .Gupta waits forthe next 10 years

Arvind has opportunity towithdraw every year from age 33-74

Additional flowof income

every year till age 74

At Maturity

Arvind hasopportunity to get

approx equalamount of themoney he haswithdrawn in

Phase IV

Phase IV41 yrs

Mr. Ashok Gupta (1st Generation) pays premium for 10 years and gets tax benefit u/s 80 C

Mr. Ashok Gupta can withdraw total premium paid in the next 10 years - Tax free

Mr. Ashok Gupta waits for the next 10 years.

When Arvind (2nd Generation) is 33 yrs old, he has the opportunity to withdraw (approx double of what Mr. Gupta(1st Generation) has paid as premium every year ) till he is 74 yrs (useful addl. income while he is working & onretirement).

When Arvind is 75 yrs old, he can gift the maturity value (approx. equal amount of money withdrawn by him fromage 33 to 74) to his son Amar Gupta (3rd Generation).

Above example is based on of illustration @ 10%

Tax-freewithdrawal

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Mr. Mahesh Sharma, age 35 yrs, is the Life to be insured and has taken LPP

to take care of his retirement needs

Phase II10 yrs

Phase III

Mr. Sharma paysfor 10 years

Customer getstax benefit

u/s 80C

At MaturityMr. Mahesh hasthe opportunity

to getapprox 1.5 timesof the base SA

Life Partner Plus A Perfect Retirement Plan

Phase I

10 yrs

r. arma wa s or

the next 10 years

r. arma as e oppor un y o w raw approx w ce

the premium he had paid every year till he is 74 years

Mr. Mahesh Sharma pays premium for 10 years (From age 35 to 44)

Mr. Sharma waits for the next 10 years (From Age 45 to 54)

When Mr. Sharma is age 55 he has the opportunity to withdraw (approx twice the amount of premiumhe invested every year) till age 74 and take care of his retirement needs

At age 75 Mr. Sharma can get a maturity that is equal to approx thrice the amount of the base SumAssured & this can be used for legacy planning.

4Above example is based on of illustration @ 10% For Internal Training and Circulation Only

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Mr. Hitesh Shah, age 35yrs, is the payor and his son Jignesh, age 2 yrs is the life to be insured

Phase I7 yrs

Phase III30 yrs

Phase IV15 yrs

Phase II21 yrs

Mr. Shah paysfor 7 years

Getstax benefit

u/s 80C

Mr. Shah waits forthe next 21 years

Jignesh has the opportunity to withdrawamount equal to the total premium

invested in 7 years from age 61 to 74 yrs

At MaturityJignesh has a opportunity to

get approx 200 timesof premium

Invested per monthJignesh wait till

he is 60 years

An Option at the End of Phase II :

Life Partner Plus A Perfect Gift For The Child

An Option at the beginning o Phase IV :

Jignesh at age 60 has an opportunities towithdraw approx 6 times of the total premium

invested by Mr. Shah in the initial 7 years

Mr. Shah has the Opportunity to withdraws approx

4 times of the total premium he had invested in thefirst 7 years

Mr. Shah pays premium for 7 years

Mr. Shah waits for the next 21 years

Mr. Shah has the opportunity to withdraw approx 4 times of the premium invested in the first 7 yrs

Jignesh waits till he is of age 60 yrs

Jignesh has the opportunity to withdraw (equal to approx the premium invested In the first 7 yrs) everyyear from age 61 to 74.

At maturity, Jignesh has the opportunity to get approx 200 times of premium invested /month by Mr. Shah

55Above example is based on of illustration @ 10%

For Internal Training and Circulation Only

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Life Partner PlusLife Partner Plus A ComparisonA Comparison

Above comparison is based on features available in competition brochures and websites. 66For Internal Training and Circulation Only