Key Lessons from 2011 What Have We Learnt? Different Development Philosophies Banks Focus on...
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Transcript of Key Lessons from 2011 What Have We Learnt? Different Development Philosophies Banks Focus on...
Key Lessons from 2011
What Have We Learnt?
Different Development Philosophies
Banks
Focus on Security and Interoperability
Lots of documentation, Minimal Change
Restricts innovation ?
Mobile Application Developers
Fast to market, regular addition of new features
“Rapid Development” (minimal documentation)
Opportunity for errors? We will fix them in later releases
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Key Lessons from 2011
Risk – Products are Insecure
What a card looks like to a Square credit card reader
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Key Lessons from 2011
Perceived Value of Data on Phone
What is the Value of the Data on Your Smartphone
iPhone sales in Lagos
Same Connector used to Charge and Back Up Data
Juice Jacking (DefCon 2011)
Mobile charging point that doesn’t just charge your
mobile device but instead takes advantage of
automatic sync capabilities
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Key Lessons from 2011
Malicious Applications
Mobile Malware
Applications that seek to retrieve credentials or fake transactions
Principally Key-Loggers or Trojans
QR Codes have been used to spread Malware
Increase MNO’s Customer Service Costs
Smart Tags Deliver the Same Functionality
Sales of Mobile Anti- Virus Software is Minimal
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