Infographic what is host card emulation-and why does it matter
1
and why it matters HOST CARD EMULATION What is Host Card Emulation (HCE) was introduced by Google as a feature of the new KitKat OS. It was endorsed by Visa, MasterCard It allows cards to be issued from the cloud and used for mobile payment transactions anywhere. Why does it matter? Visa MasterCard Ultimate consumer experience: pay anywhere with the apps you love and trust. HCE gives banks freedom to deploy mobile payment systems everywhere. Banking, merchant and other apps can easily be enabled with mobile payments at physical stores. What’s in it for me? Sources • Berg Insight: http://www.nfcworld.com/2012/06/07/316112/berg-86-percent-of-pos-terminals-in-north-america-will-accept-nfc-payments-by-2017/ • eMarketer/US Census Bureau: http://www.emarketer.com/Article/Total-US-Retail-Sales-Top-3645-Trillion-2013-Outpace-GDP-Growth/1010756 • IHS Research: http://www.nfcworld.com/2014/02/12/327790/two-three-phones-come-nfc-2018/ • Juniper Research: http://www.nfcworld.com/2014/05/20/329241/juniper-predicts-1-5bn-mobile-wallets-2018/ www.sequent.com [email protected] +1 650-419-2713 HCE powers NFC mobile payments at physical stores 275M 2013 1.2B 2018 200 400 600 800 1000 1200 Phones with NFC (millions) 86% 38% 78% Europe Rest of the world North America 2 in 3 phones to come with NFC by 2018 86% of POS terminals in North America will accept NFC payments by 2017 Source: Berg Insight Source: IHS Research 1.5 Billion mobile wallets to be in use by 2018 Source: Juniper Research Source: eMarketer/US Census Bureau of transactions happen in the real world 94% 6% total e-commerce 1% mobile commerce (part of e-commerce)
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Transcript of Infographic what is host card emulation-and why does it matter
and why it mattersHOST CARD EMULATIONWhat is
Host Card Emulation (HCE) was introduced by Google as a feature of the new KitKat OS.
It was endorsed byVisa, MasterCard
It allows cards to be issued from the cloud andused for mobile payment transactions anywhere.
Why does it matter?
Visa
MasterCard
Ultimate consumer experience:pay anywhere with the apps you love and trust.
HCE gives banksfreedom to deploy
mobile payment systems everywhere.
Banking, merchantand other apps can
easily be enabled with mobile payments at
physical stores.
What’s in it for me?
Sources• Berg Insight: http://www.nfcworld.com/2012/06/07/316112/berg-86-percent-of-pos-terminals-in-north-america-will-accept-nfc-payments-by-2017/• eMarketer/US Census Bureau: http://www.emarketer.com/Article/Total-US-Retail-Sales-Top-3645-Trillion-2013-Outpace-GDP-Growth/1010756• IHS Research: http://www.nfcworld.com/2014/02/12/327790/two-three-phones-come-nfc-2018/• Juniper Research: http://www.nfcworld.com/2014/05/20/329241/juniper-predicts-1-5bn-mobile-wallets-2018/
[email protected]+1 650-419-2713
HCE powers NFC mobile payments at physical stores
275M
2013
1.2B
2018
200
400
600
800
1000
1200
Phon
es w
ith N
FC (m
illio
ns)
86% 38%78%
Europe Rest ofthe world
NorthAmerica
2 in 3 phones to come with NFC by 2018
86% of POS terminals in North America will accept
NFC payments by 2017
Source: Berg InsightSource: IHS Research
1.5 Billion mobile wallets to be in use by 2018
Source: Juniper Research
Source: eMarketer/US Census Bureau
of transactionshappen in the
real world
94% 6%total e-commerce
1%mobile commerce
(part of e-commerce)
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