KUNAL U. GHOSH Phone: (352)-872-8970 2230 Asbury Square, Atlanta, Georgia, 30346 Email: kunalghosh87@ufl.edu

www.linkedin.com/in/kunalghosh87 Summary of Expertise

4 years of experience as a Business Analyst and considerable banking and capital market expertise.

Extensive and In-Depth knowledge of electronic payment processing, stocks, futures, forwards, options, commercial and retail banking, Financial Statement Analysis, Accounts Payable, Accounts Receivable, Inventory Management, Accruals, FX Trading, brokerage and mortgage industry.

Proven expertise in gathering, analysing, documenting business requirements, and developing Business Requirement Document.

Rich experience in coordinating Joint Application Development (JAD) Sessions and effectively interacting with on-shore and offshore business users across multiple geographies.

Extensive exposure to various SDLC Methodologies like Agile, Waterfall, RUP, Scrum and RAD models as well as extensive knowledge of Software Development Life Cycle (SDLC) and Capability Maturity Model (CMM).

Strong understanding of Investment banking, Fixed Income, Bonds, Equities, Derivatives (Options and Futures), Fund Accounting, Portfolio Management and Wealth Management.

Experience in conducting various analysis including ROI, AS-IS and TO-BE, GAP, Cost-Benefit analysis and Risk Analysis.

Performed GAP Analysis and Cost Benefit analysis by identifying existing technologies, documenting the enhancements to meet the end state requirements.

Proficient in UML – Use case Diagrams, Activity Diagrams, Sequence Diagrams and Class Diagrams.

Experience in working with the QA Testing Team, creating Test Plans and Test Cases and also UAT (User Acceptance Testing).

Good working knowledge of MS Visio, MS Projects, SPSS, @Risk and MS Office tools.

Projects successfully delivered include IBM BPM, Message Broker, GoRec, and WebSphere.

Analytical, methodical, and resourceful approach to problem solving, identifying and documenting root causes and corrective actions to meet short- and long-term business and system requirements.

Knowledge of Office of Foreign Asset Controls (OFAC) regulations, the USA PATRIOT Act, the Bank Secrecy Act (BSA), and Anti-Bribery and Corruption and its implementing regulations as associated with Financial Crimes Enforcement Network (FinCEN).

Extensive knowledge and experience on Anti Money Laundering (AML) and Bank Secrecy Act (BSA).

Working knowledge on SWIFT payment, Wire payments, Settlements and Clearing Housing

Technical Skills

Project Management Tools: Microsoft Office tools, MS Project, MS Visio, MS Access, MS Word, MS Excel, MS Outlook,

and MS PowerPoint, IBM Blueworks Live

SDLC/Design Methodologies Unified Modeling Language (UML), RUP, Agile, RAD and Waterfall

Requirements/Document Tools Rational Requisite-Pro, Rational Clear Quest

Testing Tools Quality Center and Quick Test Pro (QTP), Quality center

Modeling/Design Tools Rational Rose, Microsoft Visio, Rational Rose

Operating System Microsoft Windows

Data Analysis and Financial Modeling

Tools

SPSS, SATA14, MS Excel (Pivot tables, Vlookup, VBA), and SQL

Educational Background

University of Florida, Gainesville, Florida May 2016

Master of Science in Information System and Operation Management : 3.43/4.00

University of Mumbai, Mumbai, India May 2012

Master of Management Studies : 71.81%

University of Mumbai, Mumbai, India May 2009

Bachelors of Engineering in Computer Science : 63.53%

Professional Experience

Company : VMware Airwatch, Atlanta, Georgia September 2016 - Present

Position : Technical Analyst

Responsibilities:

Research issues and provide software solutions to application development team that positively impact existing and new customer experiences.

Provide input for product usability, supportability, and new products and features.

Research and submit solution proposals via a knowledge base system and internal and external documentation.

Write and execute cases for QA testing of BETA versions of the software.

Work closely with QA and development to resolve complex issues.

Company : M&T Bank, Buffalo, New York May 2015 - December 2015

Position : BSA/AML Business Analyst Intern

Responsibilities:

Worked on MS Excel, MS Visio and MS Projects in order to conduct a detailed financial analysis of various projects and presenting the

findings in form of PowerPoint Presentations or Research reports during executive level meetings Responsible for delivering IBM BPM solutions to key customers, engage and manage project delivery and process improvement. Documented Business Requirement Document (BRD), Technical Requirement Specification (TRS) and Functional Requirement

Specification (FRS) for the integration of IBM BPM tool Conducted project analysis using MS Projects, MS Visio, CPM, PERT and participated in each phase of the SDLC.

Helped in defining and managing the project scope as well as developed Use Cases and Project Plans for the integration of IBM BPM.

Designed Business Process Models using UML methodology (Process Flows, Activity diagrams, Sequence diagrams and Collaboration diagrams on MS Visio and IBM Blueworks Live).

Performed GAP analysis of business rules, business and system process flows, user administration, and requirements.

Worked on project related to automation of gathering functional specification, underwriting rules and review process. Worked alongside with compliance and regulatory team to maintain Federal Regulations for BSA/AML audits

Saved time and cost incurred at later stages of the project by conducting Formal Technical Review to make sure that the requirements conveyed to developers were understood well before the actual development started.

Conducted a detailed SWOT analysis, GAP analysis, cost benefit analysis, As-Is & To-Be analysis and ROI analysis.

Identified needs of Business users, Stakeholders and SME by gathering requirements and analyzing various documents.

Used Change Request Forms (CRF) to file change requests received from the clients.

Reviewed technical specifications to develop test plans, test cases, test scripts and conducted testing using HP Quality Center.

Participated in User Acceptance Testing (UAT) as well as helped in developing QA Test Plans for Functional Integration Testing.

Captured the bugs during UAT testing and communicated to the development team and increased the efficiency by 75%.

Designed and performed the data mapping for Enhanced Due Diligence (EDD) and Further Due Diligence (FDD).

Performed SQL queries testing on Enterprise Case Management (ECM) to Dynamic Data Center (DDC) submission.

Reviewed and analyzed key elements of each KYC due diligence cases using Mantas and ECM. Supporting data collection and documentation of "KYA" data from scoped Master Agents.

Review and analyze key elements of each KYC due diligence case.

Exposure to various SDLC methodologies like Waterfall, Agile, and Scrum.

Company : SS&C Globeop Financial Services, Mumbai, India June 2012 - June 2014

Position : Associate Business Analyst

Responsibilities:

Finalized the Business Requirements Documents by constantly interacting with the business users and managers.

Interacted with stocks, fixed income and ETF research teams and gained an excellent working knowledge in that subject area.

Followed a structured approach to organize requirements into logical groupings of essential business processes, business rules, and information needs, and insured that critical requirements are not missed.

Interacted with the business stakeholders in order to gathered and identified Business requirements and translate them to system specifications.

Managed all the requirements (Business Use Cases and Functional Specifications) in RequisitePro, making requirements available to all team members and maintained traceability between requirements, design, and UAT test cases.

Converged IBM BPM models into usable development artefacts including Use Cases, Business rules, Screen Mockups/Wireframes, and Test Cases.

Created Use Case Diagrams, State Chart Diagrams and Activity Diagrams to model requirements.

Created Business Use-Case Model and Business Use-Case specifications after accessing the status and scope of the project and understanding the business processes.

Led weekly meetings with technical teams to discuss outstanding technical issues and deadlines that had to be met and produced Functional Specifications.

Created 3000 UAT cases and UAT scripts and assisted SMEs in UAT execution

Resolved open and pending issues by conducting JAD sessions with CRM SMEs, system architects, technical teams and other stakeholders on a regular basis.

Used Change Request Forms to manage and control changes, associated requirements to specific change request/enhancements/defects and made sure that other teams were following the change requests guidelines.

Performed risk analysis of moderate to high-risk individuals and entities to ensure compliance with BSA and USA Patriot Act. Maintained quality assurance and integrity of bank's "Know Your Client" program.

Conducted informal sessions with development team to make sure that design and configuration meets business requirements.

Analysed data to identify patterns and compare transaction history against KYC standards.

Assured that all Artefacts and sign offs comply with corporate Policies and guidelines.

Company : Yash Finance, Mumbai, India May 2011 – June 2011

Position : Intern - Business Analyst Responsibilities:

Performed gap analysis, Feasibility analysis and BABOK and SWOT analysis to check the compatibility of the existing system infrastructure and server technology with new business requirements.

Utilized SCRUM methodology to develop User Stories, Product Backlog, and Sprint Backlog.

Followed the UML based methods using Microsoft Visio to create: Use Cases Diagrams, Activity Diagrams, State Chart Diagrams, Sequence Diagrams and Collaboration Diagrams.

Assisted in building a Business Analysis Process Model using Rational Rose and Visio.

Involved in creating automated Test Scripts representing various Transactions, Documenting the Load Testing Process and Methodology. Created meaningful reports for analysis and integrated the Performance Testing in the SDLC.

Conducted Functional Walkthroughs, User Acceptance Testing (UAT), and supervised the development of User Manuals for customers.

Worked as a User/Customer advocate and negotiated with user as well as with developers and management staff to resolve any requirement conflict to bridge the Gaps between IT and Business.

Generated various versions of the document during the project which were maintained and managed using Rational Clearcase and performed defect tracking using Rational ClearQuest.

Stay informed of current industry standards and regulatory expectations regarding Bank Secrecy Act & Anti-Money Laundering (AML).

Company : Yash Finance, Mumbai, India June 2009 – June 2010

Position : Business Analyst

Responsibilities:

Elicited and gathered user and business requirements through open ended discussions, brainstorming and prototyping.

Designed, built, and maintained a data repository with reporting capability that enabled analysis and insight of user behaviours and interactions for Equity, Index, Options, and Bonds.

Gathered requirements from key stakeholders, customers, and subject matter experts to define the scope and requirements of Asset Management portals middle office needs.

Assisted in daily settlement operations of middle office in coordination with back office operations.

Gathered requirements for research data mappings for front office.

Analysed data integration strategies to customize simultaneous analysis of data from new and old environments.

Developed UML models for modelling static and dynamic aspects of Online Banking System.

Designed workflow for SWIFT and Wire payments.

Worked closely with the traders to perform GAP analysis on Settlements and Clearing house.

Worked on creating various ad-hoc reports using MS-Excel Worked on various Pivot tables to do the calculations and creating reports accordingly.

Designed several VBA Macros to increase the data consolidating process and thus increased the efficiency by 55% Performed Data analysis, data mapping, logical data modelling, created class diagrams and ER diagrams and used SQL queries to

filter data.

Worked in collaboration Finance IT department to process accounting application, accounting modules, data and procedures using Finance Peoplesoft .

Implemented and maintained Property & Casualty (data integration, version release) systems of assigned customers

Designed, configured, and tested ACH and check payments.

Applied a standard change control process in tracking defects originating from post-requirement phases.

Utilized Rational Unified Process (RUP) to configure and develop process, standards, and procedures.

Analysed and optimized the process, prepared Business Requirements Document, and then converted business requirements into Functional Requirements Specification and Technical Specification using Rational Requisite Pro.

Conducted JAD sessions for communicating with the all project directors and stakeholders and created process workflows, functional specifications and project initiation artefacts.

Created UML Diagrams including Use Cases diagrams, activity diagrams/state chart diagrams using Rational Rose and thus defining the Business Process Model and Data Process Model.

Monitored version control and defect tracking activities using Rational Clear Case and Rational Clear Quest.

Created and managed project templates, use case templates, requirement types, and traceability matrix in Requisite Pro.

Generated test cases in accordance to the Test Approach Document.

Screened and reviewed questionable financial activities and transactions.

Analysed activity and to maintain compliance with Anti Money Laundering policies.