0207 100 0110 brokers@fleximize.com

INTRODUCER INFORMATION PACK

INTRODUCER INFORMATION PACK

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FOUNDING MEMBER OF

FEATURED IN

IN ASSOCIATION WITH

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brokers.fleximize.com

WHO ARE FLEXIMIZE?We’re an innovative alternative business lender, specializing in supporting business growth with flexible finance solutions for companies of all sizes.

We offer unsecured business loans from £5,000 to £250,000, with repayment terms of one month to 24 months, and secured loans from £10,000 to £500,000, with repayment terms of one month to 48 months.

WHY BUSINESSES CHOOSE US

The future of business fundingI’ve found the team at Fleximize to be truly flexible and understanding of the

changing needs of a small business. They’ve been easy to approach and highly professional. As our needs have changed, their facility has changed to match.

With their help, our business has grown consistently.

Industry-leading flexibility, including penalty-free early repayments, top-ups and

repayment holidays.

Interest is charged on a reducing balance, so if your

client repays early they’ll only pay interest for each day they

had the funds.

Decisions are made by people, not computers, so if your client doesn’t fit the strict criteria of most banks, they could have more success with Fleximize.

Hassle-free funding, released in a matter of days, so your client can get on with running their

business.

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INTRODUCER INFORMATION PACK

ENJOY FLEXIBLE FUNDING AT ITS FINEST We can offer your clients unsecured and secured lending options, both with flexible features as standard.

Unsecured business loan• Borrow £5,000 - £250,000• Repay over a term of 1 - 36 months *• Choose from two repayment plans — our innovative revenue advance or simple fixed instalments• Rates from 1.5% per month, with no additional fees• Approval and funding in as little as 48 hours

Secured business loan• Borrow £10,000 - £500,000• Repay over a term of 1 - 48 months• Repayments are fixed instalments set across a term that suits your client• Rates from 1.5% per month, with a one-off legal fee applied to the loan• Approval and funding in as little as 48 hours• Equitable charges available

*Additional criteria applies to qualify for our 36-month loan term.

FUNDING SOLUTIONSWe believe that flexibility is important for all types of businesses, especially fast-growing SMEs. That’s why all of our loans come with flexible features as standard, not an expensive add-on.

Immediate drawdownAll our loans can be funded immediately

upon receipt of agreements.

Built-in flexibilityTop-ups and repayment holidays available after three repayments.

Repay early, repay lessGet rewarded, not penalised. Settle your loan early and save on interest.

FLEXIMIZE FUNDING IN ACTION There are plenty of ways to put a loan from us to work, including:

Website development

Machinery upgrades

Management buy-out/buy-in

Cashflow

Property purchase

Recruitment

Marketing & PR

Renovation & refurbishment

Stock purchase

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brokers.fleximize.com

HOW IT WORKS

LOAN ELIGIBILITYOUR QUALIFICATION CRITERIA

QUALIFY YOUR LEADEnsure your client meets our minimum qualification criteria - see below.

UK limited company or LLP (or sole trader applying for £25,000+)

Your client is a director / owner / partner of the business, and at least one director resides in the UK

Your client’s business has been trading for a minimum of six months

Desired loan amount can’t be more than twice your client’s typical monthly revenue

Client must be able to provide director guarantee(s)

AGREEMENTS SIGNED & FUNDS SENTIf the loan is approved, we’ll run anti-money laundering (AML) checks and send you agreements for signing. Funds are immediately sent to your client’s account upon receipt of signed agreements.

FINAL LENDING DECISIONThe application will be reviewed by an underwriter who will provide you with a final lending decision, typically within 24 hours of receiving all supporting documentation.

INSTANT INITIAL DECISIONYou’ll be notified of the outcome of our initial checks immediately. If initial checks pass, you will need to provide supporting documentation. The documents required will depend on the business applying and the loan amount.However, we will always ask for the following:- Completed additional information form (we’ll supply you with this)- Most recent three months’ bank statements relating to all business accounts- A copy of the latest year-end accounts and up-to-date management accounts- VAT returns (if VAT-registered) or sales figures for the last 12 months

SUBMIT APPLICATION You can do this via the online portal (brokers.fleximize.com) or we’ll happily submit it. Simply email your account manager directly, or send your client’s application to brokers@fleximize.com.

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INTRODUCER INFORMATION PACK

COMMISSION STRUCTUREBusiness finance should be straightforward for you and your client, so you can close deals quickly and your client can get on with what they do best – running their business.

Fleximize is proud to offer one of the most generous commission schemes in the commercial lending space. Brokers can charge clients up to 5% on every deal, and in return we’ll pay out enhanced commission on all multiple deals within one calendar month. There’s also an opportunity to become a gold broker, earning you even more commission across the same deals.

STANDARD SCHEME | AVAILABLE TO ALLReceive up to 8% on funded loans with our tiered commission scheme. Brokers are rewarded with enhanced commissions when they successfully introduce multiple new clients within one calendar month. This resets monthly and is based on drawdown date.

EXCLUSIONSReturning clients: this scheme only applies to clients that are not already on the Fleximize database. Commission for refinances or returning clients is as per your introducer agreement.

Bespoke arrangements: enhanced commissions are only redeemable where a maximum of 5% is applied.

5%

6%

7%

8%

LOAN FUNDED

(per month)

COMMISSION DUE COMMISSION SPLIT

First loan

Second loan

Third and fourth loan

Fifth loan

+

+

+

Standard

Up to 5%

Up to 5%

Up to 5%

Up to 5%

Bonus

-

1%

2%

3%

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brokers.fleximize.com

LOAN FUNDED

(per month)

LOAN FUNDED LOAN AMOUNT (£) COMMISSION DUE ON DEAL (£)

COMMISSION DUE

First loan

Second loan

Third and fourth loan

Fifth loan

GOLD SCHEME | QUALIFICATION REQUIREDReceive an additional 1% across all deals, on top of our standard scheme commission. This scheme refreshes every month and is based on drawdown date.

QUALIFICATIONThe broker must refer a minimum of three funded loans each month for two consecutive months or six loans within any two month period. Once achieved, they will qualify for gold scheme commissions from the next calendar month.

Base commission

Up to 5%

Up to 5%

Up to 5%

Up to 5%

Standard scheme

-

1%

2%

3%

bonus

1%

1%

1%

1%

+

+

+

+

+

+

+

+

The below example displays commission earned on the gold scheme based on three funded loans within one calendar month.

Loan A

Loan B

Loan C

20,000

140,000

200,000

1,200 (1,000 Base + 200 Flex)

9,800 (7,000 Base + 2,800 Flex)

16,000 (10,000 Base + 6,000 Flex)

27,000Total commission (Gold Scheme)

Equivalent earned on Standard Scheme = £23,400

Sign up as an introducer on our platform by filling in our simple form: brokers.fleximize.com/apply

Access your online portal to submit applications and receive live updates at brokers.fleximize.com

EXCLUSIONSSame as the standard scheme, plus inactivity; if a broker doesn’t have two deals funded within any one-month period, they will return to the standard commission scheme.

GET IN TOUCHWe’d love to hear from you.

brokers.fleximize.comAccess your online portal to submit applications and receive live updates

0207 100 0110Speak to us about your clients’ needs and, well...anything

brokers@fleximize.comPing us an email and we’ll be in touch as soon as possible

Pop in and see usFeel free to drop by Holbrook House, 51 John St, Ipswich IP3 0AH

Hours of businessMonday to Friday - 8.30am to 5.00pm

Stay in the knowJoin our LinkedIn group and stay-up-to-date with the latest goings-on at Fleximize, including product updates and introducer events. Request to join via www.linkedin.com/groups/8587855

A vital partner for our businessA great, simple product, supported by a team that “get it”. We find

the service to be excellent and our clients are well looked after. Steve Richardson, Funding Options