Is There Such a Thing as Legal Credit Repair?
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Transcript of Is There Such a Thing as Legal Credit Repair?
![Page 1: Is There Such a Thing as Legal Credit Repair?](https://reader035.fdocuments.in/reader035/viewer/2022062511/54c910bd4a7959c5458b4570/html5/thumbnails/1.jpg)
Legal Credit Repair?Is There Such a Thing?
![Page 2: Is There Such a Thing as Legal Credit Repair?](https://reader035.fdocuments.in/reader035/viewer/2022062511/54c910bd4a7959c5458b4570/html5/thumbnails/2.jpg)
Legal Credit RepairFair Credit Reporting Act
• Not Older 7 Years• Verifiable• Not Misleading• Accurate• Legally Challenge All
FCRA
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Legal Credit RepairFair Debt Collection Practices Act
• No Abuse• No Deception• Fair Treatment• Accurate Reporting• Communication
FDCPA
![Page 4: Is There Such a Thing as Legal Credit Repair?](https://reader035.fdocuments.in/reader035/viewer/2022062511/54c910bd4a7959c5458b4570/html5/thumbnails/4.jpg)
Legal Credit RepairFair Debt Collection Practices Act
• No Abuse• No Deception• Fair Treatment• Accurate Reporting• Communication
FDCPA
![Page 5: Is There Such a Thing as Legal Credit Repair?](https://reader035.fdocuments.in/reader035/viewer/2022062511/54c910bd4a7959c5458b4570/html5/thumbnails/5.jpg)
Legal Credit RepairFair Credit Billing Act
• Covers Billing Errors• Not Billing Disputes• Fair Treatment• Restricted Reporting• Communication
FCBA
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Legal Credit RepairEqual Credit Opportunity Act
• Prohibits Discrimination• Explantion of Denial• Clear Definitions• Marital, Spouse, Identity• Disabilities
ECOA
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Legal Credit RepairTruth in Lending Act
• Disclosure Required• Definitions & Terms• Fair Treatment• Accurate Reporting• Communication
TILA
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Legal Credit RepairGramm-Leach-Bliley Act
• Privacy Safeguards• Theft Prevention• Info Sharing• Opt-Out• Identity Theft Issues
GLBA
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Legal Credit RepairThe Federal Trade Commission
• Enforces these Laws• Updates these Laws• Governs Credit Issues
FTC.gov
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Legal Credit RepairIs Credit Repair Legal?
• Credit Repair is Legal• You Have Rights• You Can Legally Repair Your Credit History!
YES!
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