Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… ·...

72
Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company Product Stepped 2 Level Premiums Guaranteed Future Insurability Funeral Benet ($) Accidental Death Cover We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature Interim CoverAccident available 4 3 "Outstanding Value" MLC Insurance Life Cover Insurance 20000 O TAL Life Insurance 25000 AMP Elevate Life Insurance Plan 20000 Asgard Capital Mgnt Life ProtecƟon 25000 BT Term Life 25000 OnePath OneCare 25000 O AMP Life Flexible Life Time Prot 20000 Asteron Life Life Cover 20000 ClearView Life Cover 25000 CommInsure Total Care Plan O 30000 O Macquarie Life FutureWise Life 15000 Zurich Australia ProtecƟon Plus 15000 O AIA Australia Life Cover 25000 Life Insurance Star RaƟngs 2016 Page 1 Report Date: August, 2016. (All informaƟon is correct as at August 2016.) 1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that Ɵme. OpƟonal 4 An advanced payment amount to help fund the expenses associated with a funeral. 2 Premiums will be calculated based on your age at the start of the policy. 3 An ability to increase the sum insured without medical evidence.

Transcript of Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… ·...

Page 1: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Twenties Professional Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

MLC Insurance Life Cover Insurance 20000 O

TAL Life Insurance 25000

AMP Elevate Life Insurance Plan 20000

Asgard Capital Mgnt Life Protec on 25000

BT Term Life 25000

OnePath OneCare 25000 O

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

Life Insurance Star Ra ngs 2016 ‐ Page 1Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 2: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Twenties Professional Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

TAL Life Insurance 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

Life Insurance Star Ra ngs 2016 ‐ Page 2Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 3: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Twenties Managerial Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

TAL Life Insurance 25000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

Life Insurance Star Ra ngs 2016 ‐ Page 3Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 4: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Twenties Managerial Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

TAL Life Insurance 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

Life Insurance Star Ra ngs 2016 ‐ Page 4Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 5: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Twenties Light Manual Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

OnePath OneCare 25000 O

TAL Life Insurance 25000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

Life Insurance Star Ra ngs 2016 ‐ Page 5Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 6: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Twenties Light Manual Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

TAL Life Insurance 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

Life Insurance Star Ra ngs 2016 ‐ Page 6Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 7: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Twenties Blue Collar Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

OnePath OneCare 25000 O

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 7Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 8: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Twenties Blue Collar Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

TAL Life Insurance 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

Life Insurance Star Ra ngs 2016 ‐ Page 8Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 9: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Thirties Professional Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

OnePath OneCare 25000 O

MLC Insurance Life Cover Insurance 20000 O

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

Life Insurance Star Ra ngs 2016 ‐ Page 9Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 10: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Thirties Professional Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

OnePath OneCare 25000 O

AIA Australia Life Cover 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

MLC Insurance Life Cover Insurance 20000 O

AMP Life Flexible Life Time Prot 20000

Macquarie Life FutureWise Life 15000

Life Insurance Star Ra ngs 2016 ‐ Page 10Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 11: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Thirties Managerial Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

TAL Life Insurance 25000

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

Life Insurance Star Ra ngs 2016 ‐ Page 11Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 12: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Thirties Managerial Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

OnePath OneCare 25000 O

AIA Australia Life Cover 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

MLC Insurance Life Cover Insurance 20000 O

AMP Life Flexible Life Time Prot 20000

Macquarie Life FutureWise Life 15000

Life Insurance Star Ra ngs 2016 ‐ Page 12Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 13: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Thirties Light Manual Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Life Insurance Star Ra ngs 2016 ‐ Page 13Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 14: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Thirties Light Manual Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

Asgard Capital Mgnt Life Protec on 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Life Insurance Star Ra ngs 2016 ‐ Page 14Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 15: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Thirties Blue Collar Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Life Insurance Star Ra ngs 2016 ‐ Page 15Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 16: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Thirties Blue Collar Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

Asgard Capital Mgnt Life Protec on 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

OnePath OneCare 25000 O

AMP Life Flexible Life Time Prot 20000

Macquarie Life FutureWise Life 15000

Life Insurance Star Ra ngs 2016 ‐ Page 16Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 17: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Sixties Professional Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

TAL Life Insurance 25000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 17Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 18: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Sixties Professional Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 18Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 19: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Sixties Managerial Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

TAL Life Insurance 25000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 19Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 20: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Sixties Managerial Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

OnePath OneCare 25000 O

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 20Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 21: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Sixties Light Manual Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

ClearView Life Cover 25000

Macquarie Life FutureWise Life 15000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 21Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 22: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Sixties Light Manual Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

OnePath OneCare 25000 O

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 22Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 23: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Sixties Blue Collar Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

AMP Elevate Life Insurance Plan 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 23Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 24: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Sixties Blue Collar Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

OnePath OneCare 25000 O

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 24Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 25: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Forties Professional Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

ClearView Life Cover 25000

OnePath OneCare 25000 O

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

Life Insurance Star Ra ngs 2016 ‐ Page 25Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 26: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Forties Professional Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

Asgard Capital Mgnt Life Protec on 25000

Life Insurance Star Ra ngs 2016 ‐ Page 26Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 27: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Forties Managerial Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

ClearView Life Cover 25000

OnePath OneCare 25000 O

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

Life Insurance Star Ra ngs 2016 ‐ Page 27Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 28: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Forties Managerial Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

TAL Life Insurance 25000

Asgard Capital Mgnt Life Protec on 25000

Life Insurance Star Ra ngs 2016 ‐ Page 28Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 29: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Forties Light Manual Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Life Insurance Star Ra ngs 2016 ‐ Page 29Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 30: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Forties Light Manual Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

Asteron Life Life Cover 20000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Asgard Capital Mgnt Life Protec on 25000

Life Insurance Star Ra ngs 2016 ‐ Page 30Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 31: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Forties Blue Collar Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Life Insurance Star Ra ngs 2016 ‐ Page 31Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 32: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Forties Blue Collar Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

MLC Insurance Life Cover Insurance 20000 O

AIA Australia Life Cover 25000

Asteron Life Life Cover 20000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Asgard Capital Mgnt Life Protec on 25000

Life Insurance Star Ra ngs 2016 ‐ Page 32Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 33: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Fifties Professional Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

MLC Insurance Life Cover Insurance 20000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

TAL Life Insurance 25000

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Life Insurance Star Ra ngs 2016 ‐ Page 33Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 34: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Fifties Professional Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

MLC Insurance Life Cover Insurance 20000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

CommInsure Total Care Plan O 30000 O

TAL Life Insurance 25000

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

OnePath OneCare 25000 O

AMP Life Flexible Life Time Prot 20000

Macquarie Life FutureWise Life 15000

Life Insurance Star Ra ngs 2016 ‐ Page 34Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 35: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Fifties Managerial Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

MLC Insurance Life Cover Insurance 20000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

TAL Life Insurance 25000

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Life Insurance Star Ra ngs 2016 ‐ Page 35Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 36: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Fifties Managerial Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

MLC Insurance Life Cover Insurance 20000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

CommInsure Total Care Plan O 30000 O

TAL Life Insurance 25000

AMP Life Flexible Life Time Prot 20000

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

BT Term Life 25000

ClearView Life Cover 25000

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Life Insurance Star Ra ngs 2016 ‐ Page 36Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 37: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Fifties Light Manual Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

ClearView Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

AMP Elevate Life Insurance Plan 20000

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Life Insurance Star Ra ngs 2016 ‐ Page 37Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 38: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Fifties Light Manual Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

Asteron Life Life Cover 20000

ClearView Life Cover 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

TAL Life Insurance 25000

AMP Life Flexible Life Time Prot 20000

Life Insurance Star Ra ngs 2016 ‐ Page 38Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 39: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Fifties Blue Collar Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

ClearView Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

AMP Elevate Life Insurance Plan 20000

Asgard Capital Mgnt Life Protec on 25000

Asteron Life Life Cover 20000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

Life Insurance Star Ra ngs 2016 ‐ Page 39Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 40: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Stepped Fifties Blue Collar Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asgard Capital Mgnt Life Protec on 25000

MLC Insurance Life Cover Insurance 20000 O

Asteron Life Life Cover 20000

ClearView Life Cover 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

TAL Life Insurance 25000

Life Insurance Star Ra ngs 2016 ‐ Page 40Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 41: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Twenties Professional Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

MLC Insurance Life Cover Insurance 20000 O

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 41Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 42: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Twenties Professional Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

ClearView Life Cover 25000

OnePath OneCare 25000 O

BT Term Life 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

AIA Australia Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 42Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 43: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Twenties Managerial Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

MLC Insurance Life Cover Insurance 20000 O

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 43Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 44: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Twenties Managerial Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

ClearView Life Cover 25000

OnePath OneCare 25000 O

BT Term Life 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 44Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 45: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Twenties Light Manual Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

MLC Insurance Life Cover Insurance 20000 O

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 45Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 46: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Twenties Light Manual Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

ClearView Life Cover 25000

OnePath OneCare 25000 O

BT Term Life 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 46Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 47: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Twenties Blue Collar Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

MLC Insurance Life Cover Insurance 20000 O

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 47Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 48: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Twenties Blue Collar Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

ClearView Life Cover 25000

OnePath OneCare 25000 O

BT Term Life 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 48Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 49: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Thirties Professional Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

AMP Elevate Life Insurance Plan 20000

ClearView Life Cover 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

Zurich Australia Protec on Plus 15000 O

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 49Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 50: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Thirties Professional Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 50Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 51: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Thirties Managerial Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

ClearView Life Cover 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

Zurich Australia Protec on Plus 15000 O

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 51Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 52: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Thirties Managerial Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 52Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 53: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Thirties Light Manual Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

ClearView Life Cover 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Zurich Australia Protec on Plus 15000 O

Life Insurance Star Ra ngs 2016 ‐ Page 53Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 54: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Thirties Light Manual Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 54Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 55: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Thirties Blue Collar Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

ClearView Life Cover 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

Macquarie Life FutureWise Life 15000

Zurich Australia Protec on Plus 15000 O

CommInsure Total Care Plan O 30000 O

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 55Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 56: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Thirties Blue Collar Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

Asteron Life Life Cover 20000

OnePath OneCare 25000 O

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

TAL Life Insurance 25000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 56Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 57: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Forties Professional Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AMP Elevate Life Insurance Plan 20000

ClearView Life Cover 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 57Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 58: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Forties Professional Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

BT Term Life 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 58Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 59: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Forties Managerial Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AMP Elevate Life Insurance Plan 20000

ClearView Life Cover 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 59Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 60: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Forties Managerial Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

BT Term Life 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 60Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 61: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Forties Light Manual Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

ClearView Life Cover 25000

Zurich Australia Protec on Plus 15000 O

AMP Elevate Life Insurance Plan 20000

OnePath OneCare 25000 O

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 61Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 62: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Forties Light Manual Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

Asteron Life Life Cover 20000

BT Term Life 25000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 62Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 63: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Forties Blue Collar Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

ClearView Life Cover 25000

Zurich Australia Protec on Plus 15000 O

AMP Elevate Life Insurance Plan 20000

OnePath OneCare 25000 O

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

BT Term Life 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 63Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 64: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Forties Blue Collar Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Elevate Life Insurance Plan 20000

Zurich Australia Protec on Plus 15000 O

Asteron Life Life Cover 20000

BT Term Life 25000

OnePath OneCare 25000 O

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

ClearView Life Cover 25000

CommInsure Total Care Plan O 30000 O

Macquarie Life FutureWise Life 15000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 64Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 65: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Fifties Professional Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Life Flexible Life Time Prot 20000

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

BT Term Life 25000

Macquarie Life FutureWise Life 15000

OnePath OneCare 25000 O

TAL Life Insurance 25000

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 65Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 66: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Fifties Professional Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

Macquarie Life FutureWise Life 15000

TAL Life Insurance 25000

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 66Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 67: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Fifties Managerial Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

AMP Life Flexible Life Time Prot 20000

Zurich Australia Protec on Plus 15000 O

BT Term Life 25000

OnePath OneCare 25000 O

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

Macquarie Life FutureWise Life 15000

ClearView Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 67Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 68: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Fifties Managerial Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AIA Australia Life Cover 25000

AMP Life Flexible Life Time Prot 20000

BT Term Life 25000

Macquarie Life FutureWise Life 15000

TAL Life Insurance 25000

AMP Elevate Life Insurance Plan 20000

Asteron Life Life Cover 20000

ClearView Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 68Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 69: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Fifties Light Manual Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

Macquarie Life FutureWise Life 15000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

ClearView Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

TAL Life Insurance 25000

Life Insurance Star Ra ngs 2016 ‐ Page 69Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 70: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Fifties Light Manual Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

Macquarie Life FutureWise Life 15000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

ClearView Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 70Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 71: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Fifties Blue Collar Male

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

Macquarie Life FutureWise Life 15000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

ClearView Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

TAL Life Insurance 25000

Life Insurance Star Ra ngs 2016 ‐ Page 71Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.

Page 72: Life Insurance Star Ratingscdn.canstar.com.au/wp-content/...Results-Life-Insurance-INCP-Term-… · Life Insurance Star Ratings Term Life 1 Stepped Twenties Professional Male Company

Life Insurance Star RatingsTerm Life

1

Level Fifties Blue Collar Female

Company ProductStepped

2Level

Premiums Guaranteed Future 

Insurability

Funeral Benefit($)

Accidental Death Cover

We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature

Interim Cover‐ Accident available 43

"Outstanding Value"

OnePath OneCare 25000 O

Zurich Australia Protec on Plus 15000 O

AMP Life Flexible Life Time Prot 20000

Asteron Life Life Cover 20000

Macquarie Life FutureWise Life 15000

TAL Life Insurance 25000

AIA Australia Life Cover 25000

AMP Elevate Life Insurance Plan 20000

BT Term Life 25000

ClearView Life Cover 25000

MLC Insurance Life Cover Insurance 20000 O

Life Insurance Star Ra ngs 2016 ‐ Page 72Report Date: August, 2016. (All informa on is correct as at August 2016.)

1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that  me.

Op onal

4 An advanced payment amount to help fund the expenses associated with a funeral.

2 Premiums will be calculated based on your age at the start of the policy.3 An ability to increase the sum insured without medical evidence.