janalakshmi > peoples wealth in its literal meaninga financial institution servicing the microfinance needs of urban indiafounded by ramesh ramanathan started its operation in 2006

janalaxmi operates with 2 tier institutional set up : janalakshmi social services and Janalakshmi Financial Services (P) Limited (JFS)

geared towards "urban poor" that is not technically below the poverty line but still has difficulty in accessing financial services

products such as:credits and insurance,low income housing loansself help group loansmututal guarantee loansgeneral purpose loanseducation loansjanashree bima yojana etc

investors:lok capitalbellwether microfinance fund

https://www.youtube.com/watch?v=2GmXyMJguqU