Investments - Top of the Pyramid
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A presentation on the Investment habits of the Ultra HNI's in India.We invite you to also visit: http://wealthmanagement.kotak.com/topindia/index.html http://www.facebook.com/TOPIndia http://twitter.com/#!/TOPIndia
Transcript of Investments - Top of the Pyramid
INVESTMENT
INTRODUCTION• Driven by a slew of factors, the number of ultra HNIs in India has
leapfrogged in the last decade, and so has their wealth• The average rise in the income of ultra HNIs has been much
stronger than that of an average Indian due to:• ESOPs and other innovative salary • strong corporate performances• buoyant capital markets• considerable return on investments
Investments
• Investments is the third chapter of the Top Of the Pyramid• Talks about the investment patterns of the ultra HNIs• As a class, the ultra HNIs uniformly exercise far greater
degree of caution when it comes to their investments compared with the kind of risks they are willing to undertake in their businesses
• The difference among them is only in terms of degree, when it comes to risk aversion
• The choice of asset classes the Inheritors, the Self made and the Professional make in accordance with their needs
Investments – Some insights
Professional advice
• Previously, most ultra HNIs invested in a few asset classes
• They used local brokers, chartered accountants, or tax consultants
• Traditionally, the wealth management market in India was served by those that cross-sold mutual funds, broker and banking products to the rich
• However, today there is an increased willingness to seek advice from professional investment managers
