INITIAL COIN OFFERING - krypti.io · hold gold coin, bullion or certificates ... If fiat currency...

INITIAL COIN OFFERING Version 3.1 White paper

Transcript of INITIAL COIN OFFERING - krypti.io · hold gold coin, bullion or certificates ... If fiat currency...

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INITIAL COIN OFFERING

Version 3.1

White paper

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Over the last century, fiat currencies such as the U.S Dollar have dramatically fallen in purchasing power due to inflation created by a monetary policy of money supply manipulation built on an unsustainable foundation of rising debt. This flawed system represents the causality behind why stock market valuations globally are at an all-time high with no justifiable corporate earnings or GDP growth. A major global stock market correction is on the horizon that central banks do not have the tools to bailout this time, which will likely further reduce purchasing power of many of the world’s fiat currencies. This broken system wastes billions of dollars a year and hurts the environment printing paper currency, minting metal coins, printing paper receipts, and making billions of plastic credit cards. Trade wars and physical wars have been fought for generations to protect a system that is no longer sustainable while quantum computing introduces entirely new types of cyber threats to the world of finance.

The invention of blockchain technology presents a promising alternative to the fiat system that could potentially break soon, however, in the infancy of cryptocurrency first versions such as Bitcoin function as either a commodity like gold with less price stability which cannot easily be used as a medium for buying and selling goods/services; or they function like gift cards that can only be used to purchase the limited goods/services of the particular business behind the coin. Since no current cryptocurrency has been designed to properly replace fiat currency for the purpose of conducting all types of transactions, there is a lack of “central bank type” monetary policy to create price stability. The bigger problem that digital currency faces today towards gaining mass adoption is that so far the world has been unable to stop cyber threats in currency exchanges, in digital wallets, and when data is in motion.

PROBLEMS THE WORLD FACES TODAY IN CURRENCY

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The KryptiCoin® is the first cryptocurrency capable of competing with traditional fiat currencies as a medium for all types of transactions because our fully patented MTE cyber security technology makes cyber hacking pointless because there is no real data to assimilate. The intention is for governments and corporations to purchase MTE technology through the KryptiCoin, making it the first utility coin with real purchasing power. KryptiCoin is the first currency of any type (fiat or crypto) with rising purchasing power because our enhanced security will make mass adoption of digital currency a trusted medium of trade for all goods and services. KryptiCoin’s “Central Bank 2.0” monetary policy will stabilize price movements to allow it to become a true transactional currency while also ushering in an era of monetary policy moving away from a broken debt foundation to a rock solid commodity based foundation.

The impenetrable KryptiWallet that manages user’s most sensitive data including but not limited to: passports, healthcare records, wills, contracts, bank accounts, credit cards, fiat currency, and cryptocurrencies; with the most secure voice calling and text messaging solution ever invented; will allow users to securely purchase any good or service digitally and/or securely transfer funds in any type of fiat or cryptocurrency they choose. It will take time for the world to fully migrate into the era of sustainable digital currency and commodities based monetary policy, but Krypti will speed this process up with governments and corporations purchasing MTE technology to make cyber threats insignificant and our army of incentivized influencers to inform citizens of the world that a new era is beginning. KryptiWallet is the bridge that allows users to more securely manage and spend their fiat currency while helping us to save the planet as more and more users begin transacting towards a more sustainable digital future.

INTRODUCING THE NEW AGE OF SUSTAINABLE SECURE DIGITAL FINANCE

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WHAT DID THE AGENCY HIRED BY THE U.S MILITARY TO PENETRATE MTE SAY AFTER 8 FAILED WEEKS OF ATTEMPTING TO BREACH CRITICAL DATA?

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“WITH THE CURRENT TECHNIQUES AND SAFEGUARDS IN PLACE, AS WELL AS THE ALGORITHMS

BEING USED IN MTE AUTHENTICATION TOKEN GENERATION, THE MTE TECHNOLOGY WAS UNASSAILABLE AND UNABLE

TO BE COMPROMISED DURING THE TESTING.” H2L SOLUTIONS, INC.

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“THE TECHNOLOGY PROVIDES POSSIBILITIES TO EXTEND CURRENT AND FUTURE MILITARY TECHNOLOGIES BY

ALLOWING THE IMPLEMENTATION OF REMOTEFUNCTIONALITY, WITHOUT COMPROMISING SECURITY AND

SAFETY OF BOTH THE WARFIGHTERS AND EQUIPMENT”H2L SOLUTIONS, INC.

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HOW SECURE IS YOUR WALLET?

If our technology is secure enough to protect the men and women who sacrifice their lives on the front lines, the next question is...

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MEGA THEMES THAT MATTER

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WHAT IS CURRENCY?Currency is a generally accepted form of money used as a medium of exchange for goods and services. Currency is the basis for trade.

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WHAT IS PURCHASING POWER?Purchasing power is the value of a currency expressed in terms of the amount of goods or services that one unit of money can buy.

Purchasing power is important because, all else being equal, inflation and monetary policy of fiat currency has historically decreased the amount of goods or services you are able to purchase.

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PURCHASING POWER OF US DOLLAR (1913-2019)$1.00

Federal reserve is created

FDR’s executive order makes it illegal to hold gold coin, bullion or certificates

Bretton Woods established theUSD as the world’s reserve currency

Nixon closes ‘gold windows’, end of Bretton Woods beginning of themodern-day flat currency system

• 1913:

• 1933:

• 1944:

• 1971:

• $0.05:

$0.90

$0.80

$0.70

$0.60

$0.50

$0.40

$0.30

$0.20

$0.10

1913 1923 1933 1943 1953 1963 1973 1983 1993 2003 2013 2019

0

Source: US Bureau of labor statistics

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WHAT IS ARGUABLY THE FASTEST GROWING INVESTMENT SECTOR ON THE PLANET?As people, businesses, and governments turn online for their data and finances, so do cyber thieves. Cyber Security is now in such high demand, experts predict that the global market will be worth $165.2b by 2023.

If fiat currency has historically proven to decrease in purchasing power over time with inflation and monetary policy, is there another type of currency that might be positioned to grow in purchasing power backed by the rise in cyber security investment globally?

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MOST BREACHES OCCUR IN NORTH AMERICA

ANNUAL COSTThe estimated average cost of a data breach will be $150m by 2020, with the global annual cost forecast to be $2.1 trillion.

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It is estimated that in first half of 2018 alone, about 4.5 billion records were exposed as a result of data breaches.

In 2019, a collection of 2.7 billion identity records, consisting of 774 million unique email addresses and 21 million unique passwords, was posted on the web for sale.

RECORDS WERE EXPOSED

IDENTITY RECORDS

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From companies such as:AdobeAT&TeBayFacebook

JP Morgan ChaseSony PlaystationYahoo...and many more

DATA BREACHES

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From companies such as:The Bank of New YorkCitigroupUK Driving Standards Agency

GapHewlett PackardT-Mobile

U.S. military veterans records...and many more

From companies such as:Bell CanadaDeloitteEquifax

Google PlusSlackUber

United States Postal Service...and many more

POOR SECURITY

LOST / STOLEN MEDIA

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According to the Q4 Cryptocurrency report by CipherTrace blockchain intelligence agent cyber thieves stole $1.7B of cryptocurrency in 2018 with $950M being taken from exchanges and wallets that lack a technology like MTE to end these atrocities.

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According to a study by Capgemini and BNP Paribas, Digital payments are expected to reach a record 726 billion by 2020. With banks removing ATM’s around the globe to reduce cash in circulation, the time to own to the world’s first impenetrable digital wallet is now.

CASH IS NO LONGER KING

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IT SECURITY SPENDING TO REACH A RECORD $114B IN 2018Estimated worldwide spending on information security products and services by segment

Estimated Total Spending

Security Services

Infrastructure Protection

Network Security Equipment

Identity Access Management

Consumer Security Software

Integrated Risk Management

Data Security

Application Security

Other Information Security Software

Cloud Security

$58.9b

$14.1b

$12.4b

$9.8b

$6.4b

$4.5b

$3.1b

$2.7b

$2.1b

$0.3b2017

$1.02b$114b $124b

2018 2019

Source: Gartner

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WHAT IS A UTILITY COIN?

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A Utility Coin is a digital token of cryptocurrency that is used to purchase a good or service offered by the issuer of the cryptocurrency sold as utility tokens. Although utility coins present a promising future, in the infancy of cryptocurrency most utility coins do not offer a good or service that have proven to justify mass adoption of the coin. In the first iterations of cryptocurrency, many of the most adopted coins on the planet, like Bitcoin, have not been able to overcome security risks, or improved purchasing power of goods and services to the level required to gain adoption by the masses.

If there was a patented and highly tested cyber security technology positioned to make cyber attacks irrelevant on people, companies and governments; on both data at rest and data in transit, that can only be purchased through one utility coin… what type of purchasing power would this coin have?

What would this utility coin’s purchasing power be if it was also the only method of payment to acquire the most secure digital wallet on the planet, that for the first time allows you to be able to efficiently manage your important identity documents like passports, driver’s licenses, contract, wills, etc…. as well as gives you centralized spend-ability (purchases, transfers, bill-pay, donations) of all of your credit cards, bank accounts and other cryptocurrencies IN ONE PLACE?

What would this utility coin’s purchasing power be if it also came with the most secure voice calling, text messaging, and data storage solution ever invented?

IN THE FIRST ITERATIONS OF CRYPTOCURRENCY, MANY OF THE MOST ADOPTED COINS ON THE PLANET, LIKE BITCOIN, HAVE NOT BEEN ABLE TO OVERCOME SECURITY RISKS, OR IMPROVED PURCHASING POWER OF GOODS AND SERVICES TO THE LEVEL REQUIRED TO GAIN ADOPTION BY THE MASSES.

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WHY IS THE KRYPTICOIN (KRY) ICO DIFFERENT THAN ALL OF THE OTHERS BEFORE IT?

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Media influencers have proven to move stocks values by billions of dollars, but limited influencing occurs in crypto.

We have an army of influencers to drive KyptiCoin (KRY) and KryptWallet adoption.

1st generation cryptocurrencies like Bitcoin have limited spending power and fiat currencies have reducing purchasing power.

KryptiCoin (KRY) will be the first spendable digital currency with increasing purchasing power.

$1.7B of cyber theft on exchanges and in 1st generation wallets has limited retailers acceptance of cryptocurrency for transactions. KRY’s MTE security technology has sellers of goods and services lining up to accept KRY as a medium of exchange. No 1st generation cryptocurrency has monetary policy for price stability needed to compete with fiat currency. Fiat currencies are losing purchasing power and have created dangerous stock market bubbles due to a debt based system.

Krypi (KRY) will lead to a commodity based foundation and Central Bank 2.0 Monetary Policy for price stability,

®

®

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HOW CAN CYBER SECURITY HELP US TO SAVE THE PLANET?

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There has not yet been a digital currency that was secure enough to have the potential of gaining worldwide adoption of the masses until the KryptiCoin. Not only will the KryptiWallet improve the security and spend-ability of all fiat and Cryptocurrencies, but please consider how much good we can all do by working together to gain mass adoption of digital currency, so that we become more fiscally and environmentally responsible.

Our patented security technology not only protects the world from threats but it also opens the door for us to save the planet as the masses finally trust walking into a brighter future without plastic cards, paper receipts, paper currencies and metal coins. KryptiCoin and KryptiWallet don’t compete with traditional fiat currency or other cryptocurrencies; we protect them and complete them so we can all work together to build a better tomorrow.

THE WORLD’S MOST ECO-FRIENDLY COIN

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WHAT TYPE OF FISCAL AND ENVIRONMENTAL RESPONSIBILITY IMPACT CAN WE CREATE, BY MAKING THE DIGITAL WORLD SECURE ENOUGH TO ADOPT A MORE SUSTAINABLE FUTURE?

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14 billion plastic credit cards on the planet when stacked together they would reach more than 70 miles into space and be the height of 13 Mount Everests. This number is expected to grow to 17 billion by 2022 and doesn’t include billions of loyalty cards, membership cards, driver’s licenses. All of these cards end up as plastic pollution and do not biodegrade.

Over 250 million gallons of oil, 10 million trees, and billion gallons of water are consumed each year in the in the creation of paper receipts in the United States alone. This equates to 640,000 tons of thermal paper receipts or the CO2 emission equivalent of adding 640,000 cars driving 24 hours a day 7 days a week for an entire year.

The Smithers-Pira Estimate for global printing cost for paper fiat currency is $35.8B for 2018. The environmental estimate is 3.2 million tonnes of C02, 10 billion litres of water, and 18.4 million GJ of energy. It is estimated that $1.5B is spent each year globally on minting fiat coins. This requires an estimated 6.7 million tonnes of CO2, 210,000 tonnes of metal, and 21.25 GJ of power.

In addition to introducing the first path to a utility coin with real purchasing power, based on the world’s need for a quantum leap in security, we believe that we can inspire major cost and environmental impact improvements over today’s current currency system.

HOW MUCH WASTE CAN BE ELIMINATED BY THE WORLD’S FIRST SECURE WALLET?

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WHAT IS OUR FULLY PATENTED SECURITY TECHNOLOGY?

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Much like gold is refined by fire, the evolution of firewall protection has historically been refined by new types of security threats. Information security has made several major refinements in the past. During World War II the Axis powers held a major advantage over Allied forces until the Allies were able to break the Enigma code that the German military used to encode and decrypt their messages. In the more recent past, the Data Encryption Standard, an algorithm used for securing electronic devices, was broken in a public contest in 1997 which proved its lack of impenetrability and led to today’s Advanced Encryption Standard. With the evolution of Quantum Computing which exploits quantum entanglement and superposition of states, it was critical that a new “moving target” standard be created to protect citizens, companies, and government’s data in transit and at rest from a quantum threat that the current Advanced Encryption Standard is not prepared to defend.

Our patented security technology, MicroToken Exchange (MTE), has been tested by top military-grade penetration experts which can normally break any data security system based the current Advanced Encryption Standard in under a few weeks. After four weeks of intense attack, they were not able to break MTE so they kept trying. After eight weeks, they still couldn’t penetrate the “moving target” of MTE and provided a report explaining why MTE is the future of cyber security. MTE is the quantum leap moving target that provides the most advanced military grade security technology for Governments, Wall Street and Main Street.

WW2Enigma code is broken

1997Data encryption standard is broken

MTE is the answer

Today’s advanced encryption standard faces threats from quantum computing hackers

THE EVOLUTION OF CYBER SECURITY

®

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PATENTED MTE SECURITY

PAIRED LIBRARIES

TIMESTAMPS

INSTANTLYOBSOLETE

MAXIMUMSIZED

PACKETS

OBFUSCATION

DECOY DATA

MICROTOKEN EXCHANGE: SECURING DATA IN TRANSIT Patented, mature solution developed over 8 years.

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In order to secure data at rest, The Vault initially replaces any size file or data element with a MicroToken that serves as a placeholder for the original data. The original data is encrypted and broken apart into many segments that are then stored in different physical locations. Records in a database can be encrypted one field at a time, while being protected separately, ensuring that each and every piece of sensitive data is individually protected, with zero possibility of a mass breach.

The Digital Vault uses a four-step process for securing data at rest:

1. Replace: Data is replaced with MicroTokens that do not contain any piece of original data.2. Encrypt: Pieces of data are individually encrypted.3. Separate: Encrypted pieces are broken apart into multiple encrypted segments.4. Disperse: Segments are distributed through an array of drives.

DIGITAL VAULT: SECURING DATA AT RESTCertified PCI-DSS Level 1 for Financial Data Storage and HIPPA Compliant

REPLACE

Data is replaced withMicroTokens that do not

contain any piece of original data

ENCRYPT

Pieces of data are individually encrypted

SEPARATE

Encrypted pieces are broken apart into multiple encrypted

segments

DISPERSE

Segments are distributed through an array of drives

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MTE NOT ONLY MAKES CYBER ATTACKS POINTLESS BY REMOVING ACCESS TO REAL DATA, BUT IS ALSO THE KEY TO MORE CENTRALIZED PERSONAL MONEY MANAGEMENT. SOON THE MOST SECURE VOICE CALLING AND TEXT MESSAGING SYSTEM EVER INVENTED WILL BE DEPLOYED.

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“OUR RESEARCH UNCOVERED A TOTAL OF $1.1 BILLION IN CRYPTOCURRENCY-RELATED THEFTS

DURING THE PAST SIX MONTHS….

THERE ARE CURRENTLY AN ESTIMATED 12,000 DARK WEB MARKETPLACES SELLING APPROXIMATELY

34,000 OFFERINGS RELATED TO CRYPTO THEFT.” CARBON BLACK REPORT, JUNE 2018

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KryptiWallet has a simple, elegant interface that is intuitive and for all users of any technical level. It will hold numerous cryptocurrencies at launch and is designed so that it will soon be able to hold any type of digital asset tied to any blockchain, becoming a truly universal digital asset wallet.

KryptiWallet provides the convenience of on an online wallet, security superior to any other wallet, and functionality that is unparalleled compared to any other wallet (online or offline) that exists today.

With the enormous rise in cryptocurrency use and blockchain functionality, security is a huge issue - hacking and theft occur daily. Investments and other digital assets are constantly being stolen, negatively impacting the entire cryptocurrency market. Our goal is to bring stability to the market with KryptiWallet.

KryptiWallet provides transaction security superior to any existing wallet through the use of patented Eclypses MicroTokenExchange™ (MTE) technology. It also takes data security to a new level by storing data inside the PCI DSS Level 1, HIPAA certified Eclypses Digital Vault, ensuring that users and exchanges who use KryptiWallet are impervious to the numerous hacks and cryptocurrency thefts prevalent in today’s ecosystem.

Not only does KryptiWallet provide superior security than other wallets, it is intuitive to use. Usability is one of the biggest drawbacks for protecting blockchain data of any type; the more secure a storage method is, the more cumbersome it can be to use. Many hardware-based wallets require a high degree of technical aptitude and are very time consuming to use, preventing widespread adoption and use.

KRYPTI WALLET: IMPENETRABLE SECURITY THAT WILL STABILIZE CRYPTOCURRENCY

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THE CHALLENGE

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$1.7 BillionAccording to the Q4 Cryptocurrency report by CipherTrace blockchain intelligence agent cyber thieves stole $1.7B of cryptocurrency in 2018 with $950M being taken from exchanges and wallets that lack a technology like MTE to end these atrocities.

Cryptocurrency is one of the most revolutionary technologies of our time. It offers complete financial autonomy, allowing people to retain control of their money without the need of centralized institutions. It provides a financial alternative for people without access to traditional financial institutions and allows for nearly instantaneous transactions with minimal fees across the globe.

Yet, hacking and theft have severely hindered the progress of cryptocurrency. Decentralized assets are not insured by centralized financial institutions; if cryptocurrency is stolen, there is no easy way to recoup losses. When major thefts happen, it hurts the entire cryptocurrency market. In June 2018, $40 Million was stolen from the little-known exchange Coinrail; the news sent shockwaves through the market, and many times the theft was lost in the value of the currencies themselves.

Thus, the need for “truly” secure methods of storing and transacting cryptocurrency and other digital assets is more crucial than ever before. However, current wallet solutions are not optimal. Online wallets are prime targets for mass data breaches. Most online wallets require access to web-based portals that are easily compromised, have not passed PCI-DSS Level 1 audits and do not treat the storage of Blockchain Data as a financial institution would.

Offline wallets are more secure, but they have inherent issues as well; the inability to always interact in real time means they are better suited for long-term storage than day-to-day use, and issues with hardware, firmware and portals can introduce vulnerabilities. Security flaws with leading hardware wallets like Trezor and Secure Ledger have been found in recent months (Medium, August 2017; TechCrunch, March 2018, Cyber Defense Magazine, July 2018). The core flaw with offline wallets (both hardware and paper) is that at some point they have to interface with the blockchain (via an online portal, software wallet, etc.…), and most of those methods are susceptible to “man-in-the-middle” type attacks. In addition, if a hardware wallet or its recovery seed is physically lost or stolen, whatever assets it holds is lost forever. A highly secure, flexible, convenient, better solution is needed for cryptocurrency to continue gaining acceptance.

Blockchain, an immutable record keeping system and Cryptocurrency architecture is the most revolutionary technology of our time.

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THE SOLUTION

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KryptiWallet provides a solution to securing digital assets that is superior to any other online or offline wallet on the market today. It solves the problem of securing cryptocurrency, protecting data using the patented MTE technology along with the Digital Vault; mature solutions developedover eight years that are certified PCI-DSS Level 1 for financial Data Storage and HIPAA compliant. KryptiWallet is much more than a traditional online storage for cryptocurrency private blockchain keys; it will also store any blockchain private key protecting any blockchain asset, including, security documents, medical files, and drivers licenses.

KryptiWallet will also allow users to exchange different cryptocurrencies directly within the wallet via the Krypti Market, a decentralized peer-to-peer market for KryptiWallet users.

We are also developing APIs so that third-party Exchanges can integrate MTE technology and allow users to designate KryptiWallet as their exchange wallet. This will make exchanges who utilize MTE and KryptiWallet impervious to mass data breaches and cryptocurrency losses caused by theft and hacking.

In addition to be the most secure digital asset wallet ever created, KryptiWallet will also have the most intuitive user experience of any wallet made - incorporating smartphone features like contact lists, photo capture, voice, video and securely protect conversations and text messages.

While many hardware wallets have a significant upfront cost, KryptiWallet will consume pre-paid KryptiCoin for all services. The most active users will likely spend less on KRY than they would a traditional hardware wallet, and casual users will spend far less; all while receiving the benefits of the most secure wallet on the market today.

WHY IS KRYPTIWALLET THE ANSWER?

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SUMMARYKryptiWallet is much more than a traditional online storage for Private Blockchain Keys for cryptocurrencies; it will also store any blockchain private key protecting any blockchain asset including top secret security documents, medical files, passports, driver’s licenses and more.

KryptiWallet utilizes patented MicroToken Exchange (MTE) security to protect data during transmission and stores all data in our Digital Vault, which is PCI-DSS Level 1 certified for financial Data Storage and HIPAA compliant.

KryptiWallet protects digital related assets in a new and innovative way. Its ability to secure commands to intelligent connected devices is unlike encryption protocols; it uses the MTE process to pair itself physically with the our Digital Vault, which stores data on geographically dispersed certified PCI-DSS Level 1 servers and hard drives.

From the moment a personal device or PC is registered, every movement of data is protected, including authentication into the wallet. With any communication coming to/from the wallet and to/from the vault, the initial communication starts with the wallet’s normal handshake/authentication process. Our MTE capabilities make KryptiWallet undefeatable. Our MTE and Digital Vault platforms are mature, robust solutions developed over8 years and have been battle-tested by use in the real world; current clients and contracts using these technologies include the US Government, Army, auto Industry, health insurance providers, financial services and others.

Following is a step-by-step user experience that highlights how the KryptiWallet uses MTE technology to secure a user’s authentication and digital assets. More detailed information about MTE Security, our Digital Vault, and other components of the KryptiWallet can be found in the Appendix section below or at www.Krypti.io .

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US PATENTED TECHNOLOGY:3 UTILITY PATENTS ISSUED

ELIMINATES NEED FOR REAL DATA TO BE TRANSMITTED

SAME TECHNOLOGY USED TO SECURE US MILITARY

APPLICATIONS

MATURE SOLUTION, DEVELOPED OVER 8 YEARS

ADDRESSES A REAL NEEDIN THE MARKETPLACE

PROVIDES SPEED, ACCESSIBILITY AND THE HIGHEST LEVELS OF PROTECTIONMTE

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STEPS TO BUY YOUR IMPENETRABLE KRYPTIWALLET01. The consumer opens application and registers for a new account.02. The consumer’s information is then tokenized with MTE and stored in the Digital Vault.03. Upon login, the user will need to verify their account with a user PIN and 2FA.04. The user’s PIN is then tokenized with the MTE and sent to the Digital Vault for Verification.05. After Verification, a MicroTokenTM is then returned to Authenticate the login.06. The user now has a window into their account to view balances and deposit/withdraw currencies. 07. To deposit a currency, the user simply clicks deposit.08. A new Wallet Address is then issued on the Blockchain.09. The user can then send the currency from an Exchange (or individual) to their new Wallet Address.10. The app will then verify that the transaction was received from the Blockchain.11. The Wallet Address is then MicroTokenized® with the MTE.12. The MicroToken® is then sent to the Digital Vault.13. To withdraw a currency, the user simply clicks withdraw and then enters amount and Exchange Address.14. The Exchange (or individual’s) address is then verified on the Blockchain to be a valid address.15. After Verification, a MicroToken is then returned from the Digital Vault.16. The MicroToken is then de-tokenized.17. The transfer is then issued on the Blockchain.18. The user then receives their currency on the Exchange.

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KRYPTIWALLET FEATURESKryptiWallet combines the best of what makes online wallets easy to use with security that exceeds offline hardware, paper wallets, as well as any other wallet in existence today. In addition, it will provide a decentralized, peer-to-peer marketplace that allows users to exchange different digital assets. It will mitigate the risk of accidental loss associated with sending digital currency to an incorrect address, resulting in permanent loss. KryptiWallet will also have the most intuitive user experience of any existing wallet, incorporating smartphone features like contact lists, photo capture, voice and video, securely protecting conversations and text messages. Below are some of the key features the KryptiWallet does or will soon provide (see Roadmap for feature rollout schedule).

Key Features of the KryptiWallet include storage and interaction with Smart Adapter Technology that has been in use since 2010:

1. Patented Digital Vault that stores the actual data outside of application on certified redundant, backed up, geographically disparate hard drives and servers all in completely certified disaster recovery data centers.2. Access to KryptiMarket: A Decentralized, Peer-to-Peer Exchange Krypti is currently developing a decentralized exchange where users will be able to list their digital assets for sale inside their wallet and see what is available to purchase from other Krypti users. More details are below in the “User Scenarios” section. 3. Integration into Third-Party Exchanges APIs released allowing Third-Party Exchanges to integrate MTE technology and allow users to designate their KryptiWallet as their exchange wallet. This will make exchanges who utilize Krypti impervious to mass data breaches and cryptocurrency losses due to theft and hacks.4. Merchant Services for Businesses Merchants will be given the ability to accept KRY for goods and services that they sell, utilizing the KryptiWallet and Krypti Business Portal for tracking and reporting those sales.

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5. Digital Asset Protection and Transfer of Assets • Cryptocurrencies: • Krypti--KRY • Bitcoin--BTC • Stellar--XLM • Ether--ETH • BitcoinCash--BCH • Litecoin--LTC • Others in a continual expansion of supported assets • Other Digital Assets • Sensitive Documents (Including Secret and Top Secret) • Contracts • Driver’s Licenses • Passports • Healthcare Information • Insurance Cards • Access to stored Healthcare Records • EMR Sharing with Dr./Patient • Wills and Trusts • Passwords to other Secured Applications • Data from Financial Institutions • Bank Accounts • Credit Cards • Trading Platforms • Other Emerging Blockchain assets

6. Secured Chat and Video Sessions KryptiWallet will incorporate smartphone features like contact lists, photo capture, voice, video - and securely protect conversations and text messages with military grade levels of MTE.

Feature Sample Set:1. Crypto Asset Management2. Blockchain Asset Management; Like Driver’s License, Health Records3. Send or Receive any Crypto Asset between KryptiWallet Holders4. Interact with other KryptiWallet holders from your contact list and be able to transfer digital assets to their own KryptiWallet and other wallets IDs from other platforms.

1

2

3

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Exchange operational walletsUsers can safely keep assets in their exchange wallet without the need to move assets to cold storage.

High speed, low latencyMTE is extremely efficient, securing data in transit with virtually no additional latency. Tests have proven that securing thousands of transations with MTE adds only a few nanoseconds to transaction times.

Trading enginesMTE can secure the transactions and data feeds interfacing with a Cryptocurrency Exchange’s trading engine, ensuring the data in motion cannot be hacked or altered.

Minimal resources requiredMTE for data in transit needs just a few kilobytes of space, is low latency, and requires minimal processor and memory resources.

User interfacesMTE can secure admin and client portals, providing robust security for all user interfaces without changing existing login procedures and protocols.

ScalableBecause MTE is a high speed, low latency solution with a light footprint, it is perfect for high transaction environments, and can easily scale to accommodate exponential growth while providing unparalleled security.

What Krypti secures Why MTE is optimal

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KRYPTIMARKET USER SCENARIOSBelow are a couple examples of how KryptiWallet holders may use the wallet in conjunction with the KryptiMarket.

Scenario 1:A KryptiWallet holder wants to sell a cryptocurrency and is willing to sell it for a value that might be different than trading prices on various exchanges. Because this asset is owned by the wallet holder, they can do whatever they want with it - including give it away! If the seller of the digital asset is willing to sell for some other digital asset, then they can do whatever they want; the technology of the KryptiWallet supports this feature. We will also extend this basic functionality to allow any KryptiWallet holder to “publish” the price they are willing to sell the asset for and any other KryptiWallet holder to view this list of assets for sale. When a buyer is ready to agree to the terms - or even negotiate different terms—then the buyer clicks a button in the wallet and chooses which digital asset they will pay in (providing it is acceptable to the seller). The transfer of the assets takes place securely and instantly. Once this asset has been sold, it is updated to reflect that this asset is no longer available for sale.

Scenario 2:A KyptiWallet holder would like to purchase a product or service (such as a cup of coffee or repairing a car) and is willing to pay some crypto asset for this product or service. If the seller is willing to receive a crypto asset for the product or service, the buyer and seller can use KryptiWallet to complete their transaction. KryptiWallet holders will also be able to access a directory of Krypti Merchants with goods and services for sale and can be alerted to Krypti Merchants willing to accept crypto for available goods and services.

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U.S. Patents Issued & Pending Applications that are used by the KryptiWallet.

• U.S. Issued Patent No. 9,921,561 directed to “Real Time Control of a Remote Device”• Issued as a U.S. Patent on March 20, 2018• U.S. Patent Application No. 15/921,829 directed to “Real Time Control of a Remote Device”• Filed March 15, 2018• Claims priority to U.S. Patent Application No. 15/073,114 (filed 3/17/2016) and further claims priority to U.S. Provisional Patent Application No. 62/134,182 (filed 3/17/2015) and U.S. Provisional Patent Application No. 62/237,487 (filed 10/5/2015)• U.S. Patent Application No. 15/902,259 directed to a “System and Method for Securely Transferring Data”• Filed February 22, 2018• U.S. Patent Application No. 14/644,815 directed to an “Encrypted Data Storage and Retrieval System”• Filed March 11, 2015• This will issue as U.S. Patent No. 10,042,589 on August 7, 2018

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KRYPTI (KRY)

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Upon the public launch of KRY, the intention is for MTE transactions to paid for with the KryptiCoin. MTE secures many other applications in vertical markets like autonomous vehicles data communication, finance, healthcare, smart home security and others; this will further drive the value of Krypti and the usage of the coin for standard payment replacements.

As the market grows, KryptiCoin will generate additional revenue by charging businesses for merchant services (accepting Krypti as a payment method) on a per transaction basis.

The cost per transaction will be one of the lowest of any platform in the world; a low fixed transactional credit per transaction. Even if the trading value of the KRY goes up or down.

KryptiCoin can also replace the need for fiat currency when buying, selling, or trading services, goods, and assets. KRY will be listed on trading platforms and allow the holder of KRY a chance to monetize or exchange KRY for other cryptocurrencies. Wallet holders can simply agree to their own exchange rate, select the coin in their wallet and wallet address that will receive their KRY, and instantly process the transaction.

KRYPTICOIN (KRY)Coin overviewToken name KryptiCoinToken symbol KRYToken type Utility tokenToken standard StellarTotal supply 100,000,000,000Tradeable Yes

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A patron using the KryptiWallet, registers their account and signs up for a subscription plan to use the application. They may choose to sign up for a monthly plan at $8.00 per month or an annual plan, which is discounted from $96.00 per year to $60.00 per year. A subscription plan allows the user to perform up to 10,000 individual transactions per month. Some premium transactions may include a surcharge over and above an individual transaction cost. For example, a simple transfer of a crypto asset would consume a single transaction. Whereas a premium service, such as a secure test message, may consume twice that amount. The patron may choose to pay for their subscriptions using any of our supported coins, or optionally a credit card that they keep on file in our secure digital vault. When transactions are credited each month (regardless of their payment schedule), the block chain will record a transaction for the value of the refilling of their transaction balance. This means the velocity will increase on the block chain to reflect the ongoing usage of the KryptiWallet and it will always be relative to the current market price of KRY. This ensures that the company sees a steady revenue stream, the block chain sees an increase in velocity, and the patron sees a stabilized cost of their wallet usage.

While many hardware wallets have a significant upfront cost, KryptiWallet consumes pre-paid transactions for all services. Even the most active users will likely spend less on their renewals than they would using a traditional hardware wallet; all while receiving the benefits of the most secure wallet on the market today. This pricing model is optimal for those who want to use KryptiWallet for long term secure storage, allowing them to store their digital assets in the most secure wallet ever created for a minimal cost per year.

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TOKEN DISTRIBUTION

DistributionToken Crowdsale 18,500,000,000KryptiWallet use 15,000,000,000Secured escrow 40,500,000,000Krypti founders 16,000,000,000Marketing 10,000,000,000Total supply 100,000,000,000

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TOKEN SALE

Use of FundsPlatform Development 45.00%Cash Reserve 5.00%Legal and Accounting Expenses 10.00%Operational Expenses 15.00%Sales & Marketing 25.00%

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PUBLIC SALE

Token Sale Information (KYC required)Private Sale Start Date February 1st, 2019

Private sale End Date TBD, 2019

Start Time (UTC) 00:00:00

End Time (UTC) 23:59:59

Tokens available in ICO 18,500,000,000

Unsold Tokens of ICO Return to cryptographically secured escrow(Burn or Not) for future release per schedule (details below)

What if soft cap not reached? No refund

Lift-Off Date for KRY Public Sale Sept 1st 2019

Launch Price of KRY Public Sale $0.01 (one cent)

Pre-Launch Date Private Sale Price Register for Private Sale Discount Price

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KryptiWallet MVP Release

MVP Portal site complete Q2 2019

Q4 2019

Q3 2019 ICO / IEO Complete

Majority ERC-20, Stellar, Altcoin compatibility

THE EVOLUTION OF CURRENCY

Q1 2020

KryptiWalletAdditional Digital Assets• Sensitive Documents • Contracts• Drivers Licenses• Passports• Healthcare Information• Wills and Trusts• Passwords to other Secured Applications

3rd Party API Releases

APIs released for ability touse KryptiWallet as anExchange wallet.

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THE TEAM

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THE TEAM

David SchoenbergerCofounder CIO

Tim ReynoldsCofounder CTO

Steve RussoExecutive VPCofounder

John NachefCEOCofounder

Krypti is a wholly owned subsidiary of Eclypses and supported by the Eclypses team. Eclypses has been processing payment transactions and storing medical information for nearly a decade, is compliant at the PCI-DSS Level 1 and HIPAA Certified (among many other certifications). We have developed a patented next-generation cyber security technology that is invisible and impenetrable. This may sound like science fiction, but it is science FACT. Our technology has been developed over the past 9 years and is certified by independent auditors for ALL financial transaction data and Personally Identifiable Information (PII). Current clients and contracts for the core platform include Government, Army, auto industry, health insurance providers, financial services, and others. We were accelerated in Silicon Valley at the Plug and Play Tech Center for our financial security platform. We have been awarded participation in other established incubators including those within the auto industry for securing data and commands in motion. Our platform includes products and applications associated with certainsafe.com and eclypses.com.

We pay for annual third-party audits and monthly penetration scans to remain compliant and to prove EVERY aspect of our system is secure. Our backend storage systems, our front end applications, and the protocols to communicate secure data in-between are all part of our certifications. Furthermore, we employ dedicated humans in the role of CISO and Security Engineers. The foundation of MTE technology, in 2009 was to ensure that ANY data can be made as secure as payment data - every design element of all of our existing and robust services are built with SECURITY first. Over the last decade, we have invested over 1 million USD in audits and compliance alone.

13- Software Engineers 4- Advisory Board Members 1- Dir. of Intelligent Devices 1- Dir. of Implementation Engineering 1- Lead Implementation Engineer 1- Implementation Engineer 1- QA Manager

1- Sr. System Administrator 1- Dir. of Security 1- Dir. of IT and Infrastructure 1- Project Manager 1- Marketing Manager 2- Customer Service Representatives 1- Bookkeeper

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Industry complianceOur MicroToken solutions conform to several industry compliance regulations and can remove the burden of your company.

Compatible with ANY communication protocolThe Eclypses MicroToken Exchange® (MTE) is designed to work in the application layer of your system. THe MTE replaces your command with a MicroTokenTM just before transmission and is compatible with any communication protocol. Once the transmission packet has reached the receiver it is then translated back in the original command by referencing a paired library.

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CONCLUSIONMTE technology is the solution to the fasting growing problem on the planet, cyber attacks. By 2023, experts estimate cyber security investment to rise to $163B globally at the same time as fiat currency is losing purchasing power from inflation and most cryptocurrencies have not gained purchasing power. The intention is for governments, banks, corporations, and individuals to purchase our fully patented and tested MTE technology that ends cyber threats through KryptiCoin; so the increasing purchasing powerof KryptiCoin creates potential for becoming the first cryptocurrency with adoption from the masses. As the masses begin to have confidence in a new digitally safe world, protected by our MTE technology and the KryptiWallet, this presents opportunity to become more fiscally and environmentally responsiblethan the currently paper, plastic, and metal coin currency of yesterday, working together today to build a more sustainable tomorrow.

There are 25 million known digital wallet holders today who utilize wallets with little to no security. KryptiWallet is a real product that uses proven, patented technology to provide a single vault for not just cryptocurrency, but all digital assets; providing users the convenience of an online wallet with security thatis far superior to an offline wallet, at a price point that is competitive with less secure solutions that exist today. When combined with features like the KryptiMarket, APIs for third-party exchanges, and secure messaging, Krypti has the potential to become the universal digital asset wallet.

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APPENDIX

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References:

Carbon Black (2018, June). Report: Cryptocurrency Gold Rush on the Dark Web.Retrieved July 21, 2018, from https://www.carbonblack.com/cryptocurrency-dark-web/

Mullen, J. (2018, June 20). Bithumb: Bitcoin exchange says over $30 million in cryptocurrencies stolen. Retrieved July 21, 2018, from https://money.cnn.com/2018/06/19/technology/bithumb-bitcoin-cryptocurrencie s-theft/index.html

Medium Blog: Trezor - security glitches reveal your private keys! (2017, August 17).Retrieved fromhttps://medium.com/@Zero404Cool/trezor-security-glitches-reveal-your-private-k eys-761eeab03ff8

Biggs, J. (2018, March 21). A 15-year-old hacked the secure Ledger crypto wallet.Retrieved July 21, 2018, fromhttps://techcrunch.com/2018/03/21/a-15-year-old-hacked-the-secure-ledger-cry pto-wallet/

Paganini, P. (2018, July 3). Trezor users targeted by phishing attacks, experts blame DNS Poisoning or BGP Hijacking – Cyber Defense Magazine. Retrieved July 21, 2018, fromhttp://www.cyberdefensemagazine.com/trezor-users-targeted-by-phishing-attack s-experts-blame-dns-poisoning-or-bgp-hijacking/

Eclypses MTE. (n.d.). Retrieved July 21, 2018, from https://www.eclypses.com/motion/

Eclypses Digital Vault. (n.d.). Retrieved July 21, 2018, from https://www.eclypses.com/rest/

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Risk Factors

ADDITIONAL RISKS HIGHLIGHTED ON THE WEBSITE.

An investment in the Tokens involves a high degree of risk. You should consider carefully the risks described below, together with all of the other information contained in this document, before making an investment decision. The following risks entail circumstances under which, our business, financial condition, results of operations and prospects could suffer.

RISKS ASSOCIATED WITH AN INVESTMENT IN THE TOKENS

KryptiWallet may not successfully develop, market and launch the KryptiWallet.

The KryptiWallet platform has not yet been fully developed by KryptiWallet and will require significant capital funding, expertise of management, time and effort in order to develop and successfully launch the KryptiWallet platform. KryptiWallet may have to make changes to the specifications of the KryptiWallet platform or the utility attached to the Tokens for any number of legitimate reasons or KryptiWallet may be unable to develop the KryptiWallet platform in a way that realizes those specifications or any form of a functioning network. It is possible that the Tokens and the KryptiWallet platform may not ever be released. The KryptiWallet platform or Tokens, if successfully developed and maintained, may not meet investor expectations at the time of purchase. Furthermore, despite good faith efforts to develop and launch and subsequently to develop and maintain the KryptiWallet platform, it is still possible that the KryptiWallet platform will experience malfunctions or otherwise fail to be adequately developed or maintained, which may negatively impact the KryptiWallet platform and Tokens.

Krypti will use the proceeds of this Offering to make significant investments in KryptiWallet develop and launch a viable KryptiWallet platform and subsequently, then to build a network upon which users can realize utility and value. Krypti and KryptiWallet may not have or may not be able to obtain the technical skills and expertise needed to successfully develop the KryptiWallet platform and progress it to a successful launch. While Krypti and KryptiWallet have sought to retain and continue to competitively recruit experts, there is a general scarcity of management, technical, scientific, research and marketing personnel with appropriate training to develop and maintain the KryptiWallet platform. If Krypti and KryptiWallet are not successful in its efforts to demonstrate to users the utility and value of the KryptiWallet platform, there may not be sufficient demand for the Tokens for KryptiWallet to proceed with the platform launch. As a result, or if the platform launch does not occur, Investors may lose all of their investment.

The tax treatment of the Tokens is uncertain and there may be adverse tax consequences for Investors upon certain future events.

The tax characterization of the Tokens is uncertain, and each Investor must seek its own tax advice in connection with an investment in the Tokens. The purchase of Tokens may result in adverse tax consequences to Investors, including withholding taxes, income taxes and tax reporting requirements. Each Investor should consult with and must rely upon the advice of its own professional tax advisors with respect to the United States and non-U.S. tax treatment of the purchase of the Tokens.

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RISKS ASSOCIATED WITH THE TOKENS AND THE KRYPTIWALLET PLATFORM

The KryptiWallet may not be widely adopted and may have limited users.

It is possible that the KryptiWallet platform will not be used by a large number of individuals, companies and other entities or that there will be limited public interest in the creation and development of distributed platforms (such as the KryptiWallet platform). Such a lack of use or interest could negatively impact the development of the KryptiWallet and therefore the potential utility and value of Tokens.

Alternative networks may be established that compete with or are more widely used than KryptiWallet.

It is possible that alternative networks could be established that utilize protocols that are the same or similar to the protocols underlying the KryptiWallet and attempt to facilitate services that are materially similar to the KryptiWallet services. The KryptiWallet may compete with these alternative networks, which could negatively impact the KryptiWallet and the Tokens.

RISKS RELATED TO BLOCKCHAIN TECHNOLOGIES AND DIGITAL ASSETS

The regulatory regime governing the blockchain technologies, cryptocurrencies, tokens and token offerings such as KryptiWallet and the Tokens is uncertain, and new regulations or policies may materially adversely affect the development of the KryptiWallet and the utility of the Tokens.

Regulation of tokens (including KRY) and token offerings such as this, cryptocurrencies, blockchain technologies, and cryptocurrency exchanges

currently is undeveloped and likely to rapidly evolve, varies significantly among international, federal, state and local jurisdictions and is subject to significant uncertainty. Various legislative and executive bodies in the United States and in other countries may in the future, adopt laws, regulations, guidance, or other actions, which may severely impact the development and growth of KryptiWallet and the adoption and utility of the Tokens. Failure by the Company or certain users of the KryptiWallet to comply with any laws, rules and regulations, some of which may not exist yet or are subject to interpretation and may be subject to change, could result in a variety of adverse consequences, including civil penalties and fines.

As blockchain networks and blockchain assets have grown in popularity and in market size, federal and state agencies have begun to take interest in, and in some cases regulate, their use and operation. In the case of virtual currencies, state regulators like the New York Department of Financial Services have created new regulatory frameworks. Others, as in Texas, have published guidance on how their existing regulatory regimes apply to virtual currencies. Some states, like New Hampshire, North Carolina, and Washington, have amended their state’s statutes to include virtual currencies into existing licensing regimes. Treatment of virtual currencies continues to evolve under federal law as well. The Department of the Treasury, the Securities Exchange Commission, and the Commodity Futures Trading Commission, for example, have published guidance on the treatment of virtual currencies. The IRS released guidance treating virtual currency as property that is not currency for US federal income tax purposes, although there is no indication yet whether other courts or federal or state regulators will follow this classification. Both federal and state agencies have instituted enforcement actions against those violating their interpretation of existing laws.

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The regulation of non-currency use of blockchain assets is also uncertain. The CFTC has publicly taken the position that certain blockchain assets are commodities, and the SEC has issued a public report stating federal securities laws require treating some blockchain assets as securities. To the extent that a domestic government or quasi-governmental agency exerts regulatory authority over a blockchain network or asset, the KryptiWallet and the Tokens may be materially and adversely affected.

Blockchain networks also face an uncertain regulatory landscape in many foreign jurisdictions such as the European Union, China and Russia. Various foreign jurisdictions may, in the near future, adopt laws, regulations or directives that affect the KryptiWallet. Such laws, regulations or directives may conflict with those of the United States or may directly and negatively impact our business. The effect of any future regulatory change is impossible to predict, but such change could be substantial and materially adverse to the development and growth of the KryptiWallet and the adoption and utility of the Tokens.

New or changing laws and regulations or interpretations of existing laws and regulations, in the United States and other jurisdictions, may materially and adversely impact the value of the currency

in which the Tokens may be exchanged, the value of the distributions thatmay be made by Krypti of KRY, the liquidity of the Tokens, the ability to access marketplaces or exchanges on which to trade the Tokens, and the structure, rights and transferability of Tokens.

Investors will have no control.

Holders of Tokens are not and will not be entitled, to vote or receive dividends or be deemed the holder of shares of Krypti for any purpose, nor will anything be construed to confer on the Investors any of the rights

of a shareholder of Krypti or of KryptiWallet or any right to vote for the election of directors or upon any matter submitted to shareholders at any meeting thereof, or to give or withhold consent to any corporate action or to receive notice of meetings, or to receive subscription rights or otherwise.

There may be occasions when certain individuals involved in the development and launch of the KryptiWallet may encounter potential conflicts of interest, such that said party may avoid a loss, or even realize a gain, when other holders of Tokens are suffering losses.

There may be occasions when certain individuals involved in the development and launch of the KryptiWallet or Tokens may encounter potential conflicts of interest in connection with this Offering and the launch of the KryptiWallet platform, such that said party may avoid a loss, or even realize a gain, when other holders of Tokens in the are suffering losses. Decisions made by the key employees of Krypti and KryptiWallet on such matters may be more beneficial for some holders of Tokens than for others.

Investors may lack information for monitoring their investment.

Token holders may not be able to obtain all information it would want regarding Krypti, KryptiWallet, or KRY, on a timely basis or at all. It is possible that the Token holder may not be aware on a timely basis of material adverse changes that have occurred with respect to certain of its investments.

KRY has no history.

KRY will be a newly formed token and has no trading history. Each of Krypti and KryptiWallet are newly formed entities with no operating history.The prices of blockchain assets are extremely volatile. Fluctuations in the price of digital assets could materially and adversely affect our business, and the Tokens may also be subject to significant price volatility.

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The prices of blockchain assets such as Bitcoin have historically been subject to dramatic fluctuations and are highly volatile, and the market price of the Tokens may also be highly volatile. Several factors may influence the market price of the Tokens, including, but not limited to:

• Global blockchain asset supply;• Global blockchain asset demand, which can be influenced by the growth of retail merchants’ and commercial businesses’ acceptance of blockchain assets like cryptocurrencies as payment for goods and services, the security of online blockchain asset exchanges and digital wallets that hold blockchain assets, the perception that the use and holding of blockchain assets is safe and secure, and the regulatory restrictions on their use;• Investors’ expectations with respect to the rate of inflation;• Changes in the software, software requirements or hardware requirements underlying the KryptiWallet;• Changes in the rights, obligations, incentives, or rewards for the various participants in the KryptiWallet;• Interest rates;• Currency exchange rates, including the rates at which digital assets may be exchanged for fiat currencies;• Fiat currency withdrawal and deposit policies of blockchain asset exchanges on which the Tokens may be traded and liquidity on such exchanges;• Interruptions in service from or failures of major blockchain asset exchanges on which the Tokens may be traded;• Investment and trading activities of large investors, including private and registered funds, that may directly or indirectly invest in the Health Ecosystem or Tokens or other blockchain assets;• Monetary policies of governments, trade restrictions, currency devaluations and revaluations;• Regulatory measures, if any, that affect the use of blockchain assets such as the Tokens;

• The maintenance and development of the open-source software protocol of the KryptiWallet;• Global or regional political, economic or financial events and situations; or• Expectations among KryptiWallet users or other blockchain assets participants that the value of the Tokens or other blockchain assets will soon change.

A decrease in the price of a single blockchain asset may cause volatility in the entire blockchain asset industry and may affect other blockchain assets including the Tokens. For example, a security breach that affects investor or user confidence in Bitcoin may affect the industry as a whole and may also cause the price of the Tokens and other blockchain assets to fluctuate.

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Legal

This White Paper has been prepared by Krypti for use by accredited investors to whom Krypti is offering (the “Offering”) the opportunity to purchase KryptiCoins to be developed, produced and offered by Krypti, and referred to in this whitepaper as “KRY” or “Tokens”. Unless the context requires otherwise, in this Memorandum the terms “Krypti” “the Company,” “we,” “us” and “our” refer to Krypti, an exempted company incorporated with limited liability under the laws of the Cayman Islands, and all dollar ($) amounts set forth herein refer to United States dollars. This document and any other Krypti documents do not constitute a prospectus of any sort and are not a solicitation for investment. KRY does not represent an equity interest, ownership interest or share in ANY public or private entity in any jurisdiction. KRY will be used to purchase goods and services within the KryptiWallet ecosystem.

The KryptiWallet offered and operated by KryptiWallet, an exempted company incorporated with limited liability under the laws of the Cayman Islands.

Investors should make their own investigations and evaluations of the Tokens, including the merits and risks involved in an investment therein. Prior to any investment, the Company will give investors the opportunity to ask questions of and receive answers and additional information from it concerning the terms and conditions of this offering and other relevant matters to the extent the Company possesses the same or can acquire it without unreasonable effort or expense. Investors should inform themselves as to the legal requirements applicable to them in respect of the acquisition, holding and disposition of the Tokens, and as to the income and other tax consequences to them of such acquisition, holding and disposition.

This document does not constitute an offer to sell, or a solicitation of an offer to buy an interest in any jurisdiction in which it is unlawful to make such an offer or solicitation.

Neither the United States Securities and Exchange Commission nor any other federal, state or foreign regulatory authority has approved an investment in the Tokens. Furthermore, the foregoing authorities have not confirmed the accuracy or determined the adequacy of this document, nor is it intended that the foregoing authorities will do so. Any representation to the contrary is a criminal offense.

Prospective investors are not to construe this document as investment, legal, tax, regulatory, financial, accounting or other advice, and this document is not intended to provide the sole basis for any evaluation of an investment in an interest. Prior to acquiring an interest, a prospective investor should consult with its own legal, investment, tax, accounting, and other advisors to determine the potential benefits, burdens and other consequences of such investment.

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Acquisitions of KRY through the initial token offering are non-refundable. KryptiCoins are only to be used in connection with the KryptiWallet. Any acquisition and use of KRY carries significant financial risk, including the use of experimental software.

Except where specifically indicated, the statements and information set forth in this Whitepaper are not intended to recite current or historical facts, and constitute forward-looking statements. Forward-looking statements may include the words “may,” “will,” “could,” “should,” “would,” “believe,” “expect,” “anticipate,” “estimate,” “intend,” “plan” or other words or expressions of similar meaning. These forward-looking statements are based on the current beliefs, plans, objectives, goals, expectations, anticipations and/or intentions of Krypti with respect to future events. Although Krypti believes that the expectations reflected in the forward-looking statements are reasonable, Krypti cannot and does not guarantee the successful establishment or operation of its systems and business or any future results, level of activity, performance or achievements.

Many factors discussed in this Whitepaper or otherwise affecting the matters discussed herein, some or all of which may be currently unknown to Krypti or beyond Krypti’s control, will be important in determining the ability of Krypti to establish and operate its systems and business. Consequently, actual results may differ materially from those that might be anticipated from the statements and information set forth herein. In light of these and other uncertainties, the statements and information set forth in this Whitepaper are for informational purposes only, should not be relied upon in making any purchase or other decision, are subject to change, and are not intended to establish or indicate any representation, warranty, commitment, undertaking, promise or contract made on the part of Krypti to any person.

Krypti does not undertake any obligation to publicly update any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law.

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THANK YOU