Manual loyalty addition

Name

Age Term

Basic Mly premium

Give LA/000 SA

Assumed LA

Select Loyalty Addition

Jeevan Saral

Show assumed loyalty addition in risk coverage.

Show return of premium in risk coverage

DAB(Yes=1)

Created by: LJ Anish,Dev. Officer, LIC. www.ourlic.blogspot.com mail: anishlj@yahoo.com

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Give term rider amount of

Jeevan Saral

BMSA 278141 2 3 4 5 6 7 8

2566 3650 4737 5898 7107 8370 9703 11121

18 3 4 5 6 7 8 9 10

18 2583 3671 4765 5927 7143 8411 9750 11174

19 2581 3665 4757 5922 7131 8397 9742 11165

20 2577 3662 4753 5917 7125 8390 9735 11156

21 2574 3659 4749 5912 7119 8391 9727 11147

22 2570 3656 4745 5908 7113 8384 9718 11147

23 2568 3653 4741 5903 7113 8377 9719 11138

24 2568 3649 4737 5897 7107 8377 9711 11129

25 2566 3650 4737 5898 7107 8370 9703 11121

26 2563 3646 4738 5898 7101 8371 9704 11113

27 2563 3646 4733 5893 7102 8364 9689 11107

28 2563 3646 4733 5893 7097 8359 9683 11091

29 2564 3643 4730 5889 7092 8346 9669 11076

30 2561 3644 4726 5879 7081 8334 9647 11053

31 2559 3637 4718 5870 7064 8315 9627 11020

32 2555 3632 4711 5856 7048 8289 9598 10979

33 2548 3623 4695 5837 7026 8264 9562 10939

34 2542 3610 4680 5819 6998 8225 9517 10889

35 2531 3595 4665 5795 6964 8186 9473 10840

36 2520 3580 4641 5767 6931 8148 9421 10773

37 2509 3562 4614 5733 6891 8095 9362 10707

38 2494 3541 4587 5700 6846 8042 9303 10623

39 2477 3516 4560 5662 6801 7984 9229 10531

40 2459 3492 4524 5619 6744 7919 9139 10431

41 2439 3467 4489 5571 6688 7840 9041 10313

42 2422 3440 4450 5519 6620 7755 8937 10187

43 2398 3403 4404 5456 6541 7657 8817 10033

44 2372 3363 4349 5384 6443 7544 8681 9870

45 2339 3317 4286 5303 6340 7410 8520 9679

46 2301 3265 4215 5211 6225 7269 8351 9479

47 2260 3203 4136 5109 6098 7106 8156 9248

48 2211 3135 4045 4991 5952 6936 7944 8998

49 2158 3061 3945 4868 5799 6744 7714 8726

50 2100 2980 3841 4730 5627 6536 7473 8442

51 2038 2892 3724 4580 5443 6319 7215 8128

52 1971 2798 3599 4420 5250 6093 6938 7794

53 1897 2694 3465 4259 5051 5837 6626 7408

54 1819 2587 3325 4081 4832 5558 6277 6979

55 1736 2475 3181 3893 4587 5256 5893 6508

56 1654 2360 3025 3683 4316 4907 5460 5969

57 1568 2232 2851 3451 4004 4517 4970 5407

58 1473 2091 2651 3181 3659 4068 4460 4744

59 1357 1920 2416 2866 3250 3595 3841 3971

60 1221 1718 2139 2503 2827 3037 3129 3059

9 10 11 12 13 14 15 16 1712643 14180 15818 17591 19531 21137 22770 24428 26110

11 12 13 14 15 16 17 18 19

12700 14241 15894 17699 19656 21296 22965 24662 26361

12690 14230 15895 17685 19641 21281 22951 24627 26349

12680 14218 15883 17672 19628 21249 22918 24616 26317

12670 14219 15871 17659 19615 21237 22908 24585 26287

12671 14208 15859 17648 19587 21228 22879 24557 26237

12661 14198 15849 17622 19578 21201 22853 24511 26215

12651 14189 15826 17614 19553 21177 22810 24490 26173

12643 14180 15818 17591 19531 21137 22770 24428 26110

12635 14160 15797 17571 19494 21100 22733 24392 26051

12618 14142 15779 17537 19459 21065 22678 24336 25997

12601 14112 15748 17490 19410 21014 22626 24264 25902

12574 14085 15705 17460 19362 20947 22558 24174 25813

12549 14046 15664 17401 19300 20883 22475 24091 25708

12503 14009 15610 17344 19223 20786 22376 23970 25587

12469 13960 15544 17274 19150 20694 22262 23833 25426

12414 13899 15480 17191 19046 20587 22134 23682 25249

12359 13828 15390 17080 18930 20448 21971 23515 25056

12295 13747 15303 16973 18800 20296 21794 23311 24824

12210 13655 15191 16854 18640 20130 21602 23093 24576

12127 13553 15068 16708 18485 19931 21376 22836 24311

12035 13442 14935 16551 18283 19720 21135 22564 23980

11923 13308 14777 16365 18085 19474 20858 22252 23632

11802 13164 14608 16152 17839 19195 20544 21901 23260

11661 12998 14414 15927 17579 18902 20214 21527 22844

11499 12809 14194 15673 17287 18573 19841 21111 22358

11329 12596 13948 15390 16962 18204 19428 20653 21855

11125 12373 13675 15076 16599 17797 18975 20130 21257

10901 12113 13375 14728 16201 17353 18462 19543 20590

10654 11827 13043 14365 15769 16852 17888 18889 19850

10384 11513 12697 13936 15283 16294 17251 18167 19006

10101 11173 12308 13477 14725 15657 16527 17322 18088

9795 10807 11875 12969 14132 14959 15711 16431 17064

9453 10401 11384 12395 13444 14175 14852 15415 15870

9076 9957 10847 11752 12696 13329 13851 14264 14519

8653 9459 10249 11037 11869 12350 12723 12912

8194 8892 9571 10287 10940 11252 11406

7672 8266 8860 9409 9879 9978

7087 7598 8051 8394 8655

6463 6841 7103 7230

5761 5945 6004

4922 4915

3949

     

           

                 

                       

                             

                                   

                                         

                                               

                                                     

18 19 20 21 22 23 24 25 2627814 29511 31225 32954 34665 36385 38077 39771 41466

20 21 22 23 24 25 26 27 28

28106 29845 31601 33402 35155 36945 38741 40503 42263

28071 29812 31571 33344 35129 36889 38653 40418 42183

28039 29783 31544 33290 35045 36839 38607 40342 42114

28012 29731 31493 33240 34997 36763 38500 40277 42018

27963 29683 31446 33196 34925 36695 38439 40186 41897

27918 29639 31375 33127 34861 36603 38317 40071 41751

27876 29572 31311 33036 34774 36488 38208 39933 41620

27814 29511 31225 32954 34665 36385 38077 39771 41466

27731 29430 31147 32851 34568 36261 37960 39625 41289

27655 29357 31050 32729 34418 36116 37786 39420 41091

27586 29238 30935 32587 34281 35917 37591 39231 40830

27474 29129 30772 32426 34092 35732 37375 38983 40546

27345 28975 30620 32247 33883 35492 37103 38674 40238

27200 28804 30420 32049 33656 35233 36808 38381 39900

27012 28615 30204 31802 33376 34952 36492 38019 39495

26834 28410 29969 31536 33075 34615 36109 37632 39067

26614 28160 29686 31219 32721 34214 35701 37143 38577

26351 27864 29385 30881 32338 33824 35233 36674 38027

26071 27550 29034 30485 31932 33342 34746 36066 37374

25747 27188 28627 30066 31471 32839 34164 35439 36658

25405 26801 28197 29593 30922 32246 33525 34712 35878

25012 26393 27748 29070 30355 31597 32788 33922 34998

24598 25908 27218 28463 29664 30854 31951 33033 34012

24111 25376 26609 27804 28919 30014 31057 31999 32870

23606 24796 25950 27058 28078 29079 30023 30856 31559

23001 24140 25207 26188 27184 28048 28841 29504

22351 23374 24346 25263 26122 26873 27497

21596 22524 23398 24212 24920 25501

20733 21592 22329 22991 23527

19819 20512 21129 21584

18765 19307 19717

17562 17930

16164

     

           

                 

                       

                             

                                   

                                         

                                               

                                                     

                                                     

                                                     

                                                     

                                                     

                                                     

                                                     

                                                     

                                                     

                                                     

27 28 29 30 31 32 3343118 44763 46353 47927 49482 50959 52405

29 30 31 32 33 34 35

44020 45772 47472 49161 50836 52446 54035

43947 45665 47375 49028 50666 52286 53886

43846 45530 47248 48912 50514 52145 53707

43718 45411 47095 48768 50382 51927 53499

43605 45307 46959 48598 50174 51729 53261

43466 45136 46797 48400 49987 51503 52993

43304 44940 46565 48177 49724 51248 52741

43118 44763 46353 47927 49482 50959 52405

42909 44518 46115 47651 49157 50638 52095

42676 44292 45852 47340 48852 50291 51655

42419 43998 45511 47002 48471 49870 51247

42139 43672 45187 46638 48069 49429 50712

41786 43319 44747 46204 47545 48864 50158

41405 42898 44332 45702 47003 48279 49474

41001 42410 43803 45132 46390 47621 48730

40490 41857 43209 44494 45705 46851 47920

39960 41286 42547 43735 44910 45959 46980

39324 40604 41768 42917 43996 44995 45846

38623 39807 40979 42034 43011 43841

37857 38952 40028 40978 41839

36988 38034 38957 39791

36011 36903 37758

34873 35694

33609

     

           

                 

                       

                             

                                   

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

                                         

2566365047375898710783709703

1112112643141801581817591195312113722770244282611027814295113122532954346653638538077397714146643118447634635347927494825095952405

Loyalty 0 1 Name Thomas AssumedLoyalty additionManual Auto Age 25 50 50

Name Thomas Term 20 AssumedLoyalty addition in risk coverTerm fill Age fill Basic mly 500 Return of premium in risk cover

10 12 25 Age 25 *Loyalty ad*Loyalty addition rate shown is just an assumed rate based on the past experience on other plans and is not guaranteed.11 13 Term 20 Maximum risk cover 37816512 14 Basic mly 50013 15 1 Accident B 1 114 16 015 17 Yearly 6005 5880 600516 18 Hly 3033 2970 303317 19 Qly 1531 1500 153118 20 SSS 510 500 51019 2120 22 Risk SA 12500021 23 BMSA 2781422 24 Maturity SA 13907023 25 Assumed loyalty rate 1000 100024 26 Assumed loyalty 13907025 27 Manual loyalty rate 750 75026 28 Manual loyalty 10430327 29 Selected Loyalty 13907028 30 Maturity age 4529 3130 3231 3332 3433 3534 3635 37

383940414243444546474849505152535455

5657585960

AssumedLoyalty addition Version 2.5 Term rider 0 050 50 100000

AssumedLoyalty addition in risk cover 1 1Return of premium in risk cover 1 1

*Loyalty addition rate shown is just an assumed rate based on the past experience on other plans and is not guaranteed.503165 BMSA MSA SV LA Manual LA

3 2566 12830 10264 0 04 3650 18250 16425 0 05 4737 23685 23685 0 06 5898 29490 29490 0 07 7107 35535 35535 0 08 8370 41850 41850 0 09 9703 48515 48515 0 0

10 45 10 11121 55605 55605 25022 41703.7511 45 11 12643 63215 63215 31291 47411.2512 45 12 14180 70900 70900 38286 5317513 45 13 15818 79090 79090 46268 59317.514 45 14 17591 87955 87955 55412 65966.2515 45 15 19531 97655 97655 65917 73241.2516 50 16 21137 105685 105685 84548 79263.7517 50 17 22770 113850 113850 96773 85387.518 50 18 24428 122140 122140 109926 9160519 50 19 26110 130550 130550 124023 97912.520 50 20 27814 139070 139070 139070 104302.521 55 21 29511 147555 147555 170426 110666.322 55 22 31225 156125 156125 188911 117093.823 55 23 32954 164770 164770 208434 123577.524 55 24 34665 173325 173325 228789 129993.825 55 25 36385 181925 181925 250147 136443.826 60 26 38077 190385 190385 297001 142788.827 60 27 39771 198855 198855 322145 149141.328 60 28 41466 207330 207330 348314 155497.529 60 29 43118 215590 215590 375127 161692.530 60 30 44763 223815 223815 402867 167861.331 65 31 46353 231765 231765 467006 173823.832 65 32 47927 239635 239635 498441 179726.333 65 33 49482 247410 247410 530694 185557.534 65 34 50959 254795 254795 563097 191096.335 65 35 52405 262025 262025 596107 196518.8

Manual LA

Jeevan Saral(165-20) Version:2.5

Plan presentation specially customised for Thomas, aged 25 years.

Basic monthly premium considered is Rs.500Minimum risk coverage available is Rs.125000 and maximum risk coverage is Rs.378165Accident cover increases from Rs.250000 to Rs.503165 during the policy period.

Premium Maturity benefitYearly 6005 Maturity sum assured 139070Half yearly 3033 Assumed loyalty addition 139070Quarterly 1531 Total maturity benefit 278140Mly(SSS) 510 Total premium paid 120100

*Loyalty addition rate shown is just an assumed rate based on the past experience on other plans and is not guaranteed.

Jeevan Saral is a versatile plan from Life Insurance Corporation of India with features of conventional plans and flexibility of unit linked plans. It provides:

Higher insurance cover Smooth returns Flexibility and liquidity

You are provided the freedom to choose the premium you want to pay. Once premium is chosen Insurance coverage and the maturity benefit is derived from it.

Basic conditions

Minimum age at entry 12 years Minimum premium (Age 12 to 49)

Rs.250 per month

Maximum age at entry 60 years Minimum premium (Age 50 to 60)

Rs 400 per month

Minimum term 10 years Maximum premium No limit Maximum term 35 years Premium in multiples of Rs 50 per month

Salient Features Maturity benefits : Maturity Sum Assured (MSA) + Loyalty additions Death benefit: 250 times of the basic monthly premium + Return of premium paid (excluding 1st year premium) + Loyalty additions. Loyalty addition: will be declared after the policy has been in full force for at least 10 years. Auto cover: If the policy is in force for more than three years, the risk coverage will continue for another 12 months even if the premiums are not paid in that period. Surrender charge: No surrender charge will be deducted from policies surrendered after 5 years. Partial surrender: is available after 3 years and provides a smooth return on your needs.

Plan presentation from www.ourlic.blogspot.com

Jeevan Saral(165-20)

Year1 6005 0 0 0 125000 2500002 12010 0 0 0 131005 2560053 18015 12830 0 12830 137010 2620104 24020 18250 0 18250 143015 2680155 30025 23685 0 23685 149020 2740206 36030 29490 0 29490 155025 2800257 42035 35535 0 35535 161030 2860308 48040 41850 0 41850 167035 2920359 54045 48515 0 48515 173040 298040

10 60050 55605 25022 80627 204067 32906711 66055 63215 31291 94506 216341 34134112 72060 70900 38286 109186 229341 35434113 78065 79090 46268 125358 243328 36832814 84070 87955 55412 143367 258477 38347715 90075 97655 65917 163572 274987 39998716 96080 105685 84548 190233 299623 42462317 102085 113850 96773 210623 317853 44285318 108090 122140 109926 232066 337011 46201119 114095 130550 124023 254573 357113 48211320 120100 139070 139070 278140 378165 503165

0 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 0 0 0

Premium Paid

Maturity SumAssured

Assumed Loyalty*

Surrender Value

Normal coverage

Accident coverage

Plan presentation from www.ourlic.blogspot.com

*Loyalty addition rate shown is just an assumed rate based on the past experience on other plans and is not guaranteed.

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