Joaquín de Valenzuela Muley Tecnologías para la …socinfo.info/seminarios/banca/valenzuela.pdf......
Transcript of Joaquín de Valenzuela Muley Tecnologías para la …socinfo.info/seminarios/banca/valenzuela.pdf......
Tecnologías para la Eficiencia en el SectorFinanciero: SOA
Joaquín de Valenzuela MuleyBusiness Development ManagerFinancial Services
Eficiencia Operacional Regulación
Entorno Dinámico
? “If we truly aspire to be leaders in the payments & securities industries, why is it that so many innovations in this business are pioneered by non-banks?”
? Heidi Miller. HO Treasury & Securities Services. J P Morgan Chase (commenting on the eBay / PayPal deal)
DesintermediaciónGlobalización
Nuevas Espectativas
Sources: Financial Insights and bearing Point
Service Oriented Architecture
• SOA es un estilo de arquitectura que enfatiza el uso de servicios de red, seguros, reutilizables, de grano fino y desacoplados, y permite incrementar la flexibilidad de negociode una manera interoperable agnóstica tecnológicamente
• SOA utiliza una estrategia tanto de negocio como técnica paraexponer la funcionalidad y los datos de negocio tanto dentro de la empresa como con otras
� By 2006, more than 75% of midsize and large enterprises will have deployed SOA-enabled development tools and middleware (Gartner)
� By 2006, more than 60% of enterprises will consider SOA a guiding principle in designing their new mission-critical business applications and business processes. (Gartner)
� By 2007, focus will shift from basic infrastructure to business frameworks via Web services-based, Service-Oriented Architectures. (Meta Group)
� By 2008, SOA will be a prevailing software engineering practice, ending the 40-year domination of monolithic software architecture (Gartner)
Principios SOA
Payment SystemManagement
FundsManagement
RiskAssessment
Corporate B2B message switching
Corporate TreasuryPayment Portal
BusinessServices
Agents, Subsidiaries
Payment Systems
SalesSystems
Product Systems
Shared Tools
Data Repositories
Compliance Data
Backend
Corporate TreasuryPayment Portal
CompositeApplications, Presentation and Devices
BusinessProcesses
Payment Follow-up Exception Handling Workflow
Account Opening Corporate Treasury IntegrationPayment Processing
• Separación de la lógica de Negocio de la de Presentación• Separación de la lógica de negocio en módulos independientes (Servicios)
reutilizables por procesos de negocio heterogéneos• Servicio encapsula funcionalidad, y la desacopla• Servicio encapsula la parte no funcional (QoS, políticas de acceso, metadadatos,...)
Beneficios• Para el negocio
> Eficiencia> Reutilización> Time to Market> Facilita la implementación de
procesos de negocio intercompañías• Para IT
> Arquitecturas Flexibles> Rentabilización de Activos> Integración de aplicaciones existentes> Integración de servicios> Particionamiento de la arquitectura> Desarrollo de aplicaciones compuestas
¿Panacea?Costes UpfrontSOA y EDAGovernanceEstrategia vs
Táctica
Propuesta Sun - Java Composite Application Platform Suite
J2EESoporte a Estándares:
BPEL4WS, BPMN, Rosettanet, ebXML, UDDI,
LDAP, Conectividad vía eWay
RepositorioAlta productividad
Solaris Enterprise SystemJava Enterprise System
Identi
tyMa
nage
ment
ApplicationPlatform B2B
ESBWebInfrastructure
CompositeApplication Platform
Comm
unity
Avail
abilit
y
Data
Cen
ter M
anag
emen
t
Deve
lope
r Too
ls
Personas Procesos
SOA
Las 4Ps en SOA
Cambio CulturalTraining, ...
Mejores Prácticas, Frameworks,Blueprints
Roadmap de Implantación, referencias, partners.,...
Deesarrollo/Desplieguet/Gestión de la
Infraestructura(Software, Hardware)
PrácticasPlataformas
Sun Java CAPs en Servicios Financieros
• Global market practice finance> Banking> Insurance> Securities
• Focus on solution components> Connectivity> Payments> Funds> Protocol handling
• Financial Services SOA> Framework templates> Presentation, process, integration> Align with industry initiatives
• Strong presence at SIBOS 2006
Corporate actions
C2B connectivity
Exception workflow
SWIFT Connectivity
Straight-through processing
Single customer view
Bulk payments
Investment funds processing
HR on-boarding
Cash reporting
Exceptions and investigations
FIX processing
Trade Services
Payments clearing
Trade affirmations
Operational risk
DTCC/NSCC integration
Referencias en Sector Financiero(*)
Abbey National ABN Amro Abu Dhabi Investment AuthorityAegon USA Allstate Insurance American Intl. GroupAXA Group Banca IMI BAREPBank Mendes GansBanque InvikB*CapitalBCEEBMW Financial Services BNP Paribas*BRFKreditCalPERSClearstreamCommerzbankCredit AgricoleCredit Andorra Dunn & Bradstreet EntenialEquifax Erie Insurance
Farm Bureau InsuranceFirstRand - First National BankFischer Francis Trees & WattsFuji Bank GMAC Goldman Sachs Great West Life HypoVereinsBankIndustrial Bank of Korea ING Investors Bank and TrustJPMorgan ChaseJupiter Asset Management KBC Bank and InsuranceKBC Securities KBL – Kredietbank LuxemburgKorea First Bank Liberty Mutual Insurance Liverpool Victoria Group MacQuarie Bank Malaysia National Insurance Mizuho Bank TokyoNational Bank of Abu Dhabai Northern TrustNicholas Applegate
ORIX GroupPacific Life Insurance Phoenix Wealth ManagementPost Finance ProvidentiaReale Mutua AssicurazioniRLI InsuranceRobert Stevens InternationalSamsung Card Company Sentry Insurance Sherwood International Group Societe Generale Asset MgtSt Paul Travelers Standard Bank LondonStandard Bank South AfricaStandard Chartered Bank Tokyo Sumitomo Trust Bank TokyoVontobel Privat BankWashington Mutual Westdeutsche LandesbankWestLBWestpac Banking Corp Winterthur Zürcher Kantonalbank
(*) Clientes con Java CAPS Los clientes en regritan utilizan CAPS para SWIFT
Miembro Activo de la comunidad Swift• Proveedor Gold certified desde 1998
Todas y cada una de las versiones hanobtenido el Gold certified desde 1998
• Participación en los Swift readiness boards> Target 2, Exceptions and Investigations, Bulk Payments
SWIFTNet
SAA
SAG
Back office
Systems
EAI: Java CAPS• Message handling• Business Processes• Workflow• Auditing• Performance• Monitoring
High availability platform by SUN (Hardware, Solaris, Clustering, …)
Características de SUN Java CAPS en SWIFT (junto con SWIFTAlliance)
• SWIFTNet Phase 2 Migration• Legacy Interface Replacement• SWIFTNet InterAct and FileAct• SWIFTNet C2B, MA-CUG and CAG• Building services on SWIFTNet• Straight-through processing (STP)• Front and back-office integration• Compliance architectures
for e.g. MiFID, Giovannini, Basel2, …• Fast Payments architecture
JavaCAPS
Identity Auditor
Identity Manager
Directory Server
Access Manager
Portal
Booking
Matching
Settlement
Limits
OrderEntry
Op
era
tion
al B
us
STKIntelliStore
Identity ComplianceDashboard
Client Order Management Compliance Monitoring/Reporting Solution
Storage Solution
Best Execution Data Sifting EnginesCompliance Reports
Identity Audit Reports
Allow/deny
Identity Solution
Applicationauthentication/authorisationinterfaces
Co
mp
lian
ce B
us/Ja
va C
AP
S
Otras Referencias• BNP Paribas - Real-Time Automated Client
Connectivity> Challenge: reduction of costs in high-volume, low-
margin transactions, use of emerging standards> Solution: Built single window SWIFT and Reuters
access with FIX and migration of order management system in a 20 man day project
> Benefits: real-time order information for clients, significantly reduced cost per transaction, transparent migration
• Aegon Americas Life Insurance - IT Operations Convergence> Challenge: redundant environment, changes
expensive, limited reuse – 3 architectures, inability to get product to market fast enough
> Benefits: Zero coding to date, reuse business skills of existing programmers on new SOA projects
• Barep Asset management (SocGen) -Architecture for Absolute Performance> Challenge: Lack of openness and transparency for
complex fund production/management, and increasing maintenance costs
> Benefits: reduced time to deploy investment funds by 80% through reuse, the architecture also provides the flexibility to change applications over time with minimal effort
Financial
Conclusiones• SOA como elemento clave de la mejora de
eficiencia en el sector• Sun dispone de una solución SOA completa,
madura y con numerosas referencias en serviciosfinancieros