INSTITUTIONAL FINANCE 469 Table Contents Page No. 25.7 Per ...

INSTITUTIONAL FINANCE 474

Table No.

Contents Page

25. INSTITUTIONAL FINANCE

25.1 Banking Development - Key Indicators 475

25.2 Number of Commercial Banks in Tamil Nadu 475

25.3 Deposits of Scheduled Commercial Banks in Tamil Nadu 476

25.4 Operation of Commercial Banks in Tamil Nadu 476-477

25.5 Number of Bank Offices 478

25.6 Population served per Bank Office 478

25.7 Per Bank Deposits - Tamil Nadu 479

25.8 Aggregate Bank Deposits 479

25.9 Banking Development in Select Districts 480

25.10 Gross Bank Credit 481

25.11 Credit per Bank Branch - Tamil Nadu 481

25.12 Credit - Deposit Ratio 482

25.13 Trend of Banking Development in Tamil Nadu 482

25.14 District Wise Statistical Data on the Operation of Commercial Banks Outstanding

483-486

25.15 Major Sector-wise Allocation and Achievement under Annual Credit Plan (ACP) by Districts

487-489

25.16 Advances by Scheduled Commercial Banks towards Priority Sectors in Tamil Nadu 2012

490

25.17 Outstanding credit of Scheduled Commercial Banks According to Occupation for Tamil Nadu March 2012-2014

491-492


25. INSTITUTIONAL FINANCE 25.1 BANKING DEVELOPMENT - KEY INDICATORS

(At the end of March 2019)

Indicators Unit 2017-18 2018-19

Tamil Nadu

All India Tamil Nadu

All India

1 2 5 6

1. Bank Offices

Nos. 10893 141909 11206 145374

2. Population Served Per Bank

Office *

Nos. 6623 8531 6438 8327

3. Aggregate

Bank Deposits

Rs. in Cr. 716716.5 11434450.9 798738.4 12639008.5

4. Gross

Bank Credit

Rs. in Cr. 794181.7 8766972.6 891029.7 9897595.1

5. Credit Deposit

Ratio

Percentage 110.8 76.7 111.6 78.3

* Based on 2011 Census Population, Govt. of India. Source : 1. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2018. 2. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2019

25.2 NUMBER OF COMMERCIAL BANKS IN TAMIL NADU


Bank Group Bank Offices

1. Nationalised Banks

6777

2. State Bank of India and its Associates

3. Foreign Banks 33

4. Regional Rural Banks 636

5. Private Sector Banks 3491

6.Small Finance Banks 269

Total 11206

Source : 1.Basic Statistical Returns of Scheduled Commercial Banks in India, March 2019

INSTITUTIONAL FINANCE 476 25.3 DEPOSITS OF SCHEDULED COMMERCIAL BANKS IN TAMIL NADU


Type of Deposits

2017-18 2018-19

No. of Accounts

(‘000)

Amount (Rs. in lakhs)

No. of Accounts

(‘000)

Amount (Rs. in lakhs)

1 2 3 4 5

Current 4639851 6945409 5781997 7459671

Savings 116338350 23599100 118512991 26106011

Term 15245042 41127141 16778301 46308160

Total 136223243 71671650 141073289 79873842

Source: Reserve Bank of India – BSR Publication,

25.4 PERFORMANCE OF COMMERCIAL BANKS IN TAMIL NADU

(At the end of March 2018) (Rs. in Crores)

Bank Group No. of

Branches Deposits Advances

Invest-ments

C.D. Ratio

1 2 3 4 5 6

SBI Group 359 122745.7 124242.51 13360.00 101

Nationalised Banks 1581 288050.62 295951.48 3327.73 103

Other Public Sector Banks

15 10078.81 14207.53 0 141

Private Sector Banks

741 217212.89 227454.76 4986.83 105

Regional Rural Banks

313 8870.96 7443.26 4828.51 84

Foreign Banks 0 18109.63 26190.77 52.70 145

Grand Total 3009 665068.6 695490.31 26555.77 104.58

INSTITUTIONAL FINANCE 477 25.4 PERFORMANCE OF COMMERCIAL BANKS IN TAMIL NADU

(At the end of March 2018) (Contd.)

(Rs. in Crores)

Bank Group Cr. + Invest Dep. Ratio

P.S. Advances

% of PSA Agri-

advances

% of Agri. Advances to

Total Advances

1 7 8 9 10 11

SBI Group 4540 42469.50 42469.50 19081.60 14.80

Nationalised Banks 2808 166506.40 166506.40 73281.50 23.62

Other Public Sector Banks

141 6145.53 6145.53 2190.90 11.08

Private Sector Banks 107 90905.73 90905.73 34291.26 0

Regional Rural Banks

138 7206.27 7206.27 6160.33 17.94

Foreign Banks 145 2861.99 2861.99 263.81 1.01

Total 108.57 316095.42 316095.42 135269.40 19.81

25.4 PERFORMANCE OF COMMERCIAL BANKS IN TAMIL NADU

(At the end of March 2018) Contd.

(Rs. in Crores)

Bank Group MSE W.S.

Advances DRI

Advances SC/ST

1 12 13 14 15

SBI Group 11794.19 10442.91 13.20 187.05

Nationalised Banks 61665.11 53273.76 60.02 7079.52

Other Public Sector Banks 3052.95 1817.72 0.09 101.68

Private Sector Banks 46035.52 23751.20 36.31 2143.42

Regional Rural Banks 843.66 5433.61 0.00 2669.51

Foreign Banks 1007.85 33.68 0.00 0.10

Total 124399.3 94752.88 109.62 12190.28

Source: State Level Banker’s Committee Agenda, Tamil Nadu


25.5 NUMBER OF REPORTING BANK OFFICES (in Numbers)

Region 2017-18 2018-19

Tamil Nadu

All India Tamil Nadu

All India

Rural 2914 49401 2995 50224

Semi Urban 3871 38626 3965 39344

Urban 1534 25988 1586 26845

Metropolitan 2574 27894 2660 28961

Total 10893 141909 11206 145374

Source : 1. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2018. 2. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2019

25.6 POPULATION SERVED PER BANK REPORTING OFFICE* (in Numbers)

Year Tamil Nadu All India

2006-07 12309 14547

2007-08 11469 13841

2008-09 10684 13012

2009-10 10043 12247

2010-11 10928 13581

2011-12 9946 12598

2012-13 9213 11565

2013-14 8313 10449

2014-15 7642 9615

2015-16 7259 9130

2016-17 6934 8787

2017-18 6623 8531

2018-19 6438 8327

Source: Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks – March 2019 RBI. * - Worked out based on Population Census 2011, Government of India.

INSTITUTIONAL FINANCE 479 25.7 PER BANK DEPOSITS – TAMIL NADU

Region 2017-18

( Rs. in Mn) 2018-19

( Rs. in Mn)

Rural 209 235

Semi Urban 408 448

Urban 739 797

Metropolitan 1493 1595

State 658 713

Source: 1. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2018. 2. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2019

25.8 AGGREGATE BANK DEPOSITS

( Rs. in Crores)

Region

2017-18 2018-19

Tamil Nadu All India Tamil Nadu All India

Rural 60922 1209786 70494 1357293

Semi Urban 158013 1851369 177506 2060748

Urban 113428 2437498 126443 2697053

Metropolitan 384354 5935798 424295 6523914

Total * 716716 11434451 798738 12639009

* - Total may not be tallied due to rounded off figures Source: 1. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2018.

2.Basic Statistical Returns of Scheduled Commercial Banks in India, March 2019.

INSTITUTIONAL FINANCE 480 25.9 BANKING DEVELOPMENT IN SELECT DISTRICTS 2018-19 – TAMIL NADU


Name of the District Number of

Bank Offices

Deposit (Rs. In Crore)

Credit (Rs. In Crore)

Credit –Deposit ratio (in percent)

1. Chennai 1648 334881.35 407784.30 122

2. Kancheepuram 807 55791.89 39431.20 71

3. Thiruvallur 478 28415.95 22636.60 80

4. Cuddalore 280 12331.36 15358.78 125

5. Villupuram 306 8233.97 10288.10 125

6. Vellore 419 17808.98 15621.72 88

7. Tiruvannamalai 222 6733.03 8397.49 125

8. Salem 427 20318.89 24126.36 119

9. Namakkal 267 11050.43 14544.65 132

10. Dharmapuri 136 3739.34 8308.40 222

11. Krishnagiri 220 8469.49 10634.21 126

12. Erode 397 18662.31 22473.68 120

13. Coimbatore 877 66303.18 81290.33 123

14. Tiruppur 385 19950.78 22804.63 114

15. The Nilgiris 112 4976.90 3581.94 72

16. Tiruchirappalli 434 25897.55 23422.33 90

17. Karur 160 5623.37 7936.56 141

18. Perambalur 77 2327.40 3325.20 143

19. Ariyalur 82 2095.11 2464.87 118

20. Pudukkottai 195 5796.39 7280.12 126

21. Thanjavur 337 15752.96 15604.82 99

22. Nagapattinam 191 7594.97 6100.48 80

23. Thiruvarur 167 5243.23 4902.40 93

24. Madurai 500 26625.02 26401.04 99

25. Theni 172 4958.43 7679.43 155

26. Dindugul 288 9562.55 12118.27 127

27. Ramanathapuram 141 4469.42 5206.56 116

28. Virudunagar 245 12171.72 12709.32 104

29. Sivagangai 252 8298.00 7640.50 92

30. Thirunelveli 435 18652.57 16541.54 89

31. Thoothukkudi 242 12556.55 10241.37 82

32. Kanniyakumari 307 13445.32 14172.45 105

TAMILNADU 11206 798738.42 891029.65 112

Source: 1. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2018. 2. Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, March 2019.


25.10 GROSS BANK CREDIT (Rs. In Crores)

Region 2017-18 2018-19

Tamil Nadu All India Tamil Nadu All India

Rural 74907 837817 87614 902877

Semi Urban 159815 1239397 185801 1268481

Urban 135199 1493146 132101 1669334

Metropolitan 424261 5196612 485513 6056903

Total 794182 8766973 891030 9897595

Source: Note: As per place of utilisation of credit Source: 1. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2018. 2.. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2019.

25.11 CREDIT PER BANK REPORTING OFFICE – TAMIL NADU

Region 2017-18

(Rs. In Crores)

2018-19 (Rs. In Crores)

Rural 26 29

Semi Urban 41 47

Urban

88 83

Metropolitan 165 183

State 320 342

Source: 1. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2018. 2.. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2019.

INSTITUTIONAL FINANCE 482 25.12 CREDIT-DEPOSIT RATIO

(Percentage)

Region 2017-18 2018-19

Tamil Nadu All-India

Tamil Nadu All-India

Rural 123 69 124 67

Semi Urban 101 67 105 62

Urban 119 61 104 62

Metropolitan 110 88 114 93

State 111 77 112 78

Source: 1. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2018. 2.. Basic Statistical Returns of Scheduled Commercial Banks in India, March 2019.

25.13 TREND OF BANKING DEVELOPMENT IN TAMIL NADU

Year Number of

Bank Offices

Aggregate Deposits

(Rs. In Crores)

Gross Bank Credit

(Rs. In Crores )

Credit Deposit Ratio

(%) 2003-04

4757

(0.6)

98873

(13.3)

88622

(16.3)

89.63

2004-05

4846

(1.9)

110329

(11.6)

108605

(22.5)

98.40

2005-06

4880 (1.1)

133418 (13.8)

141255 (21.5)

105.87

2006-07

5070 (3.9)

163166 (22.2)

183161 (29.7)

112.25

2007-08

5441 (7.31)

199949 (22.54)

226830 (23.84)

113.40 (1.06)

2008-09

5841

(7.35)

246992

(23.52)

268963

(18.57)

108.89

(-4.01) 2009-10

6214

(6.39)

285337

(15.52)

321418

(19.50)

112.60

(3.41) 2010-11

6645

(6.94) 334167 (17.11)

394358 (22.69)

118.01 (4.81)

2011-12 7253 (9.1)

401182 (20.1)

466031 (18.2)

116.2 (-1.6)

2012-13 7830 (8.0)

446577 (11.3)

549245 (17.9)

123 (5.9)

2013-14 8678 (10.8)

510694 (14.3)

608006 (10.6)

119.1 (-3.1)

2014-15 9441

(8.8)

545350

(6.8)

651619

(7.2)

119.4

(0.25)

2015-16 9939 604539 682310 113

2016-17

10405 671756.4 715725.4 106.5

2017-18 10893

716716

794182

111

2018-19 11206

798738

891030

112

(Figures in brackets indicate percentage change over the previous year)

Source: Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks – March 2019 RBI.


25.14 DISTRICT WISE STATISTICAL DATA ON THE OPERATION OF COMMERCIAL BANKS - OUTSTANDING AS AT THE END OF MARCH 2019

(Amount Rs. in Crores)

District

No. of Branches

De

po

sit

s

Rural Semi Urban

Urban Metro-politan

Total

1 2 3 4 5 6 7

1. Chennai 0 0 0 1575 1575 339511.44

2. Ariyalur 54 29 0 0 83 1895.61

3. Coimbatore 155 262 416 0 833 64152.07

4. Cuddalore 114 107 51 0 272 11120.54

5. Dharmapuri 64 68 1 0 133 3524.27

6. Dindigul 96 137 48 0 281 9444.72

7. Erode 117 184 82 0 383 18966.27

8. Kancheepuram 160 357 171 91 779 37869.74

9. Kanniyakumari 95 139 62 0 296 13403.82

10

. Karur 50 101 3 0 154 5587.80

11

. Krishnagiri 86 83 41 0 210 7300.17

12

. Madurai 100 102 272 3 477 26239.88

13

. Nagapattinam 98 72 20 0 190 6611.56

14

. Namakkal 105 150 1 0 256 10781.19

15

. The Nilgiris 17 94 0 0 111 5170.17

16

. Perambalur 40 33 0 0 73 2302.86

17

. Pudukkottai 117 42 30 0 189 6000.52

18

. Ramanathapuram 62 78 1 0 141 3553.13

19

. Salem 102 155 153 0 410 20680.27

20

. Sivagangai 125 93 25 0 243 11708.73

21

. Thanjavur 131 98 106 0 335 21232.43

22

. Theni 26 141 0 0 167 4994.43

23

. Tiruvannamalai 102 85 34 0 221 6543.35

24

. Tiruppur 113 113 186 0 412 19934.08

25

. Tiruchirappalli 127 192 110 0 429 25181.87

26

. Tirunelveli 99 162 101 0 362 17745.75

27

. Thiruvallur 90 211 62 104 467 25147.61

28

. Thiruvarur 81 85 1 0 167 5195.38

29

. Thoothukkudi 88 83 65 0 236 12528.52

30

. Vellore 133 181 93 0 407 17598.31

31

. Villupuram 160 136 4 0 300 8963.39

32

. Virudhunagar 86 131 28 0 245 850.00

Total 2993 3904 2167 1773 10837 771739.88


25.14 DISTRICT WISE STATISTICAL DATA ON THE OPERATION OF COMMERCIAL BANKS - OUTSTANDING AS AT THE END OF MARCH 2019 (Contd.)


District

Ad

va

nces

CD

R

To

tal

PS

A

% o

f P

SA

to

To

tal

Ad

va

nce

Ag

ricu

l-tu

re

Ad

va

nce

1 8 9 10 11 12

1. Chennai 413321.78 121.74 74253.86 20.15 7574.51

2. Ariyalur 3555.37 187.56 3128.89 100.16 2163.27

3. Coimbatore 69767.34 108.75 32383.63 49.27 11011.69

4. Cuddalore 12356.98 111.12 8537.79 80.19 5761.15

5. Dharmapuri 6363.35 180.56 5552.44 94.35 4040.41

6. Dindigul 12078.23 127.88 8642.10 79.92 5003.32

7. Erode 20111.50 106.04 13988.78 82.35 6751.51

8. Kancheepuram 24729.81 65.30 13998.62 63.75 6664.13

9. Kanniyakumari 13610.21 101.54 11259.45 104.66 7704.10

10. Karur 8762.03 156.81 6141.56 88.62 2540.19

11. Krishnagiri 9734.01 133.34 7689.45 80.26 4781.79

12. Madurai 25910.93 98.75 17340.81 79.43 7839.72

13. Nagapattinam 5567.21 84.20 4403.23 84.51 2916.73

14. Namakkal 14410.26 133.66 10773.27 78.81 5403.59

15. The Nilgiris 3634.25 70.29 2615.42 78.73 1357.35

16. Perambalur 3677.34 159.69 3449.34 101.84 2445.97

17. Pudukkottai 7618.69 126.97 7578.52 110.12 5714.02

18. Ramanathapuram 3716.97 104.61 3082.81 68.07 2362.98

19. Salem 21736.55 105.11 15407.80 79.18 7584.25

20. Sivagangai 11509.95 98.30 11701.38 107.45 7108.47

21. Thanjavur 32055.84 150.98 24975.69 122.42 14834.43

22. Theni 7770.25 155.58 5847.25 83.85 4165.53

23. Tiruvannamalai 8098.73 123.77 7319.74 108.86 4753.10

24. Tiruppur 30443.27 152.72 21375.38 74.53 6118.59

25. Tiruchirappalli 20851.80 82.80 13622.98 69.75 6926.27

26. Tirunelveli 15902.44 89.61 11374.94 78.58 6598.22

27. Thiruvallur 22793.89 90.64 13452.31 68.60 4789.73

28. Thiruvarur 4585.22 88.26 3746.46 91.24 2470.07

29. Thoothukkudi 11218.50 89.54 7305.24 72.17 3828.64

30. Vellore 14729.00 83.70 9780.42 77.31 5506.88

31. Villupuram 12434.33 138.72 10036.06 95.64 7538.84

32. Virudhunagar 669.00 78.71 210.57 1.92 145.00

Total 873725.04 113.21 390976.19 49.82 174404.43 CDR – Credit Deposit Ratio; PSA – Priority Sector Advances


25.14 DISTRICT WISE STATISTICAL DATA ON THE OPERATION OF COMMERCIAL BANKS - OUTSTANDING AS AT THE END OF MARCH 2019 (Contd.)


District

% o

f A

gri

. A

dva

nce t

o

To

tal

Ad

va

nce

MS

ME

Ex

po

rt C

red

it

Sta

te

Sp

on

.org

s.f

or

SC

/S

T

1 13 14 15 16

1. Chennai 2.06 60436.34 2633.77

2. Ariyalur 69.25 305.08 0.00

3. Coimbatore 16.75 17801.48 405.33

4. Cuddalore 54.11 1158.72 3.48

5. Dharmapuri 68.65 770.28 0.50

6. Dindigul 46.27 2428.63 0.80

7. Erode 39.75 5157.18 16.37

8. Kancheepuram 30.35 3617.11 20.96

9. Kanniyakumari 71.61 1697.13 22.01

10. Karur 36.65 2359.31 391.10

11. Krishnagiri 49.91 1998.44 0.00

12. Madurai 35.91 5862.03 49.86

13. Nagapattinam 55.98 838.77 0.30

14. Namakkal 39.53 3782.81 46.46

15. The Nilgiris 40.86 445.85 0.00

16. Perambalur 72.22 562.00 0.00

17. Pudukkottai 83.03 690.26 2.12

18. Ramanathapuram 52.17 294.82 1.50

19. Salem 38.98 5841.49 4.86

20. Sivagangai 65.28 2008.99 4.62

21. Thanjavur 72.71 7410.09 74.30

22. Theni 59.73 704.31 12.30

23. Tiruvannamalai 70.69 1213.15 33.37

24. Tiruppur 21.33 10769.75 2274.08

25. Tiruchirappalli 35.46 4626.95 0.20

26. Tirunelveli 45.58 2612.31 1.46

27. Thiruvallur 24.43 3823.13 0.00

28. Thiruvarur 60.15 521.80 0.00

29. Thoothukkudi 37.82 2164.56 187.64

30. Vellore 43.53 2477.98 63.57

31. Villupuram 71.84 1282.21 20.00

32. Virudhunagar 1.32 23.00 0.00

Total 22.22 155685.96 6270.97

INSTITUTIONAL FINANCE 486 25.14 DISTRICT WISE STATISTICAL DATA ON THE OPERATION OF

COMMERCIAL BANKS - OUTSTANDING AS AT THE END OF MARCH 2019(Contd.)


District

Ed

uca

tio

n

Ho

usin

g

WS

. A

dva

nce

DR

I

SC

/ S

T

1 17 18 19 20 21

1. Chennai 654.32 2513.21 58945.11 1.68 413.38

2. Ariyalur 274.38 216.45 1231.89 1.97 431.02

3. Coimbatore 1032.16 1808.34 3911.31 2.59 759.74

4. Cuddalore 674.96 862.96 1985.08 1.80 911.71

5. Dharmapuri 354.21 326.80 2744.57 2.96 864.44

6. Dindigul 458.88 659.37 2416.89 5.90 909.39

7. Erode 682.41 1298.15 1908.63 2.02 156.00

8. Kancheepuram 857.29 2739.76 3567.05 3.62 429.94

9. Kanniyakumari 807.66 915.65 5550.32 3.00 802.49

10. Karur 287.29 488.84 1378.73 2.07 383.58

11. Krishnagiri 250.93 529.01 1736.99 0.23 137.61

12. Madurai 1270.56 2261.30 3205.27 1.65 542.80

13. Nagapattinam 188.88 401.17 855.96 2.86 166.94

14. Namakkal 587.53 844.02 2562.20 3.73 499.37

15. The Nilgiris 211.38 519.71 721.45 2.15 164.31

16. Perambalur 171.95 172.74 893.19 2.13 236.00

17. Pudukkottai 398.88 664.14 400.32 1.21 37.81

18. Ramanathapuram 148.99 252.72 1135.73 0.12 623.31

19. Salem 800.05 982.65 4049.07 4.75 193.83

20. Sivagangai 132.18 2341.33 1596.59 1.10 707.19

21. Thanjavur 904.67 1646.25 7107.90 5.29 692.17

22. Theni 450.03 486.22 1768.94 6.31 566.59

23. Tiruvannamalai 298.97 937.14 2355.74 2.96 279.77

24. Tiruppur 533.16 1531.71 1906.93 2.43 271.49

25. Tiruchirappalli 693.14 1282.95 2185.37 4.25 618.50

26. Tirunelveli 615.85 1439.76 6093.32 2.76 167.12

27. Thiruvallur 967.81 3687.81 4072.49 2.00 621.59

28. Thiruvarur 186.63 510.77 1425.52 1.26 457.95

29. Thoothukkudi 358.08 681.50 1942.81 7.53 430.48

30. Vellore 502.13 1140.48 2314.75 1.28 485.78

31. Villupuram 453.50 641.15 3111.82 5.47 487.68

32. Virudhunagar 0.00 0.57 61.50 0.00 16.60

Total 16208.85 34784.64 135143.43 89.07 14466.57 Source: State Level Banker’s Committee, Tamil Nadu

INSTITUTIONAL FINANCE 487 25.15 MAJOR SECTOR-WISE ALLOCATION AND ACHIEVEMENT UNDER ANNUAL

CREDIT PLAN (ACP) BY DISTRICTS 2018-19(At the end of March 2019)

(Rs. in 000’s)

District

TARGET

Priority Sector & others

Non Priority Sector &

others Total

1 2 3 4

1. Ariyalur 23024147 4096305 27120452

2. Coimbatore 178780000 33517512 212297512

3. Cuddalore 72445765 1392307 73838072

4. Dharmapuri 42553908 4137239 46691147

5. Dindigul 71008330 9600000 80608330

6. Erode 98698203 9631741 108329944

7. Kancheepuram 49601599 5180440 54782039

8. Kanniyakumari 66100000 1696305 67796305

9. Karur 41921317 3596112 45517429

10. Krishnagiri 55783522 7310300 63093822

11. Madurai 96993740 8750000 105743740

12. Nagapattinam 41474727 2123478 43598205

13. Namakkal 57758668 7933928 65692596

14. Perambalur 37700000 7100000 44800000

15. Pudukkottai 40699559 528293 41227852

16. Ramanathapuram 37828986 4231298 42060284

17. Salem 62658734 16007458 78666192

18. Sivaganga 62466284 6842765 69309049

19. Thanjavur 65081140 5345383 70426523

20. The Nilgiris 28375000 2895018 31270018

21. Theni 49450200 800000 50250200

22. Thiruvallur 37090081 5343714 42433795

23. Thiruvarur 38143200 1886515 40029715

24. Thoothukkudi 54514503 16185659 70700162

25. Tiruchirappalli 81973532 21591343 103564875

26. Tirunelveli 85901090 7361700 93262790

27. Tiruppur 111890500 8960000 120850500

28. Tiruvannamalai 48128298 1851310 49979608

29. Vellore 101571929 6296306 107868235

30. Viluppuram 71044447 3470873 74515320

31. Virudhunagar 65120283 8095237 73215520

Total 1975781692

223758539

2199540231


25.15 MAJOR SECTOR-WISE ALLOCATION AND ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (ACP) BY DISTRICTS 2018-19 (At the end of March 2019) (Contd)

(Rs. in 000’s)

District

ACHIEVEMENT


Non Priority Sector & others

Total

1 5 6 7

1. Ariyalur 21959795 3861178 25820973

2. Coimbatore 186730000 25236356 211966356

3. Cuddalore 88697890 4983420 93681310

4. Dharmapuri 39590415 4979655 44570070

5. Dindigul 84333096 8008792 92341888

6. Erode 104917300 12648576 117565876

7. Kancheepuram 49294656 11258405 60553061

8. Kanniyakumari 65482412 1779342 67261754

9. Karur 43431522 3632382 47063904

10. Krishnagiri 52047500 10678500 62726000

11. Madurai 98346153 8756760 107102913

12. Nagapattinam 19183393 696133 19879526

13. Namakkal 58207334 8064597 66271931

14. Perambalur 35405762 5467000 40872762

15. Pudukkottai 12475002 571940 13046942

16. Ramanathapuram 31098795 3469664 34568459

17. Salem 58895551 13229779 72125330

18. Sivaganga 71920455 7548106 79468561

19. Thanjavur 65699062 5472202 71171264

20. The Nilgiris 30073000 3447090 33520090

21. Theni 49742665 1001380 50744045

22. Thiruvallur 37626866 4516571 42143437

23. Thiruvarur 29809930 4665890 34475820

24. Thoothukkudi 53480273 33322025 86802298


26. Tirunelveli 84497700 9393500 93891200

27. Tiruppur 115020480 10218420 125238900

28. Tiruvannamalai 45158200 1714807 46873007

29. Vellore 89706082 5179745 94885827

30. Viluppuram 77963531 7103597 85067128

31. Virudhunagar 63231002 7689757 70920759

Total 1974524704 277596540 2252121244


25.15 MAJOR SECTOR-WISE ALLOCATION AND ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (ACP) BY DISTRICTS (At the end of March 2019) (Contd.)

(Rs. in 000’s)

District

% of ACHIEVEMENT


Non Priority Sector & others

Total%

1 10 11 12

1. Ariyalur 95 94 95

2. Coimbatore 104 75 100

3. Cuddalore 122 358 127

4. Dharmapuri 93 120 95

5. Dindigul 119 83 115

6. Erode 106 131 109

7. Kancheepuram 99 217 111

8. Kanniyakumari 99 105 99

9. Karur 104 101 103

10. Krishnagiri 93 146 99

11. Madurai 101 100 101

12. Nagapattinam 46 33 46

13. Namakkal 101 102 101

14. Perambalur 94 77 91

15. Pudukkottai 31 108 32

16. Ramanathapuram 82 82 82

17. Salem 94 83 92

18. Sivaganga 115 110 115

19. Thanjavur 101 102 101

20. The Nilgiris 106 119 107

21. Theni 101 125 101

22. Thiruvallur 101 85 99

23. Thiruvarur 78 247 86

24. Thoothukkudi 98 206 123


26. Tirunelveli 98 128 101

27. Tiruppur 103 114 104

28. Tiruvannamalai 94 93 94

29. Vellore 88 82 88

30. Viluppuram 110 205 114

31. Virudhunagar 97 95 97

Total 100 124 102

Source: State Level Banker’s Committee, Tamil Nadu 95

INSTITUTIONAL FINANCE 490 25.16 DISTRIBUTION OF SELECT ITEMS OF SCHEDULED COMMERCIAL BANKS

ADVANCES TO PRIORITY SECTORS : TAMIL NADU

(As at March 2019) (Rs. in Crores)

Items No. of

Accounts Amount

Outstanding

1. Agriculture and Allied activities 18593099 162610.7

2. a. Direct

3. b. Indirect

4. Total Advances to Micro and Small Enterprises 3506467 166413.3

5. Of Total Advances to SE, advances to

Manufacturing Enterprises

6. Of Total Advances to SE, advances to service Enterprises

7. Of Total Advances to SE, advances to units in Khadi and Village industries

8. Of Total Advances to SE, advances to units in

Khadi and Village industries

9. Total Advances to Weaker Section in Priority Sector

18225126 124114.3

10. Total Loan for Education 742740 15017.5

11. Total Housing Loans 570473 36544.1

12. Advances to Self Help Groups (SHGs/JLG)

13. Export Credit to MSE 704 4704.8

14. Total Priority Sector Advances 24747427 381227.3

15. Loans to individual Farmers

16. Loans to corporates, Partnership firms and other institutions

17. Loans to farmers through PSCS/FSS/LAMPS

18. Loans to MFIs for on-lending

19. Other type of indirect finance for agriculture and allied activities

20. Renewable Energy 348 455.2

21. Social Infrastructure 36463 298.8

22. Other Categories under Priority Sector 1297133 3122.6

Source: Statistical Tables relating to Banks in India March 2019 Note : SSO – State Sponsored Organisations

INSTITUTIONAL FINANCE 491 25.17 OCCUPATION-WISE OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS IN TAMIL NADU MARCH 2019


Occupation No. of

Accounts Credit Limit

Amount Out-

standing 1 2 3 4

I AGRICULTURE 19073597 177247.27 163840.07 1. Direct Finance 18079220 164213.57 153419.42 2. Indirect Finance 994377 13033.70 10420.65

II INDUSTRY 1275971 394255.60 251063.36 1. Mining & Quarrying 25895 12827.58 7574.64 2. Food Manufacturing & Processing

74811 26205.41 18937.10 a. Rice Mills, Flour & Dal Mills 18171 4548.91 3652.22

b. Sugar 1355 5267.40 2953.07

c. Edible Oils & Vanaspati 1735 1904.52 1228.83 d. Tea Processing 651 155.58 124.03

e. Processing of Fruits & Vegetables 3044 1550.74 679.04

f. Others 42825 16061.75 8488.25 3. Beverage & Tobacco 5491 1973.64 1432.93

4. Textiles 128824 86925.35 42949.38 a. Cotton Textiles 52824 42485.04 24185.17 b. Jute & Other Natural Fibre

Textiles 3840 463.34 360.88 c. Handloom Textiles & Khadi 21744 1333.28 1002.28 d. Other Textiles & Textile Products

67421 57239.51 15632.49 5. Paper, Paper products & Printing 11587 9597.99 6351.70 6. Woods and Woods Products 4298 2167.76 1656.43

7. Leather & Leather Products 6000 3604.91 2404.26 8. Gems and Jewellery 3550 13090.40 10707.42 9. Rubber & Plastic Products 8011 6437.83 4482.06

10. Chemicals & Chemical Products 14388 19026.44 10590.93 a. Heavy Industrial Chemicals 1287 2439.69 1442.88 b. Fertilizers 556 1573.73 737.01

c. Drugs & Pharmaceuticals 1540 4847.30 3629.75 d. Non-Edible Oils 337 1141.94 554.66 e. Other Chemicals & Chemical

Products 10785 6632.58 4328.25 11. Petroleum, Coal Products &

Nuclear Fuels 608 6007.22 4961.52 12. Manufacture of Cement & Cement

products 4509 8688.15 6110.63

INSTITUTIONAL FINANCE 492 25.17 OCCUPATION-WISE OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS IN TAMIL NADU MARCH 2019 (Contd.)

(Amount Rs. in Crores )

Occupation No. of

Accounts Credit Limit

Amount Out-standing

1 2 3 4

13. Basic Metals & Metal Products 17806 22096.30 13494.35 a. Iron & Steel 5813 12810.37 8670.98 b. Non-Ferrous Metals 2001 2674.64 1610.43

c. Metal Products 8200 5867.81 4064.25 14. Engineering 41099 25429.82 16773.55 a. Heavy Engineering 7517 7446.28 4347.40 b. Light Engineering 19189 10706.77 6269.64

c. Electrical Machinery & Goods 6764 6566.42 4407.77 d. Electronic Machinery &

Goods 1855 1335.03 734.09 15.Vehicles, Vehicle Parts &

Transport Equipments 22326 25433.75 15998.84 16. Other Industries 855890 17924.39 10713.29

17. Electricity, Gas & Water 4206 52626.58 37968.40

a. Electricity Generation & Transmission 767 35769.97 26946.77

b. Non-Conventional Energy 1023 4197.07 3031.97 c. Gas, Steam & Water Supply 1846 938.10 536.30 18. Construction 46672 54192.09 37955.96

a. Other than infrastructure 36063 14065.85 10148.95 b. Infrastructure

Construction 7450 45492.84 33720.99 III TRANSPORT OPERATORS 236809 26729.25 18358.58 IV PROFESSIONAL AND OTHER

SERVICES 659510 76027.24 53035.52

1. Professional Services 104919 4870.98 3446.07

2. Tourism, Hotel & Restaurants 103301 6998.51 5442.81

3. Recreation Services 10408 2503.50 1790.99 4. IT and

Telecommunications 8635 3449.02 790.43 5. Others 432247 58205.22 41565.22

V PERSONAL LOANS 8148877 288029.08 203821.37 1. Housing 714036 131756.52 99627.94 2. Consumer Durables 218923 1305.09 993.03 3. Vehicles 853327 27542.05 19022.86

4. Educational 706181 17338.38 16369.51 5. Personal Credit Cards 3042872 33904.21 9208.32 6. Others 2613538 76182.84 58599.71

VI TRADE 1412002 115294.41 88438.72

1. Wholesale Trade 244738 44961.27 33183.07 2. Retail Trade 1167264 70333.13 55255.64

VII FINANCE 149912 120780.92 90945.09 VIII ALL OTHERS 797408 30950.06 21526.95

TOTAL BANK CREDIT 31754086 1229313.83 891029.65

Source: Basic Statistical Return for Scheduled Commercial Banks (SCBs) in India, March 2019.

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