loan in government sector1
-
Upload
anandguruwar -
Category
Documents
-
view
219 -
download
0
Transcript of loan in government sector1
-
8/7/2019 loan in government sector1
1/14
u
& Technology
An Operation Workout on
Opportunity & Challenges
For Government Banks InLoan Sector
Submitted to
Submitted byMiss. Mohita Mishra Arti JainAditya Jain
Amit Bidua
Tathir Fatma
Megha Patel
Monika ShuklaSupriya
-
8/7/2019 loan in government sector1
2/14
OBJECTIVE
To know the different types of loans in Banking
sector.
To study the Opportunity & Challenges of
government bank in loan sector.
-
8/7/2019 loan in government sector1
3/14
INFORMATION COLLECTION
Primary Information collected by visiting 3
government banks and by meeting their managers .
Secondary Information collected through internet .
-
8/7/2019 loan in government sector1
4/14
LOGOS OF BANKS
-
8/7/2019 loan in government sector1
5/14
-
8/7/2019 loan in government sector1
6/14
Contd
In the year 1969 the bank was nationalized by theGovernment of India .
Central Bank of India has a strong presence in the country
with over 3000 branches .
The headquarters of the bank are located in Mumbai, along
with 16 other zonal offices established in different cities ofthe nation .
-
8/7/2019 loan in government sector1
7/14
STATE BANK OF INDIA
The State Bank of India (SBI) was established on 1July 1955.
The corporate center of SBI is located in Mumbai.
The bank is having14 local head offices and 57 ZonalOffices , located at major cities throughout India
-
8/7/2019 loan in government sector1
8/14
BANK OF BARODA
Bank of Baroda is one of the most famous banks inIndia
On 19th of July 1969, Bank of Baroda wasnationalized by the Government of India .
The bank offers a wide collection of modified andspecialized services to meet the various needs of itscustomers
-
8/7/2019 loan in government sector1
9/14
LOANS
Bank loans are an excellent source of finance for short-term and long-term credit needs.
Borrowers typically qualify for bank loans on the basisof their credit value.
Most lenders fix interest rates on the basis of theborrowers credit rating.
-
8/7/2019 loan in government sector1
10/14
TYPES OF LOANS
Business Loans
Student Loans
Home Loans
Car Loans
-
8/7/2019 loan in government sector1
11/14
OPPORTUNITY IN LOAN
SECTOR
Construction Loan
Loans for Small Business
Loan Insurance
Short Term Loans
Marriage Loans India
-
8/7/2019 loan in government sector1
12/14
CHALLENGES IN LOAN
SECTORSMan-powerPlanning
Customer Relation
Employee Training
Employee training and motivation
-
8/7/2019 loan in government sector1
13/14
CONCLUSION
We have conclude that public sector banks should
adopt new technology in loan sector.
Public sector banks should reduce there challenges
faced by them.
-
8/7/2019 loan in government sector1
14/14