Joyful ResponseElectronic Offering Program

Lutheran Church Extension Fund

Rep Name

About LCEF

LCEF is a unique ministry-through-investment organization that offers LCMS members the opportunity to invest their money, earn interest, and provide low-cost loans to LCMS churches, schools, and rostered church workers.

Joyful Response

• Joyful Response is a FREE electronic offering program offered by LCEF.

• Churches and schools can receive electronic payments directly to their LCEF StewardAccount from church members’ personal bank accounts or StewardAccounts.

Joyful Response

• Joyful Response is…– SIMPLE. Electronic payments are automatically

transferred on the dates requested.

– SAFE. No worrying about lost cash or stolen checks.

Joyful Response

• Joyful Response is…– CONVENIENT. Donations and/or tuition payments

are transferred directly to the church or school.

– STEWARDSHIP-MINDED. Electronic transfers create a consistent cash flow for the church or school, and these dollars continually support the ministry of Church Extension.

How It Works• Congregation opens a

StewardAccount.

• Congregation completes the Joyful Response enrollment packet and returns it to LCEF.

• Members fill out form (pictured right) and turn it into the church.

• Congregation submits information online to Vanco (processing company).

• Congregation receives payments electronically.

Frequently Asked Questions

• Is there any cost to the members?No, Joyful response is FREE for both the organization and the member.

• Are the transactions secure?Yes, the financial transactions are done securely through Vanco.

• What is Vanco?Vanco is an service company that specializes in online payments. Currently over 15,000 organizations use Vanco to process their online payments.