link FUNDS Bagi Tahun Berakhir 31 Disember 2010 · Report And Statement Of The Manager For The Year...
Transcript of link FUNDS Bagi Tahun Berakhir 31 Disember 2010 · Report And Statement Of The Manager For The Year...
Report And Statement Of The ManagerFor The Year Ended 31 December 2010
Laporan Dan Penyata PengurusBagi Tahun Berakhir 31 Disember 2010PRUlink FUNDS
I EQUITY FUND
I BOND FUND
I MANAGED FUND
I MANAGED FUND II
I GOLDEN EQUITY FUND
I GOLDEN BOND FUND
I DANA UNGGUL
I DANA AMAN
I DANA URUS
I DANA URUS II
I ASIA MANAGED FUND
I ASIA PROPERTY SECURITIES FUND
I ASIA LOCAL BOND FUND
I GLOBAL MARKET NAVIGATOR FUND
I DRAGON PEACOCK FUND
I EDUCATION EQUITY FUND
I EDUCATION BOND FUND
I ASIA EQUITY FUND
I MYOPTIMIZER FUND
I GUARANTEED ACCOUNT
Love is always listening, always understanding.
At Prudential, this simple belief lays the foundation for all we do. Every financial solution that we provide is the result of time spent listening to and understanding the needs and concerns of our customers. Just as you listen to your child with loving patience, it is good to know that Prudential is always by your side – ready to listen to your protection, savings and financial needs, and with a wealth of experience to understand what you seek.
As your preferred insurer, we promise we will always stay true to this conviction and work hard to help you secure your financial future. Truly, that is love in action.
Sentiasa mendengar, sentiasa memahami. Inilah erti kasih sayang.
Di Prudential, kepercayaan ini turut menjadi pegangan dalam kesemua usaha kami. Setiap penyelesaian kewangan yang kami tawarkan adalah hasil daripada masa yang kami laburkan untuk mendengar dan memahami keperluan dan keutamaan para pelanggan kami. Sebagaimana anda mendengar suara hati anak anda dengan penuh kasih sayang dan kesabaran, begitu jugalah janji kami kepada anda. Berbekalkan pengalaman kami yang luas, Prudential akan sentiasa berada di sisi anda untuk mendengar dan memahami setiap keperluan perlindungan, simpanan dan kewangan anda.
Sebagai syarikat insurans pilihan anda, kami berjanji akan berpegang kepada kepercayaan ini dan berusaha ke arah menjamin masa depan kewangan anda. Inilah kasih sayang sejati.
Foreword Pendahuluan
PRUlink Funds 2
CEO’s Message 1
Fund Objectives 3
Investment Review 5
Fund Performance 7
Investment Outlook 9
Financial Highlights 11
Statement of Assets and Liabilities 62
Statement of Changes in Net Asset Value 83
Statement of Income and Expenditure 93
Notes to the Financial Statements 113
Perutusan Ketua Pegawai Eksekutif 115
Objektif Dana 117
Tinjauan Pelaburan 119
Prestasi Dana 121
Tinjauan Masa Depan Pelaburan 123
Sorotan Kewangan 126
Penyata Aset dan Liabiliti 177
Penyata Perubahan dalam Nilai Aset Bersih 198
Penyata Pendapatan dan Perbelanjaan 208
Nota pada Penyata Kewangan 228
Contents / Kandungan
This report contains the Bahasa Malaysia translation of the text used. In the event of any conflict of interpretation between the English and Bahasa Malaysia text, the English version shall prevail.
Laporan ini mengandungi penterjemahan Bahasa Malaysia. Sekiranya terdapat ketidakselarian antara text Bahasa Inggeris dengan Bahasa Malaysia, versi Bahasa Inggeris akan diutamakan.
PRUlink Funds 1
Dear Valued Policyholder,
2010 was an extraordinary year for Prudential Assurance
Malaysia. I am proud to inform our valued customers that
Prudential is the first life insurance company in Malaysia to
exceed RM1 billion in new business sales.
For the financial year ended 31 December 2010, Prudential’s
total new business Annual Premium Equivalent (or APE)
sales – combined Life insurance and Family Takaful1 – grew
24% to RM1.021 billion, from year 2009.
We would like to recognise and thank our Wealth Planners,
agents, Quality Leaders, bancassurance partners and staff
for achieving a new milestone in Prudential’s 87-year history
in Malaysia. And to all our customers, please accept our
sincerest gratitude for your continued trust and confidence
in Prudential. From the bottom of our hearts, Thanks a Billion! We are truly honoured to have the opportunity to
serve your financial and protection needs.
As your preferred insurer, we remain absolutely committed
to nurturing and strengthening our relationship with you,
your family and loved ones. We continue to invest in
recruiting, developing and retaining staff and managers
whose mission is to make it easy and convenient for you
to do business with Prudential. Our Wealth Planners and
agents go through systematic training and development to
ensure their continued professional growth - as a trusted
advisor who will be there for you to help you find the right
solutions to your changing life stage needs.
We continue to listen in order to understand your needs and
come up with innovative products. PRUmy child, which we
introduced in March 2010, is a great example of “Always
Listening, Always Understanding”. By listening to the
innermost concerns of both parents and expectant parents,
we have made it possible for them to start protecting their
child even before birth – a first in Malaysia to offer such
protection. Besides standard lifetime protection, this plan
also provides a growing education fund with guaranteed
payouts and potential higher returns to help parents meet
the child’s future educational expenses. Since its debut,
PRUmy child has grown to become one of our most popular
products. It was an important driver to our company’s new
business growth last year.
We started upgrading and expanding our branch network
across Malaysia in 2010 and will continue this work in 2011.
I think you’ll agree, technology is becoming a necessity in
life. Exploring ways to leverage technology to serve you
better is top priority for Prudential.
Ceo’s Message
1 Takaful products distributed by Prudential Assurance Malaysia’s agency distribution are underwritten by Prudential BSN Takaful Berhad, which is a joint venture
between Prudential and Bank Simpanan Nasional.
PRUlink Funds 2
As we have experienced in the past, the global, regional
and local economic and financial conditions can change.
At Prudential there is one thing that will never change -
our responsibility to make sure the company remains viable
and financially strong for many years to come. You have
entrusted us with the enormous responsibility of securing
your financial future; we owe it to you to ensure that our
business continues to be strong so that we can be there for
you when the unexpected happens – be it critical illness,
disability or death of a breadwinner.
2010 PRUlink Funds PerformanceIn addition to managing our business prudently, we also take
great care in nurturing the growth of your investments with
us. Our investment philosophy to always create value for
our policyholders over the long term has once again proven
beneficial, with majority of our PRUlink funds (investment-
linked funds) posting positive returns for the year 2010.
For instance, our local equity fund – PRUlink equity fund,
which was first incepted in July 1997 – recorded a return
of 21.34% for the year under review. Its Net Asset Value as
at 31 December 2010 increased to RM3.189 per unit from
RM2.628 recorded at the end of 2009.
In 2010, we added five new funds to our existing portfolio,
which allowed us to offer our policyholders more options
to grow their money that were consistent with their risk
appetite, investment goals and time horizon. These funds
were PRUlink dragon peacock fund, PRUlink education equity fund, PRUlink education bond fund, PRUlink asia equity fund and PRUlink MyOptimizer fund. All of them, with the
exception of PRUlink MyOptimizer fund which was only
incepted on 30 December, had performed well during the
year.
Your investment-linked insurance policy is intended to meet
your long-term financial goals and protect your family’s
financial future. We understand that your situation in life
and your corresponding needs may change along the way.
Our investment-linked insurance plans provide you with the
option of directing your premium or fund value to a choice
of different PRUlink funds at any time during the term of
your policy via our fund switching facility. The first four
switches within the same year are free.
For full details of all our PRUlink funds and their individual
performances, kindly turn to page 7 of this report. If you have
any questions regarding your investments, please do not
hesitate to call on your Prudential Wealth Planner or agent.
You may also contact our Customer Service Representatives
at 03-2116 0228, or send your queries to [email protected]. We will be pleased to assist you.
To conclude, I want to thank you once again for giving
Prudential the opportunity to serve your financial and
insurance needs. We appreciate your kind support and look
forward to serving you well into the future.
Best wishes for a prosperous, healthy and peaceful year
ahead.
Yours sincerely,
Charlie E. Oropeza CLU, ChFC, CPCUChief Executive OfficerPrudential Assurance Malaysia Berhad
PRUlink Funds 3
PRUlink equity fund aims to maximise returns over medium
to long term by investing in high quality shares listed on the
Kuala Lumpur Stock Exchange.
PRUlink bond fund (formerly known as PRUlink fixed interest fund) aims to provide medium to long term accumulation
of capital by investing in selected fixed interest securities,
corporate bonds and fixed deposits.
PRUlink managed fund / PRUlink managed fund II seek to
maximise returns over medium to long term by investing in
shares and fixed interest securities through PRUlink equity fund and PRUlink bond fund and in any other PRUlink funds
that may become available in the future.
PRUlink golden equity fund aims to maximise returns over
medium to long term, taking into account the need to meet
guaranteed payouts. This is achieved by investing in high
quality shares listed on the Bursa Malaysia and any other
financial instruments to be used for hedging the portfolio.
PRUlink golden bond fund aims to provide medium to long
term accumulation of capital, taking into account the need
to meet guaranteed payouts. This is achieved by investing in
selected fixed interest securities, corporate bonds and fixed
deposits, and any other financial instruments to be used for
hedging the portfolio.
PRUlink dana unggul (formerly known as PRUlink dana ra’sul mal) aims to maximise returns over medium to long term by
investing in high quality Syariah-approved shares listed on
the Kuala Lumpur Stock Exchange.
PRUlink dana aman (formerly known as PRUlink dana sanad)
aims to provide medium to long term accumulation of
capital by investing in selected Islamic debt securities.
PRUlink dana urus (formerly known as PRUlink dana idarah)
/ PRUlink dana urus II are actively managed funds that seek
to maximise returns over medium to long term. These are
achieved by investing in Syariah-approved shares and Islamic
debt securities through PRUlink dana unggul and PRUlink dana aman and in any other such PRUlink funds that may
become available in the future.
PRUlink asia managed fund aims to maximise returns over
medium to long term through active asset allocation among
different asset classes (equities, fixed income and money
market instruments) in the Asia Pacific region ex Japan
region.
PRUlink asia property securities fund is an actively managed
fund that seeks to maximise income and long-term returns.
This is achieved by investing in listed Real Estate Investment
Trusts (REITs) and property related securities of companies,
which are incorporated, listed or have their area of primary
activity in the Asia Pacific region including Japan, Australia
and New Zealand.
PRUlink asia local bond fund is an actively managed fund that
aims to maximise total returns through investing in fixed
income or debt securities that are rated as well as unrated.
PRUlink global market navigator fund is an actively managed
fund that aims to achieve positive absolute returns over
the medium-term through the implementation of an
actively managed asset allocation strategy in a diversified
range of global assets including cash, equities, bonds and
currencies.
PRUlink dragon peacock fund is a fund that aims to maximise
long-term total return by investing primarily in equity and
equity-related instruments of corporations, which are
incorporated in, or listed in, or operating principally from,
or carrying on significant business in, or derive substantial
revenue from, or whose subsidiaries, related or associated
corporations derive substantial revenue from the People’s
Republic of China (PRC) and India.
At inception, PRUlink dragon peacock fund will invest in a
sub-fund called International Opportunities Funds – Dragon
Peacock managed by Prudential Asset Management
(Singapore) Limited. The investments of the Sub-Fund
include, but not limited to, listed securities in the Recognised
Markets, depository receipts including American Depository
Receipts (ADRs) and Global Depository Receipts (GDRs),
debt securities, convertible into common shares, preference
shares and warrants. The fund may invest in any other funds
or sub-funds managed by Prudential Asset Management
(Singapore) Limited or any other fund managers to be
determined from time to time.
Fund Objectives
PRUlink Funds 4
PRUlink education equity fund aims to maximise returns over
medium to long term, taking into account the need to meet
guaranteed payouts. This is achieved by investing in high
quality shares listed on the Bursa Malaysia and any other
financial instruments to be used for hedging the portfolio.
PRUlink education bond fund aims to provide medium to long
term accumulation of capital, taking into account the need
to meet guaranteed payouts. This is achieved by investing in
selected fixed interest securities, corporate bonds and fixed
deposits, and any other financial instruments to be used for
hedging the portfolio.
PRUlink asia equity fund is a fund that aims to maximise long-
term total return by investing in equity and equity-related
securities of companies, which are incorporated, or have
their area of primary activity in Asia Pacific ex-Japan. The
Asia Pacific ex-Japan region includes but is not limited to the
following countries: Korea, Taiwan, Hong Kong, Philippines,
Thailand, Malaysia, Singapore, Indonesia, the People’s
Republic of China (PRC), India, Pakistan, Australia and New
Zealand. The fund may also invest in depository receipts
[including American Depository Receipts (ADRs) and Global
Depository Receipts (GDRs)], debt securities convertible into
common shares, preference shares and warrants.
PRUlink MyOptimizer fund is a 5-year close-ended fund with
capital guaranteed at maturity by Prudential Assurance
Malaysia Berhad. The Fund invests into a structured deposit
which provides investors with exposure to (1) Malaysian
fixed income securities and (2) multiple asset classes such
as global equities, commodities, bonds and cash-like
instruments. PRUlink MyOptimizer fund aims to achieve
highest risk adjusted returns to provide potential upsides,
if any, in the form of yearly performance bonus to investors
while protecting 100% of the capital at maturity.
PRUlink guaranteed account aims to provide 5-year term
accumulation of capital by investing its funds in selected
bonds and / or other fixed income instruments and the
equity markets.
PRUlink Funds 5
Equity Market
2010 was another strong year. After rebounding 43% in
2009, the FBM KLCI gained 18% year-to-date and in the
process broke many records including its previous high.
Domestic factors that stoked the market include the
government’s transformation efforts such as the Economic
Transformation Programme (ETP), the New Economic Model
(NEM) and the 10th Malaysia Plan (10MP). The market ran
into headwinds towards the middle of the year as investor
fret over a double-dip recession in Europe and the US. But
foreign funds turned sizeable net buyers in the second
half of the year following the waning of double-dip fears
and rising awareness of the stronger growth potential of
emerging markets.
2010 started off slow. There were not many catalysts to drive
the local bourse other than the announcement of the NEM
at the end of March. Concerns of the Europe debt crisis
particularly in Greece capped any major rallies in the global
and regional equity markets. Malaysia was experiencing
foreign funds new outflow from January to May.
However global and regional equity markets started to rally
strongly after the sharp April to May sell-off. The FBM KLCI
declined from the 1,350 levels to bottom at the 1,240 level
during this period. However, since the May bottom, equity
markets worldwide have experienced strong rallies. Malaysia
started to experience foreign funds net inflow from June.
On the local front, there were plenty of announcements
from the Malaysian governments that got investors excited
about Malaysia. There was the 10MP announced in June
followed by the ETP Open Day in September. This was then
followed by Budget 2011 in October. UMNO also had its
General Assembly in October last year. In September, FTSE
upgraded Malaysia from secondary emerging market to
advanced emerging markets.
Plantation stocks enjoyed a re-rating in October, thanks
to higher commodity prices including CPO. Construction
stocks were re-rated on the back of Gamuda’s strong gains
and reappearance in the FBM KLCI. Also, the government’s
commitment to pump-prime was reaffirmed many times,
for instance, during the release of the 10MP in June, the
soft launch of the ETP in September and the 2011 Budget
in October. Property stocks crept up unsuspectingly as
investors shrugged off concerns over a cap on the loans-to-
value ratio and gave weight to the earnings impact of record
sales in 2010. Newsflow on potential landbanking and land
privatisation projects by the big developers also helped in
re-rating the sector.
However, by November, the rally from June took a pause. The
FBM KLCI had rallied from 1,243 points at the end of May to
reach 1,531 points mid November. Concerns of Ireland fiscal
crisis coupled with tension from North Korea’s attacks saw
global and regional equity markets also pause from their
respective rallies. We see this period as a consolidation phase
for global and regional equity markets after the strong June
to November rally.
Bond Market
In January 2010, Bank Negara Malaysia (BNM) kept the
overnight policy rate (OPR) unchanged at 2.0%. Hints of
normalisation of interest rates led to market speculation on
the timing and quantum of rate hike in the coming MPC
meets. On 4 March 2010, BNM became the first central bank
in Asia to hike its benchmark policy rate. It raised the OPR by
25 basis points to 2.25%, signalling a start towards interest
rate normalisation from the current unprecedented low level
of 2.00% since February 2009. The mid- to long-term tenor
yields of sovereign bonds fell, as demand improved on the
back of currency play.
On 13 May 2010, BNM hiked its benchmark policy rate
for the second time in a year by 25 basis points to 2.50%,
aiming to normalise interest rates to prevent financial
imbalances from building up. S&P affirmed Malaysia’s
sovereign credit rating of A+ (local currency rating) / A-
(foreign currency rating) with a stable outlook. The rating
was premised on the country’s moderately strong external
liquidity position, open economy and the robust ability to
refinance government debt. The manageable inflation, the
surging Ringgit and a reaffirmed sovereign credit rating by
S&P had spurred interest in the government bonds.
Investment Review
PRUlink Funds 6
BNM lifted the OPR by another 25 basis points to 2.75%
on 8 July 2010, the third consecutive rise since March-10.
Whilst domestic economic activity remained robust in the
second quarter, BNM cautioned that external developments
in the international financial and economic environment
may result in some moderation in the pace of growth.
BNM maintained the OPR on 2 September 2010, as the
global growth momentum moderated due to the continued
weakness in the labour market. In addition, impact of
the temporary boost to economic activity provided by the
inventory build up and the policy stimulus has begun to
fade.
BNM decided to maintain the OPR Rate at 2.75% at the
Monetary Policy Committee meet on 12 November 2010.
The Monetary Policy Committee considers the current
monetary policy as appropriate and consistent with the latest
assessment of the economic growth and inflation prospects.
In the Malaysian Budget 2011, Malaysia’s fiscal deficit was
targeted to narrow to 5.4% of GDP in 2011 (5.6% of GDP
in 2010). As such, total gross Government borrowings in
2011 are expected to increase from about RM60billion in
2010 to an estimated RM90billion. With the release of the
2011 sovereign bonds auction calendar which showed a
larger number of longer-dated issuances, the longer end of
the sovereign yield curve is likely to rise.
For the 1-year period under review, the 3-, 5- and 10-year
sovereign bond yields changed by -13bps, -45bps and
-25bps to close at 3.11%, 3.34% and 4.00% respectively.
The corporate bond market saw the downgrade of debt
issuances of Selangor’s water operators. This was due to the
uncertainties surrounding the unresolved restructuring of the
Selangor’s water industry. Corporate bond yields generally
moved in tandem with sovereign bond yields, albeit at a lag.
Activities in the corporate bond market were supported by
ample liquidity and were dominated by selected names in
the AAA and AA segments.
PRUlink Funds 7
PRUlink equity fund As at December 2010, the Net Asset Value per unit of the
PRUlink equity fund stood at RM3.189 as compared to
RM2.628 at the end of 2009. For the period under review,
the fund performance of 21.34% underperformed the
benchmark of 21.76%.
Since its inception in July 1997, the Fund achieved an overall
gain of 219.21% against the benchmark performance of
48.52%; thus outperforming the market by 170.69%.
PRUlink bond fundAs at 31 December 2010, the Net Asset Value per unit of
the PRUlink bond fund increased to RM2.437 from RM2.304
at the end of 2009, recording a return of 5.74% for the
year.
Since its launch on 15 July 1997, the Fund achieved a gain
of 143.51%.
PRUlink managed fundAs at 31 December 2010, the Net Asset Value per unit
of the PRUlink managed fund was RM2.674 compared to
RM2.293 at the end of 2009. For the period under review,
the PRUlink managed fund reported a return of 16.59%
which underperformed the benchmark return of 17.14%.
Since its inception on 14 September 1999, the Fund recorded
a gain of 167.35%.
PRUlink managed fund IIAs at 31 December 2010, the Net Asset Value per unit
of the PRUlink managed fund II was RM1.639 compared
to RM1.383 at the end of 2009. For the period under
review, the PRUlink managed fund reported a return of
18.50% marginally underperformed the benchmark return
of 18.68%.
Since its inception in August 2006, the Fund recorded a gain
of 63.89%.
PRUlink golden equity fund As of 31 December 2010, the Net Asset Value per unit of
the PRUlink golden equity fund was RM1.252 compared to
RM1.031 at the end of 2009. For the 1 year performance, the
fund registered a return of 21.45% which underperformed
the benchmark return of 21.76%.
Since its inception on 19 November 2007, the Fund recorded
a negative return of 25.19%.
PRUlink golden bond fundAs of 31 December 2010, the Net Asset Value per unit of
the PRUlink golden bond fund was RM1.135 compared to
RM1.079 at the end of 2009, recording a gain of 5.13%.
Since its inception on 19 November 2007, the Fund recorded
a gain of 13.47%.
Fund Performance
PRUlink dana unggulThe PRUlink dana unggul closed 2010 at RM2.367 compared
to RM2.004 at the end of 2009. For the year, the fund
performance of 18.10% underperformed the benchmark
return of 18.20%.
Since its launch on 1 August 2000, the Fund recorded a
positive return of 136.73%.
PRUlink dana amanAs at 31 December 2010, the Net Asset Value per unit of the
PRUlink dana aman increased to RM1.835 from RM1.733 at
the end of 2009, recording a return of 5.89% for the year.
Since its launch on 1 August 2000, the Fund achieved a gain
of 82.45%.
PRUlink dana urusAs at 31 December 2010, the Net Asset Value per unit of
the PRUlink dana urus was RM2.197 compared to RM1.924
at the end of 2009. For the year under review, the fund
performance of 14.19% underperformed the benchmark
return of 14.65%.
Since its inception, the Fund recorded a gain of 119.42%.
PRUlink Funds 8
PRUlink dana urus IIAs of 31 December 2010, the Net Asset Value per unit of the
PRUlink dana urus II was RM1.555 compared to RM1.343
at the end of 2009. For the year under review, the fund
performance of 15.79% underperformed the benchmark
return of 15.83%.
Since its inception on 1 August 2006, the Fund recorded a
positive return of 55.46%.
PRUlink asia managed fund The PRUlink asia managed fund closed 2010 at RM1.287
compared to RM1.231 at the end of 2009. For the year
2010, the fund reported a return of 4.56% underperformed
its benchmark of 5.76%.
Since its inception on 30 November 2005, the Fund recorded
a return of 28.95%.
PRUlink asia property securities fundAs of 31 December 2010, the Net Asset Value per unit of the
PRUlink asia property securities fund was RM0.821. Year-to-
date, the fund registered a return of 12.05% outperformed
the benchmark return of 9.19%.
Since its inception on 12 February 2008, the Fund recorded
a negative return of 18.26%.
PRUlink asia local bond fundAs of 31 December 2010, the Net Asset Value per unit of
the PRUlink asia local bond fund was RM1.258. Year-to-
date, the fund registered a return of 3.49% outperformed
the benchmark return of 1.77%.
Since its inception on 16 September 2008, the Fund recorded
a positive return of 26.00%.
PRUlink global market navigator fundAs of 31 December 2010, the Net Asset Value per unit of the
PRUlink global market navigator fund was RM1.161. Year-to-
date, the fund registered a negative return of 2.14%. Since
its inception on 16 September 2008, the Fund recorded a
positive return of 16.36%.
PRUlink dragon peacock fundAs at 31 December 2010, the Net Asset Value per unit of
the PRUlink dragon peacock fund stood at RM1.096. Since its
inception on 20 January 2010, the Fund achieved a gain of
9.57% against the benchmark performance of 3.21%; thus
outperforming the market by 6.37%.
PRUlink education equity fundAs at 31 December 2010, the Net Asset Value per unit of
the PRUlink education equity fund was RM1.173, recording a
return of 17.31%. Since its inception on 10 March 2010, the
PRUlink education equity fund outperformed its benchmark
performance of 16.55%.
PRUlink education bond fundAs at 31 December 2010, the Net Asset Value per unit
of the PRUlink education bond fund was RM1.043 with
a performance of 4.29%. Since its inception on 10
March 2010, the PRUlink education bond fund marginally
underperformed its benchmark return by 1.02%.
PRUlink asia equity fundAs at 31 December 2010, the Net Asset Value per unit of the
PRUlink asia equity fund was RM1.062. Since its inception on
17 September 2010, the fund performance of the PRUlink
asia equity fund of 6.21% underperformed the benchmark
return of 9.29%.
PRUlink MyOptimizer fundAs the PRUlink MyOptimizer fund was incepted on 30
December 2010, no performance was recorded. The Net
Asset Value per unit of the PRUlink MyOptimizer fund stood
at RM0.960 as at 31 December 2010.
PRUlink guaranteed account PRUlink guaranteed account matured on 30 April 2010.
Kindly refer to the closing report for more information.
PRUlink Funds 9
Investment Outlook
Equity
We remain cautiously positive on Malaysian equities in 2011.
Corporate earnings are expected to remain fairly robust,
spurred by the resilience in consumer demand, the strength
in commodity prices and supported by the government’s
Economic Transformation Programme (ETP) initiatives. We
also expect more Entry Point Projects (EPP) to be announced
under the ETP and look to the implementation of the EPP
projects that have already been announced.
Mergers and acquisitions (M&As) will continue to be a
major theme domestically. The line-up for IPOs is expected
to be strong, thus potentially driving equity capital markets
further. A snap election in 2011 may stir up uncertainty
among investors.
We continue to favour a bottom-up investment strategy
moving forward, whereby tactical stock selection and
asset allocation will drive fund outperformance. We will
continue to look for companies with stability in earnings,
competitiveness in local or overseas markets, transparency
and good corporate governance practice.
Bond
Subsequent removal of subsidies will be executed in 2011,
in line with the government’s subsidy-removal plan every 6
months. This, along with increasing world food prices and
commodity prices, will lead to a pick-up in inflation that is a
growing regional concern. However, Bank Negara Malaysia
(BNM) expects inflation to remain moderate in 2011 despite
the subsidy rationalization. Any increase in policy rates is
likely only towards the second half of 2011.
BNM released the sovereign bonds auction calendar with
a larger supply of auctions coupled with more longer-
dated issuances. Regional currency strength, particularly
the Ringgit, and carry trade advantage continue to provide
underlying support for Ringgit-denominated sovereign bond
yields as investors seeks out higher yielding assets. However,
a sudden reversal of the flow of funds due to risk aversion
will trigger volatility in emerging market asset classes,
including Ringgit-denominated sovereign bonds.
The activity in corporate bonds is expected to pick up as
issuers take advantage of the relatively low interest rate
environment and improving risk appetite of investors, to
lock-in cheaper borrowing costs.
We expect that the bond market will continue to be
supported by ample domestic liquidity and an improving
credit environment. We will continue to accumulate
quality issues with stable cash flow and look for trading
opportunities.
ASIA
Market Overview
Asian markets outside Japan delivered yet another sterling
year, up 17% from the previous year which was also a good
year. The flow of liquidity into the region attracted by low
interest rates and strong structural fundamentals drove
prices up, fuelling inflationary pressures.
Central banks in the region went on a round of rate hikes
throughout the year, led by the first rate hike by Bank
Negara Malaysia. While the People Bank of China increased
reserve requirement ratios six times during the year, other
Asian countries were seen lagging behind in rate hikes for
fear of scarring away foreign investments. Asian countries
also took initiatives to curb rising food prices. China and
Hong Kong, in particular placed various controls on their
rising property bubbles.
Towards the end of the year, tensions in the Korean
peninsular caught market attention but did not take the
focus off economic growth, inflationary pressures and the
rise in global commodity and food prices.
Outlook
Central banks across the region will be walking a tight line
between stoking economic growth and limiting inflationary
pressures as prices, in particular food and commodity,
continue to rise. More rate hikes are expected throughout
the year together with a further appreciation in Asian
currencies, in order to curb spiralling inflation. While Asian
governments shift to focus on domestic consumption
instead of depending on exports to drive their economies,
governments will continue to spend on infrastructure to
raise the quality of living in the emerging nations. Further
controls are expected to be implemented and those put in
PRUlink Funds 10
place over the previous year will be tested for its effectiveness
in curbing China’s property bubble.
As we are cautious that stock markets may become volatile if
triggered by global events, the Fund Managers will continue
to focus on bottom-up approach and stock pick stock
undervalued stocks. Favourable fundamentals in Asia are
likely to continue to support demand from global investors
seeking higher yield and returns from Asian bonds and value
can still be found in selected markets and sectors.
GLOBAL
Market Overview
Global equities painted a positive picture after a much
hoped for recovery in 2009. The MSCI AC World index was
up 10.4%, confirming that the global economy was indeed
improving. Political tension in Korea and the Middle East
sparked concerns during the year but did not bring down
the overall positive market sentiments.
Fears of whether the US recovery was a temporary high
before another dip, prompted the US to jumpstart their
economy further with a second round of Quantitative
Easing (QE2).
The European Union (EU) went on an austerity drive to fix its
debt crisis. Member governments within the EU cut public
spending and social welfare as well as reduce respective
governments’ budget deficits through an austerity plan.
With Greece and Ireland receiving bailouts, concerns over
the contagion of the European debt woes continue to be an
issue, with investors looking at Spain and Portugal closely.
With liquidity flooding the markets and seeking better
returns, Asia was a benefactor on the attractiveness of lower
interest rates, stronger financial structures and corporate
earnings as well as carry trade. 2010 saw many countries
in the Asian region already implementing policies to control
these issues that have settled across Asia.
Outlook
The new confidence coupled with the policies made by
governments in 2010 sets the stage for what is in store
for 2011. We see three different issues that will dominate
the year where the implementation and withdrawal of its
policies are key:
1. QE2 in the US
2. Austerity programme in the Europe
3. Controls in Asia
The effectiveness of the second round of US QE2 will be
tested on the issues that it was intended to fix, namely
to spur economic growth, lower the stubbornly high
unemployment rate and lower US trade deficit.
In the Euro-zone, the divide between the peripheral countries
and its more stable neighbours, Germany and France, will
question the stability and effectiveness of the European
Union bloc and the Euro. Whether the austerity programme
will serve its purpose remains a hope for 2011.
Central banks in Asia will have to continue tightening its fiscal
and monetary policies to control rising inflation, property
bubbles and appreciating currencies more aggressively.
Other areas that will drive any economic changes are the
ubiquitous climate change, rising commodity prices and
political tensions in Korea and the Middle East. 2011 will
also see financial institutions rushing to meet the new Basel
III requirement which require higher levels of capital and
reporting transparency.
Global equities are seen to offer some good value in 2011.
The Fund Managers will continue to focus on bottom-up
approach and pick stock that is under value. As corporate
bonds generally reflect value, corporate balance sheets
that have strengthened throughout 2010 are expected
to continue into 2011. The yield gap differential between
corporate and sovereigns is still sufficiently wide to make
even high-yield bonds look attractive. The Fund Managers
will continue to favour credits which appear to offer extreme
value relative to risk.
PRUlink Funds 11
Financial HighlightsComparative Performance Table For The Financial Year Ended 31 December
Category
Equity
Building Materials
Conglomerates
Construction
Consumer Products
Banking & Finance
Gaming
Industrial
Manufacturing
Media
Motor
Oil & Gas
Plantation
Power
Property
Services
Technology
Telecommunications
Timber
Transportation
Water
Cash and DepositsOther AssetsTotal LiabilitiesTotal
2006%
0.51
5.89
5.45
2.90
20.69
14.19
0.25
-
2.96
2.68
6.39
2.78
10.19
2.62
0.09
0.63
8.45
-
5.81
-
92.47
7.57
0.89
(0.92)
100.00
2007%
1.23
13.57
4.88
2.37
17.86
14.39
1.07
-
2.62
3.05
8.53
1.44
7.11
4.33
-
0.88
5.34
0.18
4.00
0.21
93.07
7.01
2.21
(2.29)
100.00
2008%
0.19
8.70
2.92
1.65
20.53
11.14
1.41
-
2.30
1.33
5.30
6.61
6.15
2.53
-
0.61
9.19
0.04
3.34
0.08
84.01
17.18
0.98
(2.17)
100.00
2009%
0.10
9.37
2.71
0.98
25.57
12.09
2.85
-
2.49
1.65
2.79
8.17
6.30
1.70
-
0.91
10.71
0.02
1.67
0.41
90.51
9.23
0.98
(0.72)
100.00
2010%
0.57
7.07
5.28
3.06
29.26
8.65
1.67
0.16
1.14
1.68
5.19
7.01
5.10
3.16
-
1.06
12.31
-
2.50
0.23
95.11
5.66
0.32
(1.09)
100.00
PRUlink equity fund
PRUlink Funds 12
Category
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: FTSE Bursa Malaysia Top 100 Index (FBM100)PeriodOne year
Three years
Five years
Comparative Performance Table For The Financial Year Ended 31 December PRUlink equity fund
2006%
1,679,978,001
799,841,602
2.100
2.103
1.741
19.83%
-
2007%
2,499,605,255
931,032,043
2.685
2.693
2.116
27.82%
-
2008%
2,143,409,641
1,161,871,170
1.845
2.795
1.776
(31.29%)
-
2009%
3,671,739,474
1,397,005,632
2.628
2.629
1.779
42.47%
-
2010%
4,878,213,363
1,529,617,613
3.189
3.198
2.571
21.34%
-
21.34%
5.94%
12.74%
21.76%
2.30%
11.45%
PRUlink Funds 13
PRUlink equity fund Performance(Since Inception)
SI %
Cha
nge
Date
220.00%
200.00%
180.00%
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
(60.00%)
(80.00%)
(100.00%)
220.00%
200.00%
180.00%
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
(60.00%)
(80.00%)
(100.00%)
PEF
Index-FBM100
Jul
97
Mar
03
Mar
98
Sep
03
Sep
98
Mar
04
Mar
99
Sep
04
Sep
99
Mar
05
Mar
00
Sep
05
Sep
00
Mar
06
Mar
01
Sep
06
Sep
01
Mar
07
Mar
02
Sep
07
Sep
02
Mar
08
Mar
09
Mar
10
Sep
08
Sep
09
Sep
10
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink equity fund Vs. FTSE Bursa Malaysia Top 100 Index (FBM100)
PRUlink Funds 14
Comparative Performance Table For The Financial Year Ended 31 December
Category
Fixed Income Securities:
- Corporate Bonds/Securities
- Negotiable Certificate of Deposits
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: Maybank 12 Month Tier 1 Fixed Deposit RatePeriodOne year
Three years
Five years
2006%
89.97
1.93
7.01
1.93
(0.84)
100.00
285,503,729
140,774,504
2.028
2.031
1.884
6.43%
2007%
82.06
1.09
15.64
2.00
(0.79)
100.00
494,300,406
233,422,297
2.118
2.118
2.032
4.41%
-
2008%
86.73
0.83
11.98
1.48
(1.02)
100.00
654,170,071
301,559,477
2.169
2.169
2.093
2.44%
-
2009%
93.82
0.65
5.83
0.93
(1.23)
100.00
800,343,864
347,298,006
2.304
2.305
2.170
6.23%
-
2010%
91.10
0.49
8.23
0.79
(0.61)
100.00
1,035,786,244
425,071,298
2.437
2.435
2.306
5.74%
-
5.74%
4.76%
5.02%
2.74%
2.99%
3.29%
PRUlink bond fund
PRUlink Funds 15
PRUlink bond fund Performance(Since Inception)
Jul
97
Mar
03
Mar
98
Sep
03
Sep
98
Mar
04
Mar
99
Sep
04
Sep
99
Mar
05
Mar
00
Sep
05
Sep
00
Mar
06
Mar
01
Sep
06
Sep
01
Mar
07
Mar
02
Sep
07
Sep
02
Mar
08
Mar
09
Mar
10
Sep
08
Sep
09
Sep
10
SI %
Cha
nge
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
PBF
12M MBB T1 FD rate
PRUlink bond fund Vs. 12 Month Maybank T1 Fixed Deposit Rate
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 16
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
PRUlink equity fundPRUlink bond fundCash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: 70% FTSE Bursa Malaysia Top 100 Index (FBM 100) + 30% Maybank 12 Month Tier 1 Fixed Deposit RatePeriodOne year
Three years
Five years
2006%
71.89
28.11
-
-
-
100.00
566,823,443
298,345,366
1.900
1.925
1.635
15.68%
-
2007%
75.82
24.18
-
-
-
100.00
781,813,876
340,912,426
2.293
2.298
1.911
20.71%
-
2008%
64.66
35.34
-
-
-
100.00
721,152,508
406,807,406
1.773
2.366
1.721
(22.70%)
-
2009%
71.30
28.70
-
-
-
100.00
1,070,426,887
466,787,194
2.293
2.294
1.737
29.36%
-
2010%
73.92
26.08
-
-
-
100.00
1,339,546,299
501,044,275
2.674
2.677
2.261
16.59%
-
16.59%
5.25%
10.24%
16.05%
2.51%
9.25%
PRUlink managed fund
PRUlink Funds 17
PRUlink managed fund Performance(Since Inception)
Sep
99
Apr
03
Dec
99
Aug
03
Apr
00
Dec
03
Aug
00
Apr
04
Dec
00
Aug
04
Apr
01
Dec
04
Aug
01
Apr
05
Dec
01
Aug
05
Apr
02
Dec
05
Aug
02
Apr
06
Dec
02
Aug
06
Apr
07
Dec
07
Dec
08
Dec
09
Dec
10
Dec
06
Aug
07
Aug
08
Aug
09
Aug
10
Apr
08
Apr
09
Apr
10
SI %
Cha
nge
180.00%
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
180.00%
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
PMF
70% FBM100 + 30% 12M MBB T1 FD rate
PRUlink managed fund Vs. 70% FBM100 + 30% 12 Month Maybank T1 Fixed Deposit Rate
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 18
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
PRUlink equity fundPRUlink bond fundCash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: 80% FTSE Bursa Malaysia Top 100 Index (FBM 100) + 20% Maybank 12 Month Tier 1 Fixed Deposit RatePeriodOne year
Three years
Five years
2006%
81.50
18.50
-
-
-
100.00
13,325,295
11,827,845
1.127
1.127
0.999
12.66%
-
2007%
83.04
16.96
-
-
-
100.00
82,686,679
59,799,438
1.383
1.386
1.134
22.69%
-
2008%
76.26
23.74
-
-
-
100.00
102,997,512
99,809,566
1.032
1.431
0.999
(25.37%)
-
2009%
81.42
18.58
-
-
-
100.00
196,601,514
142,153,401
1.383
1.383
1.006
34.02%
-
2010%
82.91
17.09
-
-
-
100.00
304,142,421
185,582,566
1.639
1.641
1.360
18.50%
-
18.50%
5.83%
n/a
17.95%
2.44%
n/a
PRUlink managed fund II
PRUlink Funds 19
SI %
Cha
nge
70.00%
50.00%
30.00%
10.00%
(10.00%)
70.00%
50.00%
30.00%
10.00%
(10.00%)
PMF2
80% FBM100 + 20% 12M MBB T1 FD rate
Aug 06 Mar 07 Nov 07 Jun 08 Feb 09 Sep 09 May 10 Dec 10
PRUlink managed fund II Vs. 80% FBM100 + 20% 12 Month Maybank T1 Fixed Deposit Rate
PRUlink managed fund II Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 20
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
PRUlink equity fundCash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: FTSE Bursa Malaysia Top 100 Index (FBM 100)PeriodOne year
Three years
Five years
2007%
99.98
0.02
-
-
100.00
35,942,944
34,143,751
1.053
1.056
1.000
5.27%
-
2008%
99.98
0.02
-
-
100.00
36,522,155
50,482,178
0.723
1.096
0.697
(31.27%)
-
2009%
99.99
0.01
-
-
100.00
69,938,257
67,853,457
1.031
1.031
0.698
42.47%
-
2010%
99.99
0.01
-
-
100.00
109,840,807
87,742,702
1.252
1.254
1.008
21.45%
-
21.45%
18.92%
n/a
21.76%
7.07%
n/a
PRUlink golden equity fund
PRUlink Funds 21
SI %
Cha
nge
30.00%
20.00%
10.00%
0.00%
(10.00%)
(20.00%)
(30.00%)
(40.00%)
(50.00%)
30.00%
20.00%
10.00%
0.00%
(10.00%)
(20.00%)
(30.00%)
(40.00%)
(50.00%)
PGE
Index-FBM100
Nov 07
Dec 07
Feb 08
Apr 08
Jun 08
Aug 08
Oct 08
Dec 08
Feb 09
Apr 09
Jun 09
Aug 09
Oct 09
Dec 09
Feb 10
Apr 10
Jun 10
Aug 10
Oct 10
Dec 10
PRUlink golden equity fund Vs. FTSE Bursa Malaysia Top 100 Index (FBM100)
PRUlink golden equity fund Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 22
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
PRUlink bond fundCash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: Maybank 12 Month Tier 1 Fixed Deposit RatePeriodOne year
Three years
Five years
2007%
100.00
-
-
-
100.00
80,078,455
79,945,383
1.002
1.002
1.000
0.17%
-
2008%
100.00
-
-
-
100.00
124,566,722
121,987,834
1.021
1.096
0.697
1.94%
-
2009%
100.00
-
-
-
100.00
173,430,109
160,677,526
1.079
1.080
1.021
5.70%
-
2010%
100.00
-
-
-
100.00
249,642,277
220,001,951
1.135
1.135
1.080
5.13%
-
5.13%
13.29%
n/a
2.74%
9.24%
n/a
PRUlink golden bond fund
PRUlink Funds 23
SI %
Cha
nge
14.50%
13.50%
12.50%
11.50%
10.50%
9.50%
8.50%
7.50%
6.50%
5.50%
4.50%
3.50%
2.50%
1.50%
0.50%
(0.50%)
(1.50%)
PGB
12M MBB T1 FD rate
14.50%
13.50%
12.50%
11.50%
10.50%
9.50%
8.50%
7.50%
6.50%
5.50%
4.50%
3.50%
2.50%
1.50%
0.50%
(0.50%)
(1.50%)
PRUlink golden bond fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
PRUlink golden bond fund Performance(Since Inception)
Nov 07
Dec 07
Feb 08
Apr 08
Jun 08
Aug 08
Oct 08
Dec 08
Feb 09
Apr 09
Jun 09
Aug 09
Oct 09
Dec 09
Feb 10
Apr 10
Jun 10
Aug 10
Oct 10
Dec 10
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 24
Comparative Performance Table For The Financial Year Ended 31 December
Category
Equity
Building Materials
Conglomerates
Construction
Consumer Products
Finance
Industrial
Manufacturing
Media
Motor
Oil & Gas
Plantation
Power
Property
Services
Technology
Telecommunications
Timber
Transportation
Water
Cash and DepositsOther AssetsTotal LiabilitiesTotal
2006%
4.65
7.74
8.62
6.08
-
3.84
-
1.14
1.86
8.12
6.39
14.84
6.12
0.26
3.02
9.79
-
6.89
0.82
90.18
9.20
1.45
(0.83)
100.00
2007%
5.11
15.82
8.61
2.98
-
4.90
-
1.50
3.85
9.96
7.54
8.50
6.52
-
2.16
6.31
0.79
5.79
2.06
92.40
7.19
1.56
(1.15)
100.00
2008%
1.52
4.23
12.70
2.44
0.20
2.07
-
0.63
0.90
13.79
12.99
0.21
3.93
-
-
9.79
-
5.02
9.03
79.45
20.28
3.15
(2.88)
100.00
2009%
3.28
13.37
7.66
3.11
0.43
5.90
-
-
1.59
5.74
14.59
10.47
5.05
-
0.63
13.12
-
3.74
0.72
89.40
10.86
0.83
(1.09)
100.00
2010%
2.25
10.86
13.82
2.31
0.14
1.65
1.09
0.10
1.83
9.13
12.75
8.60
7.02
-
0.43
17.52
-
5.99
-
95.48
5.62
0.54
(1.64)
100.00
PRUlink dana unggul
PRUlink Funds 25
Category
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: FTSE-Bursa Malaysia Emas Shariah Index (FBMSHA) PeriodOne year
Three years
Five years
Comparative Performance Table For The Financial Year Ended 31 December PRUlink dana unggul
2006%
118,610,251
70,665,752
1.678
1.679
1.362
22.69%
-
2007%
203,168,399
90,512,530
2.245
2.278
1.704
33.73%
-
2008%
173,428,270
120,144,662
1.443
2.329
1.364
(35.69%)
-
2009%
299,136,664
149,279,613
2.004
2.004
1.432
38.82%
-
2010%
404,622,738
170,971,017
2.367
2.384
1.950
18.10%
-
18.10%
1.78%
11.59%
18.20%
(1.53%)
11.18%
PRUlink Funds 26
Sep
04
Aug
00
Feb
05
Dec
00
Jul
05
May
01
Dec
05
Oct
01
May
06
Mar
02
Oct
06
Aug
02
Mar
07
Jan
03
Aug
07
Jun
03
Jan
08
Nov
03
Jun
08
Apr
04
Nov
08
Sep
09
Jul
10
Apr
09
Feb
10
Dec
10
SI %
Cha
nge
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
PDU
FBMSHA
PRUlink dana unggul Vs. FTSE-Bursa Malaysia Emas Shariah Index (FBMSHA)
PRUlink dana unggul Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 27
Comparative Performance Table For The Financial Year Ended 31 December PRUlink dana aman
2006%
85.90
-
13.83
1.10
(0.83)
100.00
20,417,054
13,248,366
1.541
1.550
1.456
5.81%
2007%
90.30
-
9.60
0.99
(0.89)
100.00
29,041,487
18,064,844
1.608
1.608
1.546
4.32%
-
2008%
75.03
-
24.96
1.06
(1.05)
100.00
38,283,839
23,329,598
1.641
1.641
1.585
2.08%
-
2009%
94.05
-
5.96
0.83
(0.84)
100.00
47,311,574
27,305,889
1.733
1.733
1.641
5.59%
-
2010%
89.45
-
10.44
0.68
(0.57)
100.00
56,965,611
31,048,484
1.835
1.833
1.733
5.89%
-
5.89%
4.46%
4.70%
2.74%
2.99%
3.29%
Category
Fixed Income Securities:
- Corporate Bonds/Securities
- Negotiable Certificate of Deposits
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: Maybank 12 Month Tier 1 Fixed Deposit RatePeriodOne year
Three years
Five years
PRUlink Funds 28
Aug 00
Dec 00
May 01
Oct 01
Mar 02
Aug 02
Jan 03
Jun 03
Nov 03
Apr 04
Sep 04
Feb 05
Jul 05
Dec 05
May 06
Oct 06
Mar 07
Nov 08
Aug 07
Apr 09
Jan 08
Sep 09
Jun 08
Feb 10
Jul 10
Dec 10
SI %
Cha
nge
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
PDA
12M MBB T1 FD rate
PRUlink dana aman Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
PRUlink dana aman Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 29
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
PRUlink dana unggulPRUlink dana amanCash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: 70% FTSE-Bursa Malaysia Emas Shariah Index (FBMSHA) + 30% Maybank 12 Month Tier 1 Fixed Deposit RatePeriodOne year
Three years
Five years
2006%
72.30
27.70
-
0.01
(0.01)
100.00
38,958,587
23,612,997
1.650
1.653
1.400
17.51%
-
2007%
75.88
24.12
-
-
-
100.00
60,515,195
29,367,478
2.061
2.084
1.669
24.90%
-
2008%
64.49
35.51
-
-
-
100.00
57,187,777
37,664,749
1.518
2.120
1.457
(26.32%)
-
2009%
70.79
29.21
-
-
-
100.00
85,955,032
44,672,569
1.924
1.924
1.512
26.72%
-
2010%
72.89
27.11
-
-
-
100.00
107,985,913
49,146,556
2.197
2.208
1.898
14.19%
-
14.19%
2.16%
9.37%
13.56%
(0.13%)
9.04%
PRUlink dana urus
PRUlink Funds 30
Jul 04
Jan 05
Jul 05
Aug 00
Jan 06
Jan 01
Jul 06
Jul 01
Jan 07
Jan 02
Jul 07
Jul 02
Jan 08
Jan 03
Jul 08
Jul 03
Jan 09
Jan 04
Jul 09
Jul 10
Jan 10
SI %
Cha
nge
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
PDI
70% FBMSHA & 30%12M MBB T1 FD rate
PRUlink dana urus Vs. 70% FBMSHA + 30% 12 Month Maybank Tier 1 Fixed Deposit Rate
PRUlink dana urus Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 31
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
PRUlink dana unggulPRUlink dana amanCash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: 80% FTSE-Bursa Malaysia Emas Shariah Index (FBMSHA) + 20% Maybank 12Month Tier 1 Fixed Deposit RatePeriodOne year
Three years
Five years
2006%
79.43
20.57
-
0.01
(0.01)
100.00
533,679
471,584
1.132
1.133
1.000
13.17%
2007%
83.18
16.82
-
-
-
100.00
5,176,902
3,576,334
1.448
1.462
1.146
27.91%
-
2008%
76.35
23.65
-
-
-
100.00
6,999,181
6,834,781
1.024
1.493
0.977
(29.26%)
-
2009%
81.12
18.88
-
-
-
100.00
14,623,273
10,892,035
1.343
1.343
1.018
31.10%
-
2010%
82.25
17.75
-
-
-
100.00
23,580,782
15,168,477
1.555
1.563
1.319
15.79%
-
15.79%
2.40%
n/a
15.11%
(0.59%)
n/a
PRUlink dana urus II
PRUlink Funds 32
Mar 09 Jul 09 Nov 09Aug 06 Mar 10Nov 06 Jul 10Mar 07 Nov 10Jul 07 Nov 07 Mar 08 Jul 08 Nov 08
SI %
Cha
nge
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
PDI2
80% FBMSHA & 20%12M MBB T1 FD rate
PRUlink dana urus II Vs. 80% FBMSHA + 20% 12 Month Maybank T1 Fixed Deposit Rate
PRUlink dana urus II Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 33
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
Asian Equity Fund
Asian Bond Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: 70% MSCI Asia Ex-Japan Index + 30% JP Morgan Asia Credit IndexPeriodOne year
Three years
Five years
2006%
71.79
25.41
5.32
0.63
(3.15)
100.00
52,166,017
46,228,015
1.128
1.131
0.952
12.92%
-
2007%
71.31
27.70
2.24
0.59
(1.84)
100.00
216,201,796
164,833,954
1.312
1.403
1.081
16.23%
-
2008%
71.85
28.14
0.99
0.14
(1.12)
100.00
160,694,301
206,599,294
0.778
1.300
0.672
(40.70%)
-
2009%
73.04
31.35
0.15
0.01
(4.55)
100.00
263,042,900
213,629,811
1.231
1.231
0.738
58.30%
-
2010%
75.43
28.16
0.23
-
(3.82)
100.00
241,982,226
187,961,255
1.287
1.311
1.098
4.56%
-
4.56%
(0.56%)
5.23%
5.76%
1.08%
8.35%
PRUlink asia managed fund
PRUlink Funds 34
Nov 09 May 10 Nov 10Nov 05 May 06 Nov 06 May 07 Nov 07 May 08 Nov 08 May 09
SI %
Cha
nge
AMF
70% MSCI & 30% JP MORGAN
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
PRUlink asia managed fund Vs. 70% MSCI Asia Ex-Japan Index + 30% JP Morgan Asia Credit Index
PRUlink asia managed fund Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 35
Comparative Performance Table For The Financial Year Ended 31 December
Currency Breakdown
Thai Baht
Hong Kong Dollar
Indian Rupee
Indonesian Rupiah
Malaysian Ringgit
New Taiwan Dollar
Philippine Peso
Singapore Dollar
US Dollar
Korean Won
Cash And Cash Equivalent
Total
Category
EquityAuto - Auto Parts
Breweries & Leisure & Hotels
Building & Construction
Building Materials
Chemicals & Pharmaceuticals
Commercial Services
Computers & Software
Diversified Operations
2009%
2.99
35.51
12.92
4.32
2.21
15.01
1.19
4.79
3.18
15.36
2.52
100.00
2009%
-
1.04
1.38
1.63
1.33
1.19
4.73
3.11
2010%
2.95
34.09
12.65
3.24
3.27
14.28
0.88
5.02
2.33
20.80
0.49
100.00
2010%
2.41
0.81
2.25
-
3.51
0.69
8.17
1.99
ASIAN EQUITY FUND
PRUlink Funds 36
Comparative Performance Table For The Financial Year Ended 31 December
Category
EquityElectronics & Electrical Equipment
Energy
Engineering
Equities
Extractive Industries
Financial
Food & Textiles & Apparel
Health Care
Holding Companies-Divers
Insurance
Manufacturing
Property
Real Estate
Retail
Semiconductors
Telecommunications
Transport & Telecomunications
Warrants
Cash And Cash Equivalent
Total
Note: Asian Equity Fund is managed by Prudential Asset Management (Singapore) Ltd and sub-managed by Prudential Asset Management (HK) Ltd.
2009%
13.41
9.22
2.14
3.36
4.56
20.34
1.36
2.26
2.44
3.41
1.67
3.50
2.62
3.65
2.04
2.86
4.23
-
97.48
2.52
100.00
2010%
9.84
8.76
5.29
3.93
5.39
16.59
1.94
0.77
3.40
5.83
1.05
1.65
3.04
3.59
2.06
1.10
5.44
0.01
99.51
0.49
100.00
ASIAN EQUITY FUND
PRUlink Funds 37
Comparative Performance Table For The Financial Year Ended 31 December
Currency Breakdown
Chinese Yuan Renminbi
Malaysian Ringgit
Philippine Peso
US Dollar
Cash And Cash Equivalent
Total
Category
Fixed Income Securities: Corporate Bond
Government Bond
Treasury Bill
Mortgage Related
Time Deposit
Cash And Cash Equivalent
Total
2009%
-
0.39
-
99.61
-
100.00
2009%
72.49
21.53
-
0.76
2.81
2.41
100.00
2010%
0.11
0.32
0.88
95.67
3.02
100.00
2010%
68.22
28.38
0.38
-
-
3.02
100.00
ASIAN BOND FUND
Note: Asian Bond Fund is managed by Prudential Asset Management (Singapore) Ltd.
PRUlink Funds 38
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
Asian Property Securities Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: MSCI AC Asia Pacific REITPeriodOne year
Three years
Five years
2008%
99.93
0.05
0.51
(0.49)
100.00
8,928,234
16,381,237
0.545
1.022
0.483
(45.50%)
-
2009%
99.10
2.64
0.87
(2.61)
100.00
18,951,577
25,867,661
0.733
0.740
0.436
34.42%
-
2010%
102.15
0.01
0.23
(2.39)
100.00
21,375,315
26,038,145
0.821
0.817
0.667
12.05%
-
12.05%
(6.50%)
n/a
9.19%
(7.63%)
n/a
PRUlink asia property securities fund
PRUlink Funds 39
APSF
MSCI
SI %
Cha
nge
10.00%
0.00%
(10.00%)
(20.00%)
(30.00%)
(40.00%)
(50.00%)
(60.00%)
10.00%
0.00%
(10.00%)
(20.00%)
(30.00%)
(40.00%)
(50.00%)
(60.00%)
Jun 08Feb 08 Nov 08 Apr 09 Sep 09 Feb 10 Jul 10 Dec 10
PRUlink asia property securities fund Vs. MSCI AC Asia Pacific REIT
PRUlink asia property securities fund Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 40
Comparative Performance Table For The Financial Year Ended 31 December
Currency Breakdown
Australian Dollar
Thai Baht
Hong Kong Dollar
Malaysian Ringgit
Singapore Dollar
Japanese Yen
Indonesian Rupiah
Cash And Cash Equivalent
Total
Category
Equity: Diversified Operations
Equities
Financial
Property
Real Estate
Retail
Cash And Cash Equivalent
Total
2009%
41.21
1.19
14.49
5.66
18.64
15.30
3.51
100.00
2009%
1.44
1.18
0.98
91.75
1.14
-
3.51
100.00
2010%
42.19
1.47
9.38
4.65
19.33
20.13
1.33
1.52
100.00
2010%
-
9.22
1.12
83.24
4.61
0.29
1.52
100.00
ASIAN PROPERTY SECURITIES FUND
Note: Asian Property Securities Fund is managed by Prudential Asset Management (Singapore) Ltd and sub-managed by Prudential Asset Management (HK) Ltd.
PRUlink Funds 41
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
Asian Local Bond Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: HSBC Customised Index CompositePeriodOne year
Three years
Five years
2008%
87.61
7.00
11.75
(6.36)
100.00
878,436
850,815
1.032
1.032
0.957
3.25%
-
2009%
213.79
0.11
-
(113.90)
100.00
1,316,521
1,083,184
1.215
1.221
1.002
17.72%
-
2010%
102.18
0.11
-
(2.29)
100.00
3,520,349
2,798,666
1.258
1.293
1.211
3.49%
-
3.49%
8.01%
n/a
1.77%
3.69%
n/a
PRUlink asia local bond fund
PRUlink Funds 42
ALBF
HSBC
SI %
Cha
nge
32.00%
30.00%
28.00%
26.00%
24.00%
22.00%
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
32.00%
30.00%
28.00%
26.00%
24.00%
22.00%
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
PRUlink asia local bond fund Vs. HSBC Customised Index Composite
PRUlink asia local bond fund Performance(Since Inception)
Sep 08
Oct 08
Nov 08
Dec 08
Jan 09
Feb 09
Mar 09
Apr 09
May 09
Jun 09
Jul 09
Aug 09
Sep 09
Oct 09
Nov 09
Dec 09
Jan 10
May 10
Feb 10
Jun 10
Mar 10
Jul 10
Apr 10
Aug 10
Sep 10
Nov 10
Oct 10
Dec 10
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 43
Comparative Performance Table For The Financial Year Ended 31 December
Currency Breakdown
Malaysian Ringgit
Singapore Dollar
US Dollar
Hong Kong Dollar
Philippine Peso
Taiwan Dollar
Thai Baht
Indonesian Rupiah
Korean Won
Chinese Yuan Renminbi
Cash And Cash Equivalent
Total
Category
Fixed Income Securities: Corporate Bond
Government Bond
Mortgage Related
Cash And Cash Equivalent
Total
2009%
9.12
15.37
6.92
11.59
5.40
9.61
5.65
12.19
20.09
-
4.06
100.00
2009%
25.31
70.63
-
4.06
100.00
2010%
9.74
16.75
7.82
10.50
4.55
8.91
7.09
12.09
18.69
0.03
3.83
100.00
2010%
26.06
69.86
0.25
3.83
100.00
ASIAN LOCAL BOND FUND
Note: Asian Local Bond Fund is managed by Prudential Asset Management (Singapore) Ltd.
PRUlink Funds 44
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
Global Market Navigator Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: Maybank 12 Month Tier 1 Fixed Deposit RatePeriodOne year
Three years
Five years
2008%
99.35
0.74
0.98
(1.07)
100.00
4,597,086
4,356,525
1.055
1.131
0.962
5.52%
0
2009%
98.97
1.30
1.20
(1.47)
100.00
44,898,469
37,842,238
1.186
1.200
1.062
12.44%
-
2010%
104.66
0.03
-
(4.69)
100.00
33,294,895
28,676,558
1.161
1.187
1.050
(2.14%)
-
(2.14%)
5.18%
n/a
2.74%
2.99%
n/a
PRUlink global market navigator fund
PRUlink Funds 45
Sep 08
Oct 08
Nov 08
Dec 08
Jan 09
Feb 09
Mar 09
Apr 09
May 09
Jun 09
Jul 09
Aug 09
Sep 09
Oct 09
Nov 09
Dec 09
Jan 10
May 10
Feb 10
Jun 10
Mar 10
Jul 10
Apr 10
Aug 10
Sep 10
Nov 10
Oct 10
Dec 10
GMNF
12M MBB T1 FD rate
SI %
Cha
nge
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
PRUlink global market navigator fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
PRUlink global market navigator fund Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 46
Comparative Performance Table For The Financial Year Ended 31 December
Currency Breakdown
Australian Dollar
Brazil Real
British Pound
Euro
Indonesian Rupiah
Japanese Yen
Korean Won
Mexican Peso
Philippine Peso
Turkish Lira
US Dollar
Cash And Cash Equivalent
Total
Category
Equities
Futures
Government Bond
Government Gilts
Investment Trusts
Mutual Fund
Cash And Cash Equivalent
Total
2009%
-
4.57
5.19
3.19
4.90
-
7.72
5.67
5.93
3.20
37.57
22.06
100.00
2009%
18.75
7.75
36.45
-
5.18
9.81
22.06
100.00
2010%
(0.02)
-
10.35
(0.40)
-
0.07
-
5.38
6.20
-
25.93
52.49
100.00
2010%
2.00
(0.10)
11.58
4.11
-
29.92
52.49
100.00
GLOBAL MARKET NAVIGATOR FUND
Note: Global Market Navigator Fund is managed by Prudential Asset Management (Singapore) Ltd and sub-managed by Prudential Asset Management (HK) Ltd.
PRUlink Funds 47
Comparative Performance Table For The Financial Year Ended 31 December
Category
Investment in -
Dragon Peacock Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: 50% MSCI China & 50% MSCI India Index 1PeriodOne year
Three years
Five years
2010%
100.00
2.29
0.29
(2.58)
100.00
24,799,116
22,632,337
1.096
1.192
0.940
9.57%
-
9.57%
n/a
n/a
0.88%
n/a
n/a
PRUlink dragon peacock fund
PRUlink Funds 48
Jan 10 May 10Feb 10 Jun 10Mar 10 Jul 10Apr 10 Aug 10 Sep 10 Nov 10Oct 10 Dec 10
PDPF
50% MSCI China & 50% MSCI India Index
SI %
Cha
nge
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
(6.00%)
(8.00%)
(10.00%)
(12.00%)
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
(6.00%)
(8.00%)
(10.00%)
(12.00%)
PRUlink dragon peacock fund Vs. 50% MSCI China & 50% MSCI India Index 1
PRUlink dragon peacock fund Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 49
Comparative Performance Table For The Financial Year Ended 31 December
Currency Breakdown
Hong Kong Dollar
Indian Rupee
US Dollar
Cash And Cash Equivalent
Total
Category
Aerospace & Air TransportAgricultural OperationsAuto - Auto PartsBuilding & ConstructionChemicals & PharmaceuticalsComputers & SoftwareElectronics & Electrical EquipmentEnergyEquitiesExtractive IndustriesFinancialInsuranceManufacturingOil&GasPropertyReal EstateTelecommunicationsTransport & TelecomunicationsCash And Cash Equivalent Total
2010%
43.70
47.17
5.19
3.94
100.00
2010%
2.14 1.23 5.11 1.68 4.89
11.08 2.27
14.15 5.83 5.28
22.04 2.45 4.28 1.17 1.72 2.83 4.14 3.77 3.94
100.00
DRAGON PEACOCK FUND
Note: Dragon Peacock Fund is managed by Prudential Asset Management (Singapore) Ltd and sub-managed by Prudential Asset Management (HK) Ltd.
PRUlink Funds 50
Comparative Performance Table For 10 Months Period Ended 31 December
Category
Investment in -
PRUlink equity fund
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: FTSE Bursa Malaysia Top 100 Index (FBM 100)PeriodOne year
Three years
Five years
2010%
100.00
-
-
-
100.00
148,669
126,732
1.173
1.175
0.961
17.31%
-
n/a
n/a
n/a
n/a
n/a
n/a
PRUlink education equity fund
PRUlink Funds 51
May 10Feb 10 Jun 10Mar 10 Jul 10Apr 10 Aug 10 Sep 10 Nov 10Oct 10 Dec 10
EDUE
Index-FBM100
SI %
Cha
nge
24.00%
22.00%
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
(6.00%)
(8.00%)
(10.00%)
(12.00%)
24.00%
22.00%
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
(6.00%)
(8.00%)
(10.00%)
(12.00%)
PRUlink education equity fund Vs. FTSE Bursa Malaysia Top 100 Index (FBM100)
PRUlink education equity fund Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 52
Comparative Performance Table For 10 Months Period Ended 31 December
Category
Investment in -
PRUlink bond fund
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: Maybank 12 Month Tier 1 Fixed Deposit RatePeriodOne year
Three years
Five years
2010%
100.00
-
-
-
100.00
241,361
231,444
1.043
1.043
1.000
4.29%
-
n/a
n/a
n/a
n/a
n/a
n/a
PRUlink education bond fund
PRUlink Funds 53
May 10Feb 10 Jun 10Mar 10 Jul 10Apr 10 Aug 10 Sep 10 Nov 10Oct 10 Dec 10
EDUB
12M MBB T1 FD Rate
SI %
Cha
nge
20.00%
17.50%
15.00%
12.50%
10.00%
7.50%
5.00%
2.50%
0.00%
20.00%
17.50%
15.00%
12.50%
10.00%
7.50%
5.00%
2.50%
0.00%
PRUlink education bond fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
PRUlink education bond fund Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 54
Comparative Performance Table For 5 Months Period Ended 31 December
Category
Investment in -
Asian Equity Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return-Benchmark: MSCI Asia Ex-Japan IndexPeriodOne year
Three years
Five years
2010%
97.58
4.54
2.37
(4.49)
100.00
7,215,048
6,793,498
1.062
1.075
0.999
6.21%
-
n/a
n/a
n/a
n/a
n/a
n/a
PRUlink asia equity fund
PRUlink Funds 55
Aug 10 Sep 10 Nov 10Oct 10 Dec 10
PAEF
MSCI Asia Ex-Japan Index
SI %
Cha
nge
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
PRUlink asia equity fund Vs. MSCI Asia Ex-Japan Index
PRUlink asia equity fund Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 56
Comparative Performance Table For 5 Months Period Ended 31 December
Currency Breakdown
Thai Baht
Hong Kong Dollar
Indian Rupee
Indonesian Rupiah
Malaysian Ringgit
New Taiwan Dollar
Philippine Peso
Singapore Dollar
US Dollar
Korean Won
Cash And Cash Equivalent
Total
2010%
2.95
34.09
12.65
3.24
3.27
14.28
0.88
5.02
2.33
20.80
0.49
100.00
ASIAN EQUITY FUND
PRUlink Funds 57
Comparative Performance Table For 5 Months Period Ended 31 December
Category
EquityAuto - Auto PartsBreweries & Leisure & HotelsBuilding & ConstructionChemicals & PharmaceuticalsCommercial ServicesComputers & SoftwareDiversified OperationsElectronics & Electrical EquipmentEnergyEngineeringEquitiesExtractive IndustriesFinancialFood & Textiles & ApparelHealth CareHolding Companies-DiversInsuranceManufacturingPropertyReal EstateRetailSemiconductorsTelecommunicationsTransport & TelecomunicationsWarrants
Cash And Cash Equivalent Total
2010%
2.41
0.81 2.25 3.51 0.69 8.17 1.99 9.84 8.76 5.29 3.93 5.39
16.59 1.94 0.77 3.40 5.83 1.05 1.65 3.04 3.59 2.06 1.10 5.44 0.01
99.51 0.49
100.00
ASIAN EQUITY FUND
Note: Asian Equity Fund is managed by Prudential Asset Management (Singapore) Ltd and sub-managed by Prudential Asset Management (HK) Ltd.
PRUlink Funds 58
Comparative Performance Table For 1 Month Period Ended 31 December
Category
Investment in -
Structured Product
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
2010%
100.00
-
100.00
(100.00)
100.00
48,052,800
50,055,000
0.960
0.960
0.960
-
-
n/a
n/a
n/a
PRUlink MyOptimizer fund
PRUlink Funds 59
Comparative Performance Table For The Financial Year Ended 31 December
Category
EquityConsumer
Construction
Oil and Gas
Industrials
Finance
Plantation
Power
Telecommunication
Fixed Income Securities:- Corporate Bonds/Securities
- Negotiable Certificate of Deposits
Cash and Deposits
Other Assets
Total Liabilities
Total
PRUlink guaranteed account
2006%
0.38
0.18
0.30
0.48
-
0.45
0.43
-
2.30
5.92
91.20
1.65
0.20
(1.27)
100.00
2007%
0.20
-
0.61
1.32
-
-
0.56
0.29
2.98
6.03
92.47
0.11
0.21
(1.80)
100.00
2008%
-
-
-
-
-
-
-
-
-
1.43
100.93
0.02
0.21
(2.60)
100.00
2009%
-
-
-
-
-
-
-
-
-
6.66
96.54
0.10
0.21
(3.51)
100.00
2010%
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
PRUlink Funds 60
Comparative Performance Table For The Financial Year Ended 31 December
Category
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
Average Annual Return - Fund (+)PeriodOne year
Three years
Five years
Average Annual Return - Benchmark: Maybank 1 Month Tier 2 Fixed Deposit RatePeriodOne year
Three years
Five years
PRUlink guaranteed account
2006%
17,618,115
16,415,904
1.073
1.074
1.015
5.44%
2007%
17,045,589
15,141,139
1.126
1.126
1.062
4.90%
-
2008%
16,119,910
13,934,889
1.157
1.157
1.118
2.76%
-
2009%
13,715,953
12,483,204
1.099
1.195
1.146
(5.02%)
-
2010%
-
-
-
1.198
1.191
n/a
-
3.31%
3.65%
n/a
1.90%
2.57%
n/a
PRUlink Funds 61
May 05 Jan 06 Jun 07Oct 06 Mar 08 Nov 08 Aug 09 Apr 10
PGA
1M MBB T2 FD Rate
SI %
Cha
nge
25.00%
20.00%
15.00%
10.00%
5.00%
0.00%
(5.00%)
25.00%
20.00%
15.00%
10.00%
5.00%
0.00%
(5.00%)
PRUlink guaranteed account Vs. 1 Month Maybank T2 Fixed Deposit Rate
PRUlink guaranteed account Performance(Since Inception)
Date
+ The Fund returns are calculated based on five decimal place
The unit prices of the Fund may go down as well as up and the past performance figures shown are not indicative of future performance.
The performance of the Fund is not guaranteed.
PRUlink Funds 62
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink equity fund
Investments
Equities
Cash and Deposits
Cash at bank
Deposits
Tax Assets
Other Assets Total Assets Provision for Deferred Tax
Other Liabilities
Total Liabilities Net Asset Value of the Fund Policyholders’ Fund Capital
Generated Income carried forward
Net Asset Value Per Unit (RM)
%
90.51
0.00
9.23
0.37
0.61
100.72
(0.72)
(0.00)
(0.72)
100.00
70.31
29.69
100.00
%
95.11
0.00 5.66
0.03
0.29
101.09
(1.09)
-
(1.09)
100.00
60.72 39.28
100.00
RM
4,639,524,109
9,503 276,190,000
1,309,763
14,267,143
4,931,300,518
(53,087,155)
-
(53,087,155)
4,878,213,363
2,961,986,273 1,916,227,090
4,878,213,363
3.189
RM
3,323,148,026
10,031
338,750,000
13,768,345
22,384,085
3,698,060,487
(26,318,746)
(2,267)
(26,321,013)
3,671,739,474
2,581,481,905
1,090,257,569
3,671,739,474
2.628
Statement Of Assets And Liabilities
2010 2009
PRUlink Funds 63
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink bond fund
Investments
Fixed Income Securities
Cash and Deposits
Cash at bank
Deposits
Other Assets
Total Assets
Provision for Taxation
Provision for Deferred Tax
Other Liabilities
Total Liabilities Net Asset Value of the Fund
Policyholders’ Fund
Capital
Generated Income carried forward
Net Asset Value Per Unit (RM)
2010 2009 %
91.59
0.00 8.23
0.79
100.61
(0.34)
(0.11)
(0.16)
(0.61)
100.00
83.82 16.18
100.00
RM
948,627,831
7,703 85,200,000
8,254,906
1,042,090,440
(3,512,956)
(1,117,494)
(1,673,746)
(6,304,196)
1,035,786,244
868,158,626 167,627,618
1,035,786,244
2.437
RM
756,047,255
10,376
46,630,000
7,490,103
810,177,734
(3,618,541)
(575,236)
(5,640,093)
(9,833,870)
800,343,864
683,505,537
116,838,327
800,343,864
2.304
%
94.47
0.00
5.83
0.93
101.23
(0.45)
(0.07)
(0.71)
(1.23)
100.00
85.40
14.60
100.00
PRUlink Funds 64
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink managed fund
Investments in -
PRUlink equity fund PRUlink bond fund Cash At Bank
Total Assets Other Liabilities Total Liabilities Net Asset Value of the Fund Policyholders’ Fund Capital
Generated Income carried forward Net Asset Value Per Unit (RM)
2010 2009 %
73.92 26.08
-
100.00
(0.00)
(0.00)
100.00
64.36 35.64
100.00
RM
990,186,752 349,370,103
-
1,339,556,855
(10,556)
(10,556)
1,339,546,299
862,176,041 477,370,258
1,339,546,299
2.674
RM
763,263,191
307,162,482
1,214
1,070,426,887
-
-
1,070,426,887
778,247,290
292,179,597
1,070,426,887
2.293
%
71.30
28.70
0.00
100.00
-
-
100.00
72.70
27.30
100.00
PRUlink Funds 65
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink managed fund II
2010 2009 %
82.91 17.09
100.00
(0.00)
(0.00)
100.00
78.39 21.61
100.00
RM
252,164,617 51,986,501
304,151,118
(8,697)
(8,697)
304,142,421
238,414,611 65,727,810
304,142,421
1.639
RM
160,074,629
36,526,885
196,601,514
-
-
196,601,514
172,956,390
23,645,124
196,601,514
1.383
%
81.42
18.58
100.00
-
-
100.00
87.97
12.03
100.00
Investments in -
PRUlink equity fund PRUlink bond fund Total Assets
Other Liabilities
Total Liabilities
Net Asset Value of the Fund
Policyholders’ FundCapital
Generated Income carried forward Net Asset Value Per Unit (RM)
PRUlink Funds 66
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink golden equity fund
2010 2009 %
99.99
0.01
100.00
-
-
100.00
79.32 20.68
100.00
RM
109,835,224
5,583
109,840,807
-
-
109,840,807
87,123,504 22,717,303
109,840,807
1.252
RM
69,932,971
5,849
69,938,820
(563)
(563)
69,938,257
64,808,661
5,129,596
69,938,257
1.031
%
99.99
0.01
100.00
(0.00)
(0.00)
100.00
92.67
7.33
100.00
Investments in -
PRUlink equity fund Cash and Deposits
Total Assets
Other Liabilities
Total Liabilities
Net Asset Value of the Fund
Policyholders’ FundCapital
Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 67
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink golden bond fund
2010 2009 %
100.00
0.00
100.00
(0.00)
(0.00)
100.00
91.65 8.35
100.00
RM
249,643,953
1,740
249,645,693
(3,416)
(3,416)
249,642,277
228,792,294 20,849,983
249,642,277
1.135
RM
173,428,666
1,671
173,430,337
(228)
(228)
173,430,109
162,916,984
10,513,125
173,430,109
1.079
%
100.00
0.00
100.00
(0.00)
(0.00)
100.00
93.94
6.06
100.00
Investments in -
PRUlink bond fund Cash and Deposits
Total Assets
Other Liabilities
Total Liabilities
Net Asset Value of the Fund
Policyholders’ FundCapital
Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 68
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink dana unggul
2010 2009 %
95.48
0.00 5.62
-
0.54
101.64
(0.26)
(0.80)
(0.58)
(1.64)
100.00
69.70 30.30
100.00
RM
386,325,412
8,619 22,750,000
-
2,178,535
411,262,566
(1,053,747)
(3,252,081)
(2,334,000)
(6,639,828)
404,622,738
282,036,688 122,586,050
404,622,738
2.367
RM
267,437,458
7,410
32,470,000
524,370
1,952,753
302,391,991
-
(1,761,804)
(1,493,523)
(3,255,327)
299,136,664
235,069,215
64,067,449
299,136,664
2.004
%
89.40
0.00
10.86
0.18
0.65
101.09
-
(0.59)
(0.50)
(1.09)
100.00
78.58
21.42
100.00
Investments
Equities
Cash and Deposits
Cash at bank
Deposits
Tax Assets
Other Assets Total Assets
Provision for Taxation
Provision for Deferred Tax Other Liabilities
Total Liabilities Net Asset Value of the Fund Policyholders’ Fund Capital
Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 69
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink dana aman
2010 2009 %
89.45
0.01 10.43
0.68
100.57
(0.31)
(0.14)
(0.12)
(0.57)
100.00
83.36 16.64
100.00
RM
50,955,614
6,295 5,940,000
386,275
57,288,184
(177,847)
(79,341)
(65,385)
(322,573)
56,965,611
47,485,695 9,479,916
56,965,611
1.835
RM
44,496,923
1,764
2,820,000
394,423
47,713,110
(199,023)
(34,147)
(168,366)
(401,536)
47,311,574
40,793,965
6,517,609
47,311,574
1.733
%
94.05
0.00
5.96
0.83
100.84
(0.42)
(0.07)
(0.35)
(0.84)
100.00
86.22
13.78
100.00
Investments
Fixed Income Securities
Cash and Deposits
Cash at bank
Deposits
Other Assets
Total Assets
Provision for Taxation
Provision for Deferred Tax
Other Liabilities
Total Liabilities
Net Asset Value of the Fund
Policyholders’ Fund
Capital
Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 70
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink dana urus
2010 2009 %
72.89 27.11
-
100.00
(0.00)
(0.00)
100.00
72.18 27.82
100.00
RM
78,711,970 29,274,745
-
107,986,715
(802)
(802)
107,985,913
77,948,614 30,037,299
107,985,913
2.197
RM
60,847,631
25,107,063
338
85,955,032
-
-
85,955,032
68,846,548
17,108,484
85,955,032
1.924
%
70.79
29.21
0.00
100.00
-
-
100.00
80.10
19.90
100.00
Investments in -
PRUlink dana unggul PRUlink dana aman
Cash at bank
Total Assets
Other Liabilities
Total Liabilities
Net Asset Value of the Fund
Policyholders’ FundCapital
Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 71
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink dana urus II
2010 2009 %
82.25 17.75
-
100.00
(0.00)
(0.00)
100.00
83.14 16.86
100.00
RM
19,394,057 4,186,933
-
23,580,990
(208)
(208)
23,580,782
19,605,052 3,975,730
23,580,782
1.555
RM
11,861,793
2,761,271
209
14,623,273
-
-
14,623,273
13,393,656
1,229,617
14,623,273
1.343
%
81.12
18.88
0.00
100.00
-
-
100.00
91.59
8.41
100.00
Investments in
PRUlink dana unggul PRUlink dana aman
Cash at bank
Total Assets
Other Liabilities
Total Liabilities
Net Asset Value of the Fund
Policyholders’ FundCapital
Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 72
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink asia managed fund
2010 2009 %
75.43 28.16
0.23 -
-
-
103.82
(0.40)
(0.71)
(2.71)
(3.82)
100.00
87.06 12.94
100.00
RM
182,528,831 68,147,636
554,741 -
-
-
251,231,208
(964,261)
(1,721,327)
(6,563,394)
(9,248,982)
241,982,226
210,678,727 31,303,499
241,982,226
1.287
RM
192,122,545 82,456,773
196,711 200,000
26,492
1,012
275,003,533
-
(1,256,186)
(10,704,447)
(11,960,633)
263,042,900
241,978,013 21,064,887
263,042,900
1.231
%
73.04 31.35
0.07 0.08
0.01
0.00
104.55
-
(0.48)
(4.07)
(4.55)
100.00
91.99 8.01
100.00
Investments in - Asian Equity Fund Asian Bond Fund Cash and Deposits Cash at bank Deposits Tax Assets Other Assets Total Assets Provision for Taxation Provision for Deferred Tax Other Liabilities Total Liabilities Net Asset Value of the Fund Policyholders’ Fund Capital Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 73
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink asia property securities fund
2010 2009 %
102.15
0.01 -
0.01
0.22
-
102.39
-
(2.39)
(2.39)
100.00
98.64 1.36
100.00
RM
21,834,921
2,005 -
1,559
47,993
-
21,886,478
-
(511,163)
(511,163)
21,375,315
21,084,301 291,014
21,375,315
0.821
RM
18,780,421
9,833 490,000.00
-
70,645
95,597
19,446,496
(6,221)
(488,698)
(494,919)
18,951,577
21,041,611 (2,090,034)
18,951,577
0.733
%
99.10
0.05 2.59
-
0.37
0.50
102.61
(0.03)
(2.58)
(2.61)
100.00
111.03 (11.03)
100.00
Investment in - Asian Property Securities Fund Cash and Deposits Cash at bank Deposits Tax Assets Provision for Deferred Tax Other Assets Total Assets Provision for Taxation Other Liabilities Total Liabilities Net Asset Value of the Fund Policyholders’ Fund Capital Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 74
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink asia local bond fund
2010 2009 %
102.18
0.11
-
102.29
(0.49)
(0.24)
(1.56)
(2.29)
100.00
92.01 7.99
100.00
RM
3,596,956
4,056
-
3,601,012
(17,266)
(8,491)
(54,906) (54,906)
(80,663)
3,520,349
3,238,954 281,395
3,520,349
1.258
RM
2,814,652
1,404
44
2,816,100
-
(8,818)
(1,490,761) (1,490,761)
(1,499,579)
1,316,521
1,116,871 199,650
1,316,521
1.215
%
213.79
0.11
0.00
213.90
-
(0.67)
(113.23)
(113.90)
100.00
84.84 15.16
100.00
Investment in - Asian Local Bond Fund Cash at bank Tax Assets Total Assets Provision for Taxation Provision for Deferred Tax Other Liabilities Amount due to Operating Fund Total Liabilities Net Asset Value of the Fund Policyholders’ Fund Capital Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 75
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink global market navigator fund
2010 2009 %
104.66
0.03 -
-
-
104.69
(0.21)
(0.18)
(4.30)
(4.69)
100.00
98.38 1.62
100.00
RM
34,847,232
9,113 -
-
-
34,856,345
(70,336)
(59,120)
(1,431,994)
(1,561,450)
33,294,895
32,755,223 539,672
33,294,895
1.161
RM
44,438,106
94,144 490,000
2,168
537,140
45,561,558
-
(82,556)
(580,533)
(663,089)
44,898,469
43,155,552 1,742,917
44,898,469
1.186
%
98.97
0.21 1.09
0.00
1.20
101.47
-
(0.18)
(1.29)
(1.47)
100.00
96.12 3.88
100.00
Investment in - Global Market Navigator Fund Cash and Deposits Cash at bank Deposits Tax Assets Other Assets Total Assets Provision for Taxation Provision for Deferred Tax Other Liabilities Total Liabilities Net Asset Value of the Fund Policyholders’ Fund Capital Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 76
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink dragon peacock fund
2010 RM
24,799,750
6,821 560,000
72,152
25,438,723
(294)
(82,540)
(556,773)
(639,607)
24,799,116
23,061,502 1,737,614
24,799,116
1.096
%
100.00
0.03 2.26
0.29
102.58
(0.00)
(0.33)
(2.25)
(2.58)
100.00
92.99 7.01
100.00
Investment in - Dragon Peacock Fund Cash and Deposits Cash at bank Deposits Other Assets Total Assets Provision for Taxation Provision for Deferred Tax Other Liabilities Total Liabilities Net Asset Value of the Fund Policyholders’ Fund Capital Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 77
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink education equity fund
2010 RM
148,669
148,669
-
148,669
139,247 9,422
148,669
1.173
%
100.00
100.00
-
100.00
93.66 6.34
100.00
Investment in -
PRUlink equity fund
Total Assets
Total Liabilities
Net Asset Value of the Fund Policyholders’ Fund
Capital
Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 78
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink education bond fund
2010 RM
241,361
241,361
-
241,361
238,600 2,761
241,361
1.043
%
100.00
100.00
-
100.00
98.86 1.14
100.00
Investment in -
PRUlink bond fund
Total Assets
Total Liabilities
Net Asset Value of the Fund Policyholders’ Fund
Capital
Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 79
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink asia equity fund
2010 RM
7,040,434
7,325 320,000
171,030
7,538,789
(56)
(5,119)
(318,566)
(323,741)
7,215,048
7,107,291 107,757
7,215,048
1.062
%
97.58
0.10 4.44
2.37
104.49
(0.00)
(0.07)
(4.42)
(4.49)
100.00
98.51 1.49
100.00
Investment in -
Asian Equity Fund
Cash and Deposits
Cash at bank
Deposits
Other Assets
Total Assets
Provision for Taxation
Provision for Deferred Tax
Other Liabilities
Total Liabilities
Net Asset Value of the Fund
Policyholders’ Fund
Capital
Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 80
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink MyOptimizer fund
2010 RM
48,052,800
48,052,800 48,052,800
96,105,600
(48,052,800) (48,052,800)
(48,052,800)
48,052,800
48,052,800 -
48,052,800
0.960
%
100.00
100.00
200.00
(100.00)
(100.00)
100.00
100.00 -
100.00
Investment in -
Structured Product
Other Assets
Amount due from Operating Fund
Total Assets
Other Liabilities
Trade Purchase Payables
Total Liabilities Net Asset Value of the Fund Policyholders’ Fund
Capital
Generated Income carried forward
Net Asset Value Per Unit (RM)
PRUlink Funds 81
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink guaranteed account
Investments in -
Fixed Income Securities
Corporate/Debt Securities
Other Investments
Negotiable Certificate of Deposits
Cash and Deposits
Cash at bank
Other Assets
Total Assets
Provision for Taxation
Provision for Deferred Tax
Investment Management Fees
Other Liabilities
Total Liabilities
Net Asset Value of the Fund
2010 2009 %
-
-
-
-
-
-
-
-
-
-
-
RM
-
-
-
-
-
-
-
-
-
-
-
RM
993,464
993,464
14,401,925
14,401,925
15,448
31,328
15,442,165
(5,296)
(102,443)
(339,499)
(76,996)
(524,234)
14,917,931
%
6.66
96.54
0.10
0.21
103.51
(0.03)
(0.69)
(2.28)
(0.51)
(3.51)
100.00
PRUlink Funds 82
Statement Of Assets And Liabilities As At 31 December 2010 PRUlink guaranteed account
Policyholders’ FundCapital
Generated Income carried forward
Net Asset Value Per Unit (RM)
2010 2009 %
- -
-
RM
(2,955,301) 2,955,301
-
-
RM
11,927,182
2,990,749
14,917,931
1.195
%
79.95
20.05
100.00
PRUlink Funds 83
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink equity fund
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
3,671,739,474
1,116,068,003
(735,563,635)
825,969,521
4,878,213,363
2009RM
2,143,409,641
1,070,218,055
(552,980,103)
1,011,091,881
3,671,739,474
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink bond fund
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
800,343,864
386,477,430
(201,824,341)
50,789,291
1,035,786,244
2009RM
654,170,071
260,629,906
(158,121,707)
43,665,594
800,343,864
Statement Of Changes In Net Asset Value
PRUlink Funds 84
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink managed fund
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
1,070,426,887
233,154,738
(149,225,987)
185,190,661
1,339,546,299
2009RM
721,152,508
247,032,417
(126,515,868)
228,757,830
1,070,426,887
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink managed fund II
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
196,601,514
137,354,967
(71,896,746)
42,082,686
304,142,421
2009RM
102,997,512
103,729,037
(52,362,482)
42,237,447
196,601,514
PRUlink Funds 85
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink golden equity fund
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
69,938,257
46,068,593
(23,753,750)
17,587,707
109,840,807
2009RM
36,522,155
31,370,623
(16,008,987)
18,054,466
69,938,257
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink golden bond fund
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
173,430,109
67,797,873
(1,922,563)
10,336,858
249,642,277
2009RM
124,566,724
42,226,913
(1,478,619)
8,115,091
173,430,109
PRUlink Funds 86
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink dana unggul
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
299,136,664
122,019,482
(75,052,009)
58,518,601
404,622,738
2009RM
173,428,270
109,748,077
(59,158,901)
75,119,218
299,136,664
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink dana aman
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
47,311,574
17,468,473
(10,776,743)
2,962,307
56,965,611
2009RM
38,283,839
15,826,297
(9,031,621)
2,233,059
47,311,574
PRUlink Funds 87
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink dana urus
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
85,955,032
24,535,015
(15,432,949)
12,928,815
107,985,913
2009RM
57,187,777
25,902,356
(13,781,076)
16,645,975
85,955,032
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink dana urus II
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
14,623,273
15,722,178
(9,510,782)
2,746,113
23,580,782
2009RM
6,999,181
10,802,000
(5,850,168)
2,672,260
14,623,273
PRUlink Funds 88
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink asia managed fund
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
263,042,900
21,226,822
(52,526,108)
10,238,612
241,982,226
2009RM
160,694,301
30,368,693
(27,497,908)
99,477,814
263,042,900
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink asia property securities fund
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
18,951,577
5,646,502
(5,603,812)
2,381,048
21,375,315
2009RM
8,928,234
7,126,301
(1,166,961)
4,064,003
18,951,577
PRUlink Funds 89
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink asia local bond fund
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
1,316,521
4,010,650
(1,888,567)
81,745
3,520,349
2009RM
878,436
3,251,077
(2,985,562)
172,570
1,316,521
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink global market navigator fund
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Net (Outgo) / Income
Value of fund at end of year
2010 RM
44,898,469
1,672,372
(12,072,701)
(1,203,245)
33,294,895
2009RM
4,597,086
43,606,065
(4,846,839)
1,542,157
44,898,469
PRUlink Funds 90
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink dragon peacock fund
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
-
27,430,554
(4,369,052)
1,737,614
24,799,116
Statement Of Changes In Net Asset Value For 10 Months Period Ended 31 December 2010 PRUlink education equity fund
Net Asset Value at beginning of period
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of period
2010 RM
-
181,791
(42,544)
9,422
148,669
PRUlink Funds 91
Statement Of Changes In Net Asset Value For 10 Months Period Ended 31 December 2010 PRUlink education bond fund
Net Asset Value at beginning of period
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of period
2010 RM
-
304,869
(66,269)
2,761
241,361
Statement Of Changes In Net Asset Value For 5 Months Period Ended 31 December 2010 PRUlink asia equity fund
Net Asset Value at beginning of period
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of period
2010 RM
-
7,493,843
(386,552)
107,757
7,215,048
PRUlink Funds 92
Statement Of Changes In Net Asset Value For 1 Month Period Ended 31 December 2010 PRUlink MyOptimizer fund
Net Asset Value at beginning of period
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of period
2010 RM
-
48,052,800
-
-
48,052,800
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2010 PRUlink guaranteed account
Net Asset Value at beginning of year
Amounts received from units created
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
2010 RM
14,917,931
-
(14,882,483)
(35,448)
-
2009RM
16,119,909
-
(1,683,381)
481,403
14,917,931
PRUlink Funds 93
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink equity fund
Net Investment Income Interest income Dividend income
Profits on Disposal Securities Unrealised Capital Gain Provision for taxation Total Income
Investment Management Fees Loss on Disposal Securities
Provision for taxation
Other Outgo Total Outgo
Excess of Income over Outgo Generated Income brought forward
Generated Income carried forward
Statement Of Income And Expenditure
2010 RM
153,001,069 8,987,278
144,013,791
117,297,021 117,297,021
665,773,997
-
936,072,087
(62,711,463)
(1,234,078) (1,234,078)
(46,100,199)
(56,826)
(110,102,566)
825,969,521
1,090,257,569
1,916,227,090
2009RM
96,525,384 9,335,118
87,190,266
58,956,576 58,956,576
989,194,881
5,476,229
1,150,153,070
(43,540,378)
(95,097,249) (95,097,249)
-
(423,562)
(139,061,189)
1,011,091,881
79,165,688
1,090,257,569
PRUlink Funds 94
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink bond fund
Net Investment Income Interest income
Profits on Disposal Securities Unrealised Capital Gain Total Income
Investment Management Fees Loss on Disposal Securities
Provision for taxation
Other Outgo Total Outgo
Excess of Income over Outgo Generated Income brought forward
Generated Income carried forward
2010 RM
43,131,551 43,131,551
1,218,036 1,218,036
14,400,096
58,749,683
(4,568,180)
- -
(3,383,871)
(8,341)
(7,960,392)
50,789,291
116,838,327
167,627,618
2009RM
35,650,880 35,650,880
150,500 150,500
14,932,053
50,733,433
(3,601,506)
(547,896) (547,896)
(2,906,508)
(11,929)
(7,067,839)
43,665,594
73,172,733
116,838,327
PRUlink Funds 95
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink managed fund
Net Investment Income Fee Rebate Profits on Disposal Securities Unrealised Capital Gain Total Income Investment Management Fees Loss on Disposal Securities Total Outgo
Excess of Income over Outgo Generated Income brought forward
Generated Income carried forward
2010 RM
14,528,727 14,528,727
31,784,653 31,784,653
156,691,873
203,005,253
(17,814,592)
- -
(17,814,592)
185,190,661
292,179,597
477,370,258
2009RM
10,676,692 10,676,692
12,298,809 12,298,809
221,510,364.00
244,485,865
(13,467,368)
(2,260,667) (2,260,667)
(15,728,035)
228,757,830
63,421,767
292,179,597
PRUlink Funds 96
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink managed fund II
Net Investment Income Fee Rebate Profits on Disposal Securities Unrealised Capital Gain Total Income Investment Management Fees Loss on Disposal Securities Total Outgo
Excess of Income over Outgo Generated Income brought forward
Generated Income carried forward
2010 RM
3,172,404 3,172,404
10,316,400 10,316,400
31,726,153
45,214,957
(3,132,271)
- -
(3,132,271)
42,082,686
23,645,124
65,727,810
2009RM
1,910,695 1,910,695
2,805,678 2,805,678
41,966,970
46,683,343
(1,912,236)
(2,533,660) (2,533,660)
(4,445,896)
42,237,447
(18,592,323)
23,645,124
PRUlink Funds 97
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink golden equity fund
Net Investment Income Fee Rebate Profits on Disposal Securities Unrealised Capital Gain Other Income Total Income Investment Management Fees Loss on Disposal Securities
Other Outgo Total Outgo
Excess of Income over Outgo Generated Income brought forward
Generated Income carried forward
2010 RM
1,311,357 1,311,357
1,701,782 1,701,782
15,885,764298
18,899,201
(1,311,494)
- -
-
(1,311,494)
17,587,707
5,129,596
22,717,303
2009RM
785,224 785,224
311,015 311,015
18,382,386-
19,478,625
(783,454)
(640,105) (640,105)
(600)
(1,424,159)
18,054,466
(12,924,870)
5,129,596
PRUlink Funds 98
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink golden bond fund
Net Investment Income Fee Rebate Profits on Disposal Securities Unrealised Capital GainOther Income Total Income Investment Management Fees Loss on Disposal Securities
Other Outgo Total Outgo
Excess of Income over Outgo Generated Income brought forward
Generated Income carried forward
2010 RM
1,041,706 1,041,706
172,719 172,719
11,205,568 298
12,420,291
(2,083,433)
- -
-
(2,083,433)
10,336,858
10,513,125
20,849,983
2009RM
726,715 726,715
86,309 86,309
8,756,793-
9,569,817
(1,454,126)
- -
(600)
(1,454,726)
8,115,091
2,398,034
10,513,125
PRUlink Funds 99
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink dana unggul
Net Investment Income Interest income Dividend income Profits on Disposal Securities Unrealised Capital Gain Provision for taxation Total Income Investment Management Fees Loss on Disposal Securities Provision for taxation Other Outgo Total Outgo
Excess of Income over Outgo Generated Income brought forward
Generated Income carried forward
2010 RM
11,171,008 772,345
10,398,663
23,983,724 23,983,724
36,897,104
-
72,051,836
(5,111,549)
(4,970,402) (4,970,402)
(3,407,174)
(44,110)
(13,533,235)
58,518,601
64,067,449
122,586,050
2009RM
7,283,876 629,218
6,654,658
13,984,683 13,984,683
72,430,536
1,103,688
94,802,783
(3,582,291)
(16,038,947) (16,038,947)
-
(62,327)
(19,683,565)
75,119,218
(11,051,769)
64,067,449
PRUlink Funds 100
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink dana aman
Net Investment Income Interest income Profits on Disposal Securities Unrealised Capital Gain Total Income Investment Management Fees Loss on Disposal Securities Provision for taxation Other Outgo Total Outgo Excess of Income over Outgo Generated Income brought forward Generated Income carried forward
2010 RM
2,131,246 2,131,246
104,892 104,892
1,158,124
3,394,262
(259,838)
- -
(164,766)
(7,351)
(431,955)
2,962,307
6,517,609
9,479,916
2009RM
1,885,990 1,885,990
- -
825,314
2,711,304
(212,075)
(123,052) (123,052)
(133,331)
(9,787)
(478,245)
2,233,059
4,284,550
6,517,609
PRUlink Funds 101
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink dana urus
Net Investment Income Fee Rebate Profits on Disposal Securities Unrealised Capital Gain Total Income Investment Management Fees Loss on Disposal Securities Total Outgo Excess of Income over Outgo Generated Income brought forward
Generated Income carried forward
2010 RM
1,156,834 1,156,834
2,293,527 2,293,527
10,907,250
14,357,611
(1,428,796)
- -
(1,428,796)
12,928,815
17,108,484
30,037,299
2009RM
858,486 858,486
883,157 883,157
16,484,720
18,226,363
(1,085,477)
(494,911) (494,911)
(1,580,388)
16,645,975
462,509
17,108,484
PRUlink Funds 102
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink dana urus II
Net Investment Income Fee Rebate Profits on Disposal Securities Unrealised Capital Gain Total Income Investment Management Fees Loss on Disposal Securities Total Outgo Excess of Income over Outgo Generated Income brought forward
Generated Income carried forward
2010 RM
234,823 234,823
967,647 967,647
1,775,805
2,978,275
(232,162)
- -
(232,162)
2,746,113
1,229,617
3,975,730
2009RM
136,330 136,330
309,502 309,502
2,623,569
3,069,401
(136,449)
(260,692) (260,692)
(397,141)
2,672,260
(1,442,643)
1,229,617
PRUlink Funds 103
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink asia managed fund
Net Investment Income Interest income Others Profits on Disposal Securities Unrealised Capital Gain Provision for Taxation Total Income Investment Management Fees Loss on Disposal Securities Provision for Taxation Other Outgo Total Outgo Excess of Income over Outgo Generated Income brought forward Generated Income carried forward
2010 RM
(4,800,607) 430
(4,801,037)
12,315,219 12,315,219
7,288,958
-
14,803,570
(3,284,557)
- -
(1,277,380)
(3,021)
(4,564,958)
10,238,612
21,064,887
31,303,499
2009RM
805,334 15,697
789,637
2,298,331 2,298,331
106,518,231
225,210
109,847,106
(2,943,649)
(7,421,530) (7,421,530)
-
(4,113)
(10,369,292)
99,477,814
(78,412,927)
21,064,887
PRUlink Funds 104
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink asia property securities fund
Net Investment Income Interest income Others Profits on Disposal Securities Unrealised Capital Gain Provision for Taxation Total Income Investment Management Fees Provision for Taxation Other Outgo Total Outgo Excess of Income over Outgo Generated Income brought forward Generated Income carried forward
2010 RM
(48,457) 468
(48,925)
7,992 7,992
2,728,892
-
2,688,427
(296,118)
(10,013)
(1,248)
(307,379)
2,381,048
(2,090,034)
291,014
2009RM
(3,535) 1,412
(4,947)
- -
4,207,589
53,286
4,257,340
(188,654)
-
(4,683)
(193,337)
4,064,003
(6,154,037)
(2,090,034)
PRUlink Funds 105
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink asia local bond fund
Net Investment Income Interest income Others Profits on Disposal Securities Unrealised Capital Gain Total Income Investment Management Fees Unrealised Capital Loss Provision for Taxation Other Outgo Bank charges Total Outgo Excess of Income over Outgo Generated Income brought forward Generated Income carried forward
2010 RM
(56,920) 849
(57,769)
198,091 198,091
-
141,171
(26,299)
(16,558)
(15,275)
(1,294) (1,294)
(59,426)
81,745
199,650
281,395
2009RM
(19,761) 997
(20,758)
- -
210,896
191,135
(9,716)
-
(8,220)
(629) (629)
(18,565)
172,570
27,080
199,650
PRUlink Funds 106
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink global market navigator fund
Net Investment Income Interest income Others Profits on Disposal Securities Unrealised Capital Gain Total Income Investment Management Fees Provision for Taxation Unrealised Capital Loss Other Outgo Total Outgo Net (Outgo) / Income Generated Income brought forward Generated Income carried forward
2010 RM
(952,722) 329
(953,051)
940,024 940,024
-
(12,698)
(481,612)
(41,984)
(666,508)
(443)
(1,190,547)
(1,203,245)
1,742,917
539,672
2009RM
(78,624) 15,072
(93,696)
- -
1,925,367
1,846,743
(222,963)
(74,155)
-
(7,468)
(304,586)
1,542,157
200,760
1,742,917
PRUlink Funds 107
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink dragon peacock fund
Net Investment Income Interest income Others Unrealised Capital Gain Total Income Investment Management Fees Provision for Taxation Other Outgo Total Outgo Excess of Income over Outgo Generated Income brought forward Generated Income carried forward
2010 RM
(73,836) 9,164
(83,000)
2,137,331
2,063,495
(237,301)
(82,834)
(5,746)
(325,881)
1,737,614
-
1,737,614
PRUlink Funds 108
Statement Of Income And Expenditure For 10 Months Period Ended 31 December 2010 PRUlink education equity fund
Net Investment Income Fee Rebate Profits on Disposal Securities Unrealised Capital Gain Total Income Investment Management Fees Total Outgo Excess of Income over Outgo Generated Income brought forward Generated Income carried forward
2010 RM
621 621
1,634 1,634
7,788
10,043
(621)
(621)
9,422
-
9,422
PRUlink Funds 109
Statement Of Income And Expenditure For 10 Months Period Ended 31 December 2010 PRUlink education bond fund
Net Investment Income Fee Rebate Profits on Disposal Securities Unrealised Capital Gain Total Income Investment Management Fees Total Outgo Excess of Income over Outgo Generated Income brought forward Generated Income carried forward
2010 RM
332 332
700 700
2,392
3,424
(663)
(663)
2,761
-
2,761
PRUlink Funds 110
Statement Of Income And Expenditure For 5 Months Period Ended 31 December 2010 PRUlink asia equity fund
Net Investment Income Interest income Others Unrealised Capital Gain Total Income Investment Management Fees Provision for Taxation Other Outgo Total Outgo Excess of Income over Outgo Generated Income brought forward Generated Income carried forward
2010 RM
(6,296) 3,059
(9,355)
134,263
127,967
(13,087)
(5,175)
(1,948)
(20,210)
107,757
-
107,757
PRUlink Funds 111
Statement Of Income And Expenditure For 1 Month Period Ended 31 December 2010 PRUlink MyOptimizer fund
Net Investment Income Interest income Others Unrealised Capital Gain Total Income Investment Management Fees Provision for Taxation Other Outgo Total Outgo Excess of Income over Outgo Generated Income brought forward Generated Income carried forward
2010 RM
- -
-
-
-
-
-
-
-
-
-
PRUlink Funds 112
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2010 PRUlink guaranteed account
Net Investment Income Interest income Dividend income Profits on Disposal Securities Unrealised Capital Gain Other Income Total Income Investment Management Fees Unrealised Capital Loss Provision for taxation Other Outgo Total Outgo Net (Outgo) / Income Generated Income brought forward Generated Income carried forward
2010 RM
62,979 62,979
-
2,620,022 2,620,022
-
1,153
2,684,154
(24,432)
(2,561,063)
(133,847)
(260)
(2,719,602)
(35,448)
2,990,749
2,955,301
2009RM
66,664 66,664
-
264,612 264,612
263,033
13,093
607,402
(75,867)
-
(41,701)
(8,431)
(125,999)
481,403
2,509,346
2,990,749
PRUlink Funds 113
1. Summary of Significant Accounting Policies
a. Basis of Accounting
The financial statements have been prepared in accordance with Guidelines on Investment-Linked Insurance Business (BNM/RH/GL 010-15), modified by the following for the purposes of unit pricing:
i. investments at market value are adjusted to include future cost of acquisitions.
This is to ensure equitable unit pricing for incoming, outgoing and remaining unit-holders;
ii. provision for deferred tax on unrealised gains using an actuarially calculated rate of 4% instead of the statutory rate of 8%.
The Board of Directors are of the opinion that since these gains will only be realised in the future, the lower tax rate of 4% has been used to ensure equitable unit pricing for incoming, outgoing and remaining unit-holders; and
b. Investments
Quoted investments are valued at the closing market prices at the end of the financial year.
Unquoted loan stocks/bonds are valued at the prevailing prices quoted by financial institutions.
Net unrealised gains or losses in value of investments are credited or charged to the Statement of Income and Expenditure.
c. Dividend Income
Dividend income is recognised when the right to receive payment is established.
d. Interest Income
Interest income is recognised on an accrual basis.
Notes To The Financial Statements
PRUlink Funds 114
e. Gains/Losses on Disposal of Investments
Gains or losses arising from the disposal of investments are credited or charged to the Statement of Income and Expenditure.
f. Investment Management Fees Investment management fees are calculated in accordance with the provisions of the policy document. g. Fee Rebate
This relates to a rebate of fees from the Fund Manager in respect of investment held in PRUlink equity fund and PRUlink bond fund for the PRUlink managed fund / PRUlink managed fund II / PRUlink golden equity fund / PRUlink golden bond fund / PRUlink education equity fund / PRUlink education bond fund and in PRUlink dana unggul and PRUlink dana aman for the PRUlink dana urus / PRUlink dana urus II.
h. Cash and Cash Equivalents
Cash and cash equivalents consist of cash on hand and balances with banks, excluding fixed and call deposits.
2. Other Outgo comprises bank charges and custodian charges.
3. Rebates and Soft Commissions
The Fund Managers are restricted by the regulation from receiving any rebate or share any commission from any broker/dealer. Accordingly, any rebate and soft commission received from stockbrokers/dealers shall be directed to the Funds. However, soft commissions received in the form of goods and services which are of demonstrable benefit to unit-holders such as fundamental databases, financial wire services, technical analysis software and stock quotation system incidental to investment management of the Funds are retained by the Fund Manager.
4. At 31 December 2010, the Funds had no contingent liabilities or commitments. 5. All amounts are stated in Ringgit Malaysia.
PRUlink Funds 115
Perutusan Ketua Pegawai Eksekutif
Pemegang Polisi Yang Dihargai,
Tahun 2010 merupakan tahun yang sungguh luar
biasa bagi Prudential Assurance Malaysia. Saya dengan
bangganya memaklumkan kepada pelanggan kami yang
dihargai sekalian bahawa Prudential merupakan syarikat
insurans hayat pertama di Malaysia yang meraih nilai jualan
perniagaan baru melebihi RM1 bilion.
Bagi tahun kewangan berakhir 31 Disember 2010, jumlah
jualan Kesetaraan Premium Tahunan (atau APE) perniagaan
baru Prudential – yang merangkumi jualan insurans Hayat
dan Takaful Keluarga1 – meningkat 24% kepada RM1.021
bilion, dari tahun 2009.
Kami ingin menyampaikan rasa penghargaan dan terima
kasih kepada para Perancang Kewangan, ejen, ketua
agensi, rakan kongsi bankasurans dan kakitangan kami
kerana mencapai tahap kecemerlangan baru dalam sejarah
Prudential selama 87 tahun di Malaysia. Kepada semua
pelanggan kami, kami ucapkan terima kasih yang tidak
terhingga di atas kepercayaan dan keyakinan anda terhadap
Prudential. Dari lubuk hati kami, kami ucapkan, Sebilion Terima Kasih! Kami amat berbangga kerana berpeluang
memenuhi keperluan kewangan dan perlindungan anda.
Sebagai penanggung insurans pilihan anda, kami tetap
komited untuk memupuk dan mengukuhkan hubungan
kami dengan anda, keluarga anda dan orang tersayang.
Kami terus melabur dalam pengambilan, pembangunan
dan pengekalan kakitangan dan pengurus kami yang mana
misi mereka adalah untuk memudahkan anda berurusan
dengan Prudential. Perancang Kewangan dan ejen kami
perlu menjalani latihan dan pembangunan yang sistematik
demi memastikan perkembangan profesional mereka yang
berterusan – sebagai penasihat yang dipercayai yang akan
sentiasa menolong anda mencari penyelesaian kewangan
yang tepat kepada keperluan peringkat hidup anda yang
berubah-ubah.
Kami terus mendengar untuk memahami keperluan anda
dan menawarkan produk yang inovatif. PRUmy child, yang
diperkenalkan pada Mac 2010, merupakan satu contoh
yang tepat kepada moto kami “Sentiasa Mendengar,
Sentiasa Memahami”. Dengan mendengari kebimbangan
di hati kecil para ibu bapa dan bakal ibu bapa, kami telah
membolehkan mereka mula melindungi anak mereka
sebelum anak mereka lahir lagi – PRUmy child adalah
pelan insurans pertama di Malaysia yang menawarkan
perlindungan seumpama itu. Di samping perlindungan
sepanjang hayat yang standard, ia juga menyediakan dana
pendidikan dengan pembayaran terjamin dan potensi
memberi pulangan yang mungkin lebih tinggi bagi menolong
ibu bapa membiayai perbelanjaan pendidikan anak mereka
pada masa depan. Sejak kemunculannya, PRUmy child telah
berkembang menjadi salah satu produk kami yang paling
popular. Ia adalah pemacu penting kepada pertumbuhan
perniagaan baru syarikat kami tahun lalu.
1 Produk Takaful yang diedarkan oleh para agensi Prudential Assurance Malaysia ditajajamin oleh Prudential BSN Takaful Berhad, satu usaha sama antara Prudential
dan Bank Simpanan Nasional.
PRUlink Funds 116
Kami juga mula menaik taraf dan mengembangkan
rangkaian cawangan kami di seluruh Malaysia pada tahun
2010 dan akan meneruskan usaha ini pada tahun 2011.
Saya rasa anda akan bersetuju dengan saya bahawa
teknologi telah menjadi satu keperluan dalam hidup. Di
Prudential, kami sentiasa berusaha untuk menerokai cara
untuk memanfaatkan teknologi supaya dapat memberi
perkhidmatan yang lebih baik kepada anda.
Sepertimana yang telah kita alami pada masa lalu, keadaan
ekonomi dan kewangan dunia, serantau dan tempatan
boleh berubah. Namun di Prudential ada satu perkara
yang tidak pernah berubah, iaitu tanggungjawab kami
untuk memastikan syarikat kami terus berdaya maju dan
mempunyai kedudukan kewangan yang teguh untuk
bertahun-tahun akan datang. Anda telah mengamanahkan
kami dengan tanggungjawab yang besar untuk menjamin
masa depan kewangan anda. Demi anda semua, kami
bertanggungjawab memastikan perniagaan kami terus
kukuh supaya kami dapat membantu serta menunaikan
janji kami terhadap anda apabila sesuatu yang tidak diduga
berlaku – sama ada penyakit kritikal, hilang upaya atau
kematian pencari nafkah keluarga.
Prestasi Dana PRUlink Pada Tahun 2010
Selain menguruskan perniagaan kami dengan berhemat,
kami juga memberi perhatian berat kepada memupuk
pertumbuhan pelaburan anda dengan kami. Falsafah
pelaburan kami untuk sentiasa mencipta nilai bagi
pemegang polisi kami dalam jangka panjang sekali lagi
terbukti memberi faedah dengan sebahagian besar dana
PRUlink (dana berkaitan pelaburan) kami mencatatkan
pulangan yang positif bagi tahun 2010.
Sebagai contohnya, dana ekuiti tempatan kami – PRUlink equity fund, yang dimulakan pada Julai 1997 – mencatatkan
pulangan sebanyak 21.34% bagi tahun dalam tinjauan.
Nilai Aset Bersihnya pada 31 Disember 2010 meningkat
kepada RM3.189 seunit daripada RM2.628 yang dicatatkan
pada akhir tahun 2009.
Pada tahun 2010, kami berjaya menambahkan lima dana
baru kepada portfolio kami yang sedia ada. Ini telah
membolehkan kami menawarkan lebih banyak pilihan
kepada para pemegang polisi kami untuk menambahkan
wang mereka selaras dengan selera risiko, matlamat dan
tempoh masa pelaburan mereka. Dana-dana ini ialah
PRUlink dragon peacock fund, PRUlink education equity fund,
PRUlink education bond fund, PRUlink asia equity fund dan
PRUlink MyOptimizer fund. Kesemuanya, kecuali PRUlink
MyOptimizer fund yang hanya dimulakan pada 30 Disember,
telah mencatatkan prestasi yang memberangsangkan dalam
tahun itu.
Polisi insurans berkaitan pelaburan anda bertujuan untuk
memenuhi matlamat kewangan jangka panjang anda dan
melindungi masa depan kewangan keluarga anda. Kami
memahami bahawa situasi anda dalam hidup dan keperluan
anda mungkin berubah dari masa ke semasa. Pelan insurans
berkaitan pelaburan kami memberi anda pilihan untuk
mengarahkan premium atau nilai dana anda kepada pilihan
dana PRUlink yang berlainan pada bila-bila masa dalam
tempoh polisi anda melalui kemudahan pemindahan dana
kami. Empat pemindahan pertama dalam tahun yang sama
adalah percuma.
Untuk butir-butir lengkap mengenai semua dana PRUlink kami dan prestasi mereka masing-masing, sila lihat
halaman 188 laporan ini. Jika anda mempunyai sebarang
pertanyaan mengenai pelaburan anda, sila hubungi
Perancang Kewangan Prudential atau ejen anda. Anda juga
boleh menghubungi Wakil Perkhidmatan Pelanggan kami
di talian 03-2116 0228, atau hantarkan pertanyaan anda
kepada [email protected]. Kami sedia
membantu anda.
Akhir kata, izinkan saya mengucapkan terima kasih sekali lagi
kerana memberi kami peluang untuk memenuhi keperluan
kewangan dan insurans anda. Kami menghargai sokongan
anda dan berharap untuk terus memberi perkhidmatan
yang terbaik buat anda.
Semoga anda sihat, makmur dan bahagia sepanjang tahun
ini.
Yang ikhlas,
Charlie E. Oropeza CLU, ChFC, CPCUKetua Pegawai EksekutifPrudential Assurance Malaysia Berhad
PRUlink Funds 117
PRUlink equity fund bertujuan untuk memaksimumkan
pulangan dalam jangka sederhana hingga panjang dengan
melabur dalam saham berkualiti tinggi yang tersenarai di
Bursa Saham Kuala Lumpur.
PRUlink bond fund (dahulunya dikenali sebagai PRUlink fixed interest fund) bertujuan untuk menyediakan pengumpulan
modal dalam jangka sederhana hingga panjang dengan
melabur dalam sekuriti faedah tetap terpilih, bon korporat
dan deposit tetap.
PRUlink managed fund / PRUlink managed fund II berusaha
untuk memaksimumkan pulangan dalam jangka sederhana
hingga panjang dengan melabur dalam saham dan sekuriti
faedah tetap menerusi PRUlink equity fund dan PRUlink bond fund dan dalam mana-mana dana PRUlink yang mungkin
disediakan pada masa depan.
PRUlink golden equity fund bertujuan untuk memaksimumkan
pulangan dalam jangka sederhana hingga panjang dengan
mengambil kira keperluan untuk menjelaskan pembayaran
yang dijamin. Ini dicapai dengan melabur dalam saham
berkualiti tinggi yang tersenarai di Bursa Malaysia dan
mana-mana instrumen kewangan lain yang akan digunakan
untuk melindung nilai portfolio.
PRUlink golden bond fund bertujuan untuk menyediakan
pengumpulan modal jangka sederhana hingga panjang
dengan mengambil kira keperluan untuk menjelaskan
pembayaran yang dijamin. Ini dicapai dengan melabur
dalam sekuriti faedah tetap terpilih, bon korporat dan
deposit tetap, dan mana-mana instrumen kewangan lain yang
akan digunakan untuk melindung nilai portfolio.
PRUlink dana unggul (dahulunya dikenali sebagai PRUlink dana ra’sul mal) bertujuan untuk memaksimumkan pulangan
dalam jangka sederhana hingga panjang dengan melabur
dalam saham berkualiti tinggi yang diluluskan Syariah yang
tersenarai di Bursa Saham Kuala Lumpur.
PRUlink dana aman (dahulunya dikenali sebagai PRUlink dana sanad) bertujuan untuk menyediakan pengumpulan modal
dalam jangka sederhana hingga panjang dengan melabur
dalam sekuriti hutang Islam terpilih.
PRUlink dana urus (dahulunya dikenali sebagai PRUlink dana idarah) / PRUlink dana urus II adalah dana yang diuruskan
secara aktif yang bertujuan untuk memaksimumkan pulangan
dalam jangka sederhana hingga panjang. Ini dicapai dengan
melabur dalam saham yang diluluskan Syariah dan sekuriti
hutang Islam menerusi PRUlink dana unggul dan PRUlink dana aman dan dalam mana-mana dana PRUlink seumpamanya
yang mungkin disediakan pada masa depan.
PRUlink asia managed fund bertujuan untuk memaksimumkan
pulangan dalam jangka sederhana hingga panjang melalui
peruntukan aset yang aktif di kalangan kelas aset yang
berlainan (ekuiti, pendapatan tetap dan instrumen pasaran
wang) di rantau Asia Pasifik kecuali Jepun.
PRUlink asia property securities fund adalah dana yang
diuruskan secara aktif yang bertujuan untuk memaksimumkan
pendapatan dan pulangan jangka panjang. Ini dicapai
dengan melabur dalam Dana Pelaburan Harta Tanah (REIT)
yang tersenarai dan sekuriti syarikat-syarikat berkaitan harta
yang diperbadankan, tersenarai atau menjalankan aktiviti
utamanya di rantau Asia Pasifik termasuk Jepun, Australia
dan New Zealand.
PRUlink asia local bond fund adalah dana yang diuruskan
secara aktif yang bertujuan untuk memaksimumkan jumlah
pulangan melalui pelaburan dalam sekuriti pendapatan
tetap atau sekuriti hutang yang ditarafkan dan juga tidak
ditarafkan.
PRUlink global market navigator fund adalah dana yang
diuruskan secara aktif yang bertujuan untuk mencapai
pulangan mutlak yang positif dalam jangka sederhana
melalui pelaksanaan strategi peruntukan aset yang
diuruskan secara aktif dalam aset global yang terpelbagai
termasuk tunai, ekuiti, bon dan mata wang.
PRUlink dragon peacock fund adalah satu dana yang bertujuan
untuk memaksimumkan jumlah pulangan jangka panjang
melalui pelaburan terutamanya dalam ekuiti dan instrumen
berkaitan ekuiti syarikat, yang diperbadankan, disenaraikan,
atau beroperasi terutamanya dari, atau menjalankan
perniagaan utama dalam, atau memperolehi kebanyakan
hasil pendapatan dari, atau di mana anak syarikat, syarikat
berkaitan atau bersekutu yang memperolehi kebanyakan
hasil pendapatan dari Republik China (PRC) dan India.
Objektif Dana
PRUlink Funds 118
Pada permulaan, PRUlink dragon peacock fund akan
dilaburkan dalam dana kecil bernama Dana Peluang
Antarabangsa – Dragon Peacock (International Opportunities
Funds – Dragon Peacock) yang diuruskan oleh Prudential
Asset Management (Singapore) Limited. Pelaburan dalam
Dana Kecil termasuk, tetapi tidak terhad kepada, sekuriti
tersenarai dalam Pasaran Teriktiraf, resit simpanan termasuk
Resit Simpanan Amerika (American Depository Receipts
atau ADR) dan Resit Simpanan Global (Global Depository
Receipts atau GDR), sekuriti hutang yang boleh ditukar ke
saham biasa, saham keutamaan dan waran. Dana mungkin
dilaburkan dalam dana atau dana kecil lain yang diuruskan
oleh Prudential Asset Management (Singapore) Limited atau
mana-mana pengurus dana yang ditetapkan dari masa ke
semasa.
PRUlink education equity fund bertujuan untuk
memaksimumkan pulangan dalam jangka sederhana
hingga panjang, dengan mengambil kira keperluan untuk
memenuhi pembayaran keluar yang terjamin. Ini dicapai
dengan pelaburan dalam saham berkualiti tinggi yang
tersenarai di Bursa Malaysia dan lain-lain alat kewangan
yang digunakan untuk melindungi nilai portfolio.
PRUlink education bond fund bertujuan menyediakan
pertumbuhan modal jangka sederhana hingga panjang,
dengan mengambil kira keperluan dana untuk memenuhi
pembayaran keluar yang terjamin. Ini dilakukan dengan
pelaburan dalam sekuriti faedah tetap, bon korporat,
deposit tetap dan lain-lain alat kewangan yang digunakan
untuk melindungi nilai portfolio.
PRUlink asia equity fund adalah satu dana yang bertujuan
untuk memaksimumkan jumlah pulangan jangka panjang
melalui pelaburan dalam ekuiti dan syarikat sekuriti
berkaitan ekuiti, yang diperbadankan, atau mempunyai
aktiviti utama bidang mereka di kawasan Asia Pasifik tidak
termasuk Jepun. Kawasan Asia Pasifik tidak termasuk
Jepun termasuk tetapi tidak terhad kepada negara-negara
berikut: Korea, Taiwan, Hong Kong, Filipina, Negara Thai,
Malaysia, Singapura, Indonesia, Republik China (PRC), India,
Pakistan, Australia dan New Zealand. Dana juga mungkin
melabur dalam resit simpanan [termasuk Resit Simpanan
Amerika (American Depository Receipts atau ADR) dan Resit
Simpanan Global (Global Depository Receipts atau GDR)],
sekuriti hutang yang boleh ditukar ke saham biasa, saham
keutamaan dan waran.
PRUlink MyOptimizer fund adalah dana tertutup lima tahun
dengan modal terjamin pada kematangan oleh Prudential
Assurance Malaysia Berhad. Dana ini melabur dalam satu
deposit berstruktur yang memberi pelabur pendedahan
kepada (1) sekuriti pendapatan tetap Malaysia dan (2) kelas
aset berbilang seperti ekuiti global, komoditi, bon dan
instrumen tunai. PRUlink MyOptimizer fund berusaha untuk
mencapai risiko pulangan terlaras tertinggi yang berpotensi
memberi pulangan baik, jika ada, sebagai bonus prestasi
tahunan kepada pelabur sambil memberi perlindungan
modal 100% pada kematangan.
PRUlink guaranteed account bertujuan untuk menyediakan
pengumpulan modal bertempoh 5 tahun dengan
melaburkan dananya dalam bon terpilih dan/atau instrumen
pendapatan tetap lain dan pasaran ekuiti.
PRUlink Funds 119
Pasaran Ekuiti
Tahun 2010 merupakan satu lagi tahun yang amat
memberangsangkan. Selepas melantun 43% pada tahun 2009,
Indeks Komposit Kuala Lumpur FBM (IKKL FBM) meningkat
18% setakat ini dan dalam proses itu memecahkan banyak
rekod termasuk paras tertingginya sebelum ini. Faktor-
faktor domestik yang merancakkan pasaran ialah usaha
transformasi kerajaan seperti Program Transformasi
Ekonomi (ETP), Model Ekonomi Baru (NEM) dan Rancangan
Malaysia Ke-10 (RMK-10). Pasaran menghadapi rintangan
menjelang pertengahan tahun kerana pelabur bimbang
tentang kemelesetan berulang di Eropah dan Amerika
Syarikat (AS), tetapi dana asing bertukar menjadi pembeli
bersih yang besar dalam separuh kedua tahun itu ekoran
redanya kebimbangan tentang kemelesetan berulang dan
meningkatnya kesedaran tentang potensi pertumbuhan
yang lebih kukuh dalam pasaran sedang muncul.
Tahun 2010 bermula perlahan. Tidak banyak pemangkin
untuk memacu bursa tempatan selain daripada pengumuman
tentang NEM pada akhir Mac. Kebimbangan tentang krisis
hutang Eropah terutamanya di Greece mengehadkan
sebarang lonjakan besar dalam pasaran ekuiti global dan
serantau. Malaysia mengalami aliran keluar baru dana asing
dari Januari hingga Mei.
Walau bagaimanapun, pasaran ekuiti global dan serantau
mula melonjak kukuh selepas jualan besar-besaran pada
bulan April hingga Mei. IKKL FBM merosot daripada paras
1,350 mata ke paras terendah 1,240 mata dalam tempoh
ini. Namun begitu, sejak paras terendah yang dicatatkan
pada bulan Mei, pasaran ekuiti di seluruh dunia mengalami
lonjakan kukuh. Malaysia mula mengalami aliran masuk
bersih dana asing dari bulan Jun.
Di dalam negara, banyak pengumuman daripada kerajaan
Malaysia yang membuatkan pelabur teruja tentang Malaysia.
Terdapat pengumuman mengenai RMK-10 pada bulan Jun
disusuli dengan Hari Terbuka ETP pada bulan September,
kemudian disusuli pula dengan Bajet 2011 pada bulan
Oktober. UMNO juga mengadakan Perhimpunan Agungnya
pada Oktober tahun lepas. Pada bulan September, FTSE
menaikkan taraf Malaysia daripada pasaran sedang muncul
sekunder kepada pasaran sedang muncul maju.
Saham perladangan menikmati penarafan semula pada
bulan Oktober, terima kasih kepada harga komoditi yang
lebih tinggi termasuk minyak sawit mentah (CPO). Saham
pembinaan ditaraf semula berikutan peningkatan kukuh
Gamuda dan kemunculan semulanya di IKKL FBM. Juga,
komitmen kerajaan untuk merangsangkan ekonomi
tempatan telah ditegaskan semula banyak kali, misalnya,
semasa pengumuman RMK-10 pada bulan Jun, pelancaran
ringan ETP pada bulan September dan Bajet 2011 pada bulan
Oktober. Saham harta menokok naik tanpa diduga apabila
pelabur tidak menghiraukan kebimbangan tentang had
yang dikenakan ke atas nisbah pinjaman kepada nilai dan
memberi perhatian kepada kesan perolehan jualan tertinggi
pada tahun 2010. Aliran berita tentang perbankan tanah
dan projek penswastaan tanah yang mungkin dilaksanakan
oleh pemaju-pemaju besar juga menolong menarafkan
semula sektor ini.
Namun begitu, pada bulan November, lonjakan dari bulan
Jun terhenti. IKKL FBM meningkat daripada paras 1,243
mata pada akhir bulan Mei untuk mencapai paras 1,531
mata pada pertengahan November. Kebimbangan tentang
krisis fiskal Ireland dengan ketegangan daripada serangan
Korea Utara menyaksikan pasaran ekuiti global dan serantau
juga terhenti daripada lonjakannya masing-masing. Kami
melihat tempoh ini sebagai fasa pembetulan bagi pasaran
ekuiti global dan serantau selepas lonjakan kukuh pada
bulan Jun hingga November.
Pasaran Bon
Pada Januari 2010, Bank Negara Malaysia (BNM)
mengekalkan kadar dasar semalaman (OPR) pada paras
2.0%. Ura-ura tentang pernomalan kadar faedah
menimbulkan spekulasi pasaran mengenai masa dan
jumlah kenaikan kadar pada mesyuarat Jawatankuasa Dasar
Kewangan (MPC) yang akan datang. Pada 4 Mac 2010,
BNM menjadi bank pusat yang pertama di Asia menaikkan
kadar dasar penanda arasnya. Ia menaikkan OPR sebanyak
25 mata asas kepada 2.25%, menandakan permulaan ke
arah pernomalan kadar faedah daripada paras terendah
semasa yang belum pernah dialami sebelum ini, iaitu 2%
sejak Februari 2009. Kadar hasil bon berdaulat bertempoh
Tinjauan Pelaburan
PRUlink Funds 120
sederhana hingga panjang merosot apabila permintaan
bertambah baik berikutan dagangan mata wang.
Pada 13 Mei 2010, BNM telah menaikkan kadar dasar
penanda arasnya buat kali kedua dalam masa setahun
sebanyak 25 mata asas kepada 2.50%, bertujuan
untuk menormalkan kadar faedah bagi mencegah
ketidakseimbangan kewangan daripada meningkat. S&P
mengesahkan penarafan kredit berdaulat Malaysia A+
(penarafan mata wang tempatan) / A- (penarafan mata wang
asing) dengan tinjauan masa depan yang stabil. Penarafan
ini adalah berdasarkan kedudukan kecairan luaran negara
yang agak kukuh, ekonomi terbuka dan kemampuan teguh
untuk membiayai semula hutang kerajaan. Inflasi yang boleh
diurus, kenaikan nilai Ringgit dan pengesahan penarafan
kredit berdaulat oleh S&P telah mendorong minat dalam
bon kerajaan.
BNM telah menaikkan OPR sebanyak 25 mata asas lagi
kepada 2.75% pada 8 Julai 2010, kenaikan kali ketiga
berturut-turut sejak 10 Mac. Walaupun aktiviti ekonomi
domestik terus kukuh pada suku kedua, BNM memberi
peringatan bahawa perkembangan luaran dalam
persekitaran kewangan dan ekonomi antarabangsa
boleh menyebabkan penurunan dalam kadar kepesatan
pertumbuhan. BNM mengekalkan OPR pada 2 September
2010 apabila momentum pertumbuhan global menyusut
disebabkan kelemahan berterusan dalam pasaran buruh.
Selain itu, kesan rangsangan sementara kepada aktiviti
ekonomi yang diberikan oleh pertambahan inventori dan
rangsangan dasar juga mula pudar.
BNM membuat keputusan untuk mengekalkan kadar OPR
pada paras 2.75% pada mesyuarat Jawatankuasa Dasar
Kewangan (MPC) pada 12 November 2010. Jawatankuasa
Dasar Kewangan menganggap dasar kewangan semasa
sebagai sesuai dan selaras dengan taksiran terbaru
pertumbuhan ekonomi dan prospek inflasi. Dalam Bajet
2011 Malaysia, defisit fiskal Malaysia disasarkan berkurangan
kepada 5.4% daripada Keluaran Dalam Negara Kasar
(KDNK) pada tahun 2011 (5.6% daripada KDNK pada tahun
2010). Oleh yang demikian, jumlah peminjaman Kerajaan
kasar pada tahun 2011 dijangka meningkat daripada kira-
kira RM60 bilion pada tahun 2010 kepada anggaran RM90
bilion. Dengan keluarnya kalendar lelongan bon berdaulat
2011 yang menunjukkan bilangan terbitan bertarikh panjang
yang lebih besar, maka bahagian keluk hasil berdaulat yang
bertempoh panjang mungkin akan meningkat.
Bagi tempoh 1 tahun dalam tinjauan, kadar hasil bon
berdaulat bertempoh 3, 5 dan 10 tahun berubah masing-
masing sebanyak -13 mata asas, -45 mata asas dan -25
mata asas untuk ditutup pada paras 3.11%, 3.34% dan
4.00%.
Pasaran bon korporat menyaksikan penurunan taraf
terbitan hutang pengendali air Selangor. Ini disebabkan
ketidakpastian yang menyelubungi penstrukturan semula
industri air Selangor yang belum selesai. Kadar hasil bon
korporat bergerak seiring dengan kadar hasil bon berdaulat
walaupun ketinggalan. Aktiviti dalam pasaran bon korporat
disokongan oleh kecairan yang melimpah dan didominasikan
oleh nama-nama terpilih dalam segmen AAA dan AA.
PRUlink Funds 121
PRUlink equity fund Pada Disember 2010, Nilai Aset Bersih seunit PRUlink equity fund adalah pada paras RM3.189 berbanding dengan
RM2.628 pada akhir tahun 2009. Bagi tempoh dalam
tinjauan, prestasi dana sebanyak 21.34% adalah lebih
rendah daripada prestasi penanda aras iaitu 21.76%.
Sejak dimulakan pada Julai 1997, Dana ini telah mencatatkan
peningkatan keseluruhan sebanyak 219.21% berbanding
dengan prestasi penanda aras iaitu 48.52%, justeru
mengatasi prestasi pasaran sebanyak 170.69%.
PRUlink bond fundPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink bond fund meningkat kepada RM2.437 daripada RM2.304
pada akhir tahun 2009, mencatatkan pulangan sebanyak
5.74% bagi tahun itu.
Sejak dilancarkan pada 15 Julai 1997, Dana ini mencatatkan
peningkatan sebanyak 143.51%.
PRUlink managed fundPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink managed fund ialah RM2.674 berbanding dengan RM2.293
pada akhir tahun 2009. Bagi tempoh dalam tinjauan,
PRUlink managed fund melaporkan pulangan sebanyak
16.59% yang lebih rendah daripada pulangan penanda
aras sebanyak 17.14%.
Sejak dimulakan pada 14 September 1999, Dana ini
mencatatkan peningkatan sebanyak 167.35%.
PRUlink managed fund IIPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink managed fund II ialah RM1.639 berbanding dengan
RM1.383 pada akhir tahun 2009. Bagi tempoh dalam
tinjauan, PRUlink managed fund II melaporkan pulangan
sebanyak 18.50% yang lebih rendah daripada pulangan
penanda aras yang sebanyak 18.68%.
Sejak dimulakan pada Ogos 2006, Dana ini mencatatkan
peningkatan sebanyak 63.89%.
PRUlink golden equity fund Pada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink golden equity fund ialah RM1.252 berbanding dengan
RM1.031 pada akhir tahun 2009. Bagi prestasi 1 tahun, Dana
ini mencatatkan pulangan sebanyak 21.45% yang lebih
rendah daripada pulangan penanda aras iaitu 21.76%.
Sejak dimulakan pada 19 November 2007, Dana ini
mencatatkan pulangan negatif sebanyak 25.19%.
PRUlink golden bond fundPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink golden bond fund ialah RM1.135 berbanding dengan
RM1.079 pada akhir tahun 2009, sekali gus mencatatkan
peningkatan sebanyak 5.13%.
Sejak dimulakan pada 19 November 2007, Dana ini men-
catatkan peningkatan sebanyak 13.47%.
Prestasi Dana
PRUlink dana unggulPRUlink dana unggul menutup tahun 2010 pada paras
RM2.367 berbanding dengan RM2.004 pada akhir tahun
2009. Bagi tahun tersebut, prestasi dana sebanyak 18.10%
adalah lebih rendah daripada pulangan penanda aras iaitu
18.20%.
Sejak dilancarkan pada 1 Ogos 2000, Dana ini mencatatkan
pulangan positif sebanyak 136.73%.
PRUlink dana amanPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink dana aman meningkat kepada RM1.835 daripada RM1.733
pada akhir tahun 2009, sekali gus mencatatkan pulangan
sebanyak 5.89% bagi tahun itu.
Sejak dilancarkan pada 1 Ogos 2000, Dana ini mencatatkan
peningkatan 82.45%.
PRUlink dana urusPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink dana urus ialah RM2.197 berbanding dengan RM1.924 pada
akhir tahun 2009. Bagi tahun dalam tinjauan, prestasi Dana
sebanyak 14.19% adalah lebih rendah daripada pulangan
penanda aras iaitu 14.65%.
Sejak dimulakan, Dana ini mencatatkan peningkatan
sebanyak 119.42%.
PRUlink Funds 122
PRUlink dana urus IIPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink dana urus II ialah RM1.555 berbanding dengan RM1.343
pada akhir tahun 2009. Bagi tahun dalam tinjauan, prestasi
Dana sebanyak 15.79% adalah lebih rendah daripada
pulangan penanda aras iaitu 15.83%.
Sejak dimulakan pada 1 Ogos 2006, Dana ini mencatatkan
pulangan positif sebanyak 55.46%.
PRUlink asia managed fund PRUlink asia managed fund menutup tahun 2010 pada paras
RM1.287 berbanding dengan RM1.231 pada akhir 2009.
Bagi tahun 2010, dana ini melaporkan pulangan sebanyak
4.56% di mana penanda aras adalah 5.76%.
Sejak dimulakan pada 30 November 2005, Dana ini
mencatatkan pulangan sebanyak 28.95%.
PRUlink asia property securities fundPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink asia property securities fund ialah RM0.821. Sehingga kini
dalam tahun ini, dana ini mencatatkan pulangan sebanyak
12.05%, mengatasi pulangan penanda aras iaitu 9.19%.
Sejak dimulakan pada 12 Februari 2008, Dana ini
mencatatkan pulangan negatif sebanyak 18.26%.
PRUlink asia local bond fundPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink asia local bond fund ialah RM1.258. Sehingga kini dalam
tahun ini, Dana ini mencatatkan pulangan sebanyak 3.49%,
mengatasi pulangan penanda aras iaitu 1.77%.
Sejak dimulakan pada 16 September 2008, Dana ini
mencatatkan pulangan positif sebanyak 26.00%.
PRUlink global market navigator fundPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink global market navigator fund ialah RM1.161. Sehingga kini
dalam tahun ini, dana ini mencatatkan pulangan negatif
2.14%. Sejak dimulakan pada 16 September 2008, Dana
ini mencatatkan pulangan positif sebanyak 16.36%.
PRUlink dragon peacock fundPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink dragon peacock fund ialah RM1.096. Sejak dimulakan pada
20 Januari 2010, Dana ini mencatatkan pulangan sebanyak
9.57% berbanding dengan prestasi penanda aras iaitu
3.21%, maka ia mengatasi prestasi pasaran sebanyak
6.37%.
PRUlink education equity fundPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink education equity fund ialah RM1.173, mencatatkan pulangan
sebanyak 17.31%. Sejak dimulakan pada 10 Mac 2010,
PRUlink education equity fund mengatasi pulangan penanda
aras iaitu 16.55%.
PRUlink education bond fundPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink education bond fund ialah RM1.043 dengan prestasi
pulangan 4.29%. Sejak dimulakan pada 10 Mac 2010,
PRUlink education bond fund mencatatkan pulangan di
bawah penanda aras sebanyak 1.02%.
PRUlink asia equity fundPada 31 Disember 2010, Nilai Aset Bersih seunit PRUlink asia equity fund ialah RM1.062. Sejak dimulakan pada 17
September 2010, PRUlink asia equity fund mencatatkan
pulangan 6.21%, di bawah penanda aras iaitu 9.29%.
PRUlink MyOptimizer fundPRUlink MyOptimizer fund hanya dimulakan pada 30
Disember 2010, tiada pulangan dicatatkan. Nilai Aset Bersih
seunit PRUlink MyOptimizer fund ialah RM0.960 setakat 31
Disember 2010.
PRUlink guaranteed account Dana PRUlink guaranteed account matang pada 30 April
2010. Sila rujuk kepada laporan penutup untuk maklumat
lanjut.
PRUlink Funds 123
Ekuiti
Kami tetap positif tetapi berhati-hati tentang ekuiti Malaysia
pada tahun 2011. Perolehan korporat dijangka terus teguh,
didorong oleh permintaan pengguna yang berdaya tahan,
harga komoditi yang kukuh dan disokong oleh inisiatif
Program Transformasi Ekonomi (ETP) kerajaan. Kami juga
menjangkakan lebih banyak Projek Titik Masuk (EPP) bakal
diumumkan di bawah ETP dan mengharapkan pelaksanaan
projek-projek EPP yang telah diumumkan.
Penggabungan & Pengambilalihan (M&A) akan terus menjadi
tema utama di dalam negara. Barisan syarikat yang bakal
melaksanakan IPO dijangka kukuh, justeru itu berpotensi
memacu pasaran modal ekuiti lebih jauh lagi. Pilihan raya
kilat pada tahun 2011 boleh mencetuskan ketidakpastian di
kalangan pelabur.
Kami terus memilih strategi pelaburan bawah ke atas bagi
tempoh akan datang, di mana pemilihan saham taktikal
dan peruntukan aset akan memacu prestasi dana yang
memberangsangkan. Kami akan terus mencari syarikat
yang mempunyai kestabilan dalam perolehan, daya saing
dalam pasaran tempatan atau luar negara, ketelusan dan
amalan tadbir urus korporat yang baik.
Tinjauan Masa Depan Pelaburan
Bon
Pemansuhan subsidi berikutnya akan dilaksanakan
pada tahun 2011, sejajar dengan pelan pemansuhan
subsidi kerajaan setiap 6 bulan. Ini, bersama dengan
kenaikan harga makanan dan harga komoditi dunia akan
menyebabkan peningkatan inflasi yang merupakan satu
fenomena yang semakin membimbangkan di rantau
ini. Walau bagaimanapun, Bank Negara Malaysia (BNM)
menjangkakan inflasi akan terus sederhana pada tahun
2011 meskipun terdapat rasionalisasi subsidi. Sebarang
kenaikan dalam kadar dasar kemungkinan akan hanya
dilaksanakan menjelang separuh kedua 2011.
BNM telah mengeluarkan kalendar lelongan bon berdaulat
dengan penawaran lelongan yang lebih besar berserta
lebih banyak terbitan yang bertempoh panjang. Keteguhan
mata wang serantau, terutamanya Ringgit, dan kelebihan
dagangan mata wang terus memberikan sokongan asas
bagi kadar hasil bon berdaulat yang didenominasikan dalam
Ringgit kerana pelabur mencari aset yang mendatangkan
pulangan keuntungan yang lebih tinggi. Namun begitu,
aliran keluar dana yang tiba-tiba disebabkan pengelakan
risiko akan mencetuskan kemeruapan dalam kelas aset
pasaran sedang muncul, termasuk bon berdaulat yang
didenominasikan dalam Ringgit.
Aktiviti dalam bon korporat dijangka bertambah rancak
kerana penerbit mengambil kesempatan daripada
persekitaran kadar faedah yang secara relatifnya rendah dan
selera risiko pelabur yang bertambah baik, untuk mengunci
kos peminjaman yang lebih murah.
Kami menjangkakan bahawa pasaran bon akan terus
disokong oleh kecairan domestik yang melimpah dan
persekitaran kredit yang bertambah baik. Kami akan terus
mengumpulkan terbitan berkualiti dengan aliran tunai yang
stabil dan mencari peluang dagangan.
ASIA
Gambaran Keseluruhan Pasaran
Pasaran Asia di luar Jepun mencatatkan satu lagi tahun
yang memberangsangkan, meningkat 17% daripada tahun
sebelumnya yang juga merupakan satu tahun yang amat
baik. Aliran kecairan ke rantau ini yang didorong oleh kadar
faedah yang rendah dan asas struktur yang kukuh memacu
harga naik, lantas meningkatkan tekanan inflasi.
Bank-bank pusat di rantau ini melaksanakan satu pusingan
kenaikan kadar sepanjang tahun, bermula dengan kenaikan
kadar yang pertama oleh Bank Negara Malaysia. Meskipun
Bank Rakyat China menaikkan nisbah keperluan rizab
PRUlink Funds 124
sebanyak enam kali dalam tahun itu, negara-negara Asia
yang lain kelihatannya ketinggalan dalam menaikkan kadar
kerana bimbang langkah itu akan menakutkan pelaburan
asing. Negara-negara Asia juga mengambil inisiatif untuk
membendung kenaikan harga makanan. China dan Hong
Kong terutamanya mengenakan pelbagai kawalan ke atas
gelembung hartanah yang semakin membesar.
Menjelang akhir tahun, ketegangan di semenanjung
Korea menarik perhatian pasaran tetapi tidak mengalihkan
tumpuan daripada pertumbuhan ekonomi, tekanan inflasi
dan kenaikan harga komoditi serta makanan global.
Tinjauan Masa Depan
Bank-bank pusat di seluruh rantau ini perlu menjaga
keseimbangan antara merangsangkan pertumbuhan
ekonomi dan mengehadkan tekanan inflasi kerana harga,
terutamanya makanan dan komoditi, terus meningkat.
Lebih banyak kenaikan kadar dijangka berlaku sepanjang
tahun ini berserta kenaikan lagi dalam nilai mata wang
Asia, untuk membendung inflasi yang melambung. Ketika
kerajaan Asia beranjak untuk fokus kepada penggunaan
domestik dan bukannya bergantung pada eksport untuk
memacu ekonomi mereka, kerajaan akan terus membelanja
ke atas infrastruktur untuk meningkatkan kualiti hidup di
negara-negara sedang muncul. Kawalan lanjut dijangka
akan dilaksanakan dan kawalan yang telah dilaksanakan
pada tahun sebelumnya akan diuji keberkesanannya dalam
membendung gelembung hartanah di China.
Sedangkan kami berwas-was bahawa pasaran stok mungkin
akan meruap jikalau timbul sebarang peristiwa global,
Pengurus Dana akan terus fokus kepada strategi pelaburan
bawah ke atas dan pemilihan saham di bawah nilai. Asas
kegemaran di Asia akan terus menyokong permintaan dari
pelabur global yang mencari hasil dan pulangan lebih tinggi
dari bon Asian, juga nilai yang masih boleh didapati di
pasaran dan sektor terpilih.
GLOBAL
Gambaran Keseluruhan Pasaran
Ekuiti global memberikan gambaran yang positif selepas
begitu mengharapkan pemulihan pada tahun 2009. Indeks
MSCI AC World meningkat 10.4%, sekaligus mengesahkan
bahawa ekonomi global sememangnya bertambah baik.
Ketegangan politik di Korea dan Timur Tengah mencetuskan
kebimbangan dalam tahun itu tetapi tidak menghakis
sentimen pasaran keseluruhan yang positif.
Kebimbangan tentang sama ada pemulihan yang tinggi
di Amerika Syarikat (AS) hanyalah sementara sebelum
menjunam lagi mendorong AS merangsangkan lagi
ekonominya dengan melaksanakan Pelonggaran Kuantitatif
kali kedua (QE2).
Kesatuan Eropah (EU) melaksanakan kempen jimat cermat
untuk memulihkan krisis hutangnya. Kerajaan-kerajaan
anggota dalam EU memotong perbelanjaan awam dan
kebajikan sosial serta mengurangkan defisit belanjawan
kerajaan masing-masing melalui pelan jimat cermat.
Dengan Greece dan Ireland menerima suntikan kecairan,
kebimbangan tentang penularan kemelut hutang Eropah
akan terus menjadi satu isu, dengan pelabur begitu bimbang
tentang Sepanyol dan Portugal.
Dengan kecairan membanjiri pasaran dan mencari pulangan
yang lebih tinggi, Asia merupakan penyumbang disebabkan
daya tarikan kadar faedahnya yang rendah, struktur
kewangan dan perolehan korporat yang lebih teguh serta
pelaksanaan dagangan. Tahun 2010 menyaksikan banyak
negara di rantau Asia telah melaksanakan dasar untuk
mengawal isu-isu ini yang telah melanda seluruh Asia.
Tinjauan Masa Depan
Keyakinan baru berserta dasar-dasar yang digubal oleh
kerajaan-kerajaan pada tahun 2010 mewujudkan suasana
untuk apa yang bakal dihadapi di tahun 2011. Kami
melihat tiga isu yang berlainan bakal mendominasi tahun
PRUlink Funds 125
ini di mana pelaksanaan dan penarikan balik dasar-dasarnya
merupakan kunci:
1. QE2 di AS
2. Program jimat cermat di Eropah
3. Kawalan di Asia
Keberkesanan QE2 AS kali kedua akan diuji mengenai isu-
isu yang telah dirancang untuk dipulihkan oleh program itu,
iaitu merangsangkan pertumbuhan ekonomi, menurunkan
kadar pengangguran yang begitu tinggi dan menurunkan
defisit perdagangan AS.
Di kawasan Euro, pembahagian antara negara-negara
pinggiran dan jirannya yang lebih stabil, iaitu Jerman dan
Perancis, akan mencetuskan persoalan kestabilan dan
keberkesanan blok Kesatuan Eropah dan Euro. Sama ada
program jimat cermat akan mencapai tujuannya tetap
menjadi satu harapan bagi tahun 2011.
Bank-bank pusat di Asia terpaksa terus mengetatkan dasar
fiskal dan kewangannya dengan lebih agresif bagi mengawal
kenaikan inflasi, gelembung hartanah dan kenaikan nilai
mata wang.
Faktor lain yang akan memacu sebarang perubahan
ekonomi ialah perubahan iklim yang sentiasa melanda di
mana-mana, kenaikan harga komoditi dan ketegangan
politik di Korea dan Timur Tengah. Tahun 2011 juga akan
menyaksikan institusi kewangan bergegas untuk memenuhi
keperluan baru Basel III yang memerlukan paras modal dan
tahap ketelusan pelaporan yang lebih tinggi.
Ekuiti global dilihat akan menawarkan nilai yang baik di
tahun 2011. Pengurus Dana akan terus berfokus kepada
strategi pelaburan bawah ke atas dan pemilihan saham
yang di bawah nilai. Oleh sebab bon korporat lazimnya
membayangkan nilai, kunci kira-kira korporat yang telah
diperteguh sepanjang tahun 2010 dijangka akan terus
pada tahun 2011. Jurang perbezaan hasil antara korporat
dan pemerintah masih mencukupi untuk menjadikan bon
pulangan tinggi kelihatan menarik. Pengurus Dana akan
terus berpihak kepada kredit yang menawarkan nilai
ekstrem berbanding dengan risiko.
PRUlink Funds 126
Sorotan KewanganJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Ekuiti Bahan Binaan
Konglomerat
Pembinaan
Barang Pengguna
Perbankan & Kewangan
Perjudian
Perusahaan
Perkilangan
Media
Motor
Minyak & Gas
Perladangan
Kuasa
Harta
Perkhidmatan
Teknologi
Telekomunikasi
Perkayuan
Pengangkutan
Air
Tunai dan DepositAset LainJumlah Liabiliti Jumlah
2006%
0.51
5.89
5.45
2.90
20.69
14.19
0.25
-
2.96
2.68
6.39
2.78
10.19
2.62
0.09
0.63
8.45
-
5.81
-
92.47
7.57
0.89
(0.92)
100.00
2007%
1.23
13.57
4.88
2.37
17.86
14.39
1.07
-
2.62
3.05
8.53
1.44
7.11
4.33
-
0.88
5.34
0.18
4.00
0.21
93.07
7.01
2.21
(2.29)
100.00
2008%
0.19
8.70
2.92
1.65
20.53
11.14
1.41
-
2.30
1.33
5.30
6.61
6.15
2.53
-
0.61
9.19
0.04
3.34
0.08
84.01
17.18
0.98
(2.17)
100.00
2009%
0.10
9.37
2.71
0.98
25.57
12.09
2.85
-
2.49
1.65
2.79
8.17
6.30
1.70
-
0.91
10.71
0.02
1.67
0.41
90.51
9.23
0.98
(0.72)
100.00
2010%
0.57
7.07
5.28
3.06
29.26
8.65
1.67
0.16
1.14
1.68
5.19
7.01
5.10
3.16
-
1.06
12.31
-
2.50
0.23
95.11
5.66
0.32
(1.09)
100.00
PRUlink equity fund
PRUlink Funds 127
Kategori
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata - Penanda Aras: Indeks FTSE Bursa Malaysia Top 100 (FBM100)TempohSatu tahun
Tiga tahun
Lima tahun
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember PRUlink equity fund
2006%
1,679,978,001
799,841,602
2.100
2.103
1.741
19.83%
-
2007%
2,499,605,255
931,032,043
2.685
2.693
2.116
27.82%
-
2008%
2,143,409,641
1,161,871,170
1.845
2.795
1.776
(31.29%)
-
2009%
3,671,739,474
1,397,005,632
2.628
2.629
1.779
42.47%
-
2010%
4,878,213,363
1,529,617,613
3.189
3.198
2.571
21.34%
-
21.34%
5.94%
12.74%
21.76%
2.30%
11.45%
PRUlink Funds 128
Prestasi PRUlink equity fund(Sejak Dimulakan)
% P
erub
ahan
SD
220.00%
200.00%
180.00%
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
(60.00%)
(80.00%)
(100.00%)
220.00%
200.00%
180.00%
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
(60.00%)
(80.00%)
(100.00%)
PEF
Index-FBM100
Jul
97
Mac
03
Mac
98
Sep
03
Sep
98
Mac
04
Mac
99
Sep
04
Sep
99
Mac
05
Mac
00
Sep
05
Sep
00
Mac
06
Mac
01
Sep
06
Sep
01
Mac
07
Mac
02
Sep
07
Sep
02
Mac
08
Mac
09
Mac
10
Sep
08
Sep
09
Sep
10
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
PRUlink equity fund berbanding Indeks FTSE Bursa Malaysia Top 100 (FBM100)
Tarikh
PRUlink Funds 129
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Sekuriti Pendapatan Tetap:
- Bon/Sekuriti Korporat
- Sijil Deposit Boleh Niaga
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata - Penanda Aras: Kadar FD Maybank 12 Bulan Tingkat 1TempohSatu tahun
Tiga tahun
Lima tahun
PRUlink bond fund
2006%
89.97
1.93
7.01
1.93
(0.84)
100.00
285,503,729
140,774,504
2.028
2.031
1.884
6.43%
2007%
82.06
1.09
15.64
2.00
(0.79)
100.00
494,300,406
233,422,297
2.118
2.118
2.032
4.41%
-
2008%
86.73
0.83
11.98
1.48
(1.02)
100.00
654,170,071
301,559,477
2.169
2.169
2.093
2.44%
-
2009%
93.82
0.65
5.83
0.93
(1.23)
100.00
800,343,864
347,298,006
2.304
2.305
2.170
6.23%
-
2010%
91.10
0.49
8.23
0.79
(0.61)
100.00
1,035,786,244
425,071,298
2.437
2.435
2.306
5.74%
-
5.74%
4.76%
5.02%
2.74%
2.99%
3.29%
PRUlink Funds 130
Prestasi PRUlink bond fund(Sejak Dimulakan)
Jul
97
Mac
03
Mac
98
Sep
03
Sep
98
Mac
04
Mac
99
Sep
04
Sep
99
Mac
05
Mac
00
Sep
05
Sep
00
Mac
06
Mac
01
Sep
06
Sep
01
Mac
07
Mac
02
Sep
07
Sep
02
Mac
08
Mac
09
Mac
10
Sep
08
Sep
09
Sep
10
% P
erub
ahan
SD
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
PBF
12M MBB T1 FD rate
PRUlink bond fund berbanding Kadar FD Maybank 12 Bulan Tingkat 1
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 131
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Pelaburan dalam-
PRUlink equity fundPRUlink bond fundTunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: 70% Indeks FTSE Bursa Malaysia Top 100 (FBM 100) + 30% Kadar FD Maybank 12 Bulan Tingkat 1TempohSatu tahun
Tiga tahun
Lima tahun
PRUlink managed fund
2006%
71.89
28.11
-
-
-
100.00
566,823,443
298,345,366
1.900
1.925
1.635
15.68%
-
2007%
75.82
24.18
-
-
-
100.00
781,813,876
340,912,426
2.293
2.298
1.911
20.71%
-
2008%
64.66
35.34
-
-
-
100.00
721,152,508
406,807,406
1.773
2.366
1.721
(22.70%)
-
2009%
71.30
28.70
-
-
-
100.00
1,070,426,887
466,787,194
2.293
2.294
1.737
29.36%
-
2010%
73.92
26.08
-
-
-
100.00
1,339,546,299
501,044,275
2.674
2.677
2.261
16.59%
-
16.59%
5.25%
10.24%
16.05%
2.51%
9.25%
PRUlink Funds 132
Prestasi PRUlink managed fund(Sejak Dimulakan)
Sep
99
Apr
03
Dis
99
Ogo
03
Apr
00
Dis
03
Ogo
00
Apr
04
Dis
00
Ogo
04
Apr
01
Dis
04
Ogo
01
Apr
05
Dis
01
Ogo
05
Apr
02
Dis
05
Ogo
02
Apr
06
Dis
02
Ogo
06
Apr
07
Dis
07
Dis
08
Dis
09
Dis
10
Dis
06
Ogo
07
Ogo
08
Ogo
09
Ogo
10
Apr
08
Apr
09
Apr
10
% P
erub
ahan
SD
180.00%
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
180.00%
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
PMF
70% FBM100 + 30% 12 MTH MBB T1 FD rate
PRUlink managed fund berbanding 70% FBM100 + 30% Kadar FD Maybank 12 Bulan T1
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 133
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Pelaburan dalam -
PRUlink equity fundPRUlink bond fundTunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: 80% Indeks FTSE Bursa Malaysia Top 100 (FBM 100) + 20% Kadar FD Maybank 12 Bulan Tingkat 1TempohSatu tahun
Tiga tahun
Lima tahun
2006%
81.50
18.50
-
-
-
100.00
13,325,295
11,827,845
1.127
1.127
0.999
12.66%
-
2007%
83.04
16.96
-
-
-
100.00
82,686,679
59,799,438
1.383
1.386
1.134
22.69%
-
2008%
76.26
23.74
-
-
-
100.00
102,997,512
99,809,566
1.032
1.431
0.999
(25.37%)
-
2009%
81.42
18.58
-
-
-
100.00
196,601,514
142,153,401
1.383
1.383
1.006
34.02%
-
2010%
82.91
17.09
-
-
-
100.00
304,142,421
185,582,566
1.639
1.641
1.360
18.50%
-
18.50%
5.83%
tiada
17.95%
2.44%
tiada
PRUlink managed fund II
PRUlink Funds 134
% P
erub
ahan
SD
70.00%
50.00%
30.00%
10.00%
(10.00%)
70.00%
50.00%
30.00%
10.00%
(10.00%)
PMF2
80% FBM100 + 20% 12M MBB T1 FD rate
Ogos 06 Mac 07 Nov 07 Jun 08 Feb 09 Sep 09 Mei 10 Dis 10
PRUlink managed fund II berbanding 80% FBM100 + 20% Kadar FD Maybank 12 Bulan T1
Prestasi PRUlink managed fund II(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 135
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Pelaburan dalam-
PRUlink equity fundTunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: Indeks FTSE Bursa Malaysia Top 100 (FBM 100)TempohSatu tahun
Tiga tahun
Lima tahun
2007%
99.98
0.02
-
-
100.00
35,942,944
34,143,751
1.053
1.056
1.000
5.27%
-
2008%
99.98
0.02
-
-
100.00
36,522,155
50,482,178
0.723
1.096
0.697
(31.27%)
-
2009%
99.99
0.01
-
-
100.00
69,938,257
67,853,457
1.031
1.031
0.698
42.47%
-
2010%
99.99
0.01
-
-
100.00
109,840,807
87,742,702
1.252
1.254
1.008
21.45%
-
21.45%
18.92%
tiada
21.76%
7.07%
tiada
PRUlink golden equity fund
PRUlink Funds 136
% P
erub
ahan
SD
30.00%
20.00%
10.00%
0.00%
(10.00%)
(20.00%)
(30.00%)
(40.00%)
(50.00%)
30.00%
20.00%
10.00%
0.00%
(10.00%)
(20.00%)
(30.00%)
(40.00%)
(50.00%)
PGE
Index-FBM100
Nov 07
Dis 07
Feb 08
Apr 08
Jun 08
Ogos 08
Okt 08
Dis 08
Feb 09
Apr 09
Jun 09
Ogos 09
Okt 09
Dis 09
Feb 10
Apr 10
Jun 10
Ogos 10
Okt 10
Dis 10
PRUlink golden equity fund berbanding Indeks FTSE Bursa Malaysia Top 100 (FBM100)
Prestasi PRUlink golden equity fund(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 137
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Pelaburan dalam-
PRUlink bond fundTunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: Kadar FD Maybank 12 Bulan Tingkat 1TempohSatu tahun
Tiga tahun
Lima tahun
2007%
100.00
-
-
-
100.00
80,078,455
79,945,383
1.002
1.002
1.000
0.17%
-
2008%
100.00
-
-
-
100.00
124,566,722
121,987,834
1.021
1.096
0.697
1.94%
-
2009%
100.00
-
-
-
100.00
173,430,109
160,677,526
1.079
1.080
1.021
5.70%
-
2010%
100.00
-
-
-
100.00
249,642,277
220,001,951
1.135
1.135
1.080
5.13%
-
5.13%
13.29%
tiada
2.74%
9.24%
tiada
PRUlink golden bond fund
PRUlink Funds 138
% P
erub
ahan
SD
14.50%
13.50%
12.50%
11.50%
10.50%
9.50%
8.50%
7.50%
6.50%
5.50%
4.50%
3.50%
2.50%
1.50%
0.50%
(0.50%)
(1.50%)
PGB
12M MBB T1 FD rate
14.50%
13.50%
12.50%
11.50%
10.50%
9.50%
8.50%
7.50%
6.50%
5.50%
4.50%
3.50%
2.50%
1.50%
0.50%
(0.50%)
(1.50%)
PRUlink golden bond fund berbanding Kadar FD Maybank 12 Bulan T1
Prestasi PRUlink golden bond fund(Sejak Dimulakan)
Nov 07
Dis 07
Feb 08
Apr 08
Jun 08
Ogos 08
Okt 08
Dis08
Feb 09
Apr 09
Jun 09
Ogos 09
Okt 09
Dis09
Feb 10
Apr 10
Jun 10
Ogos 10
Okt 10
Dis 10
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 139
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Ekuiti Bahan Binaan
Konglomerat
Pembinaan
Barang Pengguna
Kewangan
Perusahaan
Perkilangan
Media
Motor
Minyak & Gas
Perladangan
Kuasa
Harta
Perkhidmatan
Teknologi
Telekomunikasi
Perkayuan
Pengangkutan
Air
Tunai dan DepositAset LainJumlah LiabilitiJumlah
PRUlink dana unggul
2006%
4.65
7.74
8.62
6.08
-
3.84
-
1.14
1.86
8.12
6.39
14.84
6.12
0.26
3.02
9.79
-
6.89
0.82
90.18
9.20
1.45
(0.83)
100.00
2007%
5.11
15.82
8.61
2.98
-
4.90
-
1.50
3.85
9.96
7.54
8.50
6.52
-
2.16
6.31
0.79
5.79
2.06
92.40
7.19
1.56
(1.15)
100.00
2008%
1.52
4.23
12.70
2.44
0.20
2.07
-
0.63
0.90
13.79
12.99
0.21
3.93
-
-
9.79
-
5.02
9.03
79.45
20.28
3.15
(2.88)
100.00
2009%
3.28
13.37
7.66
3.11
0.43
5.90
-
-
1.59
5.74
14.59
10.47
5.05
-
0.63
13.12
-
3.74
0.72
89.40
10.86
0.83
(1.09)
100.00
2010%
2.25
10.86
13.82
2.31
0.14
1.65
1.09
0.10
1.83
9.13
12.75
8.60
7.02
-
0.43
17.52
-
5.99
-
95.48
5.62
0.54
(1.64)
100.00
PRUlink Funds 140
Kategori
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: Indeks Syariah Emas FTSE-Bursa Malaysia (FBMSHA) TempohSatu tahun
Tiga tahun
Lima tahun
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember PRUlink dana unggul
2006%
118,610,251
70,665,752
1.678
1.679
1.362
22.69%
-
2007%
203,168,399
90,512,530
2.245
2.278
1.704
33.73%
-
2008%
173,428,270
120,144,662
1.443
2.329
1.364
(35.69%)
-
2009%
299,136,664
149,279,613
2.004
2.004
1.432
38.82%
-
2010%
404,622,738
170,971,017
2.367
2.384
1.950
18.10%
-
18.10%
1.78%
11.59%
18.20%
(1.53%)
11.18%
PRUlink Funds 141
Sep
04
Ogo
00
Feb
05
Dis
00
Jul
05
Mei
01
Dis
05
Okt
01
Mei
06
Mac
02
Okt
06
Ogo
02
Mac
07
Jan
03
Ogo
07
Jun
03
Jan
08
Nov
03
Jun
08
Apr
04
Nov
08
Sep
09
Jul
10
Apr
09
Feb
10
Dis
10
% P
erub
ahan
SD
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
PDU
FBMSHA
PRUlink dana unggul berbanding Indeks Syariah Emas FTSE-Bursa Malaysia (FBMSHA)
Prestasi PRUlink dana unggul(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 142
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Sekuriti Pendapatan Tetap:
- Bon/Sekuriti Korporat
- Sijil Deposit Boleh Niaga
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: Kadar FD Maybank 12 Bulan Tingkat 1TempohSatu tahun
Tiga tahun
Lima tahun
PRUlink dana aman
2006%
85.90
-
13.83
1.10
(0.83)
100.00
20,417,054
13,248,366
1.541
1.550
1.456
5.81%
2007%
90.30
-
9.60
0.99
(0.89)
100.00
29,041,487
18,064,844
1.608
1.608
1.546
4.32%
-
2008%
75.03
-
24.96
1.06
(1.05)
100.00
38,283,839
23,329,598
1.641
1.641
1.585
2.08%
-
2009%
94.05
-
5.96
0.83
(0.84)
100.00
47,311,574
27,305,889
1.733
1.733
1.641
5.59%
-
2010%
89.45
-
10.44
0.68
(0.57)
100.00
56,965,611
31,048,484
1.835
1.833
1.733
5.89%
-
5.89%
4.46%
4.70%
2.74%
2.99%
3.29%
PRUlink Funds 143
Ogo 00
Dis 00
Mei 01
Okt 01
Mac 02
Ogo 02
Jan 03
Jun 03
Nov 03
Apr 04
Sep 04
Feb 05
Jul 05
Dis 05
Mei 06
Okt 06
Mac 07
Nov 08
Ogo 07
Apr 09
Jan 08
Sep 09
Jun 08
Feb 10
Jul 10
Dis 10
% P
erub
ahan
SD
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
PDA
12M MBB T1 FD rate
PRUlink dana aman berbanding Kadar FD Maybank 12 Bulan T1
Prestasi PRUlink dana aman(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 144
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember PRUlink dana urus
Kategori
Pelaburan dalam -
PRUlink dana unggulPRUlink dana amanTunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: 70% Indeks Syariah Emas FTSE-Bursa Malaysia (FBMSHA) + 30% Kadar FD Maybank 12 Bulan Tingkat 1TempohSatu tahun
Tiga tahun
Lima tahun
2006%
72.30
27.70
-
0.01
(0.01)
100.00
38,958,587
23,612,997
1.650
1.653
1.400
17.51%
-
2007%
75.88
24.12
-
-
-
100.00
60,515,195
29,367,478
2.061
2.084
1.669
24.90%
-
2008%
64.49
35.51
-
-
-
100.00
57,187,777
37,664,749
1.518
2.120
1.457
(26.32%)
-
2009%
70.79
29.21
-
-
-
100.00
85,955,032
44,672,569
1.924
1.924
1.512
26.72%
-
2010%
72.89
27.11
-
-
-
100.00
107,985,913
49,146,556
2.197
2.208
1.898
14.19%
-
14.19%
2.16%
9.37%
13.56%
(0.13%)
9.04%
PRUlink Funds 145
Jul 04
Jan 05
Jul 05
Ogos 00
Jan 06
Jan 01
Jul 06
Jul 01
Jan 07
Jan 02
Jul 07
Jul 02
Jan 08
Jan 03
Jul 08
Jul 03
Jan 09
Jan 04
Jul 09
Jul 10
Jan 10
% P
erub
ahan
SD
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
PDI
70% FBMSHA & 30%12M MBB T1 FD rate
PRUlink dana urus berbanding 70% FBMSHA + 30% Kadar FD Maybank 12 Bulan T1
Prestasi PRUlink dana urus(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 146
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember PRUlink dana urus II
Kategori
Pelaburan dalam-
PRUlink dana unggulPRUlink dana amanTunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: 80% Indeks Syariah Emas FTSE-Bursa Malaysia (FBMSHA) + 20% Kadar FD Maybank 12 Bulan Tingkat 1TempohSatu tahun
Tiga tahun
Lima tahun
2006%
79.43
20.57
-
0.01
(0.01)
100.00
533,679
471,584
1.132
1.133
1.000
13.17%
2007%
83.18
16.82
-
-
-
100.00
5,176,902
3,576,334
1.448
1.462
1.146
27.91%
-
2008%
76.35
23.65
-
-
-
100.00
6,999,181
6,834,781
1.024
1.493
0.977
(29.26%)
-
2009%
81.12
18.88
-
-
-
100.00
14,623,273
10,892,035
1.343
1.343
1.018
31.10%
-
2010%
82.25
17.75
-
-
-
100.00
23,580,782
15,168,477
1.555
1.563
1.319
15.79%
-
15.79%
2.40%
tiada
15.11%
(0.59%)
tiada
PRUlink Funds 147
Mac 09 Jul 09 Nov 09Ogos 06 Mac 10Nov 06 Jul 10Mac 07 Nov 10Jul 07 Nov 07 Mac 08 Jul 08 Nov 08
% P
erub
ahan
SD
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
PDI2
80% FBMSHA & 20%12M MBB T1 FD rate
PRUlink dana urus II berbanding 80% FBMSHA + 20% Kadar FD Maybank 12 Bulan T1
Prestasi PRUlink dana urus II(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 148
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Pelaburan dalam -
Asian Equity Fund
Asian Bond Fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: 70% Indeks MSCI Asia Kecuali Jepun + 30% Indeks JP Morgan Asia Credit TempohSatu tahun
Tiga tahun
Lima tahun
PRUlink asia managed fund
2006%
71.79
25.41
5.32
0.63
(3.15)
100.00
52,166,017
46,228,015
1.128
1.131
0.952
12.92%
-
2007%
71.31
27.70
2.24
0.59
(1.84)
100.00
216,201,796
164,833,954
1.312
1.403
1.081
16.23%
-
2008%
71.85
28.14
0.99
0.14
(1.12)
100.00
160,694,301
206,599,294
0.778
1.300
0.672
(40.70%)
-
2009%
73.04
31.35
0.15
0.01
(4.55)
100.00
263,042,900
213,629,811
1.231
1.231
0.738
58.30%
-
2010%
75.43
28.16
0.23
-
(3.82)
100.00
241,982,226
187,961,255
1.287
1.311
1.098
4.56%
-
4.56%
(0.56%)
5.23%
5.76%
1.08%
8.35%
PRUlink Funds 149
Nov 09 Mei 10 Nov 10Nov 05 Mei 06 Nov 06 Mei 07 Nov 07 Mei 08 Nov 08 Mei 09
% P
erub
ahan
SD
AMF
70% MSCI & 30% JP MORGAN
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
80.00%
60.00%
40.00%
20.00%
0.00%
(20.00%)
(40.00%)
PRUlink asia managed fund berbanding 70% Indeks MSCI Asia Kecuali Jepun + 30% Indeks JP Morgan Asia Credit
Prestasi PRUlink asia managed fund(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 150
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Pecahan Mata Wang
Baht Thai
Dolar Hong Kong
Rupee India
Rupiah Indonesia
Ringgit Malaysia
Dolar Baru Taiwan
Peso Filipina
Dolar Singapura
Dolar AS
Won Korea
Tunai dan Kesetaraan Tunai
Jumlah
Kategori
EkuitiAuto - Komponen Auto
Kilang Arak & Riadah & Hotel
Bangunan & Pembinaan
Bahan Binaan
Kimia & Farmaseutikal
Perkhidmatan Perdagangan
Komputer & Perisian
Operasi Terpelbagai
2009%
2.99
35.51
12.92
4.32
2.21
15.01
1.19
4.79
3.18
15.36
2.52
100.00
2009%
-
1.04
1.38
1.63
1.33
1.19
4.73
3.11
2010%
2.95
34.09
12.65
3.24
3.27
14.28
0.88
5.02
2.33
20.80
0.49
100.00
2010%
2.41
0.81
2.25
-
3.51
0.69
8.17
1.99
ASIAN EQUITY FUND
PRUlink Funds 151
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
EkuitiPeralatan Elektronik & Elektrik
Tenaga
Kejuruteraan
Ekuiti
Industri Ekstraktif
Kewangan
Makanan & Tekstil & Pakaian
Penjagaan Kesihatan
Syarikat Pemegangan-Terpelbagai
Insurans
Perkilangan
Harta
Harta Tanah
Runcit
Semikonduktor
Telekommunikasi
Pengangkutan & Telekomunikasi
Waran
Tunai dan Kesetaraan Tunai
Jumlah
Nota: Asian Equity Fund diuruskan oleh Prudential Asset Management (Singapore) Ltd dan disub-uruskan oleh Prudential Asset Management (HK) Ltd.
2009%
13.41
9.22
2.14
3.36
4.56
20.34
1.36
2.26
2.44
3.41
1.67
3.50
2.62
3.65
2.04
2.86
4.23
-
97.48
2.52
100.00
2010%
9.84
8.76
5.29
3.93
5.39
16.59
1.94
0.77
3.40
5.83
1.05
1.65
3.04
3.59
2.06
1.10
5.44
0.01
99.51
0.49
100.00
ASIAN EQUITY FUND
PRUlink Funds 152
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Pecahan Mata Wang
Yuan Renminbi China
Ringgit Malaysia
Peso Filipina
Dolar AS
Tunai dan Kesetaraan Tunai
Jumlah
Kategori
Sekuriti Pendapatan Tetap: Bon Korporat
Bon Kerajaan
Bil Perbendaharaan
Berkaitan Gadai Janji
Deposit Bertempoh
Tunai dan Kesetaraan Tunai
Jumlah
2009%
-
0.39
-
99.61
-
100.00
2009%
72.49
21.53
-
0.76
2.81
2.41
100.00
2010%
0.11
0.32
0.88
95.67
3.02
100.00
2010%
68.22
28.38
0.38
-
-
3.02
100.00
ASIAN BOND FUND
Nota: Asian Bond Fund diuruskan oleh Prudential Asset Management (Singapore) Ltd.
PRUlink Funds 153
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Pelaburan dalam -
Asian Property Securities Fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: MSCI AC Asia Pacific REITTempohSatu tahun
Tiga tahun
Lima tahun
PRUlink asia property securities fund
2008%
99.93
0.05
0.51
(0.49)
100.00
8,928,234
16,381,237
0.545
1.022
0.483
(45.50%)
-
2009%
99.10
2.64
0.87
(2.61)
100.00
18,951,577
25,867,661
0.733
0.740
0.436
34.42%
-
2010%
102.15
0.01
0.23
(2.39)
100.00
21,375,315
26,038,145
0.821
0.817
0.667
12.05%
-
12.05%
(6.50%)
tiada
9.19%
(7.63%)
tiada
PRUlink Funds 154
APSF
MSCI
% P
erub
ahan
SD
10.00%
0.00%
(10.00%)
(20.00%)
(30.00%)
(40.00%)
(50.00%)
(60.00%)
10.00%
0.00%
(10.00%)
(20.00%)
(30.00%)
(40.00%)
(50.00%)
(60.00%)
Jun 08Feb 08 Nov 08 Apr 09 Sep 09 Feb 10 Jul 10 Dis 10
PRUlink asia property securities fund berbanding MSCI AC Asia Pacific REIT
Prestasi PRUlink asia property securities fund(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 155
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember ASIAN PROPERTY SECURITIES FUND
Nota: Asian Property Securities Fund diuruskan oleh Prudential Asset Management (Singapore) Ltd dan disub-uruskan oleh Prudential Asset Management (HK) Ltd.
2009%
41.21
1.19
14.49
5.66
18.64
15.30
3.51
100.00
2009%
1.44
1.18
0.98
91.75
1.14
-
3.51
100.00
2010%
42.19
1.47
9.38
4.65
19.33
20.13
1.33
1.52
100.00
2010%
-
9.22
1.12
83.24
4.61
0.29
1.52
100.00
Pecahan Mata Wang
Dolar Australia
Baht Thai
Dolar Hong Kong
Ringgit Malaysia
Dolar Singapura
Yen Jepun
Rupiah Indonesia
Tunai dan Kesetaraan Tunai
Jumlah
Kategori
Ekuiti: Operasi Terpelbagai
Ekuiti
Kewangan
Harta
Harta Tanah
Runcit
Tunai dan Kesetaraan Tunai
Jumlah
PRUlink Funds 156
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Pelaburan dalam -
Asian Local Bond Fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: HSBC Customised Index CompositeTempohSatu tahun
Tiga tahun
Lima tahun
PRUlink asia local bond fund
2008%
87.61
7.00
11.75
(6.36)
100.00
878,436
850,815
1.032
1.032
0.957
3.25%
-
2009%
213.79
0.11
-
(113.90)
100.00
1,316,521
1,083,184
1.215
1.221
1.002
17.72%
-
2010%
102.18
0.11
-
(2.29)
100.00
3,520,349
2,798,666
1.258
1.293
1.211
3.49%
-
3.49%
8.01%
tiada
1.77%
3.69%
tiada
PRUlink Funds 157
ALBF
HSBC
% P
erub
ahan
SD
32.00%
30.00%
28.00%
26.00%
24.00%
22.00%
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
32.00%
30.00%
28.00%
26.00%
24.00%
22.00%
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
PRUlink asia local bond fund berbanding HSBC Customised Index Composite
Prestasi PRUlink asia local bond fund(Sejak Dimulakan)
Sep 08
Okt 08
Nov 08
Dis 08
Jan 09
Feb 09
Mac 09
Apr 09
Mei 09
Jun 09
Jul 09
Ogos 09
Sep 09
Okt 09
Nov 09
Dis 09
Jan 10
Mei 10
Feb 10
Jun 10
Mac 10
Jul 10
Apr 10
Ogos 10
Sep 10
Nov 10
Okt 10
Dis 10
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 158
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Pecahan Mata Wang
Ringgit Malaysia
Dolar Singapura
Dolar AS
Dolar Hong Kong
Peso Filipinan
Dolar Taiwan
Baht Thai
Rupiah Indonesia
Won Korea
Yuan Renminbi China
Tunai dan Kesetaraan Tunai
Jumlah
Kategori
Sekuriti Pendapatan Tetap: Bon Korporat
Bon Kerajaan
Berkaitan Gadai Janji
Tunai dan Kesetaraan Tunai
Jumlah
2009%
9.12
15.37
6.92
11.59
5.40
9.61
5.65
12.19
20.09
-
4.06
100.00
2009%
25.31
70.63
-
4.06
100.00
2010%
9.74
16.75
7.82
10.50
4.55
8.91
7.09
12.09
18.69
0.03
3.83
100.00
2010%
26.06
69.86
0.25
3.83
100.00
ASIAN LOCAL BOND FUND
Nota: Asian Local Bond Fund diuruskan oleh Prudential Asset Management (Singapore) Ltd.
PRUlink Funds 159
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Pelaburan dalam -
Global Market Navigator Fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: Kadar FD Maybank 12 Bulan Tingkat 1TempohSatu tahun
Tiga tahun
Lima tahun
PRUlink global market navigator fund
2008%
99.35
0.74
0.98
(1.07)
100.00
4,597,086
4,356,525
1.055
1.131
0.962
5.52%
-
2009%
98.97
1.30
1.20
(1.47)
100.00
44,898,469
37,842,238
1.186
1.200
1.062
12.44%
-
2010%
104.66
0.03
-
(4.69)
100.00
33,294,895
28,676,558
1.161
1.187
1.050
(2.14%)
-
(2.14%)
5.18%
tiada
2.74%
2.99%
tiada
PRUlink Funds 160
Sep 08
Okt 08
Nov 08
Dis 08
Jan 09
Feb 09
Mac 09
Apr 09
Mei 09
Jun 09
Jul 09
Ogos 09
Sep 09
Okt 09
Nov 09
Dis 09
Jan 10
Mei 10
Feb 10
Jun 10
Mac 10
Jul 10
Apr 10
Ogos 10
Sep 10
Nov 10
Okt 10
Dis 10
GMNF
12M MBB T1 FD rate
% P
erub
ahan
SD
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
PRUlink global market navigator fund berbanding Kadar FD Maybank 12 Bulan T1
Prestasi PRUlink global market navigator fund(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 161
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Pecahan Mata Wang
Dolar Australia
Real Brazil
Pound British
Euro
Rupiah Indonesia
Yen Jepun
Won Korea
Peso Mexico
Peso Filipina
Lira Turki
Dolar AS
Tunai dan Kesetaraan Tunai
Jumlah
Kategori
Ekuiti
Niaga Hadapan
Bon Kerajaan
Gilt Kerajaan
Amanah Pelaburan
Dana Mutual
Tunai dan Kesetaraan Tunai
Jumlah
GLOBAL MARKET NAVIGATOR FUND
Nota: Global Market Navigator Fund diuruskan oleh Prudential Asset Management (Singapore) Ltd dan disub-uruskan oleh Prudential Asset Management (HK) Ltd.
2009%
-
4.57
5.19
3.19
4.90
-
7.72
5.67
5.93
3.20
37.57
22.06
100.00
2009%
18.75
7.75
36.45
-
5.18
9.81
22.06
100.00
2010%
(0.02)
-
10.35
(0.40)
-
0.07
-
5.38
6.20
-
25.93
52.49
100.00
2010%
2.00
(0.10)
11.58
4.11
-
29.92
52.49
100.00
PRUlink Funds 162
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Pelaburan dalam -
Dragon Peacock Fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: 50% Indeks MSCI China & 50% Indeks MSCI IndiaTempohSatu tahun
Tiga tahun
Lima tahun
2010%
100.00
2.29
0.29
(2.58)
100.00
24,799,116
22,632,337
1.096
1.192
0.940
9.57%
-
9.57%
tiada
tiada
0.88%
tiada
tiada
PRUlink dragon peacock fund
PRUlink Funds 163
Jan 10 Mei 10Feb 10 Jun 10Mac 10 Jul 10Apr 10 Ogos 10 Sep 10 Nov 10Okt 10 Dis 10
PDPF
50% MSCI China & 50% MSCI India Index
% P
erub
ahan
SD
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
(6.00%)
(8.00%)
(10.00%)
(12.00%)
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
(6.00%)
(8.00%)
(10.00%)
(12.00%)
PRUlink dragon peacock fund berbanding 50% Indeks MSCI China & 50% Indeks MSCI India
Prestasi PRUlink dragon peacock fund(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 164
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Pecahan Mata Wang
Dolar Hong Kong
Rupee India
Dolar AS
Tunai dan Kesetaraan Tunai
Jumlah
Kategori
Angkasa Lepas & Pengangkutan UdaraOperasi PertanianAuto - Komponen Auto Bangunan & PembinaanKimia & FarmaseutikalKomputer & PerisianPeralatan Elektronik & ElektrikTenagaEkuitiIndustri EkstraktifKewanganInsuransPerkilanganMinyak & GasHartaHarta TanahTelekomunikasiPengangkutan & TelekomunikasiTunai dan Kesetaraan Tunai Jumlah
2010%
43.70
47.17
5.19
3.94
100.00
2010%
2.14 1.23 5.11 1.68 4.89
11.08 2.27
14.15 5.83 5.28
22.04 2.45 4.28 1.17 1.72 2.83 4.14 3.77 3.94
100.00
DRAGON PEACOCK FUND
Nota: Dragon Peacock Fund diuruskan oleh Prudential Asset Management (Singapore) Ltd dan disub-uruskan oleh Prudential Asset Management (HK) Ltd.
PRUlink Funds 165
Jadual Prestasi Perbandingan Bagi Tempoh 10 Bulan Berakhir 31 Disember
Kategori
Pelaburan dalam -
PRUlink equity fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: Indeks FTSE Bursa Malaysia Top 100 (FBM 100)TempohSatu tahun
Tiga tahun
Lima tahun
2010%
100.00
-
-
-
100.00
148,669
126,732
1.173
1.175
0.961
17.31%
-
tiada
tiada
tiada
tiada
tiada
tiada
PRUlink education equity fund
PRUlink Funds 166
Mei 10Feb 10 Jun 10Mac 10 Jul 10Apr 10 Ogos 10 Sep 10 Nov 10Okt 10 Dis 10
EDUE
Index-FBM100
% P
erub
ahan
SD
24.00%
22.00%
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
(6.00%)
(8.00%)
(10.00%)
(12.00%)
24.00%
22.00%
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
(4.00%)
(6.00%)
(8.00%)
(10.00%)
(12.00%)
PRUlink education equity fund berbanding Indeks FTSE Bursa Malaysia Top 100 (FBM 100)
Prestasi PRUlink education equity fund(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 167
Jadual Prestasi Perbandingan Bagi Tempoh 10 Bulan Berakhir 31 Disember
Kategori
Pelaburan dalam -
PRUlink bond fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: Kadar FD Maybank 12 Bulan Tingkat 1TempohSatu tahun
Tiga tahun
Lima tahun
2010%
100.00
-
-
-
100.00
241,361
231,444
1.043
1.043
1.000
4.29%
-
tiada
tiada
tiada
tiada
tiada
tiada
PRUlink education bond fund
PRUlink Funds 168
Mei 10Feb 10 Jun 10Mac 10 Jul 10Apr 10 Ogos 10 Sep 10 Nov 10Okt 10 Dis 10
EDUB
12M MBB T1 FD Rate
% P
erub
ahan
SD
20.00%
17.50%
15.00%
12.50%
10.00%
7.50%
5.00%
2.50%
0.00%
20.00%
17.50%
15.00%
12.50%
10.00%
7.50%
5.00%
2.50%
0.00%
PRUlink education bond fund berbanding Kadar FD Maybank 12 Bulan Tingkat 1
Prestasi PRUlink education bond fund(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 169
Jadual Prestasi Perbandingan Bagi Tempoh 5 Bulan Berakhir 31 Disember
Kategori
Pelaburan dalam -
Asian Equity Fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: Indeks MSCI Asia Kecuali JepunTempohSatu tahun
Tiga tahun
Lima tahun
2010%
97.58
4.54
2.37
(4.49)
100.00
7,215,048
6,793,498
1.062
1.075
0.999
6.21%
-
tiada
tiada
tiada
tiada
tiada
tiada
PRUlink asia equity fund
PRUlink Funds 170
Ogos 10 Sep 10 Nov 10Okt 10 Dis 10
PAEF
MSCI Asia Ex-Japan Index
% P
erub
ahan
SD
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
20.00%
18.00%
16.00%
14.00%
12.00%
10.00%
8.00%
6.00%
4.00%
2.00%
0.00%
(2.00%)
PRUlink asia equity fund berbanding Indeks MSCI Asia Kecuali Jepun
Prestasi PRUlink asia equity fund(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 171
Jadual Prestasi Perbandingan Bagi Tempoh 5 Bulan Berakhir 31 Disember
Pecahan Mata Wang
Baht Thai
Dolar Hong Kong
Rupee India
Rupiah Indonesia
Ringgit Malaysia
Dolar Baru Taiwan
Peso Filipina
Dolar Singapura
Dolar AS
Won Korea
Tunai dan Kesetaraan Tunai Jumlah
2010%
2.95
34.09
12.65
3.24
3.27
14.28
0.88
5.02
2.33
20.80
0.49
100.00
ASIAN EQUITY FUND
PRUlink Funds 172
Jadual Prestasi Perbandingan Bagi Tempoh 5 Bulan Berakhir 31 Disember
Kategori
EkuitiAuto - Komponen Auto Kilang Arak & Riadah & HotelBangunan & PembinaanKimia & FarmaseutikalPerkhidmatan PerdaganganKomputer & PerisianOperasi TerpelbagaiPeralatan Elektronik & ElektrikTenagaKejuruteraanEkuitiIndustri EkstraktifKewanganMakanan & Tekstil & PakaianPenjagaan KesihatanSyarikat Pemegangan-TerpelbagaiInsuransPerkilanganHartaHarta TanahRuncitSemikonduktorTelekomunikasiPengangkutan & TelekomunikasiWaran
Tunai dan Kesetaraan Tunai Jumlah
2010%
2.41
0.81 2.25 3.51 0.69 8.17 1.99 9.84 8.76 5.29 3.93 5.39
16.59 1.94 0.77 3.40 5.83 1.05 1.65 3.04 3.59 2.06 1.10 5.44 0.01
99.51 0.49
100.00
ASIAN EQUITY FUND
Nota: Asian Equity Fund diuruskan oleh Prudential Asset Management (Singapore) Ltd dan disub-uruskan oleh Prudential Asset Management (HK) Ltd.
PRUlink Funds 173
Jadual Prestasi Perbandingan Bagi Tempoh 1 Bulan Berakhir 31 Disember
Kategori
Pelaburan dalam -
Produk Berstruktur
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
2010%
100.00
-
100.00
(100.00)
100.00
48,052,800
50,055,000
0.960
0.960
0.960
-
-
tiada
tiada
tiada
PRUlink MyOptimizer fund
PRUlink Funds 174
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
EkuitiPengguna
Pembinaan
Minyak dan Gas
Perusahaan
Kewangan
Perladangan
Kuasa
Telekomunikasi
Sekuriti Pendapatan Tetap:-Bon/Sekuriti Korporat
-Sijil Deposit Boleh Niaga
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
PRUlink guaranteed account
2006%
0.38
0.18
0.30
0.48
-
0.45
0.43
-
2.30
5.92
91.20
1.65
0.20
(1.27)
100.00
2007%
0.20
-
0.61
1.32
-
-
0.56
0.29
2.98
6.03
92.47
0.11
0.21
(1.80)
100.00
2008%
-
-
-
-
-
-
-
-
-
1.43
100.93
0.02
0.21
(2.60)
100.00
2009%
-
-
-
-
-
-
-
-
-
6.66
96.54
0.10
0.21
(3.51)
100.00
2010%
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
PRUlink Funds 175
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Jumlah Nilai Aset Bersih (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Tertinggi Seunit (RM)
NAB Terendah Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Pulangan Tahunan Purata - Dana (+)TempohSatu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: Kadar FD Maybank 1 Bulan Tingkat 2TempohSatu tahun
Tiga tahun
Lima tahun
PRUlink guaranteed account
2006%
17,618,115
16,415,904
1.073
1.074
1.015
5.44%
2007%
17,045,589
15,141,139
1.126
1.126
1.062
4.90%
-
2008%
16,119,910
13,934,889
1.157
1.157
1.118
2.76%
-
2009%
13,715,953
12,483,204
1.099
1.195
1.146
(5.02%)
-
2010%
-
-
-
1.198
1.191
tiada
-
3.31%
3.65%
tiada
1.90%
2.57%
tiada
PRUlink Funds 176
Mei 05 Jan 06 Jun 07Okt 06 Mac 08 Nov 08 Ogos 09 Apr 10
PGA
1M MBB T2 FD Rate
% P
erub
ahan
SD
25.00%
20.00%
15.00%
10.00%
5.00%
0.00%
(5.00%)
25.00%
20.00%
15.00%
10.00%
5.00%
0.00%
(5.00%)
PRUlink guaranteed account berbanding Kadar FD Maybank 1 Bulan Tingkat 2
Prestasi PRUlink guaranteed account(Sejak Dimulakan)
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan tidak membayangkan prestasi masa depan.
Prestasi Dana adalah tidak dijamin.
Tarikh
PRUlink Funds 177
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink equity fund
%
90.51
0.00
9.23
0.37
0.61
100.72
(0.72)
(0.00)
(0.72)
100.00
70.31
29.69
100.00
%
95.11
0.00 5.66
0.03
0.29
101.09
(1.09)
-
(1.09)
100.00
60.72 39.28
100.00
RM
4,639,524,109
9,503 276,190,000
1,309,763
14,267,143
4,931,300,518
(53,087,155)
-
(53,087,155)
4,878,213,363
2,961,986,273 1,916,227,090
4,878,213,363
3.189
RM
3,323,148,026
10,031
338,750,000
13,768,345
22,384,085
3,698,060,487
(26,318,746)
(2,267)
(26,321,013)
3,671,739,474
2,581,481,905
1,090,257,569
3,671,739,474
2.628
Penyata Aset Dan Liabiliti
2010 2009
Pelaburan
Ekuiti
Tunai dan Deposit
Tunai di bank
Deposit
Aset Cukai
Aset Lain Jumlah Aset Peruntukan Cukai Tertunda
Liabiliti Lain
Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal
Pendapatan Dijana dibawa ke depan Nilai Aset Bersih Seunit (RM)
PRUlink Funds 178
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink bond fund
2010 2009 %
91.59
0.00 8.23
0.79
100.61
(0.34)
(0.11)
(0.16)
(0.61)
100.00
83.82 16.18
100.00
RM
948,627,831
7,703 85,200,000
8,254,906
1,042,090,440
(3,512,956)
(1,117,494)
(1,673,746)
(6,304,196)
1,035,786,244
868,158,626 167,627,618
1,035,786,244
2.437
RM
756,047,255
10,376
46,630,000
7,490,103
810,177,734
(3,618,541)
(575,236)
(5,640,093)
(9,833,870)
800,343,864
683,505,537
116,838,327
800,343,864
2.304
%
94.47
0.00
5.83
0.93
101.23
(0.45)
(0.07)
(0.71)
(1.23)
100.00
85.40
14.60
100.00
Pelaburan
Sekuriti Pendapatan Tetap
Tunai dan Deposit
Tunai di bank
Deposit
Aset Lain Jumlah Aset Peruntukan Cukai
Peruntukan Cukai Tertunda
Liabiliti Lain Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal
Pendapatan Dijana dibawa ke depan Nilai Aset Bersih Seunit (RM)
PRUlink Funds 179
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink managed fund
2010 2009 %
73.92 26.08
-
100.00
(0.00)
(0.00)
100.00
64.36 35.64
100.00
RM
990,186,752 349,370,103
-
1,339,556,855
(10,556)
(10,556)
1,339,546,299
862,176,041 477,370,258
1,339,546,299
2.674
RM
763,263,191
307,162,482
1,214
1,070,426,887
-
-
1,070,426,887
778,247,290
292,179,597
1,070,426,887
2.293
%
71.30
28.70
0.00
100.00
-
-
100.00
72.70
27.30
100.00
Pelaburan dalam -
PRUlink equity fund PRUlink bond fund Tunai di bank
Jumlah Aset
Liabiliti Lain
Jumlah Liabiliti
Nilai Aset Bersih Dana
Dana Pemegang PolisiModal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
PRUlink Funds 180
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink managed fund II
2010 2009 %
82.91 17.09
100.00
(0.00)
(0.00)
100.00
78.39 21.61
100.00
RM
252,164,617 51,986,501
304,151,118
(8,697)
(8,697)
304,142,421
238,414,611 65,727,810
304,142,421
1.639
RM
160,074,629
36,526,885
196,601,514
-
-
196,601,514
172,956,390
23,645,124
196,601,514
1.383
%
81.42
18.58
100.00
-
-
100.00
87.97
12.03
100.00
Pelaburan dalam -
PRUlink equity fund PRUlink bond fund Jumlah Aset
Liabiliti Lain
Jumlah Liabiliti
Nilai Aset Bersih Dana
Dana Pemegang PolisiModal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
PRUlink Funds 181
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink golden equity fund
2010 2009 %
99.99
0.01
100.00
-
-
100.00
79.32 20.68
100.00
RM
109,835,224
5,583
109,840,807
-
-
109,840,807
87,123,504 22,717,303
109,840,807
1.252
RM
69,932,971
5,849
69,938,820
(563)
(563)
69,938,257
64,808,661
5,129,596
69,938,257
1.031
%
99.99
0.01
100.00
(0.00)
(0.00)
100.00
92.67
7.33
100.00
Pelaburan dalam
PRUlink equity fund Tunai dan Deposit
Jumlah Aset
Liabiliti Lain
Jumlah Liabiliti
Nilai Aset Bersih Dana
Dana Pemegang PolisiModal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
PRUlink Funds 182
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink golden bond fund
2010 2009 %
100.00
0.00
100.00
(0.00)
(0.00)
100.00
91.65 8.35
100.00
RM
249,643,953
1,740
249,645,693
(3,416)
(3,416)
249,642,277
228,792,294 20,849,983
249,642,277
1.135
RM
173,428,666
1,671
173,430,337
(228)
(228)
173,430,109
162,916,984
10,513,125
173,430,109
1.079
%
100.00
0.00
100.00
(0.00)
(0.00)
100.00
93.94
6.06
100.00
Pelaburan dalam
PRUlink bond fund Tunai dan Deposit
Jumlah Aset
Liabiliti Lain
Jumlah Liabiliti
Nilai Aset Bersih Dana
Dana Pemegang PolisiModal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
PRUlink Funds 183
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink dana unggul
2010 2009 %
95.48
0.00 5.62
-
0.54
101.64
(0.26)
(0.80)
(0.58)
(1.64)
100.00
69.70 30.30
100.00
RM
386,325,412
8,619 22,750,000
-
2,178,535
411,262,566
(1,053,747)
(3,252,081)
(2,334,000)
(6,639,828)
404,622,738
282,036,688 122,586,050
404,622,738
2.367
RM
267,437,458
7,410
32,470,000
524,370
1,952,753
302,391,991
-
(1,761,804)
(1,493,523)
(3,255,327)
299,136,664
235,069,215
64,067,449
299,136,664
2.004
%
89.40
0.00
10.86
0.18
0.65
101.09
-
(0.59)
(0.50)
(1.09)
100.00
78.58
21.42
100.00
Pelaburan
Ekuiti
Tunai dan Deposit
Tunai di bank
Deposit
Aset Cukai
Aset Lain Jumlah Aset Peruntukan Cukai
Peruntukan Cukai Tertunda
Liabiliti Lain Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal
Pendapatan Dijana dibawa ke depan Nilai Aset Bersih Seunit (RM)
PRUlink Funds 184
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink dana aman
2010 2009 %
89.45
0.01 10.43
0.68
100.57
(0.31)
(0.14)
(0.12)
(0.57)
100.00
83.36 16.64
100.00
RM
50,955,614
6,295 5,940,000
386,275
57,288,184
(177,847)
(79,341)
(65,385)
(322,573)
56,965,611
47,485,695 9,479,916
56,965,611
1.835
RM
44,496,923
1,764
2,820,000
394,423
47,713,110
(199,023)
(34,147)
(168,366)
(401,536)
47,311,574
40,793,965
6,517,609
47,311,574
1.733
%
94.05
0.00
5.96
0.83
100.84
(0.42)
(0.07)
(0.35)
(0.84)
100.00
86.22
13.78
100.00
Pelaburan
Sekuriti Pendapatan Tetap
Tunai dan Deposit
Tunai di bank
Deposit
Aset Lain Jumlah Aset
Peruntukan Cukai
Peruntukan Cukai Tertunda
Liabiliti Lain Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
PRUlink Funds 185
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink dana urus
2010 2009 %
72.89 27.11
-
100.00
(0.00)
(0.00)
100.00
72.18 27.82
100.00
RM
78,711,970 29,274,745
-
107,986,715
(802)
(802)
107,985,913
77,948,614 30,037,299
107,985,913
2.197
RM
60,847,631
25,107,063
338
85,955,032
-
-
85,955,032
68,846,548
17,108,484
85,955,032
1.924
%
70.79
29.21
0.00
100.00
-
-
100.00
80.10
19.90
100.00
Pelaburan dalam
PRUlink dana unggul PRUlink dana aman
Tunai di bank
Jumlah Aset
Liabiliti Lain
Jumlah Liabiliti
Nilai Aset Bersih Dana
Dana Pemegang PolisiModal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
PRUlink Funds 186
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink dana urus II
2010 2009 %
82.25 17.75
-
100.00
(0.00)
(0.00)
100.00
83.14 16.86
100.00
RM
19,394,057 4,186,933
-
23,580,990
(208)
(208)
23,580,782
19,605,052 3,975,730
23,580,782
1.555
RM
11,861,793
2,761,271
209
14,623,273
-
-
14,623,273
13,393,656
1,229,617
14,623,273
1.343
%
81.12
18.88
0.00
100.00
-
-
100.00
91.59
8.41
100.00
Pelaburan dalam
PRUlink dana unggul PRUlink dana aman
Tunai di bank
Jumlah Aset
Liabiliti Lain
Jumlah Liabiliti
Nilai Aset Bersih Dana
Dana Pemegang PolisiModal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
PRUlink Funds 187
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink asia managed fund
2010 2009 %
75.43 28.16
0.23 -
-
-
103.82
(0.40)
(0.71)
(2.71)
(3.82)
100.00
87.06 12.94
100.00
RM
182,528,831 68,147,636
554,741 -
-
-
251,231,208
(964,261)
(1,721,327)
(6,563,394)
(9,248,982)
241,982,226
210,678,727 31,303,499
241,982,226
1.287
RM
192,122,545 82,456,773
196,711 200,000
26,492
1,012
275,003,533
-
(1,256,186)
(10,704,447)
(11,960,633)
263,042,900
241,978,013 21,064,887
263,042,900
1.231
%
73.04 31.35
0.07 0.08
0.01
0.00
104.55
-
(0.48)
(4.07)
(4.55)
100.00
91.99 8.01
100.00
Pelaburan dalam - Asian Equity Fund Asian Bond Fund Tunai dan Deposit Tunai di bank Deposit Aset Cukai Aset Lain Jumlah Aset Peruntukan Cukai Peruntukan Cukai Tertunda Liabiliti Lain Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal Pendapatan Dijana dibawa ke depan Nilai Aset Bersih Seunit (RM)
PRUlink Funds 188
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink asia property securities fund
2010 2009 %
102.15
0.01 -
0.01
0.22
-
102.39
-
(2.39)
(2.39)
100.00
98.64 1.36
100.00
RM
21,834,921
2,005 -
1,559
47,993
-
21,886,478
-
(511,163)
(511,163)
21,375,315
21,084,301 291,014
21,375,315
0.821
RM
18,780,421
9,833 490,000.00
-
70,645
95,597
19,446,496
(6,221)
(488,698)
(494,919)
18,951,577
21,041,611 (2,090,034)
18,951,577
0.733
%
99.10
0.05 2.59
-
0.37
0.50
102.61
(0.03)
(2.58)
(2.61)
100.00
111.03 (11.03)
100.00
Pelaburan dalam - Asian Property Securities Fund Tunai dan Deposit Tunai di bank Deposit Aset Cukai Peruntukan Cukai Tertunda Aset Lain Jumlah Aset Peruntukan Cukai Liabiliti Lain Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal Pendapatan Dijana dibawa ke depan Nilai Aset Bersih Seunit (RM)
PRUlink Funds 189
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink asia local bond fund
2010 2009 %
102.18
0.11
-
102.29
(0.49)
(0.24)
(1.56)
(2.29)
100.00
92.01 7.99
100.00
RM
3,596,956
4,056
-
3,601,012
(17,266)
(8,491)
(54,906) (54,906)
(80,663)
3,520,349
3,238,954 281,395
3,520,349
1.258
RM
2,814,652
1,404
44
2,816,100
-
(8,818)
(1,490,761) (1,490,761)
(1,499,579)
1,316,521
1,116,871 199,650
1,316,521
1.215
%
213.79
0.11
0.00
213.90
-
(0.67)
(113.23)
(113.90)
100.00
84.84 15.16
100.00
Pelaburan dalam - Asian Local Bond Fund Tunai di bank Aset Cukai Jumlah Aset Peruntukan Cukai Peruntukan Cukai Tertunda Liabiliti Lain Amaun yang patut dibayar kepada Dana Kendalian Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal Pendapatan Dijana dibawa ke depan Nilai Aset Bersih Seunit (RM)
PRUlink Funds 190
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink global market navigator fund
2010 2009 %
104.66
0.03 -
-
-
104.69
(0.21)
(0.18)
(4.30)
(4.69)
100.00
98.38 1.62
100.00
RM
34,847,232
9,113 -
-
-
34,856,345
(70,336)
(59,120)
(1,431,994)
(1,561,450)
33,294,895
32,755,223 539,672
33,294,895
1.161
RM
44,438,106
94,144 490,000
2,168
537,140
45,561,558
-
(82,556)
(580,533)
(663,089)
44,898,469
43,155,552 1,742,917
44,898,469
1.186
%
98.97
0.21 1.09
0.00
1.20
101.47
-
(0.18)
(1.29)
(1.47)
100.00
96.12 3.88
100.00
Pelaburan dalam - Global Market Navigator Fund Tunai dan Deposit Tunai di bank Deposit Aset Cukai Aset Lain Jumlah Aset Peruntukan Cukai Peruntukan Cukai Tertunda Liabiliti Lain Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal Pendapatan Dijana dibawa ke depan Nilai Aset Bersih Seunit (RM)
PRUlink Funds 191
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink dragon peacock fund
2010 RM
24,799,750
6,821 560,000
72,152
25,438,723
(294)
(82,540)
(556,773)
(639,607)
24,799,116
23,061,502 1,737,614
24,799,116
1.096
%
100.00
0.03 2.26
0.29
102.58
(0.00)
(0.33)
(2.25)
(2.58)
100.00
92.99 7.01
100.00
Pelaburan dalam - Dragon Peacock Fund Tunai dan Deposit Tunai di bank Deposit Aset Lain Jumlah Aset Peruntukan Cukai Peruntukan Cukai Tertunda Liabiliti Lain Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal Pendapatan Dijana dibawa ke depan Nilai Aset Bersih Seunit (RM)
PRUlink Funds 192
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink education equity fund
2010 RM
148,669
148,669
-
148,669
139,247 9,422
148,669
1.173
%
100.00
100.00
-
100.00
93.66 6.34
100.00
Pelaburan dalam -
PRUlink equity fund
Jumlah Aset
Jumlah Liabiliti
Nilai Aset Bersih Dana
Dana Pemegang PolisiModal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
PRUlink Funds 193
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink education bond fund
2010 RM
241,361
241,361
-
241,361
238,600 2,761
241,361
1.043
%
100.00
100.00
-
100.00
98.86 1.14
100.00
Pelaburan dalam -
PRUlink bond fund
Jumlah Aset
Jumlah Liabiliti
Nilai Aset Bersih Dana
Dana Pemegang PolisiModal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
PRUlink Funds 194
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink asia equity fund
2010 RM
7,040,434
7,325 320,000
171,030
7,538,789
(56)
(5,119)
(318,566)
(323,741)
7,215,048
7,107,291 107,757
7,215,048
1.062
%
97.58
0.10 4.44
2.37
104.49
(0.00)
(0.07)
(4.42)
(4.49)
100.00
98.51 1.49
100.00
Pelaburan dalam -
Asian Equity Fund
Tunai dan Deposit
Tunai di bank
Deposit
Aset Lain Jumlah Aset Peruntukan Cukai
Peruntukan Cukai Tertunda
Liabiliti Lain Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal
Pendapatan Dijana dibawa ke depan Nilai Aset Bersih Seunit (RM)
PRUlink Funds 195
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink MyOptimizer fund
2010 RM
48,052,800
48,052,800 48,052,800
96,105,600
(48,052,800) (48,052,800)
(48,052,800)
48,052,800
48,052,800 -
48,052,800
0.960
%
100.00
100.00
200.00
(100.00)
(100.00)
100.00
100.00 -
100.00
Pelaburan dalam -
Produk Berstruktur
Aset Lain
Amaun patut diterima daripada Dana Kendalian
Jumlah Aset Liabiliti Lain
Belian perdagangan belum bayar
Jumlah Liabiliti Nilai Aset Bersih Dana Dana Pemegang Polisi Modal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
PRUlink Funds 196
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink guaranteed account
Pelaburan dalam -
Sekuriti Pendapatan Tetap
Sekuriti Korporat/Sekuriti Hutang
Pelaburan Lain
Sijil Deposit Boleh Niaga
Tunai dan Deposit
Tunai di bank
Aset Lain Jumlah Aset Peruntukan Cukai
Peruntukan Cukai Tertunda
Yuran Pengurusan Pelaburan
Liabiliti Lain
Jumlah Liabiliti Nilai Aset Bersih Dana
2010 2009 %
-
-
-
-
-
-
-
-
-
-
-
RM
-
-
-
-
-
-
-
-
-
-
-
RM
993,464
993,464
14,401,925
14,401,925
15,448
31,328
15,442,165
(5,296)
(102,443)
(339,499)
(76,996)
(524,234)
14,917,931
%
6.66
96.54
0.10
0.21
103.51
(0.03)
(0.69)
(2.28)
(0.51)
(3.51)
100.00
PRUlink Funds 197
Penyata Aset Dan Liabiliti Pada 31 Disember 2010 PRUlink guaranteed account
Dana Pemegang PolisiModal
Pendapatan Dijana dibawa ke depan
Nilai Aset Bersih Seunit (RM)
2010 2009 %
- -
-
RM
(2,955,301) 2,955,301
-
-
RM
11,927,182
2,990,749
14,917,931
1.195
%
79.95
20.05
100.00
PRUlink Funds 198
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink equity fund
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
3,671,739,474
1,116,068,003
(735,563,635)
825,969,521
4,878,213,363
2009RM
2,143,409,641
1,070,218,055
(552,980,103)
1,011,091,881
3,671,739,474
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink bond fund
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
800,343,864
386,477,430
(201,824,341)
50,789,291
1,035,786,244
2009RM
654,170,071
260,629,906
(158,121,707)
43,665,594
800,343,864
Penyata Perubahan Dalam Nilai Aset Bersih
PRUlink Funds 199
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink managed fund
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
1,070,426,887
233,154,738
(149,225,987)
185,190,661
1,339,546,299
2009RM
721,152,508
247,032,417
(126,515,868)
228,757,830
1,070,426,887
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink managed fund II
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
196,601,514
137,354,967
(71,896,746)
42,082,686
304,142,421
2009RM
102,997,512
103,729,037
(52,362,482)
42,237,447
196,601,514
PRUlink Funds 200
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink golden equity fund
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
69,938,257
46,068,593
(23,753,750)
17,587,707
109,840,807
2009RM
36,522,155
31,370,623
(16,008,987)
18,054,466
69,938,257
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink golden bond fund
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
173,430,109
67,797,873
(1,922,563)
10,336,858
249,642,277
2009RM
124,566,724
42,226,913
(1,478,619)
8,115,091
173,430,109
PRUlink Funds 201
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink dana unggul
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
299,136,664
122,019,482
(75,052,009)
58,518,601
404,622,738
2009RM
173,428,270
109,748,077
(59,158,901)
75,119,218
299,136,664
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink dana aman
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
47,311,574
17,468,473
(10,776,743)
2,962,307
56,965,611
2009RM
38,283,839
15,826,297
(9,031,621)
2,233,059
47,311,574
PRUlink Funds 202
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink dana urus
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
85,955,032
24,535,015
(15,432,949)
12,928,815
107,985,913
2009RM
57,187,777
25,902,356
(13,781,076)
16,645,975
85,955,032
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink dana urus II
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
14,623,273
15,722,178
(9,510,782)
2,746,113
23,580,782
2009RM
6,999,181
10,802,000
(5,850,168)
2,672,260
14,623,273
PRUlink Funds 203
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink asia managed fund
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang dibatalkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
263,042,900
21,226,822
(52,526,108)
10,238,612
241,982,226
2009RM
160,694,301
30,368,693
(27,497,908)
99,477,814
263,042,900
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink asia property securities fund
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar untuk unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
18,951,577
5,646,502
(5,603,812)
2,381,048
21,375,315
2009RM
8,928,234
7,126,301
(1,166,961)
4,064,003
18,951,577
PRUlink Funds 204
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink asia local bond fund
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
1,316,521
4,010,650
(1,888,567)
81,745
3,520,349
2009RM
878,436
3,251,077
(2,985,562)
172,570
1,316,521
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink global market navigator fund
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
(Perbelanjaan)/Pendapatan Bersih
Nilai dana pada akhir tahun
2010 RM
44,898,469
1,672,372
(12,072,701)
(1,203,245)
33,294,895
2009RM
4,597,086
43,606,065
(4,846,839)
1,542,157
44,898,469
PRUlink Funds 205
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink dragon peacock fund
Nilai Aset Bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
-
27,430,554
(4,369,052)
1,737,614
24,799,116
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tempoh 10 Bulan Berakhir 31 Disember 2010 PRUlink education equity fund
Nilai Aset Bersih pada awal tempoh
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tempoh
2010 RM
-
181,791
(42,544)
9,422
148,669
PRUlink Funds 206
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tempoh 10 Bulan Berakhir 31 Disember 2010 PRUlink education bond fund
Nilai Aset Bersih pada awal tempoh
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tempoh
2010 RM
-
304,869
(66,269)
2,761
241,361
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tempoh 5 Bulan Berakhir 31 Disember 2010 PRUlink asia equity fund
Nilai Aset Bersih pada awal tempoh
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tempoh
2010 RM
-
7,493,843
(386,552)
107,757
7,215,048
PRUlink Funds 207
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tempoh 1 Bulan Berakhir 31 Disember 2010 PRUlink MyOptimizer fund
Nilai Aset Bersih pada awal tempoh
Amaun diterima daripada unit yang diterbitkan
Amaun yang dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tempoh
2010 RM
-
48,052,800
-
-
48,052,800
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink guaranteed account
Nilai aset bersih pada awal tahun
Amaun diterima daripada unit yang diterbitkan
Amaun dibayar untuk unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
2010 RM
14,917,931
-
(14,882,483)
(35,448)
-
2009RM
16,119,909
-
(1,683,381)
481,403
14,917,931
PRUlink Funds 208
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink equity fund
Pendapatan Pelaburan Bersih Pendapatan faedah Pendapatan dividen
Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Peruntukan Cukai Jumlah Pendapatan
Yuran Pengurusan Pelaburan Kerugian daripada Penjualan Sekuriti
Peruntukan Cukai
Perbelanjaan Lain Jumlah Perbelanjaan
Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
Penyata Pendapatan Dan Perbelanjaan
2010 RM
153,001,069 8,987,278
144,013,791
117,297,021 117,297,021
665,773,997
-
936,072,087
(62,711,463)
(1,234,078) (1,234,078)
(46,100,199)
(56,826)
(110,102,566)
825,969,521
1,090,257,569
1,916,227,090
2009RM
96,525,384 9,335,118
87,190,266
58,956,576 58,956,576
989,194,881
5,476,229
1,150,153,070
(43,540,378)
(95,097,249) (95,097,249)
-
(423,562)
(139,061,189)
1,011,091,881
79,165,688
1,090,257,569
PRUlink Funds 209
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink bond fund
Pendapatan Pelaburan Bersih Pendapatan faedah Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian daripada Penjualan Sekuriti Peruntukan Cukai Perbelanjaan Lain Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
43,131,551 43,131,551
1,218,036 1,218,036
14,400,096
58,749,683
(4,568,180)
- -
(3,383,871)
(8,341)
(7,960,392)
50,789,291
116,838,327
167,627,618
2009RM
35,650,880 35,650,880
150,500 150,500
14,932,053
50,733,433
(3,601,506)
(547,896) (547,896)
(2,906,508)
(11,929)
(7,067,839)
43,665,594
73,172,733
116,838,327
PRUlink Funds 210
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink managed fund
Pendapatan Pelaburan Bersih Rebat Yuran Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian daripada Penjualan Sekuriti Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
14,528,727 14,528,727
31,784,653 31,784,653
156,691,873
203,005,253
(17,814,592)
- -
(17,814,592)
185,190,661
292,179,597
477,370,258
2009RM
10,676,692 10,676,692
12,298,809 12,298,809
221,510,364.00
244,485,865
(13,467,368)
(2,260,667) (2,260,667)
(15,728,035)
228,757,830
63,421,767
292,179,597
PRUlink Funds 211
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink managed fund II
Pendapatan Pelaburan Bersih Rebat Yuran Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian daripada Penjualan Sekuriti Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
3,172,404 3,172,404
10,316,400 10,316,400
31,726,153
45,214,957
(3,132,271)
- -
(3,132,271)
42,082,686
23,645,124
65,727,810
2009RM
1,910,695 1,910,695
2,805,678 2,805,678
41,966,970
46,683,343
(1,912,236)
(2,533,660) (2,533,660)
(4,445,896)
42,237,447
(18,592,323)
23,645,124
PRUlink Funds 212
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink golden equity fund
Pendapatan Pelaburan Bersih Rebat Yuran Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Pendapatan Lain Jumlah Pendapatan Yuran Pengurusan Pelaburan Keuntungan daripada Penjualan Sekuriti Perbelanjaan Lain Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
1,311,357 1,311,357
1,701,782 1,701,782
15,885,764298
18,899,201
(1,311,494)
- -
-
(1,311,494)
17,587,707
5,129,596
22,717,303
2009RM
785,224 785,224
311,015 311,015
18,382,386-
19,478,625
(783,454)
(640,105) (640,105)
(600)
(1,424,159)
18,054,466
(12,924,870)
5,129,596
PRUlink Funds 213
2010 RM
1,041,706 1,041,706
172,719 172,719
11,205,568 298
12,420,291
(2,083,433)
- -
-
(2,083,433)
10,336,858
10,513,125
20,849,983
2009RM
726,715 726,715
86,309 86,309
8,756,793-
9,569,817
(1,454,126)
- -
(600)
(1,454,726)
8,115,091
2,398,034
10,513,125
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink golden bond fund
Pendapatan Pelaburan Bersih Yuran Rebat Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Pendapatan Lain Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian daripada Penjualan Sekuriti
Perbelanjaan Lain Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
PRUlink Funds 214
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink dana unggul
Pendapatan Pelaburan Bersih Pendapatan faedah Pendapatan dividen Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Peruntukan Cukai Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian daripada Penjualan Sekuriti Peruntukan Cukai Perbelanjaan Lain Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
11,171,008 772,345
10,398,663
23,983,724 23,983,724
36,897,104
-
72,051,836
(5,111,549)
(4,970,402) (4,970,402)
(3,407,174)
(44,110)
(13,533,235)
58,518,601
64,067,449
122,586,050
2009RM
7,283,876 629,218
6,654,658
13,984,683 13,984,683
72,430,536
1,103,688
94,802,783
(3,582,291)
(16,038,947) (16,038,947)
-
(62,327)
(19,683,565)
75,119,218
(11,051,769)
64,067,449
PRUlink Funds 215
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink dana aman
Pendapatan Pelaburan Bersih Pendapatan faedah Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian daripada Penjualan Sekuriti Peruntukan Cukai Perbelanjaan Lain Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
2,131,246 2,131,246
104,892 104,892
1,158,124
3,394,262
(259,838)
- -
(164,766)
(7,351)
(431,955)
2,962,307
6,517,609
9,479,916
2009RM
1,885,990 1,885,990
- -
825,314
2,711,304
(212,075)
(123,052) (123,052)
(133,331)
(9,787)
(478,245)
2,233,059
4,284,550
6,517,609
PRUlink Funds 216
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink dana urus
Pendapatan Pelaburan Bersih Yuran Rebat Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian daripada Penjualan Sekuriti Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
1,156,834 1,156,834
2,293,527 2,293,527
10,907,250
14,357,611
(1,428,796)
- -
(1,428,796)
12,928,815
17,108,484
30,037,299
2009RM
858,486 858,486
883,157 883,157
16,484,720
18,226,363
(1,085,477)
(494,911) (494,911)
(1,580,388)
16,645,975
462,509
17,108,484
PRUlink Funds 217
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink dana urus II
Pendapatan Pelaburan Bersih Rebat Yuran Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian daripada Penjualan Sekuriti Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
234,823 234,823
967,647 967,647
1,775,805
2,978,275
(232,162)
- -
(232,162)
2,746,113
1,229,617
3,975,730
2009RM
136,330 136,330
309,502 309,502
2,623,569
3,069,401
(136,449)
(260,692) (260,692)
(397,141)
2,672,260
(1,442,643)
1,229,617
PRUlink Funds 218
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink asia managed fund
Pendapatan Pelaburan Bersih Pendapatan faedah Lain-lain Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Peruntukan Cukai Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian daripada Penjualan Sekuriti Peruntukan Cukai Perbelanjaan Lain Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
(4,800,607) 430
(4,801,037)
12,315,219 12,315,219
7,288,958
-
14,803,570
(3,284,557)
- -
(1,277,380)
(3,021)
(4,564,958)
10,238,612
21,064,887
31,303,499
2009RM
805,334 15,697
789,637
2,298,331 2,298,331
106,518,231
225,210
109,847,106
(2,943,649)
(7,421,530) (7,421,530)
-
(4,113)
(10,369,292)
99,477,814
(78,412,927)
21,064,887
PRUlink Funds 219
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink asia property securities fund
Pendapatan Pelaburan Bersih Pendapatan faedah Lain-lain Keuntungan daripada Penjualan Sekuriti Kentungan Modal Belum Terealisasi Peruntukan Cukai Jumlah Pendapatan Yuran Pengurusan Pelaburan Peruntukan Cukai Perbelanjaan Lain Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
(48,457) 468
(48,925)
7,992 7,992
2,728,892
-
2,688,427
(296,118)
(10,013)
(1,248)
(307,379)
2,381,048
(2,090,034)
291,014
2009RM
(3,535) 1,412
(4,947)
- -
4,207,589
53,286
4,257,340
(188,654)
-
(4,683)
(193,337)
4,064,003
(6,154,037)
(2,090,034)
PRUlink Funds 220
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink asia local bond fund
Pendapatan Pelaburan Bersih Pendapatan faedah Lain-lain Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian Modal Belum Terealisasi Peruntukan Cukai Perbelanjaan Lain Caj Bank Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan
Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
(56,920) 849
(57,769)
198,091 198,091
-
141,171
(26,299)
(16,558)
(15,275)
(1,294) (1,294)
(59,426)
81,745
199,650
281,395
2009RM
(19,761) 997
(20,758)
- -
210,896
191,135
(9,716)
-
(8,220)
(629) (629)
(18,565)
172,570
27,080
199,650
PRUlink Funds 221
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink global market navigator fund
Pendapatan Pelaburan Bersih Pendapatan faedah Lain-lain Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Peruntukan Cukai Keuntungan Modal Belum Terealisasi Perbelanjaan Lain Jumlah Perbelanjaan (Perbelanjaan)/Pendapatan Bersih Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
(952,722) 329
(953,051)
940,024 940,024
-
(12,698)
(481,612)
(41,984)
(666,508)
(443)
(1,190,547)
(1,203,245)
1,742,917
539,672
2009RM
(78,624) 15,072
(93,696)
- -
1,925,367
1,846,743
(222,963)
(74,155)
-
(7,468)
(304,586)
1,542,157
200,760
1,742,917
PRUlink Funds 222
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink dragon peacock fund
Pendapatan Pelaburan Bersih Pendapatan faedah Lain-lain Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Peruntukan Cukai Perbelanjaan Lain Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
(73,836) 9,164
(83,000)
2,137,331
2,063,495
(237,301)
(82,834)
(5,746)
(325,881)
1,737,614
-
1,737,614
PRUlink Funds 223
Penyata Pendapatan Dan Perbelanjaan Bagi Tempoh 10 Bulan Berakhir 31 Disember 2010 PRUlink education equity fund
Pendapatan Pelaburan Bersih Rebat Yuran Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
621 621
1,634 1,634
7,788
10,043
(621)
(621)
9,422
-
9,422
PRUlink Funds 224
Penyata Pendapatan Dan Perbelanjaan Bagi Tempoh 10 Bulan Berakhir 31 Disember 2010 PRUlink education bond fund
Pendapatan Pelaburan Bersih Rebat Yuran Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
332 332
700 700
2,392
3,424
(663)
(663)
2,761
-
2,761
PRUlink Funds 225
Penyata Pendapatan Dan Perbelanjaan Bagi Tempoh 5 Bulan Berakhir 31 Disember 2010 PRUlink asia equity fund
Pendapatan Pelaburan Bersih Pendapatan faedah Lain-lain Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Peruntukan Cukai Perbelanjaan Lain Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
(6,296) 3,059
(9,355)
134,263
127,967
(13,087)
(5,175)
(1,948)
(20,210)
107,757
-
107,757
PRUlink Funds 226
Penyata Pendapatan Dan Perbelanjaan Bagi Tempoh 1 Bulan Berakhir 31 Disember 2010 PRUlink MyOptimizer fund
Pendapatan Pelaburan Bersih Pendapatan faedah Lain-lain Keuntungan Modal Belum Terealisasi Jumlah Pendapatan Yuran Pengurusan Pelaburan Peruntukan Cukai Perbelanjaan Lain Jumlah Perbelanjaan Lebihan Pendapatan berbanding Perbelanjaan Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
- -
-
-
-
-
-
-
-
-
-
PRUlink Funds 227
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2010 PRUlink guaranteed account
Pendapatan Pelaburan Bersih Pendapatan faedah Pendapatan dividen Keuntungan daripada Penjualan Sekuriti Keuntungan Modal Belum Terealisasi Pendapatan Lain Jumlah Pendapatan Yuran Pengurusan Pelaburan Kerugian Modal Belum Terealisasi Peruntukan Cukai Perbelanjaan Lain Jumlah Perbelanjaan (Perbelanjaan)/Pendapatan Bersih Pendapatan Dijana dihantar ke depan Pendapatan Dijana dibawa ke depan
2010 RM
62,979 62,979
-
2,620,022 2,620,022
-
1,153
2,684,154
(24,432)
(2,561,063)
(133,847)
(260)
(2,719,602)
(35,448)
2,990,749
2,955,301
2009RM
66,664 66,664
-
264,612 264,612
263,033
13,093
607,402
(75,867)
-
(41,701)
(8,431)
(125,999)
481,403
2,509,346
2,990,749
PRUlink Funds 228
1. Ringkasan Dasar Perakaunan Penting
a. Asas Perakaunan
Penyata kewangan telah disediakan menurut Garis Panduan mengenai Perniagaan Insurans Berkaitan Pelaburan (BNM/RH/GL 010-15) yang diubah suai oleh yang berikut bagi tujuan penentuan harga unit:
i. pelaburan pada nilai pasaran dilaraskan untuk merangkumi kos pemerolehan masa depan.
Ini untuk memastikan penentuan harga unit yang saksama bagi pemegang unit yang masuk, keluar dan yang tinggal;
ii. peruntukan cukai tertunda ke atas keuntungan yang belum direalisasikan menggunakan kadar yang dikira secara aktuari sebanyak 4% dan bukannya kadar berkanun sebanyak 8%.
Lembaga Pengarah berpendapat bahawa oleh sebab keuntungan ini akan hanya direalisasikan pada masa depan, maka kadar cukai yang lebih rendah sebanyak 4% telah digunakan untuk memastikan penentuan harga unit yang saksama bagi pemegang unit yang masuk, keluar dan yang tinggal; dan
b. Pelaburan
Pelaburan disebut harga dinilai pada harga penutup pasaran pada akhir tahun kewangan.
Stok/bon pinjaman tidak disebut harga dinilai pada harga semasa yang disebut oleh institusi kewangan.
Keuntungan atau kerugian belum terealisasi bersih dalam nilai pelaburan dikreditkan atau dicajkan ke Penyata Pendapatan dan Perbelanjaan.
c. Pendapatan Dividen
Pendapatan dividen diiktiraf apabila hak untuk menerima bayaran dapat ditentukan.
d. Pendapatan Faedah
Pendapatan faedah diiktiraf berdasarkan akruan.
Nota Pada Penyata Kewangan
PRUlink Funds 229
e. Keuntungan/Kerugian daripada Penjualan Pelaburan
Keuntungan atau kerugian daripada penjualan pelaburan dikreditkan atau dicajkan ke Penyata Pendapatan dan Perbelanjaan.
f. Yuran Pengurusan Pelaburan Yuran pengurusan pelaburan dikira menurut peruntukan-peruntukan dokumen polisi. g. Rebat Yuran
Ini adalah berkaitan dengan rebat yuran daripada Pengurus Dana bagi pelaburan yang dipegang dalam PRUlink equity fund dan PRUlink bond fund untuk PRUlink managed fund/PRUlink managed fund II/PRUlink golden equity fund/PRUlink golden bond fund/PRUlink education equity fund/PRUlink education bond fund dan dalam PRUlink dana unggul dan PRUlink dana aman untuk PRUlink dana urus/PRUlink dana urus II.
h. Tunai dan Kesetaraan Tunai
Tunai dan kesetaraan tunai terdiri daripada tunai dalam tangan dan baki dengan bank, tidak termasuk deposit tetap dan panggilan.
2. Perbelanjaan lain terdiri daripada caj bank dan caj penjaga.
3. Rebat dan Komisen Ringan
Pengurus Dana dilarang oleh peraturan daripada menerima sebarang rebat atau berkongsi sebarang komisen daripada mana-mana broker/peniaga. Oleh yang demikian, sebarang rebat dan komisen ringan yang diterima daripada broker saham/peniaga akan disalurkan kepada Dana-dana. Walau bagaimanapun, komisen ringan yang diterima dalam bentuk barangan dan perkhidmatan yang ternyata memberi manfaat kepada pemegang unit seperti pangkalan data asas, perkhidmatan kawat kewangan, perisian analisis teknikal dan sistem sebut harga saham yang berkaitan dengan pengurusan pelaburan Dana-dana ini akan disimpan oleh Pengurus Dana.
4. Pada 31 Disember 2010, Dana-dana ini tidak mempunyai liabiliti atau komitmen luar jangka. 5. Semua amaun dinyatakan dalam Ringgit Malaysia.
PRUlink Funds 230
Prudential Assurance Malaysia Berhad (107655-U)
Level 17, Menara Prudential, No.10, Jalan Sultan Ismail, 50250 Kuala Lumpur, Malaysia.Tel: 03-2116 0228 Fax: 03-2032 3939 Email: [email protected]
www.prudential.com.my