Investor Presentation, 2017 · © 2016 Startup theme. All Rights Reserved. 3 Capitalia is the...
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www.companyname.com © 2016 Startup theme. All Rights Reserved. 1 FINANCING BUSINESSES CAPITALIA
Transcript of Investor Presentation, 2017 · © 2016 Startup theme. All Rights Reserved. 3 Capitalia is the...
www.companyname.com
© 2016 Startup theme. All Rights Reserved.
1
F I N A N C I N G B U S I N E S S E S
C A P I T A L I A
www.companyname.com
© 2016 Startup theme. All Rights Reserved.
2
Capitalia offers investors a safe, transparent and
profitable way to invest in the Baltic small and
medium sized businesses with investment
returns of up to 18% per year
www.companyname.com
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3
Capitalia is the leading alternative financing provider in the Baltic
countries. Operating since 2007, Capitalia has financed over 5000
companies in Latvia, Lithuania and Estonia.
Market leader
The only specialized non-banking finance provider to
small and medium businesses with pan-Baltic presence
Experienced
Founded in 2007 by management team with background in
venture capital, private equity and banking
Reputable
Since historic bond listing in NASDAQ Baltic, follows
international accounting and transparency standards
Tallinn
Riga
Vilnius
www.companyname.com
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Instead of competing with bank offering we are
supplementing it when such financing is not
available or not sufficient
Addition not replacement to bank
With unreliable financials of SMEs, we have built
processes where automatic scoring is
complemented by experienced decisions
Decision not IT based
Only 1/3 of our loans are backed by collateral.
Although we almost always require personal
guarantees, our key scoring metric is cash-flow
Cash-flow focus
www.companyname.com
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Designed
by slidefusion
Designed
by slidefusion
Designed
by slidefusion
FACTORING VENTURE
Eur 1,000 - 1,000,000
Term from 1-36 months
Amortising or bullet
Evaluation in 1-5 days
LOANS
of portfolio of portfolio of portfolio10%20%70%
Anonymous or direct
Up to EUR 200,000
15-180 day invoices
Evaluation in 1-3 days
Early stage equity
Up to EUR 500,000
Co-investing with other
angels or VC funds
/monthly interest from
1.5%/monthly interest from
0.8%/average equity stake
5%
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2017
2016
Crowdfuding platform
capitalia.com launched
Operations started in
Estonia
2011
First financing issued
to a client in Lithuania
2007
Company founded in
Latvia
2014
Bonds listed in
NASDAQ Baltic
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REAL ESTATE
Recieved short-term bullet
loan to finish construction
of a project
MANUFACTURER
Attracted financing to
launch production of
new product
SERVICE PROVIDER
Financed management
buy-out from retiring
shareholder
EUR 150,000
3 years
EUR 700,000
3 monthsEUR 25,000
12 months
www.companyname.com
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55m
80%
2y
12m
94%
Promoter score
94% of our clients
would recommend us
Invested
Over EUR 50m invested in
businesses to date
Average age
Average age of our
clients is 2 years
Term
Average issued financing
term of 12 months
Retention
High customer loyalty with
over 80% of repeat clients
www.companyname.com
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2017
2016
2015
2014
2013 €1.1m
€1.7m
€2.6m
€4.6m
2018 €6.5m
€4.9m
Stable growth of the
portfolio with
excellent
diversification across
industries and
countries
www.companyname.com
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Chief Risk Officer
Experience in various roles in
banking and alternative
financing companies
ELANA NOVIKOVA
Chief Investment Officer
With over 7 years at Capitalia
the most experienced investment
manager
GINTARAS MATUZAS
Chief Executive Officer
Previously investment banker
and venture capital fund
manager
JURIS GRIŠINS PĀVELS ŠNEJERSONS
Member of Investment Committee
Previously loan department
manager at leading bank
in Latvia
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Loan purchaseBonds Co-financing
10-16% apr6-10% apr 8-18% aprPurchase of loans issued and
managed by Capitalia
through marketplace platform
www.mintos.com
Collateralised and non-
collateralised bonds
issued by Capitalia with
maturities of 1-3 years
Co-financing of individual
companies syndicated and
managed by Capitalia at
www.capitalia.com
www.companyname.com
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Safe
Carefully evaluated cash-flow generating
businesses. Total collateral value held at EUR 6m
Transparent reporting
Transparent and regular reporting through
following NASDAQ guidlines
Aligned interests
In all co-financing opportunities offered,
Capitalia invests its own capital
Great returns
Great returns outperforming other risk-adjusted
fixed income investment opportunities
Market leader
Market leader in non-bank small and medium
business financing in the Baltic States
Ethical financing
Attracted financing goes to regional
businesses, helping them grow
www.companyname.com
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W W W . C A P I T A L I A . C O M
C O N T A C T U S
TELEPHONEDirect: 371-2994-4395
Office: 371-2880-0880
ADDRESSBrivibas 40-35
Riga, Latvia, LV1050
WEBSITEwww.capitalia.com
