Leave a Legacy

November 2010

Make a Difference in the Lives that Follow

Keeping the Dream Alive for Future

Generations

Your Guide to Legacies and Estate Planning

A legacy in their sons’ memory .................. pg 4

Choosing the right executor ....................... pg 6

What if your will has a mistake? ............. pg 15

To view this publication online go to www.leavealegacyvancouver.com

Inside this publication:

LL2 | November 2010 November 2010 | LL�

STEREOTYPE

“Poor kids on the Downtown Eastside can’t be helped; their parents are too messed up. THERE’S NO HOPE.”

H O P E F O R T H E H U N G R Y , H U R T I N G A N D H O M E L E S S

For more information on Planned Giving, contact Carey Bornn at 604.215.5441 or [email protected]

At Union Gospel Mission, we hear these kinds of stereotypes all the time. Like you, we believe every person has a story, and all deserve to be treated with dignity.

The proven continuum of programs at UGM helps ease the burden of the most vulnerable and give them the support they need to build bright futures.

A gift through your estate is the best way to give families hope for generations to come. Please consider leaving a charitable bequest in your Will. Your gift can create a legacy of hope for our community.

ugm.ca

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Keeping the Dream Alive for Future Generations

LEAVE A LEGACY™ is a public awareness pro-gram of the Canadian Association of Gift Plan-ners. The objective of this program is to recom-mend every adult in Canada prepare a valid will. The program also demonstrates how easy it is to include a gift for charity in your will, while ensuring the needs of loved ones in the same document.

This LEAVE A LEGACY™ publication serves as a handy reference for people when they pre-pare their first will or revise an existing one. As you will see in the endorsements above, we are highlighting Sports and Fitness this year as one

of the many community needs for which your current and future gifts can make a difference. As we all continue to experience the afterglow of the 2010 Olympics, “Keeping the Dream Alive for Future Generations” continues, not only in fitness but in many other philanthropic pursuits such as health, education, social services, environment, arts, youth and animal welfare.

Often a legacy gift is the largest charitable gift of one’s lifetime. It is an expression of what is meaningful to you and how you would like to share your passions and desires for a better tomorrow. This special gift can have a tremendous impact on transforming lives and communities in the future.

Kathy Mannas, CFREPlanning Giving OfficerThe Salvation Army, BC Division

Message froM the ChairLeaVe a LegaCY™ greater VanCouVer


The Canadian Association of Gift Planners (CAGP) and its members are pleased to provide this LEAVE A LEGACY™ feature publication.

Established in 1993, CAGP spans the country with 22 regional roundtables and over 1,300 members. We work closely with charities, their supporters and professional advisors to help make philanthropic dreams a reality through the creation of thoughtful, well-planned gifts.

To fulfill this mission, CAGP provides education for its members, serves as an advocate of chari-table giving policy in Canada, and provides

public awareness vehicles to highlight the importance of gift planning today to build stronger communities tomorrow.

As you read the stories and resource articles in this publication, please take a mo-ment to realize the profound impact you can have by remembering a charity in your will. Legal and financial advisors can help you with this process and explain how legacy gifts can be included in your estate planning.

While this supplement is part of LEAVE A LEGACY™’s annual public education campaign, it is also a testament to the individuals who support charitable organiza-tions and to the commendable work provided by these organizations. If you would like to learn more, we invite you to contact one of the charities or gift planning professionals listed in this supplement.

Paul SpelliscyPlanned Giving and Major Gift OfficeVariety – The Children’s Charity of BC

Message froM the ChairCagP greater VanCouVer roundtabLe


Six years ago, I signed a death waiver and un-derwent triple by-pass surgery. I thought a lot about my family and friends during this time. I particularly remembered the kindness and un-wavering support of special individuals and or-ganizations.

By no means do I recommend a heart attack to wake people up to the realization we are vulner-able. Nor do I recommend a traumatic experi-ence to remind us how truly blessed we are.

There is a better way to lay out our plans for the future. LEAVE A LEGACY™ encourages people

to leave gifts for loved ones in their will, while at the same time planning a gift for charity in their will. LEAVE A LEGACY™ helps us to identify how we would like to be remembered. While many of us already give to charitable organizations through financial and volunteer support, LEAVE A LEGACY™ provides the op-portunity to plan now to enhance our giving in the future.

The information in this publication provides valuable tips on how each of us can develop our own personal legacy. What a good feeling it is to realize how relatively simple it can be to create a personal legacy. What an even better feeling to know that planning our legacy now will benefit countless people in the years ahead.

Wally BuonoGeneral Manager and Head CoachBC Lions Football Club

It is my privilege to participate in this year’s LEAVE A LEGACY™ campaign to help generate awareness about the importance of estate plan-ning. In my sport, much like in the good works done in communities and in business, legacies are built through hard work, perseverance, vi-sion and execution. The well-timed pass, the as-sist from the corner or the well-placed free kick are all elements of a well-executed strategy that drives toward a (the) goal. For me, estate plan-ning is much the same thing.

No matter what stage in life, having a vision and working to achieve it is important. I have been deeply touched by loss – of those who lived long

and interesting lives, and others who left us too soon. In so many cases, the passion that they brought to everything they did, and to everyone around them, carries on today through the works and memories of others. That is how I define legacy.

In my role with the Whitecaps, I see the determination and initiative of players of all ages, coaches and parents on pitches from Quesnel to Parksville and all points in between. This determination and vision is mirrored by the many charitable or-ganizations in our region and throughout the province that work hard to make a better future for us all. When these groups become the beneficiary of a bequest in a will, this can transform their ability to do this. I still remember the moment when I opened a letter to the Whitecaps Foundation informing us that a donor had left a very substantial gift to support our programs. This gift, which we received two years ago, has made an immeasurable difference to our ability to achieve our mis-sion, and it is a true celebration of the generosity and vision of that donor.

We all hope to leave a legacy, whether through our children, our work, or by sup-porting one of the wonderful charitable organizations working in BC today. I urge you to use informative materials available from LEAVE A LEGACY™ to help achieve your own dream.

Bob Lenarduzzi President, Vancouver Whitecaps FCDirector, Whitecaps Foundation

Message froM bob Lenarduzzi Message froM WaLLY buono

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By Carmen ZajaC, President, The Mel Jr. and Marty Zajac Foundation

When the shocking news came in July of 1986 that my eldest brother Mel Jr. had drowned in a kayaking accident, my parents, Mel and Irene, were devastat-ed. He was a children’s swim coach and a 1976 Olympian in the sport of swim-ming.

By this time, my parents, who had al-ways been philanthropic in the commu-nity, had been raising funds annually in support of children’s charities for over 20 years.

While still grieving my brother’s pass-ing, another tragic sporting accident took my other brother, Marty, eight months later. Never fully recovering from this unexpected and overwhelming loss, but

recognizing the need to go on, my fa-ther wanted to do something to keep the memory alive of these fine young men, who themselves had also worked with disadvantaged youth during their short lives. He wanted to create a legacy that would continue to give back to his com-munity for years to come.

My parents established The Mel Jr. and Marty Zajac Foundation with a personal contribution of $100,000. They contin-ued to raise funds and eventually es-tablished an endowment at the United Way in memory of Mel Jr. and Marty. It did not stop there. The Zajac Founda-tion has contributed significantly to the community and is now recognized as an organization that continues to show leadership.

Since its inception, Mel has raised and contributed over $17 million dollars towards four major capital projects throughout the lower mainland, all in memory of Mel Jr. and Marty. Mel’s lat-est labour of love is the Zajac Ranch for Children. He set out with only himself and my mother spearheading a dream to create a legacy in their sons’ memory and in return has done just that.

For my parents, being able to take two devastating events that left them with unbelievable grief and turn it into something positive and good, all while helping others gave them purpose and helped them to move forward. Sadly, my mother has passed away but my father is still volunteering seven days a week to ensure the “legacy” will never die.

Creating a legacy in their sons’ memory

The Zajac Ranch foR childRen is a legacy cReaTed in memoRy of mel jR. and maRTy Zajac and TheiR dedicaTion To helping disadvanTaged youTh.

mel ZajaC enjoys watChing the exCitement and smiles of the Children during his regular visits to ZajaC ranCh.

For further information

visit our web site at

www.shriners.bc.caor call us at

(604) 291-7707

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Willing a Brighter FutureLangara College - making a difference since 1970

Named Scholarships and Bursaries:Recognizing academic excellence and creating possibilitiesby alleviating the fi nancial burden of education

Library Endowments:Expanding library resources to meet learning needs

New and Enhanced Programs:Meeting community needs

Computer technology:Ensuring learning remains current and relevant

Capital Projects:Providing new and improved educational facilities

Langara College Advancement DepartmentCall: 604-323-5673 or visit: www.langara.bc.ca

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Gifts through bequests, annuities, property and life insurancewill ensure our ongoing growth and development.

Please share our vision of independent mobility for theblind and visually impaired.

BC Guide Dog Services gives priority toblind youths age 14 to 18.

Registered Charity:89131 1763 RR0001

6050 - 44th AvenueDelta, B.C., V4K 3X7

Telephone: (604) 940-4504Facsimile: (604) 940-4506

Email:[email protected]

Website:www.bcguidedog.com

British Columbia Guide Dog Services

“Braille made the blind literate, the Guide Dog gave mobility”

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fulfilling his dream through life insurance…By yolanda Benoit, Manager, Individual & Planned Giving, Surrey Memorial Hospital Foundation

“I am now a rare breed.” So says Dr. Ch-ing Lau, describing General Practitio-ners (G.P.) like himself.

This is a doctor who, until not very long ago, still made house calls.

While Dr. Lau recently retired from pri-vate practice, he is now pursuing one of his dreams. Dr. Lau wants Surrey Me-morial Hospital to become the centre of teaching for Family Practice.

“There is joy being in Family Practice,” says Dr. Lau. “You see your patient’s family expand. You see the births and the illness. You know people inside and out. G.P.’s are the ones entrusted to look after the ‘whole’ person.”

Dr. Lau is well known at Surrey Memo-rial. In addition to his own practice, he served as the hospital’s Chief of Staff in the 90’s, worked in the emergency department, delivered many babies in the birthing unit and spent time in just about every ward.

Having just celebrated his 70th birthday

and seeing his three daughters grow up, Dr. Lau has decided the original reasons for purchasing his life insurance policy no longer apply. Instead, he and Mrs. Lau have decided to make Surrey Me-morial Hospital Foundation the new beneficiary of the policy.

“It is easy to do (changing the benefi-ciary of the life insurance policy), and I

continued on page 6

dR. ching lau (picTuRed) and his wife have made suRRey memoRial hospiTal foundaTion The beneficiaRy of TheiR life insuRance policy.

www.heartandstroke.bc.ca

One in three Canadian deaths arecaused by Heart Disease and Stroke

Your Gift Will Save Lives

Call or email for a free Legacy Planning Kit:lMelanie Brooks

Coordinator, Planned Giving

[email protected]

1-888-473-4636

www.heartandstroke.bc.ca/givingbywill

One in three Canadian deaths is

caused by Heart Disease and Stroke




can put it towards making my dream of bringing ‘Pri-mary Care’ in the Fraser Valley to the forefront” says Dr. Lau.

With his policy, Dr. Lau will set up an endowment fund that will be used to develop and train family doctors to serve the city of Surrey. This will put Dr. Lau on the road to fulfilling his goal and creating a legacy that will live on for years to come.

If you, like Dr. Lau, have a life insurance policy that has outlived its original purpose, please consider mak-ing your favourite charity the new beneficiary.

To change a beneficiary is as simple as filling out a form available from your life insurance company and having it witnessed.

If you would like to explore this option, or have a “dream” of your own you would like to discuss, call a charity close to your heart!

By roBin smith, Executive Trust Officer TD Waterhouse, Private Trust

Many people think that the choice of an executor is an honour that should be giv-en to a friend or relative. What may not be realized is how difficult the job can be.

Consider these five questions:

1. Are you sure your Executor will be there when needed and able to devote enough time to the job?

2. Is your Executor comfortable in dealing with the legal, tax, investment, real estate, and business management aspects of being an Executor?

3. Can your Executor stay completely impartial and handle the emotional stress that could arise?

4. Have you asked, and has your Executor agreed, to take on the responsibility?

5. Does the Executor you’ve chosen understand that they can be held liable for any mistakes?

Often people choose a family member or friend of their own age. When the time comes to act, the executor may not be up to the task due to age or for health reasons. Sometimes, the executor may have predeceased the in-dividual.

Location should also be considered; it is not uncom-mon for children or relatives who live hundreds or thousands of kilometres away to be named as execu-tors. This can be an issue as estates must be settled in the jurisdiction where the individual died. In Canada,

an executor who lives out of province may be required to post a foreign executor surety bond.

In addition, one should consider the impact on the individual who is named as executor. If siblings are acting as co-executors, disagreements that arise dur-ing the estate administration process can change the relationship forever. Long-standing family issues may come to the forefront after the death of a parent. Addi-tional relationships from blended or multiple families may add complexity to the estate administration.

An Executor’s responsibilities are complex and the amount of time required to administer an estate can be significant. The decease’s Last Will and Testament is the legally binding expression of that person’s wishes for the distribution of her or her assets. The Executor’s respon-sibility is to administer the estate and carry out those wishes. This extends from identifying and protecting the deceased’s assets, to distributing those assets to the ben-eficiaries, and ensuring that all taxes have been paid.

Sometimes the administration requirements of an es-tate are quite straightforward, but due to the personal liability taken on Executors should always call on pro-fessionals for assistance with some or all of the work where needed. In a complex estate, an Executor is like-ly to need professional assistance with many aspects of settling it - or in fact the individual may decide to decline their appointment entirely.

A corporate executor is a choice increasingly being made by people who want to make settling their es-tates as worry-free as possible.

fulfilling his dream through life insurance… continued Choosing the right executor is important

did You KnoW?Over the next 20 years up to $1.5 trillion is expected to change hands – the largest wealth transfer ever in Canada. Recipients of those assets will be heirs, non-profit and charitable organizations and government (through taxes).


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ARTHRITIS.KNOWS NO BOUNDARIES.

ARTHRITIS.DOES NOT DISCRIMINATE.

ARTHRITIS.FIGHT IT. AND WIN.

MAKE THE PAIN GO AWAY. FOR GOOD.

To find out how, call:Heather Hamilton-Wright

Director, Major Gifts & Planned GivingP: 604.714.5565 / [email protected]



By Kate BlaKe-Paterson, Lawyer DAVIS LLP

We all want to leave this world better than we found it and many of us

make charitable gifts with this goal in mind. Those who do should consider using a private foundation to structure their gifts.

Private foundations are not-for-profit in-corporated entities that provide a formal structure for making charitable gifts. As a corporate entity with charitable regis-tration with the CRA, a private founda-tion has a lifespan as long as there is in-terest in maintaining it and funds to do so. Essentially, donors will make gifts to their private foundations which will, in turn, invest the gifts and distribute the income earned thereon to charitable organizations. By having a continued existence and preserving the value of the original gifts, foundations enable donors to create an enduring legacy to benefit future generations in a way that one-time donations to an already estab-lished charity may not.

As entities that, by their definition, are controlled in large part by the individu-als who established them, private foun-dations offer the dual advantage of al-lowing donors to create the legacy they want in their community and instil a culture of charitable giving and commu-nity-mindedness in their own family.

Through the use of a private foundation, donors are able to control how their do-

nations are invested and used. They will be able to determine to extent to which funds are invested for future use, the charities to whom funds are distributed and the specific amounts to be received. This control allows donors to ensure their gifts are used in ways specifically tailored to the legacy that they want to leave and allows gifts to be dispensed over time so that they may have contin-ued life beyond their donors.

Private foundations also offer a unique opportunity for donors to instil a phil-anthropic spirit in their descendants. Because the management of a private foundation is often an intra-family and inter-generational affair, donors are able to involve their children, grandchildren or other relatives in the management of the foundation and teach them think charitably about others on a regular ba-sis. In many instances, the habits estab-lished by such inter-generational par-ticipation will become the foundation’s true lasting legacy.

Private foundations may sound exotic and extravagant, but in fact have become a more accessible way to give. They are still not for everyone. The vehicle cho-sen for charitable giving should reflect a donor’s personal goals. Foundations have some significant advantages, in particular for those who are interested in ensuring their gifts provide an endur-ing legacy, but also have some disad-vantages. If you are interested in struc-tured charitable giving, you should talk to your advisors about what is the right approach for you.

Creating enduring legacies with private foundations

did You KnoW?The Canada Revenue Agency (CRA) website www.cra.gc.ca/donors provides facts about tax savings, donation receipts, the regulation of charities, and how to be an informed donor.

For more information or to find out how you can help

visit www.zajacranch.comor call 604.739.0444

Every child should be able to experience the fun and excitementof summer camp. At the Zajac Ranch for Children our campersenjoy days of fun-filled adventure, friendships, challenges,great food, awesome counsellors and great memories. There’sso much to do – adventure courses, horseback riding, archery,crafts, swimming, campfires, and more – all in a safe and caringenvironment.

A camp for children with serious and chronicillnesses and disabilities

Thanks for helping me

go to camp!

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Autism Support DogsProviding Autism Support Dogsto children with autism age 4 to 10.

Benefits of an Autism Support Dog:• Increased safety for the child• Helps parents control the child by commanding the dog• Teaches the child responsibility• Help bring positive changes in the child’s behavior• Lowers the child’s aggression and frustration levels• Comforts the child when he or she is upset• Helps parents obtain a degree of predictability in social

settings for the child and themselves

6050 - 44th AvenueDelta, B.C., V4K 3X7

Telephone: (604) 940-4504Facsimile: (604) 940-4506

Email: [email protected]

Registered Charity:80796 1610 RR0001

Website:www.autismsupportdogs.org

Taxable donations, gifts throughbequests, annuities, property and

life insurance will ensure our ongoinggrowth and development.

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By josie rieBe Manager of Fundraising and Development Vancouver Board of Parks and Recreation

When Andrew and Crystal Johns celebrated their wed-ding on July 24, 2010, they didn’t feel it was necessary for them to receive tradition-al wedding gifts like linens and kitchen appliances. In-stead, they wanted the peo-ple in their lives to celebrate their union by contributing to something the young couple feels very strongly about: promoting the need to pre-serve urban parks. So they established the Andrew and Crystal Johns Park Conservation Endowment and asked wedding guests to make gifts to the endowment. Andrew and Crystal matched every dollar contributed.

The Vancouver Park Board established a Park Conservation Endowment in 2006. The annual interest generated from an endowment is used by the Vancouver Park Board to maintain and preserve community parks. Endowments can be established during one’s lifetime or through an estate gift and can be named in honour or in memory of a loved one. Contributions can be made at any time by individuals, their family and their

friends to support the mission of The Vancouver Park Board. Financial con-tributions to Canadian municipalities are tax deductible.

To recognize the Johns’ generosity, a park bench was dedicated in their hon-our along the seawall where they got engaged. Together, this young couple’s endowment and their park bench pro-vide a lasting legacy of the start of their journey through life together.

The Andrew and Crystal Johns Park Conservation Endowment is a wonder-ful example of how a planned gift can be made to celebrate a special occasion.

a marriage of hearts and values

andRew and cRysTal johns enjoying a Run on The seawall wheRe andRew pRoposed To cRysTal

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By harjit sandhu, Consultant, Investors Group Financial Services Submitted on behalf of VOKRA (Vancouver Orphan Kitten Rescue Association)

“In this world, nothing is certain but death and

taxes.” The famous American, Benjamin Franklin, wrote those words over 200 years ago and they still ring true today. Most of us tend to avoid thinking about the end of our life and most – if not all – of us cer-tainly do not enjoy paying taxes. But you should think ahead and establish an estate plan now. By clearly stating your wishes for how your legacy should be passed on, you will protect your family and reduce the taxes levied against your estate. Here are the essentials of an estate plan:

A Will is the foundation of any estate plan. It designates how your estate – money, property, insurance proceeds and other investments – should be dis-tributed. If you die without a Will (i.e. intestate), provincial legislation will de-

termine how your estate is distributed amongst your heirs.

A Living Will provides direction for your care in the event of catastrophic ill-ness or disability.

An Enduring Power of Attorney (also called a Mandate in case of Incapacity in Québec) provides direction for how your property will be managed in the event of incapacity.

An Executor (sometimes called a Per-sonal Representative or in Québec, a liq-uidator) is the person named in your Will to settle your estate according to your documented wishes.

A Guardian should be named in your Will for your minor children.

Liquid Assets are important to pay for taxes, debts, the costs of settling your estate and/or other obligations. If you do not anticipate that your estate will have sufficient liquid assets to pay these

amounts, consideration should be given to purchasing insurance.

A Trust can provide that part or all of your estate be held by a trustee until a beneficiary reaches a certain age. Trusts in your Will can also be used to reduce taxes for the beneficiaries.

Funeral Services can be prearranged to save your estate some money, avoid ex-tra stress on your survivors, and ensure the service is according to your wishes. Financial Assets should be comprehen-sively listed in your records – your bank accounts, insurance policies, investment accounts, and other financial informa-tion – and be sure your Executor and/or survivors know where to find them.

Special Circumstances – an estate plan

becomes even more essential if you own a business, are divorced or part of a blend-ed family, live in a common-law relation-ship, have disabled dependants, or are re-sponsible for the care of elderly relatives.

Revise as Required – you should revise your estate plan following any major life event such as a marriage or divorce, birth of a child or grandchild, death of a spouse, heir or executor, property pur-chase or sale, change of residence (to a different province or country), or the on-set of a serious illness or liability.

Creating an estate plan now avoids diffi-culties and costs later. To do it properly, you’ll need an estate lawyer and perhaps an accountant, along with your financial advisor who can ‘quarterback’ your estate planning team and keep everybody on track with your wishes for your legacy.

The essentials of estate planning – rule one: do it now

“At the office of the Public Guardian and Trustee, we see many files where a will has not been made, and the proceeds of the estate pass to next of kin, many of whom the deceased never knew. The intestate rules provide that next of kin must be blood related or

adopted into the family. Step siblings are not included in the distribution, neither are relatives of a pre-deceased spouse. “

Sarah Leyshon-Hughes, Public Guardian & Trustee of British Columbia

Five times more people would consider leaving a gift to charity through their estates if their lawyer, financial advisor, trust officer or insurance consultant discussed this option with their clients.

did You KnoW?



www.vancouverfoundation.ca604.688.2204

Pacifi c Assistance Dogs Society (PADS) is a Metro-Vancouver-based registered charity (since 1987). PADS exists to help individuals facing the challenges of a physical disability other than

blindness by breeding, raising, training and placing life-changing assistance dogs.

PADS trains three types of assistance dogs:1. Service Dogs for people with physical

disabilities.2. Hearing Dogs for the deaf or hard of

hearing, and3. Canine Assisted Intervention Dogs for

therapeutic placements in long term care facilities, group homes, hospitals and school settings.

We support successfully matched teams of clients and fully certifi ed assistance dogs throughout their working lives.PADS’ Dogs allow our clients to experience a greater level of independence and an enhanced quality of life.

LEAVE A LASTING LEGACY . . . CHANGE LIVES . . . ONE DOG AT A TIME!

This lovable little puppy is Amber. With your help, Amber can grow up with a volunteer puppy-raising family and with the right education and training, Amber can graduate to become a PADS Assistance Dog – like Chip – pictured with his client and best friend Brad. With your help, PADS will continue changing lives . . . one dog at a time.

PADS – Pacifi c Assistance Dogs Society9048 Stormont Ave., Burnaby, BC V3N 4G6

Registered Charity # 892225 2347 RR0001

604 527 0556 www.pads.ca

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We can help.Our broad range of services includes assistance for Executors, Will

and Estate Planning, Trusts, Powers of Attorney, Financial Management and Tax Planning and Preparation.

For more information,Call: 1-800-563-5550 or

Email [email protected]

TD Waterhouse Private Trust services are offered by The Canada Trust Company. TD Waterhouse is a trade-mark of The Toronto-Dominion Bank, used under license.

How can an ordinary personleave an extraordinary legacy?

For more information, contact:604.682.8206sphfoundation@providencehealth.bc.cawww.helpstpauls.com

Improving the health of the next generation is an extraordinary legacy. Research shows that your children and grandchildren face epidemics of obesity and diabetes as well as heart, lung and kidney failure. With a little advance planning, your estate gift to St. Paul’s Hospital Foundation of Vancouver can help fi ght these diseases.

Coast Mental Health is a charitable non-profit that improves

the lives of people with mental illness by providing supported

housing, employment programs and community services.

Create a lasting legacy at:www.coastmentalhealth.com

Proud presenter of The Courage To Come Back Awards

Contact: Heather Edgar 604.675.2323

293 East 11th Avenue , Vancouver, BC 604-872-3502 1110

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By Kathy mannas, Planned Giving Officer, The Salvation Army

As a child, Leon Bosse didn’t spend much time trying to figure out how his parents could afford to send him to The Salva-tion Army’s Camp Sunrise in Gibsons. A week at camp each summer was just part of being a kid. And what a wonderful part it was! Every year Leon eagerly awaited summer and what many children only dream about – canoeing, sharing a cabin with boisterous friends and zip lining over the trees.

As a youngster, Leon’s family faced some challenging times. His father became dis-abled for awhile due to a freak accident at work and the family struggled to make ends meet. Leon’s parents attended services at The Salvation Army’s church in Metrotown while their children joined Sunday school. It was during these ear-ly years that the sum-mers at Camp Sunrise began.

As a 17 year old, Leon extended his joy of camp by becoming a counselor at Camp Sunrise. He continued as a counselor for five consecutive summers. He began sponsoring a child for camp and con-

tinues to do so today. Leon was thrilled to be able to give others the same formative experience that had so positively shaped his life.

Eddy Orr was a “soldier” at the Metrotown church for decades. He wasn’t wealthy but made a decent salary and retired with a comfortable pension. For more than thirty years Eddy quietly provided camp spon-sorships for children he knew. He always asked the church to keep his gift anony-mous.

In 2007, when Leon was 21 years old and Eddy was 88 years, Eddy passed away. Leon’s family attended Eddy’s memorial service. It was at the service that Leon dis-

covered the identity of his mysterious child-hood benefactor, who had sponsored him for summer camp from the age of 6 to 15.

After his passing, the Me-trotown church learned Eddy had left a $25,000 bequest for the church and designated the gift to sponsor underprivi-leged children to attend Camp Sunrise. Eddy’s legacy continues to this day through The Eddy Fund. This fund has giv-en, and will continue to give, young children the same powerful experi-ence Leon enjoyed.

Leon’s mysterious childhood friend

leon as a young CamPer at CamP sunrise



Abbotsford Community ServicesJanna Dieleman, Donor and Community Relationsinfo@abbotsfordcommunityservices.com604-859-7681www.abbotsfordcommunityservices.com Adoptive Families Association of B.C.Karen Madeiros, Executive [email protected]

ALS Society of BCWendy Toyer, Executive [email protected]

Association of Neighbourhood Houses of British ColumbiaMamie Hutt-Temoana, [email protected]

Autism Support DogsWilliam Thornton, CEOwilliam.thornton@autismsupportdogs.org604-940-4504www.autismsupportdogs.org

BC Association for Individualized Technology and Supports (BCITS)Simon Cox, Executive [email protected]

BC Cancer FoundationAlyson M. Murzsa, Associate Director, Planned Givinglegacy@bccancer.bc.ca604-707-5905www.bccancerfoundation.com

BC Centre for AbilityAudrey Kwan, Director of Resource [email protected] Ext. 228www.centreforability.bc.ca

BC Children’s Hospital FoundationCary Gaymond, Director of [email protected]

BC Lions Society for Children with Disabilities & Easter Seals, BCJennifer Ingham, Vice President, [email protected] or 1800-818-4483www.lionsbc.ca

BC Schizophrenia SocietySue Saunders, Chair: Planned Giving [email protected]://mindbc.org

BC Wildlife FederationPatti MacAhonic, Executive [email protected] Ext. 230www.bcwf.bc.ca

BC Women’s Hospital & Health Centre FoundationJames Carruthers, Director of Developmentjcarruthers@cw.bc.ca604-875-2270www.bcwomensfoundation.org

BCIT FoundationMarie-Claire Concannon, Manager of Annual and Community [email protected]/foundation

Big Brothers of Greater Vancouver FoundationTristan Scott, Major Gifts [email protected] Ext. 223www.bigbrothersvancouver.com

Big Sisters - BC Lower MainlandShannon Newman-Bennett , Executive [email protected] Ext. 307www.bigsisters.bc.ca

Boys and Girls Clubs of Greater VancouverLisa Hoglund, Manager of Fund [email protected]

British Columbia Guide Dog ServicesWilliam Thornton, [email protected]

British Columbia Lung AssociationScott McDonald, Executive [email protected]

Bull, Housser & Tupper LLPMargaret Mason, [email protected]

Burnaby Hospital FoundationMarcia Harrison, Acting Presidentmarcia.harrison@fraserhealth.ca604-431-2847www.bhfoundation.ca

Canadian Breast Cancer Foundation, BC/Yukon RegionChristine Basque, Director, Major Gifts and Planned [email protected]

Canadian Cancer Society, B.C. and YukonToni Andreola, Director, Planned [email protected]/bc/legacy

Canadian Diabetes AssociationCharlotte Lawson, Director of [email protected] Ext. 249www.diabetes.ca

Canadian Hemochromatosis SocietyRobert (Bob) Rogers, Executive [email protected]

Canadian Red CrossDavid Magnuson-Ford, Manager, Gift Planningdavid.magnuson-ford@redcross.ca604-709-6654www.redcross.ca

Canuck Place Children’s HospiceMichelle Cadario, Manager, Leadership Gifts and Planned [email protected]

Child Development Foundation of British ColumbiaJudy Krawchuk, Director of Revenue Developmentjudy@centreforchilddevelopment.ca604-591-5903www.centreforchilddevelopment.ca

Clark, Wilson, Barristers and SolicitorsRichard Weiland, [email protected]

Coastal Sound Music Academy SocietyDan Mattinson, Executive Directorinfo@coastalsoundmusic.com604-469-5973www.coastalsoundmusic.com

Coast Mental Health FoundationHeather Edgar, Associate Exeutive Directorheathere@coastmentalhealth.com604-675-2323www.coastmentalhealth.com

Community Integration Services SocietyShari Mahar, Executive Directorshari.mahar@communityintegration.org604-461-2131www.communityintegration.org

Covenant House VancouverCrystal Montecalvo, Development Officer, Individual & Planned Givingcmontecalvo@covenanthousebc.org604-639-8934www.covenanthousebc.org

Creston Valley Wildlife Mangement AreaRichard L. Dalon, [email protected]

Crisis Intervention & Suicide Prevention Centre of British ColumbiaMonica Chui, Director of Development and Communicationsmchui@crisiscentre.bc.ca604-872-1811www.crisiscentre.bc.ca

Crossroads Hospice SocietyAnita Cymet, Development and Fundraising Officeranita.cymet@crossroadshospice.bc.ca604-945-0606www.crossroadshospice.bc.ca

LEAVE A LEGACY™ Partnership List 2010

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Davis LLPKate Bake-Paterson, [email protected]

Dr. Peter AIDS FoundationSarah Sandusky, Director of [email protected]

Ecojustice Canada SocietyJanice Loomer Margolis, [email protected] Ext. 224www.ecojustice.ca

Elizabeth Fry Society of Greater Vancouver (The)Shawn Bayes, Executive Directorshawn.bayes@elizabethfry.com604-520-1166www.elizabethfry.com

Emily Carr Institute of Art + DesignSylvia Iredale, Executive Director, Foundation + [email protected]

Family Services of the North ShoreDiana Cowden, Manager of Fund Developmentdcowden@familyservices.bc.ca604-988-5281www.familyservices.bc.ca

First United Church (Mission)Natalie Lanoville, Donor Base [email protected]://firstunited.ca

Fraser Valley Estate Planning CouncilLaurie Daschuk [email protected]

Fraser Valley Health Care FoundationVicki Raw, Executive [email protected] Ext. 646855www.healthcareexcellencechilliwack.com

Greater Vancouver Food Bank SocietyHeidi Magnuson-Ford, Director of [email protected] www.foodbank.bc.ca

H.R. MacMillan Space CentreTracy Cromwell, Director, Development & [email protected] Ext. 249www.spacecentre.ca

Heart & Stroke Foundation of B.C. & YukonMelanie Brooks, Coordinator, Planned [email protected] or 1-888-473-4636www.heartandstroke.bc.ca/givingbywill

Kelowna General Hospital FoundationDiane Paterson, Gift Planning [email protected] Ext. 7011www.kghfoundation.com

Knowledge Network CorporationDonna Robinson, Resource Development [email protected] or 1-877-456-6988www.knowledge.ca

L’Arche Foundation of Greater VancouverSig Stark, Director of Fund [email protected] 9544 Ext. 35www.larchevancouver.org

Legion FoundationJ. Brian Archer, Executive [email protected] www.bcyuk.legion.ca

Lower Mainland Down Syndrome SocietyTheresa Preston, General [email protected]

Make-A-Wish Foundation of BC & YukonRoss Hetherington, Executive [email protected]

Maple Ridge/Pitt Meadows Community ServicesJoanne Leginus, Director, Administration & [email protected] Ext. 206www.comservice.bc.ca

McLaren Housing Society of British ColumbiaKim Stacey, Executive [email protected]

Miller Thomson LLPSandra Enticknap, Lawyersenticknap@millerthomson.com604-643-1292www.millerthomson.com

Nikkei Place FoundationJosh Coward, Executive [email protected]

North Shore Community FoundationDavid Alsop, Presidentinfo@nscommunityfoundation.com604-998-4460www.nscommunityfoundation.com

North Shore Community ResourcesLi Boesen, Executive [email protected]

North Shore ConneXions SocietyWendy Padwick, Director of Children & Family [email protected]

Owen C. Dolan, Q.C. Law CorporationOwen Dolan, [email protected] website

Pacific Assistance Dogs SocietyGail Ferrier, Communications & Campaign [email protected] 527-0556www.pads.ca

Pacific Parkinsons Research InstituteKathryn Pearson, [email protected]://pacificparkinsons.org

Peace Arch Hospital and Community Health FoundationStephanie Beck, Gift Planningstephanie.beck@peacearchhospital.com604-535-4520www.peacearchhospital.com

Public Guardian and Trustee of British ColumbiaSarah Leyshon-Hughes, Manager, Field Servicessleyshon-hughes@trustee.bc.ca604-660-5099www.trustee.bc.ca Ridge Meadows Hospital FoundationSandra Rankin, Executive DirectorSandra.Rankin@fraserhealth.ca604-463-1822www.rmhfoundation.com

Ronald McDonald House BCRichard Pass, [email protected]

Salvation Army, BC Division (The)Major Brian Venables, Divisional Secretary for Public Relations & Developmentbrian_venables@can.salvationarmy.org604-299-3908www.salvationarmy.ca Seva Canada SocietyHeather Wardle, Development [email protected] Simon Fraser Society for Community LivingChristine Scott, Executive [email protected]

Simon Fraser UniversityDoug Puffer, Director, Planned Giving, University [email protected]



For further information, please contact any of the advertisers or LEAVE A LEGACY™ partners listed in this publication. Further information can

also be obtained by contacting the LEAVE A LEGACY™ Coordinator, Colleen Killorn, at 604-777-1129 or [email protected]

Information on how you can leave your legacy is also available on our website – www.leavealegacyvancouver.com

This supplement is a forum for information about charitable gift planning. Neither CAGP-ACPDP™ national office nor any of its roundtables or theLEAVE A LEGACY™ program will be held liable for any claims made by advertisers.


Small Animal Rescue Society of BCLisa Hutcheon, President & [email protected] http://smallanimalrescue.org

Solus Trust Company LimitedJohn Blackmer, President & [email protected]

SOS Children’s Village BCLiz Harris, Manager of Corporate/Community Relations & Special [email protected] Ext. 228www.sosbc.org

Spectrum Society for Community LivingErnie Baatz, Executive Directorernie@spectrumsociety.org604-323-1433www.spectrumsociety.org

St. James Community Service SocietyAndrea Simpson, Resource Development [email protected]

St. Paul’s Hospital FoundationIvone Martins, VP Developmentimartins@providencehealth.bc.ca604-806-8820www.helpstpauls.com

Surrey Foundation/Surrey CaresKim Angel, Executive Directorinfo@surreyfoundation.org604-591-2699www.surreyfoundation.org

Surrey Hospice SocietyMarion Brandner, Executive Directormarion@surreyhospice.com604-543-7006www.surreyhospice.com

Surrey Memorial Hospital FoundationYolanda Benoit, Manager, Individual & Planned [email protected] Ext. 772169www.smhfoundation.com

Surrey LibrariesCyndy Hill, Development [email protected]

Tapestry Foundation for Health CareAnn Corrigan, Chief Executive Officeracorrigan@providencehealth.bc.ca604-877-8335www.tapestryfoundation.ca

TB Vets Charitable FoundationRon Goyette, Executive [email protected]

TD Waterhouse, Private TrustRobin Smith, Executive Trust [email protected]

The Arthritis Society, BC & Yukon Division Heather Hamilton Wright, Director, Major Gifts and Planned [email protected]

The Nature Trust of British Columbia Deborah Kennedy, Development and Communications Managerdebkennedy@naturetrust.bc.ca604-924-9771www.naturetrust.bc.ca

The University of British ColumbiaElizabeth Ko, Director of Development, Gift & Estate [email protected]

Trinity Western UniversityInga Warnock, Executive Director of Planned [email protected]://twu.ca

Union Gospel MissionCarey Bornn, Principal and Planned [email protected] Ext. 328www.ugm.ca

Vancity Community FoundationCalvin Fong, Manager, Philanthropic [email protected]/vcf

Vancouver Art Gallery Jessica Bouchard, Director of Developmentjbouchard@vanartgallery.bc.ca604-662-4768www.vanartgallery.bc.ca

Vancouver Board of Parks and RecreationJosie Riebe, Manager of Fundraising & [email protected]://vancouver.ca/parks

Vancouver FoundationKristin Helgason, Manager, Development & Donor Services KristinH@vancouverfoundation.ca604-629-5186www.vancouverfoundation.ca

VanDusen Botanical Garden AssociationDawn M. Russell, Development [email protected]

Variety - The Children’s Charity of BCPeter Chipman, Director of Planned Giving & Major [email protected]/legacy.htm

VGH & UBC Hospital FoundationCharlene Taylor, Associate Director, Planned GivingCharlene.Taylor@worldclasshealthcare.ca604-875-4917www.worldclasshealthcare.ca

VOKRA - Vancouver Orphan Kitten Rescue Association Karen Duncan, [email protected]

VON Metro VancouverLinda Lane Devlin, Executive [email protected]

Western Istitute for the Deaf & Hard of HearingSusan Masters, Executive [email protected]

WRA Wildlife Rescue Association of BCGlenn Boyle, Executive [email protected]

YMCA of Greater VancouverCharlene Giovannetti-King, VP, Funds Developmentcharlene.giovannetti-king@vanymca.org604-622-4964www.vanymca.org

YWCA VancouverCelia Campos, Manager, Fund [email protected]

Zajac Ranch for ChildrenCarmen Zajac, [email protected]



#404 - 815 Hornby Street, Vancouver, BC V6Z 2E6Ph: 604-684-6718 EXT #105 Fax: 604-684-2501

Email: [email protected]

• Estate Planning & Charitable Giving• Will & Trust Planning• Challenges to Wills• Administration of Estates & Trusts• Advice to Executors, Trustees &

Beneficiaries

• Legal Opinions on Probate Law• Incapacity Planning

• Enduring Powers of Attorney• Living Wills• Representation Agreements• Committeeship Applications

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OWEN C. DOLAN, Q.C.LAW CORPORAT ION

Embrace giving.

Kevin Connell with his wife, Mariette. Kevin is now in remission after treatment of a multiple myeloma, a rare cancer.

Join the fight against cancer. The Canadian Cancer Society is your best investment in the cancer cause. Your courageous gift brings hope to thousands of people by funding outstanding research projects every year.

A gift in your Will, stock or cash is tax deductible and goes directly to the fight against cancer.

For immediate attention, please contact Toni Andreola at [email protected] or 1 800-663-2524. Learn about the Estate Tax Eliminator Clause and request a free copy of Your Personal Estate and Will Planning Guide.

Phot

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itive

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www.cancer.ca/bc/legacy

To us, he’s a senior.

www.tapestryfoundation.ca

A high school senior. A senior recruit. A senior statesman.

Plan a gift today for our patients and residents.Every contribution makes a difference.

Tapestry Foundation for Health Care is dedicated to improving the quality of life of hospital patients, and seniors who make their home in Providence Health Care’s

residential care community in Vancouver.

Tapestry Foundation supports these Providence Health Care sites:

Brock Fahrni Pavilion, Holy Family Hospital, Honoria Conway at St. Vincent’s, Marion Hospice, Mount Saint Joseph Hospital, St. Vincent’s Hospital Langara, Youville Residence

For information on making a planned gift, call:

[email protected]

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You can create a lasting legacy of lovefor all of BC’s children.

www.bcchf.ca

Childhoodthe chance of a lifetime

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Plan to make a difference.

Making a difference begins with a plan. That’s all you need to create a permanent legacy that will make a difference in the Jewish community locally, nationally and internationally.

Suite 200, 950 West 41st Ave., Vancouver, BC V5Z 2N7 Canada604.257.5100 [email protected] www.jewishcommunityfoundation.com

You can help enhance our remarkable quality of Jewish life by setting up an endowment fund with the Foundation. It is a way for you to support a community program or agency that is meaningful to you.

Come sit with our financial and legal experts today—there’s no better time to start planning than now.

By emily l. Clough, Lawyer, Alexander Holburn Beaudin & Lang LLP

This happens all the time – someone writes an e-mail with a typo, the spell-check does not pick it up, and the email

is sent out with a mistake in it. When this is happens in an e-mail, its usually no problem. You could send another email clarifying what you meant, or the recipi-ent may be able to tell from the context what you meant to say.

If the mistake is in your will, you could fix that mistake. You could go to your lawyer or notary and have a new will drafted. You could fix the mistake on your original will as long as the correc-tion is properly witnessed (be very cau-tious about revising your will without professional advice).

But what happens if the mistake is in the will of a person who has already died? The person who wrote the will (called the testator) is no longer alive to help clarify the meaning of a mistake or to tell you what the context was. There is no reliable guide for what the testator’s in-tentions were. For that reason, the courts in British Columbia have had a limited ability to fix a mistake in a will.

Currently, courts are limited in what they can do to fix a mistake. Before pro-bate of a will is granted, a court can only delete words that appear in error. After probate has been granted, a court could ignore an unnecessary or inaccurate por-tion of a description or infer a correction by implication from the text of the will.

It is expected that sometime in 2011, British Columbia will bring into force a new law that will give broader powers to a court to correct errors in a will.

Under the Wills and Estates Succession Act, a court will be given the power to rectify the will if the will fails to carry out the testators intentions because of an error arising from an accidental slip or omission, a misunderstanding of the testator’s instructions, or a failure to carry out the testator’s instructions. The court will have the power to rectify the will before or after probate. A court will likely have the power to admit ad-ditional evidence to assist in fixing the mistake.

For example, the court may be able to receive evidence such as the notes of the will instructions, draft wills, correspon-dence with the testator and the oral evi-dence of the lawyer or notary who took the instructions.

What if your will has a mistake?



Surrey Hospice SocietyCompanions for the Journey

We are rooted in the community of Surrey and we branch out to those in need, by providing social, emotional and

spiritual support for individuals and their loved ones as they face life-ending illness, and we provide ongoing grief support

programs and counselling for children, teens and adults.

We believe no one should face a life-ending illness alone, and no one should be alone with their grief.

We offer companions for the journey.

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Join us for ‘An Affair to Remember’Saturday, November 13th, 2010

Surrey Hospice Society's Fall Fundraiser for an evening of dinner and dancing at Eaglequest

(Coyote Creek) Golf & Country ClubChampagne reception 6-7 PM

Dinner Buffet – 7 PMEntertainment by Abba Again

Tickets: $95.00 Call for more information at

(604) 543-7006 or visit our website at

www.surreyhospice.com

In 1946, World War II Veterans returning from overseas service and suffering from tuberculosis started BC’s original TB Vets key

return service. Through your Legacy Gifts, TB Vetshas been providing British Columbian children and adults with

respiratory equipment, research and education.To date, TB Vets has granted over $10 million.

Help us continue that proud legacy.

To fi nd out more contact us at:[email protected] or 604-874-5626

www.tbvets.orgHelping British Columbians breathe since 1946!

BREATHE LIFE INTOYOUR LEGACY

One thoughtful gift during your life can change the lives of thousands around the world. Gift a gift to MCC through your Will or other planned gift options.

Please call Phil Schafran for confidential information.

Mennonite Central CommitteePO Box 203831414 Marshall Rd., Abbotsford, BC V2T 3T8(604) 850-6639 from Fraser Valley(604) 857-0011 from Vancouver1-888- 622-6337 toll free from Chilliwack and BCemail: [email protected]: www.mcc.org/donate/giftplanning/canada

MennoniteCentralCommittee

website: mcc.org/waystogive/plannedgiving/canada

Mennonite Central Committee, British Columbia

Free legal information that is available by telephone or online at dialalaw.org.

What is Dial-A-Law?

127+ legal topics, including senior’s rights, making a will, family law and much more.

A public service operated by the Canadian Bar Association, BC Branch and funded by the Law Foundation of British Columbia.

Greater Vancouver604.687.4680

Toll Free in BC 1.800.565.5297 11

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By jaCqueline dagg, Manager, Donor Relations Vancity Community Foundation

In 1993, just prior to their 25th wedding anniversary, Alex and Karen Currie decided to celebrate the occasion by do-ing something to benefit their community rather than to receive well-meant gifts. They felt youth at risk, in their struggle to succeed and make decisions to change their lives, were more worthy of support than their accepting anniversary gifts from their guests.

So Alex and Karen talked to a gift planner at Vancity Com-munity Foundation. Together VanCity and the Curries established the framework for a charitable investment ac-count, called a donor-advised fund, which was named the Currie/Baehr Fund.

The Curries made an initial donation, prepared a bro-chure for the Fund, and sent it along with the invitation to their anniversary dinner party to family and friends as their initiative to launch the Fund. Their guests were supportive and generous and the Vancity Community Foundation’s first donor-advised fund was on its way.

A donor-advised fund is a charitable fund created by a donor(s) that is named and held by a public charity, typi-cally a community foundation. Donor-advised funds are a cost-effective alternative to the creation of and running of a private foundation. Donor-advised funds are con-trolled by the public charity but the donor recommends which charities can be granted to. Donations to the do-

A donor-advised fund with variations

continued on page 17

Providing in home technology and support for people with disabilities throughout BC

604.326.0175 www.bcits.org



Your Legacy Gift will help ensure your favourite urban park is preserved for many generations to enjoy.

A bequest in your Will to the Vancouver Park Board will provide residents and visitors with continuous access to nature.

For more information on the difference your legacy gift will make, contact Josie Riebe, Manager of Fundraising and Development at 604-718-5888 or [email protected]

vancouverparks.ca

Leave a Legacy of GreenLeave a Legacy of Green

Stanley Park Seawall

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The gift of health.One of the best ways you can show your gratitude for the exceptional care you or a loved one received at Vancouver General Hospital, UBC Hospital or GF Strong Rehab Centre is with a gift for the future.

By making a bequest in your will, a gift of life insurance or publicly traded securities or by designating VGH & UBC Hospital Foundation as a benefi ciary of your RRSP or RRIF, you make a contribution to the future of specialized health care for people in B.C.

Consider a gift for the future for breakthrough cures and treatments pioneered at our hospitals.

And imagine your own legacy of hope.

Dr. Phillip Teal, Director, BC Centre for Stroke and Cerebrovascular Diseases, Division of Neurology, VGH provides his patient with information on the latest stroke treatments and prevention methods.

For more information, or to make a donation contact us:

Email: [email protected] www.worldclasshealthcare.ca

VGH & UBC Hospital Foundation855 West 12th AvenueVancouver BC V5Z 1M9

The most important gift you will ever give

Tel: 604.875.4676 Fax: 604.875.5433Toll-free number:1.877.875.4676

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nor-advised fund can be made by anyone and each donor will receive a donation tax receipt for that donation.

The Curries have given more thought re-cently as to how they could sustain the support for at-risk youth programs in per-petuity. In addition to naming the Currie/Baehr Fund as beneficiaries in their wills, they have also chosen to purchase and do-nate to the Fund a separate life insurance policy with the Fund designated as the sole beneficiary. The death benefit of the life insurance will then be paid to the Fund on the death of them both. They pay the

modest annual premiums on the life insur-ance policy directly (and receive donation tax receipts for those premium payments) with the knowledge the Fund will receive a substantial addition in the future.

The Currie/Baehr Fund has made grants over the years to a number of wonder-ful organizations, including Aunt Leah’s, Justice for Girls, Potluck Cafe Society, and Take a Hike. The Curries feel personally enriched, receiving rewards far greater than just an annual investment return. Family and friends continue to recognize special dates and milestones with dona-tions to the Currie/Baehr Fund, and feel they’ve benefited similarly.

Karen and alex Currie have learned new ways to helP at-risK youth.

continued from page 16

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Please contact us for more information:

604.526.2747 [email protected]

Your planned gift will support our vision ofimproving the welfare of local wildlifethrough rehabilitation and education.

WRA Wildlife Rescue Association of BCprovides leadership in rehabilitating wildlifeand in promoting the welfare of wild animals

in the urban environment.

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To find out how, visit us atspca.bc.ca/donate or contact:

John HooleSenior Manager, Gift PlanningEmail: [email protected]: (250) 388-7722 Ext. 225

BCSPCASPEAKING FOR ANIMALS

We will find loving homesfor your surviving pets.

Remember yourfaithful friend...

By miChelle frilund, Communications Coordinator BC Cancer Foundation

Jimmy and Doris Ho moved to Vancou-ver in 1996 from their home in Hong Kong, to retire and enjoy the relaxed West Coast lifestyle.

“We had family in Vancouver and had visited here before. We wanted to leave the ‘concrete jungle’ of Hong Kong,” ex-plains Doris.

But in October of 1997, they knew some-thing was wrong.

“Jimmy had a lump in his neck,” Do-ris remembers. “At first, we thought it would go away. But then we were danc-ing at a family member’s anniversary dinner and Jimmy had a terrible head-ache. His eye was even bulging a bit.”

Jimmy adds, “I was eventually diag-nosed with early stage lymphoma. Ten doctors met for an hour to discuss my treatment and hopefully, my cure. I had chemotherapy six times in three months and continued on medication. I also chose to use complementary Chinese medicine.”

Eventually, Jimmy was given a clean bill of health. “We were just so grateful for the service and kindness of the doctors at the BC Cancer Agency,” continues Doris.

“We had to do something to give back,” Jimmy says. “There are just too many people affected by cancer and we know that research takes money. So, on top of the regular contributions we’re able to make today, we decided to include a gift to the BC Cancer Foundation in our will. This way, we can make a larger gift in the future.”

“It was so easy,” adds Doris. “We just went to our lawyer’s office, and made it happen.”

While Jimmy still visits the BC Cancer Agency once a year for ongoing main-tenance, the couple, who are approach-ing their 50th wedding anniversary, are back to enjoying retirement. Jimmy paints and plays the organ, and Doris plays Mahjong once a week. They’re even planning to take a 40-day trip this fall that will include a 23-day cruise.

“We believe you only need three things in life,” Doris offers. “Enough money, a companion and friends – everything else you should use to help others.”

Lymphoma survivor leaves a legacy

doRis and jimmy ho aRe gRaTeful To The docToRs and seRvices of The b.c. canceR agency.

“We just went to our lawyer’s office, and made it happen.”

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Her family.

When Emily Mooreside had to leave home

for her leukemia treatment there was

only one thing she wanted to bring with her.

Please donate at rmhbc.ca© 2009 Ronald McDonald House® BC 11

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Your planned gift to the Garden or the VanDusen Endowment Fund ensures that Vancouver’s ‘green’ heart continues to beat for future generations.

For more information please contact:Dawn Russell, Development DirectorVanDusen Botanical Garden Association 604-257-8190 [email protected]

www.vandusengarden.org

Legacy Gifts Help Keep VanDusen Garden Growing

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Your future planning will make their future better.

Call Jennifer Ingham at604-873-1865 Ext. 425 or

Toll Free 1-800-818-4483 Ext. 425Email: [email protected]

Website: www.lionsbc.ca

Create your legacy for BC’s Children With Disabilities because children like Brooklyn need Easter Seals Services. It only takes the desire to help the kids.

Call for your FREE Will Planning Kit and we can provide you with information on

making your legacy for the children.

British Columbia

Right now, over 836,000 Canadians are living with blindness or partial sight.

CNIB is there to help, providing vital services which

enhance their independence and quality of life.

Leave a legacy today. Your long-term fi nancial

support of CNIB through a bequest, a gift of life

insurance or an annuity can make a lasting difference

in the lives of blind and partially sighted Canadians.

To learn more about how your gift makes a difference and to become a “Friend for Life”, please visit www.cnib.ca or call 1-800-563-2642

• CNIB passionately provides community-based support, knowledge and a national voice to ensure that Canadians who are blind or partially sighted have the confi dence, skills and opportunities to fully participate in life.

• A gift in your will is one of the easiest and most signifi cant ways to support our work in rehabilitation services, research, blindness prevention and public education.

Our friends help create vision hope

inspiring a world where everyone belongs

www.bcacl.org

Your LEGACY GIFT will have a lasting impact on children and youth with special needs, and adults with developmental disabilities.

For more information on gift planning, contact:

Salima Mawji604-777-9100 ext. 507 e-mail: [email protected]

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By PatriCia wiggins, Resource Development Coordinator and Courage To Come Back Coordinator, Coast Mental Health Foundation

Former BC Premier Mike Harcourt knows about recovery. After suffering a devastating fall in 2002, Harcourt fought a tough battle back to full mobility.

“I learned a lot about the power of the human spirit, and the need to reach out to others for help when we are strug-gling. It deepened the appreciation I al-ready had for the work of organizations like Coast Mental Health – 365 days a year they help people in their recovery from devastating illnesses,” he says.

That’s why, when settling the estate of their parents, Stella and Frank Har-court, Mike and his brother Neil didn’t hesitate: they donated $50,000 to Coast Mental Health. They knew it was an or-ganization their parents respected and trusted, and making the gift felt like a natural extension of their family tradi-tion of charity and community involve-ment.

Mike and Neil also knew exactly where they wanted the funds to be used. “The Harcourts donated directly to Social Programming at our new Dunbar sup-ported housing site. A part of the legacy Mr. and Mrs. Harcourt built over their lifetimes will help people recovering from mental illness to build their con-fidence and self-esteem through trying

new activities and meeting new people. It is a key component in gaining one’s life back after illness,” says Darrell Burn-ham, Executive Director at Coast.

“Many of our bequests come from peo-ple who know and support the work Coast does,” continues Burnham. “But many also come from proactive indi-viduals who are looking for a way to positively impact their communities. They believe in helping the homeless or people with a mental illness, and have done their homework.”

remembering a loved one through a memorial gift

neil and mike haRcouRT (cenTRe) wiTh coasT menTal healTh’s daRRell buRnham & heaTheR edgaR

did You KnoW?Leaving a gift to charity in your will may reduce the estate tax burden on your heirs significantly.



1200 Hospital BenchTrail, BC V1R 4M1

Phone: (250) 364-3424Toll Free: (888) 364-3424

Fax: (250) 364-5138

[email protected] | www.kbrhhealthfoundation.ca

Preservation Through Education

Help protect the environment and provide enriched learningopportunities to future generations by supporting NWPS.Your gift provides school based environmental education programsto young people throughout the Lower Mainland and BC thatactively engages them in environmental stewardship projects to protect wildlife and wild spaces. Your support also assists with the development of our 240 acre bird and wildlife sanctuary located on Vancouver Island.

Contact us at 604-568-9160 or donate on line at www.northwestwildlife.com

Make a lasting impact in the lives of vulnerable children and seniors.Ask us about your many giving choices. Call Tom Riglar at 604.268.1316.

give.ulwm.ca

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“Be Proactive – Be Prepared”Join Today

“Caring for Families”$40.00 for a lifetime membership. And peace of mind

Members For your new membership card. Or at time of need please

Call or visit888-816-5902 / www.memsoc.org

By roBin rivers, Communications Manager The Nature Trust of British Columbia

Terry VanderSar loved nature from an early age. As a youngster growing up in Ontario, he raised pigeons and pheasants. As a teenager, he worked in the green-houses of a flower grower. Terry loved to spend time canoeing in northern Ontario. When he pursued a Doc-torate at Simon Fraser University, he chose the field of biology. Nature became Terry’s passion. He worked with salm-on enhancement programs throughout BC. When he became a teacher, he shared his love of the natural environment with students. During the summers he traveled from the Arctic to the Mexican border to pho-tograph nature’s treasures. Closer to home, he wrote a nature column in the Vancouver Sun.

When Terry became disabled, he moved to the out-skirts of Hope. After his death on August 14, 2009, his family contributed to an observation bench with Ter-

ry’s name on it at the Reifel Sanctuary.

Then the family de-cided they wanted to do more.

Many years ago Ter-ry had expressed an interest in acquiring a property in BC to be kept in its natu-ral state as a conser-vation area. On his death, the VanderSar family contacted The Nature Trust of Brit-ish Columbia. After some discussion, The Nature Trust pro-vided the family with information on Tom Berry Road properties near Hope. These properties are part of the Heart of the Fraser project. This part of the river is con-sidered one of the most productive stretches of river in the province, providing habitat for salmon, sturgeon and many types of wildlife and birds.

The ability to assist in wild salmon preservation, a long-time interest of Terry’s, in the middle of the area were he spent his last days, made for an easy decision. The VanderSar family was pleased to make a memorial gift in Terry’s name to assist in the purchase of a key Tom Berry Road property. The Nature Trust recognized this gift in memory of Terry by placing a cairn on the site.

A gift to nature

Contact the BC Lupus [email protected] • visit bclupus.org

604.714.5564 • toll free 1.866.585.8787Please help to reclaim life without lupus.

Someone you know has lupus - You can help.

Your planned gift will ensure that people affected by lupus

have a reason to hope.11

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TeRRy vandeRsaR loved To phoTogRaph naTuRe’s TReasuRes

Please supportPerforming Arts Lodges

of VancouverFor information contactWilliam R. Harvey, CFRE

Ph. (604)255-4314 Email [email protected]

• We value the contributions of each person.

• We believe in a community where everyone belongs.

• We believe caring relationships enhance the quality of life.

• We promote understanding and acceptance through participation in community life.

OUR VISIONA community where allpeople with disabilities

have equal opportunitiesto lead active ful lling

lives and are recognizedas contributing members

of the community.

Tel 604.984.9321 Fax 604.984.9882www.nsconnexions.org

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is a no-kill, non-profi t, registered charity dedicated to rescuing kittens and adult cats. In 2009, we res-cued over 1400 cats and kittens, like little Phoenix in this photo. Instead of a shelter, VOKRA provides over 100 individual foster homes where cats are safe and given lots of love and attention. We also have a trap-neuter-return program to humanely re-duce the number of feral cats. We engage in public education via print, radio and television media, at community events and exhibitions, and through our own publications. VOKRA does all of this entirely

with dedicated volunteer workers, private donations, and legacies.

VANCOUVER ORPHAN KITTEN RESCUE604-731-2913

www.orphankittenrescue.com

Vancouver Orphan Kitten Rescue Association (VOKRA)

Your Legacy Gift will help children embrace life

through the exceptional care of Canuck Place Children’s Hospice.

Contact Dennis Kiffiak today(604) 646 1341

www.canuckplace.org 1110

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Include the Red Cross in your will and enrich your community

for years to come.

For more information, contact:David Magnuson-Ford, ManagerGift Planning, Canadian Red Cross(t): (604)-709-6654(e): [email protected](w): www.redcross.ca/legacy

Us.

I l d th R d C i ill

Humanity.

You.

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By mona Bhullar, Communications Department The Arthritis Society, BC & Yukon Division

It’s been said that there’s no bond stronger than that between a daughter and her mother. Such was the case for Anne, and her mother, Catherine. “My mother and I were always very close,” says Anne, “She was my friend and my confidante; I enjoyed spending time with her.”

When Catherine devel-oped inflammation in the joints of her arms, wrists and neck, after undergoing two operations for ulcer-ative colitis, Anne found she was spending even more time with her mother – this time as her caregiver. “The arthritis was so se-vere that she had to wear a plastic splint on both of her arms because the bones were beginning to twist,” continues Anne. “But my mother never complained; she was a very strong and proud woman.”

Anne accompanied her mother to the Mary Pack Arthritis Centre for her care and treatment. She quickly learned that ar-thritis was not just a dis-ease of the elderly. “I saw my mother come out of the centre in tears when she saw a child crippled with arthritis.”

Arthritis eventually took its toll on Anne’s mother. Catherine passed away in 1981 at the age of 74.

Anne’s husband, John,

fully understood the depth of his wife’s rela-tionship with her mother and had also witnessed firsthand, the devastat-ing impact that arthritis had played on her life. John wanted to take some kind of action – he want-ed to acknowledge their special bond and also do something to help fight arthritis.

It was during a conversa-tion with their financial planner, Diane McCurdy, that John learned that an insurance policy could be the answer. By making a modest monthly payment over a number of years, John was able to arrange a policy on his life and name The Arthritis Soci-ety and three other chari-ties as beneficiaries. Sadly, John passed away in Feb-ruary 2010 but because of his thoughtfulness, his legacy lives on.

Life insurance policies provide a tax-effective means of providing sig-nificant support for a

cause for which you have a strong connection. If you choose, as John did, to retain ownership of the policy but name the charity as beneficiary, your estate will receive a charitable receipt for the insurance payout which will offset taxable income in your estate. John liked this approach as it would allow access to the funds in case of an emergency.

Alternatively, those ar-ranging an insurance policy may choose to name a designated char-ity as both owner and beneficiary. In this case, charitable receipts for tax purposes are issued as premiums are paid. Your financial advisor can help you choose the appropri-ate policy type for your personal situation.

Anne derives a great deal of comfort know-ing that John was able to help his favourite chari-ties through his insurance policy; she is planning to do the same.

The bonds that tie

john undeRsTood how devasTaTing aRThRiTis was To his moTheR-in-law caTheRine (in phoTo)



by malColm d. Burrows, CFRE, Head Philanthropic Advisory Services, Scotia Private Client Group

When planning an estate, should you contact the charitable beneficiaries to inform them of a bequest?

Traditionally, the answer to this question has been “no”. But practice is changing. Charitable bequests are becoming more common, donors more knowledgeable, and charities more sophisticated. As a general rule, it is advisable to con-tact charitable beneficiaries anonymous-ly to ensure your lawyer has the correct legal names. An incorrect name or des-ignation could cause your gift to fail, which creates legal costs for your estate and trouble for your executor and other beneficiaries. It is important to ask a few searching questions of your intended beneficiaries. Ask about the charity’s fi-nances and how your gift is most likely to be used. Due Diligence ChecklistThe following due diligence checklist is intended to help in the gift planning process. 1) Policy on use of planned gifts and bequests: How does the charity use un-designated bequests and planned gifts? Are they spent immediately or are they endowed? Are they used to pay a defi-cit, support administration, or pay for the direct programs and services of the charity? 2) Accountability: Are the charity’s an-nual report and audited statement avail-able to the public? Will the charity send the annual report to the donor after the gift is confirmed?

3) Gift designation: Does the charity al-low donors to designate to a particular area or activity? 4) Personal endowment funds: Does the charity have a permanent endowment where the capital of the bequest is kept intact and only the income is spent an-nually? Are donors able to name endow-ment funds with their bequest? If so, is there a minimum contribution level to establish the fund? Does the charity provide donors with financial and activ-ity reports on individual endowment funds? 5) Privacy Policy: Does the charity have a privacy policy? Can a donor remain anonymous? How is anonymity defined (i.e. who in the charity will know about a donor’s gift plans)? Can the donor spec-ify no solicitations or unwanted contact? Does the charity trade or sell names to other charities or organizations? 6) Donor recognition: Are donors of bequests and planned gifts recognized after the gifts are received? Does the charity have an optional program to rec-ognize and involve future gift donors while they are still alive? 7) Staff Gift Planner: Does the charity have a staff Gift Planner or Planned Giv-ing Officer? Does he or she have any professional designations? Has the plan-ner adopted the Canadian Association of Gift Planners’ Standards of Ethical and Professional Conduct? 8) Other Types of Planned Gifts: Does the charity help donors explore tax advanta-geous alternatives to bequests, such as charitable gift annuities, life insurance, gifts of RRSP/RRIFs, and charitable re-mainder trusts.

Working with charities when planning a bequest

ADVERTISER DIRECTORYAbbotsford Community Services .....................................................................................�Autism Support Dogs .....................................................................................................� BC Cancer Foundation....................................................................................................5BC Children’s Hospital Foundation ................................................................................ 15BCITS .......................................................................................................................... 16BC Lions Society for Children with Disabilities & Easter Seals .......................................... 1�BC Lupus Society .......................................................................................................... 20BC SPCA ...................................................................................................................... 1�BC Wildlife Federation ................................................................................................. 2�Big Brothers of Greater Vancouver ............................................................................... 16British Columbia Assoc. for Community Living ............................................................... 1�British Columbia Guide Dog Services ...............................................................................5Burnaby Hospital Foundation ....................................................................................... 16Burns Bog Conservation Foundation ............................................................................. 16Canadian Bar Association ............................................................................................. 16Canadian Cancer Society .............................................................................................. 14Canuck Place Children’s Hospice ................................................................................... 21Canadian Red Cross ..................................................................................................... 21Clark Wilson LLP ............................................................................................................�CNIB ........................................................................................................................... 1�Coast Mental Health Foundation .................................................................................. 10Covenant House Vancouver ............................................................................................�Greater Vancouver Food Bank Society .............................................................................4Heart and Stroke Foundation of BC and Yukon ...............................................................6Jewish Community Foundation ..................................................................................... 15KBRH Health Foundation ............................................................................................. 20Langara College Advancement Department ....................................................................4Make a Wish BC and Yukon ............................................................................................�Maple Ridge Pitt Meadows Community Services ............................................................ 16Mennonite Central Committee ..................................................................................... 16Memorial Society of British Columbia ........................................................................... 20Miller Thomson LLP ..................................................................................................... 21North Shore Connexions Society ................................................................................... 20Northwest Wildlife ...................................................................................................... 20Owen C. Dolan, Q.C. .................................................................................................... 14Pacific Assistance Dogs ................................................................................................. 10PAL Vancouver ............................................................................................................ 20Peace Arch Hospital Foundation .....................................................................................�Ronald McDonald House .............................................................................................. 1�Royal Columbian Hospital ............................................................................................ 1�Salvation Army ............................................................................................................ 15Shriner’s Hospitals ..........................................................................................................4Surrey Hospice Society ................................................................................................. 16St. Paul’s Hospital Foundation ...................................................................................... 10Tapestry Foundation for Health Care ............................................................................ 14TB Vets Charitable Foundation ..................................................................................... 16TD Waterhouse, Private Trust ....................................................................................... 10The Arthritis Society, BC & Yukon Division .......................................................................�Union Gospel Mission ....................................................................................................2United Way ................................................................................................................. 20 Vancouver Board of Parks and Recreation ..................................................................... 1�Vancouver Foundation ................................................................................................. 10Vancouver Orphan Kitten Rescue Association (VOKRA) .................................................. 21Vancouver Rape Relief and Women’s Shelter ................................................................. 22VanDusen Botanical Garden Association ....................................................................... 1�Variety - The Children’s Charity ..................................................................................... 24VGH and UBC Hospital Foundation ............................................................................... 1�WRA Wildlife Rescue Association of BC ......................................................................... 1�Zajac Ranch For Children ................................................................................................�

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Your gift helps stop violence against women

Join our community of donors to support:

Canada’s fi rst rape crisis centreSupport, information and aid for 1400 women this year,

24 hours everyday

Local Transition houseProtection and comfort for battered women

and their children

Free support groups, legal clinic, speakers’ bureau, volunteer program and more.

604.872.8212www.rapereliefshelter.bc.ca

Vancouver Rape Relief and Women’s Shelter

commiTTee membeRs, canadian associaTion of gifT planneRs, gReaTeR vancouveR RoundTable (fRonT Row l-R) saRah leyshon-hughes, public guaRdian and TRusTee of bc; emily clough, alexandeR holbuRn beaudin & lang: paul spelliscy, vaRieTy – The childRen’s chaRiTy of bc; (second Row l-R) joanne mclellan, lions gaTe hospiTal foundaTion; linda ashTon; heaTheR hamilTon-wRighT, aRThRiTis socieTy; kaThy mannas, The salvaTion aRmy; (ThiRd Row l-R) Tim sTaunTon, canadian canceR socieTy; john blackmeR, solus TRusT; nicole jeschelnik, vancouveR foundaTion. missing fRom phoTo: esTheR jang, ubc; jeRRy halma, bmo haRRis pRivaTe banking

did You KnoW?77% of BC

residents aged 15

plus (2.6 million

people) donate to

charity each year

with an average

donation of $467,

which contributes

$1.3 billion to our

community.


Leave Your Legacy to Conservation

Th e BC Wildlife Federation is the largest and longest-standing, province-wide voluntary and locally funded conservation organization in British Columbia.

Please help us protect, enhance and promote the wise use of the environment for the

benefi t of present and future generations.

Planned Giving allows you to contribute to a sustainable future through conservation

and rehabilitation of wildlife habitat and wetland areas to ensure a

healthy future for fi sh, birds, wildlife, and outdoor enthusiasts of all ages.

Please contact our offi ce for help with your estate planning at:BC Wildlife Federation

Unit 101-3060 Norland Avenue, Burnaby, BC V5B 3A6bcwf.bc.ca [email protected] 1-888-881-2293

You can make

a diff erence!

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LL24 | November 2010 November 2010 | LLPB

Paul SpelliscyPlanned Giving & Major Gifts OfficerT: 1.800.381.2040

Peter Chipman BBA, CFRE

Director of Planned Giving & Major GiftsT: 1.800.381.2040

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Leave a Legacy

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