Rocio Moorerociomoore@gmail.com

Are you looking for optional investment opportunities?

This presentation shows you that rental property is a great investment, and an average return of roughly 11% for each year for a 5 year commitment.

Single Family Residents RentalMultifamily Residents RentalUndeveloped LandCommercial Spaces

• Single Family has highest rate of return with lowest risk

• Undeveloped land is speculative and many of the variables that affect the rate of return are out of control of the purchaser.

• Multifamily takes management skills and can have legal risks and liabilities and tax issues

• Commercial Spaces take a certain level of experience and expertise

Rate of returnLiabilityMaintenanceRisks such as abandonment.

• High Rate of Foreclosures allow for some real deals

• Limited credit for purchasers means high demand for rentals pushing the “rental revenue amount” higher than normal

• Usually only requires small amount of money down

• Properties are easy to source and evaluate

• You are earning on the renters money as well as on the increased value of the property

• Professional or Small Business owner in their 30’s-50’s with interest in growing their investment opportunity

• Responsible, hardworking, but conservative

• Future issues such as college expenses for children, eventual retirement, and limited current career path growth

• Frustrated with other investment opportunities

• Set Goals for amount of money you can commit to secure rental property (Money can be cash, home equity loans, loan from 401K, etc)

• Decide type of Residential property to source • How the property is going to be managed depends

on your time, number of properties, location• Decide on time period for holding the property. (EG:

5 years, 10 years, etc)• Source financing options and evaluate investment

properties• Agent does comparison to set expected rental rate,

and Inspector determines if there are key repair issues to deal with.

• Decision to purchase is based on the ROI, goals, and expectations for property based on holding period.

• Experience, Knowledge, and Competency as as a Real Estate Consultant for Clear Lake, Houston area

• Research and Comparative Evaluations in order to have a good idea of ROI

• Savings Benefits which include partners in the area of lending, construction, moving and other home services willing to offer discounts

• Flexible Commission rate based on number of units purchased in 12 month period.

Loan Origination Fee: Usually 1% Appraisal fee: roughly $275 Credit Report: about $65 Tax Service Fee about $75 Underwriting Fee about $300 Flood Certificate about $25 Prepaid items: Interest (1-30 days), Hazard Insurance 1

year premium Reserves: Hazard Insurance (2mths), Taxes (2 months),

Mortgage Insurance (2 mnths) Title Charges: roughly $500 depending on type of loan Recording Charges: roughly $200 Survey Charges: roughly $100 Closing costs guess: 4.5 % of the cost of the home

Initial investment of $24,000 brings a return of roughly $14,400 Assumptions:

A. Holding period is 5 years B. Monthly rent is approximately $1,000 C. Loan is at a rate of 7% B. Appreciation is minimal over 5 years with sale price of

$114,000 C. Overage of monthly rent is used to pay off note D. Total maintenance costs are roughly $3,000 over 5 years. E. Purchase Closing costs are $4,000 and sellers closing costs

are $6,000. F. If any of these costs are lower, or appreciation greater, rate

of return will be greater

Rate of return on 5 year CD is roughly 3.5% so a $24,500 investment will be worth $28,787 in 5 years.

So payment for your time and trouble to manage a rental home for 5 years is roughly $12,000 as compared to a conservative 5 year CD

Turn $24,500 into $38,900 in 5 years by buying a $100,000 rental property.

Now is a great time to purchase Forclosures with a 5 year appreciation rate to be very promising.

If this looks of interest to you, please call me. I would love to help you with your investment interest.

Sincerely, Rocio Moore. 832-878-0776