Date:

Broker Company Name:

Loan Officer:

Processor:

Email:

Purpose

Purchase

Rate/Term Refinance

Cash-out Refinance

Debt Consol

Occupancy:

Primary Residence

Second Home

Non-Owner Occupied

Loan Submission Form

Broker Information

Borrower Information

Property Type:

www.ClearEdgeLending.com

11.13.2019

Phone:

Borrower Email:

Co-Borrower Email:

Co-Borrower Email:

Co-Borrower Email:

State: Zip:

Non-Permanent Resident AlienUS Citizen/Permanent Resident Alien

LLC Corp

Transaction

Foreign National(Available on Investor Edge)

Borrower Name:

Co-Borrower Name:

Co-Borrower Name:

Co-Borrower Name:

Property Address:

City:

Citizenship:

Borrower Type:

Transaction

Transaction

Email: Phone:

Contract Processor NMLS #:

Single Family

PUD

2-4 Units

Condo Warrantable

Condo Non-warrantable

Estimated Closing Date:

Impounds NOT REQUIRED unless HPML or Foreign National:

Yes No

Sales Price:

Est. Property Value:

Loan Amount:

LTV:

Credit Score:

Pricing:

Rate:

Lender Paid %:

Discount Points:

Lender Credit:

Borrower Paid %:

Discount Points:

Lender Credit:

Processing Fee:

Individual Trust POAFTHB

ower Paid)

cury)

Please provide DU or LP underwriting findings report or provide Certification below that loan does not qualify for agency/government Loan Programs and why.

Import 3.2 file to generate loan number ClearEdge Submission Form

www.ClearEdgeLending.com

Program

No Ratio

3 YR PP

2 YR PP

1 YR PP

0 YR PP - BPC at Par = zero PP

Agency Edge Plus Core

Ineligibility Certification

Submission ChecklistSkinny-Package (Disclosing purposes)

Fee Sheet 1003 - Signed by LO w/NMLS ID - dated within 24 hours of submission

ClearEdge Submission Form Fee Sheet Credit Report (Foreign National see below requirements) DU or Ineligibility Certification

Full Package (All Programs)

1003 - Signed by LO w/NMLS ID - dated within 24 hours of submission Anti-Steering Disclosure (Lender Paid Comp Only)Purchase ContractIncome Documentation (See requirements below)

Most Recent YTD Paystub (w/at least 30 days earnings) 2 years W-2s for Wage Earner2 years 1040s for Self-Employed and YTD P&L 2 years Business Tax Returns for Self-Employed and YTD P&L 2 Months Most Recent Asset Statements (Closing costs/Reserves)

Full Doc

Most Recent YTD Paystub (w/at least 30 days earnings)1 year W-2s for Wage Earner1 year 1040s for Self-Employed and YTD P&L1 year Business Tax Returns for Self-Employed and YTD P&L 2 Months Most Recent Asset Statements (Closing costs/Reserves)

Express Doc

Personal Bank Statements Business Bank Statements

Document Type

Business Narrative12 or 24 Months Most Recent Bank Statements2 Months Most Recent Asset Statements (Closing costs/Reserves) 2 Months Business Bank Statements

Business Narrative12 or 24 Months Most Recent Bank StatementsP&L covering the same time frame (or use Expense Factor)2 Months Most Recent Asset Statements (Closing costs/Reserves)

Asset Utilization Investor Edge Program

4 Months Most Recent Bank Statements

Copyright 2019. SG Capital Partners LLC dba ClearEdge Lending. NMLS ID 1139164. http://www.nmlsconsumeraccess.org. SG Capital conducts business in the state of California under the name SG Capital Partners of California LLC dba ClearEdge Lending. Information is intended solely for residential mortgage lending professionals. Not intended forconsumers, nor for distribution to the general public. This communication does not constitute an advertisement as defined by Section 1026.2 of Regulation Z of the Truth InLending Act. Rates, fees and programs are subject to change without notice. Other restrictions may apply. All Rights Reserved. Equal Housing Lender.

Loan Submission Form

Lease Agreements or Documentation of Market Rent2 Months Most Recent Asset Statements (Closing costs/Reserves) Foreign Nationals: Valid Passport and Visa to enter the US Foreign Nationals: Foreign Credit Report OR 2 Credit reference letters and 1 bank reference letter (translated to English)

Full Doc

12 24 Months

Asset Utilization

5/1ARM

7/1 ARM

30 YR Fixed I/O

40 YR ARM I/O

11.13.2019

Express Doc (1 yr W-2s/1040s/1099s)

Business Bank Stmts Personal Bank Stmts

3/1 ARM I/O

5/1 ARM I/O

7/1 ARM I/O

30 YR Fixed

40 YR Fixed I/O

Prepay: Core, Agency Edge, Investor Edge

No LPC or Lender Credit

Investor Edge DSCR