Login - DECEMBER 2016 archive/2016_12-Book...Alexander Wood, MGA 2 YEARS OF SERVICE Sarah Acker, AGT...

Happy Holidays

DECEMBER 2016

www.arc.ailife.com/arc/spotlight A monthly publication spotlighting top producers of American Income Life and

National Income Life _

MANAGING EDITORSam Yarbrough / [email protected]

WRITER & COPY EDITORLeah Fry / [email protected]

SENIOR GRAPHIC DESIGNERJonathan McGinnis / [email protected]

GRAPHIC DESIGNERSMikailah Clark / [email protected]

Maggie Hill / [email protected]

CONTRIBUTORSRobyn Allen, Becky Brown

Krystal Castro, Wendy Copeland Karen Curtis, Corina Enriquez, Lana Giebe

Angel Henderson, Mary Lampert Chris Melton, Muñeca Moody-Yanez

Pat Nevarez, Christina Pretzman Tonia Stonum, Andrew Wesolick

Rhonda York _

Spotlight is published monthly by American Income Life Insurance Company

for the dissemination of information to its Producers. Prior permission must be obtained from American Income for

reproduction or other use of material herein. _

HOME OFFICE254-761-6400

WEBSITESwww.ailife.com www.nilife.com

www.AILLaptopOnDemand.com www.NILICOLaptopOnDemand.com

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www.mylifeatnilico.com

SOCIAL MEDIA www.twitter.com/AIL_NILICO

www.facebook.com/AIL.NILICO www.youtube.com/AILifeTV

RECRUITING SUPPORTwww.ailife.com/recruiting

eApp business and paper applications subject to the 7 day hold should be uploaded or sent to Home Office by Tuesday 1/24 before 2:00 p.m. CST. Paper apps excluded from the 7 day hold and PR credits should be sent to Home Office by Friday 1/27. eApp business excluded from the 7 day hold should be uploaded by Tuesday 1/31 before 2:00 p.m. CST to count for January production.

SGA Career Track

NEWS

Retention: Net to Gross:

Required Retention Rate

Dates to Remember

LOOK FOR ME!

in total bonuses were paid out this month by AIL and NILICO. For more information on the monthly bonuses, turn to Page 30-37.

CONVENTION QUALIFICATIONS pg. 18-19

VOL. 49 NO. 12DECEMBER 2016

New Markets Opening & Expanding!There is a growing need for ambitious leaders. AIL/NILICO is looking for MGAs and GAs wanting to pursue the SGA Career Track. If you are interested, speak to your SGA, then send an email to: [email protected].

71.0% 80%

Effective Jan. 1, 2016, to be eligible for bonuses and be featured in Spotlight, Producers must meet the required Retention or the minimum Net to Gross. Net to Gross varies based on bonus guidelines and is used only during the Producer’s first nine months. The rates listed are for Spotlight recognition only.

Look for the asterisk! The asterisks, shown throughout the magazine, indicate that place will be a year-to-date award winner. The Producers, who will be recognized at the 2017 Awards Presentation are: the top SGA from each Category I-VIII based on Performance Factor with 100% minimum, the top two RGAs, the top five MGAs, the top five GAs, the top five SAs, and the top ten Individual Producers, the top two PR Representatives from each category, and the top three PR Managers. View the 2017 Convention Qualifications online at www.ailife.com or www.nilife.com. Check your production! If there is an asterisk by your position, you could be on your way to stay at the wonderful Moon Palace Resort in Cancun! The convention will be held May 18-21, 2017.

© 2016 by American Income Life Insurance Company

$5,437,072

GREAT EXPECTATIONS

only did the financial ends start meeting, they actually began to overlap rather comfortably.

I’m a simple kind of guy. I was never the type to care much for showy cars, expen-sive watches, $500 shoes and such. Heck, all I wanted was to not have to sneak my own drinks into the movie theater. I wanted to be able to order from a restaurant menu based on what I wanted rather than what I could af-ford to spend. Most importantly, I wanted to be able to buy things for my family that would blow their minds. Because of AIL/NILICO, the Christmas my kids have come to know is excit-ing and bright rather than a disappointment.

A career with AIL/NILICO gives us the luxury of building expectations. And we can raise those expectations whenever we wish and to whatever level we wish based on our own merits. Not too many career opportunities can say that. We are free to dream big and do big. Raise your expectations for 2017, then do what it takes not only to meet them, but to exceed them. Make your LEGACY one of abundance to spare and share.

Whether you celebrate Christmas, Hanuk-kah, Kwanzaa, Festivus — or anything else — I wish you a holiday season filled with peace, love, abundance, and magic.

P.S. Remember that dirt bike I want-ed as a kid? I now have 9 and love to ride with my kids.

DON'T LOWER YOUR EXPECTATIONS TO MEET YOUR PERFORMANCE. RAISE YOUR LEVEL OF PERFORMANCE TO MEET YOUR EXPECTATIONS. — RALPH MARSTON

THE HOLIDAY SEASON IS ALL about getting together with family and friends, putting aside your differences

and celebrating with those you love. There was a time, however, when I used to dread the hol-idays. I don’t mean simply not looking forward to holiday traffic or travel, crowds at the mall, or the prospect of having to decorate the house from top to bottom. When I say dread, I mean the holidays were a source of anxiety and dis-appointment. My poor wife used to tell me I ruined Christmas for her.

It’s not that I was a Scrooge. In fact, if we’re making a comparison to Dickens’ A Christmas Carol, I was more like one of Bob Cratchit’s ragged children. We were desperately poor

growing up — we knew it and so did every-one else. Poverty like that is a source of shame, disappointment and frustration from the mo-ment you first become aware of it.

When you inherit a legacy of poverty, you learn early on not to have expectations in or-der to avoid hurt and disappointment. Still, deep in your heart, you carry wishes, dreams and desires. As a kid, there was nothing I wanted more than a dirt bike. All my friends had them. But when your folks have to sacri-fice just to keep shoes on your feet, you know better than to even ask for something as ex-travagant as a dirt bike. That didn’t make me want one any less.

When Dana and I started dating, the lega-cy of barely getting by was still with me. Birth-days and holidays were the worst. I always felt stressed out about letting other people down. Shopping for gifts was all about what I could get for the least amount of money that wouldn’t disappoint the recipient.

I will never forget one of the first Christ-mases I spent with Dana’s family, and her mom handed me a gift. It turned out to be an expen-sive and trendy brand of athletic gear. Dana said my face just lit up. It was such a thoughtful gift and perhaps the first time I can recall being thrilled at Christmas.

Fast forward to my coming to work for National Income Life and another “first:” not

Steve GreerPresident AIL & NILICO

02 03

PROMOTIONS

ANNIVERSARIES27 YEARS OF SERVICEBrett Hulme, PR23 YEARS OF SERVICEEarle Harris, AGT18 YEARS OF SERVICERuben Soberanes, AGT17 YEARS OF SERVICEJohn Franklin, AGT15 YEARS OF SERVICELarry Lozano, PRArnold Iacoviello, AGT14 YEARS OF SERVICEAndrew Bishop, MGAArthur Greene, AGTBrett MacCannell, RGAKaren McQuoid, AGTDustin Venekamp, SGA13 YEARS OF SERVICEJustin Germany, AGTEd Olfert, AGTAlan Sedaghat, AGT12 YEARS OF SERVICESue Akers, PR

11 YEARS OF SERVICESimon Arias, SGATheodore Greer, AGTGarret Kun, AGTMelissa Losk, AGT10 YEARS OF SERVICEAlberto Alcala, MGAMario Andres Chavez, GABlake Higuchi, RGAErin Moyer, AGT9 YEARS OF SERVICERobin Denham, PRJamison Weatherspoon, SGA8 YEARS OF SERVICEWilliam Charnow, AGTHal Herman, MGARyan Kendl, MGAJoshua Olin, RGAJoey Sales, AGTAmr Shater, GA7 YEARS OF SERVICEJared Cleckner, SGAAmanda Cross, PR

Alexandra Graham, GAChristopher Hintz, RGABruce Tan, AGT6 YEARS OF SERVICEJose Carvajal, SGACameron Cimino, SGANina Dolman, AGTAntonio Evans, GAHolland Harriss, PRMathew Hart, SGAAndre Hawthorne, MGASione Ika, AGTCorey LaVigne, AGTShahab Mahdavinejad, MGACarmela Pellen, AGTBrandon Summerton, RGAAshley Wenning, GA5 YEARS OF SERVICEJohn Conard, RGANicki Griffiths, MGAChristine Jesoraldo, GAJean Joseph, MGAGregory McDuffie, SA

David Rigney, GAScott Wheeler, MGA4 YEARS OF SERVICEMatthew Bogle, MGABrent Bowling, GAJohn Catalano, AGTErica Fitzsimmons, AGTRobert Ford, AGTCorey Helly, RGABrittni Kwiecien, GATasha Marker, AGTCharles Marshall, AGTJohn Nieves, MGAChristopher Rodriguez, SGAJoshua Rush, RGAJoseph Tomanovich, RGA3 YEARS OF SERVICEAzar Afnan, SAJordon Barron, MGAEvelin Castro-Sharif, AGTShalom Chaimov, GAMarc Demilia, AGTHugo Flores, AGT

Irma Gallardo, MGATiffiney Harmouche, SAJamil Harris, RGATravis Kovach, SAAnthony A Lopez, GABadum Maaloo, GADaniel Martinsen, SAJared Mercer, AGTJames Morris, AGTWilliam Soulier, MGADominic Telymonde, MGAPaul Torman, SAJinelly Urena, RGAAlexander Wood, MGA2 YEARS OF SERVICESarah Acker, AGTMakena Alexander, SACandice Anderson, GAPaul Angelopulos, AGTDavid Brooks, GAShannon Brown, AGTAthea Buchanan, SAEric Butt, GA

Amy Collins, MGAChristopher Credle, MGADeserick Davenport, SAAnthony Demeo, AGTJennifer DeWitt, SADouglass Floyd, AGTJon Gelhorn, MGAMchel Helgeson, GAChristina Jauch, MGASergio Joaquin Haro, AGTHannah Linderholm, MGASharon Manning, AGTAnastasia Martens, SAGlenn Martin, GATerrell Milton, AGTRisa Moniz, SAJackie Okimoto, AGTRoger Rau, SAGordon Reed, AGTJohn Sloan, SAMichael Spann, SAOmar Torres, SAMichael Trinh, GA

Elba Vargas, AGTSteven Warner, RGAOlesya Wegner, AGTChristian West, GAJoshua West, MGAZachary Whipple, SAGreta Wilson, AGTMegan Winston, SAJeffrey Witherall, MGA1 YEAR OF SERVICEJeremiah Acosta, AGTBenjamin Albert, AGTJoshua Andrea, AGTTrevor Baynes, SATimothy Begley, AGTTrina Best, AGTMichael Boxell, SADavid Butterfield, AGTLillian Carroll, AGTBeatriz Chacon Huizar, SARebecca Cheek, AGTDaniel Chousa, SAAnthony Cunningham, AGT

Cheryl Davis-West, AGTAntonio Denino, SADavid Drysch, AGTMark Dushaj, MGACarmen Edwards-Dorrough, AGTRawad Elghadban, SANadia Elhag, AGTDebbie Ezernack, RGASeth Frisby-Jack, AGTElliott George, AGTJacob Giangiuli, SACharles Gotcher, AGTLuis Guevara, AGTDaniel Hevener, AGTRaul Jacobs, GALazaysha Johnson, AGTHarry Jones, SAHawa Kaba, AGTSara Kamalvand, SAVassilios Katos, SADouglas Kemp, AGTFarhood Kiassaty, AGTWilliam Krekeler, SA

Mark Lahijani, SABrian Lane, AGTPedro Lemos, GAKory Louvelle, SADraye Luton, AGTFelipe Machado-Santanna, MGAAnthony Maximo, SAMonica McKinney, SAJason McNett, AGTHector Mendez, GACasey Moore, SAClaire Morgan, SABrian Murray, SALauren Mylett, AGTAkame Ndumbe, AGTMark Noel, AGTMichael Novosel, GAEthan Oftedahl, SALaura O’Mary, AGTEli Parra, AGTReuben Paygai, MGANada Pennington, AGTThomas Pineda, AGT

Ahmed Pruitt, AGTRiaz Rahman, AGTZonia Ramirez, SAJohny Remy, AGTSara Rostamijalilian, SADel Roule, SALeamber Saffold, AGTAnthony Savinon, AGTMichael Stelly, SAEvan Stewart, AGTCassidy Stock, SARobin Thomas, SABernie Thompson, SAJuan Torres, AGTMychal Travers, AGTSashia Veerman, GAVanessa Ventura-Sandoval, MGAAnthony Verrett, SAJames Wells, AGTRevawn Wilson, AGTAaron Ybarra, SA

REGIONAL GENERAL AGENTChristopher AkinsChristopher BentleyJason BratinPeter DavisCharles FerrariStephen JeungMike LadeKerlens LaRoseSamantha RalstonKyle Schroeder-GurniczDavid ThorntonSteven WarnerMatthew ZangMASTER GENERAL AGENTJames BaileyMaria BeaumasterJesse BenwellClayton Bonner

Easton ChristensenJennifer Class-RodriguezSeth CollinsJavier DiazKelvin FernandezJaclyn FinafrockAlan FrickeJenna GrulaEricka MartinezMatt McBrideNacole NewboldAlex NormandeauJesus ParraDavid PeeblesJohnny RamosEvron SimonJamie WintersMichael C Williams

60% GENERAL AGENTCorina AraujoAttar ChalifJoseph HedbornSkyler HornungRaul JacobsPedro LemosJennifer Pofahl57.5% GENERAL AGENTCarlos ClassChristine MooreSharon BarnesJanelle BeckfordCaroline ChambersLuiz DeOliveiraZachary GalloDevan GrissomLauren LazenbySydney Normand

Joshua ReyesShanna RussellArien SeemannShelbi SofrankoCameron Stanley55% SUPERVISING AGENTEdwin Cuevas QuinonesDacey DickersonWayne DoucetBethany EvansJon FlexnerJoshua GarrisonHemerson GonzalezHeather GunterEduardo HernandezJon HouserCarlin KaufmanGage LewellynSelina Maldonado

Melissa MartinoMatthew McKeeHarvey MilamZachery NelsonKyle NevillePaul OrmesAmanda PetersonWinndell PowellPhillip RayWillie ReevesGustavo Rivera-DelgadoSamuel Rosa-BarriereCandice SawyerKevin SilvaTamara SpillerKaylie StoneJuan VenegasChance VoorheesImani Walton-Burroughs

Rochelle WeberTyrenna WesleyAaron WilliamsKerry Zorns52.5% SUPERVISING AGENTJustin AllainRenato ArthurAwa BabouGene CrowLaura BeaulieuMadison BelcherAnthony CaoCharles CarrollVaniel CatchingsRebecca CordobaJonathan CormierJoseph CorwinNeil DalviAndre Dantas

Suraj DaswaniBobby DavisCharisma DezonieDavid DuddyTabitha DunlapSarah EatonDerya EkrenJennifer EvansAlex FajardoThomas FerraroRyan FogelIsaac GarciaElizabeth GiestaKatrina GilmoreRebecca GoldsmithJoseph GoodwinRicardo GrandtVincent Gravel-MichaudJulie Henry

Sara HensonLouis HeywardDanielle HigleyMagdalena HolmanYicong HuoAnna IrymeskuVelvet JohnsonChadrick KeithMeardey KimAdisleidy Leyva GongoraJustin LoPatrielloJustin LoweMickel MajorChristian MaysMichael McCloskeyJenalee McKnightKamron MehriTeresa MixAbraham Mogilevsky

Samuel MontgomeryJason MoserMatthew NeishRandy O’CampoAlbert OleskoJuliya OstapyukMitchell PageAnthony PetroskyBenjamin PohlmanMichael RiceNicholas RobertsonMichael C RodriguezShawn RoundyDavid RuharaKendall ScavoConnor SeemannWesley ShureKenneth SkeenMelinda Skinner

Bennett SmithNicholas SolomonSean SperazzaGary StevensTimothy StewartNicole StoreyTheodore TahenyCharlianna TimpeAnastasia VasanjeeGrace VeatchKasey WhiteLiana Woodard

0504

EXECUTIVE COUNCIL / TMK DONATIONS

$110,000

David joined American Income Life as an agent in 1999 and was promoted to SGA in Connecticut and Western Massachusetts in 2002. In 2009, David partnered with Tom Williams in South Florida and grew the Williams-Zophin SGA Office to one of the top-producing agencies in the company. They were the top agency in their category several times. David is a 6-time Executive Council member. David assumes his role in the McKinney Executive Offices in January 2017. David and wife Christy have a 20-year old son, Brendan and daughters Brooke 13, Taylor 12, and Kaitlyn 8. The family will relocate to Texas in 2017.

David ZophinExecutive Vice President / Assistant to the President

New SGAs

Ryan Bisanz

DE, NJ, PA | DECEMBER 1

Ryan graduated from Fanshawe College with a degree in Business Administration and joined AIL and the Altig-Orlovic SGA Office in 2004. In 2012, he moved to the Brian Traboulay SGA Office. Ryan began aiming for the SGA position from his first day. He credits the mentorship of “great SGAs” for giving him perspective and preparing him for his new venture. He believes his passion for recruiting will serve him well. Ryan and his wife Christine live in Newtown Square, PA.

Brandon MacDonald

AL | NOVEMBER 11

Brandon came to AIL in 2011 after careers in accounting and restaurant ownership. He started in Alabama, then moved to the Matt Henderson SGA Office in Florida, but he says from the beginning, he knew he wanted to be the SGA in Alabama. Brandon believes his greatest asset is that he genuinely cares about people and helps them develop the attitude and work ethic to succeed. In addition to 10-year old son Wesley, Brandon and wife Amy (an MGA in his Agency) are expecting a baby in April. They live in Vestavia Hills.

Antonio Reyes

NC | DECEMBER 1

Antonio was personally recruited by friend Jason Bratin into the Simon Arias office in 2011 after careers in the mortgage and retail industries. As an RGA, he ran a remote office in Maryland, which, along with ongoing mentorship from Simon, helped prepare him to accept the SGA position. “Relationship building is so underrated and yet so important in our business. The ability to connect and win peoples’ hearts is everything,” he says. Antonio, wife Sasha and daughter Shamarah live in Matthews, NC.

CONGRATULATIONS

Total 2016 DonationsTotal Donations since 2012

$212,210$878,295

——

The following Closer to the Heart partner organizations benefitted from

your generosity in 2016:

Thanks to all of you, we’re making a difference!

INEZ MARTIN CHILD DEVELOPMENT CENTER

$24,200

CHILDREN IN CRISIS

$28,760

SQUARE PEG FOUNDATION

$10,150

FOSTER KIDS CHARITY

$39,100

2016 REVIEW

SHAUMBURG, ILLINOISAIL, in partnership with the Sabrina Lloyd SGA office, donated $10,000.00 to Feed My Starving Children. In addition to the financial donation, many Agency members volunteered their time to pack boxes of food that will feed 184 kids for a year.

Founded in 1987, Feed My Starving Children (FMSC) is a Christian non-profit that provides nutritionally complete meals specifically formulated for malnourished children. Donations purchase meal ingredients and volunteers hand-pack the meals. Meals are donated to FMSC food partners around the world, where kids are fed and lives are saved.

07

Each year on the Friday before Thanksgiving, Central Texas volunteers collect food in 9 counties for the largest one-day food drive in Texas. For the 7th consecutive year, AIL employees have participated in the local Food For Families event. During the 3 weeks leading up to the drop off date, Waco employees organized fund raising events including CANstruction, Camping for Cans, Soup Kitchen, a silent auction, rice eating contest and various individual food collection challenges.

On November 18th, a caravan of 40+ vehicles and countless volunteers departed the AIL parking lot to deliver monetary donations and 76,322 pounds of food! Once again AIL employees broke their record and exceeded the previous year’s donation.

Food for Families volunteers were astounded by the generosity of AIL employees, and expressed over and over again how thankful they were for AIL’s contributions. Thanks to everyone who participated. The sky is truly the limit when we join together as a team and take a cause to heart!

2016 Total:

76,322lbs

FOR MORE PHOTOS, CHECK OUT THE

Spotlight App!

FOODforFAMILIES

Susan FuldauerVice President of Public Relations Field Operations

TIS THE SEASON TO ENJOY FRIENDS, family, share holiday greetings and New Year wishes with co-workers and our

clients alike. It’s also a good time to reflect back on the year now coming to a close and prepare for the New Year in front of us.

The reflection can be bittersweet; filled with both the good feelings of the actions and accomplishments over the past year that provided a lasting and positive impact. Bit-tersweet, also, in acknowledging we may not have been at the top of our game every day, which can also create an impact both for our loved ones and for those we relate to on a pro-fessional and service level. While it would be great to have a rewind button for some of those days, life just doesn’t work that way. However, reflecting and giving intentional thought to what could have been done differently through actions and words gives us an opportunity to make changes as we move forward. This is what’s great about the New Year; it’s a new be-ginning and an opportunity to be better than we were last year.

Looking back at 2016, there were many moments of great joy and some moments of sorrow. We achieved more than we did in 2015, but perhaps less than what our actual goals may have been. Now is a good time to reset those goals and create the strategic plan and actions to meet your goals and objectives.

In 2016 we saw the growth of the move-ment to raise wages to at least a living wage and for many it was a Fight for $15. The PR team showed up to support raise the wage ef-forts, along with walking picket lines, deliver-ing loads of food Baskets of Hope and testified in front of governmental officials to keep pen-sions, health care and the right to belong to a union intact. Unfortunately, we lost a few of our labor leaders last year, but we have new up and coming leaders to fill their shoes and con-tinue to fight for working families. And fight is what we’ll need to do, in solidarity with our labor brothers and sisters as we move forward into an ever-increasing war on workers.

2016 also brought hope to families not only through our PR efforts but through agen-cy follow up with members. Educating and protecting the financial stability of a family is a joint effort between PR and agency and one that has created lasting impact for many fam-ilies. Building closer ties with PR and agen-cy continues to be a goal for 2017. We have a common vision and it takes both PR and

agency to achieve that vision. Reflecting on the many times we partnered in activities with our groups and collaborated on presentations provides a profound look at what the future re-lationships should look like. It’s a bright future for us all as we look forward to continuing to build on those foundations in the New Year.

I’m thankful for the amount of caring and heart we have and the ability to grow our lega-cy; one action, one policy, one family at a time.

Wishing you all a Happy, Healthy, Prosperous New Year.

“ ... IT'S A NEW BEGINNING AND AN OPPORTUNITY TO BE BETTER THAN WE WERE LAST YEAR.”

Reflections

08

NEWASSOCIATESPER MANAGER

NEW ASSOCIATE – $1,000 contract-to-date new agent

THE MINIMUMS FOR RECOGNITION ARE:SA & GA – at least two new associates during the month

MGA – at least three new associates during the monthRGA – top three RGAs during the month

This list recognizes SAs, GAs, MGAs and RGAs for the number of new associates under their hierarchy for the month.

Mohammed Moalawi 9 Theodore Pappas

Doreen Ryan-Foti 8 Don Foti

Steven King 8 Zachary Hart

Curtis Henderson 8 Allan Jennings

Nicholas Moore 8 Durhon Oldham

Richmond Gerrish 7 Laura Fisher

Nicholas Scordos 7 Surace-Smith

Joshua Krueger 6 Richard Correa

Gevorg Yanukyan 6 Desi Dimitrova

Ofa Tupouniua 6 Steve Friedlander

Erez Shabtay 6 Michael Vasu

Christopher Bentley 5 Altig-Orlovic

Ryan McIntosh 5 Altig-Orlovic

Matthew Diulus 5 Simon Arias

Andrew McQuade 5 Richard Correa

John Sparby 5 Chris Hernandez

Zach Otto 5 Sabrina Lloyd

Steven Rios 5 Sabrina Lloyd

Tucker Gregor 5 Travis Moody

Aaron McLean 5 Imran Satti

Marc Salvaggi 5 Surace-Smith

Jameetri Washington 5 Michael Vasu

Melinda-Rae Lyse 4 Altig-Orlovic

Bernard Ballou 4 Slav Bitman

Pablo De La Cruz 4 Jose Carvajal

Jordan Chalom 4 Josh Chalom

Hyunchul Chung 4 Cohen-Cohen

Stephen Jeung 4 Cohen-Cohen

Brian Zuzick 4 Laura Fisher

Paul Zuzick 4 Laura Fisher

Morgan Lobello 4 Giglione-Ackerman

Ryan Fickert 4 Zachary Hart

Lamar Livingston 4 Zachary Hart

Andre McCallum 4 Zachary Hart

Rodney Ward 4 Zachary Hart

Scott Sonnenberg 4 Matt Henderson

Ricardo Subero 4 Kyle Johnson

Alon Fischer 4 Theodore Pappas

Shahab Mahdavinejad 4 Theodore Pappas

Bobby Szwaja 4 Theodore Pappas

Robert Kanaan 4 Imran Satti

Matthew Parks 4 Surace-Smith

Julianne Scavo 3 Erin Allen

Andrew Bishop 3 Altig-Orlovic

Dan Ikei 3 Altig-Orlovic

Travis Stucki 3 Altig-Orlovic

Sokol Fazliu 3 Simon Arias

Aaron Haynes 3 Arias-Cimino

Jinelly Urena 3 Jose Carvajal

Deana Plaster 3 Jared Cleckner

Steve Svendson 3 Richard Correa

Matthew Turnquist 3 Richard Correa

Joy Vann-Austin 3 James Cunningham

Stephen Hill 3 Steve Friedlander

Michael Gerstein 3 Giglione-Ackerman

Johnny Ly 3 Giglione-Ackerman

Minh Phung 3 Mathew Hart

Juan Olvera 3 Stephen Jubrey

Chelsie Otto 3 Sabrina Lloyd

Michael Cirelli 3 Dorian Oldham

Angel Martinez 3 Dorian Oldham

Robert Smith 3 Durhon Oldham

Robert Wright 3 Bob Olson

Vincent Meyer 3 Chad Potts

Timothy Wilson 3 Philip Prata

Daniel Hartwig 3 Surace-Smith

Jessica Wilhite 3 Jamison Weatherspoon

Aaron Ralston 3 Jeremy Welch

Michael Musso 3 Williams-Zophin

MGANAME # SGA NAME # SGA NAME # SGA NAME # SGA

Kendall Wilson 5 Sabrina Lloyd

George Bort 5 Surace-Smith

Orey Yates 4 Altig-Orlovic

Patrycja Grudzinska 4 Sabrina Lloyd

Matthew Neish 3 Altig-Orlovic

Brandon Foster 3 Simon Arias

Jeremy Osborn 3 Desi Dimitrova

Brenda Fox 3 Zachary Hart

Roger Rau 3 Zachary Hart

Arthur Trost 3 Zachary Hart

Juan Venegas 3 Allan Jennings

Meghan Harris 3 Sabrina Lloyd

Anita Przybylowicz 3 Sabrina Lloyd

Brandon Berger 2 Altig-Orlovic

Naomi Caraballo 2 Altig-Orlovic

Dylan Klotz 2 Altig-Orlovic

Tessie Miya 2 Altig-Orlovic

Ashleigh Clapper 2 Simon Arias

Adam Hanna 2 Simon Arias

Tabitha Witherell 2 Simon Arias

Issac Estrada 2 Richard Correa

Steven Phillips 2 Nigel Crowe

Victor Goodman 2 Laura Fisher

Jordan Shoubash 2 Laura Fisher

Debra Small 2 Laura Fisher

Cameron Stanley 2 Laura Fisher

Moli Kaufusi 2 Steve Friedlander

Daniel Chousa 2 Giglione-Ackerman

Jeffrey Espinal 2 Giglione-Ackerman

Michelle Seaman 2 Giglione-Ackerman

Azar Afnan 2 Zachary Hart

Eric Jaeger 2 Chris Hernandez

Shiv Patel 2 Sabrina Lloyd

Waleah Salah 2 Sabrina Lloyd

Alex Torruella 2 Sabrina Lloyd

Christopher Beveridge-Calvin 2 Dorian Oldham

Katrina Ricks 2 Theodore Pappas

Richard Tabanji 2 Surace-Smith

Brooke Bogs 2 Michael Vasu

Holly Bonhorst 2 Michael Vasu

SANAME # SGA NAME # SGA NAME # SGA NAME # SGA

Jasmin Gallaga 9 Sabrina Lloyd

Micah Focken 8 Zachary Hart

Bilal Farsakh 8 Theodore Pappas

Jason von Rosenberg 7 Allan Jennings

Mike Paragiou 7 Surace-Smith

Christopher Buttacavoli 5 Altig-Orlovic

Nathan Hunt 5 Richard Correa

Laaina Havea 5 Steve Friedlander

Samuel Robertson 5 Chris Hernandez

Ranjana Chopra 4 Josh Chalom

James Harding 4 Richard Correa

Leonel Lazcano 4 Desi Dimitrova

DeAnthony Hartman 4 Zachary Hart

David Hefflin 4 Zachary Hart

Daniel G Johnson 4 Zachary Hart

Dalyn Quilausing 4 Matt Henderson

Elias Boles 4 Durhon Oldham

Eric Thompson 4 Surace-Smith

Beaux Southern 3 Arias-Cimino

Mark Dominguez 3 Jose Carvajal

Brittany Smart 3 Cohen-Cohen

Ashley Rust 3 James Cunningham

Michael Russo 3 Laura Fisher

Ruben Santillana 3 Steve Friedlander

Jeremy Rivers 3 Kyle Johnson

Jason Lee 3 Sabrina Lloyd

Duane Shaw 3 Sabrina Lloyd

Sarah Whiting 3 Bob Olson

Asad Ahmed 3 Theodore Pappas

Jesse Benwell 3 Imran Satti

Derek Foore 3 Surace-Smith

Tiffany Babin 3 Michael Vasu

Megan Johnson 3 Michael Vasu

Evelyn Howell 3 Jamison Weatherspoon

Trevor Tollefson 2 Erin Allen

Mark Hoban 2 Altig-Orlovic

Andrew Hynan 2 Altig-Orlovic

Kevin Ishikane 2 Altig-Orlovic

Alix Albright 2 Simon Arias

Jordan Lacy 2 Simon Arias

Brody Maughan-Evanson 2 Simon Arias

Eric Snyder 2 Simon Arias

Shelbi Sofranko 2 Simon Arias

Jennifer Bettis 2 Dorian Brown

Dwayne Gomez 2 Jose Carvajal

Courtney Griggs 2 Jared Cleckner

Mchel Helgeson 2 Cohen-Cohen

Thomas Huynh 2 Cohen-Cohen

Alma Lozano 2 Richard Correa

Kimberle Spooner 2 Richard Correa

Attar Chalif 2 Laura Fisher

Casey Finley 2 Ryan Giddens

Adem Abdula 2 Giglione-Ackerman

Christine DiSanto 2 Giglione-Ackerman

Cristina Fox 2 Giglione-Ackerman

Jorge Guerra 2 Giglione-Ackerman

Andres Liranzo 2 Giglione-Ackerman

Glenn Martin 2 Giglione-Ackerman

Karen Mosley 2 Giglione-Ackerman

Marcus Piccirilli 2 Giglione-Ackerman

Caren Deanda 2 Mathew Hart

Ryan Landmark 2 Mathew Hart

Stuart Pagan 2 Mathew Hart

Timothy Watson 2 Mathew Hart

Michael Stuver 2 Zachary Hart

Mary-Delores Ayarzagoitia 2 Matt Henderson

Jeremy Engrav 2 Chris Hernandez

Kascey Williamson 2 Chris Hernandez

Asiguy Haugabook 2 Kyle Johnson

Michael Dean 2 Travis Moody

Jacob Vargas 2 Corey Neff

Alisha Anderton 2 Dorian Oldham

Kimberly Hamilton 2 Durhon Oldham

James Jones 2 Durhon Oldham

Rebyka Watson 2 Bob Olson

Tiffany Durden 2 Chad Panzer

Frank Cordaro 2 Theodore Pappas

Rachel Gallagher 2 Theodore Pappas

Malachi Rouzer 2 Chad Potts

Leo Wright 2 Philip Prata

Joseph Kanaan 2 Imran Satti

Holly Lacey 2 Imran Satti

Alex Normandeau 2 Imran Satti

Peter Gabranski 2 Albert Serur

Brent Bowling 2 Surace-Smith

Lindsey Dettwiller 2 Surace-Smith

Ashley Wenning 2 Surace-Smith

Christopher Stevens 2 Kris Thieme

Scott Davison 2 Michael Vasu

Phillip Jenkins 2 Michael Vasu

Thomas Longino 2 Michael Vasu

Darrin Roberts 2 Michael Vasu

Lauren Lazenby 2 Jeremy Welch

GANAME # SGA NAME # SGA NAME # SGA NAME # SGA

Michael Laramie 18 Michael Vasu Matthew Turnquist 13 Richard Correa Brett Gryska 13 Durhon Oldham Matthew Parks 13 Surace-Smith

RGANAME # SGA NAME # SGA NAME # SGA NAME # SGA

1110

Legacy Recruiting provides opportunity for all Agents to earn an additional monthly income

stream above and beyond regular recruiting efforts

performed by Managing Agents!

By Incentive Structure Payout. Top Legacy Recruiting Agents listed earned at least $500.By Number of Legacy Recruits. Top Legacy Recruiting Agents listed have at least 2 Legacy Recruits. Spotlight will picture the top 5 Legacy Recruiting Agents based on number of Legacy Recruits. In case of a tie, top Legacy Recruiting Agents will be determined by total Incentive Structure Payout as long as minimum Retention/Net to Gross standards are met.The number of YTD Legacy Recruits listed for Spotlight recognition may be different than the number of YTD Personal Recruits reported for Torchmark Achievement Award eligibility due to the counts being calculated differently.

Ransey Vazquez 53Kade Beck 18Stephanie Kell 17Patrycja Grudzinska 17Robert Kanaan 15

Anita Przybylowicz 15Quewandra Daniel 14Monica Brown 13Marc Salvaggi 12Jonathan Frigola 12

Michael Russin 12Kendall Wilson 12Mack Doby 12Alma Lozano 11Jameetri Washington 11

Raul Jacobs 11Matthew Parks 10Waleah Salah 10Jonathan L Jones 10Ofa Tupouniua 10

Nedal Kawash 10Natalia Tatkowska 10

4,050

Jameetri Washington 5Patrycja Grudzinska 4London Burnett 3Joseph Corwin 3Eugene Garcia 3Raul Jacobs 3Joel Jesurun 3Micah Morales 3Anita Przybylowicz 3Janean Rayford 3Jeremy Rivers 3

Ransey Vazquez 3Delores Aguilera 2Yemi Akinade 2Susan Bedrossian 2Angela Black 2Naomi Caraballo 2Timothy Chandler 2Bonnie Dupre 2Craig Ebinger 2Daniel Foore 2Martha Garcia 2

Randall Green 2Cara Griffin-Locker 2Jamil Harris 2Margaret Higginson 2Brandon C Johnson 2Nedal Kawash 2Timothy Kieran 2Thomas Longino 2Enrique Lopez 2David Lovato 2Alma Lozano 2

Shane McGregor 2Areli Medina 2Brandon Neal 2Matthew Neish 2Todd Onstott 2AshLynn Orng 2Derek Pratt 2Kenneth Preston 2Patrick Rieger 2Michael Ronan 2Nala Sifford 2

Taneshia Solomon 2Amanda Thomson 2Inderjit Toor 2Jacob Vargas 2Juan Venegas 2Scott Wheeler 2Kendall Wilson 2

Jameetri Washington Patrycja Grudzinska London Burnett Joseph Corwin Eugene Garcia5 Recruits 4 Recruits 3 Recruits 3 Recruits 3 Recruits

Michael Vasu Sabrina Lloyd Surace-Smith Surace-Smith Dustin Venekamp

NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS

TOP RECRUITING AGENTS▼ ●

NOVEMBER321 387 TOTAL LEGACY RECRUITERS: TOTAL LEGACY RECRUITS:

Ryan Kendl 2,276Steven Baum 1,815Brooke Bogs 1,788Nedal Kawash 1,684Patrycja Grudzinska 1,645Cara Griffin-Locker 1,582Joel Jesurun 1,553Carl Chargois 1,529Jordan Barncord 1,520Gina Merico 1,423Andre McCallum 1,409Anita Przybylowicz 1,188Richard Gaffney 1,125Amanda Thomson 1,112Juan Venegas 1,109Stephanie Kell 1,085Manuel Diaz 1,078George Kamel 1,078Ashley Flood 1,072Magdalena Holman 1,048Ivonne Perez 1,047Joseph McCallister 1,040Benjamin Pechianu 1,037David Fiscu 1,035Janean Rayford 1,021Zachary P Hansen 1,014Jonathan M Jones 1,009Alicia Nieman 1,005Brent Bowling 1,005Antoinette Williams 989Alifonzo Garcia 975Naomi Caraballo 970

Isaac Garcia 958Bryant Rayford 958Evelyn Juarez 957Shiv Patel 939Alipate Makaui 937Jesse Spencer 916Ransey Vazquez 913Matthew Parks 894Joseph Corwin 891Dana Black 887Bilal Farsakh 884Jordon Barron 875Angela Black 873Raul Jacobs 869Lorena Barriere 862Kendall Wilson 859Areli Medina 850AshLynn Orng 839Cole Hatfield 827Ernest Powell 826Joy Vann-Austin 813Jameetri Washington 812Christina Jauch 802Robert Kanaan 800Kasali Kotun 791Kimberly Spears 786Daniel Foore 777Tucker Gregor 773Peter Davis 772Janice Moseychuck 768Kade Beck 748Dalyn Quilausing 736

Sara Kamalvand 734Marco Camire 724Denis-Michael Catalano 723Eduardo Barajas 714Slavita Hut 712Rebyka Watson 709Spencer Simmons 707Mark Dushaj 702Svyatoslav Stefanyshyn 702Michael Cirelli 700Tyler Mabry 688Quewandra Daniel 688Matthew Dawson 687William Viguie 684Devan Grissom 680Nicholas Lorence 678Aaron Chen 677Jeremy Rivers 673Nic Iagulli 671Kelly Ekker 664Michael Russin 663Margaret Rivera 662Devon Miller 657Derek Pratt 657Maria Santana 650Michael Ronan 649Jarred Spanbauer 645Jeffrey Espinal 645Rita Eisentrager 643Chaz Hutcherson 638Anelys Gonzalez Cortes 637Tiffany Babin 636

Timothy Brown 631Cody Lerette 628Craig Ebinger 627Southern Foster 623Brian Thai 620Johnny Ramos 608Matt McBride 608Tami Chaimov 607Erin Noyd 605Kelly Smith 605Agatha Safford 601Zane Wagner 598Heather Heisa 595Joshua West 594Blake Bocci 591Bricia Acosta 591Daisy Grimes 590Daniel Pettit 589Scott Theaman 585Beaux Southern 581Sean Conway 581Shawn Roundy 579Eugene Garcia 578Christopher Chovanec 572Seth Collins 568Patrick Donovan 568Cameron Ashcroft 568Alba Wandurraga Baron 561Aaron McLean 560Ryan Vance 559Jeremiah Eller 557Trey Moran 556

Liliana Estrella 552Jordan Seguin 551Susan Bedrossian 551Norine Fortier 550Avalon McLeod 549Kaitlyn Brandt 549Fritznel Octave 549Michelle Olivo 545Jonathan L Jones 545Nala Sifford 544Adrienne Williams 536Timothy Bugge 532Solomone Havea 529Austin Hamilton 519Haydee Burrola 519Gabriela Sime 518Eric Stjernholm 516London Burnett 515Shane McGregor 511LaDelus Brown 510Heather Crews 506Jennifer Bettis 504Jordan Despain 500Valeria Flores 500Carl Isidore 500Trevor Lawson 500Timothy McCabe 500Stephen Stewart 500

TOP PAYOUTS ■ NOVEMBER$247,485 729

Ryan Kendl Steven Baum Brooke Bogs Nedal Kawash Patrycja Grudzinska$2,276 $1,815 $1,788 $1,684 $1,645

Altig-Orlovic Sabrina Lloyd Michael Vasu Sabrina Lloyd Sabrina Lloyd

NAME TOTAL NAME TOTAL NAME TOTAL NAME TOTAL NAME TOTAL

TOTAL PAYOUT: TOTAL QUALIFIERS:

NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS

2,098 TOTAL LEGACY RECRUITERS: TOTAL LEGACY RECRUITS:

TOP RECRUITING AGENTS▼

YTD

1312

LEADERSHIP

ACADEMY

Before you are a LEADER, success

is all about GROWING YOURSELF.

WHEN YOU BECOME a leader,

success is all about GROWING OTHERS.

- JACK WELCH

STEP UP TO LEADERSHIP ACADEMY 2017If you aspire to a management position at AIL/NILICO, Leadership Academy is for you! Classes start with the basic building blocks of leadership and progress to more advanced concepts.

If you are interested in attending, talk to your SGA about quali� cations. � ese sessions � ll quickly, so don’t delay. Make 2017 the year you step up!

Please keep in mind that dates are always subject to change.

LEADERSHIP 101:Fundamentals of Agency BuildingJanuary 16-18April 10-12June 12-14September 25-27

LEADERSHIP 201:Building for OwnershipFebruary 21-22August 15-16

LEADERSHIP 301:Strategic Agency Leadership Training (Top Gun)March 28-29October 17-18

LEADERSHIP 401: Results Driven LeadershipSeptember 6-7

*A Personal Recruit is considered eligible (will count towards qualifi cation levels) when he/she has submitted $2,000 Net ALP

MEMBERS — By Number of Eligible Legacy Recruits*

Yemi AkinadeWilliams-Zophin

10 RecruitsSILVER

Patrick RiegerAltig-Orlovic10 Recruits

SILVER

Corey HellyGiglione-Ackerman

10 RecruitsSILVER

Anita PrzybylowiczSabrina Lloyd

15 RecruitsGOLD

AshLynn OrngAltig-Orlovic10 Recruits

SILVER

Waleah SalahSabrina Lloyd

10 RecruitsSILVER

Kendall WilsonSabrina Lloyd

10 RecruitsSILVER

Joseph CorwinSurace-Smith

6 RecruitsBRONZE

Joel JesurunGiglione-Ackerman

7 RecruitsBRONZE

Duane ShawSabrina Lloyd

10 RecruitsSILVER

Haydee BurrolaDesi Dimitrova

6 RecruitsBRONZE

Craig EbingerGiglione-Ackerman

6 RecruitsBRONZE

Susan BedrossianCisco Perez5 RecruitsBRONZE

Frank CordaroTheodore Pappas

5 RecruitsBRONZE

Brent BowlingSurace-Smith

5 RecruitsBRONZE

Margaret RiveraRaymond Risucci

6 RecruitsBRONZE

Jacob CarlsonAltig-Orlovic

5 RecruitsBRONZE

Tyler MabryMichael Vasu

5 RecruitsBRONZE

Shane McGregorCorey Ne� 5 RecruitsBRONZE

Violetta RaddellDurhon Oldham

5 RecruitsBRONZE

Fritznel OctaveWilliams-Zophin

5 RecruitsBRONZE

Joseph McCallisterSimon Arias5 RecruitsBRONZE

Duni OlusegunJames Cunningham

5 RecruitsBRONZE

Bryant RayfordMatt Henderson

5 RecruitsBRONZE

Nicholas WalshAltig-Orlovic

5 RecruitsBRONZE

Travis WardRaymond Risucci

5 RecruitsBRONZE

Beaux SouthernArias-Cimino

5 RecruitsBRONZE

14 15

NEW ASSOCIATE INCENTIVE

$1000 when a Legacy Recruit writes and submits his/her first application within your first 90 days of tenure with AIL/NILICO ($250 if after your first 90 days).

INCOME STREAM

10% income stream based on Legacy Recruit’s Net ALP during his/her first 6 months if recruited by a Career Agent (5% income stream if recruited by an SA, GA, MGA, RGA).

There is NO LIMIT to the number of Legacy Program Recruits you can have. Recruit AS MANY people AS YOU CAN talk to and add to your INCOME STREAM and overall SUCCESS at the same time!

RECOGNITIONLEVELS

5 Eligible Legacy Program Recruits* Legacy Club Plaque

10 Eligible Legacy Program Recruits* Legacy Club Pen & Portfolio Set

15 Eligible Legacy Program Recruits* Legacy Club Gold Ring

25 Eligible Legacy Program Recruits* 3 day/2 night All-Inclusive Resort Trip for 2

*A Legacy Program Recruit is considered eligible (will count towards qualification levels) when he/she has submitted $2,000 Net ALP

TERMS & CONDITIONS:Applicable percentage (10% or 5%) of the Legacy Program Recruit’s production is based on personal net life premium only. Recruiting Agent is eligible for applicable percentage (10% or 5%) income stream only while under active contract with the Company. A Legacy Program Recruit is recruited through personal relationships or happenstance introduction. Candidates recruited through any structured or existing recruiting system — RMS, newspaper ads, career fairs, Internet ads, job boards (such as Monster, CareerBuilder, Craigslist, etc.), kiosk placements, event recruiting, etc. — do not qualify as Legacy Program Recruits, nor qualify you for Legacy Recruiting Program incentives.

Has a nice ring to it, wouldn’t you

agree? But there is more to it than

just a catchy new name.

The highest award you can receive in

leadership as an SGA is the Legacy Award

and the theme for 2017 is Legacy. It is

only fitting that we change the Personal

BO GENTILE Senior Vice President of Recruiting

Recruiting Program to the Legacy Re-

cruiting Program.

With every step you take in your manage-

ment career, you are creating and building

your own legacy. From when you started

as an agent and recruited people onto

your team, to building your team as an SA

or GA to reach the level of MGA, every

step is one in your legacy of building other

leaders for AIL/NILICO. Best of all, you’re

also helping them build their legacies.

There are some exciting changes tak-

ing place for 2017 in the Legacy Recruit-

ing Program and I want to outline some

of them for you:

$1000.00 AND 10% — How exciting!

If you are an agent in your first 90 days

with the Company, you are eligible for the

$1000 and 10% payouts! You get $1000.00

for everyone that you recruit who writes

and submits their first app, and then 10%

of your Legacy Recruit’s ALP for the first 6

months of the new agent’s career!

Talk about motivation and drive to

build your team as fast as you can and

along the way offering Opportunity

Unlimited to others.

If you are beyond your first 90 days as

an agent, we still have you covered with

$250.00 when your Legacy Recruit writes

and submits their first app, and you still

have the income stream from your Legacy

Recruit’s ALP for the first 6 months of the

new agent’s career.

SAs, GAs, MGAs, and RGAs, you are in-

cluded as well with the same $250.00 and

5% to continue to build on your successful

legacy that you have already put in motion.

THE LEGACY RECRUITING CLUB — Let’s

get some recognition and prizes! Even

with the new name the rewards and rank-

ings remain the same.

Going into 2016 the goal was to make an

IMPACT and you did, with more than 4,000

Personal Recruits. I am convinced that with

the new Legacy Recruiting Program, we

will leave a Legacy in 2017 of more than

5,000 Personal Recruits and be well on

our way to $250 Million, the final piece of

Roger Smith’s legacy to us.

ROGER, WE WILL GET THIS DONE IN 2017.

2017 BONUS QUALIFICATIONSBonus Opportunities Make the Difference!

The WORLD’S GREATEST BONUS is a bonus based on gross ALP in the week as shown on their weekly advance report. The bonus calculation is based on the Net ALP for the week. Agents must also have the required quality factor (retention or net-to-gross) to be eligible for the bonus. Agents contracted more than ten months with a minimum of $2,000 gross ALP can also receive a bonus increase based on their retention rate.

For the REINSTATEMENT BONUS, Agents receive 25% of the annualized premium as a bonus on all life cases recoded to a different Agent on bank draft with all back premiums collected. Returned items and lapses will be allowed to count as eligible cases. To be eligible for the SA/GA DIRECT ASSOCIATE FIELD TRAINING BONUS, the SA/GA must have the required number of direct new associates. The bonus will be calculated as a percentage of the total weekly World’s Greatest Bonus earned by new associates in their first 180 days under an SA or GA. The SA/GA must have the required quality factor to be eligible for the bonus.

To be eligible for the SA/GA LEADERSHIP BONUS, the SA/GA must have the required number of direct/indirect new associates. The bonus will be calculated as a percentage of the total weekly World’s Greatest Bonus earned by post-six-month direct associates under an SA/GA, and indirect associates under a GA. The SA/GA must have the required quality factor to be eligible for the bonus.

To be eligible for the MGA LEADERSHIP BONUS, the MGA must have the required number of new direct or indirect associates. The bonus will be calculated as a percentage of the total weekly World’s Greatest Bonus earned by direct and indirect associates under an MGA. The MGA must have the required quality factor to be eligible for the bonus, and must promote one person to MGA per year or within one year of becoming an MGA to maintain eligibility for the Leadership Bonus.

The RGA BONUS is based on the Weekly Leadership Bonus earned by each MGA coded under the RGA. For each MGA coded under an RGA, the RGA is eligible for a weekly bonus equal to 20% of the Leadership Bonus earned by the MGA. The RGA must have the required quality factor to be eligible for the bonus and must promote one person to MGA under his/her personal MGA hierarchy or within one year of becoming an MGA to maintain eligibility for the RGA Bonus. RGAs are eligible for the bonus for as long as they continue to manage the MGA. MILLION DOLLAR CLUB members receive a bonus of $5,000 and an award if they produce $1 million of Net ALP (from 1999 forward).

PR PLATINUM CLUB members of the PR Team receive a bonus of $5,000 and an award if they produce 250,000 leads (from 2006 forward).

For FOUNDERS CLUB, personal producers must meet $12,000 Net ALP per month for four consecutive months and 78.0% four month retention. Qualifiers must have eight full months tenure as an active producer. PR Reps and Marketing Specialists must reach 2,000 lead cards per month for four consecutive months. First Time qualifiers receive a $500 bonus and Founder’s Club ring. Subsequent qualifications will receive $500 and a diamond added to their Founder’s Club Ring or a Founder’s Club Ring for their Spouse.

For PRESIDENTS CLUB, personal producers must meet the minimum production of $130,000 of Net ALP in the calendar year, with 80.0% four-month retention as of December 31, 2017. Qualifiers must have eight full months tenure as active producers. PR Reps must generate 27,000 lead cards in a calendar year to qualify for President’s Club. The Marketing Specialist who generates the most lead cards in 2017 is also eligible. The Marketing Specialist must otherwise qualify for Convention to receive awards. First time qualifiers will receive a President’s Club ring or pendant and a $1,500 bonus. Subsequent qualifications will receive a diamond added to their ring (or pendant) or a President’s Club ring (or pendant) for spouse. The $1,500 bonus will be increased $200 for each consecutive qualification. Qualifiers also have the privilege to arrive one day early to Convention.

NOTE: An associate is defined as a new agent who submits at least $1,000 Gross ALP contract-to-date.

CONVENTIONCONVENTIONOrlando, FloridaOrlando, Florida

V i e w f u l l q u a l i f i c a t i o n s o n l i n e a t w w w . a i l i f e . c o m / a r c / s p o t l i g h t . a s p x - a n d - w w w . n i l i f e . c o m / a r c / s p o t l i g h t . a s p x

CAREER AGENTS Write $90,000 of Net ALP as of December 31, 2017 AP&P Report. For Career Agents contracted less than one year, the Net ALP will be prorated based on number of months contracted after the sixth month. Personal Producers can also qualify by writing $106,000 of Net Annualized Premium as of December 31, 2017 AP&P Report.

SUPERVISING AGENTS Write $90,000 of Personal Net ALP as of December 31, 2017 AP&P Report or write $150,000 of First Six Months Agent Production Net ALP, and have at least one active First Six Months Agent as of December 31, 2017. SAs can qualify on a pro-rated basis if contracted less than one year.

GENERAL AGENTS Write $90,000 of Personal Net ALP as of December 31, 2017 AP&P Report or write $200,000 of First Six Months Agent Production Net ALP, and have at least two active First Six Months Agents as of December 31, 2017. GAs can qualify on a pro-rated basis if contracted less than one year.

MASTER GENERAL AGENTS Write $340,000 of First Six Months Agent Production Net ALP as of December 31, 2017 AP&P Report. We will allow any combination of Personal and First Six Months Agent Production Net ALP that add up to the total requirement. Qualifying MGAs must also have at least four active First Six Months Agents as of December 31, 2017. Or write $90,000 of Personal Net ALP as of December 31, 2017 AP&P report and have at least 1 active SA/GA as of December 31, 2017. MGAs can qualify on a pro-rated basis if contracted less than one year.

REGIONAL GENERAL AGENTS Must have two MGAs who qualify for Convention under the MGA Agency production guidelines (not personal production), or may qualify as an MGA with his/her own MGA Agency production.

STATE GENERAL AGENTS Must meet 100% Performance Factor as of December 31, 2017.

MARKETING SPECIALISTS & PR REPRESENTATIVES Obtain 17,500 card credits. Rookie reps (reps with 2016 hire date) must obtain 13,000 card credits. Icebreaker (reps with 2017 hire date) must obtain 6,500 card credits. Qualification is based on cards generated in 2017. Original (ORIs and ADIs) will count as double credit.

NOTES: The Net-to-Gross and retention rates as shown on the qualifier’s December 2017 AP&P report will be used in determining qualification. All levels must meet appropriate Retention or Net to Gross requirements to qualify. Year-To-Date award winners must also have 80% Net-to-Gross (from AP&P report) or a 72% retention rate to be eligible for recognition.

Qualifying for Convention entitles one to attend only if he or she is an active American Incomer or National Incomer at the time Convention is held. Qualifiers are not eligible for monetary compensation in lieu of the trip. No substitutions or transfers are permitted. Individuals on Red Watch cannot qualify for Convention. Expenditures for the Qualifier and the spouse/guest will be included in the qualifier’s taxable income for the year.

June 24-27, 2018

Gaylord Palms Resort

19

INDIVIDUALPRODUCERSIC

EBRE

AKER

S

1 Al Alkurdi $67,369 82.4 David Wang Bob Olson

2 Katie Massart 49,950 77.3 John M McGrath Altig-Orlovic

3 Mark Dushaj 47,505 79.1 Mark Dushaj Josh Dishong

4 Muhammed Ashraf 45,421 88.9 Muhammed Ashraf Theodore Pappas

5 Roghie Hassan Loo 36,109 80.5 Roghie Hassan Loo Josh Chalom

6 Michael van Delft 34,942 86.5 Nacole Newbold Imran Satti

* 7 Crystal Melao 30,755 98 Ryan Kendl Altig-Orlovic

8 Brock Lampee 28,415 81.3 Dustin Dunbar Dustin Venekamp

9 Dario Messina 27,373 85.0 Mark Dushaj Josh Dishong

10 Kory Louvelle 26,907 83.6 Luay Ghawi Altig-Orlovic

11 Candace Dillon 25,630 90 Melinda-Rae Lyse Altig-Orlovic

12 William Sukhenko 24,042 100 Nicholas Moore Durhon Oldham

13 Alan Sedaghat 23,933 87.4 Bobby Gujral Altig-Orlovic

14 Lily Sakai 23,905 94.7 Cohen-Cohen

15 Tevita Tupouniua 23,751 88.5 Ofa Tupouniua Steve Friedlander

16 Mark Neilson 23,450 91.3 Ryan Kendl Altig-Orlovic

17 Steve Hartman 22,660 86.9 Steve Hartman Dustin Venekamp

* 18 Timothy Robinson 21,776 100 Renada Bogan Daniel Umbertone

19 Joey Sales 21,632 94.0 Jonathan Emura Altig-Orlovic

20 Max Quasem 21,417 88.2 Cohen-Cohen

21 Shalom Chaimov 21,150 85.9 Syed Quadri Theodore Pappas

22 Casey Jarratt 21,140 85.4 Ryan Kendl Altig-Orlovic

23 Henry Ingraham 21,113 86.7 Williams-Zophin

* 24 Larry Pinson 21,009 100 Maxx Schumann Allan Jennings

25 Ikram Alshobaki 20,968 92 Byron Paz

26 Joseph Sarasin 20,936 87.0 Patrick Bendure Surace-Smith

27 Ellen Schultz 20,236 87.3 Hal Herman Durhon Oldham

28 Dustin Edgell 19,752 83.7 Steven King Zachary Hart

29 Phi Phan 19,548 87 Gary Slocum Desi Dimitrova

30 Omar Billy 19,397 81.2 I-Perfection Harris Jamison Weatherspoon

31 Alma Lozano 19,298 75.8 John Nieves Richard Correa

32 Brooklyn Mims 19,263 83.0 Lisa Richardson Moswen Taylor

33 Justin Germany 19,238 76.0 Chad Potts

34 Nicholas Deliberto 19,029 71.7 Avi Kauderer Albert Serur

35 Nadirah Knordle 18,939 93 Evan Holzhauer Giglione-Ackerman

36 Amos Schwartz 18,613 100 Daniel Hartwig Surace-Smith

37 Shorne Brown 18,565 79.2 Shorne Brown David Hausman

38 Susan Bedrossian 18,490 71.9 Begona Patino-Lopez Cisco Perez

39 Derek Thompson 18,487 97 Matt McBride Altig-Orlovic

40 Holly Simpson 18,339 81.1 Yussuf Elzein Altig-Orlovic

41 Kelly Schoenherr 18,170 83.3 Ryan Wilson Philip Prata

42 Richard Carter 18,152 98.2 Nicholas Lorence Altig-Orlovic

43 Michael Singleton 18,063 100 Curtis Henderson Allan Jennings

44 Sina Heak 18,031 76.6 Jeffrey Hall Albert Serur

45 Mike Sukhbaatar 17,868 92.2 Daniel Umbertone

46 Dina Boghdady 17,856 91.0 Luay Ghawi Altig-Orlovic

47 Matt McBride 17,820 86 Christopher Bentley Altig-Orlovic

48 Jacqueline Troia 17,803 92 Nicholas Moore Durhon Oldham

49 Marie Campbell 17,753 78.5 Andre Bent Bob Olson

50 Elba Diaz 17,662 100 Aaron Chen Altig-Orlovic

Rank SGAMGANTG RETNet ALP

NOVEMBER

ALL TIME RECORD: $159,402 Net ALP — MARK NEILSON

*1 Al Alkurdi $670,700 82.4 David Wang Bob Olson

*2 Mark Dushaj 419,261 79.1 Mark Dushaj Josh Dishong

*3 Michael van Delft 332,302 86.5 Nacole Newbold Imran Satti

*4 Mike Sukhbaatar 291,347 92.2 Daniel Umbertone

*5 Katie Massart 284,768 77.3 John M McGrath Altig-Orlovic

*6 Roghie Hassan Loo 270,276 80.5 Roghie Hassan Loo Josh Chalom

*7 George Kamel 266,319 90.0 Patrick Bendure Surace-Smith

*8 Alan Sedaghat 265,710 87.4 Bobby Gujral Altig-Orlovic

*9 Dario Messina 243,925 85.0 Mark Dushaj Josh Dishong

*10 Muhammed Ashraf 236,667 88.9 Muhammed Ashraf Theodore Pappas

11 Tina Janti 233,077 84.4 Richard Mansfield Altig-Orlovic

12 Lily Sakai 223,537 94.7 Cohen-Cohen

13 Van Ortega 222,907 80.2 Brandon Summerton Altig-Orlovic

14 Massoud Vaziri 221,392 80.3 Troy Plummer Altig-Orlovic

15 Mark Lomonaco 214,917 83.9 Richard Mansfield Altig-Orlovic

16 Alvin Ali 213,420 78.7 Doreen Ryan-Foti Don Foti

17 Tevita Tupouniua 210,028 88.5 Ofa Tupouniua Steve Friedlander

18 Joachim Jean 201,279 79.5 Ryan Hall Laura Fisher

19 Joseph Sarasin 199,225 87.0 Patrick Bendure Surace-Smith

20 Daniel Hanson 199,048 95.5 Devin Adams Chad Deley

21 Max Quasem 192,486 88.2 Cohen-Cohen

22 Daniel Li 189,102 83.2 Patrick Stenglein Altig-Orlovic

23 Bruce Tan 188,968 94.1 Jonathan Emura Altig-Orlovic

24 Ronald Rivera 185,541 87.6 Cohen-Cohen

25 Justin Germany 183,810 76.0 Chad Potts

26 Joey Kennedy 182,366 87.5 AshLynn Orng Altig-Orlovic

27 Paul Smith 180,231 73.6 Patrick Bendure Surace-Smith

28 Jordon Graham 180,001 83.0 Zach Otto Sabrina Lloyd

29 Brooklyn Mims 175,120 83.0 Lisa Richardson Moswen Taylor

30 Mike Allen 169,102 86.8 Mike Allen Travis Moody

31 Henry Ingraham 168,172 86.7 Williams-Zophin

32 Riley Peters 166,517 83.8 Richard Mansfield Altig-Orlovic

33 Richard Carter 166,255 98.2 Nicholas Lorence Altig-Orlovic

34 Jarred Spanbauer 162,619 88 Joshua Rush Chad Deley

35 Elba Vargas 161,782 87.0 Simon Arias

36 Benjamin Ainscough 161,040 79.0 Troy Plummer Altig-Orlovic

37 Oleg Novitchii 160,189 90.6 Matthew Parks Surace-Smith

38 Erez Shabtay 159,932 88.1 Erez Shabtay Michael Vasu

39 Mark Lahijani 158,021 84.0 Mohammed Moalawi Theodore Pappas

40 Kory Louvelle 156,082 83.6 Luay Ghawi Altig-Orlovic

41 Bruce Viaje 155,955 80.0 Bobby Gujral Altig-Orlovic

42 Priscila Gonzalez 153,814 82.2 Bobby Szwaja Theodore Pappas

43 Tina Nelson 153,527 81.3 Paul Streater Chad Panzer

44 Ifeanyi Ufondu 153,208 91.1 Alex Roland Allan Jennings

45 Jesusdieu Portilus 145,628 81.8 Fritznel Octave Williams-Zophin

46 Kaleiokamaile Viena 145,531 86.7 Jonathan Emura Altig-Orlovic

47 Kashala Guiden 145,176 82.8 Zach Otto Sabrina Lloyd

48 Michael Trinh 142,125 84.0 Ho Tran Altig-Orlovic

49 Gian Trinidad 141,199 84.3 Bobby Gujral Altig-Orlovic

50 Ruben Soberanes 140,638 83.6 Doreen Ryan-Foti Don Foti

ALL TIME RECORD: $756,403 Net ALP — JOSHUA DISHONG

Rank SGAMGANTG RETNet ALP

YTD

AL ALKURDI KATIE MASSART MARK DUSHAJ MUHAMMED ASHRAFLOMBARD, IL COCHRANE, AB ST. LOUIS, MO FLUSHING, NY

ROGHIE HASSAN LOO MICHAEL VAN DELFT CRYSTAL MELAO BROCK LAMPEETORONTO, ON HALIFAX, NS HEALDSBURG, CA PHOENIX, AZ

DARIO MESSINA KORY LOUVELLE CANDACE DILLON WILLIAM SUKHENKOST. LOUIS, MO CARP, ON CALGARY, AB ROCHESTER, NY

ALAN SEDAGHAT LILY SAKAI TEVITA TUPOUNIUA MARK NEILSONVANCOUVER, BC LOS ANGELES, CA AUCKLAND, NZ HIGHLAND, UT

STEVE HARTMAN TIMOTHY ROBINSON JOEY SALES MAX QUASEMPHOENIX, AZ JACKSON, MS HONOLULU, HI LOS ANGELES, CA

LARRY PINSON KURT OVERY JENNIFER KROMANIRVING, TX ST. LOUIS, MO SCHAUMBURG, IL

An IceBreaker is a Producer who made his/her first sale in the last 2 calendar months. We will recognize all IceBreakers in the Top 20 Individual Producers list for the month, as well as the next Top 3 in this category.

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JEFFREY ESPINAL BROOKE BOGS ABBAS ABDUL-KHALIQ DENNIS LOVETTEDISON, NJ HOUSTON, TX TROY, MI ROCHESTER, NY

AZAR AFNAN TABITHA WITHERELL JOEL TRASK PATRYCJA GRUDZINSKATROY, MI PITTSBURGH, PA HALIFAX, NS SCHAUMBURG, IL

MEGHAN HARRIS MICHELLE CAOUETTESCHAUMBURG, IL ROCHESTER, NY

JASMIN GALLAGA MEGAN JOHNSON JASON GREEN KIMBERLY HAMILTONSCHAUMBURG, IL HOUSTON, TX TROY, MI ROCHESTER, NY

ERIC THOMPSON MICHAEL STUVER ARIEL DEMESA CAMERON STANLEYCLEVELAND, OH TROY, MI EDISON, NJ SOUTH PORTLAND, ME

BRENT BOWLING ELIAS BOLESCLEVELAND, OH ROCHESTER, NY

1 Jeffrey Espinal $51,677 $59,110 93 Johnny Ly Giglione-Ackerman

2 Brooke Bogs 46,706 46,706 97 Erez Shabtay Michael Vasu

3 Abbas Abdul-Khaliq 44,366 45,129 72.7 Ryan Fickert Zachary Hart

4 Dennis Lovett 37,103 42,713 100 Nicholas Moore Durhon Oldham

5 Azar Afnan 37,056 47,512 71.7 Rodney Ward Zachary Hart

6 Tabitha Witherell 36,412 37,205 80.1 Matthew Diulus Simon Arias

7 Joel Trask 34,757 34,757 87 Robert Kanaan Imran Satti

8 Patrycja Grudzinska 34,073 33,006 80.1 Marian Sertler Sabrina Lloyd

9 Meghan Harris 33,695 38,520 73.8 Chelsie Otto Sabrina Lloyd

10 Michelle Caouette 30,497 31,292 100 Nicholas Moore Durhon Oldham

11 Nathan Doyle 30,009 40,772 76.3 Jake Yagjian Albert Serur

12 Adam Hanna 28,434 34,179 89 Tyler Worstell Simon Arias

13 David Dales 28,290 38,235 99 Curtis Henderson Allan Jennings

14 Alex Torruella 27,976 45,433 75.5 Zach Otto Sabrina Lloyd

15 Tad Teeters 27,647 33,143 76.4 Marc Salvaggi Surace-Smith

16 Waleah Salah 26,523 26,523 83 Marian Sertler Sabrina Lloyd

17 Mauri Ramirez 26,439 37,580 82.8 Lorena Barriere Cohen-Cohen

18 Matthew Neish 26,258 26,258 100 Christopher Bentley Altig-Orlovic

19 Nedal Kawash 25,167 25,167 84 Marian Sertler Sabrina Lloyd

20 Anita Przybylowicz 24,469 29,574 85 Andy Sertler Sabrina Lloyd

Rank SGAMGANTG RET1st 6 Mo Agt Net ALP

NOVEMBER

ALL TIME RECORDS: $286,210 1st 6 Mo Agt $286,210 Net ALP

1 Jasmin Gallaga $113,111 $128,263 72.2 Marian Sertler Sabrina Lloyd

2 Megan Johnson 80,132 80,132 96 Erez Shabtay Michael Vasu

3 Jason Green 70,484 85,734 85.0 Andre McCallum Zachary Hart

4 Kimberly Hamilton 64,301 76,738 81.5 Nicholas Moore Durhon Oldham

5 Eric Thompson 63,670 118,950 78.0 Matthew Parks Surace-Smith

6 Michael Stuver 63,636 114,283 76.8 Ryan Fickert Zachary Hart

7 Ariel Demesa 62,747 63,972 86.3 Johnny Ly Giglione-Ackerman

8 Cameron Stanley 58,143 64,166 79.6 Richmond Gerrish Laura Fisher

9 Brent Bowling 57,741 110,992 82.2 Marc Salvaggi Surace-Smith

10 Elias Boles 56,785 100,453 76.4 Nicholas Moore Durhon Oldham

11 Dean Gushi 49,984 69,625 71.0 Dan Ikei Altig-Orlovic

12 Holly Lacey 49,973 78,969 73.5 Robert Kanaan Imran Satti

13 Adem Abdula 47,437 79,491 81.0 Corey Helly Giglione-Ackerman

14 Tom Weller 46,317 128,175 80.1 Ryan Fickert Zachary Hart

15 Attar Chalif 44,930 47,921 94 Paul Zuzick Laura Fisher

16 Ashley Wenning 44,864 100,962 80.1 Daniel Hartwig Surace-Smith

17 Micah Focken 44,326 71,967 75.8 Steven King Zachary Hart

18 Shalom Chaimov 42,296 86,176 79.7 Syed Quadri Theodore Pappas

19 Christopher Muraca 38,936 62,350 74.5 Jake Yagjian Albert Serur

20 Justin Diaz 37,966 67,373 76.3 Nasr Quadri Theodore Pappas


NOVEMBER


*1 Brent Bowling $704,258 $1,570,212 82.2 Marc Salvaggi Surace-Smith

*2 Eric Thompson 690,505 1,105,347 78.0 Matthew Parks Surace-Smith

*3 Michael Stuver 658,318 1,425,686 76.8 Ryan Fickert Zachary Hart

*4 Nathan Hunt 650,144 832,448 84.2 Joshua Krueger Richard Correa

*5 Ashley Wenning 576,141 1,178,472 80.1 Daniel Hartwig Surace-Smith

6 Tom Weller 561,938 817,263 80.1 Ryan Fickert Zachary Hart

7 Jasmin Gallaga 557,569 760,331 72.2 Marian Sertler Sabrina Lloyd

8 Elias Boles 454,939 807,395 76.4 Nicholas Moore Durhon Oldham

9 Alexandra Graham 404,424 524,574 73.3 Gregory Graham David Hausman

10 Glenn Martin 394,491 584,529 81.9 Morgan Lobello Giglione-Ackerman

11 Derek Foore 393,765 735,494 78.3 Marc Salvaggi Surace-Smith

12 Karen Mosley 361,119 447,237 72.9 George O’Shea Giglione-Ackerman

13 Megan Johnson 359,385 398,095 96 Erez Shabtay Michael Vasu

14 Ariel Demesa 354,413 425,315 86.3 Johnny Ly Giglione-Ackerman

15 Jason Lee 333,672 373,686 75.0 Zach Otto Sabrina Lloyd

16 Holly Lacey 329,913 835,688 73.5 Robert Kanaan Imran Satti

17 Kimberly Hamilton 328,435 542,067 81.5 Nicholas Moore Durhon Oldham

18 Ariana Jones 319,956 410,820 86.3 Jason Bratin Simon Arias

19 Alma Lozano 309,852 606,914 74.0 John Nieves Richard Correa

20 Casey Finley 308,406 451,846 76.5 Steve Bryant Ryan Giddens

ALL TIME RECORDS: $1,468,394 1st 6 Mo Agt $2,262,883 Net ALP

*1 Patrycja Grudzinska $456,327 $500,680 80.1 Marian Sertler Sabrina Lloyd

*2 Robert Biser 392,875 516,732 85 Ryan Fickert Zachary Hart

*3 Meghan Harris 355,838 366,196 73.8 Chelsie Otto Sabrina Lloyd

*4 Tabitha Witherell 289,888 327,973 80.1 Matthew Diulus Simon Arias

*5 Krystian Drozdz 266,464 308,144 73.4 Marian Sertler Sabrina Lloyd

6 Azar Afnan 246,528 317,377 71.7 Rodney Ward Zachary Hart

7 Tad Teeters 238,129 353,493 76.4 Marc Salvaggi Surace-Smith

8 Kendall Wilson 226,065 241,003 72.2 Steven Rios Sabrina Lloyd

9 Brenda Fox 211,628 295,999 86 Andre McCallum Zachary Hart

10 Edill Cobos 196,724 199,141 72.0 Andy Sertler Sabrina Lloyd

11 Waleah Salah 179,523 186,642 83 Marian Sertler Sabrina Lloyd

12 James Sherwood 174,522 262,268 79.6 Daniel Hartwig Surace-Smith

13 Brenton Franklin 158,467 256,214 79.8 Dan Ikei Altig-Orlovic

14 Garrett Shelton 158,015 218,663 88.0 Joshua Krueger Richard Correa

15 Debra Small 156,366 249,578 83.4 Richmond Gerrish Laura Fisher

16 Holly Bonhorst 155,115 205,175 73.3 Erez Shabtay Michael Vasu

17 Phillip Waisman 155,028 245,414 86.7 Robert Kanaan Imran Satti

18 Anita Przybylowicz 150,640 158,337 85 Andy Sertler Sabrina Lloyd

19 Zonia Ramirez 149,415 224,652 77.3 Gary Slocum Desi Dimitrova

20 Svyatoslav Stefanyshyn 146,099 164,519 86 Marian Sertler Sabrina Lloyd



YTD


YTD

SUPERVISINGAGENTS

GENERALAGENTS

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MASTERGENERALAGENTS

REGIONALGENERALAGENTS

NICHOLAS MOORE RYAN FICKERT EREZ SHABTAY ANDRE MCCALLUMROCHESTER, NY TROY, MI HOUSTON, TX TROY, MI

JOHNNY LY RICHMOND GERRISH MARC SALVAGGI MATTHEW PARKSEDISON, NJ BURLINGTON, MA CLEVELAND, OH CLEVELAND, OH

ROBERT KANAAN CURTIS HENDERSONHALIFAX, NS IRVING, TX

MICHAEL LARAMIE BRETT GRYSKA COREY HELLYHOUSTON, TX ROCHESTER, NY EDISON, NJ

MATTHEW PARKS MATTHEW TURNQUISTCLEVELAND, OH AURORA, CO

1 Nicholas Moore $165,524 $285,091 78.2 Durhon Oldham

2 Ryan Fickert 123,861 278,767 76.6 Zachary Hart

3 Erez Shabtay 118,329 129,469 83.0 Michael Vasu

4 Andre McCallum 104,337 148,293 74.5 Zachary Hart

5 Johnny Ly 97,105 113,623 76.1 Giglione-Ackerman

6 Richmond Gerrish 90,898 111,711 78.0 Laura Fisher

7 Marc Salvaggi 90,670 197,094 81.4 Surace-Smith

8 Matthew Parks 71,686 157,218 76.1 Surace-Smith

9 Robert Kanaan 63,932 116,785 76.7 Imran Satti

10 Curtis Henderson 62,756 76,003 76.6 Allan Jennings

11 Andrew McQuade 57,581 98,544 78.7 Richard Correa

12 Dan Ikei 57,089 92,816 79.6 Altig-Orlovic

13 Beau Locker 52,832 102,371 73.8 Matt Henderson

14 Rodney Ward 51,690 79,817 72.3 Zachary Hart

15 Brian Zuzick 50,215 68,270 73.6 Laura Fisher

16 Steven King 49,225 116,285 77.8 Zachary Hart

17 Paul Zuzick 49,075 56,748 75.3 Laura Fisher

18 Robert Smith 49,039 110,885 76.4 Durhon Oldham

19 Syed Quadri 48,065 118,651 74.4 Theodore Pappas

20 Patrick Knouse 48,051 69,009 74.7 Slav Bitman


Rank SGANTG RET1st 6 Mo Agt Net ALP

NOVEMBER

*1 Nicholas Moore $1,332,355 $2,829,985 78.2 Durhon Oldham

*2 Josh Dishong 1,195,250 1,618,715 75.9 Zachary Hart

*3 Joshua Krueger 1,098,053 1,544,063 81.0 Richard Correa

*4 Marc Salvaggi 1,098,023 2,352,877 81.4 Surace-Smith

*5 Andre McCallum 1,077,541 1,409,511 74.5 Zachary Hart

6 Ryan Fickert 928,878 2,059,205 76.6 Zachary Hart

7 Zach Otto 898,642 1,869,602 74.8 Sabrina Lloyd

8 Erez Shabtay 824,197 1,156,600 83.0 Michael Vasu

9 Matthew Parks 796,235 1,470,406 76.1 Surace-Smith

10 Stephen Giddens 633,289 938,709 72.1 Ryan Giddens

11 Robert Kanaan 583,110 1,527,929 76.7 Imran Satti

12 Robert Smith 576,887 1,162,707 76.4 Durhon Oldham

13 Morgan Lobello 568,923 850,294 81.8 Giglione-Ackerman

14 Daniel Hartwig 565,763 1,309,499 79.3 Surace-Smith

15 Bobby Szwaja 563,259 1,284,713 78.0 Theodore Pappas

16 Dan Ikei 558,748 823,252 79.6 Altig-Orlovic

17 Chelsie Otto 553,533 596,026 74.2 Sabrina Lloyd

18 Richmond Gerrish 525,684 736,843 78.0 Laura Fisher

19 Johnny Ly 525,539 691,480 76.1 Giglione-Ackerman

20 Patrick Knouse 522,048 824,270 74.7 Slav Bitman



YTD

1 Michael Laramie $313,260 $444,067 75.8 Michael Vasu

2 Brett Gryska 273,869 601,970 78.1 Durhon Oldham

3 Corey Helly 224,940 328,964 76.3 Giglione-Ackerman

4 Matthew Parks 202,273 479,588 79.8 Surace-Smith

5 Matthew Turnquist 180,211 338,888 79.0 Richard Correa

6 Ryan Fickert 160,011 326,076 76.6 Zachary Hart

7 Syed Quadri 154,685 380,681 76.1 Theodore Pappas

8 Matthew Diulus 149,761 196,357 71.6 Simon Arias

9 Ryan K Hall 143,890 252,007 76.3 Laura Fisher

10 Levar Morgan 142,584 454,652 79.8 Theodore Pappas

ALL TIME RECORDS: $980,159 1st 6 Mo Agt $1,435,508 Net ALP


NOVEMBER

*1 Matthew Diulus $2,897,047 $4,355,150 71.6 Simon Arias

*2 Matthew Parks 2,548,181 5,610,292 79.8 Surace-Smith

3 Brett Gryska 2,508,622 6,131,560 78.1 Durhon Oldham

4 Corey Helly 2,439,835 3,609,473 76.3 Giglione-Ackerman

5 Matthew Turnquist 2,379,296 3,698,931 79.0 Richard Correa

6 Michael Laramie 2,370,254 4,432,974 75.8 Michael Vasu

7 Thomas Vena 2,324,482 4,650,370 72.6 Simon Arias

8 Levar Morgan 1,651,060 4,398,448 79.8 Theodore Pappas

9 Zach Otto 1,467,666 2,476,252 74.5 Sabrina Lloyd

10 Michael Gerstein 1,336,109 2,116,145 73.0 Giglione-Ackerman



YTD

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2524

TOPPERFORMANCEFACTOR

STATEGENERALAGENTS

ITHEODORE PAPPAS

IIDURHON OLDHAM

IIIMATT HENDERSON

VALLAN JENNINGS

VIALBERT SERUR

IVDUSTIN VENEKAMP

VIIBYRON PAZ

VIIICISCO PEREZ

SUJOSH DISHONG

Top three every month by performance factor.

ALBERT SERURCategory VI201.3% Performance Factor

DUSTIN VENEKAMPCategory IV152.2% Performance Factor

CISCO PEREZCategory VIII142.9% Performance Factor

I Zachary Hart 109.5 $3,886,983 $3,740,000 103.9 $3,200,701 $2,783,000 115.0 $7,087,683 26.7 76.2

Theodore Pappas 107.8 3,082,116 2,860,000 107.8 4,919,931 4,565,000 107.8 8,002,048 26.5 78.7

Giglione-Ackerman 103.7 4,577,765 3,850,000 118.9 2,882,070 3,256,000 88.5 7,459,834 25.5 75.5

Altig-Orlovic 101.2 12,399,984 12,155,000 102.0 22,065,935 22,000,000 100.3 34,465,919 13.5 80.0

IV Dustin Venekamp 117.0 $1,227,165 $1,100,000 111.6 $1,118,703 $913,000 122.5 $2,345,869 32.8 78.0

Mathew Hart 107.5 1,259,126 1,320,000 95.4 1,000,709 836,000 119.7 2,259,835 19.1 79.3

Kyle Johnson 106.7 1,053,171 1,320,000 79.8 764,292 572,000 133.6 1,817,463 10.2 71.5

VII Travis Moody 117.5 $432,806 $495,000 87.4 $682,080 $462,000 147.6 $1,114,886 34.3 79.5

Moswen Taylor 110.4 618,815 495,000 125.0 442,205 462,000 95.7 1,061,020 74.2 78.8

Jared Cleckner 90.6 456,516 440,000 103.8 323,886 418,000 77.5 780,401 18.6 72.9

II Michael Vasu 113.8 $2,818,247 $2,640,000 106.8 $2,659,024 $2,200,000 120.9 $5,477,272 37.4 77.0

Durhon Oldham 102.1 2,506,876 2,420,000 103.6 3,664,623 3,641,000 100.6 6,171,498 17.5 78.3

V Chad Deley 99.1 $540,509 $715,000 75.6 $1,226,603 $1,001,000 122.5 $1,767,112 25.8 74.7

Eric Cochran 97.7 733,136 770,000 95.2 837,960 836,000 100.2 1,571,096 16.8 82.0

VIII Cisco Perez 134.6 $595,920 $385,000 154.8 $427,562 $374,000 114.3 $1,023,482 50.8 77.2

Chad Potts 121.9 52,197 39,000 133.8 62,720 57,000 110.0 114,917 163.1 96

Dorian Brown 116.9 432,636 495,000 87.4 338,110 231,000 146.4 770,746 25.6 73.2

Kris Thieme 100.6 447,457 286,000 156.5 128,153 286,000 44.8 575,609 87.7 73.9

III Matt Henderson 107.8 $1,897,182 $1,595,000 118.9 $1,158,739 $1,199,000 96.6 $3,055,921 26.2 74.4

Laura Fisher 103.3 2,051,480 2,200,000 93.2 1,496,590 1,320,000 113.4 3,548,070 19.0 74.4

VI Albert Serur 131.6 $684,833 $495,000 138.4 $796,520 $638,000 124.8 $1,481,353 61.4 75.7

Corey Neff 121.5 915,623 605,000 151.3 423,064 462,000 91.6 1,338,687 52.7 71.1

Daniel Umbertone 121.1 641,196 495,000 129.5 619,461 550,000 112.6 1,260,658 39.3 81.0

Dorian Oldham 101.7 576,415 550,000 104.8 596,303 605,000 98.6 1,172,718 21.3 76.3

Tiffany Roland 101.4 503,734 495,000 101.8 633,106 627,000 101.0 1,136,841 42.7 76.8

SU Josh Dishong 166.4 $33,452 $45,500 73.5 $178,861 $69,000 259.2 $212,313 N/A 94

John Young 47.0 59,326 130,000 45.6 56,508 117,000 48.3 115,834 N/A 91

NTGP6MF6MPF†Category % GrowthNet ALPP6M Obj% F6M ObjF6M Obj RET% P6M Obj

NOVEMBER

NTGP6MF6MPF†Category % GrowthNet ALPP6M Obj% F6M ObjF6M Obj RET% P6M Obj

YTD

I Theodore Pappas 131.8 $333,764 $260,000 128.4 $560,878 $415,000 135.2 $894,642 75.5 78.7

Zachary Hart 128.4 398,047 340,000 117.1 353,562 253,000 139.7 751,609 39.7 76.2

II Durhon Oldham 112.2 $273,870 $220,000 124.5 $330,858 $331,000 100.0 $604,728 61.9 78.3

Michael Vasu 102.1 312,209 240,000 130.1 148,267 200,000 74.1 460,476 29.4 77.0

III Matt Henderson 120.8 $170,726 $145,000 117.7 $134,993 $109,000 123.8 $305,719 41.4 74.4

Laura Fisher 114.7 235,093 200,000 117.5 134,109 120,000 111.8 369,202 30.0 74.4

V Allan Jennings 127.0 $99,111 $70,000 141.6 $50,547 $45,000 112.3 $149,658 28.7 78.5

Jeremy Welch 103.2 104,895 65,000 161.4 22,520 50,000 45.0 127,415 95.5 71.8

VII Byron Paz 124.7 $49,669 $45,000 110.4 $66,694 $48,000 138.9 $116,363 29.8 72.8

Travis Moody 107.3 35,240 45,000 78.3 57,243 42,000 136.3 92,483 15.6 79.5

Moswen Taylor 97.3 36,956 45,000 82.1 47,199 42,000 112.4 84,155 57.5 78.8

SU Josh Dishong 158.8 $24,655 $26,000 94.8 $86,906 $39,000 222.8 $111,561 N/A 94

John Young 57.1 24,410 26,000 93.9 3,976 19,500 20.4 28,386 N/A 91

† Performance factor = (% F6 Mo Obj + % P6 Mo Obj) ÷ 2

Spotlight recognizes State General Agents in Categories I-VIII with minimum 10% Growth and 90% Performance Factor with retention or net to gross standard. YTD Winners for Categories I-VIII will be recognized at Convention by highest Performance Factor in excess of 100% and the YTD Spotlight number may not necessarily reflect that computation. SGAs must be in their current category a minimum of 6 months to compete for YTD awards.

* IV Dustin Venekamp 152.2 $137,193 $100,000 137.2 $138,864 $83,000 167.3 $276,057 71.6 78.0

Mathew Hart 109.3 129,801 120,000 108.2 83,919 76,000 110.4 213,720 48.0 79.3

Kyle Johnson 106.2 73,190 120,000 61.0 78,737 52,000 151.4 151,926 17.0 71.5

* VI Albert Serur 201.3 $74,078 $45,000 164.6 $138,041 $58,000 238.0 $212,119 109.8 75.7

Daniel Umbertone 134.1 82,334 45,000 183.0 42,626 50,000 85.3 124,959 58.1 81.0

Corey Neff 101.9 30,291 55,000 55.1 62,497 42,000 148.8 92,788 30.7 71.1

Tiffany Roland 99.3 47,827 45,000 106.3 52,579 57,000 92.2 100,406 58.2 76.8

Dorian Oldham 98.5 50,678 50,000 101.4 52,651 55,000 95.7 103,329 10.7 76.3

* VIII Cisco Perez 142.9 $35,109 $35,000 100.3 $63,034 $34,000 185.4 $98,143 22.9 77.2

Chad Potts 125.0 28,159 19,500 144.4 31,661 30,000 105.5 59,820 115.9 96

Kris Thieme 92.6 33,321 26,000 128.2 14,822 26,000 57.0 48,143 53.6 73.9

2726

PUBLICRELATIONS

I 1 Al Wall 4,779 Toronto/Jacqueline Lowe

2 Cas Robinson 3,863 ON/Jacqueline Lowe

3 Irene Rurycz 2,437 OH/Judy Spade

4 Chuck Hill 1,823 NorCal & Reno/Jason Beckman

5 Jessica Treybick 1,725 NY City/Brian Ryan

II 1 Tami Williams 2,487 IN/Michelle Baxter

2 David Scalisi 2,149 NY State/JT Tasker

3 JT Tasker 2,034 NY State/Denise Gilbert

4 Robin Andrade 1,908 Mass & RI/Rosanna Gill

5 Kimberly McGuire 1,413 ON/Jacqueline Lowe

III 1 David Blaisdell 4,433 TN & SW NC/Beth Farm

2 Mario Soljan 2,406 NZ/Steve Friedlander

3 Deborah Boles 2,188 BC/Jacqueline Lowe

4 Patrena Smith 1,588 CT & W Mass/Rosanna Gill

5 Becky Cutler 1,532 CO/Cindy Cleary

IV 1 Darrell Dorey 3,872 Maritimes/Melissa Lively

2 Sue Akers 1,860 NE/Cindy Cleary

3 Steve Orcherton 1,791 BC/Jacqueline Lowe

4 Amanda Cross 1,699 KY/Tami Williams

5 Melissa Lively 1,665 Maritimes/Laurie Onasch

Rookie 1 Pam Monetti 1,409 St Louis/Cindy Cleary

IceBreaker 1 Stephanie Baumann 772 WA/Jason Beckman

1 Jacqueline Lowe 9,242 Laurie Onasch

2 JT Tasker 4,008 Denise Gilbert

3 Beth Farm 3,171 Patti Morgan

4 Brian Ryan 3,156 Michelle Baxter

5 Melissa Lively 3,146 Laurie Onasch

*1 Jacqueline Lowe 28,061 Laurie Onasch

*2 Brian Ryan 23,058 Michelle Baxter

*3 Cindy Cleary 9,477 Patti Morgan

4 Melissa Lively 9,186 Laurie Onasch

5 Rosanna Gill 8,862 Denise Gilbert

ALL TIME RECORD: 18,960 Cards

I *1 Malka Arony 34,043 AZ/Jason Beckman

*2 Chuck Hill 25,819 NorCal & Reno/Jason Beckman

3 Jessica Treybick 21,230 NY City/Brian Ryan

4 Brenda Di Somma 19,080 NJ/Brian Ryan

5 Al Wall 18,579 Toronto/Jacqueline Lowe

II *1 Robin Andrade 22,345 Mass & RI/Rosanna Gill

*2 Kimberly McGuire 13,688 ON/Jacqueline Lowe

3 David Scalisi 12,828 NY State/JT Tasker

4 Fran Christie 12,782 BC/Deborah Boles

5 Tami Williams 11,860 IN/Michelle Baxter

III *1 David Blaisdell 19,391 TN & SW NC/Beth Farm

*2 Anna Guido Rohrer 13,088 S OH/Tami Williams

3 Deborah Boles 11,774 BC/Jacqueline Lowe

4 Erica Dalager 11,629 MN/Dawn Trudden

5 Carl Zablotny 10,489 NV/Jason Beckman

IV *1 Ken Altizer 15,650 WV/Tami Williams

*2 Darrell Dorey 14,977 Maritimes/Melissa Lively

3 Robin Denham 14,217 KS & NW MO/Cindy Cleary

4 Steve Orcherton 13,091 BC/Jacqueline Lowe

5 Dion Dizon 12,125 HI/Daryl Barnett

Rank Location/ManagerCardsCategory

YTD

Rank Location/ManagerCards

MANAGERS: YTD

ALL TIME RECORD: 61,879 Cards — DENISE BOWYER

Sue AkersKen AltizerDonna AltshueTony AndersonRobin AndradeMalka AronyStephanie BaumannRalph BeardLisa BennettGabriela BerloniDavid Blaisdell

Deborah BolesLou Nell BusbyCasey CashFran ChristieCheryl CookMichael CooperAmanda CrossBecky CutlerTravis DanielsRobin DenhamBrenda Di Somma

Dion DizonJeanette DoddDarrell DoreyVivian DwyerViki FarrTommy FlynnMark GagliardiSusan GilbertLaurie GruberLisa GuayAnna Guido Rohrer

Jerry HartnettKrissa HensleyBrett HulmeShane KnowlesCindy KunceDonna LaMontagnaTimothy LearyLarry LozanoLacy MartinStephen MatousNicole McCarthy

Lisa McGeeKimberly McGuirePam MonettiJermaine MooreGeorge MurryTim O’ConnorSteve OrchertonJason PanzeraKathy PappasRona Pileggi SpanoJanis Pitts

Cas RobinsonChas RobinsonGary RothmanRebecca RozarioIrene RuryczSteve SanchezDavid ScalisiCrystal SenourPatrena SmithTracy SmithMario Soljan

Don SpohnRandy StockleySarah Thomson-DufrechouJessica TreybickBryan UhlLeo VanDenBusscheLori VaughnJohn WagnerAl WallLisa West

PUBLIC RELATIONS CATEGORIES ARE AS FOLLOWS

CATEGORY POPULATION ROOKIE: Reps with 2015 Hire Date1 over 11,000,000 ICEBREAKER: Reps with 2016 Hire Date2 8,000,000 to 10,999,000 PR MANAGER: Overall card growth at the end of the

current month over previous year.3 5,000,000 to 7,999,999 4 Under 5,000,000

CATEGORY I CATEGORY II

CATEGORY IVCATEGORY III

AL WALL CAS ROBINSON TAMI WILLIAMS DAVID SCALISIHOLLAND LANDING, ON NEPEAN, ON WESTFIELD, IN MANLIUS, NY

DAVID BLAISDELL MARIO SOLJAN DARRELL DOREY SUE AKERSGOODLETTSVILLE, TN AUCKLAND, NZ MAHONE BAY, NS COUNCIL BLUFFS, IA

PAM MONETTIBUNKER HILL, IL

STEPHANIE BAUMANNSPOKANE, WA

JACQUELINE LOWERED DEER, AB

Rank Location/ManagerCards

MANAGERS: NOVEMBER

Rank Location/ManagerCardsCategory

NOVEMBER

BONUS: NOVEMBER

2111 2111

21112111

TOPR

OOKI

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ICEB

REAK

ER

TOPM

ANAG

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2928

WORLD’S GREATEST BONUS

14,533 Al Alkurdi8,808 Katie Massart8,619 Mark Dushaj7,992 Michael van Delft7,410 Muhammed Ashraf7,335 Roghie Hassan Loo6,560 Lily Sakai6,256 Alan Sedaghat6,233 Kory Louvelle5,884 Tevita Tupouniua5,821 Mark Neilson5,328 Max Quasem5,205 Joseph Sarasin5,115 Brock Lampee5,068 Angela DeVivo5,064 Elifranc Deus5,034 Dario Messina4,998 Steven Sparkes4,982 Henry Ingraham4,821 Crystal Melao4,687 Christopher Bennett4,633 Candace Dillon4,614 Joey Sales4,533 Holly Simpson4,485 Mike Sukhbaatar4,435 Dina Boghdady4,386 Daniel Hanson4,335 Casey Jarratt4,280 Kelly Schoenherr4,268 Steve Hartman4,260 Ryan Ohm4,175 Meardey Kim4,109 Brooklyn Mims4,070 Jesusdieu Portilus4,042 Robert Ulreich3,980 Oleg Novitchii3,911 Christopher Bungay3,861 Daniel Souza3,744 Ronald Rivera3,726 Justin Germany3,710 Olesya Wegner3,707 Amos Schwartz

3,690 Diana Al Ali3,593 Ikram Alshobaki3,563 Shorne Brown3,554 Larry Pinson3,550 Daniel Li3,525 Matt McBride3,509 Alma Lozano3,506 Benjamin Ainscough3,469 Julian Dickinson3,450 Richard Carter3,443 Sina Heak3,432 Dustin Edgell3,403 Joey Kennedy3,378 Paul Smith3,353 Tina Janti3,347 Jonathan Johnson3,344 Ryan Fogel3,321 Sacramento Juarez3,316 William Sukhenko3,315 Cathleen Hairston3,303 Phi Phan3,256 Nadirah Knordle3,245 Taneshia Solomon3,223 Ryan Kendl3,220 Andrew Brown3,208 Elba Diaz3,207 Joachim Jean3,192 Derek Thompson3,173 Susan Bedrossian3,167 Ryan Misner3,145 Afuiva Vaai3,120 Bruce Tan3,085 Omar Billy3,076 Avi Kauderer3,050 Timothy Robinson3,040 Fabian Aniekwensi3,029 Christopher Buttacavoli3,016 Brenton Patterson2,978 Marie Campbell2,978 Abraham Mogilevsky2,960 Gian Trinidad2,943 Daniel Bean

2,914 Cherril Howard2,908 Tibor Simon2,893 Magen Norwood2,883 Felicia Steele2,875 Nicholas Deliberto2,872 Stephanie Novel2,871 Timothy Stewart2,866 Kashala Guiden2,859 Omar Hashimi2,850 Candice Rezzo2,844 Yadollah Pourjalali2,840 Kaleiokamaile Viena2,839 Kurt Overy2,831 Benton Tong2,826 Priscila Gonzalez2,811 Tina Nelson2,805 Corey LaVigne2,799 Raymond Lau2,794 Samson Adelufosi2,792 Dustin Dunbar2,783 Brandon Crosby2,755 Jose Rubio2,740 Alvin Ali2,717 Edward Nguyen2,702 Gregory Graham2,701 Ellen Schultz2,689 Jessica Jewell2,688 Mary Robinson2,687 Ryan Bouchea-Carroll2,682 Melissa Mortimer2,682 Michael Singleton2,682 Brian Murray2,682 Amy Shui2,680 Rochelle Lugo2,661 Geoffrey Quigley2,649 Jeffrey Witherall2,634 Omeda Pattison2,622 Noe Gonzales2,616 Tracy Lepore2,612 Andy Dorf2,596 Brady Foreman2,576 Alex Miller

2,574 Brandon Summerton2,559 Jake Yagjian2,556 Romario Mendoza2,550 Corey Niro2,548 Graciela Calderon2,541 Joshua Rush2,532 Arnold Iacoviello2,526 Dulce Paz2,526 Trevor Tollefson2,525 Igwe Nwagwu2,523 Luis Miranda2,514 Ryan Vance2,505 Shalom Chaimov2,503 Nasser Rezaei2,501 George Kamel2,479 Awa Babou2,446 Derek Woo2,440 Jessica St Pierre2,433 Jaclyn Finafrock2,429 Lora Beronja2,424 Kelly McDonald2,408 David Rockway2,401 Donald Gregoire2,397 Aleisha Sampson2,396 Kyle Alden2,393 Ali Evans2,384 Alexis Pineiro2,379 Brandon Neal2,373 Peter Kaplanis2,371 Ryan Beuc2,370 Edy Haddad2,367 Kellen Knapton2,365 John Lamere2,365 Ifeanyi Ufondu2,362 Athea Buchanan2,347 Ruben Soberanes2,345 Brandon C Johnson2,336 Scott Florin2,335 Joshua S Bailey2,315 James Clark Jr2,308 Nathan Hunt2,295 Bryon Eddinger

2,283 Anthony Petrosky2,274 Brandon Minor2,250 Jacqueline Troia2,243 Michael Trinh2,239 Carolyn Moses2,239 Kevin Ishikane2,237 Christopher Leasure2,236 Edwin Rodriguez2,232 Timothy Copenhaver2,222 Shanita Ellmers2,220 Michael Glynn2,219 Kelly Hannan Daley2,208 Joseph Massucci2,208 Kelly Collins2,200 Anthony Sava2,185 Julio Rodriguez2,181 Massoud Vaziri2,180 Brittany Smart2,174 Mark Lo Monaco2,170 Jordon Graham2,161 Marquel Burns2,157 Maria Avila2,154 Deborah Precil2,151 Colton Gould2,137 Joshua Rauser2,128 Daniel Broadway2,119 Justin LoPatriello2,117 Francisco Vasquez2,113 Jeffrey Martin2,111 Maria Ramirez2,110 Jonathan Hayward2,106 Tami Chaimov2,098 Lee van Delft2,092 Marie Arthus2,084 Steven Phillips2,078 Peer Shmelzer2,078 Kenan Hyseni2,077 Cory Cannataro2,077 David Fiscu2,069 Bradley Christiansen2,067 Jagdish Sukhu2,065 Denis Snyder

2,057 Jennifer Ketner2,057 Riley Peters2,048 Matthew Tallman2,047 Diontay Winfree-Lacey2,042 Ruben Cuevas2,041 Mary O’Brien2,040 Ali Daiam2,030 David Rudolph2,028 Dwayne Nabors2,027 Maren Conway2,026 Ashley Rust2,026 Saul Lopez2,019 Madison Belcher2,018 Jeanne Whittaker2,009 Jose Viramontes2,004 Vassilios Katos2,003 Myaa Fallon2,000 Thomas King1,993 Erik Graham1,989 Debra Small1,989 Joshua Hammond1,987 Orey Yates1,985 Deonte Jones1,979 Elliott George1,973 Clinton Kerbs1,968 Tanya Padilla Jara1,966 James Keefer1,956 Dia Ghandour1,954 Herivelto Pereira1,953 Mallory Sieg1,950 Tanya Labinowicz1,945 Rasmey Khim1,944 Shaefer Pacada1,943 Nicholas Wood1,942 Mike Allen1,941 Sterling Tallman1,940 Jennifer Kroman1,935 Mark Lahijani1,934 Stephanie Lovins1,931 Nestor Millan1,929 Matthew Neish1,922 Wesley Shure

1,914 David Watkins1,913 Renee Cunningham1,912 Levi Porto1,911 Mathieu Cook1,910 Angel Tse1,908 Mike Paragiou1,906 Gabriel Manzo1,903 Ricardo Benson1,885 DeAnthony Hartman1,885 Karen Fleming1,883 Lleison Martinez1,881 Richard Sidoti1,880 Andrew Hynan1,877 Sarah Santana1,872 Jeffrey Hall1,870 Farhang Javadzadeh1,867 Jianyu Ren1,865 Daniel Perkins1,865 Daniel Martinsen1,865 Marco Camire1,863 Jeannieliza Solis1,861 Noel Rose1,850 Emil Mohareb1,840 Amanda Harris1,834 Katrina Gilmore1,827 Kamilah Brock1,826 Ronald McCormick1,825 Sophony Jorvelus1,822 Mark Diskin1,821 Daniel Prinzo1,820 Carmen Arroyo1,819 Stefan Johannsson1,817 Andrea Kessler1,814 Aryeh Freedman1,810 John Mura1,802 Bryan Juskiw1,801 Steven Neil1,796 Michael Novosel1,794 David Hrobochak1,792 Sultan Deckard1,789 Igor Melcharek1,786 Alipate Makaui1,782 Richard Bentley1,782 Shawn Roundy1,777 Damaris Henderson1,769 Margaret Peters1,764 Brandon Varona1,763 James Snipes1,763 Maxon Elozier1,763 Lorena Herndon1,761 Thomas Christensen1,759 Charles Belt1,754 Robert Park1,750 Joseph Rotolo1,750 Adrienne Williams1,750 Joshua Musser1,748 Orby Kelley1,739 Payman Ghaysari1,738 Wilmer Jimenez1,736 Andrew Bishop1,735 Cristi Huffman1,733 Elias Boles1,733 Marcia McDuffie1,732 Sena Alzayed1,730 Jarred Spanbauer1,728 Mark Auvil1,728 Matthew J Miller1,727 Vanessa Delery1,726 Ross Ewen1,722 Eli Doumit

1,722 Matthew Sportini1,718 Samuel Rosa Barriere1,715 Scott Hanna1,712 Chadrick Keith1,706 David Rigney1,702 Charisma Dezonie1,700 Jill Moratto1,691 Raymond Lopez1,689 Derek Sandilands1,686 Austin A Smith1,686 Larry Finch1,684 Benjamin Van Fossen1,683 Eric Peyton1,681 Cody Spencer1,676 Ryan Weiss1,671 Jackie Okimoto1,670 Nikola Subotic1,669 Steven Snider1,668 Scott Remmey1,667 Pablo Zetina1,665 Samantha Herrera1,665 Ekaterina Andreeva1,659 Shai Mate1,659 Agner Espana1,657 Martuan Sample1,656 Jennifer Holliday1,656 Timothy Peeler1,652 Matthew McKee1,651 Ryan-Margaret Magnus1,630 Jeffrey Hudson1,628 Summyer Rademacher1,628 Honore Ndoli1,627 Christopher Botelho1,625 Natalie Soboleva1,619 Erika Torres1,612 Edmaggie Myrthil1,611 Magdalena Valdez1,605 David Herchick1,601 Patrick Rieger1,598 Ronald Richard1,595 Cleopatra Sola1,590 Sashia Veerman1,588 Nickoy Hylton1,588 Trevor Bailey1,588 Melinda Skinner1,585 Matthew Russell1,584 Miguel Alicea Ramirez1,581 Alma B Gonzalez1,577 Seema Gakhar1,575 Tetyana Didyk1,575 Charles Carroll1,570 John Catalano1,566 Suraj Daswani1,561 Horace Johnson1,558 Obger Mercier1,555 Evelin Castro-Sharif1,555 Jamie Tan1,555 Gaston Morales1,554 Richard Lacy1,554 Celeste Dongell1,548 Scott Hannon1,546 Rachel Folker1,541 Rene Smith1,539 Marc Demilia1,532 Beatriz Chacon Huizar1,532 Joseph Corwin1,527 Timothy Blackburn1,526 Cynthia Drury1,520 Ericka Martinez1,505 Ngan Pham

1,504 Matthew Castelli1,504 Logan Klink1,498 Dawn Selden1,496 Javier Diaz1,495 Eric LaBossiere1,494 Michael Wainauskis1,491 Susan Cousineau1,490 Eugene Kashkin1,488 Caroline Chambers1,487 Solomone Havea1,487 Kevin Gillum1,485 Patrick Brown1,483 Julia Proshkov1,483 Michael Swenson1,480 Victor Carpino1,478 Mollie Uphoff1,476 Laaina Havea1,475 Dawid Liniewski1,473 Andrew Leah1,473 Rawad Elghadban1,472 John Simons1,467 Ryan Locke1,463 Mark Faria1,459 Lauren Woodson1,456 Mark Harhager1,453 Sherry Schick1,452 Antonio Evans1,451 Faashia Forbes1,449 Christine Moore1,446 Taleeyah McKinney1,444 Noli Alea1,444 Nathan Doyle1,443 Tanja Gagic1,443 Dylan Johnson1,437 George Connell1,435 Timothy Bugge1,435 Leo Hyde1,428 Vladislav Ashurov1,426 Sydney Bouchard1,426 Aaron Burke1,425 Colin Ghee1,424 Felix Paulino1,424 Lisa Gomez1,420 Diana Prieto Bonilla1,415 Susan Scott1,411 Jodyann Peters1,411 Joaquin Santos1,409 Jenny Alvarez1,408 Richard Moreno1,407 Joshua Garrison1,405 Taulant Bane1,404 Hazem Aboueldahab1,402 Daniel Juskiw1,402 Elidhet Soto1,401 Alex Smith1,400 Charles Adkins1,398 Kolby Dalcour1,395 William Parmeter1,392 Chirotam Ilokwu1,391 Michael Botond1,390 Jacob Vargas1,390 Frances Dorsey1,385 Jonathan Brown1,383 Avalon McLeod1,382 Carmela Pellen1,381 Shontoyra Rayford1,379 Adem Abdula1,376 Barkley Collinson1,376 Bradley Weigand1,375 Sheaunte Carswell

1,375 Amanda Johnson1,373 Oscar Garcia-Gamez1,371 Alayna Achee1,370 Leonardo Perez1,366 Elizabeth Thomas1,362 Southern Foster1,361 Clayton Slaughter1,361 Rosita Tumpap1,356 Alexander Poff1,356 Mohammad Wael Taher1,354 Janet Rogerson1,350 Joshua West1,349 Aileen Varela1,349 Richard Marcks1,345 Julie Henry1,345 Timothy Cruise1,343 Farnaz Fotovat Ahmadi1,342 Elizabeth Goldsberry1,341 Morgan Dennis1,341 Muhammed Hassen1,340 Martin Robinson1,340 Belgis Mansour1,339 David Dales1,338 Ryan Hume1,337 Joshua Lilley1,328 Lincoln Dziekonski1,325 Sean Grant1,323 Ryan McIntosh1,322 Hakan Ozalpasan1,322 Sharif Grays1,321 Elizabeth Giesta1,318 Alexandria Gutierrez1,317 Luigi Verde1,316 Lynn Jenkins1,315 Leticia Fields1,314 Melefau Pasikala1,313 Jesse Martin1,313 Richard Shera1,312 Kenneth Upchurch1,312 Pablo De La Cruz1,312 David Ruhara1,308 Aljban Jashari1,308 Felipe Machado-Santanna1,306 Spencer Owens1,303 Anthony Palmisano1,300 Maria Rios-Alanis1,298 Carl Lindsay1,295 Janice Moseychuck1,293 Sierra Peters1,292 Jeramey Pitman1,291 Phillip Ray1,290 Michael Jennings1,289 Gabriel Parra1,288 Mamdemba Faal1,284 Frank Ciccone1,280 Carlos Arballo1,278 Selina Maldonado1,277 Olivia Stewart1,276 Eduardo Barajas1,275 Christian Quinn1,275 Patrick Donovan1,275 Larissa Rozplochowski1,274 Constance Tuiteleleapaga1,272 Richard Millington1,270 Sally Park1,270 Nadezhda Vitchev1,269 Avery Prince1,264 Zakary Labieniec1,262 Charmaine Junio1,261 Michelle Marin

1,260 Michael McClintock1,260 Yairaniz Figueroa-Ruiz1,257 Daryl Graham1,256 Kyle Colvis1,255 Elliott Sykes1,253 Tiffiney Harmouche1,251 Mandale Tolefree1,248 Todd Sowell1,246 Gabriel Henderson1,246 Michael Steimle1,245 Gary Quesada1,244 Alexandra Purvis1,243 Jonathan DuPre1,243 Vincent Campana1,243 Rebecca Goldsmith1,242 Yuriy Kosovan1,242 Tracy Faber1,240 Kenisha Byrd1,240 Andrea Barenholtz1,238 Zachery Kertulis1,238 Beaumont Shultz1,238 Sione Ika1,238 Tiare Hubbard1,237 Ericka Dozier1,237 Ashley Bodnar1,236 Michael C Porter1,236 Bradley Bidner1,232 Laurekins Pardovani1,231 Viktoriya Ramirez-Meraz1,229 Matelita Enosi1,226 Roberto Navarro1,225 Clayton Gregord1,224 Vera Leus1,224 William Viguie1,223 Howard Dotson1,223 George Rosicky1,221 Ethan Oftedahl1,219 Alexander Pham1,219 Aziz Farsakh1,218 Carl Isidore1,217 Jaime Baez1,217 Kelly Beyer1,217 Cory Crenshaw1,215 Lawrence Hauck1,215 Iryna Sushkova1,214 Evett Bryan1,213 Travis Vandeberghe1,213 Derek Swanier1,209 Christine Bueno1,207 Asiguy Haugabook1,206 Sarah Acker1,205 Willard Baxa1,203 Vishwanath Sankaran1,200 Abena Edwards1,200 Gladis Orozco1,200 George Boulus1,199 Daniel Castillo1,195 Frankie Reyes1,194 Elena Riley1,191 Daniel Yoder1,187 Brian MacDonald1,185 Corey Fjerstad1,185 Sione Maumau1,184 Daymon Green1,184 Brenda Tellez1,184 Keri Roberts1,183 Dillon Goldman1,183 Travis Picklesimer1,179 Zorica Lucic1,179 Curt Lindgren

1,178 Eduardo Hernandez1,177 Brandon Robinson1,177 Ranjana Chopra1,176 Paramjit Sangha1,175 Adam Hanna1,175 Ana Sanchez1,175 Chad McLaughlin1,174 Easton Christensen1,174 Jorge Leon1,173 Alain Abaya1,173 Peter Christie1,169 Anacleto Arevalo1,168 Isaac Garcia1,165 Matthew Cessna1,164 Frano Covic1,162 Joshua Tucker1,160 Tiffani Tavormina1,160 Samuel Montgomery1,159 Jordan Turner1,159 Simon Bottomley1,157 Victor Goodman1,156 Robert Adrahtas1,156 Bryan Czajkowski1,155 Sarah Roy1,153 David Lawver1,152 Abyssinia Hammouri-Davis1,151 Mark Hart1,151 Peter Cappuccio1,149 Kascey Williamson1,148 Dmitri Maglalang1,147 Melissa Beckham1,147 Peter Hudousek1,147 Daniel Charron1,147 Collins Appiah1,147 Michael McNerlin1,145 Matthew Miller1,144 Sara Perez1,141 Rebecca Yedigaryan1,138 Gage Hatfield1,135 Issac Estrada1,135 Alex Castro1,132 Lanui Kekuewa1,132 Hany Mikhail1,131 Christopher Little1,131 Maryann Nietupski1,131 Violetta Raddell1,130 Darren Lawhon1,128 Ryan Vopat1,128 Shakera Blackmon1,127 Mickel Major1,127 John Adams1,118 Skay Nusenu1,118 Karen Lamey1,117 Jacob Rochefort1,117 John P Fitzgerald1,115 Nicole Priddle1,115 Bret Nilson1,115 Lucas Young1,115 Adrian Segalla1,114 Justin Bustos1,114 Ashleigh Clapper1,113 Roy Kay1,112 Katalina Halaunga1,112 Grant Smith1,108 Christopher Brooke1,107 Caleb Alexander1,106 Brendan Bradfield1,105 Zackary Donatiello1,104 Michael D Sweeney1,103 Heather Moran

1 3 542

Al Alkurdi Katie Massart Mark Dushaj Michael van Delft Muhammed Ashraf$14,533 $8,808 $8,619 $7,992 $7,410Bob Olson Altig-Orlovic Josh Dishong Imran Satti Theodore Pappas

Bonus LeadersNovember PAYOUT: $2,594,835 QUALIFIERS: 4,159

3130

WGB recognition is based on $1,500 weekly ALP minimum achievement level

1,101 Craig Mitchell1,100 Marcus Phipps1,100 Wendell Lenton1,097 Daphne Williams1,097 Dilushi Perera1,096 Matthew Dawson1,095 Brian Wallace1,095 Vada McMahan1,094 Jon Golin1,093 Hemerson Gonzalez1,092 Shawntae Collins1,092 Connor Seemann1,090 Matthew Zang1,089 Eli Parra1,089 Sharon Barnes1,088 Mynor Lemus1,086 Robert Tanner1,085 Alba Wandurraga Baron1,082 Alexander Shpirt1,080 Mele Makaui1,079 Adrain Alfred1,078 Cameron Ashcroft1,076 Victoria Varney1,073 Cherri Xie1,073 Dorothea Murray1,073 William Barker1,073 Imran Rahman1,073 Shyangela Collins1,073 Babajide Obashoto1,072 Samuel Appiah-Danquah1,071 Brandon Hughes1,070 Kingsley Tazinya1,070 Brittany Mesa1,069 Vivia Ayrton1,068 Susan Slattery1,068 Gary Stevens1,067 Robin Gonzalez1,067 Devin Husband1,066 Branden Griffin1,066 Paul Friel1,065 Doron Freud1,062 Jeffrey Spanaus1,062 William Krekeler1,060 Raul Jacobs1,060 Meaghan Kehl1,060 Jessica Carrero1,059 Fadi Nassar1,058 Kabir Olokodana1,057 Jessica Santamarina1,057 Torrey Hardy1,056 Daniel Foore1,055 Kareem Davis1,055 Brian Johnson1,053 Anthony Nguyen1,053 Jeremy Osborn1,053 Phillip Jenkins1,052 Juliana Botero1,052 Tarek Elabasy1,051 Juan Estevez1,050 Alma Lopez1,047 Oliver Lora1,046 Roderick Williams1,046 Julian Borgia1,046 David Duddy1,045 Donte Grant1,044 Alfred Uipa1,043 Noel Bonomi1,043 Anthony Dixon1,043 Marcus Martin1,042 Georjeta Yeargean1,040 Helen Taylor1,037 Marvin Fernandez1,037 Vyacheslav Vasilenko1,035 Carlos Class1,034 Justin Graci1,034 Carlos Garcia1,033 Stacy Phillips1,032 Heather Lowrey1,030 Fakaola Niukapu

1,030 Andres Liranzo1,029 Kasali Kotun1,029 Ericka Bramer1,028 Katie Tu1,027 Jacob Giangiuli1,026 Sally Wilson1,024 Yannick Longchamps1,021 Toby Leger1,019 Angela Black1,019 Harold Durana1,018 Kyle Schroeder-Gurnicz1,017 Victor Rivera1,012 Maurice Coleman1,011 Shane Hirtle1,011 Jocelyn Bolito1,011 Eddie Gonzales1,009 Kai O’Kelly1,007 Robin Delahoussaye1,003 Crystal Nedlik1,002 Elba Vargas1,002 Lynn Doolittle1,000 Wislaine Laurent1,000 Kimberly Alston1,000 Spencer Simmons1,000 Stuart Pagan

994 Patrick Rowe993 Arthur Kicknosway991 Ronald Heller991 James Barron991 Daisy Grimes991 Ian Pickett990 Eric Salado988 Drew Kier988 Karen Gates987 Terrance Allen987 Raul Mercadillo986 Angelique Piquion986 Monica Lopez983 Angela Thompson983 Christopher McFoy983 Kelly Riley982 Patricia Lambert982 Vasile Bagazzoli982 Jeffrey Tweedy982 Jeffrey Lindberg980 Danielle Higley979 Donald Ely979 Audrianna Argent978 Patrick Duray976 Dominique Richardson976 Michelle Olivo975 Andrew Severson975 Tyrenna Wesley974 Phyo Phyo974 Samantha Diaz973 Sheralyn Gonzalez971 Evelyn Howell971 Michael Laramie970 Nicholas Ailport968 Derek Wright967 Jacob Kieffer967 Nuzha Daadouch965 Robert Burnup965 Jasmeet Kambo965 Belaid Belkaid965 Johnathon Bogoslowski964 Ashley Guyton964 Antoinette Williams961 Gretchen Lasser959 Lisa Nguyen959 Yamid Mendoza Sanchez959 Arlo Hall959 Bernardo Lopez958 Odilia Goulart958 Samuel Wright956 Julie Aprahamian956 Damaris Garcia956 Geri Hedrick955 Christabel Ornelas

955 Scott Harris954 Kemberly Sousa953 Kareem Mutia952 Eric Landis950 Leslie Moore950 Jeremy Cutlip950 Akanete Leone949 Sesar Arias948 Christian Valera948 Nicholas Triantafyllidis948 Seth Lewis948 Chance Voorhees948 Robert Weaver946 Michelle Martinez Aviles945 Jessica Sim944 Makiah Patterson-Brown944 Earle Harris943 Carlos Frazier943 Matthew Kurey942 Lydia Lozano942 Ashley Conte942 Teya Wright939 Quentin Brown938 Tyaisha Powell938 Nathan Mowen938 Robert Trypus937 Andrew Wagner936 Nicole Menzies934 Michael Davis934 David N Johnson933 Jeffrey Jean933 Ed Olfert932 Nicholas Wang932 Anthony Ferraro932 Shannon Brown932 Jonathan Giaco931 Aaron Dupras930 Gonzalo Torres930 Teshan Lewis927 Tanya Kuzmenko927 Alex Paguio926 Bradley Fordyce926 Badum Maaloo926 Dion Bell925 Alexandra Berberich925 Brandon Salbedo923 Kevin Haines921 Joanna Zuaro920 Stephen Jubrey919 Patricia Vargas919 Rebekah Hernandez917 Manuel Matos913 Christopher Smith913 Brian Jerome912 Robert McCarthy911 Vanina Bonanno908 Sarah Dulany-Gring907 Amandeep Gill905 Shea Cannon903 Dylan Murphy901 Markanthony Smith899 Jason Moser899 Samuel Mensah898 Amanda Thomson898 James Putzulu897 Raymond Angeles897 John Bernet896 Gloria Mendoza893 Tetyana Matkivska893 Tammie Hartman893 Ronald Green893 Derya Ekren892 Kimberle Spooner892 Jane Schelke891 Alexa Vega891 William Peterson890 Derron Alexander890 Kris Collacott890 Neil Dalvi

888 Stacy Solomon887 Grace Veatch887 Kent Phillips886 Kay Pomroy886 Serah Muhungura885 Michael Laperche885 Kevin Sun885 Roma Matatov884 Michael Burningham884 Katrina Edwards881 Jaclyn Spinella881 Kamal Tayyib880 Jordan Horan880 Brandon Criss878 Terrence Smith877 Brian Kelly877 Ryan Thomas876 Brandon Pillsbury875 John Lyons875 Marcus Seefus874 Joseph Hedborn874 Vincent Gravel-Michaud873 Hunter Houvener872 Paige Mitchell872 Alex Loosli872 Assaad Dibis871 Kelly Ekker871 Timothy Ellis871 Hannah Lowery870 Calvin Shaw868 Scott Goodwin868 Kenneth Skeen868 Jennifer Matos867 Robert Beiswanger867 Michael Mallia867 Travis White866 Rebecca Chery866 Steven Buckner865 Nicholas Robertson864 Candy Henderson863 Candice Sawyer861 Shannon Smith861 Belal Al Hassani860 Joseph Goodwin860 Michael Ruggieri860 Brandon Haase858 Mario Frias857 Albert Olesko854 Taylor Glielmi853 Temesghen Starr853 Jeanell Sawyer853 Timothy Conn852 Steven D’Ambra851 Evan Thomas851 Deanna Daniels851 Marisha Sommerville849 Andrzej Krukowski848 Cameron Hart847 Diane Williams-Lewis846 Dustin Kiss846 Funmilola Elumade841 Yihsin Huang841 Emanuel Jimenez840 Christopher Visnesky840 Michael Hulse839 Sokol Fazliu838 Dallas Johnson836 Garrett Shelton836 Victoria Perea835 Alyssa Wiebe835 Steven Stensrud833 Corenthians Fletcher833 Joshua Lowman833 Vashawn Nelson832 Stacy Matteo832 Kasey White831 Mickey Adkins830 Alexis Tran830 Juan Olvera

830 James-Thomas Mattingly829 Alden Bullwinkle-Hatton829 Conzita Goveas828 Daniel LaFontaine825 Nancy Stallwood825 Amelia Goldman824 Michaela Cromie824 Austin Marks824 Heather Kusiak824 Dwight Dube823 Erin Jinna-Watkins823 Colin Quigley823 Lafi Papalii822 Jessie Medina821 Veronica Atkinson821 Charles Gotcher820 Tessa Monsrud820 Chavis Holmes820 Evelyn Juarez820 Alexander Johnston819 Michael Tolman816 Scott Harrold816 Christian Volkman816 Hector Guzman816 Donald Stone815 Henry McCormick815 Jamell Ramsay815 Milan Sharma814 Robert Townsend814 Wanda Williams814 Dedric Williams812 Alex Kelly810 Aaron Cooper808 Lee Goldman808 Melissa Losk808 Francis Robertson806 Emilio Perez805 Melissa Doane802 Paul Helling800 Arthur Berlin800 Shannon Longcore800 Aracely Galvan798 Patricia Gonzalez796 Tonya Bailey796 Kentrell Collins796 Enid Torres795 Benjamin Wechsler795 Mahdi Wade793 Ahmed Istiaq791 Stacey Lee791 Ryan Tomajcik789 Truong Nguyen789 Keona France789 Christopher Beveridge-Calvin786 Ajit Bidarkar785 Michael Jenkins783 Jordan Warner783 Alicia Jarquin782 Maria Esposito782 Michael Bush781 Roger Fung781 Mia Mitchell780 Joshua Reyes780 Erica Robertson779 Ashley Smith778 Michael Ronan778 Catherine Rightsell778 Edward Dorsey776 Anna Irymesku775 Joseph Gniadek773 Rafael Alfaro773 Andre Hawthorne773 Leah Martin771 Tara Taylor771 Darya Smolievskaya770 Juhee Lee770 Joy Vann-Austin768 Tiffany Riley768 Lillian Rodriguez

767 Wafa Kamal767 Laura Beaulieu764 Andrew Pringle764 Faiyad Khan764 Rayleen Kama763 Genc Grajcevci762 Andrew Murdock760 Roberto Mazariego760 Kevin Silva760 Juan Ramos760 Thomas Ferraro760 Michael Clower759 Michael Desharnais759 Brett Van Effen759 Jelissa Johnson758 Cornelius Holder756 Steven Warner754 Juliya Ostapyuk753 Teresa Saavedra752 Sam Chan752 Jeanne Schulte750 Jennifer Barnes750 Melissa Thomas749 David Basnett749 Ubaldo Gonzalez749 Stacey Moss748 Lawrence Dennis747 Kristopher Ax746 Akanesi Fatai746 Paul DiVincenzo746 Casey Pfeffer745 Christopher Thormann744 Nicki Griffiths744 Alfred Carrillo744 John Cochrane744 Emmanuel Hernandez Romero743 Belinda Rickles743 Jeffrey Thornton743 Denzel Banford743 Rachel Brown742 Tisha Joyner742 Esau Fernandez742 Jeffrey Espinal741 Del Roule741 Daniel Ord740 Felix Gonzalez737 Ashley Caruso736 John McDougald735 Philip Roffi735 Felicia Dallenbach733 Joshua Broadhead733 Evan Cross733 Michele Hanrahan733 Lori Mellenbruch733 Charles Schwartz732 Kaela Teilhaber731 Steve Mersan731 Alan De Freitas730 Candice Stuckey730 James Jackson729 Andre Dantas728 Peter McNamara728 Patricia Wiegele727 Jessiva Alejandre-Gutierrez727 Kimberley Manning726 Stephen Martinez726 Brody King726 Ryan Freeling726 Julietta Young725 Takiyah Smith725 David Schanuel725 Joshua Goodman724 Virakbot Oung723 David Peebles723 Milton Garlick722 Dana Black721 Jose Garcia720 Shantayia Williams720 Jeffrey Hammond

720 Armando Garza720 Brian Cabral719 Amalia Carter719 Pierce Patterson719 Al-Karim Walji718 Ashley Mayo718 Michael McCloskey717 Heulett Suggs717 Jeremy Engrav717 Silis Verdant715 Clyde Mathews714 Claire Morgan713 Zonia Ramirez712 Dennis Lovett710 George Bort710 Ashley DeJesus709 Steve Bryant708 Benjamin Hudson708 Katrina Collie708 Veronica Morris708 Craig Strompf707 Quinn Allen706 Danielle Morales705 Travis Vaughn705 Alexis Sledge704 Shelby Poston704 Jon Flexner704 Mark Jones703 Dane Harnack703 Erin Moyer703 Arthur Trost703 Ralph Bond703 Matthew Obringer702 Sherica Bartlett702 Ryan Witham702 Justin Runde702 Pedro Lemos701 Lillian Carroll701 Samy Jacques700 Emily Kasper699 Ryan Glendinning699 Shane Carlson699 Daevon Byron698 Eric Pauls698 Michelle Hudson698 Justin Vernon698 Iwona Niemiec698 Nicole Khochaba698 Hamza Ally696 Mohannad Mekawy696 Grady Neal695 Brandon Cooley695 Shannon Martin695 Derrick Peeples695 Kiera Smith694 Saul Morillo Batista694 Matthew Lukesh694 Brenna Schmidt694 Quenten Venter693 Louisa Carlos692 Andrea Cox-Philip692 Chelsea Peacock692 Ricardo Garavito691 Marzuwoa Brown691 Lex Coppell691 Tyler Mabry691 Andrew Siebert691 Rachel Elfenbein691 Lauren Price691 Esitia Foliaki690 Nadira Choudhury690 Lauren Carreon689 Sanja Stancic689 Sean Day688 Joseph Wilson687 Joshua P Bailey686 Dedrik Anderson685 Hal Herman683 Derrick Coates

683 Guilaine Victor680 Jonathan Daal679 Keenan Taylor678 Manmeet Singh678 Curtisha Stephens677 Janet Hall677 Jamar Travis677 Jarumy Parra675 Nancy Howe674 Antonio Ramirez674 Isaiah Bruce672 Deidre Kennedy672 Dylan Klotz672 David Adams670 James Liggins670 Thomas Prather669 Anne Kim668 Dale Passow667 Alma Gonzalez-Castillo666 Theodore Ryan666 Byron Rodgers666 Victoria Gonzales666 James T Slater663 Jared Hernandez662 Willie Reeves661 Jessica Guzior660 David Doles659 Bozena Sladkowski659 Allison Lamb658 Mario Puleo657 Taiulagi Moala657 Shalva Gulmagarashvili656 Peter Maleski656 Thomas VanOsdol656 Bradin Hanson654 Alexandra Whealy654 Kendall Scavo654 Gbemisola Adewole654 Alexus Lethcoe652 Brandon Cao652 Winndell Powell652 Kalam Muttalib651 Stephanie Harris651 Monica Chicas Palacios651 Rami Rekola650 Madison Heath650 William Pastore649 Maureen Bobilya648 Amanda Peterson648 Kevin Oberacker647 Edward DeFurio647 Nicole Conley647 Omar Fernandez646 John Pham645 Thomas Quoss645 Michael Clemente645 John Williams645 Alfonzo McClinton644 Douglas Zigby643 Monika Michniak643 Peter Gabranski642 Scott Wheeler642 Douglas Zackodnik641 Charbra Beaven641 Joseph Grider641 Victoria Tomlinson641 Tyler Dowe641 Fillip Stamevski640 Tatiana Ramirez640 Keith Gabaldon639 Scott Lloyd639 Douglas Kemp638 Cherie Mohn637 Liam Flaherty637 Amy Pearce636 Jean Cobbs636 Nelson Worsley636 Anastasia Vasanjee636 Alice Spencer

635 Martin Sinishtaj635 Edmund Leddy635 Carmen Correll634 Zachary Bowman634 Joshua Yurinko634 Jaycen Daigle633 Austin Cash632 Shane Cabral632 Jake Loewen632 Noble Woods631 Robert Ward631 Curt Snow630 Timothy Chandler630 Andrew Aaron630 Irving Carter629 Michael Teclaw628 Nico Baldelli628 Raymond Hessler628 Norgi Perez627 Omar Torres627 Alan Arellano627 Ryan Vannoy626 Samaris Gener626 Justin Lowe626 Roger Rau626 Karen Falter625 Destinee Driver625 Tachane Joseph625 David Nham623 Vincent Andreotti622 Makayla Proffit622 John Florio622 Kimberly Riley621 Micah Focken621 Tonya Hawkins621 Celisse Del Valle620 Damien Champ620 Sarah Song619 Kayde Martin619 Sean Velasquez618 Desiree Davila617 Dwayne Gomez617 Thomas McHugh615 DeShannon Boyd615 Maria Fe Abad-Barte615 Paul Yagual615 Shainia Collins614 Rosie De Luna614 Naqqash Chaudhry614 Carlos Maldonado614 Rubin Chaimov614 Richard Halliday614 Andrea Glover613 Cameron Lee613 Steve Marker613 Alison Sterzer613 Krystal Kay612 Robert Reams612 Aaron Ybarra611 Thajuana Patterson Cole611 Sonia Tyner611 Timothy Sharkey610 Cole Maisonneuve610 Ian Phillips609 Joshua Sanson609 Luke Vought609 Jennifer Mok608 Jonathan Dearolf608 Mark Morrison608 Jeremy Barrows607 Josh Egalka607 Haneefah Morehead607 Janet Frizzell607 Nicole Krause607 Annfa Gross607 Margaret Lupercio606 Sylvain Kalombo605 Corey Nelson605 Franklin Loeffler

604 Jennifer Summering604 Gerrit Stephens604 Ellen Edwards604 Robert Westphal603 Stephanie Brockman603 Levi Nicolai603 Amanda Dickinson603 Tasha Marker603 Parker Heuser603 Joshua Palacios601 Cathleen Parque601 Joseph Campos600 Jamison Waldron600 Amy Hayes600 Thomas Huynh600 Zachary Whipple599 Winterlee Misilagi599 Karen Sessing599 Curtis LeBlanc598 Anthony Maximo597 Zachary Koll597 LaTonya Tucker596 Jameetri Washington595 Justin Allain594 Taylor Thomas594 Duni Olusegun593 Katherine Gomez-Martinez593 Robert Barnett593 Maricela Mendoza592 Joseph Salvatori592 Martin Miller592 Tanisa Ware591 Keyante Humphrey-White589 Eric Ogles588 Hamilton Cribbs587 Thomas Nasser587 Viyarath Vongprachanh586 Kainoa Jensen586 Jordan Helms585 Amanda Sapp585 Ghina Malaney584 Jacob Williams583 Gary Slocum582 Bonnie Dupre582 Clarissa Garrido581 Lucie Zakova581 Liana Woodard581 Anthony Boulware580 Barbara Webb579 Elizabeth Loomis579 Hannah Linderholm579 Joseph Kleeb579 Jennifer Hackmann579 Harvey Quinn578 Kimberlee Coffey578 Drax Joseph578 Stephanie Bergen Weber577 Ashley Wenning577 Ray Salmon576 Steven Trattar575 Trevor King575 Amal Mughrabi575 William Sturgess574 Stephanie Baker574 Angela Randle574 Cynthia Melchor573 Rebecca Laseke573 John Balk572 Kathleen Wade572 Nana Twum Agyire572 Sarah Sams572 Fran Kolos572 Alexander Spooner572 Erna Gasanin571 Earline Jackson571 Joshua Rider570 Michael Dorn569 Kristi Vang567 Austin Soboleski

567 Hilda Ferris566 Kelly Chartrand566 Meghan Modrak566 Jonathan Maust565 Darla McKay564 Tyler McKnight564 Derek Spies563 Doris Selmani563 Noellia Makridakis563 Danielle Dhaiti562 Luisandra Miranda-Maisonet562 Cathy Noye561 Chaz Hutcherson561 Alejandro Pineda561 Connor Brown559 Shanell Smith558 Harold Caddel558 Daniel Heath558 Tracey Powell558 Miguel Hernandez558 Jaclyn West558 Matthew Coaxum557 Kelly Naughton557 Henrietta Taylor557 Samvel Tigranyan556 Joshua Boyce556 Kyle Church556 Evelyn Irby555 Jaleen Dumas555 Benjamin Albert554 Brenda Fox554 Kasey Westbrook554 Courtney Ricks553 Kiran Arshi553 Zane Wagner552 Cory Quaife552 Tara Haughney550 Tyrone Andrews550 Austin Hamilton549 Mabel Fearon549 Brian Kearney549 Lori Bourne549 Brielle Killian549 Brendan Mayworm547 Jay King547 Sharon Colburn545 Michael Perry545 Matthew Erickson545 Darrin Roberts545 Preeti Sahgal545 Mark Yarin544 Johny Remy544 Shane Valentine544 Dashan Brown544 Ryan Feehan544 Van Ortega543 Anthony Capecci543 Michael Curtis543 Christiana Bouligny543 Justin Jiang541 Tiffany Fallow541 Burnett Johnson540 Anthony Costantini540 Sheila Fowler540 John Keslar539 Austin Walts539 Marcus Salas538 Stanley Faucher538 Audessa Siccardi538 William Hiller537 Alaa Mohamed Khalil537 Ian Matern535 Devan Grissom535 Dylan White535 Deborah Paredes535 Bryan Chechak535 Eugenia Austin534 Eliseo Javier534 Evan Rising

534 Edson Porrata Rivera534 David Ramirez534 Rachel Mesnard533 Kevin Appasamy533 Casondra Mil533 Jeny Johnson533 Darrell Asbell533 Timothy Perkins532 MariaCristina Moreno532 Kevin Williamson531 Elcar Buhay531 Taisia Robinson530 Steven Barton530 Oscar Gastelum529 Ashley Mathis529 Doctor Vaughen529 Skylar Chauvin529 Jennifer Pofahl528 Elizabeth Eikelberger527 Karen Vitale526 Johnny Ly526 Jesse Wise525 Anthony Chirico525 Stephen Turk525 Daniche Rodriguez525 Justin Barker525 Brittany Holtz524 Joshua Gaskin524 Jennifer Schultz524 Kerry Zorns523 Taylor Johnson523 Zindora Crawford523 Nathaniel Johnson523 Robert Redman522 Michael Denton521 Kevin Hastings521 Juan Venegas521 Connie Arnould521 Laura O’Mary521 Randi Newman520 Chelsea Davis518 Mary Franklin518 Stephane Masyn517 Michael Vita517 Joy Manasse516 Alex Rodriguez516 Francis Ingulli515 Christina Jauch514 Zachary Button513 Cynthia Cordova513 Christian Berton512 Alexander Lynch512 Dylan Garcia511 Sheree Rogan510 Cameron Stanley510 Tanner Duy509 Ashley Johnston509 Sergio Prieto508 Keith Joseph508 Scott Milkey508 Alesha Lobin507 Denis-Michael Catalano507 Cassandra Witty506 Cristian Castro506 Jonathan Cormier505 Hieu Tran504 Amelia Moeaki504 Brian Thai504 Bobby Davis503 Margaret Martin503 Jeremie Parham503 Deante Young503 Alcin Hammon502 Christine Lein502 Paul Campbell502 Akiko Thompson502 Madelyn Fermin502 Robert Bluitt501 Toni Mussara

World’s Greatest Bonus - continued

3332

LEADERSHIP BONUS

49,594 Ryan Fickert39,901 Nicholas Moore36,594 Erez Shabtay33,481 Andre McCallum31,191 Marc Salvaggi28,272 Robert Kanaan24,656 Matthew Parks23,220 Patrick Bendure21,652 Bobby Szwaja20,526 Levar Morgan18,785 Johnny Ly18,406 Richmond Gerrish17,378 Joshua Krueger16,943 Reynolds Akuamoa16,890 Ernest Powell16,883 Ofa Tupouniua16,711 Syed Quadri16,400 Steven King16,161 David Wang15,795 Dan Ikei15,412 Zach Otto15,268 Ryan Stenglein14,964 Morgan Lobello14,366 Doreen Ryan-Foti14,255 Richard Mansfield13,988 Yemi Akinade13,953 Lorena Barriere13,789 Melinda-Rae Lyse13,624 Rodney Ward13,608 Andrew McQuade13,528 Beau Locker13,350 Bobby Gujral13,110 Ryan Kendl12,722 Mohammed Moalawi12,681 Ryan Wilson12,428 Daniel Hartwig12,355 Curtis Henderson12,305 Christopher Hintz12,117 Jonni Ng12,113 Joshua West

12,079 Nasr Quadri11,816 Michael Laramie11,583 Ryan McIntosh11,569 Shahab Mahdavinejad11,539 Corey Helly11,250 Michael Clemente11,108 John Nieves11,082 Sean Velasquez11,016 Charles Ferrari10,940 Robert Smith10,861 Hyunchul Chung10,817 Thomas Vena10,814 Atta Saleh10,761 Jake Yagjian10,405 Jason Bratin10,349 Andre Bent10,312 Eugene Garcia10,250 Nacole Newbold10,086 Patrick Stenglein10,013 Patrick Knouse

9,766 Troy Plummer9,553 Joshua Olin9,548 Chris La Fond9,526 Jordan Chalom9,448 Jameetri Washington9,240 Blake Higuchi9,193 Mark Hileman9,155 Mark Beckford9,132 Jonathan Emura9,015 Evan Holzhauer9,002 William Robinson8,959 Mark Dushaj8,918 Christopher Akins8,909 Alon Fischer8,903 Matthew Diulus8,795 Stephen Jeung8,762 Trevor Mayer8,736 Alex Kae8,728 Matthew Turnquist8,649 Stephen Giddens

8,601 Edford Banuel8,557 Sara Vaz8,489 Dustin Dunlap8,449 Alta Herpel8,416 Fritznel Octave8,340 Gevorg Yanukyan8,185 Mack Doby8,172 Joy Vann-Austin8,166 Tucker Gregor8,090 Darren Miller8,050 Paul Zuzick7,966 Julianne Scavo7,964 Chelsie Otto7,880 Paul Kelly7,857 Nicholas Scordos7,849 Aaron Haynes7,842 Ala Awad7,682 I-Perfection Harris7,579 Brian Zuzick7,486 Steve Bryant7,461 Matthew Conrad7,361 Dustin Dunbar7,357 Brandon Summerton7,217 Michael Musso7,164 Monica Brown7,115 AshLynn Orng7,036 Deana Plaster7,001 Rita Haidinger6,882 Mark Dombrowski6,753 Michael Stuver6,572 Aaron McLean6,463 Kade Beck6,423 Richard Dyer6,421 Shai Mate6,395 Tyler Worstell6,391 Shawn Lewicki6,389 Marisa Willgruber6,279 Steve Svendson6,241 Jessica Wilhite6,198 Kody Kramme

6,155 Travis Stucki6,151 Roger Fung6,125 Britton Costa6,074 Corey Hallam6,064 Kyle Lewicki6,060 Maxx Schumann6,057 Andrew Wagner6,053 Jasmin Gallaga5,893 Steven Rios5,882 Joshua Jackson5,873 Aaron Voege5,853 Stephanie Kell5,794 Jeffrey Hall5,711 Dominic Telymonde5,707 Jeramey Pitman5,681 Nicole Sanders5,635 Lamar Livingston5,568 London Nelson5,428 Timothy Wilson5,378 Darcy Schrieber5,374 Kristina Moore5,345 Evan Donoghue5,305 Tom Weller5,229 Cara DeFiore5,223 Christopher Bentley5,112 Joshua Rush5,104 Justin Adams4,977 Brent Bowling4,825 Holly Lacey4,812 Begona Patino-Lopez4,791 Grant Myers4,689 Brian Schreiter4,670 Patricia Cicerale4,640 Jinelly Urena4,639 George O’Shea4,615 Anita Ferris4,609 Elizabeth Chilson4,474 Gregory Graham4,472 Lisa Richardson4,465 Jessica Santamarina

4,458 Joseph Tomanovich4,437 Stephen Hill4,343 Brandon Teter4,343 Renada Bogan4,303 Matthew Cartwright4,250 Sokol Fazliu4,215 Devin Adams4,140 Bruce Viaje4,120 Nicholas Engrav4,119 Tyler McKnight4,087 Patrick Guthrie4,069 Carlos Arballo4,044 Noel Rose3,999 Jesse Rennich3,965 Cassondra Cantner3,921 London Burnett3,882 Michael Gerstein3,838 Steven Warner3,836 Brandon Edens3,798 Jamie Winters3,794 Michael C Williams3,771 Richard Millington3,756 Duni Olusegun3,727 Minh Phung3,646 Michael Williams Jr3,636 Bradley Kampmeier3,615 Jeffery Thiel3,606 Anthony Theriault3,590 Frank Cordaro3,567 Menno Glick3,543 Eric Thompson3,533 Jamil Harris3,525 Michael Cirelli3,472 John Conard3,399 Matthew Cessna3,370 Christopher Dicks3,341 Amr Shater3,285 Natalie Linker3,266 Daniel Franke3,229 Elias Boles

3,226 Harold Durana3,182 Jesse Doherty3,163 Herman Fennell3,146 Scott Sonnenberg3,140 Craig Strompf3,138 Joanna Hansen3,100 Brody Maughan-Evanson3,013 Patrick Rieger3,000 Avi Kauderer2,981 Slavita Hut2,961 David Guzman2,941 Shalom Chaimov2,877 Carl Lindsay2,868 Melne Hughes2,856 Stephanie Lovins2,825 Christopher Bennett2,807 Nikola Subotic2,773 Johnny Ramos2,740 Ho Tran2,729 Jose Rubio2,687 Robert Hamilton2,679 Brandon Minor2,677 Aaron Ralston2,670 Antonio Reyes2,616 Geddes Robinson2,606 Nathan Hunt2,594 Bonnie Dupre2,584 Roghie Hassan Loo2,582 Samuel Cohen2,512 Sharif Grays2,482 Jonathan L Jones2,455 Dean Gushi2,448 Muhammed Ashraf2,364 Charley Forshee2,353 Scott Wheeler2,333 Ashley Wenning2,329 Adem Abdula2,319 Ariel Demesa2,290 Marcus Martin2,251 Jason Green2,226 Ransey Vazquez2,213 Taylor Black2,203 Carlo Buhay2,188 DeAnthony Hartman2,145 Glenn Martin2,137 Micah Focken2,130 Elyse Bryan2,124 Patrick Duray2,088 Megan Johnson2,073 Timothy Bugge2,056 Vincent Meyer2,016 Andre Hawthorne1,991 Philip Roffi1,958 Clayton Bonner1,951 Matt McBride1,948 Scott Davison1,856 Reuben Paygai1,856 Marie Laine1,823 Kimberly Hamilton1,820 Justin Diaz1,806 Mike Paragiou1,804 Paul Streater1,770 Magda Figueiredo

1,751 Kelvin Fernandez1,741 Paul Smith1,741 Aliesha Stone1,737 Daniel G Johnson1,737 Mahadai Kryshundayal1,736 John Bacaron1,726 Jenna Grula1,726 Lindsey Dettwiller1,724 James Cassie1,696 Ricardo Subero1,689 Edmaggie Myrthil1,684 Andrew Hynan1,676 Peter Davis1,668 Matthew Rodriguez1,629 Brenda Fox1,596 Casey Finley1,593 Daniel Walton1,578 Christopher Muraca1,564 Calvin Irving1,558 Bilal Farsakh1,554 Jon Gelhorn1,553 Felipe Machado-Santanna1,540 Armin Farahbakhsh-Priebe1,522 Stuart Pagan1,520 Beaux Southern1,508 Jason Lee1,479 Mark Neilson1,474 Ariana Jones1,467 Laaina Havea1,467 Aaron Parks1,443 Cole Maisonneuve1,440 Zonia Ramirez1,435 Richard Whyte1,424 Derron Alexander1,417 Joshua Randolph1,377 Jeremy Jackson1,345 Thomas Huynh1,323 Jorge Guerra1,323 Leonel Lazcano1,319 Pamela Randle1,295 Michael Russin1,293 Robert Park1,286 Tiffany Babin1,285 Matthew Zang1,249 Richard Gaffney1,244 Jordan Seguin1,232 Cleopatra Sola1,231 Adam Kidikas1,225 Bryant Rayford1,223 Ashley Ruhl1,218 Christopher Clark1,199 Asad Ahmed1,199 Matthew Bogle1,192 Kyle Schroeder-Gurnicz1,185 Barbara Seyoum1,180 Dane Harnack1,179 Fran Kolos1,147 Omar Billy1,144 John McDougald1,139 Andrew Chambers1,128 Joseph Kanaan1,100 Cathleen Hairston1,099 Asiguy Haugabook

1,098 Amy Baird1,096 Dwayne Gomez1,090 Chirotam Ilokwu1,088 Alex Torruella1,071 Ryan Landmark1,042 Yuriy Kosovan1,037 Rafi Nawabi1,033 Mireya Lopez1,029 Kerlens LaRose1,029 Francis Ingulli1,025 Courtney Griggs1,008 Jordan Reinhold1,004 David Hefflin1,002 Carrie Padgett1,002 Timothy Buckner1,000 Jimez Parker

991 Kimberle Spooner967 Timothy Watson948 Tonya Bailey946 Liam Flaherty942 Alma Lozano934 Aziz Farsakh927 Levi Porto903 Michael Hinojosa897 Attar Chalif894 Angelique Piquion892 Jason von Rosenberg885 Brittany Smart884 Arthur McIntyre882 Marmin Alea872 Joshua Crisp872 Oscar Cardoza864 Jaclyn West862 Ashley Rust852 Mary-Delores Ayarzagoitia830 Vincent Andreotti828 Marcus Moody812 Mauri Ramirez807 Heather Berg784 Fred Greenawalt783 Travis Vaughn778 Adam Chesney777 Karen Salek-Cuzmar776 Cristina Fox775 Joshua Yurinko763 James Harding758 Tanya Kuzmenko751 Jordan Lacy747 Mark Kukielski745 Jennifer Class-Rodriguez739 Arien Seemann726 Michael Dean713 James Jones712 Joshua MacCabe710 Michael McGoon685 Alexandra Graham675 Holly Bonhorst675 Candice Anderson655 Timothy Peeler648 Terrence Smith639 Timothy Moody633 Daniel LaFontaine630 Kassandra Perez

626 Anacleto Arevalo622 Eric Butt614 Sina Heak603 Angel Martinez594 Alexis Pineiro591 Anita Przybylowicz584 Marcus Piccirilli580 Chantel Floyd576 Christopher Silakoski569 Orey Yates567 Alex Normandeau561 Alexandra Berberich552 Andy Dorf549 Richard Tabanji549 Craig Mitchell545 William Tompkins542 Damaris Henderson541 Ricardo Alanis535 David Herchick535 Donald Dulaney534 Jacob Giangiuli521 Pablo De La Cruz515 Barkley Collinson510 Laura Dennee

1 3 542

Ryan Fickert Nicholas Moore Erez Shabtay Andre McCallum Marc Salvaggi$49,594 $39,901 $36,594 $33,481 $31,191Zachary Hart Durhon Oldham Michael Vasu Zachary Hart Surace-Smith

Bonus LeadersNovember PAYOUT: $2,213,591 QUALIFIERS: 633

3534

SA/GA DIRECT CODE FIELD TRAINING BONUS

REINSTATEMENT BONUS

All qualifiers listed achieved at least $500 in bonus totals

4,722 Sami Mogannam2,630 Nabil Spahi2,585 Nicholas Gasparro1,962 Bradley Weigand1,860 Rich Walus1,795 Mark Lahijani

1,682 Ryan Vopat1,394 Dason Phaul1,111 Corey LaVigne1,101 Maurice Baritz1,021 Bryan Czajkowski

889 Mitchell Look

883 Lawrence Dennis801 Joseph Faisant668 Ashley Bodnar658 Lily Sakai641 Arthur Westergren634 James Ternes

626 Theresa Dodd623 Laurekins Pardovani623 Michael Perez591 Patricia Smedal-Summers543 Loraine Patterson533 Moli Kaufusi

532 Ahmed Istiaq527 Tevita Tupouniua518 Anna Senra510 Al Alkurdi

796 Bonnie Dupre788 Sydney Normand781 Alex Loosli779 Jennifer Pofahl770 Deborah Paredes767 Matthew Halbmaier764 Keri Morris757 Peter Gabranski757 Gustavo Rivera-Delgado751 Leonel Lazcano745 Alejandra Franco-Salinas743 Ryan Landmark739 Ryan Fogel731 Dalyn Quilausing730 Joshua Yurinko729 Skylar Chauvin727 Tyler Pelkie720 Christopher Little

718 Sean Hansen718 Cristen Cochran718 Gage Lewellyn717 Ryan Feehan716 Breanna Levy710 Jordan Kness701 Tiffany Babin699 Joshua Sanson698 Stuart Pagan697 Viyarath Vongprachanh695 Christopher Stevens690 Alex Torruella689 Stacey Moss689 April Rivera688 Sashia Veerman682 Travis White681 Caren Deanda681 Anniedwrys Nivar

679 Michael Russo675 Dwight Williamson671 Ashley Rust669 Stephanie Brockman666 Alan Fricke662 Daniel LaFontaine662 Chirotam Ilokwu660 James Sherwood660 Cathleen Hairston660 Daryl Graham659 Joel Braggs656 Norine Fortier655 Maria Avila653 Daniel E Austin647 Katrina Ricks642 Jacob Davis638 Trevor Baynes634 Jagdish Sukhu

634 Naomi Caraballo633 Christopher Limas629 Jacinta Leonardo628 Ryan Ohm627 Damaris Henderson623 Aleisha Sampson623 Anacleto Arevalo619 Clinton Kerbs618 Katrina Gilmore618 Jeremy Osborn616 John Vacca615 Karen Mosley615 Erica Robertson610 Ryan Hillman603 Hector Mendez603 Southern Foster602 Francis Ingulli602 Kascey Williamson

601 Erin Babin601 Heather Watts597 Ekaterina Andreeva596 Troy Williams590 Addison Ward584 Kaylea Adkins579 Shayla Williamson579 Dexter Phillip567 Nic Iagulli556 Craig Clever554 Alden Bullwinkle-Hatton550 Eli Doumit549 Jarred Spanbauer548 Mandale Tolefree548 Alex Normandeau546 Tanya Dodson543 Darrin Roberts542 Tiffiney Harmouche

532 Anthony Cao528 Nankarba Sayiah525 Pedro Lemos525 David Chen525 Sanyo Galloway525 Heulett Suggs522 Nataly Castillo521 Sheila Fowler520 Kirsten Watkins516 Asad Ahmed513 Daniel Perkins513 Pablo Solis512 Sydney Bouchard509 Miguel Fajardo509 Brendan Bradfield504 Kaleiokamaile Viena504 Maurice Coleman

1 3 542

Cameron Stanley Brooke Bogs Rachel Gallagher Megan Johnson Jeffrey Espinal$5,734 $5,687 $5,528 $5,299 $4,852Laura Fisher Michael Vasu Theodore Pappas Michael Vasu Giglione-Ackerman

Bonus LeadersNovember PAYOUT: $574,676 QUALIFIERS: 720

1 3 542

Sami Mogannam Nabil Spahi Nicholas Gasparro Bradley Weigand Rich Walus$4,722 $2,630 $2,585 $1,962 $1,860Don Foti Giglione-Ackerman Sabrina Lloyd Surace-Smith Bob Olson

Bonus LeadersNovember PAYOUT: $53,970 QUALIFIERS: 165

5,734 Cameron Stanley5,687 Brooke Bogs5,528 Rachel Gallagher5,299 Megan Johnson4,852 Jeffrey Espinal4,788 Holly Bonhorst4,314 Brent Bowling4,160 Patrycja Grudzinska4,012 Tabitha Witherell3,940 Abbas Abdul-Khaliq3,832 Jason Green3,747 Derron Alexander3,535 Moli Kaufusi3,486 Lynn Jenkins3,403 Bethany Evans3,340 Dennis Lovett3,220 Joel Jesurun3,169 Calvin Irving3,150 William Tompkins3,144 Nedal Kawash3,142 Meghan Harris3,073 Daniel G Johnson3,044 Azar Afnan3,017 Frank Rodriguez2,810 Kendall Wilson2,769 David Dales2,719 Ariana Jones2,650 Tad Teeters2,620 Mauri Ramirez2,567 Adam Kidikas2,547 Evelyn Howell2,537 Justin Diaz2,451 Nathan Doyle2,434 Massoud Vaziri2,402 George Taramas2,396 Manuel Diaz2,354 Dario Messina2,353 Svyatoslav Stefanyshyn2,340 Michelle Caouette2,339 Anita Przybylowicz2,338 Adam Hanna2,334 Thomas Longino

2,332 Samaris Gener2,326 Waleah Salah2,320 Brenda Fox2,315 Denis-Michael Catalano2,303 Joseph McCallister2,293 George Young2,262 Justin Sutton2,230 Mark Neilson2,210 Angela Black2,204 Karima Hartani2,174 Michael Coulthard2,162 Alma Lozano2,138 Eric Thompson2,111 Christina LaPlant2,095 Benjamin Varner2,028 Arthur McIntyre2,013 Eric Snyder2,011 Barkley Collinson1,991 Sara Kamalvand1,944 Eric Watson1,938 Debra Small1,924 Ivonne Perez1,922 Jacob Giangiuli1,920 Bilal Farsakh1,916 Auston Mavrak1,915 Brandon C Johnson1,891 Joel Trask1,889 Daisy Grimes1,877 Alex Rodriguez1,877 Tom Weller1,863 Ashley Flood1,851 Andrew Hynan1,837 Daniel Li1,832 Mele Makaui1,807 Travis Vandeberghe1,805 Dean Gushi1,804 Janelle Beckford1,789 Oleg Novitchii1,784 Ryan Vance1,771 Frank Cordaro1,760 Timothy Watson1,754 Garrett Shelton

1,750 Desarae Freeman1,746 Nickoy Hylton1,729 Chloe Senia1,729 John Gibbs1,724 Alejandro Pineda1,717 Candice Anderson1,703 Ivan Leung1,670 Travis Kovach1,656 Casey Pfeffer1,655 Saul Lopez1,638 Michael Stuver1,638 Vinecia Moore1,624 Ranjana Chopra1,604 Julia Loboda1,601 John McDougald1,590 Tonya Bailey1,588 Mchel Helgeson1,569 Mathew White1,556 Roger Rau1,550 Lindsey Dettwiller1,541 Joshua Crisp1,525 Orlando Mayorga1,515 Aaron Parks1,512 Ricardo Alanis1,508 Brandon Foster1,508 Shaefer Pacada1,498 Devon Justice1,480 Richard Gaffney1,478 Cara Griffin-Locker1,473 James Frese1,469 Adam Wolcott1,455 Cameron Ashcroft1,453 James Harding1,450 Jesus Parra1,439 Kanon McGee1,437 Adam Chesney1,433 Cory Quaife1,433 Rebecca Stern1,413 David Hefflin1,388 Corina Araujo1,378 Dwayne Nabors1,377 Phillip Jenkins

1,377 Nathalie Kanzki1,366 Edward Nguyen1,363 Geri Hedrick1,346 Edill Cobos1,337 Michael DeGiovanni1,329 Rebyka Watson1,328 Abraham Weissman1,326 Vincent Campana1,326 Kimberle Spooner1,322 Gladis Orozco1,313 Arthur Trost1,312 Shelbi Sofranko1,304 Shiv Patel1,300 Kristen Brown1,293 Christopher Muraca1,283 Issac Estrada1,277 Alexandra Graham1,276 Brody Maughan-Evanson1,261 Attar Chalif1,250 DeAnthony Hartman1,247 Arien Seemann1,241 Christopher Bungay1,240 Mandy Johnson1,237 Kimberly Hamilton1,232 Jesus Tolentino1,229 Phillip Waisman1,225 Zachary Gallo1,223 Elias Boles1,223 Orey Yates1,221 Robert Tanner1,216 Dina Boghdady1,212 Toni-Ann Allen1,208 Jamell Ramsay1,207 Paul Helling1,202 Dylan White1,201 Mayra Robles1,174 Shanna Russell1,161 Margaret Rivera1,155 Valeria Martinez1,155 Aliesha Stone1,142 Nina Blackmon1,141 Omar Billy

1,139 Rachel Mesnard1,127 Yamid Mendoza Sanchez1,118 Jesse Benwell1,106 Trevor Tollefson1,104 Amelia Moeaki1,103 Dacey Dickerson1,099 Anthony Ferraro1,091 Kelly Schoenherr1,086 Deserick Davenport1,080 Komo Davis1,063 Matthew Neish1,059 Alexa Vega1,044 Robert Townsend1,035 Kevin Ishikane1,035 Robert Biser1,032 Laura Dennee1,032 Steven Phillips1,025 Vincent Gravel-Michaud1,023 Samiuela Vaea1,022 Timothy Chandler1,009 Martin Robinson

989 Thomas Huynh986 Candi Carlisle979 Zonia Ramirez975 Paul Campbell975 Badum Maaloo972 Jennifer Martin969 Edmaggie Myrthil969 Micah Focken960 Jennifer Bettis955 David Brooks948 Travis Vaughn947 Sean Thormann940 Sonia Tyner939 Christian Mays937 Mireya Lopez931 Jackie Alston931 Jason von Rosenberg926 Danielle Morales926 Autum Wright925 Chase Patton925 Connor Kuckelman

923 Rubin Chaimov923 Fadi Nassar923 Mark Maddocks918 Sharon Barnes914 Elvis Durakovic913 Paul Smith906 Jorge Guerra905 Timothy Peeler896 John Williams890 Brandon Hughes889 Ray Salmon881 Tonya Stringer878 Anthony Verrett877 Daniel Walton875 Kelvin Fernandez871 Casey Finley870 James Jones867 Andy Dorf861 Skyler Hornung856 Michael Abney856 Christina McGregor854 Brandy Maynes854 Graciela Calderon853 Ryan Witham848 Dwight Dube846 Sarah Whiting842 Matthew Kurey841 Jocelyn Bolito840 Penelope King837 Joshua Sonnabend833 Jordan Shoubash823 Cristina Fox817 Ryan Trimble816 Tami Chaimov812 William Barker809 Blake Bocci805 Ashleigh Clapper805 Ronald McCormick801 Michel Lavelanet800 Adrain Alfred800 Alex Paguio799 Matthew Rodriguez

$5,437,0724 BONUS TOTAL:

WORLD’S GREATEST$2,594,835

LEADERSHIP$2,213,591

SA/GA TRAINING$574,676

REINSTATEMENT$53,970

3736

Al Alkurdi

Bob Olson2 Quali� cations$256,244 Net ALP82.4 RET

Tevita Tupouniua

Steve Friedlander3 Quali� cations$103,487 Net ALP88.5 RET

Randy Souliers

Altig-Orlovic1 Quali� cations$73,521 Net ALP100 RET

Oleg Novitchii

Surace-Smith1 Quali� cations$70,126 Net ALP90.6 RET

Angela DeVivo

Simon Arias1 Quali� cations$67,441 Net ALP85.1 RET

Priscila Gonzalez

Theodore Pappas1 Quali� cations$63,311 Net ALP82.2 RET

Al Alkurdi


Tevita Tupouniua


Randy Souliers


Oleg Novitchii


Angela DeVivo


Priscila Gonzalez


Al Alkurdi


Tevita Tupouniua


Randy Souliers


Oleg Novitchii


Angela DeVivo


Priscila Gonzalez


Al Alkurdi


Tevita Tupouniua


Randy Souliers


Oleg Novitchii


Angela DeVivo


Priscila Gonzalez


November Qualifiers–Outstanding Producers & PR Representatives:




Sales Director of the Month

Rudi Camenzind

Rudi had 99.26% growth over November of 2015.

PR Director of the Month

Laurie Onasch

Laurie had 87.42% Lead Growth over November of 2015.

Sales Director of the Month

Rudi Camenzind

Rudi had 99.26% growth over November of 2015.

PR Director of the Month

Laurie Onasch

Laurie had 87.42% Lead Growth over November of 2015.

Another champion, another milestone!Each champion will receive a bonus of $5,000 and the Million Dollar

Club Award. Congratulations on your achievements!







Tevita TupouniuaSteve Friedlander

Contracted 2/28/10Qualified 11/30/16$1,017,324 Net ALP

Thames NolanDurhon Oldham














David ZophinExecutive Vice President/ Assistant to the President

OUR COMPANY THEME FOR 2017 is LEGACY. It’s a very fitting title for the year we are set to embark upon.

We have reached a historical fulcrum point. Roger is putting the final touches on his legacy while Steve and I are just beginning our own home office legacies.

Steve introduced our theme at the SGA meeting last month. I’m sure by now most of you have given some thought to your own per-sonal legacy and what you want it to be. I want to give you another angle of legacy to ponder.

Most of us think of a legacy as something we leave behind, but I believe we have our fo-cus on the time in reverse. I believe we would be much better off if we lived our legacy NOW, today and every day! How much better would you, your family, your agency, and this compa-ny be if we looked at our legacy as being built brick by brick, day by day with everything we do and how we do it?

Think of your legacy like the foundation of a building. A solid foundation is laid brick by brick, solidly secure, one brick at a time. The quality of the foundation determines the quality of who we become and, ultimately, the legacy we establish.

Imagine if more of us spent time thinking about how we’re impacting people today rather than what we’ll leave behind.

Would we present ourselves differently to the people around us?

Would we make different choic-es and decisions?

Would we reprioritize our lives to de-termine how and where we focus and spend our time?

Defining your legacy is an intentional act like creating a road map that gets you and those around you from here to there. It calls upon us individually to serve our clients, our fellow agents and those we lead in a manner that is best suited to create a greater good for yourself, your agency and this company.

Your legacy is not determined by wishful thinking. It is defined by your daily decisions and actions, interactions with others, mistakes made, and what you learn along the way.

In his book, Seven Habits of Highly Success-ful People, Stephen Covey advises us to “begin with the end in mind.” Thinking about how you want to be remembered in the future is determined by how you conduct your business TODAY! Think about that constantly as you determine your daily agenda and it will help you achieve even greater results today. Better yet, what if we started living our legacy instead of worrying about the legacy we are leaving?

2017 needs to be the year where all of us make the greatest strides in cementing our own legacies. In doing so, we will help Roger finish what he started. Roger’s last goal is to do $250 million of net ALP in a single year.

$250 million in 2017 will be an amazing — but totally doable — accomplishment.

It will take a lot of hard work, maximum effort and a commitment from each of us to not lose focus or the sense of urgency for the entire year of 2017 to accomplish this goal. I know every single one of you has what it takes. We have proven over the years that we can ac-complish whatever we set our minds on. That’s what championship teams do!

There is no doubt AIL/NILICO is a cham-pionship team! Championship teams rise to the occasion. They want the ball when the game is on the line. They embrace the chal-lenges and they win titles. Our title is $250 million of net ALP in 2017. We are going to win that title!

We owe it to Roger. This is our very last chance. But most importantly, you owe it to yourself and your legacy; the legacy we are go-ing to live, not leave.

“ WE OWE IT TO ROGER. THIS IS OUR VERY LAST CHANCE.”

LIVE YOUR

LEGACY NOW

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