KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
-
Upload
lodecasteleyn -
Category
Documents
-
view
217 -
download
0
Transcript of KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
1/33
]yjwje|h|`ce ce
Gzyyje| \c}`gw `e Iheb`ek $ D`ehegj
8
Fhw|jy cd D`eheg`ho Jgcecf`gw
Fhw|jyw |ajw`w> Wjf`ehy Wjy`jw
Ojztje/ Ectjfijy 99el 9=88
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
2/33
]jywceho`h[ac {j hyj
Xzhjw|cy Tjyfckjewijajjy ET/ gyjh|jl Nzop 9===/ ihwjl `e Ycjwjohyj/ `w o`gjewjl ip |aj Ijok`he Iheb`ek
Hz|acy`|`jw/ |aj Hz|acy`|j`| D`eheg`oj L`jew|je je Fhyb|je !DWFH)/ hel ahw h Jzyc}jhe }hww}cy| dcy
l`wgyj|`cehyp hwwj| fhehkjfje|%
Hzyjzw Gh} |ho ITIH/ dczeljl ip Hyej Lj Iyzpe hel Oclj Ghw|jojpe/ `w h Fhelh|jl @e|jyfjl`hyp cd
Xzhjw|cy Tjyfckjewijajjy hel c{ew `|w DWFH&o`gjewj w`egj Djiyzhyp 9=8=%
Hyej Lj Iyz e
990&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
Kyhlzh|j \cjkj}hw|j Jgcecf`wgaj [j|jewgah}}je BZO%Jq}jy`jegjl Hwwj| Fhehkjy h| ]j|jyghf !9===&9==0)
]jywceho D`eheg`ho ]oheejy% Ijdcyj Kycz} hel ]jew`ce }ohe
@ewzyhegj Gcewzo|he| W{`ww O`dj Ijok`zf dcy |aj fhybj| cd
`elj}jelhe|w/ wfhoo hel fjl`zf w`~jl gcf}he`jw%
Oclj Ghw|jojpe]cw|kyhlzh|j D`eheg`oj je D`wghoj [j|jewgah}}je ZDW@H/
Kyhlzh|j \cjkj}hw|j Jgcecf`wgaj [j|jewgah}}je BZO%
Jq}jy`jegjl Hwwj| Fhehkjy h| ]j|jyghf !9==8&9==0) hel
]jywceho Ihebjy h| Kjejyhoj Iheb% Kzjw| Ojg|cy JAWHO $ IIW%
=
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
3/33
Gce|je| Wzffhyp
Lpehf`gw cd he @elzw|yp `e \yhew`|`ce
\aj ]jydjg| W|cyf KDG gcffje|w Jfjyk`ek Kociho \yjelw
]cw| gy`w`w etjw|cy $ go`je| }wpgaj
Yjkzoh|`ce hel Gce|yco \aj Gy`w`w \coo
7
Yjkzoh|`ce> h w|cyp cd Jii hel Doccl Yjkzoh|`ce hel Gce|yco> Gcw| Yjlzq & Wghohi o`|p
@f}hg| hel Gcewjxzjegjw dcy |aj @elzw|yp Fh`e |hob`ek }c`e|w
\c}`g> Jgcecf`g jet`ycefje| ahylop jhwp Y`wb Fhehkjfje|> zeljyw|hel`ek y`wb
Lpehf`g Hwwj| Hoocgh|`ce> wjhyga dcy |aj Acop Kyh`o
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
4/33
Gce|je| Wzffhyp
Ojwwcew> Ej{ Izw`ejww Fcljow
Fc|`th|`cew dcy Gahekj Jtje|w/ Gcet`g|`cew/ Dhg|w/ Thozjw
F`ww`ce W|h|jfje| dcy |aj @elzw|yp
@f}cy|hegj cd Aco`w|`g H}}ychga
ZW/ Nh}he hel Kjyfhep w|`oo hggcze| dcy 5 :=*
;
hep {jh y tjyw yj cze ek/ h czk jgcecf g yjgctjyp yjfh ew wc KDG jddjg|w> [cyol KL] gce|yhg|jl 9* `e 9==0/ 9=8= yjiczel ycoow ctjy e 9=88
Kctjyefje|w hyczel |aj {cyol ghzka| ij|{jje d`wgho hel fcej|hyp hykzfje|w
Bjp {jho|a ly`tjyw> Jxz`|`jw> {`|a |aj jqgj}|`ce cd ZW fhybj|w/ hoo fhncy jxz`|p fhybj|w lc{eP\L/ Gcffcl`|`jw w| oo w|ycek/ Ajlkj dzelw zeljy {h|jy P\L hel fcw|op ohkk`ek ijegafhybw
[cyol KL] kyc{|a o`bjop |c acol }cw`|`tj |jyy |cyp `e 88 !ojl ip IY@G#JF) iz| wzw|h`ehi`o`|pw|ycekop yjo`jw z}ce h wcoz|`ce dcy |aj Jzyc~cej gy`w`w hel {`oo }ycihiop yjxz`yj w|`fzozw hocek
{`|a |aj !ahyl |c hggcf}o`wa) yj|zye cd kyc{|a `e }y`th|j gcewzf}|`ce !`e he hzw|jyj {cyol)
AE[@ gced`yf h ghz|`czw yj|zye |c ]hww`ce @etjw|fje|w
Go je| ljfhel dcy }a`ohe|yc}`g cddjy`ekw hel dzoo wgc}j hlt`wcyp wjyt`gjw y`wjw
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
8/33
Lpehf`gw cd he @elzw|yp `e \yhew`|`ce
190&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
9/33
Lpehf`gw cd he @elzw|yp `e \yhew`|`ce
090&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
10/33
Lpehf`gw cd he @elzw|yp `e \yhew`|`ce
8=90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
11/33
Lpehf`gw cd he @elzw|yp `e \yhew`|`ce
8890&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
12/33
Lpehf`gw cd he @elzw|yp `e \yhew`|`ce
]cw| gy`w`w `etjw|cy hel go`je| }wpgaj !Gh}kjf`e`&Fjyy`oo Opega/ FgB`ewjp/ icc~$gc)
AE[@ hel ]I go`je|joj ocw| |yzw| e yjkzoh|cyw hel `ew|`|z|`cew Gcegjyew hyczel d`eheg`ho hwwj|w hel ohgb cd kjejyho gced`ljegj
Ocek |jyf f}o gh|`cew dcy `etjw|`ek ijaht`czy !Ejtjy wzyj hkh`e%)
@etjw|cyw h}}ychga ce wht`ekw {jho|a hel djhy |aj ze|a`ebhioj Hwwj| hoocgh|`ce wa`d|w f`yycy kjejyho ghz|`ce/ wjhyga dcy w|hioj p`jol
&
89
/ /
hel occb dcy w}jg`ho`~jl hel `elj}jelje| hlt`gj/ |yhew}hyjegp hel w`f}o`g`|p Jfc|`ceho dhg|cyw }ohp ycoj `e }ycd o`ek hel y`wb hwwjwwfje|
[jho|a fhehkjfje| hel hlt`wcyp d`yfw zeljyw|hel |aj gahoojekj Yh}`lop fct`ek |c{hylw ej{ izw`ejww fcljow
\yp`ek |c fh`e|h`e cy gh}|zyj |aj w|`oo fct`ek i oo cew cd hwwj|w
{a`oj c}jyh|`ek zeljy d`jygj gcf}j|`|`ce hel gce|`ezczw fhyk`e }yjwwzyj
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
Yj|zye CDGh}`|ho ctjy|ayc{w Yj|zye CE Gh}`|ho
Ejtjy {hw|j h kccl gy`w`w3 Ej{ Izw`ejww Fcljow(
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
13/33
Lpehf`gw cd he @elzw|yp `e \yhew`|`ce
8790&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
14/33
Lpehf`gw cd he @elzw|yp `e \yhew`|`ce
8
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
15/33
Lpehf`gw cd he @elzw|yp `e \yhew`|`ce
8:90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
16/33
Yjkzoh|`ce hel Gce|yco \aj Gy`w`w \coo
Yjkzoh|`ce> h w|cyp cd Jii !Yj) hel Doccl !Lj) F`d`l Fhybj|w `e D`eheg`ho @ew|yzfje|w L`yjg|`tj
JZ oh{ }yct`l`ek ahyfce`wjl yjkzoh|`ce dcy `etjw|fje| wjyt`gjw
H`f`ek h| egyjhwjl gcf}j|`|`ce hel gcewzfjy }yc|jg|`ce ]hy| cd |aj dczy ojtjo Ohfdhozwwp }ycgjlzyj !hc% Fhybj| Hizwj hel \yhew}hyjegp)
Hz|acy`wh|`ce hel }hww}cy|`ek/ go`je| gh|jkcy`wh|`ce/ go`je| cyljy ahelo`ek/ }yj& hel }cw|&|yhlj |yhew}hyjegp/ ijw| jqjgz|`ce
Ihwjo @@@ iheb gh}`|ho yjxz`yjfje|w hel gzwa`cew
84
Ej{ gah}|jy `e |aj Ihwjo hggcylw yjkzoh|`ek |aj wjg|cyw o`xz`l`|p hel wcotjegp
Ljd`e`ek gcze|jy gpgo`gho ojtjyhkj yh|`cw/ gcze|jy}hy|p hel o`xz`l`|p y`wb
Wcotjegp @@ `ewzyhegj gh}`|ho yjxz`yjfje|w hel gzwa`cew
Howc> Lcll Dyheb [hoo W|yjj| Yjdcyf hel Gcewzfjy ]yc|jg|`ce Hg|/ TcogbjyYzoj !]yc} \yhl`ek)/ Jqjgz|`tj ]hp wgyz|`ep/ Ho|jyeh|`tj @etjw|fje|wyjkzoh|`ce !AD)
Jddjg|w ce kjejyho fhehkjfje|/ gcw|w/ @\ `edyhw|yzg|zyj/ go`je| }ycd`o`ek/wz`|hi`o`|p |jw|`ek/ y`wb fhehkjfje|/ gcf}o`hegj|y`kkjy |aj ejjl dcy wghohi`o|p/ `f}ojfje|h|`ce/ cz|wczyg`ek/ dyhkfje|h|`ce%
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
17/33
Yjkzoh|`ce hel Gce|yco Gcw| yjlzq
8;90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
18/33
Yjkzoh|`ce hel Gce|yco Wghohi`o`|p
8190&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
19/33
@f}hg| hel Gcewjxzjegjw dcy @elzw|yp
@f}hg| hel Gcewjxzjegjw dcy |aj @elzw|yp> fh`e }c`e|w
Wcotjegp hel o`xz`l`|p> JF\E#@wwzj }yckyhffjw wjytj lzho kcho go`gb`ek |aj
o`xz`l`|p }ccow hel fhybj|`ek |aj wjhyga dcy p`jol \yhew}hyjegp hel yjkzoh|`ce> Ajlkj dzelw f}hg| !ce dzel fhehkjfje|)/
ZG@\W @@@/ xzjw|`ce`ek }y`g`ek fjgahe`wfw/ gyjh|`ek ej{ |p}jw cd HF
Yjljd`e`ek gzw|cfjy gce|!y)hg|w hel htc`l`ek gcedo`g|w cd e|jyjw| !wjyt`gj)
80
Fjykjyw hel hgxz`w`|`cew/ fzo|` icz|`xzj izw`ejww fcljo
Yj|`yjfje| {htj dzjow ljfhel dcy `etjw|fje| }yclzg|w {`|a oc{ tcoh|`o |phel yjo hioj yjgzyy`ek `egcfj !yj|zye cd#ce gh}`|ho ihohegj)
\yjel |c{hyl c}je hyga`|jg|zyj |c gce|`ezj/ }yc}y`j|hyp }yclzg|w ocw`ek`f}cy|hegj cy jtje wzddjy`ek h ihl fhkj !}co |`ghoop `egcyyjg|)
Y`wbw> fhybj| }jydcyfhegj/ ajho|a ghyj gcw|/ edoh|`ce/ ocekjt`|p/
lzyh|`ce hel `e|yjw| yh|j jtcoz|`cew
Ljtjoc} ejq|&kjejyh|`ce !|jga&jehiojl) wjyt`gjw !{ji/ fzo|`&gaheejo/ apiy`l)
!Ihwjl ce Gh}kjf`e`&Fjyy`oo Opega/ FgB`ewjp $ icc~$gc% Yj}cy|w)
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
20/33
Y`wb Fhehkjfje| hel Lpehf`g Hwwj| Hoocgh|`ce
L`t`ljw `e|c 9 }hy|w>
8% Y`wb Fhehkjfje| fhehk`ek y`wb w|hy|w {`|a zeljyw|hel`ek |aj y`wbw cej yzew>
Y`wb ljd`e`|`cew3
@f}hg| hel Gcewjxzjegjw dcy @elzw|yp
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho 9=
\p}jw cd y`wb3 Yjoh|`ce y`wb tjywzw yj|zye3
9% Lpehf`g Hwwj| Hoocgh|`ce lpehf`g fhehkjfje|/ hw h w`ke cd |aj |`fjw>
\clhpw xzjw|`cew hyj ec ocekjy hicz| [ah| |c izp#wjoo3
iz| yh|ajy hicz| Lc @ |hbj !wcfj) y`wb cy ecej h| hoo3
Lpehf`g `e |clhpw {cyol ahw h Ljdjew`tj gceec|h|`ce
hel ec ocekjy he Hg|`tj cej%
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
21/33
Y`wb Fhehkjfje| hel Lpehf`g Hwwj| Hoocgh|`ce
he jelojww Wjhyga dcy |aj Acop Kyh`o%
@f}hg| hel Gcewjxzjegjw dcy @elzw|yp
Gohww`gho ljd`e`|`ce>
L`tjyw`dp {`|a`e h }cy|dco`c hggycww hoo }cww`ioj hwwj| gohwwjw |ajyjip
!ac}jdzoop) oc{jy`ek y`wb hel c}|`f`~`ek yj|zye%
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho 98
W\YH\JK@G HWWJ\ HOOCGH\@CE
Ej{ hw}jg| hew{jy`ek }yjt`czw }yciojfw>
Lpehf`ghoop fhehkj !}cy|dco`c) y`wb {`|a`e h gjy|h`e hwwj| gohww |ajyjip
!ac}jdzoop) oc{jy`ek y`wb hel c}|`f`~`ek yj|zye%
\HG\@GHO HWWJ\ HOOCGH\@CE
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
22/33
W|yh|jk`g Hwwj| Hoocgh|`ce tjywzw \hg|`gho Hwwj| Hoocgh|`ce
@f}hg| hel Gcewjxzjegjw dcy @elzw|yp
Gcyj P`jol Gcyj Y`wb
@ewzyhegjegcfj
@edoh|`c
W|yh|jk`g }ycd`oj
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho 99
Ghwa Wcoz|`cew
Wacy| gcy}cyh|jw !ohlljy)
Wh|joo`|j P`jol Wh|joo`|j Y`wbJq|yh
@egcfj
Gh
}`|hoKh`e
GHWA (
\hg
|`gho}ycd`oj
Gc}py ka|> Hzyjzw Gh}`|ho $ Xzhjw|cy Hwwj| Fhehkjfje|
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
23/33
@f}hg| hel Gcewjxzjegjw dcy @elzw|yp
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho 97
J\Dw
$
Dojq`ioj
Hoocgh|`ce
Dzelw
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
24/33
Ojwwcew > Ej{ Izw`ejww Fcljow
L`ddjyje| D`jolw cd Jq}jy|`wj> ocek yzee`ek |yhl`|`cew Wgyjje`ek/ yjwjhyga`ek/ hoocgh|`ek hel `etjw|`ek
]cy|dco c hel#cy Dzel Fhehkjfje| ]ohee`ek |p}jw> d`wgho/ wzggjww`ce/ yjho jw|h|j/ }jew`ce
Wj hyh|j Dzeg|`cew> Dhlj iozy f`q `e|c ej{ gcegj |w
9 h ej{ F`ww`ce W|h|jfje|3[ah| |aj `elzw|yp ejjlw |c lc l`ddjyje|op
94
Bec{`ek pczy go`je|w fcejp
Waczol kc dzy|ajy |ahe h cej&cdd hoocgh|`ce%
K`tj fcyj !`edc) |c jhye fcyj !|yzw|)%
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
Wczygj> Hzyjzw Gh}`|ho $ Xzhjw|cy Hwwj| Fhehkjfje|
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
27/33
\c hggcf}hep }y`th|j hel gcy}cyh|j je|`|`jw |ayczka |aj`y |c|ho d`eheg`ho
w`|zh|`ce/ |ajyjip gcew`w|je|op aceczy`ek h }oheejl hel w|yzg|zyjlh}}ychga/ {a`ga w|hy|w dycf |aj o`dj&gpgoj gcegj}|%
Ihwjl ce e|joo`kje| }ycd`o`ek/ c}jyh|`ek {`|a`e `e h |hykj|jl }ycgjww {a`oj
Gahekj> Czy c{e F`ww`ce W|h|jfje|[ah| {j lc l`ddjyje|op h| Hzyjzw $ Xzhjw|cy
9;
/
d`eheg`ho yjdjyjegj }hy|ejy dcy czy go`je|w%
@e czy {cyb {j jf}ahw`~j gce|`ezczw wgyjje`ek/ }ohee`ek/ w|yzg|zy`ek/
kz`l`ek/ gce|yco hel yj}cy|`ek%
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
D`eheg`ho W|j{hylwa`}.
Wczygj> Xzhjw|cy Hwwj| Fhehkjfje| !. Xzhjw|cy Tjyfckjewijajjy zwjw |aj \jyf Yje|fjjw|jywgah})
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
28/33
@f}cy|hegj cd Aco`w|`g H}}ychga
O`dj Gpgoj h}}ychga
D`eheg`ho ]ohee`ek
@e|joo`kje| ]ycd`o`ek
@e|joo`kje|]ycd`o`ek
91
@ejq|y`ghiop `e|jy|{`ejl
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
O`dj Gpgoj
H}}ychga
D`eheg`ho
]ohee`ek
Wczygj> Hzyjzw Gh}`|ho $ Xzhjw|cy Hwwj| Fhehkjfje|
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
29/33
[ah| >
W|yzg|zyjl h}}ychga hel hoocgh|`ce {`|a h ocek |jyf dcgzw ce}yjljd`ejl }jywceho kchow ip ahyfce`~`ek hoo jojfje|w cd |aj go`je|w
{jho|a w`|zh|`ce k`tje a`w gahek`ek d`eheg`ho y`wb }ycd`oj%
Jw|h|j Hehopw`w Ihwjl Hwwj| Fhehkjfje|
90
[ap>
Ejjl dcy he cinjg|`tj ajo`gc}|jy&t`j{ h}}ychga {ajyj |aj d`eheg`ho
hel d`wgho `f}o`gh|`cew cd d`eheg`ho ljg`w`cew |hbj `e|c hggcze|
|aj gzyyje| hel dz|zyj d`eheg`ho w`|zh|`ce%
90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
Gc}py ka|> Hzyjzw Gh}`|ho $ Xzhjw|cy Hwwj| Fhehkjfje|
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
30/33
O`dj gpgoj h}}ychga@e|joo`kje| }ycd`o`ek> gahek`ek y`wb }ycd`oj
@ewzyhegj wcoz|`cew/ ]yc|jg|`ce
{ah| `d xzjw|`cew/ dcgzw ce !`egcfj) |hykj|w
j
Yjxz`
W|yzg|zy`ek/ [jho|a fhehkjfje|d`eheg`ho }ohee`ek/ dcgzw ce kyc{|a/ `egcfj
Dhf`op Cdd`gj/ W|j{hylwa`}y`wb yj|zye hehopw`w/ gce|yco/ hoocgh|`ce/ yj}cy|`ek
O`djgpg j
lojtjocdwjgz
y`|p
7=90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
Gc}py ka|> Hzyjzw Gh}`|ho $ Xzhjw|cy Hwwj| Fhehkjfje|
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
31/33
Wht`ek tjywzw @etjw|`ek@oozw|yh|`ce cd O`dj Gpgoj ihwjl Lpehf`g Hwwj| Fhehkjfje|
Wjgzy`wh|`ce $ Yj&hoocgh|`ce
Gc}py ka|> Hzyjzw Gh}`|ho $ Xzhjw|cy Hwwj| Fhehkjfje|
78
Whtjy
@etjw|cy
W
jgzy`|p
Ghwa Doc{w !}ohe)]ycd`o`e
k
$H
oocgh|`ce
|90&88&9=88 ]yj}hyjl ip Hzyjzw Gh}`|ho
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
32/33
Wj}hyh|j hel cinjg|`tj h}}ychga dcy |aj y`wb !kyc{|a)
hel y`wb dyjj !gh}`|ho }yjwjyth|`ce) }hy|
Jw|h|j Hehopw`w Ihwjl Hwwj| Fhehkjfje|Lpehf`g Hwwj| Hoocgh|`ce
90&88&9=88 79
{ajyj `e|jyhg|`tj yjhoocgh|`ce `w }cww`iojk`tje |aj gzyyje| fhgyc gce|jq| hel }jywceho kchow
|ajyjip jeaheg`ek |aj w|hi`o`|p hel l`tjyw`d`gh|`ce cd }cy|dco`cw
ip zw`ek hoo d`eheg`ho hel d`wgho `ew|yzfje|w%
]yj}hyjl ip Hzyjzw Gh}`|ho
Gc}py ka|> Hzyjzw Gh}`|ho $ Xzhjw|cy Hwwj| Fhehkjfje|
-
8/3/2019 KUL MaNaMa_Current Topics in Banking and Finance_Private Banking_nov 2011_Publication Selection
33/33
L`wgzww`ce $ Xzjw|`cew> gce|hg| zw(
HYEJ LJ IYZPE
=