Issue 793
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Of Douglas & Elbert CountiesOf Douglas & Elbert CountiesIssue 793 - November 5, 2012 www.ILoveTidbits.com
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Front Page ClassifiedsQueen Pillowtop
Mattress Set. Brand New with warranty. $169. Can Deliver 303--758-1312
$285 New King Pillowtop Mattress/
Foundation Setwith warranty. Delivery Avail. Call 303-758-1312
Pottery Barn Style 100% Leather Sofa & LoveseatBrand New 100% Leather.
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$1,500. Solid hardwood construction frame with lifetime warranty. Can
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New 12” Latex Memory Foam Mattress
Eco-Friendly zip off Bamboo “Coolmax” Cover. Brand New in the original manufacturer’s box. Includes 20 year Manufacturers warranty. Mattress lists $1999. Will sacrifice for $699. Pub Dining Set --NEW $349 Brand New All Wood Dining Set Beautiful Espresso Color Table & 4 Chairs. Never Used, still in factory boxes. Only $349 Delivery Avl Call: 303-758-1323
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TIDBITS® GETS A LITTLE BIT
POLITICALby Patricia L. Cook
This Tidbits shares some interesting election trivia. With another presidential election happening shortly in the United States, maybe it is time for some election news you may not have heard; funny, sad, and maybe a bit absurd!• The youngest man elected president was John Ken-nedy who was 43. Most Americans are aware of that news but did you know that Theodore Roosevelt was actually younger, 42, when he was elevated to president from vice president? He filled the position when Wil-liam McKinley was assassinated.• The oldest president elected was Ronald Reagan who was 69. Reagan and Gerald Ford were the two presi-dents who lived the longest after serving, both living to age 93.• Young Grover Cleveland was only nineteen, not even old enough to vote, when he worked on James
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2 Tidbits® of Douglas & Elbert Counties InterestingStuffForAdvertisingCallTim(303)994-9683
Continued on page 7
Tidbits of Douglas County303-994-9683
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Buchanan’s successful Democratic run for the presidency in 1856. After Buchanan, there would not be another Democrat in the White House until Cleveland himself was elected 28 years later in 1884! Buchanan was the only president that never married.• Reagan was the only president who had been divorced. Five presidents remarried after their wives died, two of them, John Tyler and Woodrow Wilson, while they were in office.• Six U.S. presidents had no children. John Tyler had the most, fifteen! Tyler was called “His Acci-dency” by opponents, being the first vice president called to fill the office of president by the death of his predecessor, William Henry Harrison. Harrison died of pneumonia after only being in office 32 days, the shortest term of any U.S. president. � There have been short and tall presidents, with James Madison the shortest at only 5�4� (1.62 m). Abraham Lincoln was the tallest at 6�4� (1.93 m), with Lyndon Johnson only a ½ inch (1.27 cm) under him. James Madison was also the lightest president, weighing only about 100 pounds (45.36 kg). William Howard Taft was the heaviest at about 300 pounds (136 kg) and actually had a bathtub installed in the White House that would fit four normal sized men! • His size was not the most unusual thing or memorable trivia about William Howard Taft, it was his activity after he was president. He served as a Professor of Law at Yale until President War-ren G. Harding selected him to be Chief Justice of the Supreme Court eight years after his service as president, in 1923. In 1925, Calvin Coolidge was the first and only president to be sworn in by a for-mer president. • Taft, said that his greatest honor was serving as Chief Justice. He wrote: “I don’t remember that I ever was President.”• When the government for the United States of America was first formed, there were no political parties. George Washington served as president with no political party affiliation. • The first political parties for the U.S. started in the late 1700s. On February 12, 1798, Thomas Jefferson wrote: “Two political sects have arisen within the U.S., the one believing that the ex-ecutive is the branch of our government which the most needs support; the other that like the analogous branch in the English government, it is already too strong for the republican parts of the Constitution.” The former were called federalists, sometimes monocrats and sometimes aristocrats, sometimes tories like the corresponding group in the English government. The latter were called republicans, whigs, anarchists, jacobins, and some-
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Dr. James Olson - The Meow Doc
Cat Q & ACat Q & A
PetPage Tidbits® of Douglas & Elbert Counties3ForAdvertisingCallTim(303)994-9683
Cat SpecialistDr. James Olson, Dipl ABVP (Feline)
612 Atchison Way • Castle Rock CO 80109
303.663.2287 (CATS)
Why Bring Your Cat to Cat Specialist?
Please call 303.663.2287 (CATS) for more information or visit www.catspecialist.com
We’re a full service CATS ONLY clinic with a big difference: We feature the only practicing Board Certified feline specialist in Colorado, and a highly specialized staff to back him up.
We’ve Got “Cat-itude” – Our veterinary nurses know and respect cats. We don’t deal with any other species! We’re able to handle nearly every cat in a quiet, calm manner – even if the cat is scared or angry. Not only does your cat not SEE dogs, but he or she won’t smell or hear them either, which helps get each visit off to a great start. From there, our experienced staff is able to “read” each cat, keeping the visit as stress-free as possible.
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Dr. James K. Olson is "The Meow Doc", a nationally recognized veterinarian specializing exclusively in cats. Dr. Olson holds the title of Diplomate, Feline Specialty, from the American Board of Veterinary Practitioners. He is certified to practice nuclear medi-cine by the State of Colorado Department of Radiaton Safety. His practice is located in Castle Rock, Colorado. For more information please visit his comprehensive website: www.CatSpecialist.com
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Probiotics – The Good Bacteria
The term: microbiota defines all the microorganisms that inhabit the gastrointestinal tract (GI). Cats have a large number of bacteria normally in the small intestine (400 strains) and a much greater number in the large intestine (2,000+ strains). Newborns start out with a sterile gut and quickly are exposed to bacteria from their moms and the environment that make up their GI flora. There is a dynamic interplay throughout a cat’s life between the good and bad bacteria and how the body regulates internal health. A balanced GI culture provides nutrients, stimulates the immune system and enhances the cat’s defenses to respond to intestinal pathogens. Many common triggers can cause diarrhea, nausea, vomiting and discomfort, including stress, not eating regularly, use of antibiotics and eating spoiled food. Acquired and genetically predisposed diseases such as inflammatory bowel disease are common and linked to diet and the imbalance in the GI bacteria.Probiotics or ‘active culture bacteria’ when supplemented to the diet can help normalize the GI tract. Competitive exclusion of bad bacteria (population dynamics) can shift an unhealthy bacterial mix to a healthy mix. Good bacteria decrease bacterial toxins and decrease the numbers of bad bacteria. Adding good bacteria prevents and treats GI infections and chronic disease without adding drugs. Stimulation of the immune system tends to keep the body healthy. Probiotics have been shown to help fight disease by making the body defenses stronger. Treating diarrhea to ocular herpes virus in the cat works better when active culture bacteria are administered. Good bacteria produce vitamins, inactivate poisons and protect the body by adding another barrier layer to keep bad bacteria out. The beneficial effect of probiotics is bacterial strain specific. Out of 1,500 active culture bacteria tested, only eight were found beneficial in the cat. The probiotics with a greater number of good strains appears to have a better effect on the patient’s health. Probiotics need to be safe, be able to survive passage through the GI tract, must be able to colonize in the GI tract, must be stable in manufacture/storage and the product must improve the patient’s health. A few feline specific products currently fit this criteria, many are not effective but have good marketing. Talk to your veterinarian about probiotic therapy.
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4TwentyQuestionsTidbits® of Douglas & Elbert Counties ForAdvertisingCallTim(303)994-9683
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20 QUESTIONSWhere in the world is…
1. Where in the world is the city of Wilkes-Barre?2. This city in SW European USSR was the site of
a conference attended by Roosevelt, Stalin, and Churchill in 1945. Hint: it starts with Y.
3. This state has the lowest population of any state in the USA.
4. Where in the world is the Zambezi river?5. Where in the world is Guantanamo Bay?6. Where in the world is the city of Christ-church?7. Abidjan is the capital of what African country?8. Name the island in San Francisco Bay that used
to be a federal prison.9. Name the largest of the earth’s continents,
occupying the eastern part of the Eurasian landmass and adjacent islands and separated from Europe by the Ural Mountains.
10. Name the county of northern Virginia, an urban area across the Potomac from Washington, DC, site of the Arlington National Cemetery.
11. Where in the world is the Bryce Canyon National Park?
12. Where in the world is Sapporo?13. Reykjavik is the capital of what country?14. Name the major mountain system of North
America, extending 3,000 miles from northern Mexico to Alaska.
15. Saint Petersburg, Russia was renamed Petrograd. Today it has another name. What is it?
16. What do we call the piece of ground purchased by the United States from France in 1803 for $15,000,000?
17. This province in SE Canada has as its capital Winnipeg. Name the province.
18. Where in the world is the Okefenokee Swamp?19. Where in the world is Bavaria?20. What do you call the group of islands off the NW
coast of Europe, compromising Great Britain, Ireland, and adjacent smaller islands?
1. Pennsylvania 2. Yalta 3. Wyoming, population 498,763 4. Southern Africa 5. Cuba 6. New Zealand 7. Ivory Coast 8. Alcatraz 9. Asia 10. Arlington 11. Utah 12. Japan 13. Iceland 14. Rocky Mountains 15. Leningrad 16. The Louisiana Purchase 17. Manitoba 18. Florida 19. SW Germany 20. The British Isles
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Bob LowryNeighborhoodExclusive Agent
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B u s i n e s s D i r e c t o r yOf Douglas & Elbert Counties
Castle Rock & Highlands Ranch
AttorneysMorse & Associates........................................303-300-6684www.MorseBankruptcy.com
Basement FinishingSeller Construction, Inc..................................303-514-7701www.SellerConstruction.com
Cat SpecialistsThe Cat Specialist...........................................303-663-2287612 Atchison Way, Castle Rock
ChurchesCenter for Spiritual Living..............................720-851-02652301 Woodlands Blvd, Castle Rock
CleaningKadillac Cleaners.............................................720-231-8481
Diesel Repair ShopDouglas County Diesel...................................303-660-99861221 Caprice Dr, Castle Rock
Farm & Ranch SupplyCircle B Farm & Ranch...................................719-481-6161773-B Hwy 105 Palmer LakeHayCo.............................................................719-339-3525
Field MowingAlmar Farms...................................................303-805-9469
GuttersJPE Contractors...............................................303-663-8118200 S Wilcox St., Castle Rock
Home ServicesMr. Appliance...................................................303-688-5233www.mrappliance.com/douglascnty
Natural Wellness PharmaciesITC Compounding...........................................303-663-4224651 Topeka Way #600, Castle Rock
Piano TeacherNancy “Bubbles” Horvath...............................720-344-4107NancyHorvath@comcast.net
RoofingArvada Roofing................................................303-432-2753glenarvada@q.comStatewide Roofing............................................303-898-5909Gary@statewideroofingusa.com
Tax Return Preparation/Small Business AccountingDuncan & Company, LLC...............................303-386-5200www.duncancocpa.com
Parker & Franktown Areas
BanksChampion Bank..............................................303-840-848416790 Centre Ct, Parker
Cabinetry & Kitchen’sBrin Custom Cabinets....................................303-688-6743Cell.................................................................303-304-6838
Cat SpecialistsThe Cat Specialist...........................................303-663-2287
612 Atchison Way, Castle Rock Cleaning
Kadillac Cleaners.............................................720-231-8481Computers
Onsite Computer..............................................303-909-3553Customepc@gmail.com
Diesel Repair ShopDiesel Repair and Performance......................303-841-65276250 E Pine Lane, Parker
Farm & Ranch SupplyCircle B Farm & Ranch...................................719-481-6161773-B Hwy 105 Palmer LakeHayCo.............................................................719-339-3525
FinancialEdward Jones/Cindy Rose..............................303.688.21272195 N Highway 83 #23 - Franktown, CO 80116
FirewoodFranktown Firewood.......................................303-660-00727104 S Dillon Ct, Centennial
Home ServicesMr. Appliance...................................................303-688-5233www.mrappliance.com/douglascnty
Jewelry StoresPinetree Jewelers.............................................303-841-266611028 S Pikes Peak Dr, Parker
Natural Wellness PharmaciesBrown’s Compounding....................................303-805-954310259 S Parker Rd., Parker
Real EstateColdwell Bankers, Pius Schenker...................303-921-1749www.piusrealestate.com
RoofingArvada Roofing................................................303-432-2753glenarvada@q.com
Tax Return Preparation/Small Business AccountingDuncan & Company, LLC...............................303-386-5200www.duncancocpa.com
SPORTS QUIZBy Chris Richcreek
1. Name the last Twins manager before Tom Kelly and Ron Gardenhire, and what year was his last managing the team.2. In 2012, the Tampa Bay Rays ended their record run of consecutive games started by pitchers under the age of 30. How many games was it?3. Who is the only person in NCAA Division I history to win three national titles as a player and three as a football coach?4. Name the last NBA player to average at least 23 points and 14 rebounds per game for a season? 5. Who did the University of Maine beat to win its first NCAA men’s hockey championship in 1993?6. How many sets did Misty May-Treanor and Kerri Walsh Jennings lose during their 21 matches over three Olympics?7. In 2012, Tiger Woods (74 victories) moved past Jack Nicklaus into second place on the PGA Tour career vic-tory list. Who is first?
Answers1. Ray Miller, who was fired after 139 games of the 1986 season.2. It was 764 consecutive games.3. Bud Wilkinson (1934-36 with Minnesota; 1950, 1955-56 with Oklahoma).4. Houston’s Hakeem Olajuwon, 1989-90.5. Lake Superior State.6. Only one set on the way to three gold medals.7. Sam Snead, with 82.
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The Gem Advisor
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Scott McQueen is the owner of Pinetree Jewelers, Parker’s oldest jewelry store established in 1976. It is located at 11028 S. Pikes Peak Drive in Parker. For more information on gemstones or jewelry of any kind call 303.841.2666
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2nd location190 S Wilcox St., C Castle Rock, CO
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Kunzite
Kunzite is a very young gemstone. In 1902 New York jeweler and gemstone specialist George Frederick Kunz (1856 – 1932) became the �rst person to provide a complete descrip-tion of this stone, which had just been discov-ered in California. Tradition holds that any newly discovered gemstone is to be given the name of their discoverer or patron, hence the exotic sounding name, 'kunzite'. The allure of this gemstone is seen in its clarity and �ne delicate pink nuances and a frequent touch of violet. These delicate, tender hues express a femininity and seductiveness that makes them popular for jewelry. Most kunzites show a light color and robust colored kunzite is rare and very valuable. Mr. Kunz discovered a pale pink kunzite in the Pala District of San Diego County in Califor-nia. Today, the prism-shaped crystals with their typical vertical striations are mainly found in Afghanistan, Madagascar, Brazil and the USA. The crystals, or fragments of crystals, often badly eaten away, can attain sizes of up to several kilograms.
Tidbits® of Douglas & Elbert Counties The Gem Advisor 5For Advertising Call Tim (303)994-9683
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THIS IS A HAMMERBy Samantha Mazzotta
Fireplace Basics
Q: This winter will be the first time we will use our new fireplace. Can you give us some advice on safely lighting
a fire? -- Charlie L., Oviedo, Fla.
A: Sure can! Your request comes at the perfect time, as we move into November and cold weather sets in for most of
the country.Here are step-by-step instructions for lighting a fire safely and successfully. If you own a gas-lit fireplace, skip Steps
3 and 5.1. Open the damper and visually inspect the firebox and
flue to ensure that they are clear.2. Stack firewood in the center of the fireplace, being care-ful not to place the logs too close together. The wood stack should take up no more than one-third of the space in the
fireplace.3. Place loosely rolled newspaper in the gaps created by
the wood stack, on all three sides. (Use newspaper only -- avoid magazines or color inserts.)
4. Preheat the flue. Carefully light a rolled piece of news-paper and hold the paper about 2 inches inside the flue.
Move the paper in slow circles for 10 to 30 seconds. This will encourage warm air to flow up and out the chimney.
5. Light the newspaper between the logs, on all three sides. A good-size flame should leap up shortly, but will die down as the last of the paper burns. Look for smaller flames flickering along the bottom of the logs; this shows
that the wood has caught, and that a nice, small- to medium-size fire will build in a few minutes.
6. Add wood to the fire one piece at a time. To maintain the fire’s size, add one new log for each log that burns
away. To increase its size, add one log every five minutes or so to a steady fire, and note the amount of flames and
heat after each addition.The most complicated part of fire-building, for new users, is finding the right amount of kindling to get a steady fire going. Dry twigs and wood chips can be added to news-paper; leaves don’t burn as well and are better left on the
mulch pile.Use a combination of woods for the best results: oak burns
slowly and cleanly, while pine ignites more easily and burns hotter, but is consumed quickly.
Enjoy your new fireplace, with a dose of common sense: Don’t burn trash in it, keep the gate closed and have the
fireplace and chimney cleaned once a year.
HOME TIP: Leave about 1 inch of fine ash in the bottom of the fireplace. The ash insulates the firebox and helps the
fireplace heat more efficiently.
Send questions or home repair tips to [email protected], or write This Is a Hammer, c/o King Features Week-
ly Service, P.O. Box 536475, Orlando, FL 32853-6475.
(c) 2012 King Features Synd., Inc.
SUNSETHARDWOOD FLOORS
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Tidbits Information Tidbits® of Douglas & Elbert Counties 7 For Advertising Call Tim (303)994-9683
POLITICS (continued):
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times disorganizers. • When the U.S. Constitution was written, there was no mention of political parties. Most of the fram-ers of the document hoped that no political parties would form. They hoped the new country would be such that everyone would just “get along!” (agree!)• The current two party system, with Democrats and Republicans, has been part of the political system in the U.S. for years. The first party was originally formed from many of the advisers that George Washington consulted with. Oddly the first political party, started in 1792, was called the Democratic-Republican Party.• Many changes have happened with the political parties through the years. Smaller parties have tried to gain power but have never been very successful. The Republicans and Democrats are still the main newsmakers. • Canada has also been a country dominated by two political parties, today the Liberal and Con-servative parties. An interesting time in Canadian history was when there were seven distinct political parties in the legislature in 1854. • The Canadian parties at the time were four groups from Northern Canada: 1) the Tories, 2) moderate Conservatives, led by the first Prime Minister of Canada, John A. Macdonald, known as “Sir John A.,” 3) Baldwin Reformers, who were moderate Liberals, 4) and the Radical or advanced Liberal party, known as the “Clear Grits.” The other three parties were from Lower Canada. They were: 1) Parti Bleu, the majority of the French Canadians, considered a liberal party even though most French Canadians were conservative, 2) the Parti Rouge, which was a small party of French Canadian Liber-als, some who were rather radical, and lastly, 3) an English-speaking minority in Lower Canada. • People all over the world get fed up with politics. At a parliamentary election in Naples, Italy in 2008, a 41-year-old man ate his ballot in protest to the country’s politicians! He was charged with destroy-ing election materials.• In 2004, a woman in England was fined for trying to register her cows, Henry and Sophie Bull and her dog, Jake Woofies, as voters. Her barn was listed as a separate property and when forms asked who the residents of the property were, she listed the ani-mals! • For a last Tidbit on elections, imagine the confu-sion if our North American countries had the diver-sity of over 1,000 political parties! According to the Election Commission of India, that is the estimate of parties that exist in India. The commission has a list of symbols that political parties can use to represent their groups, including a kite, diesel pump, kettle, pressure cooker and many others. As you vote, be glad that we do have elections and that our ballots don’t contain pressure cooker and kite parties!
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Call Don Meyer for quotes and addtional information. 303-794-9101
Male, Age 45, preferred non-smoker, $500,000 of coverage, $71/month, guaranteed level premium for 20 years.
Female, Age 45, preferred non-smoker, $500,000 of coverage, $58/month, guaranteed level premium for 20 years.
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www.edwardjones.comMember SIPC
2195 N Highway 83 #23Franktown, CO 80116303-688-2127
Low interest rates gettingyou down? Let’s talk.
8 Information Tidbits® of Douglas & Elbert Counties For Advertising Call Tim (303)994-9683
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Ask the Dentistby Dennis L. Burgner, D.D.S.
Master, Academy of General Dentistry
Halloween’s OVER, I’ve Thrown Out All That Candy – Now What?
Q. Just like you said, I’ve been brushing my child’s teeth three times a day – for 20 (TWENTY) min-utes. How long should I keep up that “60 minutes per day” tooth brushing routine?
A. Did I really say “Brush for 20 minutes, three times a day” ?
Oops! I checked, and I did say that – and found that “typo” in the last two Tidbits. (Unlike USA’s national debt, that one little extra “zero” probably will make a big difference in compliance!)
Here’s the correc-tion - without the extra “zero”: Brush two times daily for 2 MINUTES (and floss just the teeth you want to keep).
All of you par-ents who have been brushing your child’s teeth 20 minutes, three times a day, or making sure they do, deserve the “Congressional Medal of Honor for Parenting”!
Q. Where can I get great information on how to keep my child’s teeth and gums healthy for a life-time (besides right here in Tidbits, of course) ?
A. There’s a great new website recently launched by a coalition of 35 prominent dental organizations,
known as the Partnership for Healthy Mouths, Healthy Lives. It is the first-ever joint children’s oral health campaign with the Ad Council. Media Partners for the Campaign include Sesame Street, Dream Works, Cartoon Network (This is going to be BIG.)
Dr. Joe Blaes, editor of Dental Economics Maga-zine, states:
“The new campaign will teach parents and caregivers…..as well as children about oral health and the simple ways they can prevent oral disease….fewer than half of parents (44%) report that their children brush their teeth twice a day. While most parents understand the importance oral health and their children brushing their teeth, they are not aware of the serious consequences of not taking care of their children’s teeth.”
Check out the FUN and EDUCATIONAL videos at the new website: www.2min2x.org
KEEP YOUR TEETH AND GUMS HEALTHY FOR A LIFETIME – 2min/2x
You can Ask the Dentist by calling Dr. Burgner at 720-870-9500, or consult his website: www.ParkerLumineers.com
Dr. Burgner has served on the Fellowship Examination Com-mittee of the Academy of General Dentistry (AGD), and has received national recognition awards from that 30,000 mem-ber organization. He has also been recognized in the local magazine 5280.
He practices General Family and Cosmetic Dentistry in Parker, Colorado.
Classified Page Tidbits® of Douglas & Elbert Counties 9For Advertising Call Tim (303)994-9683
C l a s s i f i e dDance
Cindy
Cindy Rose
This article was written by Edward Jones for use by your local Ed-ward Jones Financial Advisor.Cindy Rose, Financial AdvisorEdward Jones2195 N Highway 83 #23 - Franktown, CO 80116303.688-2127 Member SIPC
JoAnne’s Dance Studio #4
Now accepting new students for Ballet, Tap,
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PIANO LESSONS!Artistic DirectorJoAnne L Meade
member DEA, NADAA, ASCAP
303-688-62211543 N Park, Unit B
Castle Rock, CO
EducationTHE OCEAN Corp. 10840
Rockley Road, Houston, Texas 77099 Train for a new Career. *Underwater Welder. Commercial Driver. *NDT/Weld Inspector. Job place-ment assistance. Financial Aid available for those who
qualify1-800-321-0298
C l a s s i f i e dAdoption
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with unlimited growth, business opportunity,
call 303-730-3965An Easier Way, LLC
Help Wanted
RC-Hobbies is hiringimmediately at our Littleton location.
We’re looking for a part-time employee withRC and sales experience.
Email resumes [email protected]
Responsible person wanted to assist me in cleaning my house, weekly or bi-week-
ly. 303-841-3040.
All Priefert up to 30% OFF
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assistance available. Housing, relocation, medical, counsel-ing and more. Call Adoption United 24/7 1-888-617-1470.
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HORSE HAY: Orchard grass/alfalfa mix, bermuda grass and alfalfa. Prices vary from $12.50
- $15 per bale on small bales Round bales of horse quality
bermuda grass starting at $195/bale. Erin 719-357-0437 http://
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OVER 18? 18-24 bright people needed to travel with a young success-ful team. Paid training, Transportation/lodging.
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Be Energy Independent.Classic OUTDOOR
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WANTS TO purchase minerals and other oil & gas interests. Send details P.O. Box 13557,
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County residents $40 up to 8 zones,
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Still Time to Set Up Owner-only 401(k) for 2012
If you’re a small-business owner, with no full-time employees (except
possibly your spouse or busi-ness partner), you’re probably used to taking care of just about everything on your own. So, if you’re thinking of establishing a retirement plan — and you should — you might also be attracted to “going solo” with an “Owner-only” 401(k).
An Owner-only 401(k), sometimes known as an Individual 401(k),
has been around for a few years now, and has proven quite popular — and with good reason. This plan is easy to establish, easy to administer and, most importantly, gives you many of the same benefits enjoyed by employ-ees of a company that offers a traditional 401(k) plan.
These benefits include the following:
Tax deferred earnings — Your earnings aren’t taxed as they accumulate. Tax deductible contributions — An Owner-only 401(k) consists of two components — salary deferral and profit sharing contributions, both of which are gen-erally 100 percent tax deductible. If you choose to make Roth salary deferrals to your Owner-only 401(k), your contributions aren’t deductible, but you won't pay taxes on your earnings, provided you don’t take withdrawals until you’re 59-1/2 and it's been five years since your first year of Roth deferral. Variety of investment choices — You can choose to fund your Owner-only 401(k) with a wide range of investments. And you can construct an investment mix that’s appropriate for your risk tolerance and long-term goals.
Furthermore, an Owner-only 401(k) can potentially allow you to make greater contributions, at an identi-cal income level, than other small-business retirement plans, such as a SEP IRA. In 2012, you can defer up to $17,000, or $22,500 if you’re 50 or older (as long as you don’t exceed 100 percent of your income). Then, in addition, you can make a profit-sharing contribution equal to 25 percent of your income (slightly less if you are unincorporated). So, by combining the salary defer-ral and profit-sharing components, you can potentially contribute up to $50,000 to your Owner-only 401(k) in 2012, or $55,000 if you’re 50 or older. And these figures are doubled if your spouse also contributes to the Owner-only 401(k).
However, you’re not obligated to contribute anything to your plan. So, if your business is slow one year, you might scale back your contributions, or put in nothing at all. Then, when business picks up again, you can get back toward contributing whatever you can afford, up to the maximum.
Clearly, the Owner-only 401(k) can offer you some key advantages in building resources for retirement. But it’s not the only small-business retirement plan on the mar-ket, so, before you make a decision, you may want to consult with your tax and financial advisors to determine if an Owner-only 401(k) is indeed the right plan for you.
But don’t wait too long. You’ll have to establish your Owner-only 401(k) by Dec. 31 if you want to receive any tax deductions for 2012. And in any case, the sooner you start putting money away, the faster the progress you will make toward the retirement lifestyle you’ve envisioned.
GOLDENDOO-DLE F1B pups, f/m, shaggy-curly, gold/apricot,vaccine de-
wormed, $400-$500. 719-214-4277
10 Church & Community Tidbits® of Douglas & Elbert Counties For Advertising Call Tim (303)994-9683
Looking for a New Beginning?
new beginning community church10550 S Progress Way & Longs Way
Parker, CO 80134 Phone: 303-495-2949
Web Site: nbccparker.comE-Mail: Of�[email protected]
Sunday School for All Ages 9:00AMCoffee and Fellowship 10:00AMPraise and Worship Service 10:30AMWed Evening Youth Fellowship 7:00PM
Join Us A Friendly Place to Worship
720-851-0265
LET’S JOURNEY TOGETHER
Center for Spiritual Living of Castle Rock
Sunday 10 a.m. Location:Castle Rock Recreation Center2301 Woodlands BlvdCastle Rock CO 80104
www.OurCenterforSpiritualLiving.org
Are you on a Spiritual Path?
Answers on page 4
GOT PRAYERS?WRITE THEM DOWN AND SEND THEM
WITH YOUR ONE DOLLAR GIFT TO
PRAYERS INC.PO BOX 260182
LAKEWOOD CO 80226
WE WANT TO PRAY WITH YOUWWW.PRAYERS-INC.COM
www.SundancePrint.com
The Parker CROP Hunger Walk team thanks its Diamond and Gold sponsors:Sundanace Printing, Parker Academy of
Martial Arts, Spring Valley Golf andAdoptees-Making the Transformation.
Thanks to them and others throughout the community. We had a great walk and
raised over $5,000 to �ght poverty.
MONEYJESUS
StartingNovember2012
NewSermonSeries
During These Tough Economic Times,Come Discover...
Cindy Rose
Please see our ad on page 1 of Tidbits.April Norton, Esq.Norton Law, P.C.9896 Rosemont Ave., Ste. 103Lone Tree, CO 80124Telephone: (303) 202-0303
Bankruptcy Basic Information (part 2):
Chapter 7 is a liquidation bankruptcy. This means the case admin-istrator, known as a Trustee, can liquidate any assets the bank-ruptcy filer has that are not protected and claimed by law, through exemptions. Any money collected is distributedto creditors.
Under Colorado law, certain protections are afforded for items such as homestead equity, motor vehicles, householdgoods, clothing, and retirement accounts. Bankruptcy is intended to afford a fresh start to filers, but is not intended to strip them of necessary items. Many people who file forChapter 7 do not lose any property.
The repayment plan of Chapter 13 allows the filer to keepitems that may not be protected in a Chapter 7 liquidation. Instead of having the property liqui-dated, the value of the non-protected property is paid back through a structured repayment plan. The Chapter 13 Trustee distributes the paymentsto creditors.
FORUM QUESTION: Do I have to include my doctor's bill, car loan, and personal family loan in bankruptcy?
ANSWER- Yes. You mustlist all financial obligations that you owe on the date you file for bankruptcy. Options exist that allow a filer to keep financed items (such as a vehicle) after bankruptcy.
***If you have general questionsabout bankruptcy, email them to [email protected] . Select questions will be printed and answered in the next Tidbits installment! The foregoing information is not intended to be, and should not be, construed as specific legal advice
Moments in Time Tidbits® of Douglas & Elbert Counties 11For Advertising Call Tim (303)994-9683
¥ On Nov. 24, 1849, John Froelich, the inventor of the first internal-combustion tractor, is born in Girard, Iowa. Froelich and investors formed the Waterloo Gaso-line Traction Engine Company. The Waterloo Tractor Works, owned by John Deere since 1918, remains one of the largest tractor factories in the United States.
¥ On Nov. 22, 1900, the first car to be produced un-der the Mercedes name is taken for its inaugural drive in Cannstatt, Germany. The car was specially built for Emil Jellinek, a fan of fast, flashy cars. He bought 36 of them. In exchange, the company agreed to name the car after Jellinek’s 11-year-old daughter, Mercedes.
¥ On Nov. 19, 1915, British airman Richard Bell Davies performs a daring rescue, swooping down in his plane to whisk a downed fellow pilot from behind the Turkish lines. The British government awarded him the Victoria Cross.
¥ On Nov. 21, 1934, teenager Ella Fitzgerald wins Amateur Night at Harlem’s Apollo Theater. Putting her name in the hat on a bet, she’d originally planned a dance number. History was made when she changed her mind and sang “The Object of My Affection.”
¥ On Nov. 20, 1945, a series of trials of accused Nazi war criminals, conducted by a U.S., French and Soviet military tribunal based in Nuremberg, Germany, be-gins. Twenty-four former Nazi officials were tried, and half would be sentenced to death by hanging.
¥ On Nov. 23, 1959, Robert Stroud, the famous “Bird-man of Alcatraz,” is released from solitary confinement for the first time since 1916. For 15 years, Stroud lived among canaries brought to him by visitors, and he be-came an expert in birds and ornithological diseases. In 1943, Stroud’s Digest of the Diseases of Birds, a 500-page text that included his own illustrations, was pub-lished to general acclaim.
¥ On Nov. 25, 1963, President John F. Kennedy, who was assassinated three days earlier, is buried with full military honors at Arlington National Cemetery. An eternal flame was lit by his widow to forever mark the grave.
(c) 2012 King Features Synd., Inc.
TAKE NO ACTION TO APPREHEND THESE PEOPLE YOURSELF! For immediate action call 303.660.7500 or your local lawenforcement agency. To provide information & remain anonymous, call the Douglas County Sheriff’s warrant tip
line at: 303.660.7574, email [email protected] or leave a tip online at www.dcsheriff.net
IVAN JOSEPH STARK40 YRS OLD6’5” 250 LBS
BROWN HAIR, BROWN EYESLKA: HIGHLANDS RANCH, CO
CHARGES: THEFT, FRAUD BY CHECK, VIOLATION OF
BAIL BOND CONDITIONS
Alexandra Scripps Groos23 years old5’10” 110 lbs
Blonde hair, Green hairLKA: Denver, CO
Charges: ID Theft, Theft
Arlene Mae Jiron49 years old5’5” 110 lbs
Brown hair, Hazel eyesLKA: Littleton, CO
Charges: ID Theft, Unauthorized Useof a Financial Transaction Device
Lisa Christine Younger31 years old
Blonde hair, Blue eyes6’ 150 lbs
LKA: Parker, CO
Charges: ID Theft, Forgery
Timothy G Brown, Agent734 Wilcox Street #100Castle Rock, CO 80104(720) 733-2584www.timothybrownagency.com
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American Family Mutual Insurance Company and its SubsidiariesAmerican Family Insurance Company
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© 2009 07497 — Rev. 2/09
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your business in Tidbits eachweek and online all the time!
For more information call: 303-994-9683
Laugh Lines Tidbits® of Douglas & Elbert Counties 12
Complete ServiceBrakes
TransmissionSuspensionGas EnginesDi�erential
6.0 Ford
6250 E. Pine LaneParker, CO 80138303.841.6527
FREEDiagnosticswith Repair! DieselRepairParker.com
DIESEL Emissions TestOnly $40
No Appointment NeededMon-Fri 8-5 Sat 8 - 12
It’s All About Service & Horsepower, Pal!
For Advertising Call Tim (303)994-9683
Bankruptcystarting at $475
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THOSE FARMERS...
An old farmer got pulled over by a young state trooper for speeding. The trooper, fresh on the job, decided to throw his weight around and started lecturing the farmer about his speed. He did his best to make the farmer feel uncomfort-able but eventually got around to writing the ticket.
As he wrote, he had to swat at several flies that were buzzing around his head. "Having some problems with circle flies there, are ya?" asked the farmer. ... The trooper stopped writing the ticket and looked up. "Well yeah, if that's what they are," he said. "I never heard of circle flies, though." "Oh, they're pretty common on farms," said the farmer. "We call 'em circle flies because they're always circling around the back end of a horse." "I see," said the trooper as he continued writing the ticket.
All of a sudden, he stopped and looked up at the farmer. "Hey...wait a minute, are you trying to call me a horse's ass?" "Oh no, officer," replied the farmer. "I have far too much respect for law enforcement and police officers to even think about calling you a horse's ass." "Well, that's a good thing," said the trooper as he resumed writing the ticket. After a long pause, the farmer continued. "Hard to fool them flies, though."
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