JULIE ELIZABETH YOUNG, J.D.1 Pine Ridge TrailArden, NC 28704(828)707-6982Jyaloha@gmail.com PROFESSIONAL EXPERIENCE:

Fiduciary Administration / Relationship Management / Business Development

Wells Fargo Private Bank, Asheville, North Carolina Jan 2011-PresentBank of Hawaii, Honolulu, Hawaii Feb 1996-June 2001, Nov 2004-January 2011 First Hawaiian Bank, Honolulu, Hawaii Oct 2003-Oct 2004U.S. Bank, Tacoma, WA Jan 2002-Oct 2003

Significant Achievements:

Wells Fargo Private Bank Vice President / Trust and Fiduciary Advisor Leadership Asheville 31 (graduation pending completion of 8 class hours) Achieved substantial increase in cross-selling with Branch Staff and Financial Advisors Created marketing presentation for incapacity issues

Bank of Hawaii, Private Client Services Vice President / Private Wealth Advisor

American Bankers Association National Trust School Graduate; Completed American Bankers Association National Trust School Graduate Level 1 and American Bankers Association Advanced Trust Sales

Speaker on trust and IRA issues to Hawaii Tax Institute, American College of Trust and Estate Counsel and the Hawaii State Bar Association

Obtained Certified Wealth Strategist designation Developed calling plan utilized as model for team to ensure client contact and service standards are met Bank of Hawaii Top Producer Recognition 1997–2001 and 2005-2009

First Hawaiian Bank, Private Client Services Vice President / Personal Trust Sales Manager

Created, organized and implemented bank wide trust and investment training Achieved 150% of Personal Trust department sales goal Implemented and achieved sales goal for First Hawaiian Bank’s Trust Officers

US Bank, Private Client Group Vice President / Trust Officer

Introduced Trust and Investment services to Tacoma satellite office Achieved substantial increase in cross-selling with Commercial Banking, Private Banking and Bank Branch staff Retained 98% of client base through difficult market cycle

Responsibilities:

Administer trust and agency accounts and IRA Retention of current clients, deepening client relationships, new client acquisition, and achieving sales goals Identify clients’ wealth management issues, goals and objectives and lead team of specialists in delivering and

implementing clients’ customized solutions Work extensively with internal partners, Centers of Influence and retirement communities enhancing mutual

referral opportunities Responsible for investment strategy recommendations and investment communications for clients in bank’s

mutual fund asset allocation models

Legal Intern / Law Clerk

Stumpf and Falgout, Houston, Texas, Summer 1994; Fall 1994; Tenneco Gas, Houston, Texas, Summer 1993; Spring and Summer 1994 (rehired); Spring 1995 (rehired); The Supreme Court of Texas, Austin, Texas, Fall 1993 (Justice Raul Gonzalez)

Assisted in drafting wills and trusts Researched and prepared memoranda on various aspects of the law including contracts corporate, international,

employment and environmental Reviewed Applications for Writ of Error and prepared memoranda for oral presentation to the Supreme Court of

Texas Investments

First City Bank, Houston, Texas; August 1980–January 1992, Assistant Vice President and Investment Officer

Analyzed and evaluated economic information to maintain high level of competency concerning the financial markets, investment climate, Federal Reserve policy and economic indicators

Marketed foreign exchange and money market services Traded major European currencies in spot, forward and futures markets Advised current and prospective clients regarding currency exposure management Managed Asset / Liability position of the Nassau Branch (over two billion dollars)

LICENSES / PROFESSIONAL MEMBERSHIPS/ COMMUNITY SERVICE:

North Carolina Lawyer’s Assistance Program-PALS volunteer 2011-Present Mission Hospital Foundation Pink October Fund Raising Committee (benefiting breast cancer awareness), 2013 Salvation Army of Asheville, Board of Directors, 2012 - Present Hawaii State Bar Association, 1995-Present Hawaii State Bar Association: Estate Planning Section and Tax Section 1996–Present Hawaii State Bar Association: Family Law Section, Real Estate Section, Alternative Dispute Resolution Section,

Hawaii Women Lawyers 2007-2011 Hawaii Estate Planning Council, 1996–2001, 2003-2011 Scenic Hawaii, Staff Member, 2000–2011 Supreme Court of Hawaii Attorney and Judges Assistance Program, Board of Directors, 2007-2011 MADD, Advisor/Fund Development Committee and Special Events Committee, 2008-Present Tacoma Estate Planning Council, Vice President, 2003 The Outdoor Circle, Board of Directors, Treasurer, Finance Committee 2000 National Association of Securities Dealers, Series 7 and Series 63. (expired in 1994 while attending law school) Midwest Foreign Exchange Traders 1980–1991 Government Bond Club of Houston, 1981-1991 Houston Area Women’s Center, Staff Member, 1991–1992

EDUCATION:

SOUTH TEXAS COLLEGE OF LAW, Houston, Texas, Doctor of Jurisprudence, 1995

Activities: Corporate Counsel Review, Associate Editor; Currents, The International Trade Law Journal, Staff Member; Intramural Mock Trial; Phi Delta Phi

SHIPPENSBURG UNIVERSITY, Shippensburg, Pennsylvania, Bachelor of Arts, Psychology

PERSONAL INTERESTS: Hiking, snorkeling, white water rafting, coaching, learning and reading