Kharif, 2014 - Gujarat · PDF fileGR No. RKB -1099- 2644- (G ... the notified area are...

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Kharif, 2014 National Agricultural Insurance Scheme-NAIS i.e. Rashtriya Krishi Bima Yojana (RKBY)Continuation thereof and Declaration of Defined Area thereunder for Kharif, 2014 Government of Gujarat, Agriculture & Co-operation Department, G.R. No: CIS-102014-735-K.7, Sachivalaya, Gandhinagar Dated:11-07- 2014 Read:- (1) Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India New Delhi’s letter No.13011/15/99-Credit-II, dated. 16.07.1999. (2) Agriculture and Co-operation Department, Government of Gujarat, GR No. RKB -1099- 2644- (G.116) -K.7 (P.II) dated 10.12.1999 (3) Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India, New Delhi’s letter No.13017/06/2013-Credit II(Pt), dated 26/06/2014. (4) Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India, New Delhi’s letter No.13011/04/2004-Credit-II, dated.10/07/2014. (5) Minutes of the 33 rd Meeting of the "State Level Coordination Committee on Crop Insurance (SLCCCI)" under RKBY, vernacular letter No.- ECO/ CIS-II/ SLCCCI- 33/ Kharif-2014/7834-60/ 2014, dated:- 9/07/2014. Preamble: In pursuance of the administrative instructions, along with the guidelines and operational modalities circulated by Government of India, vide letter dated 16-07-1999 placed no. at 1, the State Government, under Agriculture &Co-operation Deptt. GR No.RKB-1099-2644 (G 116)-K.7 (P.II), Dated: 10.12.1999 placed no. at 2, has accepted for implementation of National Agricultural Insurance Scheme- NAIS (i.e. Rashtriya Krishi Bima Yojana - RKBY) by replacing (old) Comprehensive Crop Insurance Scheme (CCIS) from Rabi, 1999-2000 season. As per Government of India letter No. at 3, Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India, New Delhi had instructed to continue NAIS for the year 2014-15. As per Government of India letter No. at 4, Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India, New Delhi had issued administrative approval for continuation of the scheme of NAIS for the year 2014-15.

Transcript of Kharif, 2014 - Gujarat · PDF fileGR No. RKB -1099- 2644- (G ... the notified area are...

Page 1: Kharif, 2014 - Gujarat · PDF fileGR No. RKB -1099- 2644- (G ... the notified area are eligible during Kharif, 2014 season on the following ... Proposal Form of Insurance coverage

Kharif, 2014 National Agricultural Insurance Scheme-NAIS i.e. Rashtriya Krishi Bima Yojana (RKBY)Continuation thereof and Declaration of Defined Area thereunder for Kharif, 2014

Government of Gujarat,

Agriculture & Co-operation Department, G.R. No: CIS-102014-735-K.7,

Sachivalaya, Gandhinagar Dated:11-07- 2014

Read:- (1) Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India New

Delhi’s letter No.13011/15/99-Credit-II, dated. 16.07.1999.

(2) Agriculture and Co-operation Department, Government of Gujarat, GR No. RKB -1099- 2644- (G.116) -K.7 (P.II) dated 10.12.1999

(3) Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India, New

Delhi’s letter No.13017/06/2013-Credit II(Pt), dated 26/06/2014.

(4) Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India, New Delhi’s letter No.13011/04/2004-Credit-II, dated.10/07/2014.

(5) Minutes of the 33rd Meeting of the "State Level Coordination Committee on Crop Insurance (SLCCCI)" under RKBY, vernacular letter No.- ECO/ CIS-II/ SLCCCI- 33/ Kharif-2014/7834-60/ 2014, dated:- 9/07/2014.

Preamble:

In pursuance of the administrative instructions, along with the guidelines and

operational modalities circulated by Government of India, vide letter dated 16-07-1999

placed no. at 1, the State Government, under Agriculture &Co-operation Deptt. GR

No.RKB-1099-2644 (G 116)-K.7 (P.II), Dated: 10.12.1999 placed no. at 2, has accepted

for implementation of National Agricultural Insurance Scheme- NAIS (i.e. Rashtriya

Krishi Bima Yojana - RKBY) by replacing (old) Comprehensive Crop Insurance Scheme

(CCIS) from Rabi, 1999-2000 season. As per Government of India letter No. at 3,

Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India, New Delhi had instructed

to continue NAIS for the year 2014-15. As per Government of India letter No. at 4,

Ministry of Agriculture, Dept. of Agri. & Co-op., Govt. of India, New Delhi had issued

administrative approval for continuation of the scheme of NAIS for the year 2014-15.

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The issue of continuation of the National Agricultural Insurance Scheme- NAIS

(RKBY) and declaration of defined areas there under for Kharif, 2014 season and other

related issues were discussed at length by the SLCCCI in the 33rd meeting held on

4/07/2014 at Sachivalaya, Gandhinagar as per circulated minutes of 33rd SLCCCI

placed no. at 5. In respect of cotton crop, AIC has been requested to submit revised

proposal of premium rate which is awaited.

Accordingly, it was decided to continue NAIS for the Kharif-2014 and the

declaration of the defined areas thereunder during Kharif, 2014 season in the State are

notified as per this resolution.

RESOLUTION: -

As per Operational guidelines of NAIS & decisions taken in the 33rd meeting of

SLCCCI, the State Government is pleased to continue the National Agricultural

Insurance Scheme- NAIS (i.e. Rashtriya Krishi Bima Yojana - RKBY) during Kharif,

2014 season with the following conditions:

(1) Farmers covered

All farmers including sharecroppers, tenant farmers growing the notified crops in

the notified area are eligible during Kharif, 2014 season on the following basis:

(A) On Compulsory Basis:

All farmers growing notified crops in the notified Defined Areas and

availing Seasonal Agricultural Operations (SAO) loans and have

declared to nodal bank that they have actually sown the crop for which

the loan is availed from financial institutions (i.e. Loanee farmers)

within the stipulated period.

(B) On Voluntary Basis:

All other farmers growing insurable notified crop/crops in the notified

Defined Area and not availed Seasonal Agricultural Operations (SAO)

loans (i.e. Non-Loanee Farmers) who opt for the scheme.

(2) Crops covered in NAIS for kharif 2014 are:

1. Paddy 2. Bajra 3. Maize 4. Jowar

5. Ragi 6. Tur 7. Moong 8. Math

9. Udad 10. Groundnut 11. Sesamum 12. Cotton

13. Castor 14. Banana

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(3) Defined Areas for the Kharif, 2014

The crop wise 815 notified defined areas for the Kharif, 2014 season are given in

the Annexure-A.

(4) Crop wise sum insured, premium rates and indemnity level for Kharif, 2014

Crop wise sum insured, premium rates and indemnity level for Kharif, 2014 for

loanee and Non-loanee which is calculated by the implementing agency, i.e. AIC

of India Ltd., and approved in SLCCCI are annexed as Annexure-B.

a. Sum Insured:

The Sum Insured (SI) may extend to the value of the threshold yield of the

insured crop at the option of the insured farmers. However, a farmer may also

insure his crop beyond value of threshold yield level up to 150% of average yield

of notified area on payment of premium at commercial rates.

In case of Loanee farmers the Sum Insured would be at least equal to the

amount of crop loan advanced.

Further, in case of Loanee farmers, the Insurance Charges shall be an

additionally to the Scale of Finance for the purpose of obtaining loan. The details

of state level scale of finance are as follows:

State Level Scales of Finance for 2014-15

Sr. No. Name of Crop Scale of Finance(Rs./ha)

1 Paddy 35300

2 Bajra 22300

3 Groundnut 44800

4 Cotton (Hybrid) 62000

5 Cotton (Local) 27800

6 Maize 18200

7 Green Gram (Moong) 16800

8 Ragi 12500

9 Black Gram (Udid) 24000

10 Castor 33700

11 Kharif Jowar 17200

12 Pegion pea (Tur) 29600

13 Banana 92000

14 Sesamum 19300

15 Math 15200

Note: As approved in State Level Committee on Fixing norms of Crop Loan Advancement

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b. Premium Rates & indemnity Level:

Flat premium rates & indemnity level for food and oilseeds crop and actuarial

premium rate for annual commercial & horticulture crops will be continued as per

Annexure-B.

(5) Subsidy in premium rate

As per administrative approval from GOI, 10% subsidy is to be provided to small

& marginal farmers in premium amount in Kharif, 2014 season shared equally by

State and Central Government.

(6) Important conditions applicable for coverage of risk which are as follows:

1. In case of joint land holding, total insurance coverage shall be restricted to

the total area jointly owned by account holders as per revenue record,

either for individual farmer or jointly.

2. If drought situation arises and there are no chances of survival of the crop,

installment of crop loan subsequent to the declaration of drought shall not

be covered under insurance.

3. Loans given for unsown areas will not be covered by the Scheme, because,

indemnity claims will arise under the Scheme, only after the crop has been

sown and in the event of crop failure. Mere disbursement of loans by the

financial institutions / submission of Proposal by a Non-loanee farmer will

not entitle him for compensation under the Scheme.

4. In the areas where crop is sown but, withered away /damaged on account

of adverse seasonal conditions / pest and / or diseases and also where

there is no possibility of reviving the crop, no further loaning should be

made by the financing institutions. Any further loaning in such cases shall

not be covered by the Scheme.

5. The Scheme covers notified crops until harvesting stage only. Losses

caused to crops which are spread in the field for drying after cutting /

harvesting are excluded from the scope of the Scheme.

6. State Level Bankers’ Committee (SLBC), Lead Banks and District Central

Cooperative Banks (DCCB) have to take all necessary steps to popularize

this crop insurance scheme among Non Loanee Farmers.

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(7) Cut-off dates of loan disbursement installment, Proposal form and

Crop/area sown Declaration form for crop insurance coverage and Special

Conditions for On Line Data Entry & Reporting.

Cut-off dates of loan disbursement / installment for notified crops of kharif-

2014 shall be as per column no.2 of Table-1. However, due to administrative

delay in issue of this GR for continuation of NAIS (RKBY) for kharif-2014, the

cut-off dates for Kharif crops for submission of the proposal of insurance

coverage is extended as per column no. 3 of Table-1 for this year without

setting precedence.

Operationalization of the Crop Insurance Scheme shall be in the following manner:

STEP:1

Proposal Form of Insurance coverage for Loanee and Non-Loanee farmers.

A. Farmers' responsibility

1. Every proposal for crop insurance shall be generated by Loanee/Non-

loanee farmer by making data entry on i-Kisan portal

(ikisan.gujarat.gov.in) within prescribed time limit shown as per column-

3 of Table-1. Duly signed copy of such computer generated & printed

proposal form shall be submitted by the farmer to the concerned bank

not later than a week of the aforesaid prescribed time limit.

B. Financial institutions/ Nodal Banks/ Loan disbursing Point’s

responsibilities:

1. Concerned bank shall receive a computer generated & printed proposal

forms as submitted by loanee/non-loanee farmers as per prescribed

format in annexure -I & II, respectively.

2. Thereafter, the concerned bank using assigned user ID and Password,

shall enter the auto generated number of computer generated printed

proposal at kcc.gujarat.gov.in portal and provide computer generated

receipt of this form to the concerned farmer. Upon verification of the

details, the banker shall authorize the same for submission of details to

the AIC along with the remittance of requisite premium amount through

their Nodal Bank.

3. Concerned bank shall verify the date of first loan installment given to

the farmers as mentioned in computer generated printed proposal form

and if the date is beyond the limit of loan disbursement period shown in

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column-2 of Table-1, the proposal form shall be rejected for the

insurance purpose.

4. Based on aforesaid proposal forms submitted by loanee/non-loanee

farmers, concerned bank has to submit consolidated statement of

farmers' village wise land account no., crop, area sown, sum insured,

premium amount etc., report in prescribed format of the Implementing

Agency (AIC) within the time limit as shown in column-4 of Table-1

through their Nodal Office.

Table: 1 Reporting Schedule of Loaning/proposals

Name of crop Loan disbursement

installment & (period)

Last date for

generating crop

insurance Proposal

Form on i-kisan portal

Last date of submission of consolidated statement

farmers' crop, area sown, sum insured, premium amount etc., along with payment of insurance

premium amount to AIC for insurance coverage

1 2 3 4

For- Loanee farmers

Paddy, Maize, Bajra,

Groundnut, Ragi,

Mung, Math, Udid,

Kharif Jowar, Tur,

Sesamum, Cotton,

1st installment of Loan

(1-4-2014 to 15-7-2014)

31-7-2014

16-8-2014

Subsequent installment

of loan

(16-7-2014 to 16-8-2014)

31-08-2014

Castor

1st installment of Loan

(1-4-2014 to 15-7-2014)

31-7-2014

16-8-2014

Subsequent installment

of loan

(16-7-2014 to 31-8-2014)

Banana

1st installment of Loan

(1-4-2014 to 31-8-2014)

31-8-2014

30-9-2014

Subsequent installment

of loan

(1-9-2014 to 30-9-2014)

15-10-2014

For Non-loanee farmers

Kharif Season

Crop -- 31-7-2014 16-8-2014

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STEP: 2

Final Crop/area sown Declaration Form of Insurance coverage for Loanee

and Non Loanee farmers.

A. Farmers' responsibility

1. Every loanee/non-loanee farmer who has changed the crop / area sown

as reflected in the proposal form submitted to the bank earlier or

otherwise shall generate final crop/area sown Declaration Form by

making online data entry on i-kisan portal (ikisan.gujarat.gov.in) with in

prescribed time limit shown in column-3 of Table-2. Duly signed copy of

such Computer generated & printed crop/area sown Declaration Form

shall be submitted by the farmer to the concerned bank not later than a

week of the aforesaid prescribed time limit.

2. If any farmer fails to submit the crop/area sown Declaration Form within

prescribed time limit to the concerned bank, the details of crop/area sown

in the proposal form submitted earlier would be treated as final and

process of insurance coverage will be on the basis of the said proposal

form only. If any discrepancy arises in the crop/ area sown as reflected in

the proposal form, the said farmer shall be debarred from National

Agricultural Insurance Scheme (NAIS) and the insurance premium

amount paid by such farmer shall be forfeited.

B. Financial institutions/ Nodal Banks/ Loan disbursing Point’s

responsibilities:

1. Concerned bank shall receive computer generated final crop/area sown

Declaration Forms as submitted by loanee and non-loanee farmers as

per prescribed format in annexure-III & IV respectively.

2. Thereafter, the concerned bank using assigned user ID and Password,

shall enter the auto generated number of computer generated & printed

final Crop/area sown Declaration Forms in kcc.gujarat.gov.in portal and

provide computer generated receipt of this form to the concerned

farmer and also verify of the details of such Crop/area sown Declaration

Forms.

3. Based upon aforesaid final Crop/area sown Declaration Forms & any

subsequent crop loan disbursement amount taken by the farmers, the

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concerned banker has to submit a final consolidated statement of

farmers crop, area sown, sum insured, premium amount etc in the

prescribed format to the implementing agency (AIC) with in prescribed

time limit as shown in column-4 of Table-2.

Table: 2 Reporting Schedule of final Crop area/sown

Declaration

Sr.

No.

Crops Last Date Of generating crop area/sown

Declaration form by farmers

Last Date Of Submission Of final

consolidated statement of farmers crop, area

sown, sum insured, premium amount etc.,

by Bank to AIC 1 2 3 4

1

Paddy, Maize, Bajra,

Ground nut, Ragi ,

Mung, math, Udid,

Jowar, Sesamum,

Cotton Tur,

16th August 2014 31st August 2014

2 Castor 31st August 2014 15th September 2014

3 Banana 30th September 2014 15th October 2014

(8) Cut-off dates for submission of yield data to AIC

Fixation of cut-off dates for submission of yield data to AIC of India by the

Director of Agriculture (DAG), Gujarat State.

The cut-off dates for submission of yield data to AIC shall be as per following

schedule:

Sr. No.

Name of crop Last date for submission of yield data to AIC

1. Paddy, Maize, Bajra, Groundnut, Ragi, Mung, Math, Udid

31st January, 2015

2.

Kharif Jowar, Sesamum

31st March, 2015

3. Tur 31st May, 2015

4. Cotton, Castor 31st July, 2015

5 Banana 31st December, 2015

(9) Threshold yield :

Threshold yield for the new talukas would be calculated by Implementing

Agency. For the respective notified crops, threshold yield of new Taluka would be

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the same as that of the original Taluka area from which it is separated. Wherein

new Taluka has been carved out of more than one Talukas, the threshold yield of

new Taluka will be calculated using past yield data of higher stratum.

(10) All the talukas of different districts indicated in Annexure-A of this Resolution, for

the respective crops are hereby notified as ‘DEFINED AREA’ under the RKBY

(i.e. NAIS) for Kharif-2014 season. It may be noted that this GR does not include

cotton crop as its revised premium rate is yet to be submitted by AIC for

consideration of the State Government.

(11) The Director of Agriculture, State Level Bankers Committee (SLBC), Lead Banks,

District Central Cooperative Banks and Agriculture Insurance Company of India

Ltd. should take necessary action to ensure the effective implementation of the

scheme as per guidelines of NAIS & this Resolution.

(12) The Director of Agriculture, Gujarat State, Gandhinagar and the Agriculture

Insurance company of India Ltd., Ahmedabad should make necessary

arrangements for the wide publicity of this scheme.

(13) The Director of Agriculture, Gujarat State, Gandhinagar should ensure to

conduct the requisite numbers of Crop Cutting Experiments i.e. CCES.

(14) Banks as well as the AIC of India Ltd should verify crop and area sown details

given by the loanee and non-loanee farmers by using their own resources.

(15) During the Crop season, agricultural situation will be closely monitored by

District Level Monitoring Committee(DLMC), who will provide fortnightly reports of

agricultural situation with details of area sown, weather situation, pest incidence,

stage of crop failure (if any) etc. to the implementing agency.

(16) All concern nodal banks shall submit summary details of the farmers participated

and benefited in the scheme, under SC/ST and others category to AIC with

details including number of farmers, area insured, sum insured, premium paid,

premium subsidy , consolidated summary in the declaration format , separately,

at the end of season.

(17) The financial Institutions would advance additional loan to loanee farmers to

meet requirement of premium amount as applicable up to the extent of crop loan.

However, premium will not be form a part of sum insured declared for insurance

coverage.

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(18) The claims would solely be settled only on the basis of yield estimates obtained

through CCEs conducted under GCEs and not any other basis such as

Annawari/ Declaration of Drought/ Flood Gazette etc., by any other department /

authority.

(19) Administrative and Operational expenses to the extent of 20% of these expenses

will be shared equally by the GOI and the GOG.

(20) Expenses towards Bank service charges @ 2.5 % of net premium and total

publicity charges shall be equally shared by the GOI and the GOG.

(21) Risk of implementing Agency in meeting claims will be restricted to 100% of

premium in case of food and oilseeds crops . However, the implementing agency

shall be responsible for any additional liability level in respect of food and

oilseeds crops, for which actuarial premium is charged under the scheme.

(22) Implementing agency shall bear all the claims/losses in respect of annual

commercial /horticultural crops for which auctorial premium rates are being

charged.

(23) The expenditure on this account should be debited to the following budget head

and should be met from the provision made in the subsequent financial year.

DEMAND NO.2

Major Head: 2401 Crop Husbandry

Minor Head: 110-Crop Insurance

Sub Head: AGR-11 (4) - Implementation of National Agriculture Insurance

Scheme (Plan).

(24) This resolution is effective from 1st April, 2014.

By order and in the name of the Governor of Gujarat,

(A. M. Chaudhary) Under Secretary to the Government of Gujarat,

Agriculture and Co-operation Department.

Encl. : Annexure-A, B, I, II, III, IV

To

The P S to Hon'ble Chief Minister Sachivalaya, Gandhinagar.

1. The P S to Hon'ble Minister of Agriculture, Sachivalaya, Gandhinagar. 2. The P S to Hon'ble Minister of State, Agriculture, Sachivalaya, Gandhinagar.

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3. The Secretary to the Govt of India, Ministry of Agriculture, Deptt of Agriculture and Co-operation Department, Krishi Bhavan, New Delhi 110001.

4. The Principal Secretary, (Agriculture) Agriculture and Co-operation Department, Sachivalaya Gandhinagar.

5. The Additional Chief Secretary (Cooperation) Agriculture and Co-operation Department, Sachivalaya Gandhinagar.

6. The Principal Secretary, Revenue Department, Sachivalaya, Gandhinagar 7. The Principal Secretary (Expenditure), Finance Department, Sachivalaya,

Gandhinagar. 8. The Development Commissioner, Office of Development Commissioner, Block

No-16/2, Dr. J. M Bhavan, Old Sachivalay, Gandhinagar 9. The Director of Agriculture, Gujarat State, Sector 10/A, Gandhinagar. 10. Director of Horticulture, Gujarat State, Sector 10/A, Gandhinagar. 11. The Director of Institutional Finance, Finance Deptt , Sachivalaya, Gandhinagar. 12. The Registrar Cooperative Societies, Block No.10, Dr J M Bhavan, Old

Sachivalaya, Gandhinagar. 13. The Additional Director of Agriculture (S.C.), Directorate of Agriculture, Krishi

Bhavan, Gandhinagar. 14. The Chief officer, Reserve Bank of India (RPC Deptt), La Gajjar Chambers,

Ashram Road Ahmedabad. 15. The Dy. General Manager (NABARD), NABARD Tower, Opp. Municipal Garden

Usmanpura, Ahmedabad. 16. The Chairman-cum- Managing Director, Agriculture Insurance Company of India

Ltd., 13th Floor, Ambadeep building, 14, K.G. Marg, New Delhi. 17. The Regional Manager, Agriculture Insurance Company of India Ltd., 2nd Floor,

Office No:215, Sahajanand Arcade, 132 Ring Road, Memnagar Char Rasta, Ahmedabad.

18. Deputy Director, National Sample Survey Organization (FOD), Doctor House, 2nd Floor, Near Parimal Railway Crossing, C.G. Road, Ahmedabad.

19. The General Manager, Gujarat State Coop Bank Ltd., Sahkar Bhavan, Relief Road, Ahmedabad.

20. The Director Bureau of Economics and Statistics, Sector 18, Gandhinagar. 21. The Convener, State Level Bankers Committee (SLBC), C/o Dena Bank, Dena

Laxmi Building, Ashram Road, Ahmedabad. 22. The All Collectors. 23. The All District Development Officers. 24. The Director of Information, Block No 7, Dr J M Bhavan, Old Sachivalaya,

Gandhinagar. 25. All Officers of Agriculture and Cooperation Department, Sachivalaya,

Gandhinagar. 26. The Select File. 27. The Branch Collection. 28. I.T. Cell, Agriculture & Co-operation Department.

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Annexure – B Statement of sum insured limits and applicable premium rates for Kharif 2014 (NAIS)

FOR NON-LOANEE FARMERS & LOANEE FARMERS (opting for higher Sum Insured)

Sr. No.

Crops Indemnity Limit (%)

Loanee Farmers Non-loanee farmers Maximum Sum Insured (col. (f) + (h ) Rs/ha.

@ Compulsory Coverage Upto

# Normal Coverage $ Additional Coverage

State level scale of finance (Rs.)

Normal Premium rate(%) on column (d)

Insurable Amount (Value of TY) Rs/ha.

Normal Premium rate(%) on column (f)

Insurable Amount over and above column (f) Rs/ha.

Actuarial Premium rate(%) on column (h)

a b c d e f g h i j

01. Paddy 80% 35300 2.50 21000 2.50 18300 8.03 39300

02. Jowar 80% 17200 2.50 14400 2.50 12500 3.97 26900

03. Bajra 60% 22300 3.50 8100 3.50 12200 11.66 20300

04. Maize 60% 18200 2.50 10700 2.50 16100 12.81 26800

05. Ragi 80% 12500 2.50 9900 2.50 8700 2.50 18600

06. Black Gram (Udad) 60% 24000 2.50 16700 2.50 25200 8.50 41900

07. Green Gram (Mung) 60% 16800 2.50 12300 2.50 18500 8.50 30800

08. Tur 60% 29600 2.50 26000 2.50 39100 6.96 65100

09. Math 60% 15200 2.50 10600 2.50 15900 6.98 26500

10 Groundnut 60% 44800 3.50 36000 3.50 54100 26.40 90100

11 Castor 80% 33700 3.50 61900 3.50 54100 9.92 116000

12 Sesamum 60% 19300 3.50 11100 3.50 16700 10.57 27800

13 Banana 80% 92000 4.27 547800 4.27 479300 4.27 1027100

@ Compulsory coverage = Actual Loan disbursed subject to within the limit of state level Scale of Finance or maximum sum insured, which ever is less..

# Normal Coverage = Sum Insured opted upto the value of State Level Threshold Yield

$ Additional Coverage = Sum Insured beyond the value of Threshold Yield and upto 150% of the value of State Level Average Yield.

Explanatory Note:

Case 1:- Loan disbursed (as per SOF) is lower than col. (f)

The sum insured can be extended up to the value of threshold yield as per column (f) by paying normal premium rate for the

additional amount

Further by paying actuarial premium rate, additional coverage can be availed for a value more than col. (f) but up to col (j)

The total sum insured can not exceed value of col. (j)

Case 2:- Loan disbursed (as per SOF) is higher than col(f) but lower than col. (j)

For the loan disbursed amount up to the value of threshold yield normal premium rate is

applicable

By paying actuarial premium rate the sum insured can be extended upto the additional

coverage value of col. (h)

The total sum insured can not exceed value of col. (j)

Case 3:-Loan disbursed (as per SOF) is higher than col. (j)

Maximum sum insured would be as per column (j) only.

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Annexure- A

List of Defined Area Finalized For Kharif-2014 Under NAIS Sr No

Name of Taluka PADDY JOWAR BAJRI MAIZE RAGI MUNG MATH UDID TUR GROUNDNUT CASTOR SESAMUM BANANA

1 KUTCH

1 LAKHPAT BAJRI MUNG GROUNDNUT CASTOR SESAMUM

2 RAPAR JOWAR BAJRI MUNG MATH GROUNDNUT CASTOR SESAMUM

3 BACHAU JOWAR BAJRI MUNG MATH GROUNDNUT CASTOR SESAMUM

4 ANJAR JOWAR BAJRI MUNG GROUNDNUT CASTOR SESAMUM

5 BHUJ JOWAR BAJRI MUNG GROUNDNUT CASTOR SESAMUM

6 NAKHATRANA JOWAR MAIZE MUNG GROUNDNUT CASTOR SESAMUM

7 ABDASA BAJRI MUNG GROUNDNUT CASTOR SESAMUM

8 MANDVI JOWAR BAJRI MUNG GROUNDNUT CASTOR SESAMUM

9 MUNDRA JOWAR MUNG GROUNDNUT CASTOR SESAMUM

10 GANDHIDHAM JOWAR

2 BANASKANTHA

1 VAV BAJRI MUNG MATH CASTOR SESAMUM

2 THARAD BAJRI MUNG MATH CASTOR SESAMUM

3 DHANERA BAJRI MUNG GROUNDNUT CASTOR

4 DANTIWADA BAJRI MUNG GROUNDNUT CASTOR

5 AMIRGADH MAIZE MUNG CASTOR

6 DANTA BAJRI MAIZE UDID TUR GROUNDNUT CASTOR

7 VADGAM BAJRI MUNG GROUNDNUT CASTOR

8 PALANPUR JOWAR BAJRI MUNG GROUNDNUT CASTOR

9 DEESA BAJRI MUNG UDID GROUNDNUT CASTOR SESAMUM

10 DEODER BAJRI MUNG CASTOR SESAMUM

11 BHABHAR BAJRI MUNG MATH CASTOR

12 KANKREJ BAJRI MUNG CASTOR SESAMUM

13 LAKHANI BAJRI MUNG MATH UDID GROUNDNUT CASTOR SESAMUM

14 SUIGAM BAJRI MUNG MATH CASTOR SESAMUM

3 PATAN

1 SANTHALPUR BAJRI MUNG MATH UDID CASTOR SESAMUM

2 RADHANPUR BAJRI MUNG MATH UDID CASTOR SESAMUM

3 SIDHPUR BAJRI MUNG UDID CASTOR SESAMUM

4 PATAN BAJRI MUNG UDID CASTOR

5 HARIJ BAJRI MUNG UDID CASTOR

6 SAMI BAJRI MUNG MATH UDID CASTOR

7 CHANASMA BAJRI MUNG UDID CASTOR

8 SANKHESHWAR BAJRI MUNG MATH UDID CASTOR SESAMUM

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9 SARASWATI BAJRI MUNG UDID CASTOR

4 MEHSANA

1 SATLASANA GROUNDNUT CASTOR

2 KHERALU BAJRI CASTOR

3 UNJHA BAJRI MUNG UDID CASTOR

4 VISNAGAR BAJRI MUNG CASTOR SESAMUM

5 VADNAGAR BAJRI MUNG CASTOR SESAMUM

6 VIJAPUR BAJRI MUNG GROUNDNUT CASTOR SESAMUM

7 MEHSANA BAJRI MUNG UDID CASTOR SESAMUM

8 BECHRAJI BAJRI UDID CASTOR

9 KADI PADDY BAJRI CASTOR SESAMUM

10 JOTANA PADDY BAJRI MUNG UDID GROUNDNUT CASTOR SESAMUM

5 SABARKANTHA

1 KHEDBRAHMA MAIZE MUNG UDID TUR GROUNDNUT CASTOR

2 VIJAYNAGAR MAIZE MUNG UDID TUR CASTOR

3 VADALI MAIZE TUR GROUNDNUT CASTOR

4 IDAR MAIZE TUR GROUNDNUT CASTOR

5 HIMATNAGAR MAIZE GROUNDNUT CASTOR

6 PRANTIJ PADDY GROUNDNUT CASTOR

7 TALOD PADDY BAJRI MAIZE GROUNDNUT CASTOR

8 POSHINA MAIZE MUNG UDID TUR GROUNDNUT CASTOR

6 GANDHINAGAR

1 KALOL PADDY CASTOR

2 MANSA CASTOR

3 GANDHINAGAR PADDY JOWAR BAJRI GROUNDNUT CASTOR

4 DAHEGAM PADDY JOWAR BAJRI MUNG GROUNDNUT CASTOR

7 AHMEDABAD

1 MANDAL BAJRI CASTOR

2 DETROJ BAJRI MATH CASTOR

3 VIRAMGAM PADDY BAJRI CASTOR

4 SANAND PADDY BAJRI CASTOR

5 A-City

6 DASKROI PADDY CASTOR

7 DHOLKA PADDY CASTOR

8 BAVLA PADDY CASTOR

9 DHANDHUKA SESAMUM

10 DHOLERA SESAMUM

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8 SURENDRANAGAR

1 DHANGADHRA BAJRI GROUNDNUT CASTOR SESAMUM

2 DASADA JOWAR BAJRI CASTOR SESAMUM

3 LAKHTAR BAJRI CASTOR SESAMUM

4 VADHVAN JOWAR CASTOR SESAMUM

5 MULI GROUNDNUT CASTOR SESAMUM

6 CHOTILA JOWAR BAJRI MUNG MATH GROUNDNUT SESAMUM

7 SAYLA BAJRI GROUNDNUT CASTOR SESAMUM

8 CHUDA CASTOR SESAMUM

9 LIMDI BAJRI SESAMUM

10 THANGADH JOWAR BAJRI MUNG MATH GROUNDNUT CASTOR SESAMUM

9 RAJKOT

1 PADADHARI GROUNDNUT

2 RAJKOT GROUNDNUT

3 LODHIKA GROUNDNUT

4 KOTDA SAGANI GROUNDNUT

5 JASDAN BAJRI MUNG GROUNDNUT SESAMUM

6 GONDAL GROUNDNUT

7 JAMKANDORNA GROUNDNUT

8 UPLATA GROUNDNUT CASTOR

9 DHORAJI GROUNDNUT CASTOR

10 JETPUR GROUNDNUT CASTOR

11 VINCHHIYA BAJRI MUNG GROUNDNUT CASTOR SESAMUM

10 JAMNAGAR

1 JAMNAGAR GROUNDNUT CASTOR

2 JODIYA GROUNDNUT CASTOR SESAMUM

3 DHROL GROUNDNUT CASTOR SESAMUM

4 KALAVAD UDID GROUNDNUT CASTOR SESAMUM

5 LALPUR GROUNDNUT CASTOR

6 JAMJODHPUR GROUNDNUT CASTOR SESAMUM

11 PORBANDAR

1 PORBANDAR MUNG UDID GROUNDNUT CASTOR

2 RANAVAV GROUNDNUT

3 KUNTIYANA GROUNDNUT CASTOR

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12 JUNAGADH

1 MANAVADAR GROUNDNUT

2 VANTHALI GROUNDNUT

3 JUNAGADH GROUNDNUT

4 BHESAN GROUNDNUT

5 VISAVADAR UDID GROUNDNUT

6 MENDARDA UDID GROUNDNUT

7 KESHOD GROUNDNUT

8 MANGROL GROUNDNUT

9 MALIA GROUNDNUT

10 JUNAGADH CITY GROUNDNUT

13 AMRELI

1 VADIA KUKAVAV GROUNDNUT

2 BABRA GROUNDNUT SESAMUM

3 LATHI GROUNDNUT SESAMUM

4 LILIYA GROUNDNUT SESAMUM

5 AMRELI GROUNDNUT CASTOR

6 BAGASRA GROUNDNUT

7 DHARI GROUNDNUT CASTOR

8 SAVARKUNDLA BAJRI GROUNDNUT

9 KHAMBHA GROUNDNUT

10 JAFRABAD BAJRI GROUNDNUT SESAMUM

11 RAJULA BAJRI GROUNDNUT

14 BHAVNAGAR

1 VALLBHIPUR

2 UMRALA BAJRI

3 BHAVNAGAR BAJRI GROUNDNUT

4 GOGHA BAJRI GROUNDNUT

5 SIHOR BAJRI GROUNDNUT SESAMUM

6 GARIYADHAR BAJRI GROUNDNUT SESAMUM

7 PALITANA BAJRI GROUNDNUT SESAMUM

8 TALAJA BAJRI GROUNDNUT

9 MAHUVA BAJRI GROUNDNUT SESAMUM

10 JESAR BAJRI GROUNDNUT SESAMUM

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15 ANAND

1 TARAPUR PADDY

2 SOJITRA PADDY BAJRI

3 UMRETH PADDY BAJRI BANANA

4 ANAND PADDY BAJRI CASTOR BANANA

5 PETLAD PADDY BAJRI BANANA

6 KHAMBAT PADDY BAJRI

7 BORSAD PADDY BAJRI CASTOR BANANA

8 ANKLAV PADDY BAJRI BANANA

16 KHEDA

1 KAPADWANJ PADDY BAJRI MAIZE CASTOR

2 KATHLAL PADDY BAJRI CASTOR

3 MAHEMDAVAD PADDY BAJRI

4 KHEDA PADDY

5 MATAR PADDY BAJRI

6 NADIYAD PADDY BAJRI

7 MAHUDHA PADDY BAJRI

8 THASRA PADDY BAJRI CASTOR

9 GALTESHWAR PADDY BAJRI CASTOR

10 VASO PADDY BAJRI

17 PANCHMAHAL

1 SHEHRA PADDY MAIZE TUR

2 MORVA-HADAF PADDY MAIZE TUR

3 GODHRA PADDY MAIZE TUR CASTOR

4 KALOL PADDY MAIZE TUR CASTOR

5 GHOGHAMBA PADDY MAIZE UDID TUR

6 HALOL PADDY MAIZE UDID TUR CASTOR

7 JAMBUGHODA PADDY MAIZE TUR

18 DAHOD

1 FATEPURA PADDY MAIZE UDID TUR

2 ZALOD PADDY MAIZE UDID TUR

3 LIMKHEDA PADDY MAIZE UDID TUR

4 DAHOD PADDY MAIZE UDID TUR

5 GARBADA PADDY MAIZE UDID TUR

6 DEVGADHBARIA PADDY MAIZE UDID TUR

7 DHANPUR PADDY MAIZE UDID TUR

8 SANJELI PADDY MAIZE UDID TUR

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19 VADODARA

1 SAVLI PADDY BAJRI MAIZE TUR GROUNDNUT CASTOR

2 VADODARA PADDY BAJRI TUR CASTOR

3 VAGHODIYA PADDY MAIZE TUR CASTOR

4 DHABHOI PADDY MAIZE MUNG TUR CASTOR

5 PADRA PADDY BAJRI TUR CASTOR

6 KARJAN TUR CASTOR

7 SINOR TUR CASTOR

8 DESAR PADDY BAJRI MAIZE TUR GROUNDNUT CASTOR

20 NARMADA

1 TILAKWADA MAIZE TUR

2 NANDOD PADDY JOWAR MAIZE TUR BANANA

3 DADIYAPADA PADDY JOWAR MAIZE UDID TUR CASTOR

4 SAGBARA PADDY MAIZE TUR

5 GARUDESHWAR PADDY JOWAR MAIZE TUR BANANA

21 BHARUCH

1 JAMBUSHAR TUR CASTOR SESAMUM

2 AMOD TUR

3 VAGRA TUR

4 BHARUCH TUR CASTOR BANANA

5 ZAGADIYA PADDY JOWAR MAIZE UDID TUR CASTOR BANANA

6 ANKLESHVAR PADDY TUR CASTOR BANANA

7 HANSOT PADDY

8 VALIA PADDY JOWAR MAIZE MUNG MATH UDID TUR CASTOR

9 NATRANG PADDY JOWAR MAIZE MUNG MATH UDID TUR CASTOR BANANA

22 SURAT

1 OLPAD PADDY CASTOR

2 MANGROL PADDY JOWAR TUR

3 UMARPADA PADDY JOWAR MAIZE MUNG MATH UDID TUR GROUNDNUT

4 MANDVI PADDY JOWAR TUR

5 KAMREJ

6 Surat City

7 CHORYASI PADDY

8 PALSANA PADDY

9 BARDOLI PADDY

10 MAHUVA PADDY

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23 DANG

1 DANG-AAHVA PADDY JOWAR MAIZE RAGI UDID TUR GROUNDNUT

2 VAGHAI PADDY JOWAR MAIZE RAGI UDID TUR GROUNDNUT

3 SUBIR PADDY JOWAR MAIZE RAGI UDID TUR GROUNDNUT

24 NAVSARI

1 NAVSARI PADDY

2 JALALPOR PADDY

3 GANDEVI PADDY

4 CHIKHALI PADDY

5 VANSDA PADDY UDID TUR

6 KHERGAM PADDY TUR

25 VALSAD

1 VALSAD PADDY UDID TUR

2 DHARAMPUR PADDY RAGI UDID TUR

3 PARDI PADDY TUR

4 KAPRADA PADDY RAGI UDID TUR

5 UMARGAM PADDY TUR

6 VAPI PADDY TUR

26 TAPI

1 NIZAR PADDY JOWAR MAIZE TUR

2 UCCHAL PADDY TUR

3 SONGADH PADDY JOWAR MUNG UDID TUR GROUNDNUT

4 VYARA PADDY JOWAR UDID TUR

5 VALOD PADDY

27 ARVALLI

1 BHILODA MAIZE UDID TUR GROUNDNUT CASTOR

2 MEGHARAJ MAIZE UDID TUR GROUNDNUT CASTOR

3 MODASA BAJRI MAIZE TUR GROUNDNUT CASTOR

4 DHANSURA BAJRI MAIZE GROUNDNUT CASTOR

5 MALPUR MAIZE GROUNDNUT CASTOR

6 BAYAD BAJRI MAIZE TUR GROUNDNUT CASTOR

28 MORBI

1 MALIYA-MIYANA JOWAR BAJRI GROUNDNUT CASTOR SESAMUM

2 MORVI GROUNDNUT CASTOR SESAMUM

3 TANKARA GROUNDNUT SESAMUM

4 VANKANER GROUNDNUT

5 HALVAD BAJRI GROUNDNUT CASTOR SESAMUM

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29 DEVBHUMI DWARKA

1 OKHAMANDAL JOWAR MUNG GROUNDNUT CASTOR SESAMUM

2 KHAMBHLIA GROUNDNUT CASTOR

3 KALYANPUR MUNG GROUNDNUT CASTOR

4 BHANVAD GROUNDNUT CASTOR

30 GIR SOMNATH

1 TALALA GROUNDNUT

2 VERAVAL GROUNDNUT

3 SUTRAPADA GROUNDNUT

4 KODINAR BAJRI GROUNDNUT

5 UNA BAJRI MUNG GROUNDNUT CASTOR SESAMUM

6 GIR GADHADA BAJRI MUNG GROUNDNUT CASTOR SESAMUM

31 BOTAD

1 BOTAD GROUNDNUT SESAMUM

2 GADHADA JOWAR BAJRI GROUNDNUT SESAMUM

3 RANPUR SESAMUM

4 BARVALA

32 MAHISAGAR

1 KHANPUR PADDY BAJRI MAIZE TUR

2 KADANA PADDY MAIZE TUR

3 SANTRAMPUR PADDY MAIZE TUR CASTOR

4 LUNAVADA PADDY BAJRI MAIZE TUR

5 BALASINOR BAJRI MAIZE CASTOR

6 VIRPUR BAJRI MAIZE TUR CASTOR

33 CHHOTAUDEPUR

1 CHHOTAUDEPUR PADDY MAIZE UDID TUR

2 JETPURPAVI PADDY MAIZE UDID TUR

3 KAVANT PADDY MAIZE UDID TUR

4 NASVADI PADDY JOWAR MAIZE UDID TUR GROUNDNUT

5 SANKHEDA PADDY MAIZE TUR CASTOR BANANA

6 BODELI PADDY MAIZE TUR CASTOR BANANA

GUJARAT STATE Total 98 34 99 61 5 55 17 53 75 113 128 64 13

Total Defined Area 815