The Stocks mentioned above are only for the purpose of information and should not be construed as recommendation from Principal Mutual Fund. The stocks may or may not be a part of the portfolio.

Large Cap Companies: Own what you consume

02

• First Large Cap fund in India combining Indian and Foreign Large Cap companies

• 80% to 85% in Indian Equities with minimum 80% in Large Cap Companies

• Upto 15% in US Large Cap Companies

• Diversified portfolio of 50 to 60 companies

• Universe consists of US companies with a market cap higher than USD 50 Billion

Portfolio of Indian and US Blue Chip Companies

Highlights of the Fund

• Enhanced, returns 7 of the last 11 years (including CY2020) the addition of S&P500 to the portfolio has helped a composite index of (85% NIFTY 100 TRI and upto 15% S&P 500 INR)

• Lower volatility Adding the S&P 500 INR has also reduced the portfolio across investment horizons.

• Benefit from potential Rupee depreciation

Benefits of an investment in US Large Cap* Performance Accretive and Reduced Volatility

The Stocks mentioned above are only for the purpose of information and should not be construed as recommendation from Principal Mutual Fund. The stocks may or may not be a part of the portfolio. Past performance is noguarantee of future returns. The investment strategy stated above may change from time to time without any notice and shall be in accordance with the strategy as mentioned in the Scheme Information Document of thescheme. * The Fund shall invest in Foreign Securities as mentioned in the SID of Principal Large Cap Fund ^ Please refer to Slide 10 -14

03

Highlights of the Fund

•

• Access to advice and research from the US based PGI Equity team

experience in enabling US Equity

• Top 100 Companies by market capitalization

• Large Companies with strong balance sheets and brands expected to benefit from the ongoing economic disruptions and the changing economic landscape

• Top 100 Companies* contribute more than 69% of sales and 77% of PAT of the NIFTY500 TRI Companies

• Top 100 companies* in India contribute more than 77% of the total market cap for listed companies

Indian Large Cap Companies

The Stocks mentioned above are only for the purpose of information and should not be construed as recommendation from Principal Mutual Fund. The stocks may or may not be a part of the portfolio. Past performance is noguarantee of future returns. The investment strategy stated above may change from time to time without any notice and shall be in accordance with the strategy as mentioned in the Scheme Information Document of thescheme. * Data as on 31st July, 2020 Source: Capitalline, Company Classification as per AMFI June 2020

04

Principal Large Cap Fund (An Open-ended Equity scheme predominantly investing in Large Cap Stocks)

05

Principal Large Cap Fund: Key Characteristics

06The investment strategy stated above may change from time to time without any notice and shall be in accordance with the strategy as mentioned in the Scheme Information Document of the scheme.

Emphasis on Fundamental Research and Portfolio Construction

Robust investment process with unique 6 pillar investment framework

Sector agnostic approach with bottom up stock selection

Diversified portfolio of50-60 companies

Upto 15% of the portfolio investedin US large cap companies

Growth quotient of the portfolio to be higher than the value quotient

Focus on compounding andquality businesses

Earnings Growth and Return ratios to be the preferred metrics of stock selection

Management Quality and their performance track record will be the guiding principles

Emphasis on risk management to reduce portfolio volatility

$

`

Principal Large Cap Fund: Investment Approach

07

• Focus on professionally managed and process driven businesses• Stock selection to be based on operating free cash flow generation• Preference towards compounding franchises• Prefer industries / sectors where the opportunity size is large and increasing

Quality of the Business:

• To invest in market leaders with sound balance-sheet and healthy return ratios• Business franchises with brand equity and pricing power• Value Traps to be avoided when business model has ruptured

Business Moats

• Focus on Price Value Gap• Compounding of Intrinsic Value• Seek Opportunities for potential value unlocking

Investment Returns

`

`

The investment strategy stated above may change from time to time without any notice and shall be in accordance with the strategy as mentioned in the Scheme Information Document of the scheme.

Principal Large Cap Fund: Allocation to US Large Caps

08

• Global Leaders

• High and Stable Growth

• Dominant Businesses

• Globally recognized brand names

Investments in leading US companies

• Adding Performance

• Lowering Volatility

Portfolio Diversification

Universe consists of US Large Cap Companies with a minimum market cap of USD 50 Billion

The allocation to US large Cap would comprise about 15 stocks and 4 to 6 sectors and upto 15% of the total portfolio

`

Foreign Companies: The Cherry on Top

09

10

US Equity Markets and Indian Equity Markets:Adding to the Performance

-7

-2

3

8

13

18

6 Months 1 Year 3 Years 5 Years 7 years 10 Years 15 Years

Trailing Returns (in %)

Nifty 100 TRI Nifty 50 TRI S&P 500 INR

-30%

-20%

-10%

0%

10%

20%

30%

40%

50%

CY2010

CY2011

CY2012

CY2013

CY2014

CY2015

CY2016

CY2017

CY2018

CY2019

CYTD2020

Calendar year returns (in %)

Nifty 100 Nifty 50 TRI S&P 500 INR

The S&P 500 INR Index outperforms the NIFTY50 TRI and NIFTY 100 TRI Indexes over multiple time horizons

Source: Bloomberg, MFI Explorer, Internal Analysis. Data as on Jul 31,2020. Past performance may or may not be sustained in future.

`

Foreign Companies: Accretive to Performance

A Composite Index of 15% of the S&P 500 INR Index and 85% of the NIFTY 100 TRI Index outperforms the Indian indexes in multiple trailing periods

Source: Bloomberg, MFI Explorer, Internal Analysis. Data as on Jul 31,2020. Past performance may or may not be sustained in future.

-7

-2

3

8

13

18

6 Months 1 Year 3 Years 5 Years 7 years 10 Years 15 Years

Composite Index Nifty 100 TRI Nifty 50 TRI

11

Trailing Returns (in %)

A Composite Index of 15% of the S&P 500 INR Index TRI and 85% of the NIFTY 100 TRI Index outperforms the Indian indexes in multiple years

Source: Bloomberg, MFI Explorer, Internal Analysis. Data as on Jul 31,2020. Past performance may or may not be sustained in future.

Foreign Companies: Adding to the Performance

12

-30.00%

-20.00%

-10.00%

0.00%

10.00%

20.00%

30.00%

40.00%

CY 2010 CY 2011 CY 2012 CY 2013 CY 2014 CY 2015 CY 2016 CY 2017 CY 2018 CY 2019 CYTD 2020

Calendar year returns (in %)

Composite Index Nifty 100 TRI Nifty 50 TRI

Foreign Companies: Reducing the Volatility

13

A Composite Index of 15% of the S&P 500 INR Index and 85% of the NIFTY 100 TRI Index reduces the volatility vis-à-vis the Indian indexes

Source: Bloomberg, MFI Explorer, Internal Analysis. Data as on Jul 31,2020. Past performance may or may not be sustained in future.

0%

5%

10%

15%

20%

25%

30%

35%

40%

45%

CY 2010 CY 2011 CY 2012 CY 2013 CY 2014 CY 2015 CY 2016 CY 2017 CY 2018 CY 2019 CYTD 2020

Annualized Standard Deviation (in %)

Composite Index Nifty 100 TRI Nifty 50 TRI

Rolling Returns

3 Years 5 Years 10 Years

Composite Index

Nifty100TRI

Nifty 50TRI

S&P 500 INR

Composite Index

Nifty100TRI

Nifty 50TRI

S&P 500 INR

Composite Index

Nifty100TRI

Nifty 50TRI

S&P 500 INR

Max Returns

Min Returns

Med Returns

+ve Returns

55.5

-6.9

12.6

64.5

-6.5

12.7

62.1

-5.2

11.9

32.9

-14.7

11.3

40.3

0.4

13.8

100%

46.9

-0.7

13.4

99.9%

44.8

-1.0

12.7

99.9%

26.7

-7.6

11.7

81.2%

21.3

6.8

13.2

100%

23.1

5.5

12.7

100%

22.3

5.1

12.0

100%

18.7

6.0

9.6

100%

Foreign Companies: Consistently accretive to performance

In the longer term, the Composite Index (15% of the S&P 500 (INR) Index and 85% of the NIFTY 100 TRI Index) displayed consistent performance vis-à-vis the Indian indexes

Source: Bloomberg, MFI Explorer, Internal Analysis. Data as on Jul 31,2020. The data used in above illustration is for the period from 1 Jan 2000 to 31st Jul 2020. The data is based on daily rolling returns for the mentioned periods. No. of observations for 3, 5 and 10 years are 3494, 3012 and 1814 respectively. Past performance may or may not be sustained in future. 14

97.3% 96.6% 97.7% 82.9%

The Composite Index had positive returns for all observations for the 5 years rolling returns.

The InvestmentProcess & Philosophy

15

Equity Investment Process

16

Investment Objective and StrategyRisk Reward FrameworkPortfolio DiversificationRegulatory and Internal risk limits

Performance attribution analysis

Benchmark and peer group analysis

Risk / Reward analysis

Investment Universe (225-250 Stocks)

Portfolio Monitoring and

Evaluation

Portfolio Construction(Compounders + Alpha Generators)

Stock Universe

In-house Research

Third Party Research

Industry Experts

Management Meetings

6 Pillar Investment FrameworkIdeaGeneration

DueDiligence

StockSelection

Applicable only to the selection of Domestic Companies

The 6 Pillars of our Investment Process

17

Business Dynamics

Operating Matrix

Size,Scalability &

Longevity

Operational efficiencies

Quality &Sustainability

of profits

Management quality &Business

model

Efficiency &Distribution

of capital

Price the Value and not Value the Price

Profitability Quality of Growth

ValuationCapital

Allocation

Applicable only to the selection of Domestic Companies

Portfolio Construction

18

Portfolio Construction Sell Discipline

• Strict adherence to investment process

• Interact with every company before investing

• Sector Agnostic

• No active cash calls

• 3-4 interactions annually with portfolio companies

• Regular monitoring of assumptions and estimates

• Continuous evaluation of Business Performance and Quality of Earnings

• Deterioration in long term business fundamentals

• Corporate Governance is compromised

Portfolio Review

The Economic Environment & Policy Support

19

Almost 70% of countries have scaled up their fiscal support

since April 2020

Fiscal measures announced stand at more than USD

11 Tn, globally

US Fed increased its balance sheet

from USD 4.2 Tn to USD 6.95 Tn since

March 2020

Interest rates are expected to

remain benign

4,159 6,945

-

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

Jan/20 Jan/20 Feb/20 Mar/20 Apr/20 May/20 Jun/20 Jul/20 Aug/20

US Fed: Total Assets USD Billion

Total AssetsUSD Billion

20Source: IMF World Economic Outlook June 2020, US Federal Reserve

Policy Support by Central Banks: Across the World

`

`

Government debt and deficits are set to rise globally, more sothan during 2008 - 10 following the global financial crisis.

-15

-10

-5

0

5

10

15

20

25

2008 09 10 2008 09 10212019 212019

10.5

18.7

-4.9

-10.0

Global financial crisis Global financial crisisCOVID 19 pandemic COVID 19 pandemic

Government debt Overall fiscal balance

Various support measures towards MSMEs, weakersections of the society, Moratorium, MNREGAschemes .

Reduction in the Corporate Tax Rate from 30% to 22%

Recapitalization and Consolidation of the Banking Sector

Agricultural Sector Reforms: Dismantling of the APMCstructure

1Credit Suisse, Bloomberg Quinthttps://www.bloombergquint.com/technology/production-linked-incentive-scheme-could-add-55-billion-to-gdp-in-5-years-says-credit-suisse 21

Production Linked Incentives (PLI) to Manufacturing inIndia: Could Add $55 Billion To GDP In 5 Years (about 0.5%in additional GDP growth)1

Additional GDP Impact From PLI Scheme:

0

5

10

15

20

25

2021 2022 2023 2024 2025

Cumulatively, benefits from the PLI scheme could add~$55 billion to GDP ($ billion)

2

4

9

14

21

Government Reforms and Support

https://www.bloombergquint.com/technology/production-linked-incentive-scheme-could-add-55-billion-to-gdp-in-5-years-says-credit-suisse

43.3

0

20

40

60

80

100

120

140

Jul-

10

Jul-

11

Jul-

12

Jul-

13

Jul-

14

Jul-

15

Jul-

16

Jul-

17

Jul-

18

Jul-

19

Jul-

20

Brent Crude

The Debt to GDP ratio will increase but India would remain in comfortable position vis-à-vis other major economies

The impact of the economic relief packages tomitigate the impact of COVID19 is expected to put astrain on government finances in FY20 -21.

Current demand supply equation is in balance andhence prices may not rise meaningfully

Aggressive push towards electric vehicles likely tokeep a lid on oil prices from a long term perspective

22Source: Bloomberg, WorldBank

Key Macros are Stable

`

`

Debt to GDP Ratio

97

5086 97

55

116

75 75

32.2

157

250

57 63

17.224

12081.8

40

115

4840.5

100120

Arg

en

tin

a

Au

stra

lia

Bra

zil

Ca

na

da

Ch

ina

Fra

nce

Ge

rma

ny

Ind

ia

Ind

on

esi

a

Ita

ly

Jap

an

Me

xic

o

Ne

the

rla

nd

s

Ru

ssia

Sa

ud

i Ara

bia

Sin

ga

po

re

So

uth

Afr

ica

So

uth

Ko

rea

Sp

ain

Sw

itze

rla

nd

Tu

rke

y

Un

ite

d S

tate

s

23

6.0

0

2

4

6

8

10

Jan

-14

Jun

-20

CPI (in %)

5.0

6.0

7.0

8.0

9.0

Jan

-14

Jul-

20

10 YR GSEC (in %)

Stable commodity prices and good monsoon tokeep inflation under check

10 year G Sec yields have come down in Indiaand across the world

This would provide support to investments inthe economy

Source: Bloomberg, www.rbi.gov.in

Key Macros are Stable

`

-20.8%

-28.1%

-0.6%

-4.9% -5.1%

3.5%

-16.9% -18.5%

-1.9%

-19.0%

-3.1%

-17.4%

0.4%

-30.0%

-25.0%

-20.0%

-15.0%

-10.0%

-5.0%

0.0%

5.0%

10.0%

Arg

en

tin

a

Bra

zil

Ch

ina

Ind

ia

Ind

on

esi

a

Jap

an

Me

xic

o

Ru

ssia

Sin

ga

po

re

So

uth

Afr

ica

So

uth

Ko

rea

Tu

rke

y

UK

Currency Rate vs USD (in %)

The Indian Rupee has remained comparativelystable in recent months versus other EmergingMarkets

is at 535 billion as on August 14, 2020. this is expected to provide stability to the Indian Rupee

24Source: RBI

Key Macros are Stable

0

100000

200000

300000

400000

500000

`

`

Forex Reserves (USD Mn)

Large Cap Companies..An evergreen investment opportunity

25

26

Large Cap Funds: Lower risk equity funds thanother equity funds

Large CapFunds

Large & Mid Cap Funds

MulticapFunds

Mid CapFunds

FocusedFunds

Small CapFunds

SectoralFunds

Risk Positioning

Perceived to be at less risk amongst the equity funds.Low Risk

High Risk

27

What are Large Cap Companies?

Top 100 companies by market capitalization

GDP Drivers and bellwethers of economic growth

Businesses with established long term track records

`

`

Companies with established systemsand processes

Economies of scale owing to larger size of business

Diversified in terms of nature of businesses and geographies

Usually segment leaders with major market share

28

16% 9% 7%

15%8% 6%

69%83% 87%

0%

20%

40%

60%

80%

100%

Top 100 101-250 Beyond 250

Share holding pattern

FII DII Others

*as per AMFI Market cap data dated 30th Jun 2020. Source for charts: Capitaline; Data as on 31st Jul 2020.Past performance may or may not be sustained in future

Top 100 companies account for 77%* of the total market cap of the listed companies

Comparatively lower volatility and stable returnsover the long term

Liquidity risk is relatively lower especially in volatile markets

Relatively broader research coverage by analysts

High institutional (FIIs and DIIs) ownership: Own more than a third of market cap in large cap companies

Have created wealth for investors in the long term

Why invest in large cap companies?

Top 100

101 to 250

251 and beyond

77

16

7

`

`

`

`

Market cap share

29

Did you know?

Source: Capitaline/Internal Analysis. Data as on 31st Jul 2020. Past performance may or may not be sustained in future. The above simulation is for illustration purpose only and should not be construed as an investment advise. Investors should consult their financial advisors before investing

Top 100 companies contribute to over 69% of the total Net Sales of the top 500 companies by

market cap.

Over 77% of the Profit After Tax of top 500 companies by market cap is contributed by Top

100 companies

Large Cap Companies: Higher Contribution toSales and Income

Top 100 Rest 400

31

69

23

77

Net Sales (%) PAT Share (%)

30Source: Capitaline/Internal Analysis. Data as on 31st Jul 2020. Past performance may or may not be sustained in future. The above simulation is for illustration purpose only and should not be construed as an investment advise. Investors should consult their financial advisors before investing

Large Cap Companies: Higher returns with less volatility

The Large Cap Index has a lower volatility compared to other indexes

The NIFTY100 Index outperforms the Mid Cap and Small Cap Indexes over multiple time horizons

`

Annualized Volatility (in %)

3 Years 5 Years 10 Years

Nifty 100 TRI Nifty Midcap 100 TRI Nifty Smallcap 100 TRI

15%

16%

17%

18%

19%

20%

21%

22%

23%

24%

0%

5%

10%

-5%

-10%

-15%

3 Years 5 Years 10 Years

Nifty 100 TRI Nifty Midcap 100 TRI Nifty Smallcap 100 TRI

Long Term CAGR (in %)

Large Cap Companies: More resilient in declining markets

Source: Morningstar Direct. Data as on 31st Jul 2020. Past performance may or may not be sustained in future. The above simulation is for illustration purpose only and should not be construed as an investment advise. Investors should consult their financial advisors before investing

Historically it has been observed that large caps have better resilience during market downturns as compared to mid and small caps.

Last 3 max drawdowns when Nifty 100 TRI corrected by more than 25%

Risk data for last 15 years

Nifty 100 TRI

Nifty Midcap 100 TRI

Nifty Small Cap 100 TRI

Max Drawdown

(%)

Max Drawdown

(no. of Days)

Average Drawdown

Worst Month

Worst Quarter

Gain/Loss Ratio

-61.08

-69.03

-77.14

294

427

427

-20.43

-24.46

-29.32

-26.72

-30.11

-37.36

-28.59

-32.09

-39.31

1.14

1.12

1.09

Global Financial Crisis (7th Jan 2008 to 27th Oct 2008)

European Sovereign Debt Crisis (7th Nov 2010 to 20th Dec 2011)

COVID19 Outbreak (19th Jan 2020 to 23rd Mar 2020)

Returns in %

Nifty 100 TRI Nifty Midcap 100 TRI Nifty Small Cap 100 TRI

-61.1

-28.9

-37.9

-65.7

-37.4

-39.9

-73.3

-41.1

-46.6

31

Periods of Correction

Large Cap Companies: Stock selection is the Key

Illustration:Assuming you invested Rs. 10 lacs in Top 100 Companies by market capitalization as on 30th Jul 2010 by deploying Rs. 10,000 equally into each of the 100 companies.

Source: Capitaline/Internal Analysis. Data as on 31st Jul 2020. Past performance may or may not be sustained in future. The above simulation is for illustration purpose only and should not be construed as an investment advise. Investors should consult their financial advisors before investing 32

1 company has ceased to exist in the last 10years.

As on 31st Jul 2020, your corpus has grown bymere 5.3% CAGR to Rs. 16.8 lacs.

Investment in the NIFTY100 Index would havegrown to by 9% to 23.86 lacs.

However, within these 100 companies there isa wide dispersion of performance.

Hence, stock picking based on robustinvestment process is the key even whileinvesting in large caps.

Segmented by Performance

-40.0%

-30.0%

-20.0%

-10.0%

0.0%

10.0%

20.0%

30.0%

0 25 50 75 100

Re

turn

s

Stock segmentation

Individual stock CAGR

SegmentInvested Amount

(Rs. In Lacs)Current Value(Rs. In Lacs)

10 Year CAGR

Top 25

26 to 50

51 to 75

76 to 100

All 100 stocks- equal weight

All 100 stocks- NIFTY100

2.5

2.5

2.5

2.5

10

10

10.68

4.22

1.56

0.31

16.78

23.86

15.6%

5.4%

-4.6%

-18.8%

5.3%

9%

Why Large Caps Now?

33

GDP Growth: Long Term is intact

34

5.5 5.6

3

-0.1

5.44.3

3.5 3.5 3.6 3.5 3.4 3.9 3.6 2.9

-4.9

5.4

-6

-4

-2

0

2

4

6

8

20

06

20

07

20

08

20

09

20

10

20

11

20

12

20

13

20

14

20

15

20

16

20

17

20

18

20

19

20

20

P

20

21

P

World GDP Growth

9.3 9.8

3.9

8.510.3

6.65.5 6.4

7.4 8 8.3 7 6.14.2

-4.5

6

-10

-5

0

5

10

15

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

202

0P

202

1P

India GDP Growth

Source: IMF World Economic Outlook Update Jun 2020; 2020 and 2021 data is projected GDP growth

Market cap to GDP: Markets need to play catch-up

35

42

52

82 83

103

55

95

88

71

64 65

81

69

7983

79

56

75

0

20

40

60

80

100

FY04 FY05 FY06 FY07 FY08 FY09 FY10 FY11 FY12 FY13 FY14 FY15 FY16 FY17 FY18 FY19 FY20 FY21E

Market cap to GDP ratio (%)

Average: 73

Market cap-to-GDP ratio has seen a steep decline from 79% as on FY19 to 54% (FY20E GDP)

This much below its long-term average of 75%

Also it is close to the levels last seen during Global Financial Crisis.

Lowest since the GFC

Growth potential

Source: Motilal Oswal India Strategy Report, Aug 3, 2020

%

Special Product Features

36

37

Facilities in

Principal Large Cap Fund

Aims to protect against

sharp fall in marketShifts appreciated

amount to another fund

In a nutshell, it helps you reduce the risk of timing the market

Introducing SMART and MY GAIN Facilities

38

Introduction to SMART Facility

How SMART Facility works?

This facility is available

exclusively during

NFO period

SMART Facility lets you

stagger your investments

25% is invested in the Principal Large Cap Fund and 75% into Principal Cash Management Fund

If the market falls below 3% from the date of allotment, the SMART Facility gets activated and 25% of the invested amount is deployed in Principal Large Cap Fund

Incase if the market does not fall, the switch takes place at month end from Principal Cash Management Fund to Principal Large Cap Fund

If the SMART Facility deployment takes place during the month based on market fall, the month end switch gets deactivated for that month

01

02

03

04

How SMART Facility works?

39

How SMART Facility works

SmartTrigger

2nd

Initial Investment

*Includes any rise or fall in the value of investment

Facility divides and deploys your investment in 4 parts:

On Allotment 19th Oct 2020

Units of Principal Large Cap allotted and balance 75% is invested in the Principal Cash Management Fund

Subsequent Month Nov 2020

3% fall in Nifty 100 Index from the date of initial allotment or last business day of the Month (if SMART Facility did not activate during the month)

Subsequent Month Dec 2020

Further 3% (total 6%) fall in Nifty 100 Index from the date of initial allotment or last business day of the Month (if SMART Facility did not activate during the month)

Subsequent Month Jan 2021

Further 3% (total 9%) fall in Nifty 100 Index from the date of initial allotment or last business day of the Month (if SMART Facility did not activate during the month)

SmartTrigger

1st

SmartTrigger

3rd

25%

25%

25%

25%

40

Illustration (assuming 15% appreciation trigger is specified by investor)

Principal Large Cap Fund

Principal Fund of your choice

Amount Invested ` 50,000.00

Allotment NAV ` 10.00

Units Allotted 5,000.00

Trigger 1 15%

Appreciated NAV ` 11.50

Units redeemed 652.17

Amount Switched to Target Scheme ` 7,500.00

Balance Units 4,347.83

Balance in Principal Large Cap Fund* ` 50,000.00

Opening Balance in Target Scheme* ` 7,500.00

Trigger 2 15%

Appreciated NAV ` 13.23

Units redeemed 567.11

Amount Switched to Target Scheme ` 7,500.00

Balance Units 3,780.72

Balance in Principal Large Cap Fund* ` 50,000.00

Balance in Target Scheme* ` 15,000.00

*The illustration excludes MTM gain/loss. In the actual scenario, the amount may vary depending on the market movement.

Invest in Principal Large Cap Fund

Investment appreciates to reach the target rate of return

Units redeemed from

Principal Large Cap Fund and amount switched to any Principal Fund of your choice

Your investments

in Principal Large Cap Fund

Your investment in

a Principal Fund of your choice

The flow of investments

You specify the target rate of return to facilitate auto trigger

`

41

Fund Details

Nature of SchemeAn open ended equity scheme predominantly investing in Large Cap stocks.

Investment Objective

To achieve long term capital appreciation by investing in a diversified portfolio predominantly consisting of equity and equity related securities of Large Cap companies including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Investment PlanDirect & Regular

Investment OptionsGrowth & Dividend

BenchmarkNifty 100 TRI

Min Application Amount

• New Investor Rs. 5,000/- for both Dividend and Growth Option and any amount thereafter under each Plan/Option.

• SMART ` 25,000/-• Systematic Investment Plan: Minimum twelve installments of ` 500/- each.• Systematic Transfer Plan: Minimum Six installments of ` 1,000/- each.• Regular Withdrawal Plan: Minimum Six installments of ` 500/- each.

Load Structure

• If redeemed/ switched on or before 365 days from the date of allotment: upto 24% of the units allotted

(the limit) -

Redemption of units would be done on First in First out Basis (FIFO)• Nil thereafter.

Fund Manager

Fund Manager (for foreign investments)

Mr. Sudhir Kedia has over 13 years of experience in research and assetmanagement business. During the course of his career, he has workedwith Mirae India AMC and ASK Investment Managers. He hasmanaged Hybrid strategies and other Multi cap portfolios is hisearlier organisations.He has a very strong research background and has soundunderstanding of the fund management business.He is an MBA and also holds CA and CFA.

Mr. Anirvan Sarkar has over 9 years of experience in sell side and buyside research. He has covered the banking and financial sector for 6years as well as multiple other sectors prior to that.He has a very strong research background and has sound knowledgeof equities markets.He is BE (Electrical) and also holds PGD from IIM Calcutta.

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DISCLAIMER: The investment strategy stated above may change from time to time without any notice and shall be in accordance with the strategy as mentioned in the Scheme InformationDocument of the scheme. The views contained herein are not to be taken as an advice or recommendation to buy or sell any investment or interest thereto. Reliance upon information in thismaterial is at the sole discretion of the reader. This material should not be relied upon by you in evaluating the merits of investing in any securities or products. Diversification does notguarantee investment returns and does not eliminate the risk of loss. It should be noted that the value of investments and the income from them may fluctuate in accordance with marketconditions and taxation agreements and investors may not get back the full amount invested. Past performance may or may not be sustained in future. The views and strategies described maynot be suitable for all investors. Furthermore, whilst it is the intention to achieve the investment objective of the investment product(s), there can be no assurance that those objectives will bemet. Investors are advised to consult their Investment advisors for determining their risk appetite and Tax Advisor before taking any investment decision.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Product Label

Principal Large Cap Fund(An Open-ended Equity scheme predominantly investing in Large Cap stocks)

Principal Cash Management Fund (An Open Ended Liquid Scheme)

This product is suitable for investors who are seeking*:

Long term Capital Growth

Investment predominantly in equity and equity-related securities of large cap companies.

This product is suitable for investors who are seeking*:

Income over a short terminvestment horizon

Investment in Debt & MoneyMarket Instruments, withmaturity not exceeding 91 days

*Investors should consult their mutual fund distributors if in doubt about whether the product is suitable for them

Investors understand that their principal will beat moderately high risk