June2011KirkRE
6
Debbie Walter, Realtor ® “Your Real Estate Consultant For Life!” CDPE, CRS, GRI, ABR, SRES, Green Certified, Realtor, Platinum Club Producer & Hall of Fame Achiever Cell: 206.930.8699 RE/MAX NW Realtors Servicing the Greater Puget Sound Area See All Available Listings at www.DebbieWalter.com • Staging • Professional Photos • Virtual Tours • Video Commercial • Beautifully Colored Flyers • Your Home Showcased on YouTube, Google, MSN & 62 other websites! 494456 Contemporary Highlands Recent Remodel Impres- sive/Open Design w/ Gourmet Kitchen, Granite Slab/SS Appl. Lovely Tree-Lined/Cul-De-Sac & Quiet/Private/Fenced Yard. Easy 405/520 Access. – SOLD $492K – HIGHLANDS SOLD Spectacular $85K Remodel And Impeccable Open Design W/New Paint/Hardwoods/ Carpet/Gourmet Kit/ SS Appl & Granite Counters. All New Lighting Makes is Home Incredibly Light/ Bright. 2-Car Gar + Prime Cul-De-Sac Location & Min To Lake Washington Schools & I-405! � SOLD $360K� NORTH JUANITA SOLD Stunning Houghton 4-Bed/2.75-Bath/ 2570sq Ft Home W/Lake View. Gourmet Kitchen With SS Appl, Granite Slab & Hardwoods. Lots Of Nat’l Light. Quiet & Tree- Lined Private Drive. – SOLD $575K – HOUGHTON Meticulous & one-of-a kind 2-story on private/ quiet/tree-lined street. Assessed Value=$378K! Completely turn-key & Pottery-Barn cute w/rare 2-car gar! New ext/int paint, new carpet, fncd yrd w/large deck, all applc stay + AC, 2 car gar. Vaulted ceilings, tennis & basketball courts/ parks/trails/min to DT Kirkland/waterfront/I-405. MLS #129536! � SOLD $195K� FORBES CREEK SOLD SOLD Impeccable 1.45acre Mini ESTATE w/Remodeled 3210sq ft home. New Windows/Gas Furnace/AC/Hardwood Flooring/Granite Counters & More. Open Floor Design w/Vaulted Ceilings. Lovely & Quiet Tree-Lined Street Completely Private w/Natural Light Pouring In. Walk to Lk Wash Schools & Wineries/Brewery. MLS #188389 � SOLD $540K� KIRKLAND WINE COUNTRY SOLD “Because You and Your Home Deserve the Very BEST” Debbie SELLS Kirkland In a buyer’s market, selling your home can be a frustrat- ing lesson, especially if you make costly mistakes that can slow your sale opportunities. According to a recent article, about 36 percent of homes nationwide sold for a loss in January. As summer rolls in and buyers are out and about shopping for their perfect home, they’re doing so with a critical eye because of the many choices they have due to exces- sive inventory. If you avoid common seller mis- takes, you can save yourself time and money. Let’s take a look at a few of these problem areas. 1) Sole-focused, comp- based pricing. Yes, recent sales count. Studying and understanding the comps in your area will give you an idea about how much buyers were willing to pay for homes in your neighborhood dur- ing recent months. Relying strictly on the sold comps is a mistake. Make sure to analyze the homes that are currently listed for sale too. How does your home stack up? What are the ben- efits of buying your home compared to the others on the market? What makes your home stand out? Are you conveying this infor- mation to buyers? When you do review the comps, see if you can notice any particular benefit listed for the sold homes that may have at- tracted buyers and ultimately caused the sale to close at a higher price. e typical advantages include: good schools, neighborhood parks, walking distance to retail stores, close access to free- ways, quiet neighborhoods, bright rooms, open floor plans, new appliances and updated features. Now, take a look at your home from that buyer’s perspective and search for a few more unique features worth noting. List your improvements and upgrades. If you’ve put in a tankless water heater or air conditioning, be sure to men- tion it. While only so much can appear on the Multiple Listing Service, if you have plenty of additions to your home your Realtor/Broker should make a bullet-style list on the flyer. ese addi- tional details will help buyers remember your property. It will help your home stand out from the dozens of others that they might be viewing. 2) Listing your home for sale based on what you paid is a major mistake. Do you sell a car based on what you paid for it originally? Not typically. Yes, cars do depreciate; but when it comes to real estate, many people, until recent years, have been trained to think that homes only appreciate. Well, houses most certainly can build equity, but there has been a sharp lesson about how they can lose value too. Getting what you paid or more for a home depends on many factors, including when you purchased it, current market conditions, economic factors, length of ownership, improvements, and how much time you have to sell. Listing your home based on how much is still owed can cause a seller to list the home for too high of a price. is can quickly result in a painful cycle of price reduc- tions signaling to buyers that there’s plenty of room to negotiate on price. In the last month, 23 percent of homes listed on the MLS had price reductions. 3) Not making curb appeal into web appeal is another mistake. Curb appeal is the art of making your home appeal to buyers from the moment they first see your home. Some sellers think of this in terms of KIRKLAND REAL ESTATE Your guide to Real Estate and home buying & selling JUNE 2011 Debbie Walter Realtor - RE/MAX NW How Do I Sell a Home in Today’s Market? [ more SELL page 12 ] Clive Egdes 206-251-1680 Windermere Real Estate/Central, Inc. [email protected] www.Kirklandhomelistings.com Specializing in Kirkland Properties. “Exceptional Service, Extraordinary Results” 494477
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Transcript of June2011KirkRE
Debbie Walter, Realtor®
“Your Real Estate Consultant For Life!”CDPE, CRS, GRI, ABR, SRES, Green Certifi ed,Realtor, Platinum Club Producer & Hall of Fame Achiever
Cell: 206.930.8699RE/MAX NW RealtorsServicing the Greater Puget Sound Area
See All Available Listings at www.DebbieWalter.com
• Staging • Professional Photos • Virtual Tours • Video Commercial
• Beautifully Colored Flyers • Your Home Showcased on YouTube,
Google, MSN & 62 other websites!
494456
Contemporary Highlands Recent Remodel Impres-sive/Open Design w/Gourmet Kitchen, Granite Slab/SS Appl. Lovely Tree-Lined/Cul-De-Sac & Quiet/Private/Fenced Yard. Easy 405/520 Access. – SOLD $492K –
HIGHLANDS
SOLD
Spectacular $85K Remodel And Impeccable Open Design W/New Paint/Hardwoods/ Carpet/Gourmet Kit/SS Appl & Granite Counters. All New Lighting Makes Th is Home Incredibly Light/
Bright. 2-Car Gar + Prime Cul-De-Sac Location & Min To Lake Washington Schools & I-405!
� SOLD $360K�
NORTH JUANITA
SOLD
Stunning Houghton 4-Bed/2.75-Bath/ 2570sq Ft Home W/Lake View. Gourmet Kitchen With SS Appl, Granite Slab & Hardwoods. Lots Of Nat’l Light. Quiet & Tree-Lined Private Drive.
– SOLD $575K –
HOUGHTON
Meticulous & one-of-a kind 2-story on private/ quiet/tree-lined street. Assessed Value=$378K! Completely turn-key & Pottery-Barn cute w/rare 2-car gar! New ext/int paint, new carpet, fncd yrd w/large deck, all applc stay
+ AC, 2 car gar. Vaulted ceilings, tennis & basketball courts/parks/trails/min to DT Kirkland/waterfront/I-405. MLS #129536! � SOLD $195K�
FORBES CREEK
SOLD
SOLD
Impeccable 1.45acre Mini ESTATE w/Remodeled 3210sq ft home. New Windows/Gas Furnace/AC/Hardwood Flooring/Granite Counters & More. Open Floor Design w/Vaulted Ceilings. Lovely & Quiet Tree-Lined Street Completely Private w/Natural Light Pouring In. Walk to Lk Wash Schools & Wineries/Brewery.MLS #188389 � SOLD $540K�
KIRKLAND WINE COUNTRY
See All Available Listings at www.DebbieWalter.com
• Virtual Tours • Video Commercial
• Your Home Showcased on YouTube,
494456
SOLD
“Because You and Your HomeDeserve the Very BEST”
Debbie
SELLS
Kirkland
In a buyer’s market, selling your home can be a frustrat-ing lesson, especially if you make costly mistakes that can slow your sale opportunities.
According to a recent article, about 36 percent of homes nationwide sold for a loss in January. As summer rolls in and buyers are out and about shopping for their perfect home, they’re doing so with a critical eye because of the many choices they have due to exces-sive inventory.
If you avoid common seller mis-takes, you can save yourself time and money. Let’s take a look at a few of these problem areas.
1) Sole-focused, comp-based pricing. Yes, recent sales count. Studying and understanding the comps
in your area will give you an idea about how much buyers were willing to pay for homes in your neighborhood dur-ing recent months. Relying strictly on the sold comps is a mistake.
Make sure to analyze the homes that are currently listed for sale too. How does your home stack up? What are the ben-e� ts of buying your home compared to the others on the market? What makes your home stand out? Are you conveying this infor-mation to buyers?
When you do review the comps, see if you can notice any particular bene� t listed for the sold homes that may have at-tracted buyers and ultimately caused the sale to close at a higher price. � e typical
advantages include: good schools, neighborhood parks, walking distance to retail stores, close access to free-ways, quiet neighborhoods, bright rooms, open � oor plans, new appliances and updated features. Now, take a look at your home from that buyer’s perspective and search for a few more unique features worth noting.
List your improvements and upgrades. If you’ve put in a tankless water heater or air conditioning, be sure to men-tion it. While only so much can appear on the Multiple Listing Service, if you have plenty of additions to your home your Realtor/Broker should make a bullet-style list on the � yer. � ese addi-tional details will help buyers remember your property. It will help your home stand out from the dozens of others that they might be viewing.
2) Listing your home
for sale based on what you paid is a major mistake. Do you sell a car based on what you paid for it originally? Not typically. Yes, cars do depreciate; but when it comes to real estate, many people, until recent years, have been trained to think that homes only appreciate.
Well, houses most certainly can build equity, but there has been a sharp lesson about how they can lose value too. Getting what you paid or more for a home depends on many factors, including when you purchased it, current market conditions, economic factors, length of ownership, improvements, and how much time you have to sell.
Listing your home based on how much is still owed can cause a seller to list the home for too high of a price. � is can quickly result in a painful cycle of price reduc-tions signaling to buyers
that there’s plenty of room to negotiate on price. In the last month, 23 percent of homes listed on the MLS had price reductions.
3) Not making curb appeal into web appeal
is another mistake. Curb appeal is the art of making your home appeal to buyers from the moment they � rst see your home. Some sellers think of this in terms of
KIRKLANDKIRKLANDREAL ESTATEYour guide to Real Estate and home buying & selling
JUNE 2011
Debbie WalterRealtor - RE/MAX NW
How Do I Sell a Home in Today’s Market?
[ more SELL page 12 ]
Clive Egdes206-251-1680
Windermere Real Estate/Central, Inc.
Specializing inKirkland Properties.
“Exceptional Service,Extraordinary Results”
494477
June 3, 2011[10] www.kirklandreporter.com Real Estate
KIRKLANDKIRKLAND
REAL ESTATEYour guide to Real Estate and home buying & selling
494459
SarahReed
ABR, CNE, CRS, SRES,GRI, Platinum Producer
206-226-0226www.SarahReed.com
TheDifference
is in the Details
Commuter’s Dream in KirklandGreat 2 bedroom, 2 bath, end unit condo featuring granite counters and an open � oor plan. Lots of extra windows, and looking out to tranquil waterfall-fountain. Wood burning � replace, large covered BBQ Deck, all appliances. Pool, spa, clubhouse & workout facility. Deeded, covered parking just outside your front door. Ideal for the commuter. Close to Lake Washington waterfront, parks, shopping, dining. Welcome home! Offered at $150,000
Eastside Brokers
• Kirkland Resident for over 23 years.
• 10+ years of Full Time Real Estate Service!
• Very Patient with 1st Time Buyers, and Short Sale Sellers
• Relocation, Investors, 1031 Exchanges
• Short Sales, Foreclosures, Bank Owned
How May I Help YOU?
Sunny End unit condo in North Rose Hill!Sunny & spacious end unit with tons of nice updates including black granite counters, tile � oors, and vinyl windows. Huge, private covered BBQ deck with storage, wood burning � replace, all appliances included. Outstanding location to enjoy all that Kirkland has to offer, or easy on the commuter. Tucked away with a view of the trees & sunsets, not other buildings. Nice, quiet complex. Reserved covered parking & abundant guest parking just outside your door. Low dues, and a well-managed association with good reserves. $115,000
Northwest Contemporary w/Sound & Mt Views!Beautiful 4 bed, 3.50bath home with gorgeousupdates & impressiveSound, Mountain, and Island views. Hardwoods, granite counters, Travertine entry, designer paint! MIL w/2nd kitchen, Bonus-Home Theatre, separate entry & garage. Stunning curb appeal & landscape set off the Young, Rutledge architectural details. Enormous view decks for entertaining or viewing your waterfall and koi pond-beautiful lawn & enchanting landscape. 3 car garage. $758,750
Real Estate Sales in Kirkland, WA • May 1 -May 30, 2011Residential Housing in 98033 & 98034
8054 NE 123rd St $200,00010703 NE 138th Place $215,00013438 108TH Ave NE $219,00013034 NE 113th St $236,20010323 NE 136th Place $240,00013228 NE 139th Place $244,00012213 94th Place NE $250,00011502 NE 139th Place $250,00012246 95th Place NE $255,00010550 NE 137th Place $255,00013418 NE 135th St $255,00013920 93rd Ave NE $265,00010565 NE 137th Place $285,00011834 104th Ave NE $288,00012728 NE 133rd Place $303,000224 8th Ave W $315,0006210 NE 120th Ave $315,00013551 127th Ave NE $316,00014822 113th Ave NE $317,00012434 95th Place NE $320,00014722 112th Ave NE $325,00014328 110th Ave NE $338,00011412 109th Ave NE $338,9007662 NE 125th St $350,00012229 NE 67th St $350,0009211 NE 138th Place $350,00013016 NE 87th St $355,00013420 89th Ave NE $381,000912 6th St $382,00010809 NE 45th St $400,0007630 NE 124th St $415,00012423 NE 137th Place $417,000
5838 112th Place NE $425,0007454 NE 120th Place $428,0006430 NE 135th Place $432,00011730 NE 106th Lane $450,00011727 112th Ave NE $455,00011727 112th Ave NE $455,00011031 131st Ave NE $455,00012118 NE 65th St $459,0008926 NE 118th Place $459,9506805 117th Ave NE $465,45011312 NE 103rd St $479,00012919 NE 72 St $480,000720 20 Ave W $485,0004308 106th Place NE $548,000233 7th Ave $590,000117 Slater St $610,00011704 NE 41st St $660,00012710 NE 106th Lane $662,0001831 1st St $673,0008751 126th Ave NE $675,0005819 114th Ave NE $676,000698 14th Ave W $682,00011523 Holmes Point Dr NE $725,000316 5th Ave S $803,000427 18th Ave $816,0007704 115th Place NE $885,000744 14th Ave W $900,00011211 Champagne Point Rd NE $950,0005612 125th Lane NE $980,000335 10th Ave W $1,000,00013436 64th Terrace NE $1,114,000222 5th Ave W $1,450,0008801 NE Juanita Dr $1,720,000
1688 10th St W $2,100,000
Residential Housing AveragesAverage. List Price $553,416Average Sales Price $534,963 CDOM (Cumulative Days on Market) 83
Condos/Townhomes in 98033 & 9803410032 NE 138 Place #M1 $88,50012034 Slater Ave NE #A-1 $92,28612022 Slater Ave NE #C6 $99,00011623 127th Lane NE #C-4 $110,00012411 109th Ct NE #H-102 $122,50012025 100th Ave NE #6A $126,00011107 NE 125th Lane #F-321 $128,0009205 122nd Ct NE #A002 $145,0001111 Kirkland Ave #6-A $163,00011306 124th Ave NE #102 $165,00014707 122nd Place NE $175,000742 Kirkland Cir #E306 $179,000225 4th Ave #B407 $280,0008930 123rd Lane NE $295,0006333 Lake Washington Blvd NE #406 $295,000109 2nd St S #334 $303,00011520 114th Ct NE #4C $320,000702 Kirkland Wy #4 $349,000375 Kirkland Ave #216 $375,000316 5th Ave S $803,000
Condos/Townhomes AveragesAverage. List Price $239,868Average Sales Price $230,664CDOM (Cumulative Days on Market) 178
[11]June 3, 2011www.kirklandreporter.comReal Estate
Windermere Real Estate East, Inc. Kirkland/Yarrow Bay O� ce
3933 Lake Washington Blvd NE, Suite 100
425-822-5100
Natasha Bosch425-766-8019
www.kirklandstyle.com
Heidi Bright425-820-5343
www.bigdogrealty.com
G.G. Getz206-915-7777
www.gggetz.com
Kathryne Green425-766-1315
Craig Gaudry425-576-5555
Chelle Nelson206-953-5927
www.chellenelson.com
Kathy Magner425-803-9457
Carlene Sandstrom206-910-3662
www.carlenesandstrom.com
494452
HOLMES POINT $199,000Wonderful shy acre lot w/level areas & great lake, city, mtn views. Peaceful setting close to Denny Park and boat launch. Water & Sewer recently brought into street. TOPO completed with buildable main structure as well as ADU/Garage
KATHRYNE GREEN 425-766-1315
ROSE HILL $699,950Beautiful two-story highlighted by 4 large bdrms, 2.5 baths, den/o� ce, & bonus room w/3,590 sqft of living space. Gourmet Kitchen, Lavish Master Suite, 3-car gar, & fully fenced backyard. MLS #221575 Virtual Photo gallery at www.Gaudry.com
CRAIG GAUDRY 425-576-5555
WEST OF MARKET $599,900Sun-drenched craftsman w/ open great room � oor-plan, soaring vaulted ceilings, elegant appointments, gleaming hardwoods, built-ins, rich millwork & designer paint. Skylights & picture win-dows bathe the interior w/natural light. www.kathymagner.com
KATHY MAGNER 425-803-9457
HOUGHTON $629,500NEW ON THE MARKET...PERFECT HOUGHTON LOCATION! 3200 sq ft,4bd/3ba perfectly remodeled top to bottom! MIL/guest suite w/sep entry. This home is fabulous and simply priced to SELL! WWW.CarleneSandstrom.com
CARLENE SANDSTROM 206-910-3662
SOLD
PENDING
YARROW BAY VILLAGE $649,000Warm & enchanting traditional home nestled in gorgeous, lush landscaping on a culdesac. Bright & cheery tiled kitchen with large island. Beamed & vaulted ceilings. 4 bdrms + bonus rm. 3-car garage. www.chellenelson.com
CHELLE NELSON 206-953-5927
KIRKLAND $494,000 Lovingly updated & upgraded Tri-level sits on 8k+ lot on quiet street in the”Highlands”. Enriched with designer col-ors, soaring ceilings & lots of light. Bamboo � oored kitchen. New baths. Rec/Media Rm. www.gggezresults.com
GG GETZ 206-915-7777
KIRKLAND $242,000Ultra private, ultra-classy, end unit townhome surrounded by peaceful greenspace & expansive yard. Sumptuous Master w/morning co� ee deck. Step out to covered patio from touched-by-designer Liv Rm. Elegant wood burning Fplc. Garden window kitchen. www.ggetzresults.com
GG GETZ 206-915-7777
EAST OF MARKET $759,000Style + Ease…Undeniably fresh, timeless w/ magazine-quality � nishes: slab granite/marble, solid wood doors, miles of hdwds, Viking appls, & more. 4Beds up, huge entertaining deck, lush yard w/irrig. Quiet, peaceful setting close to parks + schools. www.kirklandstyle.com
NATASHA BOSCH 425-766-8019
PENDING
EAST OF MARKET $550,000Unique, charming home w/ever changing City & Mtn views! 5 bdrms,3 kitchens, 2.75 bths & detached MIL. Huge 910 sq ft deck o� main level w/city & Mt Rainier views. Unique property w/2 separate living spaces + studio. 2 car gar o� alley. Great location on 9th Ave!
KATHRYNE GREEN 425-766-1315
Under Contract
LEASE PURCHASE/CARILLON PT $599,000 Soothing views of Lk WA, Olympic Mtns & Marina from this attached, yet very private home. Over-sized gar and a roomy, level driveway. Open & spacious feel including vaulted ceilings & walls of windows. Pri-vate garden entry welcomes you home. www.BigDogRealty.com
HEIDI BRIGHT 425-820-5343
PENDING
June 3, 2011[12] www.kirklandreporter.com Real Estate
Deluxe townhome with no attached walls. 2003 sq. ft. 3 bedrooms, 2.5 baths, master on main, built-in of� ce alcove, granite kitchen, large dining room, 3 car garage, air conditioning, private patio. Fabulous location! $596,900
KIRKLANDSat & Sun 1-5 pm
8634 113th Lane NE
Rick and Carol KreegerWindermere Central
425-785-0360 or425-698-8464
kreeger.mywindermere.com 4948
39
Waterfront Garden Unit with Boat Slip! Stunning opportunity in small 6 unit complex. 2 bdrms plus den, 1941 sq ft. 2 secured parking spots. Offered at $1,200,000.
KIRKLANDSunday 1-4 pm
1003 Lake St S, Unit 1
Rich and Nanette206.849.7950
theBergdahls.com 4945
00
Just listed! East of Market2 bdrm Cottage – Tons of updates and built ins. Adorable throughout. Nice level lot with alley access.Offered at $428,000.
KIRKLANDSunday 1-4 pm420 8th Avenue
Rich and Nanette206.849.7950
theBergdahls.com 4944
98
Once in a lifetime opportunity! 1889 Historic home on a large 14,400 sqft double lot (two tax parcels). Great panoramic views. The possibilities are endless: live in the current home or build your dream estate.
WEST OF MARKET!Sunday 2-4 pm
214 10th Avenue West
Craig Gaudry425-576-5555
[email protected] 4944
96
Kirkland4541 Lake Washington Blvd NEwww.lakefrontonyarrowbay.com 50’ of No Bank Waterfront on Yarrow Bay, walk to Carillon Point! Home is sited below LWBLVD ensuring a very peaceful quiet retreat. 2641 sf. open concept home, 100ft private dock.
$2,295,000Cindy Kelly
425-260-2017
OPE
N S
UN
. N
OO
N-6
PM
494910
To advertise, call Mike @ 425.822.9166
449963
Patrick O’Neil Sr. Account Manager(206) 930-2202 Offi ce Fax (425) 576-8187
14450 N.E. 29th Place • Bellevue, WA 98007Email: [email protected] 4
50188
BUYING? SELLING?I’ll help you with your closing costs.
35 Years in Business in the Greater Kirkland Area.
Harry Raatz @yahoo.com206-999-2107B.H.G. Executive Real Estate
4948
35
Real Estate & Mortgage Professionals
Marymoor Hill : RedmondTraditional Burnstead
$699,000
Coldwell Banker BainInt’l President’s Premier
Top 1%, CRS, GRI425.450.5208
www.bethbillington.com
Park Forest : West BellevueStunning Kitchen Remodel
$598,000
Bridle Trails : BellevueEnglish Country Estate
$1,438,500
Enatai : BellevuePristine Custom Estate
$1,475,000
[SELL from page 9] making their home appeal-ing when buyers come to an open house or drive by it. But these days curb appeal must transfer to web appeal, too. � at means that any and all pictures of your home should create web appeal – an instant attraction – drawing the buyer into your home for an in-person look. If your photos or videos are not properly composed with pleasant lighting and are free of clutter and distractions, they won’t appeal to buyers browsing the web.With so many of the searches for homes originating online, it’s worth it to invest in the best photos you can of your home. A� er all, a picture is worth a thousand words ... and a video of your home can be worth even more if it convinces the buyer to get in the car and make the drive to see the “real” thing!
For further information or suggestions on future topics, please contact Debbie Walter @ www.DebbieWalter.com or (206) 930-8699. Debbie is a REALTOR® with RE/MAX NW Realtors in Kirk-land. Debbie is a member of the National Association of Realtors (a trade organiza-tion that promotes real estate information, education and professional standards).
[13]June 3, 2011www.kirklandreporter.comReal Estate
NMLS-3240,CL-3240
directorsmortgage netdirectorsmortgage net
Call Today for a officeCall Today for a officeor visit us onlineor visit us online
Call Today for a officeCall Today for a officeCall Today for a officeCall Today for a officeCall Today for a office492663
“Let me help
you with
� nancing your
dream home.”
425-275-0633 • Cell: 425-766-5408 • Fax: 425-275-0649 loansbygina.com • [email protected] • Lic # MLO#115337
KNOWLEDGE • EXPERIENCE • VALUE 492865
loansbygina.comGina BrownSenior Loan O� cer
Mortgage CapitalAssociates, Inc.
492907
Roslyn ComleyColdwell Banker BainPresident’s CirclePreviews Specialist & Relocation Specialistwww.roslyncomley.com425-351-2208
Deeply experienced, savvy client advocate working with one goal in mind: Ensuring that each client’s experience enriches their lives for decades to come. What can I do for you today?
To advertise, call @ 425.822.9166
Business & FinancialProfessionals
4469
84
With consumer debt skyrocket-ing and the
cost of housing, education, and health care increasing, younger generations face unprecedented challenges to achieving economic security and � nan-cial independence. Helping our youth to learn e� ective money management skills and to adopt good � nancial habits and attitudes is more important than ever.
So, what can you do to help improve the � nancial future of your children, grandchil-dren, nieces, and nephews?
Set an example. First and foremost, examine your own money beliefs and behaviors and then take action if neces-sary to get your � nancial life in order. An excellent hand-book for reaching this goal is “You and Your Money,” by Lois A. Vitt and Karen L. Murrell. Always remember that nothing is more e� ec-tive in guiding the younger generation than a powerful role model.
Be aware. Stay alert for teachable moments to share your � nancial expertise and
wisdom. Very few topics af-fect us on a day-to-day basis like money does, so there are endless opportunities to pro-vide mini � nancial lessons via word and example. A won-derful resource for parents
is “� e Financially Intelligent Parent: 8 Steps to Raising Successful, Gener-ous, Responsible Children,” by Jon and Eileen Gallo.
Put it on the calendar. In addition
to impromptu conversa-tions about money, William Anthes, past president of the National Endowment for Financial Education, recommends establishing a new tradition – family � nance nights. For tips on establishing a regular family � nance night, go to www.smartaboutmoney.org and download the article “Money Night with Kids Instills Smart Financial Habits.”
Use tools. Many great resources are available to help make � nancial education fun and interesting for children. One example is the Moon-jar, “a tool for children and families to incorporate strong � nancial values and practices
into their daily lives,” accord-ing to creator Eulalie M. Scandiuzzi.
� e Moonjar kit (www.moonjar.com) consists of three money boxes (one each for spending, saving, or shar-ing), a special elastic band to hold the boxes together, a passbook for deposits and withdrawals and a guidebook.
Also, “� ree Cups” by author Mark St. Germain, is a delightful children’s book that combines a charming story with beautiful illustrations to teach invaluable lessons about money.
Even if your children are older, many are seeking guid-ance and advice. According to a recent New York Times article, student loan debt out-paced credit card debt for the � rst time in 2010 and is likely to top $1 trillion in 2011. More students are going to college, and a growing share is borrowing money to do so. When they leave college they’ll need � nancial skills to manage that debt.
John Klevens is the prin-cipal � nancial advisor for Klevens Capital Manage-ment. Call 425-453-6353.
Children need money mentors
FINA
NCE
John
Kle
vens
June 3, 2011[14] www.kirklandreporter.com Real Estate
put our knowledgeON YOUR SIDE
494451
8525 120th Avenue NE #100, Kirkland, WA 98033Just South of Costco
425-602-4150CBBain.com/kirkland
Spectacular Stucco Home $1,050,000Grandest living in the heart of Kirkland. Beauty abounds in this 5 bed/5bath stucco home. Mountain/lake views, master suite w/relaxing jetted spa tub, cozy � replace, Juliet balcony. Gourmet chef kitchen, light, bright and airy. Lovely landscaping, fully fenced back yard, top of quiet, private cul-de-sac. #187974
Sale Pending Within 48 Hrs $459,000Beautiful Bridle Trails neighborhood home, sale went pending within 48 hrs of listing! Home was priced right, beautifully staged and marketed correctly. Please call me if you would like to SELL your home!
Penthouse Living! $1,149,000Discover a 180 Waterfront Lake Washington View when you walk into this amazing Lake Street penthouse in Kirkland! French Riviera living in the Northwest. Walk to restaurant, galleries and shops. All that Kirkland has to offer at your doorsteps! Just in time for summer!
SOLD
West Of Market $675,000One block to Waterfront! Experience Urban living in this Fabulous, newly remodeled home with attention to detail. Gourmet kitchen with top of the line stainless steel appliances, granite counter tops. Sun kissed daylight basement is bright and open!
Hyde Park Stunning Buchan $735,000In prestigious, private gated community, in quiet cul-de-sac, only 28 estate-like homes nestled within a 38 acre reserve of natural beauty. Stunning interior, 3746 sq.ft includes grand vaulted entry, bridal stairway, chef’s kitchen 5 burner gas cooktop, w/granite counter, lavish master BDRM w/spa-like bath, A/C #80008
Yuno Marioni206-799-1576 [email protected]
Julie [email protected]
Refi ned Living $899,000This stunning residence displays the � nishing touches you can expect from a house of this stature. 4 bedrooms, including 2 master suites (1 on main � oor), a bonus room, a den: possibilities are endless. Full Viking gourmet kitchen opens on a spacious covered patio and very private backyard. Entertainment heaven! #122499
Polo Club - Woodinville $875,000Luxurious one level living w/huge bonus RM up. 4632 Sq ft, 4 Bds,3.5 BA, marble foyer, high-arched entries, gallery hallways. 24 fT triple trayed ceilings, w/exquisitely crown moldings. Formal entertaining, 3 FP, AC, lg gourmet granite slab kitchen w/center island. Sub Zero, 6 Burner Gas Viking Stove top, Miele app. # 186044
PENDING
Ravenswood Luxury! $549,950Can� eld quality constructed home on private lane in one of Bothell’s more prestigous neighborhoods. 4 car tandem garage, NGPA surrounding both sides, upgraded hardwood � ooring throughout main. Bonus-Media room with surround sound. Deck and Patio off the back. Located in Northshore School District. This is a gem! #181531
PENDING
