Innovation = Rocket Science

http://www.youtube.com/watch?v=YKV3rhzvaC8

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=OJwrxXO4CdVoNM&tbnid=os1wtdJVZ4hmpM:&ved=0CAUQjRw&url=http://en.wikipedia.org/wiki/Carl_Bass&ei=GBKLUfLGD4K29gTwtIGoCQ&bvm=bv.46226182,d.eWU&psig=AFQjCNEtMrIQ7U4b2aDbXKSGplyLlXRFEA&ust=1368155017208188

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http://www.slideshare.net/backbase/inspiration-for-innovation-considerations-for-financial-application-design















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http://snarketing2dot0.com/2013/03/25/why-dont-banks-innovate/







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http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=IBDYJZjmbu8PPM&tbnid=8kmx4MPBH7ee3M:&ved=0CAUQjRw&url=http://www.bizjournals.com/sanjose/print-edition/2011/10/28/cooliris-puts-successful-spin-on-3-d.html?page=all&ei=qK-JUeTSHoHI9QSK9oGQDw&bvm=bv.46226182,d.eWU&psig=AFQjCNGS--5R3zo5aVW9ZqenQTg5HXlfDQ&ust=1368063996648129

CG Ecosystem Mobile Wallet slide

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http://clipartist.info/www/CLIPARTIST.ORG/pitr/pitr_Rocket_icon_black_white_line_art_Scalable_Vector_Graphics_SVG.svg.html

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=vyaB1OJPmQFEvM&tbnid=nNASfXs66H0c6M:&ved=0CAUQjRw&url=http://wwsg.com/jones-terry&ei=sTaJUaOcKZHa8wSd7oGIDw&bvm=bv.45960087,d.dmQ&psig=AFQjCNGVxJzAGy9Hzb1MfzTwYkL7s0YQcw&ust=1368033157379630

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http://www.youtube.com/watch?v=oJIS3r4EfGU




http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=sFn9u21zpQSElM&tbnid=gA4glV_5kCtuSM:&ved=0CAUQjRw&url=http://allthingsd.com/20120529/d10-second-night-speaker-hollywood-power-broker-ari-emanuel/&ei=5UeJUdWsGYqm9gSzl4GwDQ&bvm=bv.45960087,d.eWU&psig=AFQjCNG3c45naEdEIomlA40Gv7Qrei5XZg&ust=1368036063276739

http://www.slideshare.net/HubSpot/the-hubspot-culture-code-creating-a-company-we-love

















http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=XpGp_GXm3mlN4M&tbnid=C8ayGgC0ZgjeYM:&ved=0CAUQjRw&url=http://jaredingle.blogspot.com/2011/11/we-are-world-crisis-in-horn-of-africa.html&ei=qleJUe6LNIf09gTJ_YDIBw&bvm=bv.46226182,d.eWU&psig=AFQjCNGYiX8tG3-7kEPPG5z0IpQE5Z1zsg&ust=1368041750781839

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=TkZhoHc9vQrk0M&tbnid=wAgZtb9cXjY51M:&ved=0CAUQjRw&url=http://www.nauticalcharts.com/search.php?SearchField=Charles&ei=1daGUa7ICYG89gS9zYDgBA&bvm=bv.45960087,d.eWU&psig=AFQjCNEG_pSFDG6-B5KlgdlPlwuMIl1-ug&ust=1367877714289962

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http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=6eqPMejqUGHfUM&tbnid=cZ4Q5qn6qAhhiM:&ved=0CAUQjRw&url=http://cosmoquest.org/forum/showthread.php?136891-The-Cheer-Someone-Up-Thread&ei=Dv6GUeaaOpDW9QT674CYCQ&bvm=bv.45960087,d.eWU&psig=AFQjCNHZiBiU2QX6Y370uJJS-HGRgZ6hTA&ust=1367887740188574

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http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=5KYRUZVjz3uu7M&tbnid=F6NcaJWzgytcUM:&ved=0CAUQjRw&url=http://www.newfangled.com/mark_obrien_ceo_newfangled&ei=cluJUYXHAYvI9QTI_IHICQ&bvm=bv.46226182,d.eWU&psig=AFQjCNFClGLfr54FxD2et8fRJvvuCClI6w&ust=1368042716211120

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http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=HiBRCy97yhyrTM&tbnid=TIsEctivduDntM:&ved=0CAUQjRw&url=http://www.charlierose.com/view/content/11138&ei=PF-JUcypMoOi8gSpnIDgDA&bvm=bv.46226182,d.eWU&psig=AFQjCNEfoh9P2Xdy_oL-OwJMt5pTtzyjeg&ust=1368043693305615

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=o17YFQI918WvsM&tbnid=tV3ed5xDWlasPM:&ved=0CAUQjRw&url=http://papaleos.com/pizza/&ei=VWCJUcjjEZLg8wSI_4CgAw&bvm=bv.46226182,d.eWU&psig=AFQjCNEkxIiKc2PuWc50fG_egBKs9YGv7w&ust=1368043979579836

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=o17YFQI918WvsM&tbnid=tV3ed5xDWlasPM:&ved=0CAUQjRw&url=http://papaleos.com/pizza/&ei=VWCJUcjjEZLg8wSI_4CgAw&bvm=bv.46226182,d.eWU&psig=AFQjCNEkxIiKc2PuWc50fG_egBKs9YGv7w&ust=1368043979579836

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=39wWI-VBrJmBJM&tbnid=Eep7IOrM-Lt5vM:&ved=0CAUQjRw&url=http://www.gurusoorya.com/blog/brene-brown-s-ted-talk-on-the-power-of-vulnerability-&ei=RWKJUeG0K4La8wS0mICYCA&bvm=bv.46226182,d.eWU&psig=AFQjCNERXf1MLGnPH9h1wjEeXBRF5Uh5uA&ust=1368044413137363

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=PV1dCi1uRFEIaM&tbnid=pvTacYrUvThKaM:&ved=0CAUQjRw&url=http://rapgenius.com/813170/Rewind-aiming-for-the-heart/Submarine-sinking-drowning-for-your-love&ei=K52KUY_SMY289gSQ2oCoBA&bvm=bv.46226182,d.eWU&psig=AFQjCNFi5uHnvGlKhFj6oHoZz9QGRAv7sw&ust=1368125094159223

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=AdNro-QR6nplGM&tbnid=M-3epxMmrmBRDM:&ved=0CAUQjRw&url=http://www.gurutube.net/gurus/Frank-Eliason/&ei=KE2JUZDWBYLE9gSpmIHgAQ&bvm=bv.45960087,d.eWU&psig=AFQjCNECOlOlFmVH3uKPnSP_bHEWhVRJKQ&ust=1368038857291400

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https://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=vslMwYzT_v6BJM&tbnid=iUhA4v43_9rJRM:&ved=0CAUQjRw&url=https://top-ten.readthedocs.org/en/latest/event/8.html&ei=eoiJUanANZOC8QT6-4GQCw&bvm=bv.46226182,d.eWU&psig=AFQjCNECO0fpZtSxuAxdZn1udh6-qRSyiw&ust=1368054252048908

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=nTTpGBnyVNw4AM&tbnid=G61x6URfvvWR7M:&ved=0CAUQjRw&url=http://www.oreillynet.com/digitalmedia/blog/2007/10/a_quick_trip_from_lightroom_to.html&ei=FoiJUfTlLYbW8gTmvoGoBQ&bvm=bv.46226182,d.eWU&psig=AFQjCNG2kNCtHgcXhghcnm33IJMa2kmrNA&ust=1368054143537066

http://www.slideshare.net/ptquattlebaum/on-service-design





http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=AzEXtjJHZBtD2M&tbnid=v0dYuqKkJ5hjwM:&ved=0CAUQjRw&url=http://andya.org.uk/pictures/cube/&ei=FWSKUajlOom49QTKvIC4Aw&bvm=bv.46226182,d.eWU&psig=AFQjCNGgarh5CX57cdJSG3h6bp3EKHhl5w&ust=1368110446656766

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=1nXPejbN_5bRVM&tbnid=0O0SEH3CykV0eM:&ved=0CAUQjRw&url=http://footage.shutterstock.com/clip-2282399-stock-footage-anonymous-crowd-of-people-walking-street-sidewalk-in-new-york-city.html&ei=yWOKUfXcJoau8ATozYDYCw&bvm=bv.46226182,d.eWU&psig=AFQjCNFHSBS02cCpUzqxpSYq8uW2NnjkXQ&ust=1368110379121376

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=7TU3l4RqIAJ_yM&tbnid=eQ9N9VqGQgQteM:&ved=0CAUQjRw&url=http://www.cam.ac.uk/research/news/csap-policy-fellowships-programme-extended&ei=6maKUeOpM4Lq9AT4k4CgCA&bvm=bv.46226182,d.eWU&psig=AFQjCNE3CbKWoyX56LFDDPKuROghuKN9rQ&ust=1368111163114022

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=tNwmgRsQvIw0wM&tbnid=RFXf6U96F0DChM:&ved=0CAUQjRw&url=http://finovate.com/2013/03/bank-innovation-2013-gives-insight-into-whats-on-the-minds-of-bankers.html&ei=RmeKUbPiIJDI9gSDsIDgAw&bvm=bv.46226182,d.eWU&psig=AFQjCNE46kvzp8oqNd6_O7X_02gxVPJdZA&ust=1368111270501174

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=4S4hJmCu56hGDM&tbnid=dLnUOroLkC2LpM:&ved=0CAUQjRw&url=http://magpieandchickpea.wordpress.com/mri/&ei=j7OJUbH-BJDY8gSdmoDwAQ&bvm=bv.46226182,d.eWU&psig=AFQjCNHr22afy4JIgyFiNZreywzkCRbLDQ&ust=1368065287888641

http://www.gehealthcare.com/usen/accessories/adventure.html

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=UWLWByaWT2zvnM&tbnid=GMVZdaY6cNaWXM:&ved=0CAUQjRw&url=http://www.businessinsider.com/15-mind-bending-interview-questions-that-every-google-engineer-can-answer-2012-1?op=1&ei=DGyKUaKZHIis8AT91IG4BQ&bvm=bv.46226182,d.eWU&psig=AFQjCNHMJEFtFInd6wV4rsyDiwkEcpYQoQ&ust=1368112453460843

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=wQXktKhGMWK9lM&tbnid=1MMsL2Xsmo4GjM:&ved=0CAUQjRw&url=http://www.anecdote.com.au/archives/2011/05/tom_peters_on_s.html&ei=GJCJUYmQApTY9QSrkoHIBg&bvm=bv.46226182,d.eWU&psig=AFQjCNHpuwdfVOz3V2VY0Klrgx4kT1bvfQ&ust=1368056209395415

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=wQXktKhGMWK9lM&tbnid=1MMsL2Xsmo4GjM:&ved=0CAUQjRw&url=http://www.anecdote.com.au/archives/2011/05/tom_peters_on_s.html&ei=GJCJUYmQApTY9QSrkoHIBg&bvm=bv.46226182,d.eWU&psig=AFQjCNHpuwdfVOz3V2VY0Klrgx4kT1bvfQ&ust=1368056209395415

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=NvLAwsYEr-2e2M&tbnid=BWPxjMEZ2DbswM:&ved=0CAUQjRw&url=http://www.cgcginc.com/careers/tom-carlisle&ei=uJCJUaj7IYbg8ASRz4GABw&bvm=bv.46226182,d.eWU&psig=AFQjCNGB9aj5HscbnRp96NLbR6yKT4ETTg&ust=1368056353884169

http://www.youtube.com/watch?v=KrdnbQPF9MY

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=iLKgeDQFenhntM&tbnid=pajvkgA9G8BQxM:&ved=0CAUQjRw&url=http://www.meetup.com/Just-Dev-It-DC-Only/messages/32192892/&ei=r42JUZqaNIWw8AT26IDgDg&bvm=bv.46226182,d.eWU&psig=AFQjCNFlzPMeNGlLD2cnN_Q0PQ3t2IvrKw&ust=1368055464186234

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=KMdnqKd7jA9lGM&tbnid=6BivDOr65v1KEM:&ved=0CAUQjRw&url=http://www.webtrafficroi.com/what-does-it-take-to-become-an-entrepreneur/&ei=56iJUZG4N5Ti9gT47IGoDg&bvm=bv.46226182,d.eWU&psig=AFQjCNH2H6OREJ_A1sR6UZ36FJBGOyfZqw&ust=1368062402168610

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=Za6XQG0lT9HRGM&tbnid=6h6nH11Tk0iCGM:&ved=0CAUQjRw&url=http://people.ict.usc.edu/~lane/jshs/&ei=o6CJUaTMEoLQ9ASp0ICgBA&bvm=bv.46226182,d.eWU&psig=AFQjCNFLFJJLbNMeMsCfg_rMBT163_OIjQ&ust=1368060338404907

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=RMTxiKAm5PLwmM&tbnid=HczQbW5HyxNp9M:&ved=0CAUQjRw&url=http://about.me/roger_von_oech&ei=MYGKUe-VJ4LK9QT15oHgBA&bvm=bv.46226182,d.eWU&psig=AFQjCNHt_vVwzaLGm9kU3BiIIuOJIqrrcg&ust=1368117929040109

http://www.waspada.co.id/index.php?option=com_content&view=category&layout=blog&id=20&Itemid=32&limitstart=35

https://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=hd1cUKW30nWvTM&tbnid=BO0oG35NKiJ5mM:&ved=0CAUQjRw&url=https://www.reaganfoundation.org/board-of-trustees.aspx&ei=lp2JUb35G4y68wTM4IDQAg&bvm=bv.46226182,d.eWU&psig=AFQjCNHvq8nYb-GzJG2y_ElGyZdwL86dCg&ust=1368059662037610

http://www.google.com/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&docid=mWK7wYCCLd-O_M&tbnid=3fKUPmJEpjaMvM:&ved=0CAUQjRw&url=http://unclutteredwhitespaces.com/2012/05/kill-those-sacred-cows/&ei=GIOKUYAshbT1BOrPgdAB&bvm=bv.46226182,d.eWU&psig=AFQjCNH9o7s9VNCuebYXdlr836nl80hqEA&ust=1368118366783187

SAM MAULE Twitter: @sammaule LinkedIn: www.linkedin.com/in/sam-maule/

CARDS & PAYMENTS CONSULTANT www.cgcginc.com

CONSUMER & COMMERCIAL CREDIT Loyalty & Prepaid U.S. & Europe iSolutions Team

RETIREMENT CONSULTING Defined Benefit / Defined Contribution

A LITTLE ABOUT ME…

• Management and technology consulting firm • Founded in 2002 • President and CEO: Bob Gallagher • Headquartered in Charlotte, NC • Privately held firm with an average 35% CAGR

A LITTLE ABOUT

• Employees: 900+ • Revenues: $125M annualized • Consultants average over 10 years of financial

services experience • Clients include 7 of top 10 U.S. Banks

Innovation = Rocket Science

Economy & Finance

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