Kenneth Johnson U.S. Mitigation Summary of Services

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    We Offer a 100%-money back guarantee!

    Hello Ken,Thank you for your interest in U.S. Mitigation Service. Below you

    will find some links to some extremely informative video news clipsgiving you some powerful insight on how Lenders have been violatingrights of homeowners that can cause severe frustration to their families.

    Banks give you the run around!http://www.youtube.com/watch?v=2DVr9uJ1dJQ

    ROAD TO RUIN: Mortgage Fraud Scandal Brewinghttp://www.youtube.com/watch?v=6khYSTqHrqM

    FBI Mortgage Fraud Crackdownhttp://www.youtube.com/watch?v=9fMlGGABcHs

    BANK ADVISES FOR 3RD PARTY LOAN MITIGATORShttp://www.youtube.com/watch?v=OhwyINqA9lU

    www.Theusmitigationservice.com

    Forensic Audits are used to identify laws yourLender broke!

    The #1 goal of the Forensic Audit is to determine whether there were

    violations of federal law.

    Experts Agree 4 out of 5 Mortgage Loans Contain Serious State and FederalViolations

    Now, a borrower can take a more offensive approach, and have a better chance of loanmodification, principal and rate reduction, refund, or rescission, regardless of their hardship or

    payment history!

    A 2006, FDIC Office of Inspector General Report revealed:

    8 3 % o f t h e i n s t i tu t i o n s e x a m i n e d w e r e c i t e d f o r " s i g n i f i c a n t"c o m p l i a n c e v i o l a t io n s

    http://www.youtube.com/watch?v=2DVr9uJ1dJQhttp://www.youtube.com/watch?v=6khYSTqHrqMhttp://www.youtube.com/watch?v=9fMlGGABcHshttp://www.youtube.com/watch?v=OhwyINqA9lUhttp://www.theusmitigationservice.com/http://www.youtube.com/watch?v=6khYSTqHrqMhttp://www.youtube.com/watch?v=9fMlGGABcHshttp://www.youtube.com/watch?v=OhwyINqA9lUhttp://www.theusmitigationservice.com/http://www.youtube.com/watch?v=2DVr9uJ1dJQ
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    4 3 % o f t h o s e i n s t i t u t i o n s w e r e " r e p e a t o f f e n d e r s "

    8 5 % o f t h o s e r e p e a t o f f e n d e r s w e r e h i g h l y r a t e d b y t h e F D I C f o r

    t h e i r i n - p la c e c o m p l i a n c e p r o c e s s

    Many loans funded during the "boom" years of 2002-2006 were performed with legalviolations. Although only a fraction of the loans were funded with blatant disregardfor the law, the majority of loans have significant State and Federal violationsresulting from carelessness, greed or just innocent oversight by the lender and/or broker. However, no matter why these violations were performed by the lender,these violations carry EXTREMELY stiff financial penalties for the lender, and canresult in SERIOUS legal consequences to the lender, such as forcing the lender torefund all interest paid to date back to the borrower.

    If these violations are found, then the borrower may be eligible for complete relief of the predatory loan or a very favorable modification. Complete relief of thepredatory mortgage is called as a loan rescission. Meaning the lender takes backthe predatory loan and awards or credits back to the borrower all interest madeon payments thus far, loan origination fees, all applicable lenders fees, penaltiesand attorneys fees

    As part of the agreement we will perform an extensive and thorough examination of your mortgage loan file to determine your loan's enforceability and what importantremedies are available to you. Borrower remedies can include the right to rescind a

    loan, block foreclosure, or secure refunds and monetary damages. Notice of material violations will very likely compel a lender to modify a loan.

    A forensic audit audits a loan for compliance against more than 330 consumer protection laws, is widely recognized by the mortgage industry as the mostcomprehensive and precise auditing tool available.

    A forensic audit;

    Quickly analyzes mortgage loan data for compliance with critical provisions of more than 335 federal, state and local mortgage-related consumer protectionlaws and regulations.

    Compliance decision rules are maintained by in-house mortgage complianceattorneys and audited by nationally-recognized outside counsel.

    Updates and enhancements are implemented regularly to ensure compliancewith new regulatory requirements, changes to existing laws, and evolving loanproducts and lending practice.

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    How Does a Forensic Loan Audit Help?

    All mortgages must comply with fair lending laws. Any error or omissionon the part of a lender or their agents constitutes a violation. Our forensic loan audit verifies compliance with the following:

    State and Federal Predatory Lending Laws

    Real Estate Settlement & Procedures Act (RESPA) Truth in Lending Act (TILA) Home Mortgage Disclosure Act (HMDA) Fair Housing Act (FHA) Equal Credit Opportunity Act (ECOA) and more

    What LIES in are in your Loan?

    www.Theusmitigationservice.com

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