Know Your Currency

PANANALAPING MATATAG, BANSANG PANATAG.

PHILIPPINE CURRENCYPHILIPPINE CURRENCYKNOW YOURKNOW YOUR

March 2004For additional copies, please call BSP CORAO at 524-4702

Know your Philippine Currency

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The Bangko Sentral ng Pilipinas (BSP) has the solepower and authority to issue currency within the territoryof the Philippines. Everyday, these issued currency notesand coins continually circulate or change hands amongthe public.

The public generally accepts and/or passes them onas legal tender, without full knowledge if the currency isgenuine. Those who fail to carefully examine the moneythey receive are potential victims of counterfeit currency.

This booklet is designed to help the public recognizegenuine Phi l ippine cur rency and guard againstcounterfeits.

Ingatan ang ating salapi, larawan ito ng ating yamang-lahi

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STEPS IN RECOGNIZINGGENUINE BSP NOTES

STUDY and FAMILIARIZE yourself with thecharacteristics, designs and distinct features of BSPbanknotes by following these steps:

PAPER

Feel the paper The genuine note is printed on a special kind ofpaper which is rough when you run your fingers through it. It does notglow under the ultra-violet light. During paper manufacture, the water-mark, security fibers, security threads and iridescent band are included.

WATERMARK (a)

Examine the watermark on the unprinted portion of the note The watermark is the silhouette of the portrait appearing on the faceof the note. Sharp details of the light and shadow effect can be seenwhen the note is viewed against the light. The contours of the featuresof the silhouette can be felt by running the fingers over the design onrelatively new notes.

SECURITY FIBERS

Inspect the security fibers Embedded red and blue visiblefibers are scattered at random on both surfaces of a genuine note andcan be readily picked off by means of any pointed instrument.

Background/Lacework

Design(g)

Improved OVI

Serial Number (f)

Watermark (a)

Portrait (e)Embedded Security Thread (b)

Fluorescent Printing (j)

WindowedSecurity

Thread(c)Iridescent Band (d)

Microprinting (k)

Watermark (a)

Vignette (h)

version 2

3

version 1


Serial Number (f)

Background/LaceworkDesign (g)

Watermark (a)

Optically Variable Ink (m)

Microprinting (k)


front

front

back

1000-piso banknote EMBEDDED SECURITY THREAD (b)

View the embedded security thread The embedded securitythread is a special thread vertically implanted off center of the note dur-ing paper manufacture. This can easily be seen when the note is viewedagainst the light. It appears as a broken line for 5s, 10s and 20s andstraight line for 50s, 100s, 200s , 500s and 1000s.

WINDOWED SECURITY THREAD (c)

View the windowed security thread on the improved versionof 100s, 500s and 1000-piso notes and the new 200-piso notes. The windowed security thread is a narrow security thread vertically lo-cated like stitches at the face of the note with cleartext of the numeri-cal value in repeated sequence and changes in color from magenta togreen or green to magenta depending on the angle of view.

IRIDESCENT BAND (d)

Look for the iridescent band on the improved version of100s, 500s and 1000-piso notes and the new 200-piso notes Awide glistening gold vertical stripe with the numerical value printed inseries.

PORTRAIT (e)

Recognize the portrait Appears life-like. The eyes sparkle.Shadings are formed by the fine lines that give the portrait a characteris-tic facial expression which is extremely difficult to replicate.

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Watermark (a)

Value Panel (i)

Serial Number (f)

Iridescent Band(d)



Windowed SecurityThread (c)

Microprinting (k)

Watermark (a)

Concealed Value (l)

Embedded SecurityThread(b)Portrait (e)

Watermark (a)Fluorescent Printing (j)


Value Panel (i)

5

Vignette (h)

version 2

version 1

back

front

front

500-piso banknote

Microprinting (k)


SERIAL NUMBER (f)

Check the serial number Composed of 1 or 2 prefix letters and6 or 7 digits. The letters and numerals are uniform in size and thickness,evenly spaced and well-aligned; and glow under the ultra-violet light. Abanknote with six 0 digit serial number is a specimen note and notlegal tender note.

BACKGROUND/LACEWORK DESIGN (g)

Scan the background/lacework design The background de-signs are made up of multicolored and well defined lines. The laceworkdesigns are composed of web-crisscrossing lines which are continuousand traceable even at the intersection.

VIGNETTE (h)

Verify the vignette The lines and dashes composing the vi-gnette are fine, distinct and sharp; the varying color tone gives a vividlook to the picture that makes it stand out of the paper.

VALUE PANEL (i)

Check the numerals found at the four corners of the frontand back of the note. The numerals denote the denomination of thenote.

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See-thru Perfect Register

Vignette (h)

Value Panel (i)

Code for the BlindSee-thruPerfectRegister

Serial Number (f)

Watermark (a)

Portrait (e)

Embedded Security Thread (b)Iridescent Band (d)

Windowed SecurityThread(c)

Microprinting (k)

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200-piso banknote

back

front


8

COLOR

Recognize predominant color of each denomination:

1000-piso Blue 50-piso Red500-piso Yellow 20-piso Orange200-piso Green 10-piso* Brown100-piso Mauve 5-piso* Green

*The BSP has stopped printing these banknotes and arebeing replaced by coins; however, the existing 10- and 5-piso notes remain legal tender.

FLUORESCENT PRINTING (j)

Look for the presence of the fluorescent print when thenote is exposed under the ultra violet light The fluorescent printis the invisible numerical value located off center of the face of the notethat glows when exposed to ultraviolet light.

MICROPRINTING (k)

Verify under the lens the presence of the microprinting onthe denominations 50, 100, 200, 500 and 1000 Microprintings arethe minute and finely printed words Bangko Sentral ng Pilipinas orCentral Bank of the Philippines located at the face or back of the notethat are clearly printed and readable.

Portrait (e)


Fluorescent Printing (j)Serial Number (f)

Watermark (a)

Embedded SecurityThread(b)

Windowed SecurityThread (c)


Iridescent Band (d)

Portrait (e)

Watermark (a)

Serial Number (f)Fluorescent Printing (j)

ValuePanel(i)

Vignette (h)

Microprinting (k)

version 1

version 2

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100-piso banknote

front

front

back

Embedded Security Thread (b)

CONCEALED VALUE (l)

Check the concealed value on the 500-piso denomination This concealed value is located at the lower left corner of the face of thenote and is recognizable when the note is held at eye level.

OPTICALLY VARIABLE INK (m)

Check the optically variable ink on the 1000-piso denomina-tion It changes color from green to blue or blue to green when the noteis held at different angles.

Microprinting (k)

Vignette (h)

Value Panel (i)

Portrait (e) Embedded Security Thread (b)

Serial Number (f)Watermark (a)



10

50-piso banknote

Portrait (e)

Watermark (a)

Serial Number (f) Fluorescent Printing (j)


Embedded Security Thread (b)

Vignette (h)Value Panel (i)

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20-piso banknote

back

front

DESIGN ON FACE BACK DESIGN

DESIGNS AND SECURITY LEGAL TENDER

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50-piso version 2

-do-

Seal of PhilippineCommonwealth,scroll bearingQuezons achieve-ment & bank seal

Quillpen, inkwell,Mabinis ElVerdaderoDecalogo,BonifaciosKartilya ngKatipunan &bank seal

Manuel L.Quezon

ApolinarioMabini &AndresBonifacio

Dating Gusaling Batasan

Dating Gusali ngBatasan renamedGusali ngPambansangMuseo

Palasyo ngMalakanyang

Simbahan ngBarasoain andKKK bloodcompact

5-Piso(being replacedby coin)

Historical markerin BarasoainChurch Convent,a canon & bankseal

Pagpapahayag ngkasarinlan ngPilipinas noongHulyo 12, 1898

10-Piso(being replacedby coin)

Quillpen, inkwell,Mabinis ElVerdaderoDecalogo

Simbahan ngBarasoain

Sergio Osmea50-Pisoversion 1

Font, gavel &bank seal

20-Piso

10-piso(CentennialSeries)

EmilioAguinaldo

ApolinarioMabini

-do-

(being replacedby coin)

DENOMINATIONPORTRAIT OTHERS (VIGNETTE)

FEATURES OF PHILIPPINECURRENCY

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FEATURES FEATURES

Sergio Osmea

-do-

Manuel L.Quezon

ApolinarioMabini

E m i l i oAguinaldo

Security thread, red &blue visible fibers andfluorescent printing

-do-

-do-

-do-

-do-

Security thread (broken), redand blue visible fibers &fluorescent printing

Micro-printing of DatingGusali ng Batasan at theroof of building at theback of note

Micro-printing of Gusaling Pambansang Museo atthe roof of building at theback of note

None

None

None

None

ApolinarioMabini andAndresBonifacio

WATERMARK OTHER SECURITY SPECIAL SECURITY

WATERMARK OTHER SECURITY SPECIAL SECURITY

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DESIGNS AND SECURITY FEATURES OF PHILIPPINE LEGAL TENDER CURRENCY

DESIGN ON FACE

PORTRAIT OTHERS

-do-

Benigno S.Aquino, Jr.

-do-

Diosdado P.Macapagal

Manuel A.Roxas

-do-

Eternal flame,laurel leavesand bank seal

-do-

Philippine flag,Aquinostypewriter, a doveand bank seal

-do-

AguinaldosShrine in Kawit,Cavite

Raising of Philip-pine flag andlowering ofAmerican flag &bank seal

-do-

BACK DESIGN

Hagdan-hagdangPalayan ng Banawe,Manunggul Jar coverand Langgal

(VIGNETTE)

-do-

Scenes fromAquinos life andsome allegoricalgroups

-do-

EDSA II scene, GloriaMacapagal Arroyobeing sworn in as the14th President of theRepublic

Bangko Sentral ngPilipinas

-do-

Jose AbadSantosJosefa LlanesEscoda and

Vicente Lim

1000-Pisoversion 1

1000-pisoversion 2

500-Pisoversion 1

500-pisoversion 2

200-Pisoversion 1

100-Pisoversion 1

100-pisoversion 2

Jose AbadSantos, JosefaLlanes Escodaand VicenteLim

-do-

Diosdado P. Macapagal

Manuel A.Roxas

-do-

Security thread, red & bluevisible fibers and fluores-cent printing

All of the above plusiridescent band andwindowed securitythread

Security thread, red & bluevisible fibers andfluorescent printing

All of the above plusiridescent band andwindowed security thread

-do-

Security thread, red & bluevisible fibers and fluores-cent printing

All of the above plus irides-cent band and windowedsecurity thread

Optically Variable Ink(OVI), micro-printing ofCentral Bank of thePhilippines in lower leftborder of face of note

-do-

Concealed numerical valueand micro-printing ofCentral Bank of thePhilippines below theserial number in lower leftface of note

-do-

See-thru Perfect Register,code for the blind andmicro-printing of BangkoSentral ng Pilipinas on topof lacework designs at theface of note.

Micro-printing of BangkoSentral ng Pilipinas inthe 5-storey Building atthe back of the note

-do-

FEATURES FEATURES

-do-

Benigno S.Aquino, Jr.

DENOMINATION

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EXISTING LEGAL TENDER NOTES

200-PISO

500-PISO

1000-PISO

version 1

version 1

version 2

version 2

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50-PISO

20-PISO

10-PISO

5-PISO

100-PISO

version 1 version 2

10-sentimo 10-sentimo Year Mark Logo of BSP

5-sentimo 5-sentimo/ Year Mark

1-sentimo 1-sentimo/ Year Mark Logo of BSP

GENERAL FEATURES OF

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Denomination

10-piso Profiles of Andres Bonifacio and Apolinario Mabini Logo of BSP

1-piso Profile of J.P. Rizal/ Year Mark Logo of BSP

25-sentimo 25-sentimo/ Year Mark Logo of BSP

DesignObverse Reverse

The wordsBangkoSentral ngPilipinas alongthe border

5-piso Profile of E. Aguinaldo/ Year Mark Logo of BSP Round Plain

Round Reeded

Round Plain

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Round Reeded

Round Plain

Round

Round Intermittently reeded

THE NEW BSP COINS

(bi-metal coinwith inner coreand outer ring)

with 4mm hole atthe center

Plain

Shape Edge Obverse Reverse

IF YOU SUSPECT A COUNTERFEIT NOTE

Do not return it to the passer.

Delay the passer by some excuse, if possible, without riskingharm.

Observe and record the passers appearance and that of his/hercompanion/s.

Note the license plate number and make of the passers car.

Place the note in a protective envelope.

In case you get hold of a doubtful note, please contact theCash Department, Bangko Sentral ng Pilipinas for assistance at:

Currency Analysis and Redemption DivisionRoom 202, Multi-Storey Bldg., BSP ComplexMalate, ManilaTel. Nos.: 524-7011 local 2296

524-2777

Investigation StaffRoom 302, Multi-Storey Bldg., BSP ComplexMalate, ManilaTel. Nos.: 524-7011 local 2388 523-9806

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or go to the nearest Bangko Sentral Regional Office/Sub-Regional Of-fice Unit at Angeles City, Bacolod City, Batac-Ilocos Norte, CabanatuanCity, Cagayan De Oro City, Cebu City, Cotabato City, Dagupan City,Davao City, Dumaguete City, Iloilo City, Kalibo-Aklan, Legazpi City,Lucena City, Naga City, San Fernando-La Union, Tacloban City,Tuguegarao-Cagayan and Zamboanga City.

PERTINENT LAWS AND REGULATIONSTO PROTECT AND MAINTAIN THE

INTEGRITY OF THE CURRENCY

1. Article 163, Revised Penal Code (RPC). Making and im-porting and uttering (issuing or circulating) false coins.

2. Article 166, Revised Penal Code (RPC). Forging trea-sury or bank notes or other documents payable to bearer; im-porting, and uttering (issuing or circulating) such false or forgednotes and documents.

3. Article 168, Revised Penal Code (RPC). Illegal posses-sion and use of false treasury or bank notes and other instru-ments of credit.

4. Article 176, Revised Penal Code (RPC). Manufacturingand possession of instruments or implements for falsification.

5. PD 247 Defacement, mutilation, tearing, burning or destruc-tion of Central Bank (BSP) notes and coins.

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6. Chapter II, Circular 61, Series of 1995. Reproductionand/or use of facsimiles of legal tender Philippine currencynotes.

7. Chapter III, Circular 61, Series of 1995. Reproductionand/or use of facsimiles of legal tender Philippine currencycoins.

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TEST YOURSELF

1. What security feature is found only in 1000-piso note?

a) security threadb) fluorescent printingc) optically variable ink

2. Which denomination bears a concealed value?

a) 500-pisob) 20-pisoc) 200-piso

3. Whose portrait is on the 100-piso note?

a) Benigno Aquinob) Emilio Aguinaldoc) Manuel Roxas

4. Which denomination has a predominantly orange color?


5. Which denomination has a composite portrait of threeFilipino heroes during the Japanese War?


6. Where is the watermark located in a note?

a) Left side of the face of noteb) Right side of the face of notec) Center of the note

7. What is the highest denomination in the present circulationcoins series?


8. What is the lowest denomination in the present circulationcoins series?

a) 5-sentimob) 10-sentimoc) 1-sentimo

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The BSP Monetary Board

BSP Governor & Chairman

RAFAEL B. BUENAVENTURA

Members

JUAN QUINTOS, JR.

MELITO S. SALAZAR, JR.

ANTONINO L. ALINDOGAN, JR.

FE B. BARIN

VICENTE B. VALDEPEAS, JR.

JUANITA D. AMATONG

The BSP Deputy Governors

AMANDO M. TETANGCO, JR.Banking Services Sector

In-charge, Research and Treasury Department

ALBERTO V. REYESSupervision and Examination Sector

ARMANDO L. SURATOSResource Management Sector

and Security Plant Complex

ANSWERS:

1.c 3. c 5.b 7. c 9.b

2.a 4. a 6.a 8. c 10. c

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9. What is the highest denomination in the legal tender notes incirculation?

a) 500- pisob) 1000-pisoc) 200-piso

10. What design is at the back of 200-piso note?

a) Portrait of former President Diosdado Macapagalb) Aguinaldo Shrinec) Oath taking of President Gloria Macapagal-Arroyo

La Union Regional OfficeQuezon AvenueSan Fernando, La UnionTel. (072)888-2083

Legazpi BranchDel Rosario Bldg. IIRizal Ave., Legazpi CityTel. (052)480-5519

Lucena BranchQuezon Ave., Lucena CityTel. (042)710-3175

Naga BranchChua Oco Bldg.Elias Angela StreetNaga CityTel. (054)811-2472

Tacloban BranchUytingco Bldg.Sen. Enaje StreetTacloban CityTel. (053)325-5134

Tuguegarao BranchCor. Mabini andGonzaga Sts.Tuguegarao CityTel. (078)844-2043

Zamboanga BranchLHB Bldg. I, Vetaranos Ave.Zamboanga CityTel. (062)991-2151

Angeles BranchSto. Entierro St.Angeles CityTel. (045)323-4101

Bacolod BranchLacson & Luzuriaga Sts.Bacolod CityTel. (034)433-3178

Batac BranchNational HighwayQuiling Norte BatacIlocos NorteTel. (077)792-2130

Cabanatuan BranchCor. Del Pilar & PacoRoman Sts.Cabanatuan CityTel. (044)463-1734

Cagayan de Oro BranchCor. Don Apolinar Velezand Recto AvenueCagayan de Oro CityTel. (088) 857-1554

Cebu Regional OfficeCor. Osmena Blvd. &P. del Rosario St.Cebu CityTel. (032)254-0973

Cotabato BranchCor. Quezon Ave. &Sinsuat Ave.Cotabato CityTel. (064) 421-3117

Dagupan BranchTondaligan, BonoanGuessetDagupan CityTel. (075)614-3027

Davao Regional OfficeQuirino AvenueDavao CityTel. (082)300-3709

Dumaguete BranchJuly Dev. Corp. Bldg.Cor.V. Lacson &Cervantes Sts.Dumaguete CityTel. (035) 225-3464

Iloilo BranchBSP BuildingSolis St., Iloilo CityTel. (033)335-1180

Kalibo BranchRSL Bldg.,Cor. Arch Reyes andG. Pastrana Sts.Kalibo, AklanTel. (036)262-7030

BRANCH OPERATION OFFICES

MAIN OFFICE

A. Mabini St. Malate, Manila 1004Tel. 524-7011

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