India's first dual Platinum Credit Card

ICICI Bank Credit Cards

INDEXPlease click on a section title to go to the respective page

KEYNOTE..............................................................................................................................01

JOINING PRIVILEGES...........................................................................................................02

PRIVILEGES OF TWO CARDS..............................................................................................03

REWARDS PLAN..................................................................................................................04

ICICI BANK CREDIT CARD PRIVILEGES

ENTERTAINMENT.................................................................................................05

GOLF......................................................................................................................06

WELLNESS............................................................................................................07

CONCIERGE...........................................................................................................08

AMERICAN EXPRESS PRIVILEGES.....................................................................................09

MASTERCARD PRIVILEGES................................................................................................10

CULINARY TREATS/FUEL SURCHARGE WAIVER..............................................................11

BILL PAYMENT OPTIONS....................................................................................................12

BENEFITS FOR YOUR CONVENIENCE................................................................................13

KEYNOTE

It was once believed that dreaming of rubies would predict coming success in business, money and love.

WELCOME TO A WORLD OF INFINITE POSSIBILITIES.

The gemstone 'Ruby' is traditionally believed to bless its owners with wealth and prosperity.

It symbolizes richness, vitality and strength. Taking inspiration from these qualities, we have designed

a Credit Card that endeavours to enrich your lifestyle further.

We are pleased to present ICICI Bank Rubyx - India's first dual Platinum Credit Card.

This card offers for the first time in India the benefits of both the American Express & MasterCard

platforms in a single account i.e. you can spend on both the variants but you will get one statement,

pay one consolidated fee and pay the bill with one single cheque.

That's not all - with a flexible reward plan that can be customised to your spends and exclusive

offers on golf, wellness, dining and entertainment from around the world, you have got cards that are

unique; much like the Ruby.

Welcome to a lifestyle with exclusive privileges and unmatched benefits. Welcome to the ICICI Bank

Rubyx life.

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Complimentary set of Sennheiser HD219 Headphones

More details of your joining gift are available in the Credit Cards section ofour website at www.icicibank.com

Joining Fee : ` 3000 + Service TaxAnnual Fee*(2nd year onwards) : ` 2000 + Service Tax

*If the spends on your ICICI Bank Rubyx Credit Cards are ` 2,50,000 or more duringan anniversary year, the Annual Fee for the subsequent year shall be reversed.

ICICI Bank Credit CardsFees and Joining privileges

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THE PRIVILEGESOF TWO CARDS

THE CONVENIENCE OF ONEOne card accountOne monthly statementOne line of creditOne joining fee

Advantages of 2 networks: American Express and MasterCard Access to exclusive privilege programmes including

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FLEXIBLE REWARD PLANSGet more than you expect with the ICICI Bank Rubyx Credit Cards which have been specially designed to deliver higher rewardsspecific to your lifestyle.

Purchases at selected reward plan merchants(Shopping/Travel/Essentials)

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Other purchases 3 2

ICICI Bank Rubyx American Express Credit Card ICICI Bank Rubyx MasterCard Credit Card

Earn 50% more rewards on the ICICI Bank Rubyx American Express Credit Card.No reward points will accrue on fuel transactions.

3 Redeem the rewards for an exciting selection of gifts or cash. Each reward point is equivalent to ` 0.25 when redeemed for cash.

4 Enjoy the freedom to change the reward plan every 6 months as per your pattern of spending*.

*Nominal fee applicable. **Standard call charges apply.

To redeem your PAYBACK points: Redeem for cash - Call 080-40146444**. The equivalent amount will be credited to your account within 7 working days. Redeem for rewards - Call the PAYBACK contact centre on 1860-258-5000** or place an online request for redemption at www.payback.in. The reward of your choice will be delivered within 10 working days. Now, you can also redeem your PAYBACK points by calling ICICI Bank 24-hour Customer Care.

The industry category of purchase for Shopping/Travel/Essentials eligible for bonus PAYBACK points will be decided on the basis of industry code for the merchant establishment, as defined by American Express and MasterCard, where the purchase is made.

The Hebrews believed a dragon carved onto a ruby brings prosperity, health and joy to its owner.

1 Choose from 3 different reward plans based on your likely spend categories. Shopping: Groceries, supermarkets, retail fashion, departmental stores, consumer durables and electronics. Travel: Travel agents, airlines, car rentals and hotels. Essentials: Groceries, supermarkets, utilities/bill payments, healthcare and wellness.

2 Earn up to 6 PAYBACK points on every ` 100 spent.

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Buy 1, get 1 movie ticket free all through the week at www.bookmyshow.com

To book your movie ticket and for detailed Terms and Conditions please log on to www.bookmyshow.com

Get up to 2 free tickets per month valued at up to `250 per ticket. Successful booking is on first come first serve basis and is subject to daily stock availability.

Terms & Conditions apply. Please visit www.icicibank.com for details.

E n t e r t a i n m e n t

I C I C I B a n k C r e d i t C a r d s

ICICI Bank Credit Cards Experience is an exclusive privilege programme designed to provide superior

value and benefits relevant to your lifestyle choices. This programme is crafted to ensure that every

moment of your life is a memorable experience.

I C I C I B a n k C r e d i t C a r d s

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As an ICICI Bank Rubyx Credit Card member, you are entitled to 1 complimentary round of golf every month if the total retail spend on your card is equal to or more than `1,00,000 in the previous calendar month.

Gear up for a golfing experience like no other. Perfect your swing with exclusive access to over 100 of the most celebrated golfing greens in India and around the world.

G o l f

I C I C I B a n k C r e d i t C a r d s

90% of all rubies are produced in Burma.

To book your game: Simply visit teetimes.golftripz.com and create a Golftripz account using the same email ID as registered with ICICI Bank Credit Cards.

The complimentary round of golf will be visible in your Golftripz account after the 10th day of the next month. This will be available for you to play anytime in the next 2 months.

Explore available tee time slots at leisure and make your preferred booking. Track all your bookings online.

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W e l l n e s s

I C I C I B a n k C r e d i t C a r d s

Enjoy 30% savings on Ayurvedic packages and 50% savings on personal lifestyle and fitness evaluation with Dosha analysis at Kairali outlets.

Enjoy a wide range of spa therapies and massages at The Four Fountain Spa. Savings of 10% on all services await you.

Prior booking/appointment is required for availing the offers at all outlets. Please pay using your ICICI Bank card to avail the offer.

The offer is valid until 31st March, 2015 at all participating outlets of Kairali and The Four Fountain Spa on the published rate card only.

Call i-Assist, our 24x7 concierge service on 1800 26 70731 (toll free for MTNL/BSNL) or 022 6787 2016 (standard call charges applicable) for making a prior appointment.

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We invite you to rejuvenate yourself at leading spas and wellness centres across India with refreshing privileges.

For a complete list of offers, partners and Terms and Conditions please refer to www.icicibank.com

This service is provided by a third party engaged by ICICI Bank. Terms and Conditions of ICICI Bank and third party apply.

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High ranking Chinese officials were given rubies as they were believed to provide guidance and teaching.

(available for you in New Delhi, Mumbai, Kolkata, Hyderabad, Bengaluru and Chennai including towing, repair and alternative travel assistance)

To speak to our specialists at i-Assist: Please call 1800 26 70731 (toll free for MTNL/BSNL) or 022 6787 2016 (standard call charges applicable). Please visit www.icicibank.com for more details.

Hotel referral and reservation

Restaurant referral and reservation

Flight referral and reservation

Car rental and limousine service

Flower and gift assistance

Booking and delivery of movie tickets

Medical concierge privileges

Emergency auto assistance across India

Disclaimer:This service is provided by a third party engaged by ICICI Bank.

C o n c i e r g e

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