Kevin Jeffries, Consumer Liaison, Oregon Department of Consumer and Business Services, How to Spot a...
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Transcript of Kevin Jeffries, Consumer Liaison, Oregon Department of Consumer and Business Services, How to Spot a...
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Presenter: Kevin Jeffries,Consumer Liaison
How to Spot a ScamID protection - Financial Fraud & Scam Prevention
Division of Financial RegulationDepartment of Consumer and Business Services
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Oregon OSHA Building Codes Division Division of Financial Regulation Workers’ Compensation Board Workers’ Compensation Division Oregon Health Insurance Marketplace
The Department of Consumer and Business Services (DCBS) includes:
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Banks and credit unionsCheck cashingDebt management servicesFinancial & investment advisorsInsurance industryMortgage industryMoney transmittersPawnshopsPayday and title lendersSecurities
Division of Financial RegulationWe regulate:
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Protecting Oregonians’ access to fair products and services through education, regulation, and consumer assistance.
Division of Financial Regulation’s Mission
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Product and Rate Review
Exams and Enforcement
Education and Advocacy
Licensing and Investigations
DFRDivision of Financial
Regulation
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Assist in resolving complaints Investigate violations of insurance and financial lawEducation and outreach
Contact a Consumer Advocate
www.dfr.oregon.gov888-877-4894 (toll-free)
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2015 Consumer Advocacy ResultsDivision of Financial Regulation: •Helped 20,247 Oregonians with their insurance•Resolved 3,653 complaints•Recovered $1,990,701 for Oregonians
$342,000Auto
$69,000Business
$237,000Home
$740,000Health
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6 Signs It Is a Scam
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1) Scammers contact you “Out of the Blue”
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2) Scammers Claim there is an “Emergency”
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3) Scammers ask for your Personal Information
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4) Scammers want you to Wire Money
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5) Scammers tell you to keep it a “Secret”
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Scammers make it sound “Too Good To Be True”
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Resources• www.brokercheck.org • www.sec.gov
• www.finra.org• www.DFR.oregon.gov• Insurance Products: 1-888-877-4894
• Finical Products: 1-866-814-9710
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Insurance Myths
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Questions?
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Consumer Advocacy Insurance help
‒ 888-877-4894 (toll-free)‒ [email protected]
Financial services help ‒ 866-814-9710 (toll-free)‒ [email protected]
Licensing 503-947-7981 [email protected]
Mailing address Oregon Division of Financial Regulation
P.O. Box 14480Salem, OR 97309-0405
Contact Us