Introducing Automotive Banking Solutions

© 2009 Automotive Banking Solutions. All Rights Reserved

Introducing Automotive Banking Solutions

Automotive Complete Solutions, IncEasy – Efficient - Affordable


• According to CNW Research, independents posted sales of 2.975 million used vehicles in October 2007, significantly down from the more than 4.5 million units moved in September 2007 *

• ‘‘Franchised dealers … are concentrating on used cars as a source of profits as new-car sales decline and service business is crimped by longer-life vehicles requiring less maintenance. Unfortunately, for independent dealers, their franchised brethren are scouring auctions and sucking up anything that might sell quickly and for a modest profit.’’ *

*Source: AutoRemarketing.com, November 2007

With market share declining, independent dealers cannot afford to miss any sales opportunities simply because they cannot provide funding

Why Provide A Finance Option?


Maximize Profit on Every Deal

“Financing remains the largest profit center per transaction.”


Off-site Desk Manager

• We are just a simple click away. We will review the deal, get it approved and send back a deal structure.

• All the dealer needs to do is print the paper work and have the customer sign it.


In House Financing Solutions

• Credit Check: Run your credit bureaus through the 3 major bureau providers

• Credit Application: Submit application data and receive credit decisions in seconds

• Lender Participation: Increase your potential profit per deal by using our financing sources

• Inventory Management: Simplify your inventory management

• Documentation: Easily print all of your contracts and documents


Credit Reporting

Access to the 3 credit reporting agencies and integration with the

credit application.

Access to the 3 credit reporting agencies and integration with the

credit application.


The Credit Application

Simple application flowSimple application flow

Easy to use worksheet for structuring your deals

Easy to use worksheet for structuring your deals


Application Monitor

Credit decisions quickly and readily displayed in single page monitor.

Credit decisions quickly and readily displayed in single page monitor.


Profit Calculator

The profit calculator conveniently shows a dealer where their grosses

are being made and profit potential in other areas.

The profit calculator conveniently shows a dealer where their grosses

are being made and profit potential in other areas.


Document Printing

Easily create documents regularly used in the buying process

Easily create documents regularly used in the buying process


What Is VEHICLEXPRESS?

• Our DMS was designed to accommodate the small independent auto and powersports dealer but has all the capability required by large franchise dealerships.

• The DMS gives auto and powersports dealers instant access to their inventory, customers, branches, employees and deals.

• This system gives you total control your accounting, billing and collections, compliance and regulations as well as offering a comprehensive library of forms and reports.

• You can also work with lenders across the nation within a comprehensive web-based lending platform that handles all of your F & I needs.


Benefits and Features

• Manage inventory in multiple locations

• Powerful VIN decoder

• Floor plan tracking

• NADA and Manheim auction valuations

• Upload inventory to Auto Trader, Cars.com and other web sites

• One time application key in to access multiple lenders

• Plain paper contracting and impact printing capabilities

• BHPH module

• Collections tools

• 24/7 access to your dealership from any web connection

• No software to install or update

• RTO module


Servicing The Dealership

Sales

Pull credit reports through Experian, Equifax and TransUnion

Vehicle valuations through Manheim, NADA and BlackBook

VIN Decoder software

Web access to prime through sub-prime lenders

Sales of ancillary products with a robust F&I Menu Selling System

Print Laser and Dot Matrix documents

Profit Calculator

Access to XpressCredits Credit Aggregation System

Buy Here Pay Here

Collection tools

Account noting capabilities

Payment booklets

Promise to pay reminders

Collections queues

Compliance

Manage inventory

Lead and customer management

Upload inventory on web (Autotrader, Cars.com and Ebay)

History Reports and History Details

Ability to print window stickers

Red Flag Compliance

Customizable security access

Interface with QuickBooks

Introducing Automotive Banking Solutions

Documents

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