Lendable - Innovative Ways to Assess Client Credit-Worthiness
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Transcript of Lendable - Innovative Ways to Assess Client Credit-Worthiness
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The easiest way to intelligently judge risk.
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Mission: Expand access to responsible microcredit using predictive analytics.
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Descriptive Analytics VS
Predictive Analytics
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Predictive Analytics
Application
Loan Decision
Collection
Repayment
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It’s Easy to Use
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We don’t need any new data to predict. We don't ask you to collect more data, meaning we don't need to change your process or charge you for new data.
It’s Easy
BIG EXPORT LOGO
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We plug into your existing software and systems.You don't need to re-train your staff, learn a new software, or remember a new login. Just turn us un, it's that easy.
It’s Easy
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It’s Powerful
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Treat every borrower as an individual.We don't use "hard and fast rules", which means that we are able to assign different weights for risk indicators associated with each customer.
It’s Powerful
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It’s Powerful
Factor in non-linear complexity.Most analytics look at linear relationships between risk indicators we examine the world with tools that account for it's non-lilnear complexity. This means we can do more with less data.
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It’s Powerful
Look at millions of data points.We pull in secondary data sources and are able to break your existing data into many more potential indicators.
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Results
15-30% net decrease in defaulted loans when predicting outcomes of microfinance and product finance. This is dependent on quality and quantity of data.
80-89% ability to forecast the outcome of the next payment for a borrower at any point in their loan.
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