Latin Americaand CaribbeanOverview

Fernando LopezV.P. & General Manager

The Challenge …

The Challenge …

FY07 Challenge

• Expand relationship with current customers• Integrate businesses and solutions from acquisitions• Work effectively with our VIPs and partners• Expand payment to the un-banked• Prepare for the PCI refresh • Avoid accounting issues - SOXX, audits• Find new markets (U.S. doesn’t count)• Expand services business• SELL MORE!!!

FY07 Numbers Another Record Year

38 customer events

2,500 purchaseorders

overnew & refreshedproducts introduced40

sold waswireless30%

72,200ADC hours

15 new solutionstotem line queues to lottery cash registers0 Sox issues

0audits

2,400over

terminalsshipped

per workday

600,000terminals managedby Services business

Largestorder 50K systems

Smallestorder2 systems

Our Extended Family

A Special Thanks to our VIPs and Partners:

The Bright Side of the Moon

• Recaptured American Express relationship• 50% ship share in Brazil• 70% ship share in Mexico• More than 70% overall ship share in other territories• After Q3, we were 118% of YTD plan• FY07 will be achieved• Penetration in Colombia and Central America• Telefonica exclusive agreement in LAC• Maintain priority vendor to FIMPE

Dark Side of the Moon

• Hypercom & Ingenico impacted 2 important accounts• 3 new challengers from the far east• Go Ingenico drive saw limited results• Ingenico’s is the low-cost terminal provider• Margins have been compressed• Lack of channel development• ATM – failure to launch • Response times to customer has increased• Unattended still not attended to• Services has not grown enough

LAC Vision for 2008

• Continue to sell “volume” in the core financial segment• Continue to sell in Verticals (non-core) to generate higher GMs• Expand Managed Services to generate recurring revenue

– Transform services into a “separate business unit” to have focuson services sales and effective execution

• Focus on indirect accounts and channels• Focus petro solutions• Explore unattended opportunities• Consolidate PCI leadership position• Replicate FIMPE model with other countries – Colombia, Costa Rica• Leverage existing real estate with VFI content

General Strategy

LAC Vision for 2008

Product Strategy

• Migrate SC 5000 to Vx 800, Vx 810 or NURIT 293 (Mexico only)• Desktop GPRS terminal• MX870/MX850 as Vertical solution driver• NURIT 2159 as low end ECR solution with NURIT store

integration• Re-address contactless opportunities for QX120

and MX SolutionsPositioning • Consolidate our position as partner of choice in the

core financial segment• Increase our market share in private label and remote

banking segments thru indirect channel strategies• Become the preferred partner for services:

field maintenance and repair

LAC Vision for 2008

Carriers

Private Label

Payment Choices

Outsourcing

Mobile Payment

Issuers

Card Associations

Solutions

Opportunities for Growth 2008

Focus On:

Unattended/Kiosk Parking, vending, transportation, self banking

ECR/IntegratedPOS

Substantial interest in the region for smaller retailersPossible backend integration to offer services

Petro Fuelpay and other regional opportunities

Managed Services VeriFone Connect, VeriFone Access

New Business/Channels

Opening up partnerships and channel for product distribution

PAYware CMS, VisualPayments, Prepay, Merchant

The VeriFone LAC Team

Miami & UruguayMexico

ArgentinaBrazil

Events

TSL Expo Trinidad Tobago

Card Meeting Paraguay

Op Training Miami

Innovation Workshop Miami

Equipotel

VIP & Customer Forum Brazil

Asobancaria

Shell Guatemala

Thank you!Thank you!