INDEX.SOA.92-93 SUBJECT INDEX · 2011-11-03 · INDEX.SOA.92-93 SUBJECT INDEX Accelerated Death...

I N D E X . S O A . 9 2 - 9 3

SUBJECT INDEX

Accelerated Death Benefits "Accelerated Benefits," Philip A. Velazquez, Donna R. Claire, Abraham S.

Gootzeit, and Lawrence C. Patz, RSA, 17, 1991, p. 643 "Living Benefits May Negate Purpose of Insurance" [letter to editor],

Alastair G. Longley-Cook, ACT, 11/92, p. 15 "Living Benefits Morally Profitable" [letter to editor], Daniel E. Kahan,

ACT, 3/92, p. 13 "Payment of Accelerated Benefits by Viatical Settlement Companies," . David-Irwin Binter, PDS, 3/92, p. 8

"Tax Notes," John J. Palmer, PDS, 3/92, p. 1; PDS, 12/92, p. 9 "Transatlantic Perspective on Living Benefits" [letter to editor], Anthony

W. Boston, ACT, 5/92, p. 14

Accident and Health Insurance "Academy Active in Health-Care Reform," Christine Cassidy, HSN, 8/93,

p. 7 "Actuary's Role under a National Health Insurance Plan," Frederick B.

Abbey, Roland E. King, and Keith S. Weaver, RSA, 18, 1992, p. 2089 "AIDS in the United States," Thomas W. Reese, ACT, 11/93, p. 7 "AIDS Update and Reserving," Robert W. Beal, Jon Eisenhandler, and

33mothy F. Harris, RSA, 18, 1992, p. 673 "American Academy of Actuaries Health Practice Council Update,"

Howard J. Bolnick, HSN, 4/93, p. 6 "The Application of Fuzzy Sets to Group Health Underwriting," Virginia

R. Hosler, ARCH, 1992.2, p. 1 "The Birthday Rule and the Difference in Spouses' Ages," Bertram M.

Kestenbaum, TSA, XLIV, 1992, p. 161 "Brave New World of Health Care," Richard D. Lamm, RSA, 17, 1991,

p. 753 "Canada's Emerging Health Care System," Shannon Patershuk, ACT,

6/93, p. 1 "The Changing Face of Medicare Supplement," H. Nell Lund, ND, Fall

1992, p. 10 "Choice and Competition: A Prescription for Affordable Health Care

Reform," David A. Jones, HSN, 8/92, p. 1 "Commentary on Small-Group Health Insurance Reform," Joseph W.

Moran, HSN, 4/93, p. 1 "A Comparison of Administrative Expense Levels for Life and A&H

Insurance Products Produced Using Database Marketing Techniques," Jay M. Jaffe, ND, Fall 1992, p. 7

54 SUBJECT INDEX

Accident and Health Insurance (cont.) "Debate: Who Should Pay to Care for the Uninsured?" Gordon R. Trapnell,

John M. Bertko, and John F. Fritz, RSA, 17, 1991, p. 1219 "Debate: Who Should Pay to Care for the Uninsured?" Paul J. Feldstein,

John A. Maurer, and Kenneth R. Smith, RSA, 18, 1992, p. 73 "Direct Marketing's Contribution to the Health-Care Debate," Patricia L.

Shapiro, ND, Summer 1992, p. 7 "Effect of RBRVS in Medicare on Private Health Insurance," Joel E. Miller,

Woodrow H. McDonald, and Connie Rennaker, RSA, 18, 1992, p. 255 "Effect of Solvency Concerns on Health Insurers," Daniel J. McCarthy,

RSA, 18, 1992, p. 591 "Estimation of Long-Tailed Unpaid Losses from Paid Loss Development

Using Trended Generalized Bondy Development," Bradford S. Gile, ARCH, 1993.3, p. 433

"Exploring Job Markets: Prognosis Good for Health Care Actuaries," Judy Bluder, FA, 3/93, p. 1

"Financing of Long-Term-Care Costs: Government Proposals," Howard Bedlin, Nelda McCall, Jeanette C. Takamura, and John C. Wilkin, RSA, 18, 1992, p. 449

"Flexible Benefits," Gary Scott Brantz, Steve A. Eschbach, and Wayne E. Page, RSA, 18, 1992, p. 539

"Government Doors Opening to Actuaries," Judy Bluder, ACT, 6/93, po 4 "Gross Premium Valuations of Individual Health Business," E. Paul

Barnhart, VA, 1991, p. 297 "Group Claim Incurral and Reserve Analysis," Barry T. Allen, ARCH,

1993.3, p. 183 "Group Health Cycle," Timothy J. Alford, Charles S. Fuhrer, Barbara

Niehus, and David Sanders, RSA, 18, 1992, p. 21 "Group Medical Pricing Trend Projection Methodology," Wesley S.

Carver and David A. Shea, Jr., ARCH, 1993.3, p. 363 "Health Actuaries Organize for a More Effective Public Policy Role,"

Howard J. Bolnick, ACT, 1/93, p. 4 "Health Care and Health Insurance in Mexico," Harry R. Miller, ISN, 6/93,

p. 10 "Health Care and the Futurism Section," Godfrey Perrott, AF, 4/93, p. 5 "Health Care Delivery in Canada," Robert L. Brown, ACT, 5/92, p. 6 "Health Care in Canada" [letter to editor], Michael L. Kellen, ACT, 9/92,

p. 17 "Health Care---Its Past and Its Future," Dan Rostenkowski, Robert H.

Dobson, Paul J. Feldstein, and Richard W. Hill, RSA, 18, 1992, p. 1 "Health-Care Reform," Judith Feder, RSA, 18, 1992, p. 115 "Health-Care Reform: Industry Catastrophe or Business as Usual?"

James N. Roberts, HSN, 8/93, p. 6

SUBJECT INDEX 55

Accident and Health Insurance (cont.) "Health Care Trend Update," Darrell D. Knapp, Terry D. Kellogg, Martin

Rosenbaum, and David L. Terry, Jr., RSA, 17, 1991, p. 1061 "Health Insurance as a Political Issue," Bruce Barlow, Stephen D. Brink,

Mark S. Mellman, and Harry L. Sutton, Jr., RSA, 18, 1992, p. 1401 "Health Insurance from a Non-actuary's Viewpoint," Peter Leport, William

C. Henning, and Harold C. Yancy, RSA, 18, 1992, p. 145 "Health Insurance Surplus Requirements and Management," Donald M.

Peterson, Charles S. Fuhrer, Thomas D. Snook, and William C. Weller, RSA, 17, 1991, p. 927

"Health Insurance Tax Reserves," Charles J. Auer, Richard J. Burness, and Joseph W. Michel, RSA, 18, 1992, p. 417

"Health Insurance: The Antirisk Classification and Rate Regulation Movement," Mark Litow, ACT, 9/92, p. 6

"Health Rate Regulations, Group Medical--Under-25 Regulatory Issues," Howard J. Bolnick, Karen Berg Brigham, Richard L. Helms, and Allen Feezor, RSA, 17, 1991, p. 1089

"Health Rate Regulations, Group Medical--Under 25 Regulatory Issues," Janet M. Carstens, Harry L. Sutton, Jr., and Gary E. Travnicek, RSA, 18, 1992, p. 279

"Health Valuation Actuary," James N. Roberts, Joseph Michalcik, and Allen J. Sorbo, RSA, 17, 1991, p. 1359

"Health Valuation Actuary Toolbox," Edgar J. Goral, J. Lynn Peabody, Julia T. Philips, and Jerome Winkelstein, RSA, 18, 1992, p. 165

"HI Trust Fund: Actuarial Methodology and Principal Assumptions," Stephen C. Goss, John Wandishin, and Carter Warfield, PSN, 6/93, p. 6

"How to Make Health Care More Affordable," Andrea King, Charles F. Larimer, and Greg Scandlen, RSA, 18, 1992, p. 2107

"How Will Society Deliver Adequate Health Care to All?" Will iam C. Weller, John A. Krichbaum, W. Paul McCrossan, and James R. Swenson, RSA, 17, 1991, p. 1715

"H.R. 3626 and Its Effects on the Small-Employer Market," R Anthony Hammond, ARCH, 1993.3, p. 473

"The Impact of Health-Care Reform," H. Nell Lund, ND, Winter 1993, p. 6 "Implications of Explosive Growth of Autologous Bone Marrow

Transplants," Harry L. Sutton, Jr., HSN, 1/93, p. 1 "Individual Health Rate Filings," John A. Hartnedy and Robert M.

Duncan, Jr., RSA, 17, 1991, p. 2119 "Individual Medical Expense Insurance," PASG, 1993, R-1-93

56 SUBJECT INDEX

Accident and Health Insurance (cont.) "Long-Term-Care Insurable Events: Emerging Prominence of ADL

Benefits," Debra L. Fulks, Joseph J. Hancock, and Sharon Sokoloff, RSA, 18, 1992, p. 127

"Long-Term-Care Reinsurance," Robert M. Brodrick and Leonard Koloms, RSA, 18, 1992, p. 403

"Long-Term Economic Assumptions for Postretirement Medical Plan Valuations," J. Richard Hogue, HSN, 4/92, p. 9

"A Look at Community Rating," Alice Rosenblatt, ACT, 6/93, p. 3 "The Malpractice Crisis," Sarah L. M. Christiansen, HSN, 4/92, p. 5 "Managed Competition," Dana E. McMurtry, HSN, 4/93, p. 1 "Medical Claims Management--Keeping Up with Changes in Technology,"

Alice Rosenblatt, Robert J. Hoyt, Mary Fitzhugh Miller, and Linda H. Stelmach, RSA, 17, 1991, p. 2325

"Medical Technology--Where Is It Going?" Jerome M. Stein, John L. Cova, and Robert M. Refowitz, RSA, 17, 1991, p. 811

"Medium- and Large-Group Medical Issues (Basic)," Charles S. Fuhrer and Arnold E Shapiro, RSA, 18, 1992, p. 659

"A Method for Analyzing Specific Stop-Loss Medical Insurance Claims," Timothy M. Ross, ARCH, 1993.3, p. 543

"A Method for Determining Confidence Intervals for Trend," William A. Bailey, TSA, XLIV, 1992, p. 11

"A Method to Determine Confidence Intervals for Trend," William A. Bailey, ARCH, 1992.1, p. 61

"Mid-Size and Large-Group Medical Issues (25+ Lives)," Thomas L. Handley, David A. Harvey, Jeannette Herrmann, and John C. Lloyd, RSA, 17, 1991, p. 1969

"Modeling Flexible Benefit Selection," Charles S. Fuhrer and Arnold F. Shapiro, ARCH, 1992.1, p. 197; HSN, 4/92, p. 1; RSA, 17, 1991, p. 1286; TSA, XLIV, 1992, p. 135

"More Thoughts on Small-Group Health Insurance Reform," Joseph W. Moran, HSN, 8/93, p. 13

"National Health-Care Reform: An Outline of the President's Proposal," Gary Hendricks, HSN, 8/93, p. 1

"The Natural Limitations of Health Care Trend: A Paper Concerned with Methodologies of Determining Trend Assumptions for Retiree Health Costs," Jeffrey P. Petertil, RSA, 17, 1991, p. 1263

"New SOA Material Addresses Hot Health Topics," Richard Bilisoly, ACT, 6/93, p. 9

"New York State Official Corrects June Article" [letter to editor], Robert C. Benedict, ACT, 10/93, p. 15

"Paper on Group Medical Area Factors Available," Mark Alan Chesner, ACT, 10/92, p. 8

SUBJECT INDEX 57

Accident and Health Insurance (cont.) "A Parametric Model for Health-Care Claims," John P. Kmetic, ARCH,

1993.3, p. 13 "Postretirement Health Benefit Funding," Adam J. Reese, RSA, 18, 1992,

p. 361 "Postretirement Medical," Michael C. Cotter, and Adam E. Meyers, RSA,

18, 1992, p. 699 "PPOs: Do They Deliver?" Robert H. Dobson, Pennell W. Hamilton,

Rebecca I. Hladky, and Barbara O. Johnson, RSA, 17, 1991, p. 1377 "Pricing Medicare Supplement Benefits," C. Keith Powell, SN 445-29-92 "Prioritization of Health Services," Harvey Klevit, RSA, 18, 1992, p. 435 "Privacy Could Become an Issue" [letter to editor], Robert H. Dobson,

ACT, 10/93, p. 15 "Proposals for Health-Care Reform," Liz Conway, Gregory N. Herrle, and

Greg Scandlen, RSA, 18, 1992, p. 1435 "RAND Health Insurance Experiment Data Available" [letter to editor],

Nathan E Jones, ACT, 1/92, p. 18 "Rationing Health Care," Janet M. Carstens, John B. Crosby, and Martin

Gaynor, RSA, 18, 1992, po 1687 "Reform and Re-reform," Janet M. Carstens, ACT, 6/93, p. 1 "Regulatory Issues for Individual Health Policies," Mark E. Litow and Don

Racheter, RSA, 18, 1992, p. 303 "Research Papers for Fellowship Credit," Roy Goldman, ACT, 9/92, p. 16 "Rx for Casualty Actuaries," Judy Bluder, FA, 3/93, p. 1 "Small-Group Health Reform," Richard C. Tash, HSN, 4/93, p. 15 "Small-Group Reform," Paul R. Fleischacker, Richard Niemiec, and Ted A.

Lyle, RSA, 17, 1991, p. 2137 "Small-Group Reform--Impact of NAIC Model Act on Insurers," Maleta

Simek, HSN, 1/93, p. 6 "Small-Group Reform--Setting the Stage for Critical Decisions," Nancy

F. Nelson and Janet M. Carstens, HSN, 8/92, p. 1 "SMI Trust Fund: Estimates under Alternative II Assumption for Aged and

Disabled (Excluding End-Stage Renal Disease) Enrollees," Stephen C. Goss, John Wandishin, and Carter Warfield, PSN, 6/93, p. 8

"SOA Starts Health Claims Database Project," John Bertko, ACT, 6/93, p. l l

"Society Should Study Costs of AARP Plan" [letter to editor], Carl J. Strunk, ACT, 5/92, p. 14

"Summary of the Application of Fuzzy Sets to Group Health Under- writ ing," Virginia R. Young, HSN, 4/93, p. 7

"Twenty-Four-Hour Health Coverage," Eric C. Nordman and Godfrey Perrott, RSA, 18, 1992, p. 1647

58 SUBJECT INDEX

Accident and Health Insurance (cont.) "Under-25 Life Group Medical Reform," Thomas D. Snook, Paul R.

Fleischacker, and Joseph W. Moran, RSA, 17, 1991, p. 1827 "Variation by Duration in Small-Group Medical Insurance Claims,"

Stephen D. Brink, James C. Modaff, and Steven J. Sherman, 1991-92 Reports TSA, p. 333

"The Valuation of Retiree Medical Benefits," Adam J. Reese, SN 523-29-92 "What Actuaries Think of Clinton's Health Care Proposal," Michael J.

Cowell, ACT, 11/93, p. 5 "What Employers Can Do to Reduce Medical Cost," John K. Ahrens,

Joan P. Ogden, Charles J. Rysz, and Donald M. Vickery, RSA, 17, 1991, p. 823

"What's It Likely to Be?" Gary D. Hendricks, ACT, 9/93, p. 1

Actuarial Opinion "1993 Valuation Actuary Symposium: Smaller Company Issues," Larry D.

Baber, SMT, 12/93, p. 10 "Actuarial Standards," Gary Corbett, Paul F. Kolkman, David Levene,

Walter S. Rugland, and Jack M. Turnquist, RSA, 17, 1991, p. 379 "Actuaries Hold a Strong Hand in the Solvency Game," John J. Palmer,

ACT, 11/93, p. 6 "Analysis of Effectiveness of Annual Asset Adequacy Testing Exemption

Criteria," Bradley M. Smith and Susan L. Hunt, FR, 10/93, p. 10 "Are ASB Standards Based on Reality?" Kenneth A. McFarquhar, FR,

12/92, p. 2 "Cash-Flow Testing...After the Dust Settles," Craig W. Reynolds, FR, 6/93,

p. 12 "Cash-Flow Testing Can Help with Company Solvency," Donna R. Claire,

ACT, 3/93, p. 3 "Cash-Flow Testing Survey," Abraham S. Gootzeit, W. Michael Pressley,

and Gregory J. Roemelt, ACT, 6/92, p. 4 "Dynamic Solvency Task Force Report Available," Godfrey Perrott, ACT,

4/93, p. 9 "Are ASB Standards Based on Reality?" Kenneth A. McFarquhar, FR,

12/92, p. 2 "The Evolution of Solvency Standards for Life Insurance Companies in

Canada," Allan Brender, SN 340-44-93 "Gearing Up to Be Appointed Actuaries in Canada," W. Paul McCrossan,

ACT, 1/92, p. 1 "LHATF Report on Life Insurance and Annuity Projects," Esther H. Milnes,

FR, 6/93, p. 22 "Liability of Appointed Actuaries in the U.S.," Walter S. Rugland, FR,

5/92, p. 1

SUBJECT INDEX 59

Actuarial Opinion (cont.) "Litigation Risks of the Pension Actuary," Stephen T. Jacobs, RSA, 18,

1992, p. 887 "Practical Considerations of Actuarial Opinions and Memorandums,"

Jacqueline M. Keating, Maria N. Thomson, and Mark A. Davis, VA, 1992, p. 439

"Principles of Actuarial Science," Committee on Actuarial Principles, TSA, XLIV, 1992, p. 565

"Reality-Based Standards," Bradley M. Smith, FR, 12/92, p. ! "Reality-Based Standards" [letter to editor], Arnold A. Dicke, FR, 6/93,

p. 24 "Reality-Based Standards" [letter to editor], William J. Schreiner, FR,

3/93, p. 2 "Reality-Based Standards" [reply/letter to editor], Bradley M. Smith, FR,

3/93, p. 2; FR, 6/93, p. 24 "Report from the AAA Committee on Life Insurance Financial Reporting,"

Arnold A. Dicke, FR, 6/93, p. 7 "Report on the Life and Health Actuarial Task Force (NAIC) June Meeting,"

Esther H. Milnes, FR, 10/93, p. 17 "The Role of the Actuary in Matters of Solvency," John H. Harding, FR,

6/93, p. 1 "The Role of the Actuary in Matters of Solvency," R. Stephen Radcliffe,

FR, 6/93, p. 1 "The Role of the Actuary in Matters of Solvency" [letter to editor], G.

Thomas Mitchell, FR, 10/93, p. 14 "The Role of the Actuary in Matters of Solvency" [letter to editor], Jeffrey

D. Miller, FR, 10/93, p. 15 "The Role of the Actuary in Matters of Solvency" [letter to editor], John

R. McClelland, FR, 10/93, p. 14 "The Rote of the Actuary in Matters of Solvency" [letter to editor], Owen

A. Reed, FR, 10/93, p. 13 "The Role of the Actuary in Matters of Solvency" [letter to editor], William

C. Weller, FR, 10/93, p. 15 "Those Pesky Failed Scenarios," Robert H. Dreyer, SMT, 12/93, p. 8 "To Cash-Flow Test, or Not to Cash-Flow Test," Robert H. Dreyer, SMT,

12/93, p. 7 "Update of NAIC Model Opinion and Memorandum Legislation," Robert

J. Callahan, FR, 10/93, p. 5

Actuarial Organizations "Academy Active in Health-Care Reform," Christine Cassidy, HSN, 6/93,

p. 7

60 SUBJECT INDEX

Actuarial Organizations (cont.) "The Actuarial Profession in Mexico," Pablo Noriega and Luis M.

Rodriguez, ISN, 10/92, p. 1 "AERF Supports Research Efforts," Curtis E. Huntington, ACT, 5/92, p. 3 "Alps Make Pleasant Backdrop for Summer School," Antonia Tsangaris,

ACT, 3/93, p. 13 "American Academy of Actuaries Health Practice Council Update,"

Howard J. Bolnick, HSN, 4/93, p. 6 "Annual Meeting of the Caribbean Actuarial Association," Michelle

Chong Tai and Yvan Legris, ISN, 12/93, p. 15 "Capital Projects Could Be New Area for Actuaries," James W. YIvisaker,

ACT, 10/93, p. 3 "The CAS and SOA Move Together on Principles," R. Stephen Radcliffe,

ACT, 5/93, p. 1 "CCIA Associate Membership Affords Opportunities to Make Key

Industry Contacts," E. Perry Kupferman, ND, Fall 1993, p. 11 "CIA Hosts the 24th ICA in Montreal," Linda B. Emory, ACT, 9/92, p. 8 "CIA Members Have Broad-Based Education," FA, 3/93, p. 2 "The CIA's Continuing Professional Development Standards," Peter

Gorham, EH, 3/93, p. 3 "CIA Standard on Computation of Pension Entitlements on Marriage

Breakdown," Jessie Shaw Gmeiner, PSN, 12/93, p. 8 "Convergence of the Actuarial Profession in Various Countries" [editor-

ial], Michael McGuinness, ACT, 2/93, p. 2 "Eastern Europe and the Former Soviet Union," Andrew F. Giffin,

Gregory T. Glashan, Robert J. Myers, and Harry H. Panjer, RSA, 18, 1992, p. 2185

"Exploring Job Markets: Advice from CAS Actuaries," Judy Bluder, FA, 6/93, p. 1

"Faculty President Impressed with Annual Meeting" [letter to editor], Alistair Neill, ACT, 3/92, p. 13

"Government Doors Opening to Actuaries," Judy Bluder, ACT, 6/93, p. 4 "International Designations Should Transfer" [letter to editor], Matthew

S. Easley, ACT, 9/92, p. 19 "Involvement of the Actuary" [editorial], Sam Gutterman, ACT, 6/93, p. 2 "Leaders Respond to Solvency Issues," Robin B. Leckie, ACT, 2/92, p. 1 "Letter Results in Changes in Material" [letter to editor], John C. Y. Liu,

ACT, 5/92, p. 14 "Letter Results in Changes in Material" [reply/letter to editor], Edward

John Mullen, ACT, 5/92, p. 14 "Minority Recruiting Needs Your Help," Edward John Mullen, ACT, 2/92,

p. 4

SUBJECT INDEX 61

Actuarial Organizations (cont.] "Minority Recruiting Seeks Support," Edward John Mullen, ACT, 11/92,

p. 9 "New Zealand Actuaries Welcome North American Perspective," Curtis

E. Huntington, ACT, 1/93, p. 9 "Overregulation Could Be Destructive" [letter to editor], Bruce A. Miller,

ACT, 2/93, p. 14 "President-Elect Explains Academy Ties" [letter to editor], Walter S.

Rugland, ACT, 10/92, p. 17 "Scotland Plans Actuarial Anniversary" [letter to editor], Alistair Neill,

ACT, 11/93, p. 15 "Similar But Different," FA, 12192, p. 1 "SOA/CAS Continue to Meet Students' Special Needs," FA, 12/92, p. 3 "SOA Members Prepare for IACA '92," Mary Hardiman Adams, ACT,

4/92, p. 8

Actuarial Profession "About Those Exam References," Esther Portnoy, EH, 12./93, p. 9 "Academy Active in Health-Care Reform," Christine Cassidy, HSN, 8/93,

p. 7 "Accrdditation Professionnelle et Code de Deontologie de L'Actuaire

Mexicain," Fernando J. Troncoso, PSN, 3/92, p. 14 "Les Actuaires de Regimes de Retraite: Travaillent-ils pour L'Employeur

ou pour les Participants?" l~tienne Brodeur, PSN, 3/92, p. 8 "Actuarial Certification and the Code of Professional Conduct in Mexico,"

Fernando J. Troncoso, PSN, 3/92, p. 14 "The Actuarial Consulting Business in Canada," Michael McGuinness,

ACT, 6/92, p. 3 "Actuarial Empathy" [letter to editor], Jeffrey D. Miller, ACT, 2/92, p. 18 "Actuarial Exams Unfair to Employers?" [letter to editor}, David B.

Atkinson, ACT, 11/92, p. 14 "Actuarial Pioneer and Reformer Subject of New Book" [review of

Abolitionist, Actuary, Atheist: E/izur Wright and the Reform Impulse, Lawrence B. Goodheart], Kenneth W. Faig, Jr., ACT, 2/92, p. 15

"The Actuarial Profession in Mexico," Pablo Noriega and Luis M. Rodriguez, ISN, 10/92, p. 1

"Actuarial Science at Laval University," Jacques Faille, EH, 12/93, p. 8 "Actuarial Science at the University of Montreal," Louis Doray, EH, 3/93,

p. 6 "Actuarial Science at the University of Nebraska-Lincoln," Colin M.

Ramsay, EH, 7/93, p. 5

62 SUBJECT INDEX

Actuarial Profusion (cont.) "Actuarial Science Program at Nankai University, Tianjin, People's

Republic of China," Warren R. Luckner, EH, 3/93, p. 4; ISN, 2/93, p. 5 "Actuarial Sighting" [letter to editor], Jerome E. Tuttle, ACT, 11/93, p. 15 "Actuarial Standards," Gary Corbett, Paul F. Kolkman, David Levene,

Walter S. Rugland, and Jack M. Turnquist, RSA, 17, 1991, p. 379 "Actuarial Talent Not Limited to Numbers," ACT, 2/93, p. 12 "Actuaries and Career Planning," Linda Delgadillo, ACT, 6/92, p. 10 "Actuaries and the Public: What Role Do You See?" Charles Habeck, ACT,

10/93, p. 10 "Actuaries Could Inform Public" [letter to editor], W. David Hoak, ACT,

1/92, p. 18 "Actuaries Hold a Strong Hand in the Solvency Game," John J. Palmer,

ACT, 11/93, p. 6 "Actuaries in Leadership Positions," Angelica Michail, ACT, 5/93, p. 6 "Actuaries Should Address Inequities" [letter to editor], Cathy N. Lindman,

ACT, 5/93, p. 15 "Actuaries Should Examine Environmental Health Factors" [letter to edi-

tor], Peter Robert Jarvis, ACT, 1/92, p. 18 "Actuaries Should Seek Individual Opportunities" [letter to editor], Don

Blue, ACT, 3/92, p. 13 "Actuarios en el Campo de Pensiones: ~.Sirven a la empresa o a los

miembros del plan?" I~tienne Brodeur, PSN, 3/92, p. 8 "Actuary Also World Chess Champion" [letter to editor], John Brendel,

ACT, 5/92, p. 14 "The Actuary as a Businessperson," Joseph M. Rafson, ACT, 11/92, p. 1 "The Actuary in Cyberspace," Irwin T. Vanderhoof and Faye S. Albert, DD

7/93, p. 1 "Actuary's Role under a National Health Insurance Plan," Frederick E

Abbey, Roland E. King, and Keith S. Weaver, RSA, 18, 1992, p. 2089 "AIDS in the United States," Thomas W. Reese, ACT, 11/93, p. 7 "An Actuarial Ulysses" [review of Within the System: My Half-Centu

in Social Security, Robert J. Myers with Richard L. Vernaci], Ernest Moorhead, ACT, 3/93, p. 6

"Article on Pension Actuaries Spurs Comments" [letter to editor], Br' A. Jones, ACT, 11/92, p. 15

"Article on Pension Actuaries Spurs Comments" [letter to editor], How Young, ACT, 11/92, p. 15

"The Art of Actuarial Science" [presidential address], Daphne D. Barl TSA, XLIII, 1991, p. 1

"ASA Requirements to Increase," Esther Portnoy, EH, 3/93, p. 1

SUBJECT INDEX 63

Actuarial Profession (cont.] "'Ask an Actuary' Carries Well-Received Message," Cecilia Green, ACT,

4/93, p. 8 "Ask an Actuary" [1992-93 Year in Review], ACT, 12/93, p. 8 "Ask Pat," Pat Holmberg, FA, 12/92, p. 4; FA, 3/93, p. 4; FA, 6/93, p. 4; FA,

11/93, p. 4 "Author Changes Wording" [letter to editor], Robert D. Shapiro, ACT,

9/92, p. 19 Book Review of Abo/itionist, Actuary, Atheist: Elizur Wright and the

Reform/mpulse (Lawrence B. Goodheart), Kenneth W. Faig, Jr., TSA, XLIII, 1991, p. 486

Book Review of A Tale of Two Captains (John Baynes and Hugh Maclean], Edward F. Cowman, TSA, XLIII, 1991, p. 485

"Broader Horizons for Extended Impact" [editorial], Barbara J. Lautzen- heiser and William C. Cutlip, ACT, 4/93, p. 2

"Business Not as Usual," William C. Hsiao, Peter J. Nicholson, and Robert W. Patin, RSA, 18, 1992, p. 1349

"Canada's Emerging Health Care System," Shannon Patershuk, ACT, 6/93, p. 1

"Capital Projects Could Be New Area for Actuaries," James W. YIvisaker, ACT, 10/93, p. 3

"Career Implications for Actuaries in the Changing Employee Benefits Consulting Business," Anna M. Rappaport and Paul B. Zeisler, ACT, 6/92, p. 1

"The CAS and SOA Move Together on Principles," R. Stephen Radcliffe, ACT, 5/93, p. 1

"A Case Study in Shaping Critical Emerging Issues: Long-Term Care," Anna M. Rappaport, ACTF, 7/93, p. 8

"CCIA Associate Membership Affords Opportunities to Make Key Industry Contacts," E. Perry Kupferman, ND, Fall 1993, p. 11

"La Certificacibn de Actuarios y el Codigo de Conducta Profesional en Mexico," Fernando J. Troncoso, PSN, 3/92, p. 14

"Challenging the Beaten Paths" [presidential address], Walter S. Rugland, ACT, 12/93, p. 3

"Changes to Canadian ILA Exams," Michael L. Stickney, ACT, 1/92, p. 13 "Cheating on Rise at Universities: SOA/CAS Exam Cheating Rates Com-

paratively Low," Judy Bluder, FA, 6/93, p. 2 "CIA Hosts the 24th ICA in Montreal," Linda B. Emory, ACT, 9/92, p. 8 "CIA Members Have Broad-Based Education," FA, 3/93, p. 2 "Committee Developing Dynamic Solvency Handbook," Michael A.

Hughes, ACT, 9/93, p. 4 "Constitutional Amendment Does Not Pass," ACT, 9/92, p. 3

64 SUBJECT INDEX

Actuarial Profession (cont.) "Constitutional Amendment Passes," ACT, 5/92, p. 3 "The Consulting Response to the '90s," James R. Thompson, ACT, 3/93,

p. 7 "Convergence of the Actuarial Profession in Various Countries" [editor-

ial], Michael McGuinness, ACT, 2/93, p. 2 "Courses for New Finance Track Identified," Luke N. Girard, RR, 11/93,

p. 9 "Current Progress and Development of Actuarial Study in China," Kailin

Tuan, ISN, 12/93, p. 13 "E&E Study Materials: Education-Driven or Examination-Driven?" Dick

London, EH, 12/93, p. 1 "E&E Study Materials: Education-Driven or Examination-Driven?" Marta

L. Holmberg, EH, 12/93, p. 1 "Eastern Europe and the Former Soviet Union," Andrew F. Giffin, Gregory

T. Glashan, Robert J. Myers, and Harry H. Panjer, RSA, 18, 1992, p. 2185 "Exam Frustration: What To Do When You Hit a Roadblock," Judy Bluder-

Wohlt, FA, 11/93, p. 3 "Exploring Job Markets: Advice from CAS Actuaries," Judy Bluder, FA,

6/93, p. 1 "Exploring Job Markets: Prognosis Good for Health Care Actuaries,"

Judy Bluder, FA, 3/93, p. 1 "Exploring Wider Fields" [editorial], Michael B. McGuinness, ACT, 10/93,

p. 2 "Factuaries" [sketch of James C. Hickman], Deborah Poppel, ACT, 1/92,

p. 16 "Factuaries" [sketch of Patricia Scahill], ACT, 4/93, p. 12 "Factuaries" [sketch of Robert L. Brown], ACT, 6/93, p. 12 "Factuaries" [sketch of Walter S. Rugland], Deborah Poppel, ACT, 5/92,

p. 12 "Gearing Up to Be Appointed Actuaries in Canada," W. Paul McCrossan,

ACT, 1/92, p. 1 "Getting Your Feet Wet with a Summer Internship," Daniel Skwire, FA,

6/93, p. 3 "Government Doors Opening to Actuaries," Judy Bluder, ACT, 6/93, p. 4 "Graduates Face Underemployment" [letter to editor], Keith Sharp, ACT,

3/93, p. 15 "Headline Misleads Reader" [letter to editor], Edwin C. Hustead, ACT,

3/92, p. 13 "Health Actuaries Organize for a More Effective Public Policy Role,"

Howard J. Bolnick, ACT, 1/93, p. 4

SUBJECT INDEX 65

Actuarial Profession (cont.] "A Heuristic Approach to Solving Probability Problems," Jonathan

Balsam, ACT, 5/93, p. 13 "The Image Crisis and the Actuary: Understanding Public Misunder-

standing," John K. Booth, Ronald I. Becket, Robert S. Fillingham, and Brian J. Perlman, RSA, 17, 1991, p. 2389

"Impact of SOA-Nankai Actuarial Program Is Far-Reaching," Kailin Tuan, ACT, 10/93, p. 7

"Indonesia: Developments in Pensions and in the General Actuarial Arena," Robert E. Heitzman, Jr., ISN, 6/93, p. 11

"Insurers to Benefit from NAFTA," Cecilia Green, ACT, 2/93, p. 3 "Investment Careers for Actuaries," Felix Schirripa, RSA, 18, 1992, p. 1045 "Involvement of the Actuary" [editorial], Sam Gutterman, ACT, 6/93, p. 2 "Is SOA Growth Good for Members?" [letter to editor], Ronald E. Witt, ACT,

2/92, p. 18 "Issues Facing Actuaries in Retirement Systems," Judy Feldman Anderson,

ACT, 5/93, p. 4 "Is There a Recruiter in Your Future?" Judy Bluder-Wohlt, FA, 11/93, p. 1 "It's What We Do with What We Got That Counts" [editorial], Barbara J.

Lautzenheiser, ACT, 9/92, p. 2 "Job Interviews: Catching an Employer's Attention," Judy Bluder, FA,

12/92, p. 2 "The Key to Our Future: Creating Constructive Change" [presidential

address], Donald R. Sondergeld, ACT, 12/92, p. 3; TSA, XLIV, 1992, p. 1 "Las Vegas Helps Break Stereotypical Actuary Image" [letter to editor],

Kevin J. Crowns, ACT, 6/92, p. 16 "Leadership and Management Skills," A. Haeworth Robertson, ACT, 4/93,

p. 6 "Leaders Respond to Solvency Issues," Robin B. Leckie, ACT, 2/92, p. 1 "Let the Leaders Lead Again" [editorial], Irwin T. Vanderhoof, ACT, 1/92,

p. 2 "Life after Insurance Companies--A Career in Consulting," Brian R.

Brown, Thomas G. Coulter, and Michael J. Hafeman, RSA, 17, 1991, p. 2371

"The Life Insurance Industry in South Korea," Barry S. Halpern, ISN, 2/93, p. 1

"Life Insurance Sales Illustrations," Benjamin J. Bock and Judy Faucett, RSA, 18, 1992, p. 1309

"Litigation Risks of the Pension Actuary," Stephen T. Jacobs, RSA, 18, 1992, p. 887

"A Look at Past Elections" [letter to editor], Harold J. Brownlee, ACT, 6/92, p. 17

66 SUBJECT INDEX

Actuarial Profession (cont.) "Master's Degree Programs in Actuarial Science," Howard Young, EH,

7/93, p. 4; ER, 3/93, p. 7 "Message to the Members: Ask an Actuary," Walter S. Rugland, ACT,

1/93, p. 1 "Michener Provides Actuarial Insight," James C. Hickman, EH, 7/93, p. 3 "New Cycle, New Challenges" [editorial], Anthony T. Spano, ACT, 3/93,

p. 2 "A New Era for Life Insurance Consulting Actuaries," Robert D. Shapiro,

ACT, 6/92, p. 1 "New Task Force on Banks and Financial Institutions Explores Opportu-

nities," J. Lynn Peabody, ACT, 10/93, p. 8 "New Zealand Actuaries Welcome North American Perspective," Curtis

E. Huntington, ACT, 1/93, p. 9 "Nontraditional Actuarial Services Revisited," Robert D. Shapiro,

Kenneth T. Clark, and Frederick W. Kilbourne, RSA, 17, 1991, p. 1733 "Nontraditional Career Alternatives," Barbara J. Lautzenheiser, John A.

Fibiger, and John A. Hartnedy, RSA, 17, 1991, p. 2031 "The North American Free Trade Agreement," Robert V. Lyle, ISN, 2/93,

p. l l "No Time for Tradition" [letter to editor], Garth A. Bernard, ACT, 2/92,

p. 18 "Open Forum for Small-Company Issues: ASB Hearing," Robert H.

Dreyer, SMT, 6/93, p. 2 "Other Professions' College Requirements" [letter to editor], Steven F.

Malerich, ACT, 4/92, p. 15 "Our Dynamic Environment" [editorial], Anthony T. Spano, ACT, 11/93,

p. 2 "Pension Actuaries: Do They Serve Employers or Plan Members?"

i~tienne Brodeur, PSN, 3/92, p. 8 "Pension Actuaries: Mercenaries or Professionals?" J. Bruce MacDonald,

ACT, 4/92, p. 1 "Plugging into the Network," Robert H. Dreyer, SMT, 6/93, p. 1 "Poland's First Actuaries," Samuel H. Cox, ACT, 1/92, p. 10 "Polish Actuaries Date Back to 1920" [letter to editor], George W.

Poznanski, ACT, 4/92, p. 15 "Postscript to a Heuristic Approach" [letter to editor], Jonathan Balsam,

ACT, 9/93, p. 14 "President-Elect Supports Conduct Code" [letter to editor], Walter S.

Rugland, ACT, 9/92, p. 17 "Principles of Actuarial Science," Committee on Actuarial Principles,

TSA, XLIV, 1992, p. 565

SUBJECT INDEX 67

Actuarial Profession (cont.) "Professional Responsibilities," Mary Hardiman Adams, ACT, 5/93, p. 2 "Professional Responsibility," W. James MacGinnitie, VA, 1991, p. 93 "Protecting and Enhancing Our Core Skills," Michael Rosenfelder, ACTF,

7/93, p. 6 "/.A Quidn Servimos?" Donald S. Grubbs, Jr., PSN, 3/92, p. 1 "Qui Servons-Nous?" Donald S. Grubbs, Jr,, PSN, 3/92, p, 1 "R&D Critical to Profession's Future" [editorial], Robin B. Leckie, ACT,

5/92, p. 2 "The Realities of Influencing Public Policy," James J. Murphy, Gary D.

Hendricks, Barbara J. Lautzenheiser, and Daniel J. McCarthy, RSA, 17, 1991, p. 549

"Reality-Based Standards," Bradley M. Smith, FR, 12/92, p.1 "Reality-Based Standards" [letter to editor], Arnold A. Dicke, FR, 6/93,

p. 24 "Reality-Based Standards" [letter to editor], Will iam J. Schreiner, FR,


3/93, p. 2; FR, 6/93, p. 24 "Reflections on Changes in the Profession," J. Bruce MacDonald, ACT,

11/92, p. 1 "Refugees Master Universal Language," Judy Bluder, ACT, 1/93, p. 12 "Report from the AAA Committee on Life insurance Financial Reporting,"

Arnold A. Dicke, FR, 6/93, p. 7 "Retiring [CIA] President Warns of Threats to the Profession," W. Paul

McCrossan, PSN, 12/92, p. 4 "R x for Casualty Actuaries," Judy Bluder, FA, 3/93, p. 1 "Scotland Plans Actuarial Anniversary" [letter to editor], Alistair Neill,

ACT, 11/93, p. 15 "Shaping Critical Emerging Issues," Anna M. Rappaport, ACTF, 7/93, p. 2 "Smaller Insurance Company Survey," John M. O'Sullivan, SMT, 6/93,

p. 6 "SOA Actuary Learns through Teaching at Nankai University," Judy

Bluder, ACT, 6/92, p. 11 "SOA Supports 'Firsts' in Overseas Education: First Graduates from

Nankai University," Harold J. Ingraham, Jr., ACT, 1/92, p. 10 "Society Research: Dynamic Growth, Broader Horizons" [editorial],

Anthony T. Spano, ACT, 3/92, p. 2 "Solvency/Consumerism Conflict Versus State Versus Federal Regula-

tions," Terrence Deal, RSA, 18, 1992, p. 1093 "Thoughts from a Consulting (Pension] Actuary" [editorial], Mary

Hardiman Adams, ACT, 11/92, p. 2

68 SUBJECT INDEX

Actuarial Profession (cont.] "Training Actuaries in Pakistan" [letter to editor], Samee-ul Hasan, ACT,

10/92, p. 18 "'Tsk, Tsk' Draws Fire" [letter to editor], Colin Southcote-Want, ACT, 9/93,

p. 13 "'Tsk, Tsk' Draws Fire" [letter to editor], Jan R. Harrington, ACT, 9/93,

p. 13 "'Tsk, Tsk' Draws Fire" [reply/letter to editor], Mary Adams, ACT, 9/93,

p. 13 "Tsk, Tsk, Shame on Some U.S. Pension Actuaries" [editorial], Daniel M.

Arnold, PSN, 6/93, p. 2 "U.S. Actuarial Employment Opportunities" [editorial], Linda B. Emory,

ACT, 6/92, p. 2 "What Actuaries Think of Clinton's Health Care Proposal," Michael J.

Cowell, ACT, 11/93, p. 5 "What Are Companies Looking for in Today's Actuary?" Terri Michalewicz,

ACT, 4/93, p. 5 "Watch Your Pension Nomenclature," Frank P. Di Paolo, ACT, 3]93, p. 14 "What Is Wrong with Actuaries?" Edward B. Schwenk III, ACT, 9/93, p. 6 "What Leadership and Management Skills Do Actuaries Need?" Sue Ann

Collins, ACT, 4/93, p. 4 "What's This, Something Else to Read?" Judy Bluder, FA, 12/92, p. 1 "Whom Do We Serve?" Donald S. Grubbs, Jr., PSN, 3/92, p. 1 "Who's Minding the Store?" Walter S. Rugland, ACT, 6/92, p. 7 "Winners and Losers" [editorial], Robin B. Leckie, ACT, 1/93, p. 2 "Work of the SFAS No. 106 Implementation Task Force," Jean Wodarczyk

and Ethan Kra, ACT, 6/93, p. 5 "Youngest Successful Exam Candidates" [letter to editor], Michel Tardif,

ACT, 6/92, p. 16

AIDS "An Actuarial Analysis of the AIDS Epidemic As It Affects Hetero-

sexuals," Peter W. Plumley, TSA, XLIV, 1992, p. 333 "AIDS--An Actuary's Responsibilities," Donald F. Behan, Stephen H.

Conwill, John Edward Hanrahan, and Kenneth A. LaSorella, RSA, 17, 1991, p. 727

"AIDS in the United States," Thomas W. Reese, ACT, 11/93, p. 7 "AIDS: Survival Analysis of Persons Testing HIV+," Harry H. Panjer, SN

160-21-92 "Guideline XXX Reserves for Term Policies," Richard L. Bergstrom, VA,

1991, p. 233

SUBJECT INDEX 69

AIDS (cont.] "New Life Products in an Uncertain World: Some Ideas on the Implica-

tions of AIDS for the Direct-Response Market," Anthony Dardis and Alan Davidson, ND, Fall 1992, p. 1

"New Technologies in Underwriting," Gerald Kopel, Henry C. George, and Robert J. Pokorski, RSA, 17, 1991, p. 1751

"ORSA Liaison Points Out Articles and Meetings" [letter to editor], Nathan F. Jones, ACT, 10/92, p. 18

Annuities "Amortization by a Life Annuity," Cecil Nesbitt and Marjorie Rosenberg,

ACT, 10/92, p. 7 "Annuities for the Aged," Cecil Nesbitt and Marjorie Rosenberg, ARCH,

1992.1, p. 251 "Annuities in the United States," PASG, 1993, S-1-93 "Annuities Structured for Safety," Felix Schirripa, ACT, 10/92, p. 9 "Annuity Product Development Update," Philip K. Polkinghorn, William

R. Britton, Jr., Edward F. McKernan, and Michael Winter'field, RSA, 17, 1991, p. 705

"Asset Coinsurance," David N. Ingrain and Melvin C. McFall, RSA, 18, 1992, p. 1727

"Asset/Liability Performance Measurement for Life Insurance and Annuity Products," Garth Ao Bernard, St., Joseph J. Buff, Richard A. Furniss, and Thomas S. ¥. Ho, RSA, 18, 1992, p. 1505

"Case Studies," Shane A. Chalke, Mark G. Doherty, Patricia L. Guinn, and Stanley B. Tulin, RSA, 18, 1992, p. 1243

"Current Trends in Pension Demographics," Lindsay J. Malkiewich, RSA, 18, 1992, p. 1531

"Deferred Annuities," Pamela M. Crane, SN 441-92-92 "Geometric Realizations of Functions in the Theory of Interest," Hung-

Ping Tsao, RR, 4/93, p. 6 "GICs and Other Insurance Company Products--Are They Still Alive?"

Joseph J. Buff and Judith Markland, RSA, 18, 1992, p. 965 "Group Annuity Mortality," Annuity Experience Committee, 1988-89-90

Reports TSA, p. 59 "Highlights of SPDA Study," Lucian J. Lombardi, ACT, 3/92, p. 7 "Improvement in Annuitant Mortality--Canada," Subcommittee on

Annuity Mortality, Committee on Expected Experience of the Canadian Institute of Actuaries, 1988-89-90 Reports TSA, p. 227

"Individual Annuitant Mortality Study, Policy Years 1980-1988," Subcommittee on Annuity Mortality, Committee on Expected Experience of the Canadian Institute of Actuaries, 1988-89-90 Reports TSA, p. 195

70 SUBJECT INDEX

Annuities (cont.) "Individual Annuitant Mortality Study Policy Years 1988-1990," Annuity

Mortality Subcommittee of the Committee on Expected Experience of the Canadian Institute of Actuaries, 1991-92 Reports TSA, p. 731

"Individual Annuity Products," Mitchell R. Katcher and Michael R. Winterfield, RSA, 18, 1992, p. 1291

"Individual Annuity Product Update," Gordon Co Boronow, Stephen E. Roth, and James M. Truax, RSA, 18, 1992, p. 1813

"Individual Annuity Update," Donna R. Claire, PDS, 3/92, p. 10 "Is There Life after Executive Life? Retirement Plan Participants and the

Guarantees of Insurance Companies," Kevin A. Ceurvorst, Sharon Novickas, and Philip J. Suess, RSA, 18, 1992, p. 1075

"Joint and Survivor Annuity Reserves" [letter to the editor], Kenneth W. Faig, Jr., FR, 3/92, p. 21

"Letters to the NAIC LHATF Regarding the Development of the New Annuity Nonforfeiture Law," Roger K. Wiard-Bauer, ARCH, 1993.3, p. 577

"LHATF Report on Life Insurance and Annuity Projects," Esther H. Milnes, FR, 9/92, p. 13

"Life and Annuity Valuation Issues," Errol Cramer and P. Andrew Ware, VA, 1992, p. 229

"Marginal Risk-Based Capital," Grant Hemphill, SMT, 6/93, p. 4 "Mortality among Members of Uninsured Pension Systems," Retirement

Plans Experience Committee, 1991-92 Reports TSA, p. 45 "Mortality under Individual Immediate Annuities, Life Income Settle-

ments, and Matured Deferred Annuities between 1976 and 1986 Anniversaries," Individual Annuity Experience Committee, 1991-92 Reports TSA, p. 65

"Mortality under Structured Settlement Annuities," Individual Annuity Experience Committee, 1991-92 Reports TSA, p. 117

"NAIC Life and Health Actuarial Task Force (LHATF) Report on Life Insurance and Annuity Projects," Esther H. Milnes, FR, 12/92, p. 7

"Never Say 'Never'" [letter to editor], Paul O. Kirley, ACT, 2/93, p. 14 "New Laws May Revive Group IRAs," Carl A. Hess, ACT, 11/92, p, 4 "Open Forum for Small-Company Issues: ASB Hearing," Robert H. Dreyer,

SMT, 6/93, p. 2 "PBGC Issues," David C. Lindeman, RSA, 18, 1992, p. 215 "Pricing and Product Development for Income Annuities," John L.

Santoloci, SN 440-38-93/SN 441-38-93 "Product Development and Pricing of Deferred Annuities in Canada,"

Patrick Kelleher, SN 440-67-93 "Product Update--Individual Annuities," Thomas M. Marra, Douglas G.

Draeseke, and "13mothy C. Lefevre, RSA, 17, 1991, p. 2421

SUBJECT INDEX 71

Annuities (cont.) "Single-Premium Deferred-Annuity Persistency Study," Samuel H. Cox,

Paul D. Laporte, Steven R. Linney, and Lucian J. Lombardi, 1991-92 Reports TSA, p. 281

"SPDA--Interest-Sensitive Cash-Flow Analysis," Samuel H. Cox, Peter B. Deakins, and Paul D. Laporte, RSA, 18, 1992, p. 2145

"Tax Notes," John J. Palmer, PDS, 3/92, p. 1; PDS, 12/92, p. 9 "Update on Variable Products," Hubert Mueller, PDS, 7/92, p. 1 "Variable Annuities," Gregory J. Carney, SN 441-31-92

Book Reviews and Notices "Actuarial Pioneer and Reformer Subject of New Book" [review of

Abolitionist, Actuary, Atheist: E/izur Wright and the Reform Impulse, Lawrence B. Goodheart], Kenneth W. Faig, Jr., ACT, 2/92, p. 15

"An Actuarial Ulysses" [review of Within the System: My Half-Century in Social Security, Robert J. Myers with Richard L. Vernaci], Ernest J. Moorhead, ACT, 3/93, p. 6

"Book Gives Inside View on Redesigning Corporations" [review of Reengineering the Corporation: A Manifesto for Business Revolution, Michael Hammer and James Champy], John Sardelis, ACT, 11/93, p. 14

Book Review of Abolitionist, Actuary, Atheist: Elizur Wright and the Reform Impulse (Lawrence B. Goodheart), Kenneth W. Faig, Jr., TSA, XLIll, 1991, p. 486

Book Review of A Tale of Two Captains (John Baynes and Hugh Maciean), Edward F. Cowman, TSA, XLIII, 1991, p. 485

Book Review of Broken Promises: The Inside Study of the Failure of Executive Life (Vic Modugno), Anthony B. Richter, TSA, XLIV, 1992, p. 649

Book Review of Insurance Risk Models (Harry H. Panjer and Gordon E. Willmot), Thomas J. Livorsi, TSA, XLIV, 1992, p. 654

Book Review of Introduction to the Mathematics of Demography (Robert L. Brown), James C. Hickman, TSA, XLIII, 1991, p. 483

Book Review of Social Security: What Every Taxpayer Should Know (A. Haeworth Robertson), Robert J. Myers, TSA, XLIV, 1992, p. 656

Book Review of Social Security: What Every Taxpayer Should Know (A. Haeworth Robertson), Steven F. McKay, TSA, XLIV, 1992, p. 659

Book Review of The Federal Data Base Finder (Matthew Lesko), Robert Jo Johansen, TSA, XLIII, 1991, p. 488

Book Review of The Guardian Life Insurance Company (Anita Rapone), Anthony Richter, TSA, XLIII, 1991, p. 490

Book Review of Within the System: My Half-Century in Social Security (Robert J. Myers with Richard Vernaci), Ernest J. Moorhead, TSA, XLIV, 1992, p. 653

72 SUBJECT INDEX

Book Reviews and Notices (cont.) "Data You Never Knew You Needed" [review of The Federal Data Base

Finder, Matthew Lesko], Robert Johansen, ACT, 1/92, p. 8 "Many Disciplines Used in Book Tracing Native Americans" [review of

The First Immigrants from Asia, A Population History of the North American Indians, A. J. Jaffe with Carolyn Sperber], Robert J. Johansen, ACT, 6/93, p. 14

Notice of Average Wages for 1985-90 for Indexing under the Social Security Act [Michael D. Clingman and Jeffrey L. Kunkel), TSA, XLIV, 1992, p. 662

Notice of Economic Projections for OASDHI Cost and Income Estimates 1992 (Eugene B. Yang and Stephen C. Goss), TSA, XLIV, 1992, p. 663

Notice of Life Tables for the United States Social Security Era 1990-2080 [Felicitie C. Bell), TSA, XLIV, 1992, p. 662

Notice of Short-Range Actuarial Projections of the OASDI Program (Steven E McKay), TSA, XLIV, 1992, p. 662

Notice of Social Security Area Population Projections: 1991 (Alice Wade), TSA, XLIV, 1992, p. 662

"Social Security: How Sound, How Desirable?" [review of Social Security: What Every Taxpayer Should Know, A. Haeworth Robertson], Robert J. Myers, ACT, 10/92, p. 10

Casualty Insurance "An Actuarial Approach to Property Catastrophe Cover Rating," Daniel

F. Gogol, ARCH, 1993.3, p. 143 "Casualty Rate Prediction for Oil Tankers," Douglas McKenzie, ARCH,

1993.3, p. 487 "A Continuous Estimator of a Mixing Distribution," Jacques Carriere,

ARCH, 1993.2, p. 131 "Credit Life Mortality Study," Jay M. Jaffe, ND, Fall 1992, p. 5 "Estimating Accident Year Incurred Losses from Calendar Year Paid

Losses," Richard V. Atkinson, ARCH, 1993.3, p. 317 "Estimation of Long-Tailed Unpaid Losses from Paid Loss Development

Using Trended Generalized Bondy Development," Bradford S. Gile, ARCH, 1993.3, p. 433

"Exploring Job Markets: Advice from CAS Actuaries," Judy Bluder, FA, 6/93, p. 1

"Group Mortgage Insurance---Some Practical Aspects," Christopher H. Hause, ND, Summer 1992, p. 1

"The Liability Deductible: A Possible Solution to Rising Claim Costs and High Premiums," Eric T. Le, ARCH, 1993.3, p. 483

SUBJECT INDEX 73

Casualty Insurance (cont.) "Loss Ratios on Credit Insurance," Patricia L. Shapiro, ND, Summer 1992,

p. 7 "A Mixed Lognormal Estimator of a Risk Distribution," Jacques Carriere,

ARCH, 1993.1, p. 59 "A Note on Model Year Rating," Leonard T. Guarini and Edward P.

Lotkowski, ARCH, 1993.3, p. 465 "Renewal Processes Generated by Distributions with Periodic Failure

Rates," Stefanka Chukova, Boyan Dimitrov, and Jose Garrido, ARCH, 1993.1, p. 83

"R x for Casualty Actuaries," Judy Bluder, FA, 3/93, p. 1 "Semiparametric Estimation of Warranty Costs," Edward W. Frees,

ARCH, 1992.1, p. 169 "Summary of NTM Sessions at the San Diego Meeting," Richard L.

Bergstrom and E. Perry Kupferman, ND, 6/93, p. 12 "Workers' Compensation," David Appel and Philip S. Borba, HSN, 8/93,

p. l l

Compensation "Asset/Liability Performance Measurement for Life Insurance and Annuity

Products," Garth A. Bernard, Sro, Joseph J. Buff, Richard A. Furniss, and Thomas S. Y. Ho, RSA, 18, 1992, p. 1505

"Diversities in European Total Remuneration," Toni S. Hustead, ISN, 6/93, p. 1

"Freedom of Choice--Executive and Pension Plans in Canada," Patrick Landry and Karen Henderson, PF, 8/92, p. 27

"Recent Rulings and Regulations Update--Late-Breaking Develop- ments," Carol D. Gold and Kathryn G. Marticello, RSA, 18, 1992, p. 1583

Computer Systems "386SX Computing Power" [letter to editor], Richard A. Groszkiewicz,

ACT, 1/92, p. 19 "Actuaries Go On-Line," Jim Weiss, ACT, 9/93, p. 5 "The Actuary in Cyberspace," Irwin T. Vanderhoof and Faye S. Albert, DD,

7/93, p. 1 "Conveying Actuarial Concepts," Arnold F. Shapiro, William J. Gibbs,

and Schenley H. Hall, ARCH, 1993.1, p. 73 "Demonstration of n-Vision," Irwin T. Vanderhoof, ACT, 1/92, p. 5 "Let the Leaders Lead Again" [editorial], Irwin T. Vanderhoof, ACT, 1/92,

p. 2 "Modeling Technologies," Mark S. Mahany, Thomas Nace, and R. Larry

Warnock, RSA, 17, 1991, p. 131

74 SUBJECT INDEX

Computer Systems (cont.) "A Monte Carlo Approach to Multilife Expectancies," Robert W. Foster,

DD, 10/93, p. 8 "Multimedia as a Learning Method for the Continuing Education of

Actuaries," Arnold F. Shapiro, William J. Gibbs, and Schenley H. Hall, EH, 12/93, p. 3

"A Multimedia Computer-Based Colloquium for Actuarial Science and Insurance Education," Arnold F. Shapiro, ER, 6/92, p. 3

"A Multimedia Computer-Based Colloquium for Actuarial Science Instruc- tion," Arnold F. Shapiro, ARCH, 1992.1, p. 1

"New Computer Science and International Sections," ACT, 1/92, p. 5 "A New Way to Look at the World," Faye Albert, ACT, 1/92, p. 4 "The Patriarch: Part I," Randall A. Kaye, DD, 7/93, p. 6 "The Patriarch: Part I1," Randall A. Kaye, DD, 10/93, p. 1 "Pension Industry Bulletin Board," Daniel M. Arnold, PSN, 6/92, p. 12 "Practical Aspects of the Newton-Raphson Approximation in Actuarial

Programs," Douglas N. Hawley, DD, 12/92, p. 3 "Practical Aspects of the Newton-Raphson Approximation in Actuarial

Programs" [letter to editor], James W. Daniel, DD, 7/93, p. 13 "Practical Aspects of the Newton-Raphson Approximation in Actuarial

Programs" [letter to editor], Owen A. Reed, DD, 7/93, p. 13 "Practical Aspects of the Newton-Raphson Approximation in Actuarial

Programs" [reply/letter to editor], Douglas N. Hawley, DD, 7/93, p. 13 "The Practical Use of Recursive Functions," L. Timothy Giles, ARCH,

1993.3, p. 449 "Revolution in Technology," Thomas M. Marra, RSA, 18, 1992, p. 1421 "Society of Actuaries Bulletin Board System," Stephen J. Strommen, DD,

12/92, p. 5 "Sound Bytes," James F. Toole, DD, 12/92, p. 4; DD, 10/93, p. 12 "Speeding Up UL Guideline Calculations," Dennis Radliff, DD, 10/93, p. 4 "Speeding Up Universal Life Calculations in BASIC," Dennis Radliff,

ARCH, 1993.3, p. 231 "Speeding Up Universal Life Monthly Calculations," Dennis Radliff, DD,

7/93, p. 10 "Systematized Access to Information: An Analysis of the Realizable

Potential," Lawrence J. Steinert, ARCH, 1993.3, p. 549 "To Test or Not to Test--That Should Not Be the Questionl" Jeffrey M.

Robinson, DD, 10/93, p. 6 "Three Methods for Modeling Life Insurance," Douglas N. Hawley, DD,

7/93, p. 8

SUBJECT INDEX 75

Consumerism "Brave New World of Health Care," Richard D. Lamm, RSA, 17, 1991,

p. 753 "Current Issues in the Regulation of Financial Security Programs in the

U.S.," Vincent W. Donnelly, SN 200-52-93 "Final Report of the Task Force for Research on Life Insurance Sales

Illustrations," Task Force for Research on Life Insurance Sales Illustrations, 1991-92 Reports TSA, p. 139

"Health Insurance as a Political Issue," Bruce Barlow, Stephen D. Brink, Mark S. Mellman, and Harry L. Sutton, Jr., RSA, 18, 1992, p. 1401

"Illustrations," Judy Faucett, John W. Keller, and John R. Skar, RSA, 17, 1991, p. 2011

"Implications of Explosive Growth of Autologous Bone Marrow Transplants," Harry L. Sutton, Jr., HSN, 1/93, p. 1

"Insurance Guaranty Reform," Dwight K. Bartlett, FR, 10/93, p. 1 "Managing Statutory Performance," Patricia L. Guinn, Terence Lennon,

David E. Neve, and Robert Ozenbaugh, RSA, 18, 1992, p. 1603 "Meeting Life Insurance Needs: 1970-1990," Christian J. DesRochers,

ACT, 9/92, p. 4 "Solvency/Consumerism Conflict Versus State Versus Federal Regula-

tions," Terrence Deal, RSA, 18, 1992, p. 1093 "Strategic Product Development," Isadore Jermyn, ]3mothy C. Pfeifer,

and Mark A. Tullis, RSA, 18, 1992, p. 1135

Continuing-Care Communities "CCRC Population and Financial Model," Robert B. Cumming and

William F. Bluhm, ACT, 3/92, p. 3 "Long-Term-Care--Data Accumulation," Sam Gutterman, Harold L.

Barney, Gary L. Corliss, and John C. Wilkin, RSA, 17, 1991, p. 1409 "Model for Studying the Actuarial Aspects of Continuing-Care Retire-

ment Communities," William E Bluhm, Stanley A. Roberts, and Robert B. Cumming, SN 522-31-92

Contracts "Annuities Structured for Safety," Felix Schirripa, ACT, 10/92, p. 9 "Postretirement Health Benefit Funding," Adam J. Reese, RSA, 18, 1992,

p. 361

Corporate Strategy "Book Gives Inside View on Redesigning Corporations" [review of

Reengineering the Corporation: A Manifesto for Business Revo/ution, Michael Hammer and James Champy], John Sardelis, ACT, 11/93, p. 14

76 SUBJECT INDEX

Corporate Strategy (cont,) Book Review of Broken Promises: The Inside Study of the Failure of

Executive Life (Vic Modugno), Anthony B. Richter, TSA, XLIV, 1992, p. 649

"Cash-Flow Testing...After the Dust Settles," Craig W. Reynolds, FR, 6/93, p. 12

"Cash-Flow Testing Can Help with Company Solvency," Donna R. Claire, ACT, 3/93, p. 3

"Cash-Flow Testing Only One Tool" [letter to editor], Chris G. Trost, ACT, 9/93, p. 13

"Cash-Flow Testing Will Increase Insolvencies" [letter to editor], Alan L. Burns, ACT, 5/93, p. 15

"The Complete Actuary: Empowerment Is the Tool of Freedom," William C. Cutlip, ACT, 9/92, p. 7

"The Complete Actuary: Strategic Planning," John O. Nigh, ACT, 6/92, p. 14

"The Consulting Response to the '90s," James R. Thompson, ACT, 3/93, p. 7

"Demutualization in the U.K. and Elsewhere," Derek M. Pike, FR, 3/92, p. 10

"The Demutualization of The Equitable," Gary Corbett, ACT, 1/93, p. 1 "A Demutualization Primer: Part 1. A Management Perspective," Bruce R.

Darling, FR, 3/93, p. 1 "A Demutualization Primer: Part 2. The Plan of Demutualization," Bruce

R. Darling, FR, 6/93, p. 8 "A Demutualization Primer: Part 3. 'Closed Block' and GAAP Reporting

Issues," Bruce R. Darling, FR, 10/93, p. 7 "Demutualizing," Stephen L. Smith, SN 580-26-93 "Diversities in European Total Remuneration," Toni S. Hustead, ISN, 6/93,

p. 1 "Fair-Value Disclosure Requirements--A New Era," Peter J. Bondy, ACT,

3/93, p. 5 "Financial Rating Systems," Rochelle Letourneau Bergin, Larry A.

Brossman, Peter F. Chapman, and Mark P. Mueller, RSA, 18, 1992, p. 1561

"Global Strategies Addressed at PIC," Robert D. Shapiro, ACT, 2/92, p. 9 "Health Care and Health Insurance in Mexico," Harry R. Miller, ISN, 6/93,

p. 10 "History of Company's Collapse" [review of Broken Promises: The Inside

Story of the Failure of Executive Life, Vic Modugno], Anthony B. Richter, ACT, 11/92, p. 6

SUBJECT INDEX 77

Corporate Strategy (cont.] "Macro Pricing: A Comprehensive Product Development Process,"

Shane A. Chalke, TSA, XLIII, 1991, p. 137 "Merger and Acquisition Topics," Stephen K. Millar, Albert A. Riggieri,

Jr., and William J. Thompson, RSA, 18, 1992, p. 473 "The Predicament of Market Value Accounting," Richard S. Robertson,

ACT, 11/93, p. 1 "Profile of the Internationale Nederlanden Group," Roger A. Huffnagel,

ISN, 12/93, p. 10 "The Ratings Game," Michael E. Mateja, Robert S. Fillingham, Larry G.

Mayewski, and Richard S. Robertson, RSA, 17, 1991, p. 401 "RBC Standards Part of New Regulation Package," Thomas K. Gross,

ACT, 3/93, p. 1 "The Role of the Actuary in Matters of Solvency," John H. Harding, FR,





R. McClelland, FR, 10/93, p. 14 "The Role of the Actuary in Matters of Solvency" [letter to editor], Owen

A. Reed, FR, 10/93, p. 13 "The Role of the Actuary in Matters of Solvency" [letter to editor],

William C. Weller, FR, 10/93, p. 15 "A Small Company Actuarial Perspective--A. M. Best and You," Kevin A.

Marti, SMT, 12/93, p. 9 "Strategic Product Development," Isadore Jermyn, Timothy C. Pfeifer,

and Mark A. Tullis, RSA, 18, 1992, p. 1135 "What Happens if the Solvency Measures Don't Work?" Gregory D.

Jacobs, ACT, 1/93, p. 5

Cost Comparison and Price Disclosure "Current Issues in the Regulation of Financial Security Programs in the

U.S.," Vincent W. Donnelly, SN 200-52-93 "Disclosure Systems: Can an Ideal Method Be Found?" Roger R. Heath,

William D. Baldwin, Steven A. Eisenberg, and William C. Koenig, RSA, 17, 1991, p. 451

"Fact or Fiction...Test Your Full-Flex IQ," Holly King, HSN, 1/93, p. 9

78 SUBJECT INDEX

Cost Comparison and Price Disclosure (cont.) "Final Report of the Task Force for Research on Life Insurance Sales

Illustrations," Task Force for Research on Life Insurance Sales Illustrations, 1991-92 Reports TSA, p. 139


"Implications of Explosive Growth of Autologous Bone Marrow Transplants," Harry L. Sutton, Jr., HSN, 1/93, p. 1

"LHATF Report on Life Insurance and Annuity Projects," Douglas C. Doll, FR, 3/93, p. 11

"Life Insurance Sales Illustrations," Benjamin J. Bock and Judy Faucett, RSA, 18, 1992, p. 1309

Credibility "An Actuarial Approach to Property Catastrophe Cover Rating," Daniel

F. Gogol, ARCH, 1993.3, p. 143 "Casualty Rate Prediction for Oil Tankers," Douglas McKenzie, ARCH,

1993.3, p. 487 "Conjugate Bayesian Analysis of the Negative Binomial Distribution," I.

M. Morgan and James C. Hickman, ARCH, 1993.1, p. 97 "The Implementation of Bayesian Credibility Models by a Sampling-

Resampling Technique," Udi E. Makov, ARCH, 1992.1, p. 217 "Information Theoretic Approach to Actuarial Science: A Unification and

Extension of Relevant Theory and Applications," Patrick L. Brockett, TSA, XLIII, 1991, p. 73

"LTD Reserve Basis Project," Jeffrey W. Spencer, ARCH, 1993.3, p. 243 "Six Bridges to ~'s," William A. Bailey, ARCH, 1993.1, p. 143 "Statistical Tests of the Lognormal Distribution as a Basis for Interest

Rate Changes," David N. Becker, TSA, XLIII, 1991, p. 7

Defined-Benefit Pension Plans "Cash Balance Plans," William N. Kuendig II, Stephen J. Gould, and John

F. Woyke, RSA, 17, 1991, p. 1155 "Cash-Balance Plans and Age-Weighted Profit-Sharing Plans (Basic),"

David M. Benovitz, Richard Joss, and Maria A. Sarli, RSA, 18, 1992, p. 615

"Cash-Balance Plans and Age-Weighted Profit-Sharing Plans (Basic)," Susan M. Smith, RSA, 18, 1992, p. 847

"Comparability Calculation under 401(a)(4) (Advanced)," Richard Joss, W. B. Fornia, William V. Hogan, and Theodore O. Wiese, Jr., RSA, 17, 1991, p. 1505

"Contingent Claims Valuation of 'Greater of' Benefits," Michael Sherris, ARCH, 1993.1, p. 291

SUBJECT INDEX 79

Defined-Benefit Pension Plans (cont.) "Contributory Defined-Benefit Plans after OBRA '89," John Atteridg,

SN 365-46-92 "Current Research on Pension Accounting," Daniel Dufresne, ARCH,

1993.1, p. 321 "Debate: Defined-Benefit Plans, Why Bother?" Adam J. Reese, P. G.

Alistair Cammidge, and Richard S. Raskin, RSA, 17, 1991, p. 1449 "Dialogue with the IRS," James E. Holland, Jr. and Joan M. Weiss, RSA,

18, 1992, p. 777 "Financing Defined-Benefit Pension Plans with Indexed Benefits," John

C. Maynard, TSA, XLIV, 1992, p. 193 "Full Funding Whiplash," Kathleen A. Fitzpatrick, David E. Ready, and

Matthew T. Sloan, RSA, 18, 1992, p. 873 "Impact of Pension Plan Design on Investment Strategy," Howard A.

Freiman and Carl A. Hess, RSA, 18, 1992, p. 917 "Introduction to Retirement Plan Design," Patricia L. Scahill, Gall E.

Johnson, and Wayne R. Berney, SN 200-41-93 "Investment Risk" [editorial), Daniel M. Arnold, PSN, 9/92, p. 2 "IRC Section 401(I): Permitted Disparity (Integration of Pension Plans),"

Richard G. Schreitmueller, SN 362-31-92 "Issues Facing Actuaries in Retirement Systems," Judy Feldman

Anderson, ACT, 5/93, p. 4 "Litigation Risks of the Pension Actuary," Stephen T. Jacobs, RSA, 18,

1992, p. 887 "Nondiscrimination Rules," Thomas M. Miano and Roger C. Siske, RSA,

18, 1992, p. 947 "Not Gone but Forgotten," Abbey L. Keppler, Donald J. Segal, and Susan

M. Smith, RSA, 18, 1992, p. 381 "Open Window Retirement Programs," Randy D. Kelley, SN 362-28-93 "Pension Benefit Guaranty Corporation Annual Report 1992 as of

September 30, 1992," Ronald Gebhardtsbauer, PSN, 6/93, p. 10 "Plan Design: 1990s and into the 21st Century," Janice R Bricker, Paule

Desaulniers, Edwin C. Hustead, and Harlan M. Weller, RSA, 18, 1992, p. 1381

"Pension Expense Calculations for Cash Balance Plans," Ning Yuen Chen and Stephen C. Fernstrom, PF, 6/93, p. 61

"Pension Plan Windups," John Brophy, ACT, 10/93, p. 5 "Portability of Defined-Benefit Pensions," William David Smith, Harold J.

Brownlee, and Peter Hardcastle, RSA, 17, 1991, p. 1041 "The Problem with Economic Assumptions," Harold J. Brownlee, PSN,

12/92, p. 2

80 SUBJECT INDEX

Defined-Benefit Pension Plans [cont.] "The Projected Unit Credit Cost Method," William A. Farquhar, PSN, 9/92,

p. l l "The Projected Unit Credit Cost Method" [letter to editor], Ailey Bailin,

PSN, 3/92, p. 25 "The Projected Unit Credit Cost Method" [letter to editor], Harold J.

Brownlee, PSN, 6/92, p. 5 "Projected Unit Credit Cost Method--United States and Canada," Ronnie

Susan Thierman, John W. Atteridg, Richard Daskais, and Michael Sze, RSA, 17, 1991, p. 1317

"Proposed Regulation 1.411(b)-2(b)(iv)," Ralph J. Healey, Jr., PSN, 3/92, p. 24

"Public Employer Early-Retirement Incentive Programs," Ronald J. W. Smith, PSN, 12/92, p. 10

"Reasonable Actuarial Assumptions for Funding Pension Plans" [letter to editor], Eric J. Klieber, PSN, 3/92, p. 26

"Recent Rulings and Regulations Update--Late-Breaking Develop- ments," Martha Priddy Patterson and Joan M. Weiss, RSA, 18, 1992, p. 991

"Repairing the Pension Safety Net," James B. Lockhart, RSA, 18, 1992, p. 907

"Small-Plan Issues," William T. Wilson and Robert D. Lebenson, RSA, 18, 1992, p. 345

"Some Aspects of FASB Statement 87," Daniel Dufresne, ARCH, 1993.2, p. 1

"Update on IRC Section 415," Stephen Carl Pujol, SN 365-48-93 "What's New in Plan Design?" John A. Reschke and Douglas L.

Thompson, RSA, 18, 1992, p. 749

Defined-Contribution Pension Plans "Cash-Balance Plans and Age-Weighted Profit-Sharing Plans (Basic),"



"Considerations of Funding Vehicles for Defined-Contribution Plans in Canada," Wayne R. Berney, SN 363-25-92

"Contingent Claims Valuation of 'Greater of' Benefits," Michael Sherris, ARCH, 1993.1, p. 291

"Current Trends in Product Development in Defined-Contribution Plans in Canada," Thomas W. Buchanan, PSN, 9/92, p. 6

"Defined-Contribution Alternatives to Defined-Benefit Plans: Recent Public Sector Experience" [letter to editor], Amy S. "l]mmons, PSN, 12/93, p. 20

SUBJECT INDEX 81

Defined-Contribution Pension Plans (cont.) "Dialogue with the IRS," James E. Holland, Jr. and Joan M. Weiss, RSA,

18, 1992, p. 777 "Full Funding Whiplash," Kathleen A. Fitzpatrick, David E. Ready, and

Matthew T. Sloan, RSA, 18, 1992, p. 873 "GICs and Other Insurance Company Products--Are They Still Alive?"

Joseph J. Buff and Judith Markland, RSA, 18, 1992, p. 965 "Impact of Pension Plan Design on Investment Strategy," Howard A.

Freiman and Carl A. Hess, RSA, 18, 1992, p. 917 "Introduction to Retirement Plan Design," Patricia L. Scahill, Gall E.

Johnson, and Wayne R. Berney, SN 200-41-93 "investment Risk" [editorial], Daniel M. Arnold, PSN, 9/92, p. 2 "IRC Section 401(I): Permitted Disparity (Integration of Pension Plans),"

Richard G. Schreitmueller, SN 362-31-92 "Issues Facing Actuaries in Retirement Systems," Judy Feldman

Anderson, ACT, 5/93, p. 4 "Litigation Risks of the Pension Actuary," Stephen T. Jacobs, RSA, 18,

1992, p. 887 "Nondiscrimination Rules," Thomas M. Miano and Roger C. Siske, RSA,

18, 1992, p. 947 "Not Gone but Forgotten," Abbey L. Keppler, Donald J. Segal, and Susan

M. Smith, RSA, 18, 1992, p. 381 "Plan Design: 1990s and into the 21st Century," Janice P. Bricker, Paule


"Recent Rulings and Regulations Update--Late-Breaking Develop- ments," Martha Priddy Patterson and Joan M. Weiss, RSA, 18, 1992, p. 991


"Small-Plan Issues," William T. Wilson and Robert D. Lebenson, RSA, 18, 1992, p. 345

"Update on IRC Section 415," Stephen Carl Pujol, SN 365-48-93 "What's New in Plan Design?" John A. Reschke and Douglas L.

Thompson, RSA, 18, 1992, p. 749

Demography "Business Not as Usual," William C. Hsiao, Peter J. Nicholson, and

Robert W. Patin, RSA, 18, 1992, p. 1349 "Current Trends in Pension Demographics," Lindsay J. Malkiewich, RSA,

18, 1992, p. 1531 "Demographics--From Government Statistics to the Marketplace,"

James R. Thompson and Russell Kirchner, ND, Winter 1993, p. 11

82 SUBJECT INDEX

Demography (cont.) "Direct Marketing--The Future," Gary A. Kauffman, Edward P. Mohoric,

and H. Michael Shumrak, RSA, 18, 1992, p. 819 "Employee Termination Study," Robert L. A. Vaughn, PF, 8/92, po 1 "Employee Termination Study" [letter to editor], Barthus J. Prien, PSN,

12/92, p. 5 "Employee Termination Study" [letter to editor], Richard G. Schreitmueller,

PSN, 9/92, p. 10 "An Examination of Canadian Fertility Rates by the Generation and

Calendar-Year Approach," Robert L. Brown and Gaurav Upadhya, ARCH, 1993.2, p. 175

"Former SSA Chief Actuary Comments" [letter to editor], Robert J. Myers, ACT, 5/93, p. 15

"Intervention Effects among a Collection of Risks," Dennis Tolley and Kenneth G. Manton, TSA, XLIII, 1991, p. 443

"It's What We Do with What We Got That Counts" [editorial], Barbara J. Lautzenheiser, ACT, 9/92, p. 2

"Keeping Up with the Economy" [editorial], Mary Hardiman Adams, ACT, 4/92, p. 2

"Many Disciplines Used in Book Tracing Native Americans" [review of The First Immigrants from Asia, A Population History of the North American Indians, A. J. Jaffe with Carolyn Sperber], Robert J. Johansen, ACT, 6/93, p. 14


"Select and Ultimate Models in Multiple Decrement Theory," S. David Promislow, TSA, XLIII, 1991, p. 281

"World Population of Concern" [letter to editor], Donald S. Grubbs, Jr., ACT, 10/93, p. 15

"Worldwide Social Security Programs," Francisco R. Bayo, Robert L. Brown, and G. Ricardo Campbell, RSA, 18, 1992, p. 2163

Disability "Group Health Cycle," Timothy J. Alford, Charles S. Fuhrer, Barbara

Niehus, and David Sanders, RSA, 18, 1992, p. 21 "Medical Technology--Where Is It Going?" David Chernof, Paul Go

Shekelle, and Robert A. Wacloff, RSA, 18, 1992, p. 233

Disability Insurance "Another Perspective--Time to Redefine Your DI Line: Part I," Robert M.

Brodrick, RSN, 4/93, p. 4 "Another Perspective--Time to Redefine Your DI Line: Part I1," Robert M.

Brodrick, RSN, 9/93, p. 9

SUBJECT INDEX 83

Disability Insurance (cont.} "Claim Reserves," Stephen M. Maher, Stephen J. Rubis, and Stephen P.

Melek, VA, 1992, p. 65 "Disability Income," David E. Scarlett, Albert A. Riggieri, Jr., Robert J.

Schlifer, and Paul D. Hitchcox, VA, 1992, p. 255 "Group Long-Term Disability," James D. Maughn, RSN, 12/93, p. 10 "Individual Disability Income--Valuation and Tax Issues," William J.

Thompson, Judith Justin, and Donald C. Straffin, RSA, 17, 1991, po 949 "The LTD Market--A 1993 Update," John C. Antliff, HSN, 8/93, p. 8 "LTD Reserve Basis Project," Jeffrey W. Spencer, ARCH, 1993.3, p. 243 "Profitable Management of Individual Disability Lines of Business,"

Robert W. Beal, Jeffrey J. Bell, Thomas S. Bell, and Charles M. Waldron, RSA, 17, 1991, p. 1885

"Psychiatric Disability Claims: Problem or Opportunity?" Richard Lewis, ACT, 6/93, p. 6

Dividends "Final Report of the Task Force for Research on Life Insurance Sales

Illustrations under the Auspices of the Committee for Research on Social Concerns," Task Force for Research on Life Insurance Sales Illustrations, 1991-92 Reports TSA, p. 139

"A Step beyond the 'Graetz Prepayment Analysis'," Robert B. Burdette, ARCH, 1992.2, p. 151

Economics "Business and Investment Outlook," Beryl W. Sprinkel, RSA, 18, 1992,

p. 805 "Business Not as Usual," William C. Hsiao, Peter J. Nicholson, and

Robert W. Patin, RSA, 18, 1992, p. 1349 "The Changing World," Rupert Pennant-Rea, RSA, 17, 1991, p. 1657 "Companies on the Edge," Fred A. Buck and Melville J. Young, RSA, 18,

1992, p. 2125 "Direct Marketing--The Future," Gary A. Kauffman, Edward P. Mohoric,

and H. Michael Shumrak, RSA, 18, 1992, p. 819 "Eastern Europe and the Former Soviet Union," Andrew F. Giffin, Gregory

T. Glashan, Robert J. Myers, and Harry H. Panjer, RSA, 18, 1992, p. 2185 "Economic Scenario 1992," Kenneth W. Stewart, Peter G. Munro, and

Paul W. Boltz, RSA, 17, 1991, p. 1905 "Entropy-Reducing Properties of Predictive Financial Models," N. J.

Macleod and J. D. Thomison, ARCH, 1993.3, p. 205 "Export Growth Seen as Key to Economic Vigor in the 1990s," Edward

Guay, PSN, 9/92, p. 1

84 SUBJECT INDEX

Economics (cont.] "The Frequency of Inversions of the Yield Curve and Historical Data on the

Volatility and Level of Interest Rates," David N. Becker, FR, 5/92, p. 14 "Globalization in the Insurance Industry," Richard R. Collins, RSA, 18,

1992, p. 1481 "H.R. 3626 and Its Effects on the Small-Employer Market," P. Anthony

Hammond, ARCH, 1993.3, p. 473 "The Insurance Market in Argentina," Viviane G. Levy, ISN, 10/92, p. 1 "Insurers to Benefit from NAFTA," Cecilia Green, ACT, 2/93, p. 3 "John Naisbitt: The U.S. and the New World Order," Kiran Desai, ND,

Winter 1992, p. 1 "Journals Highly Rated in Netherlands" [letter to editor], Hans U. Gerber,

ACT, 3/92, p. 13 "Keeping Up with the Economy" [editorial], Mary Hardiman Adams, ACT,

4/92, p. 2 "Latin America 1992--The Second Discovery," Camilo J. Salazar, ISN,

10/92, p. 1 "Major Issues Facing the Economy, the Insurance Industry and Actuaries

in the Years Ahead," William Freund, RSA, 17, 1991, p. 367 "Managing the Organizational Changes into the Twenty-First Century,"

William H. Gleed, lan M. Rolland, John G. Turner, and Peter R. Wilde, RSA, 18, 1992, p. 2063

"North American Free Trade Agreements: Mexico, Canada and the United States," W. Paul McCrossan, Camilo J. Salazar, Oliva Sanchez- Garcia, and Segundo Tascon, RSA, 18, 1992, p. 1625

"Products under the New Administration," Timothy C. Pfeifer, PDS, 6/93, p. 2

"Rationing Health Care," Janet M. Carstens, John B. Crosby, and Martin Gaynor, RSA, 18, 1992, p. 1687

"Revolution in Technology," Thomas M. Marra, RSA, 18, 1992, p. 1421 "Strategic Thinking for the 1990s," Meyer Feldberg, RSA, 17, 1991, p. 493 "Worldwide Social Security Programs," Francisco R. Bayo, Robert L.

Brown, and G. Ricardo Campbell, RSA, 18, 1992, p. 2163

Education "About Those Exam References," Esther Portnoy, EH, 12/93, p. 9 "Actuarial Exams Unfair to Employers?" [letter to editor], David B.

Atkinson, ACT, 11/92, p. 14 "Actuarial Issues in Prepaid Tuition Contracts," Robert B. Crompton,

ARCH, 1993.3, p. 83 "The Actuarial Profession in Mexico," Pablo Noriega and Luis M. Rodriguez,

ISN, 10/92, p. 1

SUBJECT INDEX 85

Education (cont.) "Actuarial Science at Laval University," Jacques Faille, EH, 12/93, p. 8 "Actuarial Science at the University of Iowa," James D. Broffitt, EH,

12/92, p. 7 "Actuarial Science at the University of Montreal," Louis Doray, EH, 3/93,

p. 6 "Actuarial Science at the University of Nebraska-Lincoln," Colin M.

Ramsay, EH, 7/93, p. 5 "Actuarial Science Program at Nankai University, "13anjin, People's

Republic of China," Warren R. Luckner, EH, 3/93, p. 4; ISN, 2/93, p. 5 "Actuarial Wisdom from Waterloo," Bruce L. Jones, PF, 8/92, p. 25 "Actuary Joins Society Staff" [Judy L. Strachan], ACT, 10/93, p. 14 "h,ERF Supports Research Efforts," Curtis E. Huntington, ACT, 5/92, p. 3 "Alps Make Pleasant Backdrop for Summer School," Antonia Tsangaris,

ACT, 3/93, p. 13 "Alternatives to Get Basics Earlier" [letter to editor], David W.

McSweeney, ACT, 2/93, p. 14 "Alternatives to Get Basics Earlier" [letter to editor], Jean-Claude Menard,

ACT, 2/93, p. 15 "Alternatives to Get Basics Earlier" [letter to editor], John West Hadley,

ACT, 2/93, p. 14 "h,Sh, Requirements to Increase," Esther Portnoy, EH, 3/93, p. 1 "Ask Pat," Pat Holmberg, FA, 12/92, p. 4; FA, 3/93, p. 4; Fh,, 6/93, p. 4; Fh,,

11/93, p. 4 "Bilisoly Retires; Allen Steps In," ACT, 11/93, p. 12 "Blinded by the Light of TV" [letter to editor], Thomas M. Zavist, ACT,

3/93, p. 15 Book Review of Introduction to the Mathematics of Demography (Robert

L. Brown), James C. Hickman, TSA, XLIII, 1991, p. 483 "Changes to Canadian ILA Exams," Michael L. Stickney, ACT, 1/92, p. 13 "Cheating on Rise at Universities: SOA/CAS Exam Cheating Rates Com-

paratively Low," Judy Bluder, FA, 6/93, p. 2 "CIA Members Have Broad-Based Education," FA, 3/93, p. 2 "The CIA's Continuing Professional Development Standards," Peter

Gotham, EH, 3/93, p. 3 "Consequences of New ASh` Requirement" [letter to editor], James W.

Brumbaugh, ACT, 6/93, p. 15 "Consequences of New AS,&. Requirement" [reply/letter to editor], Marta

L. Holmberg, ACT, 6/93, p. 15 "Conveying Actuarial Concepts," Arnold F. Shapiro, William J. Gibbs,

and Schenley H. Hall, ARCH, 1993.1, p. 73

86 SUBJECT INDEX

Education (cont.] "Courses for New Finance Track Identified," Luke N. Girard, RR, 11/93,

p. 9 "Current Progress and Development of Actuarial Study in China," Kailin

Tuan, ISN, 12/93, p. 13 "Developing Your Own Continuing Education Plan," Albert E. Easton,

Barbara S. Choyke, William C. Cutlip, Barbara J. Lautzenheiser, and James Lee Lewis, Jr., RSA, 17, 1991, p. 2171

"Development of an Investment Track to the FSA Designation" [Investment Section Council Position Paper], RR, 3/92, p. 1

"Disciplinary Action for SOA Exam Candidates," Neville Henderson and Marta Holmberg, ACT, 10/92, p. 4

"Donations Needed for Minority Scholarships," Edward John Mullen, ACT, 4/93, p. 10

"Dynamics of Change [1991-92 Year in Review]," ACT, 12/92, p. 8 "E&E Developments," Bruce Moore, ACT, 10/92, p. 1 "E&E Should Study Task Force's Recommendations" [letter to editor],

Peter Hepokoski, ACT, 9/92, p. 18 "E&E Should Study Task Force's Recommendations" [reply/letter to edi-

tor], Bruce Moore, ACT, 9/92, p. 18 "E&E Study Materials: Education-Driven or Examination-Driven?" Dick


L. Holmberg, EH, 12/93, p. 1 "E&R Sessions at the Society Meetings," Edward W. Frees, ER, 6/92, p. 1 "Education: Maintaining Excellence through Change" [editorial], Anthony

T. Spano, ACT, 10/92, p. 2 "Exam Frustration: What To Do When You Hit a Roadblock," Judy Bluder-

Wohlt, FA, 11/93, p. 3 "Exploring Job Markets: Advice from CAS Actuaries," Judy Bluder, FA,

6/93, p. 1 "Exploring Job Markets: Prognosis Good for Health Care Actuaries," Judy

Bluder, FA, 3/93, p. 1 "Five Schools Receive Grants," ACT, 5/93, p. 5 "Four Universities Receive Grants," ACT, 11/92, p. 5 "Getting Your Feet Wet with a Summer Internship," Daniel Skwire, FA,

6/93, p. 3 "Graduates Face Underemployment" [letter to editor], Keith Sharp, ACT,

3/93, p. 15 "Head of Georgia State Program Protests Withheld Exams" [letter to edi-

tor], Robert W. Batten, ACT, 10/92, p. 16

SUBJECT INDEX 87

Education (cont.] "Head of Georgia State Program Protests Withheld Exams" [reply/letter

to editor], Neville Henderson, ACT, 10/92, p. 16 "How New Actuary of the Future Section Relates to Futurism Section,"

Robert D. Shapiro, ACTF, 7/93, p. 1 "Impact of SOA-Nankai Actuarial Program Is Far-Reaching," Kailin Tuan,

ACT, 10/93, p. 7 "The Institute of Insurance and Pension Research, University of

Waterloo," Robert L. Brown, ER, 1/92, p. 4; PF, 8/92, p. 21 "Investment Education Strengthened," Robert Stapleford and Richard

Mattison, ACT, 1/92, p. 12 "Is There a Recruiter in Your Future?" Judy Bluder-Wohlt, FA, 11/93, p. 1 "Job Interviews: Catching an Employer's Attention," Judy Bluder, FA,

12/92, p. 2 "The Key to Our Future: Creating Constructive Change" [presidential

address], Donald R. Sondergeld, TSA, XLIV, 1992, p. 1 "Life Contingency Functions and Their Derivatives," Hung-Ping Tsao,

ARCH, 1993.2, p. 165 "A Look at Future Math Education" [letter to editor], Jerome Eo Tuttle,

ACT, 6/93, p. 15 "Market Developments in Eastern Europe and the Former Soviet Union,"

Andrew F. Giffin, ISN, 2/93, p. 10 "Master's Degree Programs in Actuarial Science," Howard Young, EH,

7/93, p. 4; ER, 3/93, p. 7 "Meeting Attendee Asks for Alternatives" [letter to editor], Douglas N.

Hawley, ACT, 10/92, p. 18 "Meeting Attendee Asks for Alternatives" [reply/letter to editor], William

C. Cutlip, ACT, 10/92, p. 18 "Minority Recruiting Needs Your Help," Edward John Mullen, ACT, 2/92,

p. 4 "Minority Recruiting Seeks Support," Edward John Mullen, ACT, 11/92,

p. 9 "Modified Examination 100 Coming in 1995," Esther Portnoy, EH, 12/93,

p. 2 "Multimedia as a Learning Method for the Continuing Education of

Actuaries," Arnold F. Shapiro, William J. Gibbs, and Schenley H. Hall, EH, 12/93, p. 3

"A Multimedia Computer-Based Colloquium for Actuarial Science and Insurance Education," Arnold F. Shapiro, ER, 6/92, p. 3

"A Multimedia Computer-Based Colloquium for Actuarial Science Instruc- tion," Arnold F. Shapiro, ARCH, 1992.1, p. 1

88 SUBJECT INDEX

Education (cont.) "New ASA Requirements Go into Effect in 1995," Walter S. Rugland, ACT,

4/93, p. 1; FA, 6/93, p. 1 "New Fellowship Finance Track Under Way," Joseph Paesani and Bruce

Moore, ACT, 3/92, p. 1 "Official Student Newsletter Arrives in Fall," ACT, 6/92, p. 14 "On Uniqueness of Interest Rates in a Borrowing/Lending Model,"

Donald P. Minassian, ARCH, 1993.3, p. 57 "Other Professions' College Requirements" [letter to editor], Steven F.

Malerich, ACT, 4/92, p. 15 "Overregulation Could Be Destructive" [letter to editor], Bruce A. Miller,

ACT, 2/93, p. 14 "Poland's First Actuaries," Samuel H. Cox, ACT, 1/92, p. 10 "Practice Notes," Donna R. Claire, FR, 12/92, p. 8 "Protecting and Enhancing Our Core Skills," Michael Rosenfelder, ACTF,

7/93, p. 6 "A Q&A about Q--An Interview with Bob Hogg," Robert V. Hogg, EH,

12/92, p. 4 "A Quality Journey: Observations and Suggestions Regarding Continuous

Process Improvement," Robert V. Hogg and Allen Hogg, ARCH, 1993.1, p. 1

"Reflections on Changes in the Profession," J. Bruce MacDonald, ACT, 11/92, p. 1

"Refugees Master Universal Language," Judy Bluder, ACT, 1/93, p. 12 "Report from the SOA Program Committee," Sarah L. M. Christiansen,

EH, 12/92, p. 6 "Research Papers for Fellowship Credit," Roy Goldman, ACT, 1/92, p. 13;

ACT, 9/92, p. 16; EH, 12/92, p. 1 "Rewrite of Direct Marketing Study Note," H. Michael Shumrak, ND,

Winter 1992, p. 5 "Rules Should Be Followed" [letter to editor], Leslie John Lohmann, ACT,

5/93, p. 15 "R x for Casualty Actuaries," Judy Bluder, FA, 3/93, p. 1 "Shaping Critical Emerging Issues," Anna M. Rappaport, ACTF, 7/93, p. 2 "Should We Reposition Our Section to Meet Today's Issues?" H. Michael

Shumrak, ND, Winter 1992, p. 3 "SOA Actuary Learns through Teaching at Nankai University," Judy

Bluder, ACT, 6/92, p. 11 "SOA Awards Grants," ACT, 9/93, p. 12 "SOA Supports 'Firsts' in Overseas Education: First Graduates from

Nankai University," Harold J. Ingraham, Jr., ACT, 1/92, p. 10 "Society Awards Ph.D. Grants," ACT, 9/92, p. 16

SUBJECT INDEX 89

Education (cont.] "Society Continues to Meet Students' Needs," Judy Bluder, ACT, 10/92,

p. 6 "Some Useful Theorems in Actuarial Mathematics," Hung-Ping Tsao,

ARCH, 1993.2, p. 171 "Special Session: A Multimedia Approach to Continuing Education on

Permitted Disparity in Plan Contributions or Benefits," Arnold F. Shapiro, William J. Gibbs, and Schenley H. Hall, PSN, 12/92, p. 6

"Specialty Guides Represent Opportunities," William H. Lewis, Jr., ACT, 10/92, p. 11

"Study Notes," Kenneth A. McFarquhar, FR, 9/92, p. 15 "Summary of Paradigm Shifts Presentation at the Annual Meeting,"

Erich W. Sippel, ND, Winter 1992, p. 7 "Support Math Education" [letter to editor], Philip J. Feuer, ACT, 10/93,

p. 15 "Swiss Actuaries Conduct 9th Summer School," Donald A. Jones, ACT,

2/92, p. 14 "Take Fresh Ideas from Chief Actuaries Open Forum Back to Job,"

Richard L. Mucci, ACT, 4/93, p. 11 "Task Force Recommends Major CE Initiatives," Harry H. Panjer, ACT,

10/92, p. 3 "Task Force Recommends Strengthening ASA Requirements," Daniel J.

McCarthy, ACT, 9/92, p. 5 "Teaching Risk Theory," Wojciech Szatzschneider, ARCH, 1993.2, p. 143 "Training Actuaries in Pakistan" [letter to editor], Samee-ul Hasan, ACT,

10/92, p. 18 "Tutor/Grader Program at the University of Illinois," Esther Portnoy, ER,

6/92, p. 1 "Twas the Night Before...," Barry F. Hall, ACT, 11/93, p. 13 "Two Universities Receive Grants," ACT, 5/92, p. 11 "Two Universities Receive SOA Grants," ACT, 2/93, p. 15 "U. of Singapore Receives Grant," ACT, 11/93, p. 8 "Variety--The Spice of Actuarial Education," Bryan V. Hearsey, ER, 1/92,

p. 6 "What Is Wrong with Actuaries?" Edward Bo Schwenk III, ACT, 9/93, po 6 "Why Are the Securities Markets Like the Dinosaurs?" Richard Q. Wendt,

RR, 8/93, p. 9 "Youngest Successful Exam Candidates" [letter to editor], Michel Tardif,

ACT, 6/92, p. 16

90 SUBJECT INDEX

Employee Benefit Plans "Acquisitions and Divestitures--Pension and Health Issues," Howard J.

Small, Michael J. Nassau, and Harvey Sobel, RSA, 17, 1991, p. 1487 "Actuarial Methods and Assumptions for Retiree Life and Health Plans,"

Dale H. Yamamoto, SN 523-26-93 "Are Nonqualified Plans the Plans of the Future?" Silvio Ingui and Saul

Ben-Meyer, RSA, 17, 1991, p. 1541 "Cash-Balance Plans and Age-Weighted Profit-Sharing Plans (Basic),"



"Choice and Competition: A Prescription for Affordable Health Care Reform," David A. Jones, HSN, 8/92, p. 1

"Current Research on Pension Accounting," Daniel Dufresne, ARCH, 1993.1, p. 321

"Debate: Who Should Pay to Care for the Uninsured?" Gordon R. Trapnell, John M. Bertko, and John F. Fritz, RSA, 17, 1991, p. 1219

"Dialogue with the IRS," James E. Holland, Jr. and Joan M. Weiss, RSA, 18, 1992, p. 777


"Early-Retirement Incentive Programs (Basic)," Eric P. Lofgren, Cynthia M. Combe, and Howard J. Peyser, RSA, 17, 1991, p. 1993

"Eastern Europe and the Former Soviet Union," Andrew F. Giffin, Gregory T. Glashan, Robert J. Myers, and Harry H. Panjer, RSA, 18, 1992, p. 2185

"Effect on Resource-Based RVS in Medicare on Private Health Insurance," Allen J. Sorbo, Jay R Boekhoff, and Harvey Sobel, RSA, 17, 1991, p. 847

"Employee Benefits from an Employer's Perspective," Romayne P. Berry, William R. Breen, Jr., and Alan V. Christenson, RSA, 18, 1992, p. 1975

"Employee Termination Study," Robert L. A. Vaughn, PF, 8/92, p. 1 "Fact or Fiction...Test Your Full-Flex IQ," Holly King, HSN, 1/93, p. 9 "Financing Defined-Benefit Pension Plans with Indexed Benefits," John

C. Maynard, TSA, XLIV, 1992, p. 193 "Flexible Benefits," Gary Scott Brantz, Steve A. Eschbach, and Wayne E.

Page, RSA, 18, 1992, p. 539 "Flexible Benefits Update," Thomas J. Parciak, Richard C. Dreyfuss, Paul

R. Fleischacker, and Allan Gold, RSA, 17, 1991, p. 971 "Funded Severance Plans--The New Defined-Benefit Plans," Harvey M.

Katz, PF, 6/93, p. 13 "Group Long-Term-Care Topics," Debra L. Fulks and David M. Klever,

SN 522-32-93

SUBJECT INDEX 91

Employee Benefit Plans (cont,} "Group Medical Pricing Trend Projection Methodology," Wesley S.

Carver and David A. Shea, Jr., ARCH, 1993.3, p. 363 "Health-Care Trend Update," Darrell D. Knapp, Terry D. Kellogg, Martin

Rosenbaum, and David L. Terry, Jr., RSA, 17, 1991, p. 1061 "Health Rate Regulations, Group Medical--Under-25 Regulatory Issues,"

Howard J. Bolnick, Karen Berg Brigham, Richard L. Helms, and Allen Feezor, RSA, 17, 1991, p. 1089

"Long-Term Economic Assumptions for Postretirement Medical Plan Valuations," J. Richard Hogue, HSN, 4/92, p. 9

"A Method for Analyzing Specific Stop-Loss Medical Insurance Claims," ] ]mothy M. Ross, ARCH, 1993.3, p. 543

"Mid-Size and Large-Group Medical Issues (25+ Lives)," Thomas L. Handley, David A. Harvey, Jeannette Herrmann, and John C. Lloyd, RSA, 17, 1991, p. 1969

"Modeling Flexible Benefit Selection," Charles S. Fuhrer and Arnold F. Shapiro, HSN, 4/92, p. 1; TSA, XLIV, 1992, p. 135

"The Natural Limitations of Health Care Trend: A Paper Concerned with Methodologies of Determining Trend Assumptions for Retiree Health Costs," Jeffrey P. Petertil, RSA, 17, 1991, p. 1263

"Nondiscrimination Rules," Adrien R. LaBombarde and Joseph P. Macaulay, RSA, 18, 1992, p. 51

"Nondiscrimination Rules," Thomas M. Miano and Roger C. Siske, RSA, 18, 1992, p. 947

"North American Free Trade Agreements: Mexico, Canada and the United States," W. Paul McCrossan, Camilo J. Salazar, Oliva Sanchez- Garcia, and Segundo Tascon, RSA, 18, 1992, p. 1625

"Pension Programs/Schemes in the International Context," Gregory T. Glashan, Edwin C. Hustead, and Charles Barry H. Watson, RSA, 18, 1992, p. 1943

"Pension Trends," Ann L. Combs, RSA, 18, 1992, p. 1839 "Plan Design: 1990s and into the 21st Century," Janice P. Bricker, Paule


"Plan Design Issues (Advanced)," Vincent Amoroso, Stephen E. Baird, John J. Haley, and Paul A. Rivera, RSA, 17, 1991, p. 1633

"Plan Termination Issues," Mary A. Brauer and Ronald Gebhardtsbauer, RSA, 18, 1992, p. 639

"Postretirement Benefits Other Than Pensions," Leslie Strassberg, Thomas J. Laubenthal, Daniel J. McCarthy, and Sean T. Monaghan, RSA, 17, 1991, p. 1695

"Postretirement Health Benefit Funding," Adam J. Reese, RSA, 18, 1992, p. 361

92 SUBJECT INDEX

Employee Benefit Plans (cont.) "Postretirement Health Benefit Funding," James L. Hess, Franklin B.

Becker, and Christopher Snyder, RSA, 17, 1991, p. 1199 "Postretirement Medical (Advanced)," Jonathan M. Nemeth, Neela

Ranade, William A. Reimert, and Carter S. Warfield, RSA, 17, 1991, p. 1467

"PPOs: Do They Deliver?" Robert H. Dobson, Pennell W. Hamilton, Rebecca I. Hladky, and Barbara O. Johnson, RSA, 17, 1991, p. 1377

"Public Pension Plans," William V. Hogan and Rick A. Roeder, RSA, 18, 1992, po 95

"Recent Rulings and Regulations Update--Late-Breaking Developments," Carol D. Gold and Kathryn G. Marticello, RSA, 18, 1992, p. 1583

"Retiree Life and Health Plan Funding Vehicles," Dale H. Yamamoto, SN 523-24-93

"Retiree Medical Liabilities: Problems and Solutions," Vincent Amoroso, SN 523-31-93

"Small-Group Reform," Paul R. Fleischacker, Richard Niemiec, and Ted A. Lyle, RSA, 17, 1991, p. 2137

"Small-Group Reform--Setting the Stage for Critical Decisions," Nancy F. Nelson and Janet M. Carstens, HSN, 8/92, p. 1

"Twenty-Four-Hour Health Coverage," Eric C. Nordman and Godfrey Perrott, RSA, 18, 1992, p. 1647

"Under-25 Life Group Medical Reform," Thomas D. Snook, Paul R. Fleischacker, and Joseph W. Moran, RSA, 17, 1991, p. 1827

"Variation by Duration in Small-Group Medical Insurance Claims," Stephen D. Brink, James C. Modaff, and Steven J. Sherman, 1991-92 Reports TSA, p. 333

"What Employers Can Do to Reduce Medical Cost," John K. Ahrens, Joan P. Ogden, Charles J. Rysz, and Donald M. Vickery, RSA, 17, 1991, po 823

"Work of the SFAS No. 106 Implementation Task Force," Jean Wodarczyk and Ethan Kra, ACT, 6/93, p. 5

Expenses "A Comparison of Administrative Expense Levels for Life and A&H

Insurance Products Produced Using Database Marketing Techniques," Jay M. Jaffe, ND, Fall 1992, p. 7

"Expense Strategy and Pricing Considerations," Keith Gubbay, Andrew S. Cherkas, and John B. Yanko, RSA, 17, 1991, p. 571

"Expense Strategy and Pricing Considerations," Edward C. Jarrett, Johan L. LStter, and Lawrence Silkes, RSA, 17, 1991, p. 31

"Macro Pricing: A Comprehensive Product Development Process," Shane A. Chalke, TSA, XLIII, 1991, p. 137

SUBJECT INDEX 93

Expenses (cont.] "Management of Expense in a Life Insurance Company," Patricia L.

Guinn, Will iam H. Cash, J. Peter Duran, and Frederick W. Jackson, RSA, 17, 1991, p. 69

"Merger and Acquisition Topics," Stephen K. Millar, Albert A. Riggieri, Jr., and William J. Thompson, RSA, 18, 1992, p. 473

"Product Development in a Small-Company Environment," Charles E. Ritzke, PDS, 3/92, p. 1

"Study Notes," Kenneth A. McFarquhar, FR, 9/92, p. 15 "Tax Notes," John J. Palmer, PDS, 12/92, p. 9 "Timing of Expense Recognition for Retiree Medical Benefits," Eric

Lofgren, ACT, 4/92, p. 4 "Unit Expense Factors for Risk-Based Capital Requirements," Klaus O.

Shigley, PDS, 12/92, p. 1

Finance "1986-89 Credit Risk Event Loss Experience Study," Credit Risk Research

Project Coordinating Committee, 1993 "Analysis of Effectiveness of Annual Asset Adequacy Testing Exemption



p. 12 "Contingent Claims Valuation of 'Greater of' Benefits," Michael Sherris,

ARCH, 1993.1, p. 291 "Conveying Actuarial Concepts," Arnold F. Shapiro, Will iam J. Gibbs,

and Schenley H. Hall, ARCH, 1993.1, p. 73 "Demutualization in the U.K. and Elsewhere," Derek M. Pike, FR, 3/92,

p. 10 "A Demutualization Primer: Part 1. A Management Perspective," Bruce R.



Issues," Bruce R. Darling, FR, 10/93, p. 7 "Demutualizing," Stephen L. Smith, SN 580-26-93 "Fair-Valuing of Insurance Liabilit ies--Actuarial Approach," Arnold A.

Dicke, FR, 6/93, p. 14 "Fair-Valuing of Insurance Liabilit ies--Actuarial Approaches" [letter to

editor], Owen A. Reed, FR, 10/93, p. 16 "Fair-Valuing of Insurance Liabilities--Actuarial Approaches" [reply/letter

to editor], Arnold A. Dicke, FR, 10/93, p. 16

94 SUBJECT INDEX

Finance (cont.) "The Financial Analysts Journal: A Retrospective and a Speech on Wall

Street" [commentary], Stephen H. Conwill, RR, 1/93, p. 2 "General Financial Transactions and Applications to the Theory of

Techroew Robichek and Montalbano," S. David Promislow and David Spring, ARCH, 1993.1, p. 283

"Geometric Realizations of Functions in the Theory of Interest" [letter to editor], Elias S. W. Shiu, RR, 8/93, po 10

"Global Equities," Luke N. Girard, RR, 11/93, p. 3 "A Market-Value Balance Sheet: Why and How," Matthew C. Modisett,

FR, 3/93, p. 1 "A Market-Value Balance Sheet: Why and How" [letter to editor], Andrew

P. Solomon, FR, 10/93, p. 16 "A Market-Value Balance Sheet: Why and How" [letter to editor], C. Lee

Fischbeck, FR, 6/93, p. 25 "A Market-Value Balance Sheet: Why and How" [letter to editor], F. K.

Louis Ng, FR, 6/93, p. 25 "'Mark-to-Market' Accounting Becomes a Reality," Michael A. Hughes,

FR, 6/93, p. 16 "Measuring Portfolio Return by Fitting a Straight Line, Quadratic, and

Cubic," Robert Nix, RR, 4/93, p. 1 "Measuring Portfolio Return by Fitting a Straight Line, Quadratic, Cubic"

[letter to editor], Elias S. W. Shiu, RR, 8/93, p. 10 "Misadventures in Duration," David F. Babbel, RR, 8/93, p. 1 "Misadventures in Duration" [letter to editor], David F. Babbel, RR, 11/93,

p. 14 "Modeling the Credit Risk of Nonrated High-Yield Bonds," Martin S.

Fridson, RR, 3/92, p. 6 "New Fellowship Finance Track Under Way," Joseph Paesani and Bruce

Moore, ACT, 3/92, p. 1 Options and the Management of Financial Risk, Phelim P. Boyle, book,

1992 "Reality-Based Standards," Bradley M. Smith, FR, 12/92, p. 1 "Reality-Based Standards" [letter to editor], Arnold A. Dicke, FR, 6/93,



3/93, p. 2; FR, 6/93, p. 24 "Risk-Based Capital for Life Insurers: Part I. Summary of Provisions,"

Stephen D. Reddy and Mark Mueller, RR, 8/93, p. 6 "Risk-Based Capital for Life Insurers: Part I1. Assessing the Impact," Mark

Mueller and Stephen D. Reddy, RR, 11/93, p. 6

SUBJECT INDEX 95

Finance [cont.) "The Role of the Actuary in Matters of Solvency," John H. Harding, FR,







C. Weller, FR, 10/93, p. 15 "The Role of Emerging Markets in Global Investment Strategies," G.

Mark Armour, RR, 1/93, p. 1 "Society Publishes Two New Books," ACT, 10/92, p. 15 "What Lessons Can We Learn from the Savings and Loan Mess?" David

N. Becket, Gregory D. Jacobs, and M. Danny Wall, RSA, 17, 1991, p. 329 "Why Are the Securities Markets Like the Dinosaurs?" Richard Q. Wendt,

RR, 8/93, p. 9

Financial Accounting Standards for Pension Plans and Employee Benefits "Accounting for Income Taxes--The New Standard," PF, 8/92, p. 37 "Actuarial Standard on the Selection of Assumptions," Lall Bachan and

Silvio Ingui, RSA, 18, 1992, p. 1059 "Bankruptcy and Benefit Plans," Lawrence J. Sher and Mark S. Wintner,

RSA, 18, 1992, p. 497 "Current Research on Pension Accounting," Daniel Dufresne, ARCH,

1993.1, p. 321 "FAS 106--Accounting for OPEBS," Vincent Amoroso, Martha E. Marcon,

and Diana Jo Scott, RSA, 18, 1992, p. 1025 "FAS 112: The Latest Entry in Accounting for Benefit Plans," Richard

Imperato, PSN, 6/93, p. 1 "Full Funding Whiplash," Kathleen A. Fitzpatrick, David Eo Ready, and

Matthew T. Sloan, RSA, 18, 1992, p. 873 "Health-Care Costs in the Last Year of Life: Impact on Present Values from

Changes in Mortality," Adam J. Reese, ARCH, 1993.3, p. 293 "How the Right HMO Can Reduce FAS 106 Liability," Donald B. Bishop,

HSN, 4/93, p. 11; PSN, 6/93, p. 14 "How Well Do You Know Your FAS 87/88?" Everett D. Wong, PF, 8/92, p. 43

96 SUBJECT INDEX

Financial Accounting Standards for Pension Plans and Employee Benef'rts (cont.)

"Long-Term Economic Assumptions for Postretirement Medical Benefit Plan Valuations," J. Richard Hogue, PSN, 6/92, p. 6

"Pension Accounting Assumptions: Whose Assumptions Are They and How Are They Determined?" Richard A. Imperato, PSN, 6/92, p. 1

"Pension Expense Calculations for Cash Balance Plans," Ning Yuen Chen and Stephen C. Fernstrom, PF, 6/93, p. 61

"Pension Expense Calculations for Cash Balance Plans" [letter to editor], Kenneth A, Steiner, PSN, 9/93, p. 11

"Pension Plan Financial Statements: Commentary on CICA Handbook Section 4100," Michael Cohen and Elaine Howard, SN 460-35-92

"Pension Trends," Ann L. Combs, RSA, 18, 1992, p. 1839 "Postretirement Health Benefit Funding," James L. Hess, Franklin B.

Becker, and Christopher Snyder, RSA, 17, 1991, p. 1199 "Postretirement Medical (Advanced)," Jonathan M. Nemeth, Neela

Ranade, William A. Reimert, and Carter So Warfield, RSA, 17, 1991, p. 1467

"The Projected Unit Credit Cost Method," William A. Farquhar, PSN, 9/92, p. l l

"The Projected Unit Credit Cost Method" [letter to editor], Ailey Bailin, PSN, 3/92, p.25

"The Projected Unit Credit Cost Method" [letter to editor], Harold J. Brownlee, PSN, 6/92, p. 5

"The Projected Unit Credit Cost Method--United States and Canada," Ronnie Susan Thierman, John W. Atteridg, Richard Daskais, and Michael Sze, RSA, 17, 1991, p. 1317

"Public Hearings on Proposed Standard," Christine Nickerson, PSN, 9/92, p. 9

"Retiree Life and Health Plan Funding Vehicles," Dale H. Yamamoto, SN 523-24-93

"Some Aspects of FASB Statement 87," Daniel Dufresne, ARCH, 1993.2, p. 1

"'13ming of Expense Recognition for Retiree Medical Benefits," Eric Lofgren, ACT, 4/92, p. 4

Financial Management "1986-89 Credit Risk Event Loss Experience Study," Credit Risk Research

Project Coordinating Committee, 1993 "Actuaries Hold a Strong Hand in the Solvency Game," John J. Palmer,

ACT, 11/93, p. 6 "Analysis of Effectiveness of Annual Asset Adequacy Testing Exemption

Criteria," Bradley M. Smith and Susan L. Hunt, FR, 10/93, p. 10

SUBJECT INDEX 97

Financial Management (cont.) "Are ASB Standards Based on Reality?" Kenneth A. McFarquhar, FR,

12/92, p. 2 "Author Changes Wording" [letter to editor], Robert D. Shapiro, ACT,

9/92, p. 19 "AVR, IMR Update," James F. Reiskytl, ACT, 3/93, p. 1 "Bankruptcy and Benefit Plans," Lawrence J. Sher and Mark S. Wintner,

RSA, 18, 1992, p. 497 "Capital Projects Could Be New Area for Actuaries," James W. Ylvisaker,

ACT, 10/93, p. 3 "Case Studies," Marilyn Brown, FR, 9/92, p. 12 "Cash-Flow Testing...After the Dust Settles," Craig W. Reynolds, FR, 6/93,

p. 12 "Cash-Flow Testing Can Help with Company Solvency," Donna R. Claire,

ACT, 3/93, p. 3 "Cash-Flow Testing Only One Tool" [letter to editor], Chris G. Trost, ACT,

9/93, p. 13 "Cash-Flow Testing Survey," Abraham S. Gootzeit, W. Michael Pressley,

and Gregory J. Roemelt, ACT, 6/92, p. 4 "Cash-Flow Testing: The Answer to the Solvency Crisis," Mark A. Davis,

FR, 3/92, p. 1 "Cash-Flow Testing: The Answer to the Solvency Crisis" [letter to editor],

Maria N. Thomson, FR, 5/92, p. 20 "Cash-Flow Testing Will Increase Insolvencies" [letter to editor], Alan L.

Burns, ACT, 5/93, p. 15 "A CEO Talks about Solvency," Robin B. Leckie, ACT, 2/92, p. 5 "The Challenge of the Valuation Actuary," Michael E. Mateja, ACT, 2/92,

p. 6 "Change in Status of FASB Project on Market-Value Based Accounting,"

Barbara L. Snyder, FR, 9/92, p. 7 "The Demise of Mutual Benefit Life Insurance Company," Michael J.

Millette, SN 590-22-93 "The Demutualization of The Equitable," Gary Corbett, ACT, 1/93, p. 1 "A Demutualization Primer: Part 1. A Management Perspective," Bruce R.



Issues," Bruce R. Darling, FR, 10/93, p. 7 "Demutualizing," Stephen L. Smith, SN 580-26-93 "Dynamic Solvency Testing Update," Grant Hemphill, SMT, 12/93, p. 4

98 SUBJECT INDEX

Financial Management (cont.) "Effect of Solvency Concerns on Health Insurers," Daniel J. McCarthy,

RSA, 18, 1992, p. 591 "Evaluating Adequacy of Capital," Frank S. Irish, Cande Olsen, and David

P. Wells, RSA, 18, 1992, p. 1105 "Evaluating the Adequacy of Capital," Marilyn Brown, FR, 9/92, p. 1 "The Evolution of Solvency Standards for Life Insurance Companies in

Canada," Allan Brender, SN 340-44-93 "The Failure of Executive Life," Victor Modugno, SN 590-21-93 "Fair-Valuing of Insurance Liabilities--Actuarial Approach," Arnold A.

Dicke, FR, 6/93, p. 14 "Fair-Valuing of Insurance Liabilities--Actuarial Approaches" [letter to

editor], Owen A. Reed, FR, 10/93, p. 16 "Fair-Valuing of Insurance Liabilities~Actuarial Approaches" [reply/letter

to editor], Arnold A. Dicke, FR, 10/93, p. 16 "Financial Management of a Diverse Portfolio of Liabilities," Frank J.

Buck, Craig F. Likkel, Jan L. Pollnow, and Craig W. Reynolds, RSA, 17, 1991, p. 165

"Getting a Step Ahead--A Look at Dynamic Solvency Testing," Lawrence A. Seller, SMT, 12/93, p. 3

"Guaranty Fund System," Jack H. Blaine, RSA, 18, 1992, p. 1229 "How Canada Deals with Insolvent Life Insurers," Alan E. Morson, ACT,

2/92, p. 3 "How the Right HMO Can Reduce FAS 106 Liability," Donald B. Bishop,

HSN, 4/93, p. 11 "Introduction to Life/Health Insurance Company Credit Issues," Robert S.

Fillingham, SN 590-28-93 "Leaders Respond to Solvency Issues," Robin B. Leckie, ACT, 2/92, p. 1 "Macro Pricing: A Comprehensive Product Development Process,"

Shane A. Chalke, TSA, XLIII, 1991, p. 137 "Managing the Adequacy of Capital," Daniel J. McCarthy, Richard S.

Robertson, and Robert M. Smithen, RSA, 18, 1992, p. 1171 "Managing the Adequacy of Capital," Marilyn Brown, FR, 9/92, p. 8 "Marginal Analysis of Risk-Based Capital," Anthony J. Zeppetella, FR,

6/93, p. 19 "A Market-Value Balance Sheet: Why and How," Matthew C. Modisett,




Louis Ng, FR, 6/93, p. 25

SUBJECT INDEX 99

Financial Management {cont.) "'Mark-to-Market' Accounting Becomes a Reality," Michael A. Hughes,

FR, 6/93, p. 16 "A New Idea for Cash Management for the Smaller Insurance Company,"

John M. O'Sullivan, SMT, 12/93, p. 11 "A New Era for Life Insurance Consulting Actuaries," Robert D. Shapiro,

ACT, 6/92, p. 1 "Nonparallel Yield Curve Shifts and Convexity," Robert Reitano,

TSA, XLIV, 1992, p. 479; SN 480-24-93 "No "13me for Tradition" [letter to editor], Garth A. Bernard, ACT, 2/92, p. 18 "A Possible Source of Low-Cost Liquidity," Irwin T. Vanderhoof, ACT,

1/92, p. 3 "The Predicament of Market-Value Accounting," Richard S. Robertson,

ACT, 11/93, p. 1 "Pricing for Solvency" [letter to editor], James L. Lewis, ACT, 1/92, p. 17 "Putting Pythagoras to Work" [letter to editor], Grace Malloy, ACT, 9/93,

p. 13 "RBC Standards Part of New Regulation Package," Thomas K. Gross,

ACT, 3/93, p. 1 "Reader Comes to Defense of System" [letter to editor], John T. Gilchrist,

ACT, 5/92, p. 14 "Reinsurance from the Ceding Company's Viewpoint," John E. Bailey,

Melvin B. Dunn, and Michael W. Pado, RSA, 18, 1992, p. 1873 "Reinsurance May Be Part of Solvency Solution" [letter to editor],

Reginald Barnsley, ACT, 6/92, p. 16 "Repositioning for RBC?" Bradley M. Smith and Susan L. Hunt, FR, 10/93,

p. 1 "Repricing the In-Force Book of Business," Donna R. Claire, Selig Ehrlich,

and Albert E. Easton, RSA, 18, 1992, p. 1763 "Review of Bad-Debt Reserves for the Period Ending June 30, 1992," Bruce

E. OIIodart, ARCH, 1993.3, p. 501 "Risk-Based Capital for Life Insurers: Part I. Summary of Provisions,"

Stephen D. Reddy and Mark Mueller, RR, 8/93, p. 6 "Risk-Based Capital for Life Insurers: Part II. Assessing the Impact," Mark

Mueller and Stephen D. Reddy, RR, 11/93, p. 6 "The Role of the Actuary in Matters of Solvency," John H. Harding, FR,




D. Miller, FR, 10/93, p. 15

100 SUBJECT INDEX

Financial Management (cont.) "The Role of the Actuary in Matters of Solvency" [letter to editor], John


A. Reed, FR, 10/93, p. 13 "The Role of the Actuary in Matters of Solvency" [letter to editor],

William C. Weller, FR, 10/93, p. 15 "A Small Company Actuarial Perspective~A. M. Best and You," Kevin A.

Marti, SMT, 12/93, p. 9 "Small Talk from the High Chair," Robert H. Dreyer, SMT, 12/93, p. 2 "Solvency and Personal Responsibility" [editorial], Robin B. Leckie, ACT,

2/92, p. 2 "Solvency Standards for HIPC Concepts," Darrell D. Knapp, HSN, 8/93,

p. 1 "Study of Economic Loss Associated with Credit Risk," Gery J. Barry and

Warren R. Luckner, ACT, 3/92, p. 1 "Take Fresh Ideas from Chief Actuaries Open Forum Back to Job,"

Richard L. Mucci, ACT, 4/93, p. 11 "Target Surplus Formulas Take Center Stage As Financial Drama

Unfolds," Michael L. Zurcher, FR, 5/92, p. 6 "Task Force Reports of the Committee on Valuation and Related Areas,"

1991-92 Reports TSA, p. 385 "What Happens if the Solvency Measures Don't Work?" Gregory D.

Jacobs, ACT, 1/93, p. 5

Financial Reporting "AAA Financial Reporting Recommendations and Interpretations," SN

421-87-93 "Accounting and Reporting Update," Richard Lynch, FR, 9/92, p. 9 "Analysis of Effectiveness of Annual Asset Adequacy Testing Exemption


12/92, p. 2 "AVR, IMR Update," James F. Reiskytl, ACT, 3/93, p. 1 "Case Studies," Marilyn Brown, FR, 9/92, p. 12 "Cash-Flow Testing...After the Dust Settles," Craig W, Reynolds, FR, 6/93,

p. 12 "Cash-Flow Testing: The Answer to the Solvency Crisis," Mark A. Davis,


Maria N. Thomson, FR, 5/92, p. 20 "Change in Status of FASB Project on Market-Value-Based Accounting,"

Barbara L. Snyder, FR, 9/92, p. 7

SUBJECT INDEX 101

Financial Reporting (cont.) "Committee Developing Dynamic Solvency Handbook," Michael A.

Hughes, ACT, 9/93, p. 4 "Companies on the Edge," Fred A. Buck and Melville J. Young, RSA, 18,

1992, p. 2125 "COVARA to Study Valuation Principles," J. Peter Duran, ACT, 2/92, p. 1 "Current Financial Reporting Topics in the United States," Reed R Miller,

Donald F. Behan, and Richard W. Beuter, RSA, 17, 1991, p. 593 "Dynamic Solvency Task Force Report Available," Godfrey Perrott, ACT,

4/93, p. 9 "Evaluating the Adequacy of Capital," Marilyn Brown, FR, 9/92, p. 1 "The Evolution of Solvency Standards for Life Insurance Companies in

Canada," Allan Brender, SN 340-44-93 "Fair-Value Disclosure Requirements--A New Era," Peter J. Bondy, ACT,

3/93, p. 5 "Fair-Valuing of Insurance Liabilit ies--Actuarial Approach," Arnold A.

Dicke, FR, 6/93, p. 14 "Fair-Valuing of Insurance Liabilit ies--Actuarial Approaches" [letter to


to editor], Arnold A. Dicke, FR, 10/93, p. 16 "FAS 97--Discontinuities in DAC Caused by Partial Unlocking," Richard

D. Crago and Randi E. Woods, FR, 9/92, p. 1 "Financial Reporting in Canada: An Overview," Michael Lombardi, FR,

5/92, p. 1 "Financial Reporting Update," Gary Corbett, J. Peter Duran, and Stuart

F. Wason, RSA, 18, 1992, p. 1955 "GAAPIFAS 97/Practice Bulletin 8," Meredith A. Ratajczak, Calvert A.

Jared II, and Douglas Menkes, VA, 1991, p. 447 "'Generally Accepted' Accounting Principles," Michael V. Eckman, FR,

3/92, p. 20 "Independent Audit--An Accountant's Perspective," Glen M. Gammill,

Bruce D. Bengston, Rod P. Farrell, and David D. Real, RSA, 17, 1991, p. 151

"Independent Audits--An Accountant's Perspective," Frank J. Buck, Donald J. Caste, Kenneth M. Koreyva, and Ruben D. Nava, RSA, 17, 1991, p. 511

"The Insurance Company Examination Process--A Report Card," Glen M. Gammill, A. Thomas Finnell, Jr., Leon E. Hank, and Robert E. Huff, RSA, 17, 1991, p. 501

"LHATF Report on Life Insurance and Annuity Projects," Esther H. Milnes, FR, 6/93, p. 22

102 SUBJECT INDEX

Financial Reporting (cont.] "Liability of Appointed Actuaries in the U.S.," Walter S. Rugland, FR,

5/92, p. 1 "Managing the Adequacy of Capital," Marilyn Brown, FR, 9/92, p. 8 "Marginal Analysis of Risk-Based Capital," Anthony J. Zeppetella, FR,

6/93, p. 19 "Marginal Risk-Based Capital," Grant Hemphill, SMT, 6/93, p. 4 "A Market-Value Accounting Framework for Insurance Companies,"

Mark W. Griffin, FR, 3/92, p. 1 "A Market-Value Accounting Framework for insurance Companies" [let-

ter to editor], Douglas C. Doll, FR, 5/92, p. 20 "Market-Value Balance Sheet," Reed P. Miller, Keith A. Drzal, Robert W.

Stein, and Wayne S. Upton, Jr., RSA, 17, 1991, p. 2343 "A Market-Value Balance Sheet: Why and How," Matthew C. Modisett,

ARCH, 1993.1, p. 343; FR, 3/93, p. 1 "A Market-Value Balance Sheet: Why and How" [letter to editor], Andrew




FR, 6/93, p. 16 "Measurement of Financial Performance," Patricia L. Guinn, John C. R.

Hele, and Douglas C. Kolsrud, VA, 1991, p. 479 "Meeting the Needs for Financial Information," Bruce R. Darling and

Michael E. Mateja, RSA, 18, 1992, p. 1897 "A New Idea for Cash Management for the Smaller Insurance Company,"

John M. O'Sullivan, SMT, 12/93, p. 11 "Pension Plan Financial Statements: Commentary on CICA Handbook

Section 4100," Michael Cohen and Elaine Howard, SN 460-35-92 "Practice Notes," Donna R. Claire, FR, 12/92, p. 8 "The Predicament of Market-Value Accounting," Richard S. Robertson,

ACT, 11/93, p. 1 "Proposed New Requirements for 1993--Accounting for Reinsurance

Transactions," Laurie L. Harris, RSN, 7/92, p. 1 "Reality-Based Standards," Bradley M. Smith, FR, 12/92, p. 1 "Reality-Based Standards" [letter to editor], Arnold A. Dicke, FR, 6/93,


3/93, p. 2

SUBJECT INDEX 103

Financial Reporting (cont.) "Reality-Based Standards" [reply/letter to editor], Bradley M. Smith, FR,

3/93, p. 2; FR, 6/93, p. 24 "RBC Standards Part of New Regulation Package," Thomas K. Gross,

ACT, 3/93, p. 1 "Regulatory Update: Reinsurance Tax and Financial News," Kenneth J.

Clark, RSN, 4/92, p. 5; RSN, 7/92, p. 10 "Reinsurance from the Ceding Company's Viewpoint," John E. Bailey,

Melvin B. Dunn, and Michael W. Pado, RSA, 18, 1992, p. 1873 "Report from the AAA Committee on Life Insurance Financial Reporting,"

Arnold A. Dicke, FR, 6/93, p. 7 "Report on the Life and Health Actuarial Task Force (NAIC) June Meet-

ing," Esther H. Milnes, FR, 10/93, p. 17 "Repositioning for RBC?" Bradley M. Smith and Susan L. Hunt, FR, 10/93,

p. 1 "A Risk-Analysis Approach to Reserves and Reserve Credit," Michael F,

Manning, RSN, 7/92, p. 1 "Risk Transfer Regulation for the 1990s," Diane Wallace, RSN, 4/92, p. 1 "The Role of the Actuary in Matters of Solvency," John H. Harding, FR,


FR, 6/93, p. 1 "The Role of the Actuary in Matters of Solvency" [letter to editor], G. Thomas

Mitchell, FR, 10/93, p. 14 "The Role of the Actuary in Matters of Solvency" [letter to editor], Jeffrey




C. Weller, FR, 10/93, p. 15 "Sears-Allstate Decision May Affect Reinsurance," C. Clinton Stretch and

Thomas M. Brown, RSN, 12/92, p. 7 "Solvency Risk," Henry Essert, ARCH, 1993.3, p. 379 "Study Notes," Kenneth A. McFarquhar, FR, 9/92, p. 15 "Target Surplus Formulas Take Center Stage As Financial Drama Unfolds,"

Michael L. Zurcher, FR, 5/92, p. 6 "Time to Face Problems" [letter to editor], Gordon Leavitt, ACT, 1/92, p. 17 "~ming of Expense Recognition for Retiree Medical Benefits," Eric

Lofgren, ACT, 4/92, p. 4

104 SUBJECT INDEX

Financial Reporting (cont.} "U.S. GAAP Financial Reporting," Committee on Continuing Education,

PASG, 8/1/92, J-1-92 "U.S. Statutory Financial Reporting and the Valuation Actuary," PASG,

8/1/92, I-1-92 "Update of NAIC Model Opinion and Memorandum Legislation," Robert

J. Callahan, FR, 10/93, p. 5 "Unlocking FAS 97"s Management Potential," Bruce R. Darling, FR, 3/92,

p. 15 "Valuing Future New Business in Value-Added Financial Reporting,"

Douglas J. Knowling, ARCH, 1992.2, p. 65

Forecasting "An Actuarial Layman's Guide to Building Stochastic Interest Rate

Generators," James A. Tilley, SN 380-24-92 "Analyzing Nonlinear and Non-Gaussian Actuarial "13me Series," Bradley

P. Carlin, ARCH, 1992.1, p. 27 "Bounds on Expected Values of Insurance Payments and Option Prices,"

Samuel H. Cox, TSA, XLIII, 1991, p. 231 "Business and Investment Outlook," Beryl W. Sprinkel, RSA, 18, 1992,

p. 805 "Business Not as Usual," William C. Hsiao, Peter J. Nicholson, and

Robert W. Patin, RSA, 18, 1992, p. 1349 "Cash-Flow Testing...After the Dust Settles," Craig W. Reynolds, FR, 6/93,

p. 12 "Cash-Flow Testing for Product Actuaries," David N. Becker, Donna R.

Claire, and Martin P. Klein, RSA, 18, 1992, p. 1919 "Cash-Flow Testing: The Answer to the Solvency Crisis," Mark A. Davis,


Maria N. Thomson, FR, 5/92, p. 20 "Effect of RBRVS in Medicare on Private Health Insurance," Joel E. Miller,

Woodrow H. McDonald, and Connie Rennaker, RSA, 18, 1992, po 255 "Employee Benefits from an Employer's Perspective," Romayne P. Berry,

William R. Breen, Jr., and Alan V. Christenson, RSA, 18, 1992, p. 1975 "Entropy-Reducing Properties of Predictive Financial Models," N. J.

Macleod and J. D. Thomison, ARCH, 1993.3, p. 205 o "Estimating Accident Year Incurred Losses from Calendar Year Paid

Losses," Richard V. Atkinson, ARCH, 1993.3, p. 317 "Globalization in the Insurance Industry," Richard R. Collins, RSA, 18,

1992, p. 1481 "Group Health Cycle," Timothy J. Alford, Charles S. Fuhrer, Barbara

Niehus, and David Sanders, RSA, 18, 1992, p. 21

SUBJECT INDEX 105

Forecasting (cont.) "Group Medical Pricing Trend Projection Methodology," Wesley S.

Carver and David A. Shea, Jr., ARCH, 1993.3, p. 363 "Managing the Organizational Changes into the Twenty-First Century,"


"Medical Technology--Where Is It Going?" David Chernof, Paul G. Shekelle, and Robert A. Wacloff, RSA, 18, 1992, p. 233

"A Method to Determine Confidence Intervals for Trend," William A. Bailey, ARCH, 1992.1, p. 61

"Pension Coverage in Canada: A Looming Crisis," Peter C. Hirst, ARCH, 1993.3, p. 189

"Plan Design: 1990s and into the 21st Century," Janice P. Bricker, Paule Desaulniers, Edwin C. Hustead, and Harlan M. Weller, RSA, 18, 1992, p. 1381

"Postretirement Medical," Michael C. Cotter and Adam E. Meyers, RSA, 18, 1992, p. 699

"Revolution in Technology," Thomas M. Marra, RSA, 18, 1992, p. 1421 "Statistical Tests o f the Lognormal Distribution as a Basis for Interest

Rate Changes," David N. Becker, TSA, XLIII, 1991, p. 7 "Three Methods for Modeling Life Insurance," Douglas N. Hawley, DD,

7/93, p. 8 "Valuing Future New Business in Value-Added Financial Reporting,"


Funding of Pension Plans "Actuarial Methods and Assumptions for Retiree Life and Health Plans,"

Dale H. Yamamoto, SN 523-26-93 "Actuarial Standard on the Selection of Assumptions," Lall Bachan and

Silvio Ingui, RSA, 18, 1992, p. 1059 "Addendum to Study Note 359-19-92 (or 360-19-92--Pension Funding

Exercises)," Maria M. Sarli, SN 359-18-93, SN 360-18-93 "An Alternative Approach to a Standard on Discounting" [letter to edi-

tor], Eric P. Lofgren, PSN, 3/93, p. 12 "ASB Member Explains Proposed Standard," Edward E. Burrows, PSN,

3/93, p. 8 "Bankruptcy and Benefit Plans," Lawrence J. Sher and Mark S. Wintner,

RSA, 18, 1992, p. 497 "Cash-Balance Plans and Age-Weighted Profit-Sharing Plans (Basic),"

David M. Benovitz, Richard Joss, and Maria A. Sarli, RSA~ 18, 1992, p. 615


106 SUBJECT INDEX

Funding of Pension Plans (cont.) "A Chance Constrained Programming Approach to Pension Plan

Management," Patrick L. Brockett, Abraham Charnes, and Li Sun, ARCH, 1993.3, p. 323


"Cost-of-Living Allowances (COLAs)," Steven Bland, PSN, 12/93, p. 1 "Current Trends in Pension Demographics," Lindsay J. Malkiewich, RSA,

18, 1992, p. 1531 "A Death Knell for the Small-Plan Audit Program," Harvey M. Katz, PSN,

12/92, po 1 "Distinction between Pricing and Funding," Eric J° Klieber, PSN, 3/93,

p. 1

"Effect of Reconciliation Account on Minimum Funding," Andrew T. Smith, PSN, 9/93, p. 1

"Effect of Reconciliation Account on Minimum Funding" [letter to editor], Harold I. Barr, PSN, 12/93, p. 15

"Employee Benefits from an Employer's Perspective," Romayne P. Berry, William R. Breen, Jr., and Alan V. Christenson, RSA, 18, 1992, p. 1975

"Fiduciary Liability Issues for Selection of Investments," David Ro Godofsky, SN 363-34-94

"Full Funding Whiplash," Kathleen A. Fitzpatrick, David E. Ready, and Matthew T. Sloan, RSA, 18, t992, p. 873

"Funded Severance PlansmThe New Defined-Benefit Plans," Harvey M. Katz, PF, 6/93, p. 13

"Funding Methods and Assumptions," Harold J. Brownlee, PSN, 6/93, p. 16

"Impact of Pension Plan Design on Investment Strategy," Howard A. Freiman and Carl A. Hess, RSA, 18, 1992, p. 917

"An Introduction to Duration for Pension Actuaries," Richard Daskais and David LeSueur, SN 461-29-94, SN 462-29-94

"Investment Section Council Comments," Richard Q. Wendt, PSN, 3/93, p. 6

"Investment Strategy and Pension Surplus Management," Arnold Mark De Monte and Michael Walter Peskin, RSA, 18, 1992, p. 1799

"IRC Section 401(I) 'Permitted Disparity (Integration of Pension Plans)'," Richard G. Schreitmueller, SN 362-31-92

"IRC Section 404," Michael A. Mikolaiczyk, SN 365-47-93 "Is There Life after Executive Life?" Patricia L. Scahill and Richard G.

Schreitmueller, RSA, 17, 1991, p. 1307 "Is There Life after Executive Life? Retirement Plan Participants and the

Guarantees of Insurance Companies," Angela J. Arnett, Melissa Kahn, and James A. Kenney, RSA, 18, 1992, p. 727

SUBJECT INDEX 107

Funding of Pension Plans (cont.) "Litigation Risks of the Pension Actuary," Stephen T. Jacobs, RSA, 18,

1992, p. 887 "Master Trusts," Paul Christiani, SN 361-44-93 "Maximum Benefit (Sec. 415(b)) and Maximum Compensation (Sec. 401

(a)(17)) Limits: Funding Requirements and Cost-of-Living Adjustments," William A. Farquhar, PSN, 6/93, p. 12

"Mergers and Acquisitions," Douglas Tormey, RSA, 18, 1992, p. 1779 "Not Gone but Forgotten," Abbey L. Keppler, Donald J. Segal, and Susan

M. Smith, RSA, 18, 1992, p. 381 "PBGC Issues," David C. Lindeman, RSA, 18, 1992, p. 215 "Pension Actuarial Valuation Report," Jerry D. Allen, SN 461-46-93 "Pension Expense Calculations for Cash Balance Plans" [letter to editor],

Kenneth A. Steiner, PSN, 9/93, p. 11 "Pension Funding Exercises," Maria M. Sarli, SN 360-91-92, SN 460-19-92

(background only) "Pension Programs/Schemes in the International Context," Gregory T.

Glashan, Edwin C. Hustead, and Charles Barry H. Watson, RSA, 18, 1992, p. 1943

"Pension Projections," David A. Lorisz, SN 460-28-93, SN 461-28-93 "Pension Trends," Ann L. Combs, RSA, 18, 1992, p. 1839 "Postretirement Health Benefit Funding," Adam J. Reese, RSA, 18, 1992,

p. 361 "A Practical Approach to Gains Analysis Revisited," Andrew T. Smith,

PSN, 9/93, p. 8 "The Projected Unit Credit Cost Method," William A. Farquhar, PSN, 9/92,

p. l l "The Projected Unit Credit Cost Method" [letter to editor], Alley Bailin,




"Public Employer Early-Retirement Incentive Programs," Ronald J. W. Smith, PSN, 12/92, p. 10

"Public Hearings on Proposed Standard," Christine Nickerson, PSN, 9/92, p. 9

"Public Pension Plans," William V. Hogan and Rick A. Roeder, RSA, 18, 1992, p. 95

"Reasonable Actuarial Assumptions for Funding Pension Plans" [letter to editor], Eric J. Klieber, PSN, 3/92, p. 26

108 SUBJECT INDEX

Funding of Pension Plans (cont.) "Recent Rulings and Regulations Update--Late-Breaking Developments,"

Adrien R. LaBombarde and David C. Lindeman, RSA, 18, 1992, p. 327 "Recent Rulings and Regulations Update~Late-Breaking Developments,"

Martha Priddy Patterson and Joan M. Weiss, RSA, 18, 1992, p. 991 "Repairing the Pension Safety Net," James B. Lockhart, RSA, 18, 1992,

p. 907 "Review of Social Security Financing and Related Matters," Felicity

Messner, Cecil J. Nesbitt, and Aaron Robertson, ARCH, 1993.1, p. 249 "Risks to GICs from Plan Participants' Withdrawal or Transfer of Funds,"

Victor A. Gallo, Larry M. Gorski, and Ruthann Hall, RSA, 18, 1992, p. 1009

"Setting Standards for the Selection and Monitoring of Insurance Companies for Retirement Plans," Brian C. Ternoey, SN 363-33-93

"Thoughts from a Consulting [Pension) Actuary" [editorial], Mary Hardiman Adams, ACT, 11/92, p. 2

"Washington's Deputy State Actuary Comments," Steven Bland, ACT, 4/92, p. 15

"What's New in Plan Design?" John A. Reschke and Douglas L. Thompson, RSA, 18, 1992, p. 749

Futurism "The Actuary in Cyberspace," Irwin T. Vanderhoof and Faye S. Albert, DD,

7/93, p. 1 "The Art of Actuarial Science" [presidential address], Daphne D. Bartlett,

TSA, XLIII, 1991, p. 1 "Capital Projects Could Be New Area for Actuaries," James W. Ylvisaker,

ACT, 10/93, p. 3 "Chaos Theory and Fractals," Thomas J. Mitchell, AF, 4/93, p. 8 "Demonstration of n-Vision," Irwin T. Vanderhoof, ACT, 1/92, p. 5 "Does the Futurism Section Have a Future? No!" Godfrey Perrott, AF,

4/93, p. 3 "Does the Futurism Section Have a Future? Yes!" Thomas J. Mitchell, AF,

4/93, p. 3 "Does the Futurism Section Have a Future?" [letter to editor], Dennis R.

Barry, AF, 4/93, p. 2 "Health Care and the Futurism Section," Godfrey Perrott, AF, 4/93, p. 5 "How New Actuary of the Future Section Relates to Futurism Section,"

Robert D. Shapiro, ACTF, 7/93, p. 1 "How New AOF Section Relates to Futurism Section," Robert D. Shapiro,

ACT, 3/93, p. 9 "Insurance: From the Victorian Age into the Future," James C. Hickman,

ACT, 9/92, p. 1

SUBJECT INDEX 109

Futurism (cont.) "John Naisbett on the New World Order," Thomas J. Mitchell, AF, 4/93,

p. 7 "New Method is 'Fuzzy'," Krzysztof Ostaszewski, ACT, 5/92, p. 1 "A New Way to Look at the World," Faye Albert, ACT, 1/92, p. 4 "Riding the Life Product Rollercoaster," Charles E. Ritzke, ACT, 11/93, p. 3 "Sand, Glass and Air--The Electronics Revolution," Thomas J. Mitchell,

AF, 4/93, p, 4 "Sound Bytes," James F. Toole, DD, 12/92, p. 4 "World Population of Concern" [letter to editor], Donald S. Grubbs, Jr.,

ACT, 10/93, p. 15

Generally Accepted Accounting Principles (GAAP) "Accounting and Reporting Update," Richard Lynch, FR, 12/92, p. 5 "Are ASB Standards Based on Reality?" Kenneth A. McFarquhar, FR,

12/92, p. 2 "Change in Status of FASB Project on Market-Value-Based Accounting,"

Barbara L. Snyder, FR, 9/92, p. 7 "Current Financial Reporting Topics in the United States," Reed P. Miller,

Donald F. Behan, and Richard W. Beuter, RSA, 17, 1991, p. 593 "Fair-Valuing of Insurance Liabilities--Actuarial Approach," Arnold A.



to editor], Arnold A. Dicke, FR, 10/93, p. 16 "FAS 97--Discontinuities in DAC Caused by Partial Unlocking," Richard

D. Crago and Randi E. Woods, FR, 9/92, p. 1 "Financial Reporting in Canada: An Overview," Michael Lombardi, FR,

5/92, p. 1 "Financial Reporting Update," Gary Corbett, J. Peter Duran, and Stuart

F. Wason, RSA, 18, 1992, p. 1955 "GAAP/FAS 97~Practice Bulletin 8," Meredith A. Ratajczak, Calvert A.

Jared II, and Douglas Menkes, VA, 1991, p. 447 "'Generally Accepted' Accounting Principles," Michael V. Eckman, FR,

3/92, p. 20 "Independent Audit--An Accountant's Perspective," Glen M. Gammill,

Bruce D. Bengston, Rod P. Farrell, and David D. Real, RSA, 17, 1991, p. 151

"Independent Audits--An Accountant's Perspective," Frank J. Buck, Donald J. Caste, Kenneth M. Koreyva, and Ruben D. Nava, RSA, 17, 1991, p. 511

110 SUBJECT INDEX

Generally Accepted Accounting Principles (GAAP) (cont.) "Management of Expense in a Life Insurance Company," Patricia L.

Guinn, William H. Cash, J. Peter Duran, and Frederick W. Jackson, RSA, 17, 1991, p. 69

"Managing Statutory Performance," Patricia L. Guinn, Terence Lennon, David E. Neve, and Robert Ozenbaugh, RSA, 18, 1992, p. 1603

"A Market-Value Balance Sheet: Why and How," Matthew C. Modisett, ARCH, 1993.1, p. 343; FR, 3/93, p. 1

"A Market-Value Balance Sheet: Why and How" [letter to editor], Andrew P. Solomon, FR, 10/93, p. 16

"A Market-Value Balance Sheet: Why and How" [letter to editor], C. Lee Fischbeck, FR, 6/93, p. 25

"A Market-Value Balance Sheet: Why and How" [letter to editor], F. K. Louis Ng, FR, 6/93, p. 25

"'Mark-to-Market' Accounting Becomes a Reality," Michael A. Hughes, FR, 6/93, p. 16

"Measurement of Financial Performance," Patricia L. Guinn, John C. R. Hele, and Douglas C. Kolsrud, VA, 1991, p. 479

"Meeting the Needs for Financial Information," Bruce R. Darling and Michael E. Mateja, RSA, 18, 1992, p. 1897

"Outlook for the '90s--Increased Responsibilities and Increased Liabilities," Stephen G. Hildenbrand and Kenneth Koreyva, RSA, 17, 1991, p. 1

"Policy Reserves on Adjustable Premium Policies," Kriss CIoninger III, VA, 1991, p. 307

"Proposed New Requirements for 1993--Accounting for Reinsurance Transactions," Laurie L. Harris, RSN, 7/92, p. 1

"Reality-Based Standards," Bradley M. Smith, FR, 12/92, p. 1 "Reality-Based Standards" [letter to editor], Arnold A. Dicke, FR, 6/93,



3/93, p. 2, FR; 6/93, p. 24 "Recoverability/Loss Recognition," Steven H. Mahan, Stephen A. J.

Sedlak, and Charles M. Underwood II, VA, 1992, p. 105 "A Risk-Analysis Approach to Reserves and Reserve Credit," Michael F.

Manning, RSN, 7/92, p. 1 "The Taylor Series Approximation for FAS 91 Adjustments," Steven P.

Miller, ARCH, 1993.3, p. 179 "Understanding Generally Accepted Accounting Principles (GAAP) and

Statutory Profitability," Craig R. Raymond, Randall L. Boushek, John W. Brumbach, and Paul S. Graham III, VA, 1992, p. 289

SUBJECT INDEX 111

Generally Accepted Accounting Principles (GAAP) (cont.) "U.S. GAAP Financial Reporting," Committee on Continuing Education,

PASG, 8/1/92, J-1-92 "Unlocking FAS 97"s Managemerlt Potential," Bruce R. Darling, FR, 3/92,

p. 15 "Work of the SFAS No. 106 Implementation Task Force," Jean Wodarczyk

and Ethan Kra, ACT, 6/93, p. 5

Health Maintenance Organizations "Actuary's Role under a National Health insurance Plan," Frederick B.

Abbey, Roland E. King, and Keith S. Weaver, RSA, 18, 1992, p. 2089 "The Application of Fuzzy Sets to Group Health Underwriting," Virginia

R. Hosler, ARCH, 1992.2, p. 1 "Choice and Competition: A Prescription for Affordable Health Care

Reform," David A. Jones, HSN, 8/92, p. 1 "Commentary on Small-Group Health Insurance Reform," Joseph W.

Moran, HSN, 4/93, p. 1 "Effect on Resource-Based RVS in Medicare on Private Health Insurance,"

Allen J. Sorbo, Jay R Boekhoff, and Harvey Sobel, RSA, 17, 1991, p. 847 "Flexible Benefits," Gary Scott Brantz, Steve A. Eschbach, and Wayne E.

Page, RSA, 18, 1992, p. 539 "Health Caremlts Past and its Future," Dan Rostenkowski, Robert H.

Dobson, Paul J. Feldstein, and Richard W. Hill, RSA, 18, 1992, p. 1 "Health-Care Reform: Industry Catastrophe or Business as Usual?"

James N. Roberts, HSN, 8/93, p. 6 "Health Valuation Actuary Toolbox," Edgar J. Goral, J. Lynn Peabody,

Julia T. Philips, and Jerome Winkelstein, RSA, 18, 1992, p. 165 "How the Right HMO Can Reduce FAS 106 Liability," Donald B. Bishop,

HSN, 4/93, p. 11; PSN, 6/93, p. 14 "How to Make Health Care More Affordeble," Andrea King, Charles F.

Latimer, and Greg Scandlen, RSA, 18, 1992, p. 210/ "The Malpractice Crisis," Sarah L. M. Christiansen, HSN, 4/92, p. 5 "Managed Competition," Dana E. McMurtry, HSN, 4/93, p. 1 "More Thoughts on Small-Group Health Insurance Reform," Joseph W.

Moran, HSN, 8/93, p. 13 "National Health-Care Reform: An Outline of the President's Proposal,"

Gary Hendricks, HSN, 8/93, p. 1 "Small-Group Health Reform," Richard C. Tash, HSN, 4/93, p. 15 "Small-Group Reform--Setting the Stage for Critical Decisions," Nancy

F. Nelson and Janet M. Carstens, HSN, 8/92, p. 1 "Solvency Standards for NIPC Concepts," Darrell D. Knapp, HSN, 8/93,

p. 1

112 SUBJECT INDEX

Health Maintenance Organizations (cont,) "Workers' Compensation," David Appel and Philip S. Borba, HSN, 8/93,

p. l l

Indeterminate Premium Products "Open Forum for Small-Company Issues: ASB Hearing," Robert H.

Dreyer, SMT, 6/93, p. 2

Inflation "Actuarial Issues in Prepaid Tuition Contracts," Robert B. Crompton,

ARCH, 1993.3, p. 83 "DOL CPI-R Greater than CPI?" Barthus J. Prien, PSN, 3/92, p. 27 "Group Claim Incurral and Reserve Analysis," Barry T. Allen, ARCH,

1993.3, p. 183 "Group Medical Pricing Trend Projection Methodology," Wesley S.

Carver and David A. Shea, Jr., ARCH, 1993.3, p. 363 "A Method to Determine Confidence Intervals for Trend," William A.

Bailey, ARCH, 1992.1, p. 61 "Which CPI Should Be Used to Adjust Benefits?" Robert J. Myers, PSN,

6/92, p. 9

Insurance History and Perspectives "Actuarial Pioneer and Reformer Subject of New Book" [review of

Abolitionist, Actuary, Atheist: Elizur Wright and the Reform Impulse, Lawrence B. Goodheart], Kenneth W. Faig, Jr., ACT, 2/92, p. 15

"An Actuarial Ulysses" [review of Within the System: My Half-Century in Social Security, Robert J. Myers with Richard L. Vernaci], Ernest J. Moorhead, ACT, 3/93, p. 6

"AIDS in the United States," Thomas W. Reese, ACT, 11/93, p. 7 "Author Changes Wording" [letter to editor], Robert D. Shapiro, ACT,

9/92, p. 19 Book Review of Abolitionist, Actuary, Atheist: Elizur Wright and the

Reform Impulse (Lawrence B. Goodheart), Kenneth W. Faig, Jr., TSA, XLIII, 1991, p. 486

Book Review of Broken Promises: The Inside Study of the Failure of Executive Life (Vic Modugno), Anthony B. Richter, TSA, XLIV, 1992, p. 649

Book Review of The Guardian Life Insurance Company (Anita Rapone), Anthony Richter, TSA, XLIII, 1991, p. 490

Book Review of Within the System: My Half-Century in Social Security (Robert J. Myers with Richard L. Vernaci), Ernest J. Moorhead, TSA, XLIV, 1992, p. 653

SUBJECT INDEX 113

Insurance History and Perspectives (cont.) "Canada's Emerging Health Care System," Shannon Patershuk, ACT,

6/93, p. 1 "Coping with the Flood of '93," Warren R. Adams, ACT, 9/93, p. 1 "Current Progress and Development of Actuarial Study in China," Kailin

Tuan, ISN, 12/93, p. 13 "The Demutualization of The Equitable," Gary Corbett, ACT, 1/93, p. 1 "Globalization," Richard R. Collins, ISN, 2/93, p. 12 "Globalization in the Insurance Industry," Richard R. Collins, RSA, 18,

1992, p. 1481 "Health Care--Its Past and Its Future," Dan Rostenkowski, Robert H.

Dobson, Paul J. Feldstein, and Richard W. Hill, RSA, 18, 1992, p. 1 "History of Company's Collapse" [review of Broken Promises: The Inside

Story of the Failure of Executive Life, Vic Modugno], Anthony B. Richter, ACT, 11/92, p. 6

"Insurance: From the Victorian Age into the Future," James C. Hickman, ACT, 9/92, p. 1

"It's What We Do with What We Got That Counts" [editorial], Barbara J. Lautzenheiser, ACT, 9/92, p. 2

"Let the Leaders Lead Again" [editorial], Irwin T. Vanderhoof, ACT, 1/92, p. 2

"The Life Insurance Industry in South Korea," Barry S. Halpern, ISN, 2/93, p. 1

"A Look at Past Elections" [letter to editor], Harold J. Brownlee, ACT, 6/92, p. 17

"Meeting Life Insurance Needs: 1970-1990," Christian J. DesRochers, ACT, 9/92, p. 4

"Michener Provides Actuarial Insight," James C. Hickman, EH, 7/93, p. 3 "A New Era for Life Insurance Consulting Actuaries," Robert D. Shapiro,

ACT, 6/92, p. 1 "The Patriarch: Part I," Randall A. Kaye, DD, 7/93, p. 6 "The Patriarch: Part I1," Randall A. Kaye, DD, 10/93, p. 1 "People to People Eastern European Tour," William J. Bugg, Jr., ISN,

12/93, p. 1

"Polish Actuaries Date Back to 1920" [letter to editor], George W. Poznanski, ACT, 4/92, p. 15

"Reflections on Living and Working in Thailand," Robert L. Martin, ISN, 2/93, p. 7

"Youngest Successful Exam Candidates" [letter to editor], Michel Tardif, ACT, 6/92, p. 16

114 SUBJECT INDEX

Interest "An Actuarial Layman's Guide to Building Stochastic Interest Rate

Generators," James A. "1311ey, SN 380-24-92; TSA, XLIV, 1992, p. 509 "Axioms for the Internal Rate of Return of an Investment Project," S.

David Promislow and David Spring, ARCH, 1992.1, p. 327 "A Contitluous Arbitrage-Free Interest-Rate Model, Part 3," Steven P.

Miller, RR, 7/92, p. 1 "Differential Equation Model for Yield Curves," Steve Craighead, ARCH,

1992.1, p. 137 "Distributions of Discounted Values," Daniel Dufresne, ARCH, 1992.1,

p. l l "Duration of Liabilities Involving Select/Ultimate Interest Rates," Michael

Sze, PF, 6/93, p. 19 "The Frequency of Inversions of the Yield Curve and Historical Data on the

Volatility and Level of Interest Rates," David N. Becker, FR, 5/92, p. 14 "General Financial Transactions and Applications to the Theory of

Techroew Robichek and Montalbano," S. David Promislow and David Spring, ARCH, 1993.1, p. 283

"Geometric Realizations of Functions in the Theory of Interest," Hung- Ping Tsao, RR, 4/93, p. 6

"Immunizing Stochastic Cash Flows," Elias S. W. Shiu, ARCH, 1992.1, p. 313

"Interest Rate Scenario Generation and Mean Reversion," Michael H. Trenk, FR, 3/92, p. 13

"An Introduction to Duration for Pension Actuaries," Richard Daskais and David LeSueur, SN 461-29-94, SN 462-29-94

"Keeping Our Public Informed," Daniel M. Arnold, PSN, 12/93, p. 2 "Long-Term Economic Assumptions for Postretirement Medical Benefit

Plan Valuations," J. Richard Hogue, PSN, 6/92, p. 6 "Multivariate Duration Analysis," Robert R. Reitano, TSA, XLIII, 1991,

p. 335 "Multivariate Immunization Theory," Robert R. Reitano, TSA, XLIII, 1991,

p. 393 "A New Approach to Duration," Merlin Jetton, ARCH, 1993.3, p. 481 "Nonparallel Yield Curve Shifts and Convexity," Robert R. Reitano, TSA,

XLIV, 1992, p. 479; SN 480-24-93 "On Uniqueness of Interest Rates in a Borrowing/Lending Model,"

Donald P. Minassian, ARCH, 1993.3, p. 57 Options and the Management of Financial Risk, Phelim P. Boyle, book,

1992 "Pension Accounting Assumptions: Whose Assumptions Are They and

How Are They Determined?" Richard A. Imperato, PSN, 6/92, p. 1

SUBJECT INDEX 115

Interest (cont.) "A Practical Guide to Interest Rate Generators for C-3 Risk Analysis,"

Sarah L. Christiansen, TSA, XLIV, 1992, p. 101 "Selecting an Interest Rate Assumption," Mitchell Charles Wiener, Robert

Stephen Byrne, Jr., and Richard Daskais, RSA, 17, 1991, p. 885 "Solvency Risk," Henry Essert, ARCH, 1993.3, p. 379 "Statistical Tests of the Lognormal Distribution as a Basis for Interest

Rate Changes," David N. Becker, TSA, XLIII, 1991, p. 7 "The Valuation of Interest-Sensitive Cash Flows Using the Symbolic

Method," Matthew C. Modisett, ARCH, 1992.1, p. 115 "Valuing Future New Business in Value-Added Financial Reporting,"


Interest-Sensitive Products "CMO Boot Camp: In the Tranches," Randall L. Boushek and David A.

Hall, VA, 1991, p. 107 "Deferred Annuities," Pamela M. Crane, SN 441-92-92 "Destroying Confidence in Results of Multiscenario Testing," Gordon E.

Klein, VA, 1991, p. 55 "Developing Confidence in Results of Multiscenario Testing," Jacqueline

M. Keating, VA, 1991, p. 85 "Dynamic Threshold," William H. Drinkwater and Jerrold M. Norman,

PDS, 7/92, p. 9 "FAS 97--Discontinuities in DAC Caused by Partial Unlocking," Richard

D. Crago and Randi E. Woods, FR, 9/92, p. 1 "Highlights of SPDA Study," Lucian J. Lombardi, ACT, 3/92, p. 7 "A Market-Value Accounting Framework for Insurance Companies,"

Mark W. Griffin, FR, 3/92, p. 1 "Misadventures in Duration," David F. Babbel, RR, 8/93, p. 1 "Misadventures in Duration" [letter to editor], David F. Babbel, RR, 11/93,

p. 14 "Open Forum for Small-Company Issues: ASB Hearing," Robert H. Dreyer,

SMT, 6/93, p. 2 "Option-Adjusted Duration of Insurance Liabilities: Sample Calcula-

tions," Douglas C. Doll, PDS, 6/93, p. 3 "Practical Aspects of Multiscenario Testing," Donna R. Claire, VA, 1991,

p. 67 "Repricing the In-Force Book of Business," Donna R. Claire, Selig Ehrlich,

and Albert E. Easton, RSA, 18, 1992, p. 1763

116 SUBJECT INDEX

Interest-Sensitive Products (cont.) "Single-Premium Deferred-Annuity Persistency Study," Samuel H. Cox,

Paul D. Laporte, Steven R. Linney, and Lucian J. Lombardi, 1991-92 Reports TSA, p. 281

"SPDA--Interest-Sensitive Cash-Flow Analysis," Samuel H. Cox, Peter B. Deakins, and Paul D. Laporte, RSA, 18, 1992, p. 2145

"Term Universal Life--Best of Both Worlds," Barry Jacobson, PDS, 12/92, p. 1

"Unlocking FAS 97's Management Potential," Bruce R. Darling, FR, 3/92, p. 15

"The Valuation of Interest-Sensitive Cash Flows Using the Symbolic Method," Matthew C. Modisett, ARCH, 1992.1, p. 115

International Insurance "The Actuarial Profession in Mexico," Pablo Noriega and Luis M.

Rodriguez, ISN, 10/92, p. 1 "Alps Make Pleasant Backdrop for Summer School," Antonia Tsangaris,

ACT, 3/93, p. 13 "Annual Meeting of the Caribbean Actuarial Association," Michelle

Chong Tai and Yvan Legris, ISN, 12/93, p. 15 "Actuarial Science at Laval University," Jacques Faille, EH, 12/93, p. 8 "Actuarial Science at the University of Montreal," Louis Doray, EH, 3/93,

p. 6 "Actuarial Science Program at Nankai University, "rianjin, Peoples Republic

of China," Warren R. Luckner, EH, 3/93, p. 4; ISN, 2/93, p. 5 "Canada's Emerging Health Care System," Shannon Patershuk, ACT, 6]93,

p. 1 "The Changing World," Rupert Pennant-Rea, RSA, 17, 1991, p. 1657 "CIA Hosts the 24th ICA in Montreal," Linda B. Emory, ACT, 9/92, p. 8 "A Comparison of Insured Mortality Experience in the U,S., Mexico, and

Other Latin American Markets," Francesco Ugo De Gobbi, ISN, 6/93, p. 5

"Convergence of the Actuarial Profession in Various Countries" [editor- Jail, Michael McGuinness. ACT, 2/93, p. 2

"The Cost of the IRC Section 4371 Premium Excise Tax," Philip M. Jacobs, RSN, 7/92, p. 6

"Current Progress and Development of Actuarial Study in China," Kailin Tuan, ISN, 12/93, p. 13



SUBJECT INDEX 117

International Insurance (cont.) "The Evolution of Solvency Standards for Life Insurance Companies in

Canada," Allan Brender, SN 340-44-93 "An Examination of Canadian Fertility Rates by the Generation and

Calendar-Year Approach," Robert L. Brown and Gaurav Upadhya, ARCH, 1993.2, p. 175

"Faculty President Impressed with Annual Meeting" [letter to editor], Alistair Neill, ACT, 3/92, p. 13

"Financial Reporting Update," Gary Corbett, J. Peter Duran, and Stuart F. Wason, RSA, 18, 1992, p. 1955

"Global Equities," Luke N. Girard, RR, 11/93, p. 3 "Globalization," Richard R. Collins, ISN, 2/93, p. 12 "Global Strategies Addressed at PIC," Robert D. Shapiro, ACT, 2/92, p. 9 "Health Care and Health Insurance in Mexico," Harry R. Miller, ISN, 6/93,

p. 10 "Impact of SOA-Nankai Actuarial Program Is Far-Reaching," Kailin Tuan,

ACT, 10/93, p. 7 "Indonesia: Developments in Pensions and in the General Actuarial

Arena," Robert E. Heitzman, Jr., ISN, 6/93, p. 11 "Insurance Did Exist in U.S.S.R." [letter to editor], Robert J. Myers, ACT,

4/93, p. 15 "The Insurance Market in Argentina," Viviane G. Levy, ISN, 10/92, p. 1 "Insurers to Benefit from NAFTA," Cecilia Green, ACT, 2/93, p. 3 "Is the Globalization of Reinsurance Having a Major Effect?" James L.

Sweeney, RSN, 12/93, p. 3 "Journals Highly Rated in Netherlands" [letter to editor], Hans U. Gerber,

ACT, 3/92, p. 13 "Latin America 1992--The Second Discovery," Camilo J. Salazar, ISN,

10/92, p. 1 "The Life Insurance Industry in South Korea," Barry S. Halpern, ISN, 2/93,

p. 1 "Market Developments in Eastern Europe and the Former Soviet Union,"

Andrew F. Giffin, ISN, 2/93, p. 10 "The Marketing Specialist and the Actuary: A Fruitful Collaboration," Jay

M. Jaffe, ND, Summer 1992, p. 6 "Mergers and Acquisitions," Douglas Tormey, RSA, 18, 1992, p. 1779 "Mortality in a National Context," Stephen "1". Clinton, ISN, 10/92, p. 1 "New Life Products in an Uncertain World: Some Ideas on the Implica-


"New Zealand Actuaries Welcome North American Perspective," Curtis E. Huntington, ACT, 1/93, p. 9

118 SUBJECT INDEX

International Insurance (cont.) "The North American Free Trade Agreement," Robert V. Lyle, ISN, 2/93,

p. l l "North American Free Trade Agreements: Mexico, Canada and the

United States," W. Paul McCrossan, Camilo J. Salazar, Oliva Sanchez- Garcia, and Segundo Tascon, RSA, 18, 1992, p. 1625


"Pension Reform or Revolution in Latin America?" Fernando J. Troncoso, ISN, 6/93, p. 7

"Pension Reform or Revolution in Latin America?" Fernando J. Troncoso, PF, 6/93, p. 33

"People to People," William J. Bugg, Jr., ISN, 10/92, p. 1 "People to People Eastern European Tour," William J. Bugg, Jr., ISN,

12/93, p. 1 "Poland's First Actuaries," Samuel H. Cox, ACT, 1/92, p. 10 "Polish Actuaries Date Back to 1920" [letter to editor[, George W.

Poznanski, ACT, 4/92, p. 15 "Product Development and Pricing of Deferred Annuities in Canada,"

Patrick Kelleher, SN 440-67-93 "Profile of the Internationale Nederlanden Group," Roger A. Huffnagel,

ISN, 12/93, p. 10 "Recent Trends in Canadian Pension Plans," J. Bruce MacDonald, PF,

6/93, p. 25 "Reflections on Living and Working in Thailand," Robert L. Martin, ISN,

2/93, p. 7 "Refugees Master Universal Language," Judy Bluder, ACT, 1/93, p. 12 "Regulation of the Life Industry in Australia," Peter Stafford Carr, ISN,

2/93, p. 13 "Regulatory Update: Reinsurance Tax and Financial News," Kenneth J.

Clark, RSN, 4/92, p. 5 "Retirement Insurance Reforms to the Fiscal, Labor and Social Security

Law--Mexico," Fernando J. Troncoso and Segundo Tascon, PSN, 6/92, p. 1

"SOA Actuary Learns through Teaching at Nankai University," Judy Bluder, ACT, 6/92, p. 11

"SOA Members Prepare for IACA '92," Mary Hardiman Adams, ACT, 4/92, p. 8

"SOA Supports 'Firsts' in Overseas Education: First Graduates from Nankai University," Harold J. Ingraham, Jr., ACT, 1/92, p. 10

"Swiss Actuaries Conduct 9th Summer School," Donald A. Jones, ACT, 2/92, p. 14

SUBJECT INDEX 119

International Insurance (cont.) "Transatlantic Perspective on Living Benefits" [letter to editor], Anthony

W. Boston, ACT, 5/92, p. 14 "U.S. Statutory Accounting--Is It Fatally Flawed?" Curtis E. Huntington,

ACT, 2/92, p. 10 "Update--Hong Kong and China (PRC)," John C. Vieren, ISN, 2/93, p. 9 "Update on the Mexican Insurance Market," Harry R. Miller and Connie

Aguilar, ISN, 12/93, p. 8 "Worldwide Social Security Programs," Francisco R. Bayo, Robert L.

Brown, and G. Ricardo Campbell, RSA, 18, 1992, p. 2163

Investment Products "Bounds on Expected Values of Insurance Payments and Option Prices,"

Samuel H. Cox, TSA, XLIII, 1991, p. 231 "GICs and Other Insurance Company Products--Are They Still Alive?"

Joseph J. Buff and Judith Markland, RSA, 18, 1992, p. 965 "A Guide to Convexity Shopping: Part IV. Interest Rate Caps, Floors, and

Bond Options," Mark W. Griffin, RR, 3/92, p. 3 "A Guide to Convexity Shopping: Part V. Summary and Conclusions,"

Mark W. Griffin, RR, 7/92, p. 3 "Is There Life after Executive Life? Retirement Plan Participants and the

Guarantees of Insurance Companies," Kevin A. Ceurvorst, Sharon Novickas, and Philip J. Suess, RSA, 18, 1992, p. 1075

"Modeling Home Equity Conversion Mortgages," Theresa R. DiVenti and Thomas N. Herzog, TSA, XLIII, 1991, p. 261

"Option-Adjusted Duration of Insurance Liabilities: Sample Calculations," Douglas C. Doll, PDS, 6/93, p. 3

Options and the Management of Financia/ Risk, Phelim P. Boyle, book, 1992

"Reverse Mortgages," William A. Phillips and Stephen B. Gwin, TSA, XLIV, 1992, p. 289

"Risks to GICs from Plan Participants' Withdrawal or Transfer of Funds," Victor A. Gallo, Larry M. Gorski, and Ruthann Hall, RSA, 18, 1992, p. 1009

"Single-Premium Deferred-Annuity Persistency Study," Samuel H. Cox, Paul D. Laporte, Steven R. Linney, and Lucian J. Lombardi, 1991-92 Reports TSA, p. 281

"Update on Variable Products," Hubert Mueller, PDS, 7/92, p. 1

Investments "1986-89 Credit Risk Event Loss Experience Study," Credit Risk Research

Project Coordinating Committee, 1993 "Accounting and Reporting Update," Richard Lynch, FR, 9/92, p. 9

120 SUBJECT INDEX

Investments (cont.} "An Actuarial Layman's Guide to Building Stochastic Interest Rate

Generators," James A. "1311ey, SN 380-24-92 "Actuarial Standard on the Selection of Assumptions," Lall Bachan and

Silvio Ingui, RSA, 18, 1992, p. 1059 "An Alternative Approach to a Standard on Discounting" [letter to edi-

tor], Eric P. Lofgren, PSN, 3/93, p. 12 "ASB Member Explains Proposed Standard," Edward E. Burrows, PSN,

3/93, p. 8 "Asset/Liability Performance Measurement for Life Insurance and Annuity

Products," Garth A. Bernard, Sr., Joseph J. Buff, Richard A. Furniss, and Thomas S. Y. Ho, RSA, 18, 1992, p. 1505

"AVR, IMR Update," James F. Reiskytl, ACT, 3/93, p. 1 "Axioms for the Ir=ternal Rate of Return of an Investment Project," S.

David Promislow and David Spring, ARCH, 1992.1, p. 327 "A Bond Manager's Method for ALM," Howard L. Slaney, ARCH, 1993.3,

p. 277 "Business and Investment Outlook," Beryl W. Sprinkel, RSA, 18, 1992,

p. 805 "C-1 Bond Risk Analysis," Michael L. Zurcher, ARCH, 1993.3, p. 627 "Cash-Flow Testing for Product Actuaries," David N. Becker, Donna R.



Maria N. Thomson, FR, 5/92, p. 20

"CMO Boot Camp: In the Tranches," Randall L. Boushek and David A. Hall, VA, 1991, p. 107

"Companies on the Edge," Fred A. Buck and Melville J. Young, RSA, 18, 1992, p. 2125

"A Continuous Arbitrage-Free Interest-Rate Model, Part 3," Steven P. M~ller, RR, 7/92, p. 1

"Courses for New Finance Track Identified," Luke N. Girard, RR, 11/93, p. 9


"The Demise of Mutual Benefit Life Insurance Company," Michael J. Millette, SN 590-22-93

"Demutualization in the U.K. and Elsewhere," Derek M. Pike, FR, 3/92, p. 10

"Distinction between Pricing and Funding," Eric J. Klieber, PSN, 3/94, p. 1

SUBJECT INDEX 121

Investments (cont.} "Economic Scenario 1992," Kenneth W. Stewart, Peter G. Munro, and

Paul W. Boltz, RSA, 17, 1991, p. 1905 "Entropy-Reducing Properties of Predictive Financial Models," N. J.

Macleod and Jo D. Thomison, ARCH, 1993.3, p. 205 "Export Growth Seen as Key to Economic Vigor in the 1990s," Edward

Guay, PSN, 9/92, p. 1 "The Failure of Executive Life," Victor Modugno, SN 590-21-93 "Fiduciary Liability Issues for Selection of Investments," David R.

Godofsky, SN 363-34-94 "The Financial Analysts Journal: A Retrospective and a Speech on Wall

Street" [commentary], Stephen H. Conwill, RR, 1/93, p. 2 "Geometric Realizations of Functions in the Theory of Interest" [letter to

editor], Elias S. W. Shiu, RR, 8/93, p. 10 "Global Equities," Luke N. Girard, RR, 11/93, p. 3 "Impact of Pension Plan Design on Investment Strategy," Howard A.

Freiman and Carl A. Hess, RSA, 18, 1992, p. 917 "Immunizing Stochastic Cash Flows," Elias S. W. Shiu, ARCH, 1992.1,

p. 313 "The Influence of Investments on Product Design," Mark W. Griffin,

Shane A. Chalke, and Philip K. Polkinghorn, RSA, 17, 1991, p. 1935 "The Insurance Market in Argentina," Viviane G. Levy, ISN, 10/92, p. 1 "Introduction to Life/Health Insurance Company Credit Issues," Robert S.

Fillingham, SN 590-28-93 "Investment Careers for Actuaries," Felix Schirripa, RSA, 18, 1992, p. 1045 "Investment Education Strengthened," Robert Stapleford and Richard

Mattison, ACT, 1/92, p. 12 "Investment Section Council Comments," Richard Q. Wendt, PSN, 3/93,

p. 6 "Investment Strategy and Pension Surplus Management," Arnold Mark

De Monte and Michael Walter Peskin, RSA, 18, 1992, p. 1799 "Life Products," Robert J. Smardon and P. Andrew Ware, RSA, 18, 1992,

p. 1325 "A Market-Value Accounting Framework for Insurance Companies,"

Mark W. Griffin, FR, 3/92, p. 1 "A Market-Value Accounting Framework for Insurance Companies,"

Douglas C. Doll, FR, 5/92, p. 20 "A Market-Value Balance Sheet: Why and How," Matthew C. Modisett,

ARCH, 1993.1, p. 343; FR, 3/93, p. 1 "Measuring Portfolio Return by Fitting a Straight Line, Quadratic, and

Cubic," Robert Nix, RR, 4/93, p. 1

122 SUBJECT INDEX

Investments (cont.) "Measuring Portfolio Return by Fitting a Straight Line, Quadratic, Cubic"

[letter to editor], Elias S. W. Shiu, RR, 8/93, p. 10 "Misadventures in Duration," David F. Babbel, RR, 8/93, p. 1 "Modeling the Credit Risk of Nonrated High-Yield Bonds," Martin S.

Fridson, RR, 3/92, p. 6 "Multivariate Immunization Theory," Robert R. Reitano, TSA, XLIII, 1991,

p. 393 "A New Approach to Duration," Merlin Jetton, ARCH, 1993.3, p. 481 "A New Idea for Cash Management for the Smaller Insurance Company,"

John M. O'Sullivan, SMT, 12/93, p. 11 "Nonparallel Yield Curve Shifts and Convexity," Robert R. Reitano, TSA,

XLIV, 1992, p. 479; SN 480-24-93 "Open Forum for Small-Company Issues," Kevin A. Marti, John M.

O'Sullivan, and John W. H. Taylor, RSA, 18, 1992, p. 1365 "Pension Plan Windups," John Brophy, ACT, 10/93, p. 5 "A Possible Source of Low-Cost Liquidity," Irwin T. Vanderhoof, ACT,

1/92, p. 3 "Prospective Returns on Financial Assets and Why the Next Decade Will

Be Different from the Past," Kenneth W. Stewart and Edward H. Ladd, RSA, 17, 1991, p. 2311

"RBC Standards Part of New Regulation Package," Thomas K. Gross, ACT, 3/93, p. 1

"Recent NAIC Developments Related to MSVR and Risk-Based Capital and Their Impact on Investment Strategies," Paul F. Kolkman, William D. Ward, and Alfred Weinberger, RSA, 18, 1992, p. 1667

"Regulatory Issues Which Impact Investment Strategy," Joseph H. Tan, Robert Jo Callahan, Thomas W. Genrich, and William Harold Phillips, RSA, 17, 1991, p. 431

"Risks to GICs from Plan Participants' Withdrawal or Transfer of Funds," Victor A. Gallo, Larry M. Gorski, and Ruthann Hall, RSA, 18, 1992, p. 1009

"The Role of Emerging Markets in Global Investment Strategies," G. Mark Armour, RR, 1/93, p. 1

"Schedule B Problems," Kathryn G. Marticello, RSA, 18, 1992, p. 191 "Securitized Assets--Cash-Flow Traits," Michel Perreault, Peter A.

Minton, and William D. Woolford, RSA, 17, 1991, p. 99 "Selecting an Investment Strategy," Robert J. Lalonde, Frank J. Alpert,

and Steven W. Guyer, RSA, 17, 1991, p. 531 "Selecting an Investment Strategy," Robert J. Lalonde, Andrew M.

Jarmel, and Martin P. Klein, RSA, 17, 1991, p. 341 "Setting Standards for the Selection and Monitoring of Insurance

Companies for Retirement Plans," Brian C. Ternoey, SN 363-33-93

SUBJECT INDEX 123

Investments (cont.) "Society Publishes Two New Books," ACT, 10/92, p. 15 "Solution to the Risk Load Problem of Effect on Variability," Daniel F.

Gogol, ARCH, 1993.3, p. 457 "Solvency/Consumerism Conflict Versus State Versus Federal

Regulations," Terrence Deal, RSA, 18, 1992, p. 1093 "Statistical Tests of the Lognormal Distribution as a Basis for Interest

Rate Changes," David N. Becker, TSA, XLIII, 1991, p. 7 "Stochastic Calculus without Tears," Irwin T. Vanderhoof, SN 480-26-92 "The Taylor Series Approximation for FAS 91 Adjustments," Steven P.

Miller, ARCH, 1993.3, p. 179 "The Valuation of Interest-Sensitive Cash Flows Using the Symbolic

Method," Matthew C. Modisett, ARCH, 1992.1, p. 115 "What Lessons Can We Learn from the Savings and Loan Mess?" David

N. Becket, Gregory D. Jacobs, and M. Danny Wall, RSA, 17, 1991, p. 329 "Why Are the Securities Markets Like the Dinosaurs?" Richard Q. Wendt,

RR, 8/93, p. 9

Legislation and Regulation "Accounting and Reporting Update," Richard Lynch, FR, 9/92, p. 9; FR,

12/92, p. 5 "Actuarial Standard on the Selection of Assumptions," Lall Bachan and

Silvio Ingui, RSA, 18, 1992, p. 1059 "Actuaries Hold a Strong Hand in the Solvency Game," John J. Palmer,

ACT, 11/93, p. 6 "Actuary's Role under a National Health Insurance Plan," Frederick B.

Abbey, Roland E. King, and Keith S. Weaver, RSA, 18, 1992, p. 2089 "Analysis of Effectiveness of Annual Asset Adequacy Testing Exemption

Criteria," Bradley M. Smith and Susan L. Hunt, FR, 10/93, p. 10 "Article on Pension Actuaries Spurs Comments" [letter to editor], Brian

A. Jones, ACT, 11/92, p. 15 "The Art of Actuarial Science" [presidential address], Daphne D. Bartlett,

TSA, XLIII, 1991, p. 1 "AVR, IMR Update," James F. Reiskytl, ACT, 3/93, p. 1 "Bankruptcy and Benefit Plans," Lawrence J. Sher and Mark S. Wintner,

RSA, 18, 1992, p. 497 Book Review of Abolitionist, Actuary, Atheist: Elizur Wright and the

Reform Impulse (Lawrence B. Goodheart), Kenneth W. Faig, Jr., TSA, XLIII, 1991, p. 486

"Canada's Emerging Health Care System," Shannon Patershuk, ACT, 6/93, p. 1

"Case Studies," Marilyn Brown, FR, 9/92, p. 12

124 SUBJECT INDEX

Legislation and Regulation (cont.) "Case Studies," Shane A. Chalke, Mark G. Doherty, Patricia L. Guinn, and

Stanley B. Tulin, RSA, 18, 1992, p. 1243 "Cash-Balance Plans and Age-Weighted Profit-Sharing Plans (Basic),"

Susan M. Smith, RSA, 18, 1992, p. 847 "Cash-Flow Testing Can Help with Company Solvency," Donna R. Claire,

ACT, 3/93, p. 3 "Cash-Flow Testing: The Answer to the Solvency Crisis" [letter to editor],

Maria N. Thomson, FR, 5/92, p. 20 "Cash-Flow Testing: The Answer to the Solvency Crisis," Mark A. Davis,

FR, 3/92, p. 1 "The Challenge of the Valuation Actuary," Michael E. Mateja, ACT, 2/92,

p. 6 "Change in Status of FASB Project on Market-Value-Based Accounting,"

Barbara L. Snyder, FR, 9/92, p. 7 "Commentary on Small-Group Health Insurance Reform," Joseph W.

Moran, HSN, 4/93, p. 1 "Connecting Links: Life and Health Compliance Association," Rex D.

Hemme, ND, Summer 1992, p. 10 "Contributory Defined-Benefit Plans after OBRA '89," John Atteridg,

SN 365-46-92 "The Cost of the IRC Section 4371 Premium Excise Tax," Philip M.

Jacobs, RSN, 7/92, p. 6 "COVARA to Study Valuation Principles," J. Peter Duran, ACT, 2/92, p. 1 "Current Developments with Respect to the Taxation of Life Insurance

Companies," Richard Bromley, VA, 1991, p. 245 "Current Issues in the Regulation of Financial Security Programs in the

U.S.," Vincent W. Donnelly, SN 200-52-93 "DAC Tax Regulations," Lee M. Tang, RSN, 9/93, p. 1 "Death of a Pension Bill," James A. Beirne, PSN, 12/93, p. 12 "Demutualization in the U.K. and Elsewhere," Derek M. Pike, FR, 3/92,

p. 10 "The Demutualization of The Equitable," Gary Corbett, ACT, 1/93, p. 1 "A Demutualization Primer: Part 1. A Management Perspective," Bruce R.



Issues," Bruce R. Darling, FR, 10/93, p. 7 "Dialogue with the IRS," James E. Holland, Jr. and Joan M. Weiss, RSA,

18, 1992, p. 777 "Different Approaches to Federal Regulation Considered by Congress,"

Robert H. Myers, Jr., RSN, 12/92, p. 1

SUBJECT INDEX 125

Legislation and Regulation (cont.) "Disclosure Systems: Can an Ideal Method Be Found?" Roger R. Heath,


"Effect of Solvency Concerns on Health Insurers," Daniel J. McCarthy, RSA, 18, 1992, p. 591

"Emerging Tax Issues," August C. Chow, Michael R Cogswell, Thomas A. Gick, and Stephen Hooe, RSA, 18, 1992, p. 1743

"Evaluating the Adequacy of Capital," Marilyn Brown, FR, 9/92, p. 1 "Fair-Valuing of Insurance Liabilit ies--Actuarial Approach," Arnold A.

Dicke, FR, 6/93, p. 14 "FAS 97--Discontinuities in DAC Caused by Partial Unlocking," Richard

D. Crago and Randi E. Woods, FR, 9/92, p. 1 "FAS 106~Accounting for OPEBS," Vincent Amoroso, Martha E. Marcon,

and Diana Jo Scott, RSA, 18, 1992, p. 1025 "The Fast-Tracker Plan: Feeding the Lions While They're Still Only Cubs,"

Peter A. Christensen, PSN, 3/92, p. 21 "Federal Versus State Regulation of Reinsurance," Eugene Lo Copeland

and Denis W. Loring, RSA, 18, 1992, p. 1493 "Financial Rating Systems," Rochelle Letourneau Bergin, Larry A.




"Freedom of Choice--Executive and Pension Plans in Canada," Patrick Landry and Karen Henderson, PF, 8/92, p. 27

"Full Funding Whiplash," Kathleen A. Fitzpatrick, David E. Ready, and Matthew T. Sloan, RSA, 18, 1992, p. 873

"Gearing Up to Be Appointed Actuaries in Canada," W. Paul McCrossan, ACT, 1/92, p. 1

"'Generally Accepted' Accounting Principles," Michael V. Eckman, FR, 3/92, p. 20

"Government Doors Opening to Actuaries," Judy Bluder, ACT, 6/93, p. 4 "Government Pension Guarantees," C. David Gustafson, Paul H.

Jackson, and L. Jacques Pelletier, RSA, 18, 1992, p. 1999 "Guaranty Fund System," Jack H. Blaine, RSA, 18, 1992, p. 1229 "Health Care--Its Past and Its Future," Dan Rostenkowski, Robert H.

Dobson, Paul J. Feldstein, and Richard W. Hill, RSA, 18, 1992, p. 1 "Health-Care Reform," Judith Feder, RSA, 18, 1992, p. 115

126 SUBJECT INDEX

Legislation and Regulation (cont.) "Health-Care Reform: Industry Catastrophe or Business as Usual?"

James N. Roberts, HSN, 8/93, p. 6 "Health Insurance as a Political Issue," Bruce Barlow, Stephen D. Brink,

Mark S. Mellman, and Harry L. Sutton, Jr., RSA, 18, 1992, p. 1401 "Health Insurance: The Antirisk Classification and Rate Regulation

Movement," Mark Litow, ACT, 9/92, p. 6 "Health Rate Regulations, Group Medical--Under 25 Regulatory Issues,"

Howard J. Bolnick, Karen Berg Brigham, Richard L. Helms, and Allen Feezor, RSA, 17, 1991, p. 1089


"How Canada Deals with Insolvent Life Insurers," Alan E. Morson, ACT, 2/92, p. 3

"How to Make Health Care More Affordable," Andrea King, Charles F. Larimer, and Greg Scandlen, RSA, 18, 1992, p. 2107

"H.R. 3626 and Its Effects on the Small-Employer Market," P. Anthony Hammond, ARCH, 1993.3, p. 473

"The Impact of Health-Care Reform," H. Nell Lund, ND, Winter 1993, p. 6 "Individual Annuity Product Update," Gordon C. Boronow, Stephen E. Roth,

and James M. Truax, RSA, 18, 1992, p. 1813 "Individual Annuity Update," Donna R. Claire, PDS, 3/92, p. 10 "Individual Medical Expense Insurance," Committee on Continuing

Education, PASG, 1993, R-1-93 "The Insurance Company Examination Process--A Report Card," Glen

M. Gammill, A. Thomas Finnell, Jr., Leon E. Hank, and Robert E. Huff, RSA, 17, 1991, p. 501

"Insurance Guaranty Reform," Dwight K. Bartlett, FR, 10/93, p. 1 "Insurance Regulation--Evolution or Revolution?" Edward L. Robbins,

John C. Angle, William Carroll, and Terence Lennon, RSA, 17, 1991, p. 661

"Insurance Regulation, Rating Agencies, and the Cheshire Cat," Bradley M. Smith, PDS, 7/92, p. 12

"IRC Section 404," Michael A. Mikolajczyk, SN 365-47-93 "Is There Life after Executive Life? Retirement Plan Participants and the

Guarantees of Insurance Companies," Angela J. Arnett, Melissa Kahn, and James A. Kenney, RSA, 18, 1992, p. 727

"Late-Breaking Developments," Hal S. Tepfer, Dennis T. Blair, and Edward E. Burrows, RSA, 17, 1991, p. 1339

"Letters to the NAIC LHATF Regarding the Development of the New Annuity Nonforfeiture Law," Roger K. Wiard-Bauer, ARCH, 1993.3, p. 577

SUBJECT INDEX 127

Legislation and Regulation (contJ "LHATF Report on Life Insurance and Annuity Projects," Douglas C. Doll,

FR, 3/93, p. 11 "LHATF Report on Life Insurance and Annuity Projects," Esther H. Milnes,

FR, 9/92, p. 13; FR, 6/93, p. 22 "Liabil i ty of Appointed Actuaries in the UoS.," Walter S. Rugland, FR,

5/92, p. "Life Insurance Sales Illustrations," Benjamin J. Bock and Judy Faucett,

RSA, 18, 1992, p. 1309 "Long-Term-Care Insurance," Society of Actuaries, PASG, 1993, T-1-93 "Long-Term-Care Valuation Issues," Stephen R. Atkins, Mark D. Peavy,

James M. Robinson, and William C. Weller, RSA, 18, 1992, p. 565 "Long-Term-Care--Who Needs It, Wants It, or Can Pay for It?" Ronald D.

Hagen, Bartley L. Munson, and Susan I. Van Gelder, RSA, 18, 1992, p. 1851

"A Look at Community Rating," Alice Rosenblatt, ACT, 6/93, p. 3 "Managed Competition," Dana E. McMurtry, HSN, 4/93, p. 1 "Managing Statutory Performance," Patricia L. Guinn, Terence Lennon,

David E. Neve, and Robert Ozenbaugh, RSA, 18, 1992, p. 1603 "Managing the Adequacy of Capital," Marilyn Brown, FR, 9/92, p. 8 "Mandated Risk-Based Surplus," Michael J. Cowell, Dennis P. Lauzon,

Owen A. Reed, and Michael L. Zurcher, RSA, 17, 1991, p. 1847 "Mandatory Securities Valuation Reserve," James G. Auger, Nathaniel B.

Cabanilla, James F. Reiskytl, and Lewis P. Roth, RSA, 17, 1991, p. 257 "Marginal Analysis of Risk-Based Capital," Anthony J. Zeppetella, FR,

6/93, p. 19 "'Mark-to-Market' Accounting Becomes a Reality," Michael A. Hughes,

FR, 6/93, p. 16 "Maximum Benefit (Sec. 415(b)) and Maximum Compensation (Sec.

401(a)(17)) Limits: Funding Requirements and Cost-of-Living Adjust- ments," William A. Farquhar, PSN, 6/93, p. 12

"Meeting the Needs for Financial Information," Bruce R. Darling and Michael E. Mateja, RSA, 18, 1992, p. 1897

"Message from the IRS," Ethan E. Kra, James E. Holland, Jr., and Martin Slate, RSA, 17, 1991, p. 771

"More Thoughts on Small-Group Health Insurance Reform," Joseph W. Moran, HSN, 8/93, p. 13

"NAIC Actuarial Task Force Report--Life Insurance," Douglas C. Doll, FR, 5/92, p. 13

"NAIC Life and Health Actuarial Task Force (LHATF) Report on Life Insurance and Annuity Projects," Esther H. Milnes, FR, 12/92, p. 7

"National Health-Care Reform: An Outline of the President's Proposal," Gary Hendricks, HSN, 8/93, p. 1

128 SUBJECT INDEX

Legislation and Regulation (cont.) "The New ACLI Reinsurance Committee," Denis W. Loring, RSN, 9/93,

p. 2 "New Cycle, New Challenges" [editorial], Anthony T. Spano, ACT, 3/93,

p. 2 "The New DAC Tax," Stephen C. Eldridge, VA, 1991, p. 263 "New Laws May Revive Group IRAs," Carl A. Hess, ACT, 11/92, p. 4 "New Tax Law Changes Assumption Reinsurance and DAC Tax Rules,"

Mark H. Kovey, RSN, 12/93, po 1 "New York State Official Corrects June Article" (letter to editor], Robert C.

Benedict, ACT, 10/93, p. 15 "Nondiscrimination Rules," Adrien R. LaBombarde and Joseph P.

Macaulay, RSA, 18, 1992, p. 51 "Nondiscrimination Rules," Thomas M. Miano and Roger C. Siske, RSA,

18, 1992, p. 947 "Nondiscrimination Rules (Basic)," James A. Kenney, Sherrie B.

Desmond, and J. Scott Galloway, RSA, 17, 1991, p. 2099 "Nondiscrimination Rules: Still an Open Question," A. Richard

LaBombarde, PF, 8/92, p. 33 "The North American Free Trade Agreement," Robert V. Lyle, ISN, 2/93,

p. l l "Not Gone but Forgotten," Abbey L. Keppler, Donald J. Segal, and Susan

M. Smith, RSA, 18, 1992, p. 381 "No ]]me for Tradition" [letter to editor], Garth A. Bernard, ACT, 2/92, p. 18 "Other Medical," Larry M. Gorski and Ronald M. Wolf, VA, 1992, p. 185 "Outlook for the '90s--Increased Responsibilities and Increased Liabilities,"

Stephen G. Hildenbrand and Kenneth Koreyva, RSA, 17, 1991, p. 1 "Overregulation Could Be Destructive" [letter to editor], Bruce A. Miller,

ACT, 2/93, p. 14 "OWBPA--Effect on Public Employee Retirement Systems" [letter to edi-

tor], Gary W. Findlay, PF, 8/92, p. 51 "OWBPA--Effect on Public Employee Retirement Systems" (reply/letter

to editor], Elizabeth M. Thornton, PF, 8/92, p. 51 "Payment of Accelerated Benefits by Viatical Settlement Companies,"

David-Irwin Binter, PDS, 3/92, p. 8 "PBGC Issues," David C. Lindernan, RSA, 18, 1992, p. 215 "Pension Trends," Ann L. Combs, RSA, 18, 1992, p. 1839 "Plan Termination Issues," Mary A. Brauer and Ronald Gebhardtsbauer,

RSA, 18, 1992, p. 639 "Postretirement Health Benefit Funding," Adam J. Reese, RSA, 18, 1992,

p. 361

SUBJECT INDEX 129

Legislation and Regulation (cont.) "Postretirement Medical," Michael C. Cotter and Adam E. Meyers, RSA,

18, 1992, p. 699 "Practical Considerations of Actuarial Opinions and Memorandums,"

,jacqueline M. Keating, Maria N. Thomson, and Mark A. Davis, VA, 1992, p. 439

"Prioritization of Health Services," Harvey Klevit, RSA, 18, 1992, p. 435 "Proposals for Health-Care Reform," Liz Conway, Gregory N. Herrle, and

Greg Scandlen, RSA, 18, 1992, p. 1435 "Proposed New Requirements for 1993--Accounting for Reinsurance

Transactions," Laurie L. Harris, RSN, 7/92, p. 1 "Proposed Regulation 1.411(b)-2(b)(iv)," Ralph ,j. Healey, Jr., PSN, 3/92,

p. 24 "Rationing Health Care," Janet M. Carstens, John B. Crosby, and Martin

Gaynor, RSA, 18, 1992, p. 1687 "RBC Standards Part of New Regulation Package," Thomas K. Gross,

ACT, 3/93, p. 1 "The Realities of Influencing Public Policy," James J. Murphy, Michael J.

Corey, Linda ,Jenckes, and Larry D. Zimpleman, RSA, 17, 1991, p. 787 "The Realities of Influencing Public Policy," James ,j. Murphy, Gary D.

Hendricks, Barbara J. Lautzenheiser, and Daniel ,j. McCarthy, RSA, 17, 1991, p. 549

"Recent Rulings and Regulations Update--Late-Breaking Developments," Adrien R. LaBombarde and David C. Lindeman, RSA, 18, 1992, p. 327

"Recent Rulings and Regulations Update--Late-Breaking Developments," Carol D. Gold and Kathryn G. Marticello, RSA, 18, 1992, p. 1583

"Recent Rulings and Regulations Update--Late-Breaking Developments," Martha Priddy Patterson and Joan M. Weiss, RSA, 18, 1992, p. 991

"Reform and Re-reform," Janet M. Carstens, ACT, 6/93, p. 1 "Regulation of the Life Industry in Australia," Peter Stafford Cart, ISN,

2/93, p. 13 "Regulatory Issues for Individual Health Policies," Mark E. Litow and Don

Racheter, RSA, 18, 1992, p. 303 "Regulatory Issues Which Impact Investment Strategy," `joseph H. Tan,

Robert J. Callahan, Thomas W. Genrich, and William Harold Phillips, RSA, 17, 1991, p. 431

"Regulatory Update: Reinsurance Tax and Financial News," Kenneth J. Clark, RSN, 4/92, p. 5; RSN, 7/92, p. 10

"Regulatory Update: Reinsurance Tax and Financial News," Kenneth J. Clark, RSN, 4/93, p. 1


130 SUBJECT INDEX

Legislation and Regulation (cont.] "Repairing the Pension Safety Net," James B. Lockhart, RSA, 18, 1992,

p. 907 "Report from the AAA Committee on Life Insurance Financial Reporting,"

Arnold A. Dicke, FR, 6/93, p. 7 "Report on the NAIC Life and Health Actuarial Task Force Meeting, April

26-28, 1993," Raymond T. Schlude, PDS, 6/93, p. 10 "Report on the Life and Health Actuarial Task Force (NAIC) June Meet-

ing," Esther H. Milnes, FR, 10/93, p. 17 "Repositioning for RBC?" Bradley Mo Smith and Susan L. Hunt, FR, 10/93,

p. 1 "A Risk-Analysis Approach to Reserves and Reserve Credit," Michael F.

Manning, RSN, 7/92, p. 1 "Risk-Based Capital," Michael Albanese, Robert J. Callahan, and James

F. Reiskytl, RSA, 18, 1992, p. 1707 "Risk Transfer Regulation for the 1990s," Diane Wallace, RSN, 4/92, p. 1 "The Role of the Actuary in Matters of Solvency," John H. Harding, FR,







C. Weller, FR, 10/93, p. 15 "Rules Regarding Surplus in Canada" [letter to editor], Joseph Nunes,

PSN, 3/92, p. 27 "Schedule B Problems," Kathryn G. Marticello, RSA, 18, 1992, p. 191 "Sears-Allstate Decision May Affect Reinsurance," C. Clinton Stretch and

Thomas M. Brown, RSN, 12/92, p. 7 "Section 7702 & 7702A: An Update," "l]mothy P. Schlitz, John T. Adney,

John W. Holt, and Stephen D. Hooe, RSA, 17, 1991, p. 209 "Small-Group Health Reform," Richard C. Tash, HSN, 4/93, p. 15 "Small-Group Reform--Impact of NAIC Model Act on Insurers," Maleta

Simek, HSN, 1/93, p. 6 "Small-Plan Issues," William T. Wilson and Robert D. Lebenson, RSA, 18,

1992, p. 345

SUBJECT INDEX 131

Legislation and Regulation (cont.] "Solvency/Consumerism Conflict Versus State Versus Federal Regula-

tions," Terrence Deal, RSA, 18, 1992, p. 1093 "Special Session: A Multimedia Approach to Continuing Education on

Permitted Disparity in Plan Contributions or Benefits," Arnold F. Shapiro, William J. Gibbs, and Schenley H. Hall, PSN, 12/92, p. 6

"Standard Nonforfeiture Law," 33mothy N. Terry, SN 340-43-92 "Tax Issues," John T. Adney and Douglas N. Hertz, RSA, 18, 1992, po 1273 "Tax Notes," John J. Palmer, PDS, 3/92, p. 1; PDS, 12/92, p. 9 "'rime to Face Problems" [letter to editor], Gordon Leavitt, ACT, 1/92, p. 17 "Under-25 Life Group Medical Reform," Thomas D. Snook, Paul R.

Fleischacker, and Joseph W. Moran, RSA, 17, 1991, p. 1827 "United States Pension Topics--Late-Breaking Developments," Arnold

F. Shapiro and Harry J. Conaway, RSA, 17, 1991, p. 1767 "Unlocking FAS 97"s Management Potential," Bruce R. Darling, FR, 3/92,

p. 15 "Update of NAIC Model Opinion and Memorandum Legislation," Robert

J. Callahan, FR, 10/93, p. 5 "Update on IRC Section 415," Stephen Carl Pujol, SN 365-48-93 "Update on the IRS Audit Program and the Audit Guidelines," Steven R.

Matthews and C. Frederick Reish, RSA, 18, 1992, p. 517 "The Valuation Actuary--1991 Developments," Donna R. Claire, Sheldon

D. Summers, Douglas C. Doll, William T. Bryan, and Steven A. Smith, VA, 1991, p. 3

"Valuation Actuary Overview--The New Statutory Valuation Opinion," Douglas C. Doll, Deborah A. Gero, and Marc F. Pitoniak, RSA, 18, 1992, p. 1459

"What Actuaries Think of Clinton's Health Care Proposal," Michael J. Cowell, ACT, 11/93, p. 5

"What Happens if the Solvency Measures Don't Work?" Gregory D. Jacobs, ACT, 1/93, p. 5

"What's It Likely to Be?" Gary D. Hendricks, ACT, 9/93, p. 1 "Workers' Compensation," David Appel and Philip S. Borba, HSN, 8/93,

p. l l

Life Insurance Supplemental Benet'~s "The Practical Use of Recursive Functions," L. 33mothy Giles, ARCH,

1993.3, p. 449

Long-Term-Care Products "1985 National Nursing Home Survey Utilization Data," Long-Term-Care

Experience Committee, 1988-89-90 Reports TSA, p. 101

132 SUBJECT INDEX

Long-Term-Care Products (cont.) "An Analysis of Long-Term-Care Data from Hamilton-Westworth,

Ontario," Bruce L. Jones, ARCH, 1992.1, p. 337 "Care Management in Long-Term-Care Insurance," Saul M. Spivack,

HSN, 1/93, p. 11 "A Case Study in Shaping Critical Emerging Issues: Long-Term Care,"

Anna M. Rappaport, ACTF, 7/93, p. 8 "Current Levels of Active Life Reserves on Long-Term-Care (LTC)

Policies," William Weller and Seth Freedman, HSN, 4/92, p. 6 "Financing of Long-Term-Care Costs: Government Proposals," Howard

Bedlin, Nelda McCall, Jeanette C. Takamura, and John C. Wilkin, RSA, 18, 1992, p. 449

"Group Long-Term-Care Topics," Debra L. Fulks and David M. Klever, SN 522-32-93

"Long-Term Care: Affordability Versus Need Versus Marketing," Gary L. Corliss, Debra L. Fulks, Mark C. Rowley, and Frank L. Sena, RSA, 17, 1991, p. 1239

"Long-Term Care--Data Accumulation," Sam Gutterman, Harold L. Barney, Gary L. Corliss, and John C. Wilkin, RSA, 17, 1991, p. 1409

"Long-Term-Care Insurable Events: Emerging Prominence of ADL Benefits," Debra L. Fulks, Joseph J. Hancock, and Sharon Sokoloff, RSA, 18, 1992, p. 127

"Long-Term-Care Insurance," PASG, 1993, T-1-93 "Long-Term Care/NAIC Task Force on Long-Term-Care Valuation," Michael

S. Abroe, Burton D. Jay, Bartley L. Munson, Thomas A. Skiff, and Gordon R. Trapnell, VA, 1992, p. 387

"Long-Term-Care Reinsurance," Robert M. Brodrick and Leonard Koloms, RSA, 18, 1992, p. 403

"Long-Term-Care Valuation Issues," Stephen R. Atkins, Mark D. Peavy, James M. Robinson, and William C. Weller, RSA, 18, 1992, p. 565

"Long-Term-Care Valuations," Edward P. Mohoric, VA, 1991, p. 169 "Long-Term-Care Valuations," Bartley L. Munson, VA, 1991, po 185 "Long-Term-Care--Who Needs It, Wants It, or Can Pay for It?" Ronald D.

Hagen, Bartley L. Munson, and Susan I. Van Gelder, RSA, 18, 1992, p. 1851

"Problems, Promises and Profitability through New Products and Research for the Direct Marketing Distribution System," Kiran Desai, Anthony Dardis, Kimberly A. Johnson, and Spencer Koppel, RSA, 17, 1991, p. 1809

"Reserves Currently Held by LTC Insurance Carriers," Helen Hofmann, VA, 1991, p. 199

"SOA Task Force Interim Report (Revised) to NAIC Life/Health Actuarial Task Force," SN 522-33-93

"Task Force Issues Interim Report," Bartley L. Munson, ACT, 1/93, p. 10

SUBJECT INDEX 133

Management "Actuaries in Leadership Positions," Angelica Michail, ACT, 5/93, p. 6 "The Actuary as a Businessperson," Joseph M. Rafson, ACT, 11/92, p. 1 "Asset Coinsurance," David N. Ingrain and Melvin C. McFall, RSA, 18,

1992, p. 1727 "Broader Horizons for Extended Impact" [editorial], Barbara J. Lautzen-

heiser and William C. Cutlip, ACT, 4/93, p. 2 "Care Management in Long-Term-Care Insurance," Saul M. Spivack, HSN,

1/93, p. 11 "Companies on the Edge," Fred A. Buck and Melville J. Young, RSA, 18,

1992, p. 2125 "The Complete Actuary: Demand Better Results and Get Them," Leonard

Eo Tandul, ACT, 4/93, p. 7 "The Complete Actuary: Effective Meeting Management," Charles R.

Haskins, ACT, 4/92, p. 10 "The Complete Actuary: Empowerment Is the Tool of Freedom," William

C. Cutlip, ACT, 9/92, p. 7 "The Complete Actuary: Paradigm Shifts," Jon Rosenblith, ACT, 10/92,

p. 14 "The Complete Actuary: Setting of Goals," Narindra N. Handa, ACT, 2/93,

p. 10 "The Complete Actuary: Strategic Planning," John O. Nigh, ACT, 6/92,

p. 14 "The Complete Actuary: The Lifestyles Inventory," Alan Finkelstein, ACT,

5/93, p. 12 "The Consulting Response to the '90s," James R. Thompson, ACT, 3/93,

p. 7 "The Demise of Mutual Benefit Life Insurance Company," Michael J.

Millette, SN 590-22-93 "Demutualization in the U.K. and Elsewhere," Derek M. Pike, FR, 3/92,

p. 10 "The Demutualization of The Equitable," Gary Corbett, ACT, 1/93, p. 1 "A Demutualization Primer: Part 1. A Management Perspective," Bruce R.



Issues," Bruce R. Darling, FR, 10/93, p. 7 "Dynamic Solvency Testing Update," Grant Hemphill, SMT, 12/93, p. 4 "The Failure of Executive Life," Victor Modugno, SN 590-21-93

134 SUBJECT INDEX

Management (cont.) "Financial Rating Systems," Rochelle Letourneau Bergin, Larry A.



"Getting the Critical Edge," Hendrie Davis Weisinger, RSA, 17, 1991, p. 869 "Introduction to Life/Health Insurance Company Credit Issues," Robert S.

Fillingham, SN 590-28-93 "Investment Strategy and Pension Surplus Management," Arnold Mark

De Monte and Michael Walter Peskin, RSA, 18, 1992, p. 1799 "Leadership and Management Skills," A. Haeworth Robertson, ACT, 4/93,

p. 6 "Making Effective Use of Consultant Resources--A Client Perspective,"

Edward F. Cowman, SMT, 12/93, p. 5 "Managing Statutory Performance," Patricia L. Guinn, Terence Lennon,

David E. Neve, and Robert Ozenbaugh, RSA, 18, 1992, p. 1603 "Managing the Organizational Changes into the Twenty-First Century,"


"Marginal Analysis of Risk-Based Capital," Anthony J. Zeppetella, FR, 6/93, p. 19

"Open Forum for Small-Company Issues," Kevin A. Marti, John M. O'Sullivan, and John W. H. Taylor, RSA, 18, 1992, p. 1365

"Product Management," John C. R. Hele, Anne M. Katcher, and Alastair G. Longley-Cook, RSA, 18, 1992, p. 1201

"Protecting and Enhancing Our Core Skills," Michael Rosenfelder, ACTF, 7/93, p. 6

"A Q&A about Q--An Interview with Bob Hogg," Robert V. Hogg, EH, 12/92, p. 4

"A Quality Journey: Observations and Suggestions Regarding Continuous Process Improvement," Robert V. Hogg and Allen Hogg, ARCH, 1993.1, p. 1

"Reflections on Leadership," David M. Holland, ACT, 4/93, p. 1 "Repositioning for RBC?" Bradley M. Smith and Susan L. Hunt, FR, 10/93,

p. 1 "The Role of the Actuary in Matters of Solvency," John H. Harding, FR,



Thomas Mitchell, FR, 10/93, p. 14

SUBJECT INDEX 135

Management (cont.) "The Role of the Actuary in Matters of Solvency" [letter to editor], Jeffrey

D. Miller, FR, 10/93, p. 15 "The Role of the Actuary in Matters of Solvency" [letter to editor|, John


A. Reed, FR, 10/93, p. 13 "The Role of the Actuary in Matters of Solvency" ]letter to editor], William

C. Weller, FR, 10/93, p. 15 "A Small Company Actuarial Perspective--A. M. Best and You," Kevin A.

Marti, SMT, 12/93, p. 9 "Smaller Insurance Company Survey," John M. O'Sullivan, SMT, 6/93,

p. 6 "Small Talk from the High Chair," Robert H. Dreyer, SMT, 12/93, p. 2 "Solvency/Consumerism Conflict Versus State Versus Federal Regula-

tions," Terrence Deal, RSA, 18, 1992, p. 1093 "Sound Bytes," James F. Toole, DD, 7/93, p. 14; DD, 10/93, p. 12 "Summary of Paradigm Shifts Presentation at the Annual Meeting,"

Erich W. Sippel, ND, Winter 1992, p. 7 "What Are Companies Looking for in Today's Actuary?" Terri Michalewicz,

ACT, 4/93, p. 5 "What Leadership and Management Skills Do Actuaries Need?" Sue Ann

Collins, ACT, 4/93, p. 4

Management Information "386SX Computing Power" [letter to editor], Richard A. Groszkiewicz,

ACT, 1/92, p. 19 "Accounting and Reporting Update," Richard Lynch, FR, 9/92, p. 9 "Analysis of Effectiveness of Annual Asset Adequacy Testing Exemption



p. 12 "Communication among Valuation Actuaries, Pricing Actuaries, and

Management," Frank J. Buck, James F. Hamilton, Roger J. Laker, and Ronald L. Ziegler, RSA, 17, 1991, p. 1665

"Demonstration of n-Vision," Irwin T. Vanderhoof, ACT, 1/92, p. 5 "Fair-Valuing of Insurance Liabilities--Actuarial Approach," Arnold A.

Dicke, FR, 6/93, p. 14 "FAS 97--Discontinuities in DAC Caused by Partial Unlocking," Richard

D. Crago and Randi E. Woods, FR, 9/92, p. 1

136 SUBJECT INDEX

Management Information (cont.) "Financial Reporting in Canada: An Overview," Michael Lombardi, FR,

5/92, p. 1 "'Generally Accepted' Accounting Principles," Michael V. Eckman, FR,

3/92, p. 20 "Interpreting the Member Survey for Program Direction," Randall A.

Kaye, DD, 7/93, p. 16 "Let the Leaders Lead Again" [editorial], Irwin T. Vanderhoof, ACT, 1/92,

p. 2 "Marginal Analysis of Risk-Based Capital," Anthony J. Zeppetella, FR,


FR, 6/93, p. 16 "A New Way to Look at the World," Faye Albert, ACT, 1/92, p. 4 "Preliminary 1991 U.S. Reinsurance Production and In-Force Survey,"

David M. Holland and David M. Bruggeman, RSN, 4/92, p. 1 "Reality-Based Standards," Bradley M. Smith, FR, 12/92, p. 1 "Reality-Based Standards" [letter to editor], Arnold A. Dicke, FR, 6/93,



3/93, p. 2; FR, 6/93, p. 24 "Repositioning for RBC?" Bradley M. Smith and Susan L. Hunt, FR, 10/93,

p. 1 "Sound Bytes," James F. Toole, DD, 7/93, p. 14; DD, 10/93, p. 12 "Target Surplus Formulas Take Center Stage As Financial Drama Unfolds,"

Michael L. Zurcher, FR, 5/92, p. 6 "To Test or Not to Test--That Should Not Be the Question!" Jeffrey M.

Robinson, DD, 10/93, p. 6 "Unlocking FAS 97"s Management Potential," Bruce R. Darling, FR, 3/92,

p. 15

Marketing "Annuities in the United States," Committee on Continuing Education,

PASG, 1993, S-1-93 "Challenges and Opportunities in the Marketing of Insurance Products

through Financial Institutions," Thomas W. Fitch, Cheryl A. Krueger, Edward B. Martin, and Victor C. Moses, RSA, 18, 1992, p. 2021

"The Cost of Distribution--The Marketing Risk," Patricia L. Shapiro, ND, Winter/93, p. 3

"Database Marketing Panel," Jay M. Jaffe, ND, Fall/93, p. 5

SUBJECT INDEX 137

Marketing (cont.) "Demographics--From Government Statistics to the Marketplace,"

James R. Thompson and Russell Kirchner, ND, Winter/93, p. 11 "Direct Marketing: Part I--Analysis of Solicitations," H. Neil Lund, ND,

6/93, p. 8 "Direct Marketing: Part 2--The Mathematics of Tests," H. Nell Lund, ND,

Fall 1993, p. 1 "Direct Marketing: Part 3--Pragmatic Testing," H. Neil Lund, ND, Winter

1993, p. 4 "Direct Marketing Teaching Session at Quebec Meeting," Jay M. Jaffe,

ND, Fall 1993, p. 4 "Direct Marketing--The Future," Gary A. Kauffman, Edward P. Mohoric,

and H. Michael Shumrak, RSA, 18, 1992, po 819 "Direct Response Marketing in the 1990s--A Tool for Competitive Insur-

ance Companies," Kiran Desai, ND, Fall/93, p. 3 "Direct-Response Modeling Techniques," Bradley W. Bartle and Grant

Hemphill, ND, Winter/93, p. 15 "Disclosure Systems: Can An Ideal Method Be Found?" Roger R. Heath,


"Final Report of the Task Force for Research on Life Insurance Sales Illustrations," Task Force for Research on Life Insurance Sales Illustrations, 1991-92 Reports TSA, p. 139

"GICs and Other Insurance Company Products--Are They Still Alive?" Joseph J. Buff and Judith Markland, RSA, 18, 1992, p. 965


"Individual Annuity Product Update," Gordon C. Boronow, Stephen E. Roth, and James M. Truax, RSA, 18, 1992, p. 1813

"Individual Insurance Products--Banks/Stockbrokers," John C. R. Hele, Rick Kolsky, Timothy C. Pfeifer, and Noel J. Abkemeier, RSA, 17, 1991, p. 285

"Individual Life Product Update," Melvin J. Feinberg, Mitchell R. Katcher, and Erica B. Querfeld, RSA, 18, 1992, p. 2039

"Individual Medical Expense Insurance," Committee on Continuing Education, PASG, 1993, R-1-93

"Insurance Distribution: Costs and Alternatives," H. Michael Shumrak, ND, 6/93, p. 1

"Joint NTM/DMIC Panel Presentation," Jay M. Jaffe, ND, Winter 1992, p. 4

"Life Insurance Marketing and Research Association," H. Michael Shumrak, ND, Fall 1992, p. 6

138 SUBJECT INDEX

Marketing (cont.) "Lifetime Value--Lifetime Marketing," H. Michael Shumrak, ND, Winter

1993, p. 7 "Long-Term Care: Affordability Versus Need Versus Marketing," Gary Lo

Corliss, Debra L. Fulks, Mark C. Rowley, and Frank L. Sena, RSA, 17, 1991, p. 1239

"Long-Term Care--Who Needs It, Wants It, or Can Pay for It?" Ronald D. Hagen, Bartley L. Munson, and Susan I. Van Gelder, RSA, 18, 1992, p. 1851


"Market-Driven Rhetoric and Product-Driven Actions," H. Michael Shumrak, ND, Fall 1993, po 6

"Multiple Life Plans," Anne M. Katcher, Carol A. Marler, John J. O'Connell, and Philip K. Polkinghorn, RSA, 17, 1991, p. 189

"New Techniques in Direct Marketing," H. Michael Shumrak, Gary A. Kauffman, Sy Okner, and G. Edward Suiter II, RSA, 17, 1991, p. 2083

"Nontraditional Marketing," PASG, 1993, Q-1-93 "North American Free Trade Agreements: Mexico, Canada and the

United States," W. Paul McCrossan, Camilo J. Salazar, Oliva Sanchez- Garcia, and Segundo Tascon, RSA, 18, 1992, p. 1625

"Pricing Direct Response Insurance Marketing Programs," H. Michael Shumrak, SN 440-39-93/SN 441-39-93

"Problems, Promises and Profitability through New Products and Research for the Direct Marketing Distribution System," Kiran Desai, Anthony Dardis, Kimberly A. Johnson, and Spencer Koppel, RSA, 17, 1991, p. 1809

"Product Actuaries as Marketers," John C. R. Hele, Steven Boger, David J. Fishbaum, and Donald A. Guloien, RSA, 17, 1991, p. 2065


"Restructuring the Cost of Life Insurance," Mark A. Davis, Lynn C. M. Grenier-Lew, and Wilfred J. Romero, RSA, 17, 1991, p. 2183

"Should We Reposition Our Section to Meet Today's Issues?" H. Michael Shumrak, ND, Winter 1992, p. 3

"Summary of NTM Sessions at the Annual Meeting," H. Michael Shumrak, ND, Winter 1992, p. 7

"Summary of NTM Sessions at the San Diego Meeting," Richard L. Bergstrom and E. Perry Kupferman, ND, 6/93, p. 12

"Summary of Paradigm Shifts Presentation at the Annual Meeting," Erich W. Sippel, ND, Winter 1992, p. 7

"Underwriting of Mass-Marketed Products," Nancy A. Manning, ND, Winter 1993, p. 17

SUBJECT INDEX 139

Marketing (cont.) "Update on the Mexican Insurance Market," Harry R. Miller and Connie

Aguilar, ISN, 12/93, p. 8

Mathematics "Accidental Discovery" [letter to editor], John H. Cook, ACT, 4/92, p. 15 "Accuracy Counts in Math" [letter to editor], Marc I. Whinston, ACT, 2/92,

p. 18 "Aggregate Smoothness in Multidimensional Whittaker-Henderson

Graduation," Ronald Dubson, ARCH, 1992.2, p. 199 "AIDS: Survival Analysis of Persons Testing HIV+," Harry H. Panjer, SN

160-21-92 "Amortization by a Life Annuity," Cecil Nesbitt and Marjorie Rosenberg,

ACT, 10/92, p. 7 "Analyzing Nonlinear and Non-Gaussian Actuarial "13me Series," Bradley

R Carlin, ARCH, 1992.1, p. 27 "Annuities for the Aged," Cecil Nesbitt and Marjorie Rosenberg, ARCH,

1992.1, p. 251 "The Application of Fuzzy Sets to Group Health Underwriting," Virginia

R. Hosler, ARCH, 1992.2, p. 1 "Authors Revising Textbook," James C. Hickman, ACT, 5/92, p. 11 "Axioms for the Internal Rate of Return of an Investment Project," S.

David Promislow and David Spring, ARCH, 1992.1, p. 327 "A Bond Manager's Method for ALM," Howard L. Slaney, ARCH, 1993.3,

p. 277 Book Review of Introduction to the Mathematics of Demography (Robert

L. Brown), James C. Hickman, TSA, XLIII, 1991, p. 483 "Bounds on Expected Values of Insurance Payments and Option Prices,"

Samuel H. Cox, TSA, XLIII, 1991, p. 231 "A Chance Constrained Programming Approach to Pension Plan Manage-

ment," Patrick L. Brockett, Abraham Charnes, and Li Sun, ARCH, 1993.3, p. 323

"A Continuous Estimator of a Mixing Distribution," Jacques Carriere, ARCH, 1993.2, p. 131

"Conveying Actuarial Concepts," Arnold F. Shapiro, William J. Gibbs, and Schenley H. Hall, ARCH, 1993.1, p. 73

"Derivatives of Decreasing Life Annuity," Elias S. W. Shiu, ARCH, 1993.2, p. 141

"Differential Equation Model for Yield Curves," Steve Craighead, ARCH, 1992.1, p. 137

"Direct Marketing: Part 2--The Mathematics of Tests," H. Nell Lund, ND, Fall 1993, p. 1

140 SUBJECT INDEX

Mathematics (cont.) "Direct-Response Modeling Techniques," Bradley W. Bartle and Grant

Hemphill, ND, Winter 1993, p. 15 "An Explicit Formula for the Probability of Ruin," Hung-Ping Tsao, ARCH,

1993.2, p. 155 "Fair-Valuing of Insurance Liabilities--Actuarial Approach," Arnold A.

Dicke, FR, 6/93, p. 14 "General Financial Transactions and Applications to the Theory of

Techroew, Robicheck and Montalbano," S. David Promislow and David Spring, ARCH, 1993.1, p. 283

"Geometric Realization of Convolution of Uniform Distributions," Hung- Ping Tsao, ARCH, 1993.2, p. 161

"Geometric Realizations of Functions in the Theory of Interest," Hung- Ping Tsao, RR, 4/93, p. 6

"Geometric Realizations of Functions in the Theory of Interest" [letter to editor], Elias S. W. Shiu, RR, 8/93, p. 10

"A Heuristic Approach to Solving Probability Problems," Jonathan Balsam, ACT, 5/93, p. 13

"Hierarchical Bayesian Whittaker Graduation," Stuart Klugman, ARCH, 1992.1, p. 161

"Information Theoretic Approach to Actuarial Science: A Unification and Extension of Relevant Theory and Applications," Patrick L. Brockett, TSA, XLIII, 1991, p. 73



An Investigation into Possible Applications of Fuzzy Set Methods in Actuarial Science, Krzysztof Ostaszewski, book, 1993

"Life Contingency Functions and Their Derivatives," Hung-Ping Tsao, ARCH, 1993.2, p. 165

"A Look at Future Math Education" [letter to editor], Jerome E. Tuttle, ACT, 6/93, p. 15

"The Magical Mystery Matrix," Richard Q. Wendt, ARCH, 1993.3, p. 255 "Marginal Analysis of Risk-Based Capital," Anthony J. Zeppetella, FR,

6/93, p. 19 "Minimum Variance Moving-Weighted-Average Graduation," Colin M.

Ramsay, TSA, XLIII, 1991, p. 305 "A Mixed Lognormal Estimator of a Risk Distribution," Jacques Carriere,

ARCH, 1993.1, p. 59 "A Monte Carlo Approach to Multitife Expectancies," Robert W. Foster,

DD, 10/93, p. 8

SUBJECT INDEX 141

Mathematics (cont.] "More Comments on Cook Rediscovery" [letter to editor], Henry Karsten,

ACT, 11/92, p. 13 "More Comments on Cook Rediscovery" [letter to editor], S. David Promislow,

ACT, 11/92, p. 14 "More Comments on Cook Rediscovery" [letter to editor], Thomas M.

Zavist, ACT, 11/92, p. 13 "More on Proof That 2=1" [letter to editor], Ellen Torrance, ACT, 1/93, p. 15 "More on Proof That 2=1" [letter to editor], Keith E. McGaffin, ACT, 1/93,

p. 15 "More on Proof That 2--1" [letter to editor], R. K. Barnwall and Serge B.

Provost, ACT, 1/93, p. 15 "More on Proof That 2=1" [letter to editor], Shane Forbes, ACT, 1/93, p. 15 "Multiple-Decrement Models and Corresponding Conditional Single-

Decrement Models," James W. Daniel, ARCH, 1993.1, p. 229 "Multivariate Duration Analysis," Robert R. Reitano, TSA, XLIII, 1991,

p. 335 "Multivariate Immunization Theory," Robert R. Reitano, TSA, XLIll, 1991,

p. 393 "Never Say 'Never'" [letter to editor], Paul O. Kirtey, ACT, 2/93, p. 14 "New Method is 'Fuzzy'," Krzysztof Ostaszewski, ACT, 5/92, p. 1 "Nonparametric Estimators of a Distribution Function Based on Mixtures

of Gamma Distributions," Jacques Carriere, ARCH, 1993.3, p. 1 "One More Proof" [letter to editor], Edward Scher, ACT, 3/92, p. 13 "On Uniqueness of Interest Rates in a Borrowing/Lending Model,"

Donald P. Minassian, ARCH, 1993.3, p. 57 "Ping Pong Balls Revisited," Julian Ochrymowych, ACT, 5/93, p. 10 "Postscript to a Heuristic Approach" [letter to editor], Jonathan Balsam,

ACT, 9/93, p. 14 "Practical Aspects of the Newton-Raphson Approximation in Actuarial

Programs," Douglas N. Hawley, DD, 12/92, p. 3 "Practical Aspects of the Newton-Raphson Approximation in Actuarial

Programs" [letter to editor], James W. Daniel, DD, 7/93, p. 13 "Practical Aspects of the Newton-Raphson Approximation in Actuarial

Programs" [letter to editor], Owen A. Reed, DD, 7/93, p. 13 "Practical Aspects of the Newton-Raphson Approximation in Actuarial

Programs" [reply/letter to editor], Douglas N. Hawley, DD, 7/93, p. 13 "The Practical Use of Recursive Functions," L. Timothy Giles, ARCH,

1993.3, p. 449 "Putting Pythagoras to Work" [letter to editor], Grace Malloy, ACT, 9/93,

p. 13 "Readers Need More Proof" [letter to editor], David H. Berne, ACT, 6/92,

p. 17

142 SUBJECT INDEX

Mathematics [cont.] "Readers Need More Proof" [letter to editor], Peijian Sun, ACT, 6/92, p. 17 "Responses to Math Discovery" [letter to editor], James C. Hickman,

ACT, 6/92, p. 18 "Responses to Math Discovery" [letter to editor], John Kahila, ACT, 6/92,

p. 17 "Review of Social Security Financing and Related Matters," Felicity

Messner, Cecil J. Nesbitt, and Aaron Robertson, ARCH, 1993.1, p. 249 "Ruin Theory beyond Chapter 12," Hans U. Gerber, ARCH, 1993.1, p. 33 "Select and Ultimate Models in Multiple Decrement Theory," S. David

Promislow, TSA, XLIII, 1991, p. 281 "Semiparametric Estimation of Warranty Costs," Edward W. Frees,

ARCH, 1992.1, p. 169 "Six Bridges to ¢'s," William A. Bailey, ARCH, 1993.1, p. 143 "Society Publishes Two New Books," ACT, 10/92, p. 15 "Some Useful Theorems in Actuarial Mathematics," Hung-Ping Tsao,

ARCH, 1993.2, p. 171 "Speeding Up UL Guideline Calculations," Dennis Radliff, DD, 10/93, p. 4 "Speeding Up Universal Life Monthly Calculations," Dennis Radliff, DD,

7/93, p. 10 "Stochastic Calculus Without Tears," Irwin T. Vanderhoof, SN 480-26-92 "Summary of the Application of Fuzzy Sets to Group Health Under-

writing," Virginia R. Young, HSN, 4/93, po 7 "Support Math Education" [letter to editor], Philip J. Feuer, ACT, 10/93,

p. 15 "The Taylor Series Approximation for FAS 91 Adjustments," Steven P.

Miller, ARCH, 1993.3, po 179 "Teaching Risk Theory," Wojciech Szatzschneider, ARCH, 1993.2, p. 143

Mergers and Acquisitions "Acquisitions and Divestitures--Pension and Health Issues," Howard J.

Small, Michael Jo Nassau, and Harvey Sobel, RSA, 17, 1991, p. 1487 "Demutualization in the U.K. and Elsewhere," Derek M. Pike, FR, 3/92,

p. 10 "Merger and Acquisition Topics," Stephen K. Millar, Albert A. Riggieri,

Jr., and William J. Thompson, RSA, 18, 1992, p. 473 "Mergers and Acquisitions," Douglas Torrney, RSA, 18, 1992, p. 1779 "What Is a Life Company Worth?" Patricia Guinn, Patrick S. Baird, and

Samuel J. Weinhoff, RSA, 17, 1991, p. 2251

SUBJECT INDEX 143

Mortality "1982-1988 Individual Ordinary Mortality Table," Committee on

Expected Experience of the Canadian Institute of Actuaries, 1991-92 Reports TSA, p. 701

"Actuaries Should Examine Environmental Health Factors" [letter to editor], Peter Robert Jarvis, ACT, 1/92, p. 18

"Aggregate Smoothness in Multidimensional Whittaker-Henderson Graduation," Ronald Dubson, ARCH, 1992.2, p. 199

"An Alternative Method for Least-Squares Fitting of Parametric Survival Models," Anita Singh, Rohan J. Dalpatadu, and Malwane M. Ananda, ARCH, 1993.1, p. 313

"Aviation Statistics," Aviation and Hazardous Sports Experience Committee, 1988-89-90 Reports TSA, p. 49

"Bayesian Estimation of Tabular Survival Models from Complete Samples," Ashok K. Singh, Malwane M. Ananda, and Rohan J. Dalpatadu, ARCH, 1993.1, po 335

"Blending Census and Medicare Mortality Rates," Jacques Carriere, ARCH, 1992.2, p. 191


"Committee Reports on Experience Study," Edwin C. Hustead, ACT, 2/93, p. 8

"A Comparison of Insured Mortality Experience in the U.S., Mexico, and Other Latin American Markets," Francesco Ugo De Gobbi, ISN, 6/93, p. 5

"Credit Life Mortality Study," Jay M. Jaffe, ND, Fall 1992, p. 5 "Current Trends in Pension Demographics," Lindsay J. Malkiewich, RSA,

18, 1992, p. 1531 "Derivatives of Decreasing Life Annuity," Elias S. W. Shiu, ARCH, 1993.2,

po 141 "Direct-Response Marketing Persistency/Mortality Study," Edward P.

Mohoric, ND, Fall 1992, p. 12 "Estimating Parameters of the Force of Mortality in Actuarial Studies,"

Malwane M. Ananda, Rohan J. Dalpatadu, and Ashok K. Singh, ARCH, 1993.1, p. 129

"Experience Studies Continue Tradition," Jack Luff, ACT, 3/92, p. 8 "Group Annuity Mortality," Annuity Experience Committee, 1988-89-90

Reports TSA, p. 59 "Hierarchical Bayesian Whittaker Graduation," Stuart Klugman, ARCH,

1992.1, p. 161 "Improvement in Annuitant Mortality--Canada," Subcommittee on Annuity

Mortality, Committee on Expected Experience of the Canadian Institute of Actuaries, 1988-89-90 Reports TSA, p. 227

144 SUBJECT INDEX

Mortality (cont.) "Individual Annuitant Mortality Study, Policy Years 1980-1988," Sub-

committee on Annuity Mortality, Committee on Expected Experience of the Canadian Institute of Actuaries, 1988-89-90 Reports TSA, p. 195

"Individual Annuitant Mortality Study Policy Years 1988-1990," Annuity Mortality Subcommittee of the Committee on Expected Experience of the Canadian Institute of Actuaries, 1991-92 Reports TSA, p. 731

"Information Theoretic Approach to Actuarial Science: A Unification and Extension of Relevant Theory and Applications," Patrick L. Brockett, TSA, XLIII, 1991, p. 73

"lntercompany Advanced Age Mortality Study," Claude Lapointe, RSN, 12/92, p. 9

"lntercompany Large Amount Mortality (1990 Update)," Claude Lapointe, RSN, 4/92, p. 6


"Life Products," Robert J. Smardon and R Andrew Ware, RSA, 18, 1992, p. 1325

"Lincoln National Aviation Mortality and Claim Analysis," Melvin C. McFall, PDS, 12/92, p. 6; RSN, 12/92, p. 1

"Maximum Ages," Paul Thomson, ARCH, 1993.3, p. 63 "Moments of Survival Functions with Certain Class of Hazard Rates,"

Hung-Ping Tsao, ARCH, 1992.2, p. 211 "A Monte Carlo Approach to Multilife Expectancies," Robert W. Foster,

DD, 10/93, p. 8 "Mortality among Members of Uninsured Pension Systems," Retirement

Plans Experience Committee, 1991-92 Reports TSA, p. 45 "Mortality Experience and Underwriting Standards," A. Gordon Jardin,

Faye Albert, and Crispina O. Caballero, RSA, 17, 1991, p. 677 "Mortality in a National Context," Stephen T. Clinton, ISN, 10/92, p. 1 "Mortality Tables for Pension Plans," Donald S. Grubbs, SN 360-27-94,

SN 460-22-94, SN 461-22-94 "Mortality under Canadian Standard Ordinary Insurance Issues Studied

between the 1987 and 1988 Anniversaries," Committee on Life Insurance Expected Experience of the Canadian Institute of Actuaries," 1988-89-90 Reports TSA, p. 165

"Mortality under Canadian Standard Ordinary Insurance Issues Studied between the 1988 and 1989 Anniversaries," Committee on Expected Experience of the Canadian Institute of Actuaries, 1991-92 Reports TSA, p. 637

"Mortality under Canadian Standard Ordinary Insurance Issues Studied between the 1989 and 1990 Anniversaries," Committee on Expected Experience of the Canadian Institute of Actuaries, 1991-92 Reports TSA, p. 669

SUBJECT INDEX 145

Mortality (cont.] "Mortality under Individual Immediate Annuities, Life Income Settle-

ments, and Matured Deferred Annuities between 1976 and 1986 Anniversaries," Individual Annuity Experience Committee, 1991-92 Reports TSA, p. 65

"Mortality under Standard Individually Underwritten Life Insurance between 1986 and 1987 Anniversaries," Individual Life Insurance Experience Committee, 1988-89-90 Reports TSA, p. 3

"Mortality under Standard Individually Underwritten Life Insurance between 1987 and 1988 Anniversaries," Individual Life Insurance Experience Committee, 1991-92 Reports TSA, p. 3

"Mortality under Structured Settlement Annuities," Individual Annuity Experience Committee, 1991-92 Reports TSA, p. 117



"Parametric Models for Life Tables," Jacques F. Carriere, TSA, XLIV, 1992, p. 77

"Preferred Nonsmoking Products," James B. Keller and Jess L. Mast, PDS, 7/92, p. 1

"The Preferred/Standard Phenomenon," John M. Bragg, RSN, 4/93, p. 1 "Product Development in a Small Company Environment," Charles E.

Ritzke, PDS, 3/92, p. 1 "Proposed Pension Mortality Tables," Edwin (3. Hustead and Lindsay J.

Malkiewich, PSN, 3/92, p. 22 "Proposed Pension Mortality Tables" [letter to editor], Richard G.

Schreitmueller, PSN, 6/92, p. 5 "The Real IAM Table Stands Up," Richard G. Schreitmueller, PSN, 6]92,

p. 4 "Select and Ultimate Models in Multiple Decrement Theory," S. David

Promislow, TSA, XLIII, 1991, p. 281 "A Simple Monte Carlo Approach to Bayesian Graduation," Bradley P.

Carlin, TSA, XLIV, 1992, p. 55 "Sources of 1958 CSO/CET ANB and ALB Tables," Robert J. Johansen,

ACT, 3/92, p. 10

Mutual Companies "The Demise of Mutual Benefit Life Insurance Company," Michael J.

Millette, SN 590-22-93 "Demutualization in the U.K. and Elsewhere," Derek M. Pike, FR, 3/92,

p. 10 "The Demutualization of The Equitable," Gary Corbett, ACT, 1/93, p. 1

146 SUBJECT INDEX

Mutual Companies (cont.) "A Demutualization Primer: Part 1. A Management Perspective," Bruce R.



Issues," Bruce R. Darling, FR, 10/93, p. 7 "Demutualizing," Stephen L. Smith, SN 580-26-93 "Financial Reporting Update," Gary Corbett, J. Peter Duran, and Stuart

F. Wason, RSA, 18, 1992, p. 1955 "The Relationship between a Profit Center's Surplus Needs and Its Cost

of Equity Capital," Dorothy L. Andrews, ARCH, 1993.3, p. 303 "A Step Beyond the 'Graetz Prepayment Analysis'," Robert B. Burdette,

ARCH, 1992.2, p. 151 "Tax Notes," John J. Palmer, PDS, 12/92, p. 9

Nonforfeiture Values "Individual Annuity Update," Donna R. Claire, PDS, 3/92, p. 10 "Letters to the NAIC LHATF regarding the Development of the New

Annuity Nonforfeiture Law," Roger K. Wiard-Bauer, ARCH, 1993.3, p. 577


"LHATF Report on Life Insurance and Annuity Projects," Esther H. Milnes, FR, 9/92, p. 13; FR, 6/93, p. 22

"NAIC Actuarial Task Force Report--Life Insurance," Douglas C. Doll, FR, 5/92, p. 13

"Product Update--Individual Life," Sandra Potasky, Douglas C. Doll, Wo Steven Prince, and Michael J. Roscoe, RSA, 17, 1991, p. 2293

"Report on the Life and Health Actuarial Task Force (NAIC) June Meeting," Esther H. Milnes, FR, 10/93, p. 17

"Report on the NAIC Life and Health Actuarial Task Force Meeting, April 26-28, 1993," Raymond T. Schlude, PDS, 6/93, p. 10

"Standard Nonforfeiture Law," Timothy N. Terry, SN 340-43-92

Nonguaranteed Pricing "Dynamic Threshold," William H. Drinkwater and Jerrold M. Norman,

PDS, 7/92, p. 9 "Final Report of the Task Force for Research on Life Insurance Sales


SUBJECT INDEX 147

Nonguaranteed Pricing (cont.) "Open Forum for Small-Company Issues:

Dreyer, SMT, 6/93, p. 2 ASB Hearing," Robert H.

Nonparticipating Insurance "individual Life Product Development Update," Thomas W. Reese,

Pamela M. Crane, Daniel O'Neill, Gregory A. Rogers, and Robert S. Rubinstein, RSA, 17, 1991, p. 609

"Introduction to Pricing and Asset Shares," David B. Atkinson, SN 210-25-93

"Life Products," Robert J. Smardon and P. Andrew Ware, RSA, 18, 1992, p. 1325

"Term Universal Life--Best of Both Worlds," Barry Jacobson, PDS, 12/92, p. 1

Obituary Notices Allen, Harold Gerald, TSA, XLIII, 1991, po 496 Archibald, A. Edward, TSA, XLIV, 1992, p. 666 Bacon, Robert Arthur, TSA, XLIII, 1991, p. 496 Bagshaw, James John, TSA, XLIII, 1991, p. 497 Barnsley, Reginald Cooksey, TSA, XLIV, 1992, p. 666 Bates, Eugene Warren, TSA, XLIV, 1992, p. 667 Benjamin, Sidney, TSA, XLIV, 1992, p. 668 Blair, Benjamin Franklin, TSA, XLIll, 1991, p. 497 Bohn, Robert Jule, TSA, XLIV, 1992, po 668 Booke, Samuel Lewis, TSA, XLIII, 1991, p. 498 Brett, Joseph Harry, TSA, XLIII, 1991, p. 499 Brogan, Howard Stuart, Jr., TSA, XLIV, 1992, p. 669 Brown, Robert Gordon, TSA, XLIV, 1992, p. 669 Bryan, William Theodore, TSA, XLIV, 1992, p. 670 Bucknell, Earl Fay, TSA, XLIII, 1991, p. 499 Chapin, Walter Leeds, TSA, XLIV, 1992, p. 670 Cherlin, George Yale, TSA, XLIV, 1992, p. 671 Clarke, John William, TSA, XLIV, 1992, p. 672 Comfort, Maurice Edward, TSA, XLIV, 1992, p. 673 Compeck, Paul William, TSA, XLIII, 1991, p. 500 Conrod, Stuart Fulton, TSA, XLIII, 1991, p. 501 De Simone, Joseph Francis, TSA, XLIV, 1992, p. 674 Dezube, Mitchell, TSA, XLIII, 1991, p. 501 Dodson, Marwin Reynolds, TSA, XLIV, 1992, p. 674 Fraser-Petherbridge, Roderick lan, TSA, XLIV, 1992, p. 675

148 SUBJECT INDEX

Obituary Notices (cont.) Garnett, Wayne Wilburn, TSA, XLIll, 1991, p. 501 Gelles, Manuel, TSA, XLIII, 1991, p. 502 Gill, Ernest Clark, TSA, XLIV, 1992, p. 675 Green, Oscar David, III, TSA, XLIV, 1992, p. 676 Hayes, Brendan, TSA, XLIV, 1992, p. 677 Humphrey, Patrick List, TSA, XLIII, 1991, p. 503 Hymans, John Clifford Stanley, TSA, XLIII, 1991, p. 503 Jacobson, Reuben Ingvald, TSA, XLIII, 1991, p. 504 Kanitkar, Yeshwant Gajanan, TSA, XLIII, 1991, p. 505 Kessler, John Edward, TSA, XLIll, 1991, p. 505 Kimball, Herbert W., TSA, XLIII, 1991, p. 506 Lannert, Thomas Frederick, TSA, XLIII, 1991, p. 506 Lawson, Harold Robert, TSA, XLIII, 1991, p. 507 Legendre, Denis M., TSA, XLIII, 1991, p. 508 Letarte, Laurent, TSA, XLIII, 1991, p. 508 Lindstrom, Lawrence Allan, TSA, XLIV, 1992, p. 677 Lisle, Liselott R., TSA, XLIII, 1991, p. 509 McAulay, Archibald Hendrie, TSA, XLIII, 1991, p. 510 MacDonald, Archibald Ross, TSA, XLIV, 1992, p. 678 Mclntyre, James Charles, TSA, XLIll, 1991, p. 511 Malament, Daniel, TSA, XLIII, 1991, p. 509 Mansur, David Ball, TSA, XLIII, 1991, p. 510 Monson, Donald Kevin, TSA, XLIII, 1991, p. 512 Murphy, Richard Conrad, TSA, XLIV, 1992, p. 678 Myer, Gordon Gibson, TSA, XLIII, 1991, p. 512 Nicholls, William Leslie, TSA, XLIV, 1992, p. 679 O'Keefe, Richard Edward, TSA, XLIII, 1991, p. 512 Oram, Matthew Henry, TSA, XLIV, 1992, p. 680 Plimpton, Henry Adams, TSA, XLIII, 1991, p. 513 Pollock, Davis Allen, TSA, XLIII, 1991, p. 513 Porter, Eugene Frederick, TSA, XLIII, 1991, p. 514 Pudney, Peter Harington, TSA, XLIII, 1991, p. 514 Rabenau, Philip Alfred, TSA, XLIII, 1991, p. 515 Richardson, Charles Frederick Bardsley, TSA, XLIII, 1991, p. 515 Rosini, Harold Louis, TSA, XLIII, 1991, p. 516 Ruddock, John Young, TSA, XLIII, 1991, p. 517 Rugland, Walter Livingstone, TSA, XLIII, 1991, p. 517 Ryrie, George, TSA, XLIII, 1991, p. 518

SUBJECT INDEX 149

Obituary Notices (cont.) Schneider, Susan Jane, TSA, XLIII, 1991, p. 519 Scott, Ellis Wayman, TSA, XLIV, 1992, p. 680 Shane, Alan, TSA, XLIII, 1991, p. 520 Sloat, Frederick Parmlee, TSA, XLIII, 1991, p. 520 Stearns, John Lester, TSA, XLIII, 1991, p. 521 Stowe, Hudson Jennings, TSA, XLIV, 1992, p. 681 Struble, William Isaac, TSA, XLIII, 1991, p. 522 Taylor, Ivan Robert, TSA, XLIV, 1992, p. 682 "13fenbach, Harold Edward, TSA, XLIII, 1991, p. 522 Tod, lan Melville, TSA, XLIII, 1991, p. 523 Tollefson, Arthur Roy, TSA, XLIV, 1992, p. 682 Towne, Robert Jesse, TSA, XLIII, 1991, p. 523 Turoff, John Harris, TSA, XLIV, 1992, p. 683 Wadleigh, William Lincoln, TSA, XLIII, 1991, p. 524 Watts, David Edward, TSA, XLIV, 1992, p. 684 Whimpey, Dennis John, TSA, XLIII, 1991, p. 525

Participating Insurance "Individual Life Product Development Update," Thomas W. Reese,

Pamela M. Crane, Daniel O'Neill, Gregory A. Rogers, and Robert S. Rubinstein, RSA, 17, 1991, p. 609

"Introduction to Pricing and Asset Shares," David B. Atkinson, SN 210-25-93

"Life Products," Robert J. Smardon and R Andrew Ware, RSA, 18, 1992, p. 1325

"Repricing the In-Force Book of Business," Donna R. Claire, Selig Ehrlich, and Albert E. Easton, RSA, 18, 1992, p. 1763

Pension Plans "Accounting and Reporting Update," Richard Lynch, FR, 12/92, p. 5 "Acquisitions and Divestitures--Pension and Health Issues," Howard J.

Small, Michael J. Nassau, and Harvey Sobel, RSA, 17, 1991, p. 1487 "Actuarial Standard on the Selection of Assumptions," Lall Bachan and

Silvio Ingui, RSA, 18, 1992, p. 1059 "Addendum to Study Note 359-19-92 (or 360-19-92--Pension Funding

Exercises)," Maria M. Sarli, SN 359-18-93, SN 360-18-93 "Addendum to Study Note 365-24-92 (Pension Plan Terminations),"

Ronald Gebhardtsbauer and Edric B. Engert, SN 365-44-93 "Are Nonqualified Plans the Plans of the Future?" Silvio Ingui and Saul

Ben-Meyer, RSA, 17, 1991, p. 1541

150 SUBJECT INDEX

Pension Plans (cont.) "ARP Deadlines Are Critical," Harvey M. Katz, PSN, 6/92, p. 8 "Article on Pension Actuaries Spurs Comments" [letter to editor], Brian

A. Jones, ACT, 11/92, p. 15 "Article on Pension Actuaries Spurs Comments" [letter to editor],

Howard Young, ACT, 11/92, p. 15 "Audience Dialogue with the IRS," Ethan E. Kra and James E. Holland,

Jr., RSA, 17, 1991, p. 1107 "Bankruptcy and Benefit Plans," Lawrence J. Sher and Mark S. Wintner,

RSA, 18, 1992, p. 497 "Cash Balance Plans," William N. Kuendig II, Stephen J. Gould, and John

F. Woyke, RSA, 17, 1991, p. 1155 "Cash-Balance Plans and Age-Weighted Profit-Sharing Plans (Basic),"



"CIA Standard on Computation of Pension Entitlements on Marriage Breakdown," Jessie Shaw Gmeiner, PSN, t2/93, p. 8

"Committee Reports on Experience Study," Edwin C. Hustead, ACT, 2/93, p. 8

"Comparability Calculation under 401(a)(4) (Advanced)," Richard Joss, W. B. Fornia, William V. Hogan, and Theodore O. Wiese, Jr., RSA, 17, 1991, p. 1505


"Cost-of-Living Allowances (COLAs)," Steven Bland, PSN, 12/93, p. 1 "Current Research on Pension Accounting," Daniel Dufresne, ARCH,

1993.1, p. 321 "Current Trends in Pension Demographics," Lindsay J. Malkiewich, RSA,

18, 1992, p. 1531 "Death of a Pension Bill," James A. Beirne, PSN, 12/93, p. 12 "Debate: Defined-Benefit Plans, Why Bother?" Adam J. Reese, P. G.

Alistair Cammidge, and Richard S. Raskin, RSA, 17, 1991, p. 1449 "Defined-Contribution Alternatives to Defined-Benefit Plans: Recent

Public Sector Experience," Scott K. Baker and Kathy Jenks Harm, PSN, 9/93, p. 4

"Dialogue with the IRS," James E. Holland, Jr. and Joan M. Weiss, RSA, 18, 1992, p. 777


"Early-Retirement Incentive Programs (Basic)," Eric P. Lofgren, Cynthia M. Combe, and Howard J. Peyser, RSA, 17, 1991, p. 1993

SUBJECT INDEX 151

Pension Plans (cont.) "FAS 106--Accounting for OPEBS," Vincent Amoroso, Martha E. Marcon,

and Diana J. Scott, RSA, 18, 1992, p. 1025 "The Fast-Tracker Plan: Feeding the Lions While They're Still Only Cubs,"

Peter A. Christensen, PSN, 3/92, p. 21 "Fiduciary Liability Issues for Selection of Investments," David R.

Godofsky, SN 363-34-94 "Freedom of Choice--Executive and Pension Plans in Canada," Patrick

Landry and Karen Henderson, PF, 8/92, p. 27 "Government Pension Guarantees," C. David Gustafson, Paul H. Jackson,

and L. Jacques Pelletier, RSA, 18, 1992, p. 1999 "Impact of Pension Plan Design on Investment Strategy," Howard A.

Freiman and Carl A. Hess, RSA, 18, 1992, p. 917 "Indonesia: Developments in Pensions and in the General Actuarial

Arena," Robert E. Heitzman, Jr., ISN, 6/93, p. 11 "Introduction to Retirement Plan Design," Patricia L. Scahill, Gall E.

Johnson, and Wayne R. Berney, SN 200-41-93 "Investment Strategy and Pension Surplus Management," Arnold Mark

De Monte and Michael Walter Peskin, RSA, 18, 1992, po 1799 "IRC Section 401(I), 'Permitted Disparity (Integration of Pension Plans)',"

Richard G. Schreitmueller, SN 362-31-92 "IRC Section 404," Michael A. Mikolajczyk, SN 365-47-93 "Issues Facing Actuaries in Retirement Systems," Judy Feldman

Anderson, ACT, 5/93, p. 4 "Is There Life after Executive Life?" Patricia L. Scahill and Richard G.

Schreitmueller, RSA, 17, 1991, p. 1307 "Is There Life after Executive Life? Retirement Plan Participants and the

Guarantees of Insurance Companies," Angela Jo Arnett, Melissa Kahn, and James A. Kenney, RSA, 18, 1992, p. 727

"Is There Life after Executive Life? Retirement Plan Participants and the Guarantees of Insurance Companies," Kevin A. Ceurvorst, Sharon Novickas, and Philip J. Suess, RSA, 18, 1992, po 1075

"Keeping Our Public Informed," Daniel M. Arnold, PSN, 12/93, p. 2 "Keeping Up with the Economy" [editorial), Mary Hardiman Adams, ACT,

4/92, p. 2 "Late-Breaking Developments," Hal S. Tepfer, Dennis T. Blair, and Edward

E. Burrows, RSA, 17, 1991, p. 1339 "Litigation Risks of the Pension Actuary," Stephen T. Jacobs, RSA, 18,

1992, p. 887 "Master Trusts," Paul Christiani, SN 361-44-93 "Mergers and Acquisitions," Douglas Tormey, RSA, 18, 1992, p. 1779 "Message from the IRS," Ethan E. Kra, James E. Holland, Jr., and Martin

Slate, RSA, 17, 1991, p. 771

152 SUBJECT INDEX

Pension Plans (cont.) "Mortality among Members of Uninsured Pension Systems," Retirement

Plans Experience Committee, 1991-92 Reports TSA, p. 45 "Mortality Tables for Pension Plans," Donald S. Grubbs, Jr., SN 360-27-94,

SN 460-22-94, SN 461-22-94 "National Lawyers Network Looking for Actuarial Assistance" [letter to

editor], Howard Young, PSN, 3/93, p. 13 "New Laws May Revive Group IRAs," Carl A. Hess, ACT, 11/92, p. 4 "Nondiscrimination Issues (Basic)," Michael I. Wiesner, Stephen A. Alpert,

and Lawrence J. Sher, RSA, 17, 1991, p. 1125 "Nondiscrimination Rules," Adrien R. LaBombarde and Joseph P. Macaulay,

RSA, 18, 1992, p. 51 "Nondiscrimination Rules," Thomas M. Miano and Roger C. Siske, RSA,

18, 1992, p. 947 "Nondiscrimination Rules (Basic)," James A. Kenney, Sherrie B.

Desmond, and J. Scott Galloway, RSA, 17, 1991, p. 2099 "Nondiscrimination Rules: Still an Open Question," A. Richard

LaBombarde, PF, 8/92, p. 33 "Not Gone but Forgotten," Abbey L. Keppler, Donald L. Segal, and Susan

M. Smith, RSA, 18, 1992, p. 381 "Open Window Retirement Programs," Randy D. Kelley, SN 362-28-93 "PBGC Issues," David C. Lindeman, RSA, 18, 1992, p. 215 "Pension Actuarial Valuation Report," Jerry D. Allen, SN 461-46-93 "Pension Actuaries: Mercenaries or Professionals?" J. Bruce MacDonald,

ACT, 4/92, p. 1 "The Pension Actuary and the Lawyer," Patrick F. Flanagan, Alnasir H.

Samji, Steven C. Scudder, and Charles Barry H. Watson, RSA, 17, 1991, p. 2275


"Pension Funding Exercises," Maria M. Sarli, SN 360-19-92, SN 460-19-92 (background only)

"Pension Plan Terminations," Ronald Gebhardtsbauer, SN 365-24-92 "Pension Plan Windups," John Brophy, ACT, 10/93, p. 5

"Pension Programs/Schemes in the International Context," Gregory T. Glashan, Edwin C. Hustead, and Charles Barry H. Watson, RSA, 18, 1992, p. 1943

"Pension Projections," David A. Lorisz, SN 460-28-93, SN 461-28-93 "Pension Reform or Revolution in Latin America?" Fernando J. Troncoso,

ISN, 6/93, p. 7 "Pensions in Canada by 2031," J. Bruce MacDonald, ACT, 5/93, p. 1 "Pension Trends," Ann L. Combs, RSA, 18, 1992, p. 1839

SUBJECT INDEX 153

Pension Plans (cont.} "Plan Design Issues (Advanced)," Vincent Amoroso, Stephen E. Baird,

John J. Haley, and Paul A. Rivera, RSA, 17, 1991, p. 1633 "Plan Design: 1990s and into the 21st Century," Janice P. Bricker, Paule


"Plan Termination Issues," Mary Ao Brauer and Ronald Gebhardtsbauer, RSA, 18, 1992, p. 639

"Plan Termination Issues," Mary S. Riebold, Ronald Gebhardtsbauer, and Larry D. Zimpleman, RSA, 17, 1991, p. 1011

"Portability of Defined-Benefit Pensions," William David Smith, Harold J. Brownlee, and Peter Hardcastle, RSA, 17, 1991, p. 1041

"Present Value of Vested Benefits" [letter to editor], Jane D. Pacelli, PSN, 9/93, p. 11

"Projected Unit Credit Cost Method--United States and Canada," Ronnie Susan Thierman, John W. Atteridg, Richard Daskais, and Michael Sze, RSA, 17, 1991, p. 1317


"Public Retirement Plans," Richard O. Goehring, Thomas P. Bleakney, Drew Anthony James, and Patricia F. Wiegert, RSA, 17, 1991, p. 1177

"PWBA Deputy Addresses Investment Section Breakfast," Mark W. Griffin, RR, 1/93, p. 10

"Recent Rulings and Regulations Update Late-Breaking Developments." Adrien R. LaBombarde and David C. Lindeman, RSA, 18, 1992, p. 327

"Recent Rulings and Regulations Update---Late-Breaking Developments," Martha Priddy Patterson and Joan M. Weiss, RSA, 18, 1992, po 991

"Recent Trends in Canadian Pension Plans," J. Bruce MacDonald, PF, 6/93, p. 25

"References for Pension Actuaries," Richard G. Schreitmueller and Jeffrey S. Paciero, PSN, 3/93, p. 17


"Retirement Insurance Reforms to the Fiscal, Labor and Social Security Law--Mexico," Fernando J. Troncoso and Segundo Tascon, PSN, 6/92, p. 1

"Review of Social Security Financing and Related Matters," Felicity Messner, Cecil J. Nesbitt, and Aaron Robertson, ARCH, 1993.1, p. 249

"Schedule B Problems," Kathryn G. Marticello, RSA, 18, 1992, p. 191 "Selecting Actuarial Assumptions," Mary Hardiman Adams and Kenneth

A. Steiner, RSA, 17, 1991, p. 2155

154 SUBJECT INDEX

Pension Plans (cont.) "Selecting an Interest Rate Assumption," Mitchell Charles Wiener, Robert

Stephen Byrne, Jr., and Richard Daskais, RSA, 17, 1991, p. 885 "Setting Standards for the Selection and Monitoring of Insurance Com-

panies for Retirement Plans," Brian C. Ternoey, SN 363-33-93 "Small-Plan Issues," William T. Wilson and Robert D. Lebenson, RSA, 18,

1992, p. 345 "Taxation to Individuals of Pension Income," Dale Bo Grant, Abbey L.

Keppler, and Mark S. Wintner, RSA, 17, 1991, p. 907 "Tax Court Rejects IRS on Partial Termination," PSN, 6/93, p. 17 "Tax Policy for Retirement Income Plans," Richard G. Schreitmueller and

Sylvester J. Schieber, RSA, 17, 1991, p. 1607 "Thoughts from a Consulting (Pension) Actuary" [editorial], Mary

Hardiman Adams, ACT, 11/92, p. 2 "Tsk, Tsk, Shame on Some U.S. Pension Actuaries" [editorial], Daniel M.

Arnold, PSN, 6/93, p. 2 "'Tsk, Tsk' Draws Fire" [letter to editor], Colin Southcote-Want, ACT, 9/93,



p. 13 "United States Pension Topics--Late-Breaking Developments," Arnold

F. Shapiro and Harry J. Conaway, RSA, 17, 1991, p. 1767 "Update on IRC Section 415," Stephen Carl Pujol, SN 365-48-93 "Washington's Deputy State Actuary Comments," Steven Bland, ACT,

4/92, p. 15 "Watch Your Pension Nomenclature," Frank P. Di Paolo, ACT, 3/93, p. 14 "What Have Practitioners Done with Section 401(a)(4)? (Advanced),"

Donald S. Grubbs, Jr., Judith E. Latta, and Steven G. Vernon, RSA, 17, 1991, p. 991

"What's New in Plan Design?" John A. Reschke and Douglas L. Thompson, RSA, 18, 1992, p. 749

"Work of the SFAS No. 106 Implementation Task Force," Jean Wodarczyk and Ethan Kra, ACT, 6/93, p. 5

Persistency "1987-88 Long-Term Ordinary Lapse Survey in the United States," Life

Insurance Marketing and Research Association, Inc., 1988-89-90 Reports TSA, p. 249

"1988-89 Long-Term Ordinary Lapse Survey in the United States," Life Insurance Marketing and Research Association, Inc., 1991-92 Reports TSA, p. 771

SUBJECT INDEX 155

Persistency (cont.) "1989-90 Long-Term Ordinary Lapse Survey in the United States," Life

Insurance Marketing and Research Association, Inc., 1991-92 Reports TSA, po 837

"1983-86 Whole Life Lapsation in the United States," Life Insurance Marketing and Research Association, Inc., 1988-89-90 Reports TSA, p. 305

"1987-88 Long-Term Ordinary Lapse Survey in Canada," Life Insurance Marketing and Research Association, Inc., 1988-89-90 Reports TSA, p. 283

"1988-89 Long-Term Ordinary Lapse Survey in Canada," Life Insurance Marketing and Research Association, Inc., 1991-92 Reports TSA, p. 809

"1989-90 Long-Term Ordinary Lapse Survey in Canada," Life Insurance Marketing and Research Association, Inc., 1991-92 Reports TSA, p. 879

"1983-86 Whole Life Lapsation in Canada," Life Insurance Marketing and Research Association, Inc., 1988-89-90 Reports TSA, p. 323

"Direct-Response Marketing Persistency/Mortality Study," Edward P. Mohoric, ND, Fall 1992, p. 12

"Direct-Response Persistency Study Update," Edward P. Mohoric, ND, Winter 1992, p. 2

"Highlights of SPDA Study," Lucian J. Lombardi, ACT, 3/92, p. 7 "A Long-Term Look at Yearly Renewable Term Lapsation in the United

States, 1987-1990 Experience," Life Insurance Marketing and Research Association, Inc., 1991-92 Reports TSA, p. 915

"Single-Premium Deferred-Annuity Persistency Study," Samuel H. Cox, Paul D. Laporte, Steven R. Linney, and Lucian Lombardi, 1992

Pricing "1986-89 Credit Risk Event Loss Experience Study," Credit Risk Research

Project Coordinating Committee, 1993 "Actuarial Issues in Prepaid Tuition Contracts," Robert B. Crompton,

ARCH, 1993.3, p. 83 "AIDS Update and Reserving," Robert W. Beal, Jon Eisenhandler, and

Timothy F. Harris, RSA, 18, 1992, p. 673 "Annuities in the United States," Committee on Continuing Education,

PASG, 1993, S-1-93 "Another Perspective--'13me to Redefine Your DI Line: Part I," Robert M.

Brodrick, RSN, 4/93, p. 4 "Another Perspective--'13me to Redefine Your DI Line: Part I1," Robert M.

Brodrick, RSN, 9/93, p. 9 "The Application of Fuzzy Sets to Group Health Underwriting," Virginia

R. Hosler, ARCH, 1992.2, p. 1

156 SUBJECT INDEX

Pricing (cont.) "Bounds on Expected Values of Insurance Payments and Option Prices,"

Samuel H. Cox, TSA, XLIII, 1991, p. 231 "Casualty Rate Prediction for Oil Tankers," Douglas McKenzie, ARCH,

1993.3, p. 487 "Communication among Valuation Actuaries, Pricing Actuaries, and

Management," Frank J. Buck, James F. Hamilton, Roger J. Laker, and Ronald L. Ziegler, RSA, 17, 1991, p. 1665

"A Comparison of Insured Mortality Experience in the U.S., Mexico, and Other Latin American Markets," Francesco Ugo De Gobbi, ISN, 6/93, p. 5

"The Cost of the IRC Section 4371 Premium Excise Tax," Philip M. Jacobs, RSN, 7/92, p. 6

"A Direct Approach to Pricing Death Benefit Guarantees in Variable Annuity Products," Garth A. Bernard, PDS, 6/93, p. 6

"Dynamic Threshold," William H. Drinkwater and Jerrold M. Norman, PDS, 7/92, p. 9

"Expense Strategy and Pricing Considerations," Keith Gubbay, Andrew S. Cherkas, and John B. Yanko, RSA, 17, 1991, p. 571

"Expense Strategy and Pricing Considerations," Edward C. Jarrett, Johan Lo L5tter, and Lawrence Silkes, RSA, 17, 1991, p. 31


"Group Long-Term-Care Topics," Debra L. Fulks and David M. Klever, SN 522-32-93

"Group Long-Term Disability," James D. Maughn, RSN, 12/93, p. 10 "Group Mortgage Insurance--Some Practical Aspects," Christopher H.

Hause, ND, Summer 1992, p. 1 "Individual Medical Expense Insurance," Committee on Continuing

Education, PASG, 1993, R-1-93 "Insurance Regulation, Rating Agencies, and the Cheshire Cat," Bradley

M. Smith, PDS, 7/92, p. 12 "lntercompany Advanced Age Mortality Study," Claude Lapointe, RSN,

12/92, p. 9 "lntercompany Large Amount Mortality (1990 Update)," Claude Lapointe,

RSN, 4/92, p. 6 "Introduction to Pricing and Asset Shares," David B. Atkinson,

SN 210-25-93 "Lincoln National Aviation Mortality and Claim Analysis," Melvin C.

McFall, PDS, 12/92, p. 6; RSN, 12/92, p. 1 "Long-Term-Care Insurance," Society of Actuaries, PASG, 1993, T-1-93

SUBJECT INDEX 157

Pricing (cont.) "Long-Term Caro Who Needs, It, Wants It, or Can Pay for It?" Ronald D.

Hagen, Bartley L. Munson and Susan I. Van Gelder, RSA, 18, 1992, p. 1851


"Marginal Risk-Based Capital," Grant Hemphill, SMT, 6/93, p. 4 "Medium- and Large-Group Medical Issues (Basic)," Charles S. Fuhrer

and Arnold F. Shapiro, RSA, 18, 1992, p. 659 "Mergers and Acquisitions," Douglas Tormay, RSA, 18, 1992, p. 1779 "Merger and Acquisition Topics," Stephen K. Millar, Albert A. Riggieri,

Jr., and William J. Thompson, RSA, 18, 1992, p. 473 "A Method for Analyzing Specific Stop-Loss Medical Insurance Claims,"

Timothy M. Ross, ARCH, 1993.3, p. 543 "Model for Studying the Actuarial Aspects of Continuing-Care Retire-

ment Communities," William F. Bluhm, Stanley A. Roberts, and Robert B. Cumming, SN 522°31-92

"Modeling Flexible Benefit Selection," Charles So Fuhrer and Arnold F. Shapiro, ARCH, 1992.1, p. 197; HSN, 4/92, p. 1; RSA, 17, 1991, p. 1286; TSA, LXIV, 1992, p. 135


"Option-Adjusted Duration of Insurance Liabilities: Sample Calcula- tions," Douglas C. Doll, PDS, 6]93, p. 3

"The Practical Use of Recursive Functions," L. Timothy Giles, ARCH, 1993.3, p. 449


"The Preferred/Standard Phenomenon," John M. Bragg, RSN, 4/93, p. 1 "Pricing and Product Development for Income Annuities," John L.

Santoloci, SN 440-38-93/SN 441-38-93 "Pricing Direct Response Insurance Marketing Programs," H. Michael

Shumrak, SN 440-39-93/SN 441-39-93 "Pricing for Solvency" [letter to editor], James L. Lewis, ACT, 1/92, p. 17 "Pricing Medicare Supplement Benefits," C. Keith Powell, SN 445-29-92 "Product Development and Pricing of Deferred Annuities in Canada,"

Patrick Kelleher, SN 440-67-93 "Product Development in a Small Company Environment," Charles E.

Ritzke, PDS, 3/92, p. 1 "Ratings Agencies/Risk-Based Capital," Peter B. Deakins, Michael

Albanase, and David N. Ingrain, VA, 1992, p. 37 "Recoverability/Loss Recognition," Steven H. Mahan, Stephen A. J.

Sedlak, and Charles M. Underwood II, VA, 1992, p. 105

158 SUBJECT INDEX

Pricing (cont.} "Repricing the In-Force Book of Business," Donna R. Claire, Selig Ehrlich,

and Albert E. Easton, RSA, 18, 1992, p. 1763 "Risk-Based Capital for Life Insurers: Part I. Summary of Provisions,"

Stephen D. Reddy and Mark Mueller, RR, 8/93, p. 6 "Risk-Based Capital for Life Insurers: Part I1. Assessing the Impact," Mark

Mueller and Stephen D. Reddy, RR, 11/93, p. 6 "Smoke-Free Term Insurance," "13mothy F. Harris, PDS, 6/93, p. 1 "SPDA--Interest-Sensitive Cash-Flow Analysis," Samuel H. Cox, Peter B.

Deakins, and Paul Do Laporte, RSA, 18, 1992, p. 2145 "Term Universal Life--Best of Both Worlds," Barry Jacobson, PDS, 12/92,

p. 1 "Unit Expense Factors for Risk-Based Capital Requirements," Klaus O.

Shigley, PDS, 12/92, p. 1 "The Valuation of Retiree Medical Benefits," Adam J. Reese, SN 523-29-92 "What the General Public Should Know about the Value of Medical

Underwriting," Donald C. Chambers, RSN, 9/93, p. 6

Product Development "Accelerated Benefits," Philip A. Velazquez, Donna R. Claire, Abraham S.

Gootzeit, and Lawrence C. Patz, RSA, 17, 1991, p. 643 "Annuities in the United States," PASG, 1993, S-1-93 "Annuities Structured for Safety," Felix Schirripa, ACT, 10/92, p. 9 "Annuity Product Development Update," Philip K. Polkinghorn, William

R. Britton, Jr., Edward F. McKernan, and Michael Winterfield, RSA, 17, 1991, p. 705

"Another Perspective--'13me to Redefine Your DI Line: Part I," Robert M. Brodrick, RSN, 4/93, p. 4

"Another Perspective--'13me to Redefine Your DI Line: Part I1," Robert Mo Brodrick, RSN, 9/93, p. 9

"Care Management in Long-Term-Care Insurance," Saul M. Spivack, HSN, 1/93, p. 11

"Case Studies," Shane A. Chalke, Mark G. Doherty, Patricia L. Guinn, and Stanley B. Tulin, RSA, 18, 1992, p. 1243

"Cash-Flow Testing for Product Actuaries," David N. Becker, Donna R. Claire, and Martin P. Klein, RSA, 18, 1992, p. 1919

"A Comparison of Administrative Expense Levels for Life and A&H Insurance Products Produced Using Database Marketing Techniques," Jay M. Jaffe, ND, Fall 1992, p. 7


"Deferred Annuities," Pamela M. Crane, SN 441-92-92

SUBJECT INDEX 159

Product Development (cont.) "A Direct Approach to Pricing Death Benefit Guarantees in Variable

Annuity Products," Garth A. Bernard, PDS, 6/93, p. 6 "Dynamic Threshold," William H. Drinkwater and Jerrold M. Norman,

PDS, 7/92, p. 9 "GICs and Other Insurance Company Products--Are They Still Alive?"

Joseph J. Buff and Judith Markland, RSA, 18, 1992, p. 965 "Group Long-Term Disability," James D. Maughn, RSN, 12/93, p. 10 "Group Mortgage Insurance--Some Practical Aspects," Christopher H.

Hause, ND, Summer 1992, p. 1 "Health Valuation Actuary Toolbox," Edgar J. Goral, J. Lynn Peabody,

Julia T. Philips, and Jerome Winkelstein, RSA, 18, 1992, p. 165 "Impact of Pension Plan Design on Investment Strategy," Howard A.

Freiman and Carl A. Hess, RSA, 18, 1992, p. 917 "Individual Annuity Products," Mitchell R. Katcher and Michael Ro

Winterfield, RSA, 18, 1992, p. 1291 "Individual Annuity Product Update," Gordon C. Boronow, Stephen E.

Roth, and James M. Truax, RSA, 18, 1992, p. 1813 "Individual Annuity Update," Donna R. Claire, PDS, 3/92, p. 10 "Individual Insurance Products--Banks/Stockbrokers," John C. R. Hele,

Rick Kolsky, "13mothy C. Pfeifer, and Noel J. Abkemeier, RSA, 17, 1991, p. 285

"Individual Life Product Development Update," Thomas W. Reese, Pamela M. Crane, Daniel O'Neill, Gregory A. Rogers, and Robert S. Rubinstein, RSA, 17, 1991, p. 609

"The Influence of Investments on Product Design," Mark W. Griffin, Shane A. Chalke, and Philip K. Polkinghorn, RSA, 17, 1991, p. 1935


"Lincoln National Aviation Mortality and Claim Analysis," Melvin C. McFall, PDS, 12/92, p. 6

"Living Benefits May Negate Purpose of Insurance" [letter to editor), Alastair G. Longley-Cook, ACT, 11/92, p. 15

"Living Benefits Morally Profitable" [letter to editor], Daniel E. Kahan, ACT, 3/92, p. 13

"Long-Term-Care Insurable Events: Emerging Prominence of ADL Bene- fits," Debra L. Fulks, Joseph J. Hancock, and Sharon Sokoloff, RSA, 18, 1992, p. 127


"Merger Life: The Mortgage Option," Lloyd A. Foster, ACT, 4/92, p. 9 "Modeling Home Equity Conversion Mortgages," Theresa R. DiVenti and

Thomas N. Herzog, TSA, XLIII, 1991, p. 261

160 SUBJECT INDEX

Product Development (cont.) "Multiple Life Plans," Anne M. Katcher, Carol A. Marler, John J.

O'Connell, and Philip K. Polkinghorn, RSA, 17, 1991, p. 189 "New Laws May Revive Group IRAs," Carl A. Hess, ACT, 11/92, p. 4 "New Life Products in an Uncertain World: Some Ideas on the Implica-



"Payment of Accelerated Benefits by Viatical Settlement Companies," David-Irwin Binter, PDS, 3/92, p. 8


"Pricing and Product Development for Income Annuities," John L. Santoloci, SN 440-38-93/SN 441-38-93

"Product Development and Pricing of Deferred Annuities in Canada," Patrick Kelleher, SN 440-67-93

"Product Development in a Small Company Environment," Charles E. Ritzke, PDS, 3/92, p. 1

"Product Development in the Age of Risk-Based Capital," Grant Hemphill, ND, Winter 1993, p. 1


"Products under the New Administration," Timothy C. Pfeifer, PDS, 6/93, p. 2

"Product Update--Individual Life," Sandra Potasky, Douglas C. Doll, W. Steven Prince, and Michael J. Roscoe, RSA, 17, 1991, p. 2293

"Repricing the In-Force Book of Business," Donna R. Claire, Selig Ehrlich, and Albert E. Easton, RSA, 18, 1992, p. 1763

"Restructuring the Cost of Life Insurance," Mark A. Davis, Lynn C. M. Grenier-Lew, and Wilfred J. Romero, RSA, 17, 1991, p. 2183

"Riding the Life Product Rollercoaster," Charles E. Ritzke, ACT, 11/93, p. 3 "Section 7702 & 7702A: An Update," Timothy P. Schiltz, John T. Adney,

John W. Holt, and Stephen D. Hooe, RSA, 17, 1991, p. 209 "Selecting an Investment Strategy," Robert J. Lalonde, Frank J. Alpert,

and Steven W. Guyer, RSA, 17, 1991, p. 531 "Selecting an Investment Strategy," Robert J. Lalonde, Andrew M.

Jarmel, and Martin P. Klein, RSA, 17, 1991, p. 341 "Strategic Product Development," Isadore Jermyn, "13mothy C. Pfeifer,

and Mark A. Tullis, RSA, 18, 1992, p. 1135 "Survivorship Insurance," Philip K. Polkinghorn, SN 441-93-92 "Tax Notes," John J. Palmer, PDS, 3/92, p. 1; PDS, 12/92, p. 9

SUBJECT INDEX 161

Product Development (cont.) "Term Insurance Developments," Kin K. Gee, Ronald A. Colligan,

Armand J. De Palo, and William J. Schnaer, RSA, 17, 1991, p. 229 "Term Universal Life--Best of Both Worlds," Barry Jacobson, PDS, 12/92,

p. 1 "Unit Expense Factors for Risk-Based Capital Requirements," Klaus O.

Shigley, PDS, 12/92, p. 1 "Update on Variable Products," Hubert Mueller, PDS, 7/92, p. 1 "Variable Annuities," Gregory J. Carney, SN 441-31-92

Professional Conduct "Accr6ditation Professionnelle et Code de D6ontologie de L'Actuaire

Mexicain," Fernando J. Troncoso, PSN, 3/92, p. 14 "Les Actuaires de R~gimes de Retraite: Travaillent-ils pour L'Employeur

ou pour les Participants?" l~tienne Brodeur, PSN, 3/92, p. 8 "Actuarial Certification and the Code of Professional Conduct in Mexico,"

Fernando J. Troncoso, PSN, 3/92, p. 14 "Actuarial Empathy" [letter to editor), Jeffrey D. Miller, ACT, 2/92, p. 18 "Actuarios en el Campo de Pensiones: LSirven a la empresa o a los

miembros del plan?" I~tienne Brodeur, PSN, 3/92, p. 8 "Amendment Should Have Had More Discussion" [letter to editor), Peter

W. Plumley, ACT, 6/92, p. 15 "Amendment Should Have Had More Discussion" [reply/letter to editor],

David M. Holland, ACT, 6/92, p. 15 "La Certificacibn de Actuarios y el Cbdigo de Conducta Profesional en

M~xico," Fernando J. Troncoso, PSN, 3/92, p. 14 "Cheating on Rise at Universities: SOA/CAS Exam Cheating Rates

Comparatively Low," Judy Bluder, FA, 6/93, p. 2 "The CIA's Continuing Professional Development Standards," Peter

Gorham, EH, 3/93, p. 3 "Convergence of the Actuarial Profession in Various Countries" [editor-

ial], Mi~:hael McGuinness, ACT, 2/93, p. 2 "Disciplinary Action for SOA Exam Candidates," Neville Henderson and

Marta Holmberg, ACT, 10/92, p. 4 "Gearing Up to Be Appointed Actuaries in Canada," W. Paul McCrossan,

ACT, 1/92, p. 1 "Let Your Conscience Be Your Guide" [letter to editor], Thomas M. Zavist,

ACT, 3/92, p. 14 "Liability of Appointed Actuaries in the U.S.," Walter S. Rugland, FR,

5/92, p. 1 "Litigation Risks of the Pension Actuary," Stephen T. Jacobs, RSA, 18,

1992, p. 887

162 SUBJECT INDEX

Professional Conduct (cont.) "Nontraditional Actuarial Services Revisited," Robert D. Shapiro,

Kenneth T. Clark, and Frederick W. Kilbourne, RSA, 17, 1991, p. 1733 "Other Medical," Larry M. Gorski and Ronald M. Wolf, VA, 1992, p. 185 "Pension Actuaries: Do They Serve Employers or Plan Members?" I~ti-

enne Brodeur, PSN, 3/92, p. 8 "Pension Actuaries: Mercenaries or Professionals?" J. Bruce MacDonald,

ACT, 4/92, p. 1 "Present Value of Vested Benefits" [letter to editor], Jane D. Pacelli, PSN,

9/93, p. 11 "President-Elect Supports Conduct Code" [letter to editor], Walter S.

Rugland, ACT, 9/92, p. 17 "Professional Responsibilities," Mary Hardiman Adams, ACT, 5/93, p. 2 "Professional Responsibility," W. James MacGinnitie, VA, 1991, p. 93 "Reality-Based Standards" [letter to editor], Arnold A. Dicke, FR, 6/93,




6/93, p. 24 "Society of Actuaries and Antitrust Compliance," Alan E. Lazarescu and

Clay H. Phillips, ACT, 1/92, supplement "Solvency and Personal Responsibility" [editorial], Robin B. Leckie, ACT,

2/92, p. 2 "Strategic Product Development," Isadore Jermyn, "13mothy C. Pfeifer,

and Mark A. Tullis, RSA, 18, 1992, p. 1135 "Tsk, Tsk, Shame on Some U.S. Pension Actuaries" [editorial], Daniel M.

Arnold, PSN, 6/93, p. 2 "'Tsk, Tsk' Draws Fire" [letter to editor], Colin Southcote-Want, ACT, 9/93,



p. 13

Reinsurance "Accounting and Reporting Update," Richard Lynch, FR, 12/92, p. 5 "Another Perspective--Time to Redefine Your DI Line: Part I," Robert M.

Brodrick, RSN, 4/93, p. 4 "Another Perspective~'l]me to Redefine Your DI Line: Part I1," Robert M.

Brodrick, RSN, 9/93, p. 9

SUBJECT INDEX 163

Reinsurance (cont.) "Asset Coinsurance," David N. Ingrain and Melvin C. McFall, RSA, 18,

1992, p. 1727 "The Cost of the IRC Section 4371 Premium Excise Tax," Philip M.

Jacobs, RSN, 7/92, p. 6 "DAC Tax Regulations," Lee M. Tang, RSN, 9/93, p. 1 "Different Approaches to Federal Regulation Considered by Congress,"

Robert H. Myers, Jr., RSN, 12/92, p. 1 "Federal Versus State Regulation of Reinsurance," Eugene L. Copeland

and Denis W. Loring, RSA, 18, 1992, p. 1493 "Health Reinsurance: The Actuary's Dilemma," Karen Lynn Gerrasoni,

VA, 1991, p. 315 "lntercompany Advanced Age Mortality Study," Claude Lapointe, RSN,

12/92, p. 9 "lntercompany Large Amount Mortality (1990 Update)," Claude

Lapointe, RSN, 4/92, p. 6 "IRS Proposed DAC Rules Troublesome for Reinsurance," Joseph M.

Jordan, SN 550-22-93 "Is the Globalization of Reinsurance Having a Major Effect?" James L.

Sweeney, RSN, 12/93, p. 3 "Life Reinsurance Data from the Munich American Survey," David M.

Holland and David M. Bruggeman, RSN, 12/92, p. 13; RSN, 9/93, p. 1 "Lincoln National Aviation Mortality and Claim Analysis," Melvin C.

McFall, RSN, 12/92, p. 1 "Long-Term-Care Reinsurance," Robert M. Brodrick and Leonard Koloms,

RSA, 18, 1992, p. 403 "A Look at Community Rating," Alice Rosenblatt, ACT, 6/93, p. 3 "The New ACLI Reinsurance Committee," Denis W. Loring, RSN, 9/93,

p. 2 "New Tax Law Changes Assumption Reinsurance and DAC Tax Rules,"

Mark H. Kovey, RSN, 12/93, p. 1 "Preliminary 1991 U.S. Reinsurance Production and In-Force Survey,"

David M. Holland and David M. Bruggeman, RSN, 4/92, p. 1 "Preliminary 1992 U.S. Reinsurance Production and In-Force Survey,"

David M. Holland and David M. Bruggeman, RSN, 4/93, p. 3 "Product Development in a Small-Company Environment," Charles E.

Ritzke, PDS, 3/92, p. 1 "Proposed New Requirements for 1993--Accounting for Reinsurance

Transactions," Laurie L. Harris, RSN, 7/92, p. 1 "Regulatory Update: Reinsurance Tax and Financial News," Kenneth J.

Clark, RSN, 4/92, p. 5; RSN, 7/92, p. 10; RSN, 4/93, p. 1 "Reinsurance and Tax Developments," Mark M. Hopfinger and W. Dennis

Pepe, VA, 1992, p. 203

164 SUBJECT INDEX

Reinsurance (cont.) "Reinsurance from the Ceding Company's Viewpoint," John E. Bailey,

Melvin B. Dunn, and Michael W. Pado, RSA, 18, 1992, p. 1873 "Reinsurance in the News," Diane Wallace, Joseph M. Belth, Allan D.

Greenberg, and M. Lavonne Paden, RSA, 17, 1991, p. 473 "Reinsurance May Be Part of Solvency Solution" [letter to editor],

Reginald Barnsley, ACT, 6/92, p. 16 "Reinsured Risk Amount Determination Provision," Johanna B. Becker,

RSN, 4/93, p. 6 "A Risk-Analysis Approach to Reserves and Reserve Credit," Michael F.

Manning, RSN, 7/92, p. 1 "Risk-Sharing: The Players," Ross Morton, RSN, 7/92, p. 7 "Risk Transfer Regulation for the 1990s," Diane Wallace, RSN, 4/92, p. 1 "Sears-Allstate Decision May Affect Reinsurance," C. Clinton Stretch and

Thomas M. Brown, RSN, 12/92, p. 7 "Specific and Aggregate Stop-Loss Reserves," David E. Olsho, VA, 1991,

p. 323 "Use of Reinsurance in Joint Ventures," Melville J. Young, ]]mothy J.

Herr, Karen Olsen MacDonald, and Barry L. Shemin, RSA, 17, 1991, p. 311

Research "1986-89 Credit Risk Event Loss Experience Study," Credit Risk Research

Project Coordinating Committee, 1993 "Accidental Discovery" [letter to editor], John H. Cook, ACT, 4/92, p. 15 "AERF Supports Research Efforts," Curtis E. Huntington, ACT, 5/92, p. 3 "The Art of Actuarial Science" [presidential address], Daphne D. Bartlett,

TSA, XLIII, 1991, p. 1 Book Review of The Federal Data Base Finder (Matthew Lesko), Robert

J. Johansen, TSA, XLIII, 1991, p. 488 "CCRC Population and Financial Model," Robert B. Cumming and

William F. Bluhm, ACT, 3/92, p. 3 "CIA Hosts the 24th ICA in Montreal," Linda B. Emory, ACT, 9/92, p. 8 "A Continuous Estimator of a Mixing Distribution," Jacques Carriere,

ARCH, 1993.2, p. 131 "COVARA to Study Valuation Principles," J. Peter Duran, ACT, 2/92, p. 1 "Data You Never Knew You Needed" [review of The Federal Data Base

Finder, Matthew Lesko], Robert Johansen, ACT, 1/92, p. 8 "Development Program Gains Momentum," Lawrence C. Henze, ACT,

5/92, p. 1 "Dynamics of Change [1991-92 Year in Review]," ACT, 12,/92, p. 8 "E&R Sessions at the Society Meetings," Edward W. Frees, ER, 6/92, p. 1

SUBJECT INDEX 165

Research (cont.) "Experience Studies Continue Tradition," Jack Luff, ACT, 3/92, p. 8 "An Explicit Formula for the Probability of Ruin," Hung-Ping Tsao, ARCH,

1993.2, p. 155 "Fair-Valuing of Insurance Liabilities--Actuarial Approach," Arnold A.

Dicke, FR, 6/93, p. 14 "Final Report of the Task Force for Research on Life Insurance Sales


"Funds Needed to Keep Research Moving Ahead," Mark G. Doherty, ACT, 5/92, p. 8

"Geometric Realization of Convolution of Uniform Distributions," Hung- Ping Tsao, ARCH, 1993.2, p. 161

"Highlights of SPDA Study," Lucian J. Lombardi, ACT, 3/92, p. 7 "Information Theoretic Approach to Actuarial Science: A Unification and


"The Institute of Insurance and Pension Research, University of Waterloo," Robert L. Brown, ER, 1/92, p. 4; PE 8/92, p. 21

"Interview with a Librarian," Irwin T. Vanderhoof, ACT, 1/92, p. 7 An Investigation into Possible Applications of Fuzzy Set Methods in

Actuarial Science, Krzysztof Ostaszewski, book, 1993 "Life Contingency Functions and Their Derivatives," Hung-Ping Tsao,

ARCH, 1993.2, p. 165 "Marginal Analysis of Risk-Based Capital," Anthony J. Zeppetella, FR,


FR, 6/93, p. 16 "A Mixed Lognormal Estimator of a Risk Distribution," Jacques Carriere,

ARCH, 1993.1, p. 59 "Modeling Home Equity Conversion Mortgages," Theresa R. DiVenti and

Thomas N. Herzog, TSA, XLIII, 1991, p. 261 "More Comments on Cook Rediscovery" [letter to editor], Henry Karsten,

ACT, 11/92, p. 13 "More Comments on Cook Rediscovery" [letter to editor], S. David

Promislow, ACT, 11/92, p. 14 "More Comments on Cook Rediscovery" [letter to editor], Thomas M.

Zavist, ACT, 11/92, p. 13 "New Method is 'Fuzzy'," Krzysztof Ostaszewski, ACT, 5/92, p. 1 "ORSA Liaison Points Out Articles and Meetings" [letter to editor],

Nathan F. Jones, ACT, 10/92, p. 18

166 SUBJECT INDEX

Research (cont.) "Paper on Group Medical Area Factors Available," Mark Alan Chesner,

ACT, 10/92, p. 8 "Publish Tables in Reports" [letter to editor], Peter L. Hutchings, ACT,

2/92, p. 19 "Publish Tables in Reports" [reply/letter to editor], Kenneth A. McFarquhar,

ACT, 2/92, p. 19 "R&D Critical to Profession's Future" [editorial], Robin B. Leckie, ACT,

5/92, p. 2 "RAND Health Insurance Experiment Data Available" [letter to editor],

Nathan F. Jones, ACT, 1/92, p. 18 "References for Pension Actuaries," Richard G. Schreitmueller and

Jeffrey S. Paciero, PSN, 3/93, p. 17 "Report from the AAA Committee on Life Insurance Financial Reporting,"

Arnold A. Dicke, FR, 6/93, p. 7 "Repositioning for RBC?" Bradley M. Smith and Susan L. Hunt, FR, 10/93,

p. 1 "Research Papers for Fellowship Credit," Roy Goldman, ACT, 1/92, p. 13;

ACT, 9/92, p. 16; EH, 12/92, p. 1 "Shaping Critical Emerging Issues," Anna M. Rappaport, ACTF, 7/93, p. 2 "Six Bridges to qYs," William A. Bailey, ARCH, 1993.1, p. 143 "SOA Awards Grants," ACT, 9/93, p. 12 "SOA Starts Health Claims Database Project," John Bertko, ACT, 6/93,

p. l l "Society Awards Ph.D. Grants," ACT, 9/92, p. 16 "Society Research: Dynamic Growth, Broader Horizons" [editorial],

Anthony T. Spano, ACT, 3/92, p. 2 "Some Aspects of FASB Statement 87," Daniel Dufresne, ARCH, 1993.2,


ARCH, 1993.2, p. 171 "Study of Economic Loss Associated with Credit Risk," Gery J. Barry and

Warren R. Luckner, ACT, 3/92, p. 1

Reserves "1980 Amendments to the Standard Valuation Laws," Gary E. Dahlman,

SN 340-36-93 "Accounting and Reporting Update," Richard Lynch, FR, 12/92, p. 5 "AIDS Update and Reserving," Robert W. Beal, Jon Eisenhandler, and

Timothy F. Harris, RSA, 18, 1992, p. 673 "Analysis of Effectiveness of Annual Asset Adequacy Testing Exemption

Criteria," Bradley M. Smith and Susan L. Hunt, FR, 10/93, p. 10

SUBJECT INDEX 167

Reserves (cont.) "AVR, IMR Update," James F. Reiskytl, ACT, 3/93, p. 1 "Cash-Flow Testing Can Help with Company Solvency," Donna R. Claire,

ACT, 3/93, p. 3 "Cash-Flow-Testing Survey," Abraham S. Gootzeit, W. Michael Pressley,

and Gregory J. Roemelt, ACT, 6/92, p. 4 "Change in Status of FASB Project on Market-Value-Based Accounting,"

Barbara L. Snyder, FR, 9/92, p. 7 "Claim Reserves," Stephen M. Maher, Stephen J. Rubis, and Stephen P.

Melek, VA, 1992, p. 65 "Current Levels of Active Life Reserves on Long-Term-Care (LTC)

Policies," William Weller and Seth Freedman, HSN, 4/92, p. 6 "Defaults and the Asset Valuation Reserve (AVR)/Interest Maintenance

Reserve (IMR)," James F. Reiskytl, Gery J. Barry, Joseph J. Buff, Joseph L. Dunn, and Frank S. Irish, VA, 1992, p. 337

"Destroying Confidence in Results of Multiscenario Testing," Gordon E. Klein, VA, 1991, p. 55

"Developing Confidence in Results of Multiscenario Testing," Jacqueline M. Keating, VA, 1991, p. 85

"Disabil ity Income," David E. Scarlett, Albert A. Riggieri, Jr., Robert J. Schlifer, and Paul D. Hitchcox, VA, 1992, p. 255

"Estimating Accident Year Incurred Losses from Calendar Year Paid Losses," Richard V. Atkinson, ARCH, 1993.3, p. 317

"Estimation of Long-Tailed Unpaid Losses from Paid Loss Development Using Trended Generalized Bondy Development," Bradford S. Gile, ARCH, 1993.3, p. 433

"Fair-Valuing of Insurance Liabilit ies--Actuarial Approach," Arnold A. Dicke, FR, 6/93, p. 14

"Fair-Valuing of Insurance Liabilit ies--Actuarial Approaches" [letter to editor], Owen A. Reed, FR, 10/93, p. 16

"Fair-Valuing of Insurance Liabilities--Actuarial Approaches" [reply/letter to editor], Arnold A. Dicke, FR, 10/93, p. 16

"Financial Reporting in Canada: An Overview," Michael Lombardi, FR, 5/92, p. 1

"Group Claim Incurral and Reserve Analysis," Barry T. Allen, ARCH, 1993.3, p. 183

"Guideline XXX," David H. Jungk, VA, 1991, p. 213 "Guideline XXX (Reserves for Term Policies)," Richard L. Bergstrom, VA,

1991, p. 233 "Guideline XXX (Reserves for Term Policies)," Stanton L. Cole, VA, 1991,

p. 209 "Health Claim Liabilities Beyond the Lag Tables," David J. Bahn, VA,

1991, p. 413

168 SUBJECT INDEX

Reserves (cont.) "Health Insurance Tax Reserves," Charles J. Auer, Richard J. Burness,

and Joseph W. Michel, RSA, 18, 1992, p. 417 "Health Rate Regulations, Group Medical--Under 25 Regulatory Issues,"

Janet M. Carstens, Harry L. Sutton, Jr., and Gary E. Travnicek, RSA, 18, 1992, p. 279

"Individual Disability Income--Valuation and Tax Issues," William Jo Thompson, Judith Justin, and Donald C. Straffin, RSA, 17, 1991, p. 949

"Individual Medical Expense Insurance," Committee on Continuing Education, PASG, 1993, R-1-93

"Joint ACLI-NALC Task Force on Premiums for Certain Life Insurance Contracts with Nonlevel Premiums or Benefits--Difficult Issues," William M. Buchanan, VA, 1991, p. 225



"Life and Annuity Valuation Issues," Errol Cramer and P. Andrew Ware, VA, 1992, p. 229

"Long-Term-Care/NAIC Task Force on Long-Term-Care Valuation," Michael S. Abroe, Burton D. Jay, Bartley L. Munson, Thomas A. Skiff, and Gordon R. Trapnell, VA, 1992, p. 387

"Long-Term-Care Valuations," Edward P. Mohoric, VA, 1991, p. 169 "Long-Term-Care Valuations," Bartley L. Munson, VA, 1991, p. 185 "Long-Term-Disability (LTD) Reserves and Other Group Health Cash

Flows," Barry T. Allen, VA, 1991, p. 409 "LTD Reserve Basis Project," Jeffrey W. Spencer, ARCH, 1993.3, p. 243 "Managing Statutory Performance," Patricia L. Guinn, Terence Lennon,

David E. Neve, and Robert Ozenbaugh, RSA, 18, 1992, p. 1603 "A Market-Value Balance Sheet: Why and How," Matthew C. Modisett,





FR, 6/93, p. 16 "Merger and Acquisition Topics," Stephen K. Millar, Albert A. Riggieri,

Jr., and William J. Thompson, RSA, 18, 1992, p. 473 "NAIC Actuarial Task Force Report--Life Insurance," Douglas C. Doll, FR,

5/92, p. 13

SUBJECT INDEX 169

Reserves (cont.) "NAIC Life and Health Actuarial Task Force (LHATF) Report on Life Insur-

ance and Annuity Projects," Esther H. Milnes, FR, 12/92, p. 7 "Other Medical," Larry M. Gorski and Ronald M. Wolf, VA, 1992, p. 185 "Policy Reserves on Adjustable Premium Policies," Kriss Cloninger III,

VA, 1991, p. 307 "Practical Aspects of Multiscenario Testing," Donna R. Claire, VA, 1991,

p. 67 "The Practical Use of Recursive Functions," L. Timothy Giles, ARCH,

1993.3, p. 449 "Proposed New Requirements for 1993--Accounting for Reinsurance

Transactions," Laurie L. Harris, RSN, 7/92, p. 1 "RBC Standards Part of New Regulation Package," Thomas K. Gross,

ACT, 3/93, p. 1 "Recent NAIC Developments Related to MSVR and Risk-Based Capital

and Their Impact on Investment Strategies," Paul F. Kolkman, William D. Ward, and Alfred Weinberger, RSA, 18, 1992, p. 1667

"Recoverability/Loss Recognition," Steven H. Mahan, Stephen A. J. Sedlak, and Charles M. Underwood II, VA, 1992, p. 105

"Regulatory Issues for Individual Health Policies," Mark E. Litow and Don Racheter, RSA, 18, 1992, p. 303

"Report from the AAA Committee on Life Insurance Financial Reporting," Arnold A. Dicke, FR, 6/93, p. 7

"Report on the Life and Health Actuarial Task Force (NAIC) June Meeting," Esther H. Milnes, FR, 10/93, p. 17


"A Risk-Analysis Approach to Reserves and Reserve Credit," Michael F. Manning, RSN, 7/92, p. 1

"Risk-Based Capital," Michael Albanese, Robert J. Callahan, and James F. Reiskytl, RSA, 18, 1992, p. 1707

"Sears-Allstate Decision May Affect Reinsurance," C. Clinton Stretch and Thomas M. Brown, RSN, 12/92, p. 7

"Small-Group and Third-Party Administrator (TPA) Reserves," James E. Drennan, VA, 1991, p. 439

"SOA Task Force Interim Report (Revised) to NAIC Life/Health Actuarial Task Force," SN 522-33-93

"Specific and Aggregate Stop-Loss Reserves," David E. Olsho, VA, 1991, p. 323

"Term Insurance Developments," Kin K. Gee, Ronald A. Colligan, Armand J. De Palo, and William J. Schnaer, RSA, 17, 1991, p. 229

"Those Pesky Failed Scenarios," Robert H. Dreyer, SMT, 12/93, p. 8

170 SUBJECT INDEX

Reserves (cont.} "Update of NAIC Model Opinion and Memorandum Legislation," Robert

J. Callahan, FR, 10/93, p. 5 "The Valuation Actuary--1992 Developments," Marc F. Pitoniak, Richard

L. Bergstrom, John S. Bath, and J. Peter Duran, VA, 1992, p. 3 "Valuation Actuary Overview--The New Statutory Valuation Opinion,"

Douglas C. Doll, Deborah A. Gero, and Marc F. Pitoniak, RSA, 18, 1992, p. 1459

Risk Classification "Cash-Flow Testing: The Answer to the Solvency Crisis," Mark A. Davis,


Maria N. Thomson, FR, 5/92, po 20 "Current Issues in the Regulation of Financial Security Programs in the

U.S.," Vincent W. Donnelly, SN 200-52-93 "Health Insurance: The Antirisk Classification and Rate Regulation

Movement," Mark Litow, ACT, 9/92, p. 6 "Individual Underwriting," PASG, 1993, P-1-93 "Intervention Effects among a Collection of Risks," Dennis Tolley and

Kenneth G. Manton, TSA, XLIII, 1991, p. 443 "Lincoln National Aviation Mortality and Claim Analysis," Melvin Co

McFall, PDS, 12/92, p. 6 "Preferred Nonsmoking Products," James B. Keller and Jess L. Mast,

PDS, 7/92, p. 1 "Smoke-Free Term Insurance," 1]mothy F. Harris, PDS, 6/93, p. 1 "What the General Public Should Know about the Value of Medical


Risk Theory "Annuities for the Aged," Cecil Nesbitt and Marjorie Rosenberg, ARCH,

1992.1, p. 251 "Approximations of Ruin Probability by Di-atomic or Di-exponential

Claims," Joshua Babier and Beda Chan, ARCH, 1992.1, p. 223 "Approximations of Ruin Probability by Tri-atomic or Tri-exponential

Claims," Beda Chan, ARCH, 1993.1, p. 115 "Authors Explain" [letter to editor], Tapen Sinha and Jay Sounder-

pandian, ACT, 11/92, p. 15 Book Review of Insurance Risk Models (Harry H. Panjer and Gordon E.

Willmot), Thomas J. Livorsi, TSA, XLIV, 1992, p. 654 Book Review of Introduction to the Mathematics of Demography (Robert

L. Brown), James C. Hickman, TSA, XLIII, 1991, p. 483

SUBJECT INDEX 171

Risk Theory (cont.) "Bounds on Expected Values of Insurance Payments and Option Prices,"

Samuel H. Cox, TSA, XLIII, 1991, p. 231 "C-1 Bond Risk Analysis," Michael L. Zurcher, ARCH, 1993.3, p. 627 "The Challenge of the Valuation Actuary," Michael E. Mateja, ACT, 2/92,

p. 6 "Comments on Risk Aversion Article" [letter to editor], Jonathan Close,

ACT, 6/92, p. 17 "A Continuous Estimator of a Mixing Distribution," Jacques Carriere,

ARCH, 1993.2, p. 131 "Estimating Densities of Functions of Observations," Edward W. Frees,

ARCH, 1993.1, p. 37 "An Explicit Formula for the Probability of Ruin," Hung-Ping Tsao, ARCH,

1993.2, p. 155 "Geometric Realization of Convolution of Uniform Distributions," Hung-

Ping Tsao, ARCH, 1993.2, p. 161 "Immunizing Stochastic Cash Flows," Elias S. W. Shiu, ARCH, 1992.1,

p. 313 Insurance Risk Mode/s, Harry H. Panjer and Gordon E. Willmot, book,

1992 An Investigation into Possible Applications of Fuzzy Set Methods in

Actuarial Science, Krzysztof Ostaszewski, book, 1993 "A Mixed Lognormal Estimator of a Risk Distribution," Jacques Carriere,

ARCH, 1993.1, p. 59 "Modeling Flexible Benefit Selection," Charles S. Fuhrer and Arnold F.

Shapiro, ARCH, 1992.1, p. 197; HSN, 4/29, p. 1; RSA, 17, 1991, p. 1286; TSA, XLIV, 1992, p. 135

"Modeling Multistate Processes Using a Markov Assumption," Bruce L. Jones, ARCH, 1993.1, p. 239

"Nonparametric Tests for Heterogeneity of Risk," Jacques Carriere, ARCH, 1992.1, p. 233

"A Practical Algorithm for Approximating the Probability of Ruin," Colin M. Ramsay, TSA, XLIV, 1992, p. 443

"The Relationship between a Profit Center's Surplus Needs and Its Cost of Equity Capital," Dorothy L. Andrews, ARCH, 1993.3, p. 303

"Renewal Processes Generated by Distributions with Periodic Failure Rates," Stefanka Chukova, Boyan Dimitrov, and Jos6 Garrido, ARCH, 1993.1, p. 83

"Risk Aversion, Rational Insurance Purchase in the Long Run," Tapen Sinha and Jay Sounderpandian, ACT, 4/92, p. 8

"Ruin Theory beyond Chapter 12," Hans U. Gerber, ARCH, 1993.1, p. 33 "Six Bridges to ¢'s," William A. Bailey, ARCH, 1993.1, p. 143 "Society Publishes Two New Books," ACT, 10192, p. 15

172 SUBJECT INDEX

Risk Theory (cont.) "Solvency Standards for HIPC Concepts," Darrell D. Knapp, HSN, 8/93,


ARCH, 1993.2, p. 171 "Teaching Risk Theory," Wojciech Szatzschneider, ARCH, 1993.2, p. 143

Section Meetings "A CEO Talks about Solvency," Robin B. Leckie, ACT, 2/92, p. 5 "Dynamics of Change [1991-92 Year in Review]," ACT, 12/92, p. 8 "Globalization in the Insurance Industry," Richard R. Collins, RSA, 18,

1992, p. 1481 "Influence without Authority," Christian J. DesRochers and Allan R.

Cohen, RSA, 17, 1991, p. 1875 "Interest in New Sections Strong," ACT, 5/92, p. 9 "Joint NTM/DMIC Panel Presentation," Jay M. Jaffe, ND, Winter 1992,

p. 4 "Modeling Flexible Benefit Selection," Charles S. Fuhrer and Arnold F.

Shapiro, RSA, 17, 1991, p. 1286 "The Natural Limitations of Health Care Trend: A Paper Concerned with

Methodologies of Determining Trend Assumptions for Retiree Health Costs," Jeffrey R Petertil, RSA, 17, 1991, p. 1263

"New Computer Science and International Sections," ACT, 1/92, p. 5 "Pension Trends," Ann L. Combs, RSA, 18, 1992, p. 1839 "Prospective Returns on Financial Assets and Why the Next Decade Will

Be Different from the Past," Kenneth W. Stewart and Edward H. Ladd, RSA, 17, 1991, p. 2311

"Revolution in Technology," Thomas M. Marra, RSA, 18, 1992, p. 1421 "Sections Evolve from Needs of Members," Judy Yore, ACT, 2/92, p. 16

Single-Premium Life Products "Life Products," Robert J. Smardon and P. Andrew Ware, RSA, 18, 1992,

p. 1325

Social Insurance Book Review of Social Security: What Every Taxpayer Should Know (A.

Haeworth Robertson), Robert J. Myers, TSA, XLIV, 1992, p. 656 Book Review of Social Security: What Every Taxpayer Should Know (A.

Haeworth Robertson), Steven F. McKay, TSA, XLIV, 1992, p. 659 Book Review of Within the System: My Ha/f-Century in Social Security

(Robert J. Myers with Richard L. Vernaci), Ernest J. Moorhead, TSA, XLIV, 1992, p. 653

SUBJECT INDEX 173

Social Insurance (cont.] "Brave New World of Health Care," Richard D. Lamm, RSA, 17, 1991, po 753 "Canada's Emerging Health Care System," Shannon Patershuk, ACT, 6/93,

p. 1 "A Case Study in Shaping Critical Emerging Issues: Long-Term Care,"

Anna M. Rappaport, ACTF, 7/93, p. 8 "Choice and Competition: A Prescription for Affordable Health Care

Reform," David A. Jones, HSN, 8/92, p. 1 "Current Issues in Social Security and Other Government Health Pro-

grams," Joseph N. Romano, Stephen G. Kellison, and David R. West, RSA, 17, 1991, p. 1563

"Debate: Who Should Pay to Care for the Uninsured?" Gordon R. Trapnell, John M. Bertko, and John F. Fritz, RSA, 17, 1991, p. 1219

"Debate: Who Should Pay to Care for the Uninsured?" Paul J. Feldstein, John A. Maurer, and Kenneth R. Smith, RSA, 18, 1992, p. 73


"Effect of 1983 Amendments on Social Security," Robert J. Myers, ACT, 5/92, p. 9

"Effect of RBRVS in Medicare on Private Health Insurance," Joel E. Miller, Woodrow H. McDonald, and Connie Rennaker, RSA, 18, 1992, p. 255

"Effect on Resource-Based RVS in Medicare on Private Health Insur- ance," Allen J. Sorbo, Jay P. Boekhoff, and Harvey Sobel, RSA, 17, 1991, p. 847

"Former Social Security Chief Actuary Responds" [letter to editor], Robert J. Myers, ACT, 11/92, p. 14

"Health-Care Delivery in Canada," Robert L. Brown, ACT, 5/92, p. 6 "Health Care in Canada" [letter to editor], Anthony T. Baton/, ACT, 9/92,

p. 17 "Health-Care in Canada" [letter to editor], Michael L. Kellen, ACT, 9/92,

p. 17 "Health Care--Its Past and Its Future," Dan Rostenkowski, Robert H.

Dobson, Paul J. Feldstein, and Richard W. Hill, RSA, 18, 1992, p. 1 "HI Trust Fund: Actuarial Methodology and Principal Assumptions,"

Stephen C. Goss, John Wandishin, and Carter Warfield, PSN, 6/93, p. 6 "How the Right HMO Can Reduce FAS 106 Liability," Donald Bo Bishop,

HSN, 4/93, p. 11 "How Will Society Deliver Adequate Health Care to All?" William C.

Weller, John Ao Krichbaum, W. Paul McCrossan, and James R. Swenson, RSA, 17, 1991, p. 1715

"Market Developments in Eastern Europe and the Former Soviet Union," Andrew F. Giffin, ISN, 2/93, p. 10

174 SUBJECT INDEX

Social Insurance (cont.) "Not a Fair Trade" [letter to editor], Howard Young, ACT, 4/93, p. 15 Notice of Average Wages for 1985-90 for Indexing under the Social

Security Act (Michael D. Clingman and Jeffrey L. Kunkel), TSA, XLIV, 1992, p. 662


Notice of Life Tables for the United States Social Security Area 1990-2080 (Felicitie C. Bell), TSA, XLIV, 1992, p. 662

Notice of Short-Range Actuarial Projections of the OASDI Program (Steven F. McKay), TSA, XLIV, 1992, p. 662



"Pension Reform or Revolution in Latin America?" Fernando J. Troncoso, ISN, 6/93, p. 7

"Pensions in Canada by 2031," J. Bruce MacDonald, ACT, 5/93, p. 1 "Plan Design: 1990s and into the 21st Century," Janice P. Bricker, Paule



"Recent Changes in the Medicare Program," Solomon Mussey, SN 421-84-92

"Retirement Insurance Reforms to the Fiscal, Labor and Social Security Law--Mexico," Fernando J. Troncoso and S~gundo Tascon, PSN, 6/92, p. 1

"SMI Trust Fund: Estimates under Alternative II Assumption for Aged and Disabled (Excluding End-Stage Renal Disease) Enrollees," Stephen C. Goss, John Wandishin, and Carter Warfield, PSN, 6/93, p. 8

"Social Security Discussion Continues," Cecilia Green, Richard S. Bilisoly, and Mary Riebold, ACT, 2/93, p. 1


"Social Security's Uncertain Future," A. Haeworth Robertson, ACT, 9/92, p. 1

"Society Should Study Costs of AARP Plan" [letter to editor], Carl J. Strunk, ACT, 5/92, p. 14

"An Updated Money's-Worth Analysis of Social Security Benefits," Robert J. Myers and Bruce D. Schobel, TSA, XLIV, 1992, p. 247

SUBJECT INDEX 175

Social Insurance (cont.) "Which Came First, the Chicken or the Egg--Social Security Versus

Medicare in the Payment of SMI Premiums," Robert J. Myers, HSN, 4/92, p. 1


Social Security "An Actuarial Ulysses" [review of Within the System: My Half-Century

in Social Security, Robert J. Myers with Richard L. Vernaci], Ernest J. Moorhead, ACT, 3/93, p. 6


Book Review of Social Security: What Every Taxpayer Should Know (A. Haeworth Robertson), Robert J. Myers, TSA, XLIV, 1992, p. 656

Book Review of Social Security: What Every Taxpayer Should Know (A. Haeworth Robertson), Steven F. McKay, TSA, XLIV, 1992, p. 659

Book Review of Within the System: My Half-Century in Social Security (Robert J, Myers with Richard L. Vernaci), Ernest J. Moorhead, TSA, XLIV, 1992, p. 653

"Current Issues in Social Security and Other Government Health Programs," Joseph N. Romano, Stephen G. Kellison, and David R. West, RSA, 17, 1991, p. 1563

"A Different Look at the Social Security Benefit Structure," Robert J. Myers, PF, 8/92, p. 33

"Don't Be Content with Lack of Knowledge" [letter to editor], Joseph F. Nunes, ACT, 3/93, p. 15


"Economic Statistics for Pension Actuaries--1992 Edition," Daniel M. Arnold, PSN, 12/92, p. 2

"Effect of 1983 Amendments on Social Security," Robert J. Myers, ACT, 5/92, p. 9

"Former Social Security Chief Actuary Responds" [letter to editor], Robert J. Myers, ACT, 11/92, p. 14

"Former SSA Chief Actuary Comments" [letter to editor], Robert J. Myers, ACT, 5/93, p. 15

"Funding Social Security for the Baby-Boom Generation," Donald S. Grubbs, Jr., PSN, 12/93, p. 1

"Headline Misleads Reader" [letter to editor], Edwin C. Hustead, ACT, 3/92, p. 13

"Hotline to SSA," ACT, 1/92, p. 16 "Not a Fair Trade" [letter to editor], Howard Young, ACT, 4/93, p. 15

176 SUBJECT INDEX

Social Security (cont.) Notice of Average Wages for 1985-90 for Indexing under the Social

Security Act (Michael D. Clingman and Jeffrey L. Kunkel), TSA, XLIV, 1992, p. 662


Notice of Life Tables for the United States Social Security Area 1990-2080 (Felicitie C. Bell), TSA, XLIV, 1992, p. 662

Notice of Short-Range Actuarial Projections of the OASDI Program (Steven E McKay), TSA, XLIV, 1992, p. 662


"OASDI Trust Fund: Principal Economic and Demographic Assumptions," Stephen C. Goss, John Wandishin, and Carter Warfield, PSN, 6/93, p. 4

"OWBPA--Effect on Public Employee Retirement Systems" [letter to editor], Gary W. Findlay, PE 8/92, p. 51

"OWBPA--Effect on Public Employee Retirement Systems" [reply/letter to editor], Elizabeth M. Thornton, PF, 8/92, p. 51

"Pension Reform or Revolution in Latin America?" Fernando J. Troncoso, PF, 6/93, p. 33

"Psychiatric Disability Claims: Problem or Opportunity?" Richard Lewis, ACT, 6/93, p. 6

"Review of Social Security Financing and Related Matters," Felicity Messner, Cecil J. Nesbitt, and Aaron Robertson, ARCH, 1993.1, p. 249

"The Social Security Benefit Estimate Program for Personal Computers," Steven F. McKay, PSN, 12/93, p. 22

"Social Security Discussion Continues," Cecilia Green, Richard S. Bilisoly, and Mary Riebold, ACT, 2/93, p. 1


"Social Security Programs of the U.S.," Robert J. Myers, SN 200-21-92, SN 200-21-93

"Social Security's Uncertain Future," A. Haeworth Robertson, ACT, 9/92, p. 1

"Thoughts from a Consulting (Pension) Actuary" [editorial], Mary Hardiman Adams, ACT, 11/92, p. 2

"TSA Paper Subject of Hearing" [letter to editor], Robert J. Myers and Bruce D. Schobel, ACT, 11/93, p. 15

"An Updated Money's-Worth Analysis of Social Security Benefits," Robert J. Myers and Bruce D. Schobel, TSA, XLIV, 1992, p. 247

SUBJECT INDEX 177

Social Security (cont.] "Which Came First, the Chicken or the Egg--Social Security Versus

Medicare in the Payment of SMI Premiums," Robert J. Myers, HSN, 4/92, p. 1

"Which CPI Should Be Use.d to Adjust Benefits?" Robert J. Myers, PSN, 6/92, p. 9


Society of Actuaries "About Those Exam References," Esther Portnoy, EH, 12/93, p. 9 "Actuarial Exams Unfair to Employers?" [letter to editor], David B.

Atkinson, ACT, 11/92, p. 14 "Actuaries Go On-Line," Jim Weiss, ACT, 9/93, p. 5 "Actuaries Should Seek Individual Opportunities" [letter to editor], Don

Blue, ACT, 3/92, p. 13 "Actuary Joins Society Staff" [Judy L. Strachan], ACT, 10/93, p. 14 "Alternatives to Get Basics Earlier" [letter to editor], David W.

McSweeney, ACT, 2/93, p. 14 "Alternatives to Get Basics Earlier" [letter to editor], Jean-Claude

M~nard, ACT, 2/93, p. 15 "Alternatives to Get Basics Earlier" [letter to editor], John West Hadley,

ACT, 2/93, p. 14 "Amendment Should Have Had More Discussion" [letter to editor], Peter

W. Plumley, ACT, 6/92, p. 15 "Amendment Should Have Had More Discussion" [reply/letter to editor],

David M. Holland, ACT, 6/92, p. 15 "Annual Financial Report," James F. Reiskytl, ACT, 12/92, p. 7 "Annual Meeting Brings on the Band," Judith Bluder, ACT, 12/92, p. 14 "Annual Secretary/Treasurer's Report," James F. Reiskytl, ACT, 12/93,

p. 7 "The Art of Actuarial Science" [presidential address], Daphne D. Bartlett,

TSA, XLIII, 1991, p. 1 "ASA Requirements to Increase," Esther Portnoy, EH, 3/93, p. 1 "Ask an Actuary" [1992-93 Year in Review], ACT, 12/93, p. 8 "'Ask an Actuary' Carries Well-Received Message," Cecilia Green, ACT,

4/93, p. 8 "Authors Revising Textbook," James C. Hickman, ACT, 5/92, p. 11 "Bilisoly Retires; Allen Steps In," ACT, 11/93, p. 12 "Blinded by the Light of TV" [letter to editor], Thomas M. Zavist, ACT,

3/93, p. 15

178 SUBJECT INDEX

Society of Actuaries [cont.] "Capital Projects Could Be New Area for Actuaries," James W. Ylvisaker,

ACT, 10/93, p. 3 "CCRC Population and Financial Model," Robert B. Cumming and

William F. Bluhm, ACT, 3/92, p. 3 "Challenging the Beaten Paths" [presidential address], Walter S. Rugland,

ACT, 12/93, p. 3 "Changes to Canadian ILA Exams," Michael L. Stickney, ACT, 1/92, p. 13 "Committee Developing Dynamic Solvency Handbook," Michael A.

Hughes, ACT, 9/93, p. 4 "Consequences of New ASA Requirement" [letter to editor], James W.

Brumbaugh, ACT, 6/93, p. 15 "Consequences of New ASA Requirement" [reply/letter to editor], Marta

L. Holmberg, ACT, 6/93, p. 15 "Constitutional Amendment: ASAs of 10 or More Years to Vote?" Linda B.

Emory, ACT, 1/92, p. 1 "Constitutional Amendment Does Not Pass," ACT, 9/92, p. 3

"Constitutional Amendment Passes," ACT, 5/92, p. 3 "Courses for New Finance Track Identified," Luke N. Girard, RR, 11/93,

p. 9 "Development of an Investment Track to the FSA Designation" [Invest-

ment Section Council Position Paper], RR, 3/92, p. 1 "Development Program Gains Momentum," Lawrence C. Henze, ACT,

5/92, p. 1 "Disciplinary Action for SOA Exam Candidates," Neville Henderson and

Marta Holmberg, ACT, 10/92, p. 4 "Does the Futurism Section Have a Future? NoT" Godfrey Perrott, AF,

4/93, p. 3 "Does the Futurism Section Have a Future? Yes!" Thomas J. Mitchell, AF,

4/93, p. 3 "Does the Futurism Section Have a Future?" [letter to editor], Dennis R.

Barry, AF, 4/93, p. 2 "Donated Services Essential," Bern Bartels, ACT, 1/92, p. 16 "Donations Needed for Minority Scholarships," Edward John Mullen,

ACT, 4/93, p. 10 "Dynamics of Change [1991-92 Year in Review]," ACT, 12/92, p. 8 "Dynamic Solvency Task Force Report Available," Godfrey Perrott, ACT,

4/93, p. 9 "E&E Developments," Bruce Moore, ACT, 10/92, p. 1 "E&E Should Study Task Force's Recommendations" [letter to editor],

Peter Hepokoski, ACT, 9/92, p. 18

SUBJECT INDEX 179

Society of Actuaries [cont.] "E&E Should Study Task Force's Recommendations" [reply/letter to edi-

tor], Bruce Moore, ACT, 9/92, p. 18 "E&E Study Materials: Education-Driven or Examination-Driven?" Dick


L. Holmberg, EH, 12/93, p. 1 "Education: Maintaining Excellence through Change" [editorial], Anthony

1". Spano, ACT, 10/92, p. 2 "Election Suggestion" [letter to editor], Ronald Gebhardtsbauer, ACT,

9/92, p. 19 "Election Suggestion" [reply/letter to editor], Allan D. Affleck, ACT, 9/92,

p. 19 "Emory Takes off Editor's Hat...and Hands It to Cowell," Judy Bluder,

ACT, 9/93, p. 2 "Experience Studies Continue Tradition," Jack Luff, ACT, 3/92, p. 8 "Factuaries" [sketch of James C. Hickman], Deborah Poppel, ACT, 1/92,

p. 16 "Factuaries" [sketch of Patricia Scahill], ACT, 4/93, p. 12 "Factuaries" [sketch of Robert L. Brown], ACT, 6/93, p. 12 "Factuaries" [sketch of Walter S. Rugland], Deborah Poppel, ACT, 5/92,

p. 12 "Faculty President Impressed with Annual Meeting" [letter to editor],

Alistair Neill, ACT, 3/92, p. 13 Financial Report, TSA, XLIII, 1991, p. 475; TSA, XLIV, 1992, p. 639 "Five Schools Receive Grants," ACT, 5/93, p. 5 "Four Universities Receive Grants," ACT, 1t/92, p. 5 "Full Mail Boxes Prompt Letters" [letter to editor], Jeffrey G. Stevenson,

ACT, 1/93, p. 14 "Full Mail Boxes Prompt Letters" [letter to editor], Robert E. Larson, ACT,

1/93, p. 14 "Full Mail Boxes Prompt Letters" [reply/letter to editor], John O'Connor,

ACT, 1/93, p. 14 "Funds Needed to Keep Research Moving Ahead," Mark G. Doherty, ACT,

5/92, p. 8 "Head of Georgia State Program Protests Withheld Exams" [letter to edi-

tor], Robert W. Batten, ACT, 10/92, p. 16 "Head of Georgia State Program Protests Withheld Exams" [reply/letter

to editor], Neville Henderson, ACT, 10/92, p. 16 "Health Actuaries Organize for a More Effective Public Policy Role,"

Howard J. Bolnick, ACT, 1/93, p. 4

180 SUBJECT INDEX

Society of Actuaries (cont.] "How New AOF Section Relates to Futurism Section," Robert D. Shapiro,

ACT, 3/93, p. 9 "If It Ain't Broke, Improve It" [editorial], Michael J. Cowell, ACT, 9/93, p. 3 "Impact of SOA-Nankai Actuarial Program Is Far-Reaching," Kailin Tuan,

ACT, 10/93, p. 7 "Interest in New Sections Strong," ACT, 5/92, p. 9 "International Designations Should Transfer" [letter to editor], Matthew

S. Easley, ACT, 9/92, p. 19 "Interview with a Librarian," Irwin T. Vanderhoof, ACT, 1/92, p. 7 "Investment Education Strengthened," Robert Stapleford and Richard

Mattison, ACT, 1/92, p. 12 "Is SOA Growth Good for Members?" [letter to editor], Ronald E. Witt,

ACT, 2/92, p. 18 "Issues Facing Actuaries in Retirement Systems," Judy Feldman Anderson,

ACT, 5/93, p. 4 "Joint NTM/DMIC Panel Presentation," Jay M. Jaffe, ND, Winter 1992,

p. 4 "Journals Highly Rated in Netherlands" [letter to editor], Hans U. Gerber,

ACT, 3/92, p. 13 "The Key to Our Future: Creating Constructive Change" [presidential

address], Donald R. Sondergeld, ACT, 12/92, p. 3; TSA, XLIV, 1992, p. 1 "Las Vegas Helps Break Stereotypical Actuary Image" [letter to editor],

Kevin J. Crowns, ACT, 6/92, p. 16 "Leaders Respond to Solvency Issues," Robin B. Leckie, ACT, 2/92, p. 1 "Letter Results in Changes in Material" [letter to editor], John C. Y. Liu,

ACT, 5/92, p. 14 "Letter Results in Changes in Material" [reply/letter to editor], Edward

John Mullen, ACT, 5/92, p. 14 "Let Your Conscience Be Your Guide" [letter to editor], Thomas M. Zavist,

ACT, 3/92, p. 14 "A Look at Past Elections" [letter to editor], Harold J. Brownlee, ACT,

6/92, p. 17 "Mailings Addressed Again" [letter to editor], J. Ross Adams, ACT, 4/93,

p. 15 "Mailings Addressed Again" [reply/letter to editor], Walter S. Rugland,

ACT, 4/93, p. 15 "Meeting Attendee Asks for Alternatives" [letter to editor], Douglas N.

Hawley, ACT, 10/92, p. 18 "Meeting Attendee Asks for Alternatives" [reply/letter to editor], William

C. Cutlip, ACT, 10/92, p. 18

SUBJECT INDEX 181

Society of Actuaries (cont.) "Membership Response to ASA Right to Vote Issue," ACT, 5/92,

supplement "Membership Survey Reveals Attitudes and Opinions," Philip Kuehl and

Chelle Brody, ACT, 2/93, p. 1 "Message to the Members: Ask an Actuary," Walter S. Rugland, ACT,

1/93, p. 1 "Minority Recruiting Needs Your Help," Edward John Mullen, ACT, 2/92,

p. 4 "Minority Recruiting Seeks Support," Edward John Mullen, ACT, 11/92,

p. 9 Minutes of the Annual Meeting, October 21-23, 1991, Toronto, TSA, XLIII,

1991, p. 539 Minutes of the Regional Meeting, April 18-19, 1991, New Orleans, TSA,

XLIII, 1991, p. 527 Minutes of the Regional Meeting, May 16-17, 1991, New York City, TSA,

XLIII, 1991, p. 531 Minutes of the Regional Meeting, June 3-5, 1991, Colorado Springs, TSA,

×LIII, 1991, p. 535 "Modified Examination 100 Coming in 1995," Esther Portnoy, EH, 12/93,

p. 2 "Motto Contest Winner Goes to Annual Meeting Free," ACT, 3/93, p. 12 "New ASA Requirements Go into Effect in 1995," Walter S. Rugland, ACT,

4/93, p. 1; FA, 6/93, p. 1 "New Computer Science and International Sections," ACT, 1/92, p. 5 "New Fellowship Finance Track Under Way," Joseph Paesani and Bruce

Moore, ACT, 3/92, p. 1 "New SOA Material Addresses Hot Health Topics," Richard Bilisoly, ACT,

6/93, p. 9 "New Task Force on Banks and Financial Institutions Explores Opportu-

nities," Jo Lynn Peabody, ACT, 10/93, p. 8 "New York Annual Meeting Attracts 1,300," ACT, 12/93, p. 14 "Official Student Newsletter Arrives in Fall," ACT, 6/92, p. 14 "Our Dynamic Environment" [editorial], Anthony T. Spano, ACT, 11/93,

p. 2 "Plugging into the Network," Robert H. Dreyer, SMT, 6/93, p. 1 "President-Elect Explains Academy Ties" [letter to editor], Walter S.

Rugland, ACT, 10/92, p. 17 "President-Elect Supports Conduct Code" [letter to editor], Walter S.

Rugland, ACT, 9/92, p. 17 "Professional Responsibilities," Mary Hardiman Adams, ACT, 5/93, p. 2

182 SUBJECT INDEX

Society of Actuaries (cont.] "Publish Tables in Reports" [letter to editor], Peter L. Hutchings, ACT,

2/92, p. 19 "Publish Tables in Reports" [reply/letter to editor], Kenneth A. McFarquhar,

ACT, 2/92, p. 19 "R&D Critical to Profession's Future" [editorial], Robin B. Leckie, ACT,

5/92, p. 2 "Report of Board of Governors Meeting," David M. Holland, ACT, 3/92,

p. 5 "Research Papers for Fellowship Credit," Roy Goldman, ACT, 1/92, p. 13;

ACT, 9/92, p. 16 "Rules Should Be Followed" [letter to editor], Leslie John Lohmann, ACT,

5/93, p. 15 "Sections Evolve from Needs of Members," Judy Yore, ACT, 2/92, p. 16 "Should We Reposition Our Section to Meet Today's Issues?" H. Michael

Shumrak, ND, Winter 1992, p. 3 "Similar But Different," FA, 12/92, p. 1 "Smaller Insurance Company Survey," John M. O'Sullivan, SMT, 6/93,

p. 6 "SOA Actuary Learns through Teaching at Nankai University," Judy

Bluder, ACT, 6/92, p. 11 "SOA Awards Grants," ACT, 9/93, p. 12 "SOA/CAS Continue to Meet Students' Special Needs," FA, 12/92, p. 3 "SOA Members Prepare for IACA '92," Mary Hardiman Adams, ACT,

4/92, p. 8 "SOA Starts Health Claims Database Project," John Bertko, ACT, 6/93,

p. l l "SOA Supports 'Firsts' in Overseas Education: First Graduates from

Nankai University," Harold J. Ingraham, Jr., ACT, 1/92, p. 10 "Society Announces Election Results," ACT, 10/92, p. 1; ACT, 10/93, p. 1 "Society Awards Ph.D. Grants," ACT, 9/92, p. 16 "Society Continues to Meet Students' Needs," Judy Bluder, ACT, 10/92,

p. 6 "Society of Actuaries and Antitrust Compliance," Alan E. Lazarescu and

Clay H. Phillips, ACT, 1/92, supplement "Society Publishes Two New Books," ACT, 10/92, p. 15 "Society Research: Dynamic Growth, Broader Horizons" [editorial],

Anthony T. Spano, ACT, 3/92, p. 2 "Society Should Study Costs of AARP Plan" [letter to editor], Carl J.

Strunk, ACT, 5/92, p. 14 "Specialty Guides Represent Opportunities," William H. Lewis, Jr., ACT,

10/92, p. 11

SUBJECT INDEX 183

Society of Actuaries (cont.) "Summary of NTM Sessions at the Annual Meeting," H. Michael

Shumrak, ND, Winter 1992, p. 7 "Take Fresh Ideas from Chief Actuaries Open Forum Back to Job,"

Richard L. Mucci, ACT, 4/93, p. 11 "Task Force Issues Interim Report," Bartley L. Munson, ACT, 1/93, p. 10 "Task Force on Papers: Changes to Improve TSA," Francis P. Lemery,

ACT, 4/92, p. 1 "Task Force Recommends Major CE Initiatives," Harry H. Panjer, ACT,

10/92, p. 3 "Task Force Recommends Strengthening ASA Requirements," Daniel J.

McCarthy, ACT, 9/92, p. 5 "Transactions Authors Profiled," ACT, 1/92, p. 14; ACT, 2/92, p. 12; ACT,

11/92, p. 12; ACT, 2/93, p. 13; ACT, 4/93, p. 12; ACT, 5/93, p. 9 "TSA Paper Subject of Hearing" [letter to editor], Robert J. Myers and

Bruce D. Schobel, ACT, 11/93, p. 15 "TSA Survey Results Show Task Force Recommendations on Track,"

Francis P. Lemery, ACT, 11/92, p. 8 "Twas the Night Before...," Barry F. Hall, ACT, 11/93, p. 13 "Two Universities Receive Grants," ACT, 5/92, p. 11 "Two Universities Receive SOA Grants," ACT, 2/93, p. 15 "U. of Singapore Receives Grant," ACT, 11/93, p. 8 "What's This, Something Else to Read?" Judy Bluder, FA, 12/92, p. 1 "Who's Minding the Store?" Walter S. Rugland, ACT, 6/92, p. 7 "Why Get Involved with the Smaller Insurance Company Section?"

Richard Moroney, SMT, 6/93, p. 7 "Why Should I Vote?" Daphne D. Bartlett, ACT, 4/93, p. 6 "Winners and Losers" [editorial], Robin B. Leckie, ACT, 1/93, p. 2 "Work of the SFAS No. 106 Implementation Task Force," Jean Wodarczyk

and Ethan Kra, ACT, 6/93, p. 5

Statistics "Aggregate Smoothness in Multidimensional Whittaker-Henderson

Graduation," Ronald Dubson, ARCH, 1992.2, p. 199 "An Actuarial Approach to Property Catastrophe Cover Rating," Daniel

F. Gogol, ARCH, 1993.3, p. 143 "An Actuarial Layman's Guide to Building Stochastic Interest Rate

Generators," James A. "1311ey, TSA, XLIV, 1992, p. 509 "An Alternative Method for Least-Squares Fitting of Parametric Survival

Models," Anita Singh, Rohan J. Dalpatadu, and Malwane M. Ananda, ARCH, 1993.1, p. 313

184 SUBJECT INDEX

Statistics (cont.) "An Analysis of Long-Term-Care Data from Hamilton-Westworth,

Ontario," Bruce L. Jones, ARCH, 1992.1, p. 337 "Analyzing Nonlinear and Non-Gaussian Actuarial ~me Series," Bradley

P. Carlin, ARCH, 1992.1, p. 27 "Annuities for the Aged," Cecil Nesbitt and Marjorie Rosenberg, ARCH,

1992.1, p. 251 "Approximations of Ruin Probability by Di-atomic or Di-exponential

Claims," Joshua Babier and Beda Chan, ARCH, 1992.1, p. 223 "Authors Revising Textbook," James C. Hickman, ACT, 5/92, p. 11 "Bayesian Estimation of Tabular Survival Models from Complete

Samples," Ashok K. Singh, Malwane M. Ananda, and Rohan J. Dalpatadu, ARCH, 1993.1, p. 335


Book Review of Insurance Risk Models (Harry H. Panjer and Gordon E. Willmot), Thomas J. Livorsi, TSA, XLIV, 1992, p. 654


Book Review of The Federal Data Base Finder (Matthew Lesko), Robert J. Johansen, TSA, XLIII, 1991, p. 488

"Bounds on Expected Values of Insurance Payments and Option Prices," Samuel H. Cox, TSA, XLIII, 1991, p. 231

"Casualty Rate Prediction for Oil Tankers," Douglas McKenzie, ARCH, 1993.3, p. 487

"A Chance Constrained Programming Approach to Pension Plan Management," Patrick L. Brockett, Abraham Charnes, and Li Sun, ARCH, 1993.3, p. 323

"Conjugate Bayesian Analysis of the Negative Binomial Distribution," I. M. Morgan and James C. Hickman, ARCH, 1993.1, p. 97

"A Continuous Estimator of a Mixing Distribution," Jacques Carriere, ARCH, 1993.2, p. 131

"Distributions of Discounted Values," Daniel Dufresne, ARCH, 1992.1, p. l l

"Entropy-Reducing Properties of Predictive Financial Models," N. J. Macleod and J. D. Thomison, ARCH, 1993.3, p. 205

"Estimating Densities of Functions of Observations," Edward W. Frees, ARCH, 1993.1, p. 37

"Estimating Parameters of the Force of Mortality in Actuarial Studies," Malwane M. Ananda, Rohan J. Dalpatadu, and Ashok K. Singh, ARCH, 1993.1, p. 129

"Hierarchical Bayesian Whittaker Graduation," Stuart Klugman, ARCH, 1992.1, p. 161

SUBJECT INDEX 185

Statistics (cont.) "The Implementation of Bayesian Credibility Models by a Sampling-

Resampling Technique," Udi E. Makov, ARCH, 1992.1, p. 217 "Information Theoretic Approach to Actuarial Science: A Unification and


Insurance Risk Mode/s, Harry H. Panjer and Gordon E. Willmot, book, 1992


An Investigation into Possible Applications of Fuzzy Set Methods in Actuarial Science, Krzysztof Ostaszewski, book, 1993

"The LTD Market--A 1993 Update," John C. Antliff, HSN, 8/93, p. 8 "The Magical Mystery Matrix," Richard Q. Wendt, ARCH, 1993.3, p. 255 "A Method for Analyzing Specific Stop-Loss Medical Insurance Claims,"

"13mothy M. Ross, ARCH, 1993.3, p. 543 "A Method for Determining Confidence Intervals for Trend," William A.

Bailey, TSA, XLIV, 1992, p. 11 "A Method to Determine Confidence Intervals for Trend," William A.

Bailey, ARCH, 1992.1, p. 61 "Minimum Variance Moving-Weighted-Average Graduation," Colin M.

Ramsay, TSA, XLIII, 1991, p. 305 "A Mixed Lognormal Estimator of a Risk Distribution," Jacques Carriere,

ARCH, 1993.1, p. 59 "Model for Studying the Actuarial Aspects of Continuing Care Retirement

Communities," William F. Bluhm, Stanley A. Roberts, and Robert B. Cumming, SN 522-31-92

"Modeling Multistate Processes Using a Markov Assumption," Bruce L. Jones, ARCH, 1993.1, p. 239

"Moments of Survival Functions with Certain Class of Hazard Rates," Hung-Ping Tsao, ARCH, 1992.2, p. 211

"Multiple-Decrement Models and Corresponding Conditional Single- Decrement Models," James W. Daniel, ARCH, 1993.1, p. 229

"Nonparametric Estimators of a Distribution Fuction Based on Mixtures of Gamma Distributions," Jacques Carriere, ARCH, 1993.3, p. 1

"Nonparametric Regression Methods Based on Regression Quantiles," Stephen Portnoy, ARCH, 1992.1, p. 293

"Nonparametric Tests for Heterogeneity of Risk," Jacques Carriere, ARCH, 1992.1, p. 233

"A Parametric Model for Health-Care Claims," John P. Kmetic, ARCH, 1993.3, p. 13

186 SUBJECT INDEX

Statistics (cont.) "Parametric Models for Life Tables," Jacques F. Carriere, TSA, XLIV, 1992,

p. 77 "A Practical Algorithm for Approximating the Probability of Ruin," Colin

M. Ramsay, TSA, XLIV, 1992, p. 443 "A Q&A about Q--An Interview with Bob Hogg," Robert V. Hogg, EH,

12/92, p. 4 "A Quality Journey: Observations and Suggestions Regarding Continuous

Process Improvement," Robert V. Hogg and Allen Hogg, ARCH, 1993.1, p. 1

"Review of Bad-Debt Reserves for the Period Ending June 30, 1992," Bruce E. OIIodart, ARCH, 1993.3, p. 501

"Select and Ultimate Models in Multiple Decrement Theory," S. David Promislow, TSA, XLIII, 1991, p. 281

"Semiparametric Estimation of Warranty Costs," Edward W. Frees, ARCH, 1992.1, p. 169

"A Simple Monte Carlo Approach to Bayesian Graduation," Bradley P. Carlin, TSA, XLIV, 1992, p. 55

"Six Bridges to ~'s," William A. Bailey, ARCH, 1993.1, p. 143 "Some Useful Theorems in Actuarial Mathematics," Hung-Ping Tsao,

ARCH, 1993.2, p. 171

Statutory Accounting "1980 Amendments to the Standard Valuation Laws," Gary E. Dahlman,

SN 340-36-93 "1993 Valuation Actuary Symposium: Smaller Company Issues," Larry D.

Baber, SMT, 12/93, p. 10 "Accounting and Reporting Update," Richard Lynch, FR, 9/92, p. 9; FR,

12/92, p. 5 "Annuities in the United States," PASG, 1993, S-1-93 "Cash-Flow-Testing Survey," Abraham S. Gootzeit, W. Michael Presstey,

and Gregory J. Roemelt, ACT, 6/92, p. 4 "Companies on the Edge," Fred A. Buck and Melville J. Young, RSA, 18,

1992, p. 2125 "COVARA to Study Valuation Principles," J. Peter Duran, ACT, 2/92, p. 1 "Current Financial Reporting Topics in the United States," Reed R Miller,

Donald F. Behan, and Richard W. Beuter, RSA, 17, 1991, p. 593 "Dynamic Solvency Testing Update," Grant Hemphill, SMT, 12/93, p. 4 "Fair-Value Disclosure Requirements--A New Era," Peter J. Bondy, ACT,

3/93, p. 5 "Financial Reporting in Canada: An Overview," Michael Lombardi, FR,

5/92, p. 1

SUBJECT INDEX 187

Statutory Accounting (cont,) "Getting a Step Ahead--A Look at Dynamic Solvency Testing," Lawrence

A. Seller, SMT, 12/93, p. 3 "The Insurance Company Examination Process--A Report Card," Glen

M. Gammill, A. Thomas Finnell, Jr., Leon E. Hank, and Robert E. Huff, RSA, 17, 1991, p. 501

"Internal Rate of Return As an Evaluator of Tax-Planning Strategies," Kenneth LaSorella and Edward L. Robbins, TSA, XLIV, 1992, p. 175

"Managing Statutory Performance," Patricia L. Guinn, Terence Lennon, David E. Neve, and Robert Ozenbaugh, RSA, 18, 1992, p. 1603

"Mandatory Securities Valuation Reserve," James G. Auger, Nathaniel B. Cabanilla, James F. Reiskytl, and Lewis P. Roth, RSA, 17, 1991, p. 257

"Marginal Risk-Based Capital," Grant Hemphill, SMT, 6/93, p. 4 "A Market-Value Accounting Framework for Insurance Companies,"

Mark Wo Griffin, FR, 3/92, p. 1 "A Market-Value Accounting Framework for Insurance Companies" [let-

ter to editor], Douglas C. Doll, FR, 5/92, p. 20 "A Market-Value Balance Sheet: Why and How," Matthew C. Modisett,

ARCH, 1993.1, p. 343; FR, 3/93, p. 1 "NAIC Life and Health Actuarial Task Force (LHATF) Report on Life

Insurance and Annuity Projects," Esther H. Milnes, FR, 12/92, p. 7 "Outlook for the '90s--Increased Responsibilities and Increased

Liabilities," Stephen G. Hildenbrand and Kenneth Koreyva, RSA, 17, 1991, p. 1

"Policy Reserves on Adjustable Premium Policies," Kriss Cloninger III, VA, 1991, p. 307

"Practical Considerations of Actuarial Opinions and Memorandums," Jacqueline M. Keating, Maria N. Thomson, and Mark A. Davis, VA, 1992, p. 439

"The Predicament of Market-Value Accounting," Richard S. Robertson, ACT, 11/93, p. 1

"Present Value of Vested Benefits" [letter to editor], Jane D. Pacelli, PSN, 9/93, p. 11

"Regulatory Update: Reinsurance Tax and Financial News," Kenneth J. Clark, RSN, 7/92, p. 10

"A Risk-Analysis Approach to Reserves and Reserve Credit," Michael F. Manning, RSN, 7/92, p. 1

"Those Pesky Failed Scenarios," Robert H. Dreyer, SMT, 12/93, p. 8 "To Cash-Flow Test, or Not to Cash-Flow Test," Robert H. Dreyer, SMT,

12/93, p. 7 "Tsk, Tsk, Shame on Some U.S. Pension Actuaries" [editorial], Daniel M.

Arnold, PSN, 6/93, p. 2

188 SUBJECT INDEX

Statutory Accounting (cont,) "'Tsk, Tsk' Draws Fire" [letter to editor], Colin Southcote-Want, ACT, 9/93,

p. 13 "'Tsk, Tsk' Draws Fire" [letter to editor}, Jan R. Harrington, ACT, 9/93,


p. 13 "Understanding Generally Accepted Accounting Principles (GAAP) and

Statutory Profitability," Craig B. Raymond, Randall L. Boushek, John W. Brumbach, and Paul S. Graham III, VA, 1992, p. 289

"U.S. Statutory Accounting--Is It Fatally Flawed?" Curtis E. Huntington, ACT, 2/92, p. 10

"Work of the SFAS No. 106Implementation Task Force," Jean Wodarczyk and Ethan Kra, ACT, 6/93, p. 5

Stock Companies "Demutualization in the U.K. and Elsewhere," Derek M. Pike, FR, 3/92,

p. 10 "The Demutualization of The Equitable," Gary Corbett, ACT, 1/93, p. 1 "The Failure of Executive Life," Victor Modugno, SN 590-21-93 "A Step Beyond the 'Graetz Prepayment Analysis'," Robert B. Burdette,

ARCH, 1992.2, p. 151

Substandard Insurance "Aviation Statistics," Aviation and Hazardous Sports Experience

Committee, 1988-89-90 Reports TSA, p. 49 "Lincoln National Aviation Mortality and Claim Analysis," Melvin C.

McFalI, RSN, 12/92, p. 1 "Tax Notes," John J. Palmer, PDS, 3/92, p. 1

Surplus "Analysis of Effectiveness of Annual Asset Adequacy Testing Exemption

Criteria," Bradley M. Smith and Susan L. Hunt, FR, 10/93, p. 10 "C-1 Bond Risk Analysis," Michael L. Zurcher, ARCH, 1993.3, p. 627 "Case Studies," Marilyn Brown, FR, 9/92, p. 12 "Cash-Flow Testing for Product Actuaries," David N. Becker, Donna R.



Maria N. Thomson, FR, 5/92, p. 20 "Cash-Flow Testing--The Sensitivity of Key Assumptions," Philip K.

Polkinghorn and Meredith A. Ratajczak, VA, 1992, p. 145

SUBJECT INDEX 189

Surplus (cont.) "A Demutualization Primer: Part 1. A Management Perspective," Bruce R.



Issues," Bruce R. Darling, FR, 10/93, p. 7 "Dynamic Solvency Testing Update," Grant Hemphill, SMT, 12/93, p. 4 "Evaluating Adequacy of Capital," Frank S. Irish, Cande Olsen, and David

P. Wells, RSA, 18, 1992, p. 1105 "Evaluating the Adequacy of Capital," Marilyn Brown, FR, 9/92, p. 1 "The Evolution of Solvency Standards for Life Insurance Companies in

Canada," Allan Brender, SN 340-44-93 "Getting a Step Ahead--A Look at Dynamic Solvency Testing," Lawrence

A. Seller, SMT, 12/93, p. 3 "Health Insurance Surplus Requirements and Management," Donald M.

Peterson, Charles S. Fuhrer, Thomas D. Snook, and William C. Weller, RSA, 17, 1991, p. 927

"How Canada Deals with Insolvent Life Insurers," Alan E. Morson, ACT, 2/92, p. 3

"Insurance Regulation, Rating Agencies, and the Cheshire Cat," Bradley M. Smith, PDS, 7/92, p. 12

"Investment Strategy and Pension Surplus Management," Arnold Mark De Monte and Michael Walter Peskin, RSA, 18, 1992, p. 1799

"Managing the Adequacy of Capital," Daniel J. McCarthy, Richard S. Robertson, and Robert M. Smithen, RSA, 18, 1992, p. 1171

"Managing the Adequacy of Capital," Marilyn Brown, FR, 9/92, p. 8 "Mandated Risk-Based Surplus," Michael J. Cowell, Dennis P. Lauzon,

Owen A. Reed, and Michael L. Zurcher, RSA, 17, 1991, p. 1847 "Mandatory Securities Valuation Reserve," James G. Auger, Nathaniel B.

Cabanilla, James F. Reiskytl, and Lewis P. Roth, RSA, 17, 1991, p. 257 "Marginal Risk-Based Capital," Grant Hemphill, SMT, 6/93, p. 4 "Meeting the Needs for Financial Information," Bruce R. Darling and

Michael E. Mateja, RSA, 18, 1992, p. 1897 "Multivariate Immunization Theory," Robert R. Reitano, TSA, XLIII, 1991,

p. 393 "Product Development in the Age of Risk-Based Capital," Grant

Hemphill, ND, Winter/93, p. 1 "The Ratings Game," Michael E. Mateja, Robert S. Fillingham, Larry G.

Mayewski, and Richard S. Robertson, RSA, 17, 1991, po 401 "Regulation of the Life Industry in Australia," Peter Stafford Carr, ISN,

2/93, p. 13

190 SUBJECT INDEX

Surplus (cont.] "The Relationship between a Profit Center's Surplus Needs and Its Cost

of Equity Capital," Dorothy L. Andrews, ARCH, 1993.3, p. 303 "Small Talk from the High Chair," Robert H. Dreyer, SMT, 12/93, p. 2 "Solution to the Risk Loan Problem of Effect on Variability," Daniel F.

Gogol, ARCH, 1993.3, p. 457 "Solvency Issues and the Investment Actuary," Daniel J. Kunesh, Alan

J. Routhenstein, John C. Sweeney, and Wayne S. Upton, Jr., RSA, 17, 1991, p. 2201

"Solvency Risk," Henry Essert, ARCH, 1993.3, p. 379 "Strategic Product Development," Isadore Jermyn, Timothy C. Pfeifer,

and Mark A. Tullis, RSA, 18, 1992, p. 1135 "Target Surplus Formulas Take Center Stage As Financial Drama

Unfolds," Michael L. Zurcher, FR, 5/92, p. 6 "Unit Expense Factors for Risk-Based Capital Requirements," Klaus O.

Shigley, PDS, 12/92, p. 1

Survivorship Life Products "Joint and Survivor Annuity Reserves" [letter to editor], Kenneth W. Faig,

Jr., FR, 3/92, p. 21 "Modeling Home Equity Conversion Mortgages," Theresa R. DiVenti and

Thomas N. Herzog, TSA, XLIII, 1991, p. 261 "Open Forum for Small-Company Issues," Kevin A. Marti, John M.

O'Sullivan, and John W. H, Taylor, RSA, 18, 1992, p. 1365 "Product Update--Individual Life," Sandra Potasky, Douglas C. Doll, W.

Steven Prince, and Michael J. Roscoe, RSA, 17, 1991, p. 2293

Taxation "Addendum to Taxation of Individuals and Insurance Company

Policyholders in Canada," Douglas W. Brooks, SN 440-66-92 "Annuities in the United States," PASG, 1993, S-1-93 "ARP Deadlines Are Critical," Harvey M. Katz, PSN, 6/92, p. 8 "Audience Dialogue with the IRS," Ethan E. Kra and James E. Holland,

Jr., RSA, 17, 1991, p. 1107 "The Cost of the IRC Section 4371 Premium Excise Tax," Philip M.

Jacobs, RSN, 7/92, p. 6 "Current Developments with Respect to the Taxation of Life Insurance

Companies," Richard Bromley, VA, 1991, p. 245 "Current Issues in the Regulation of Financial Security Programs in the

U.S.," Vincent W. Donnelly, SN 200-52-93 "DAC Tax Regulations," Lee M. Tang, RSN, 9/93, p. 1 "A Death Knell for the Small-Plan Audit Program," Harvey M. Katz, PSN,

12/92, p. 1

SUBJECT INDEX 191

Taxation (cont.) "Debate: Who Should Pay to Care for the Uninsured?" Paul J. Feldstein,

John A. Maurer, and Kenneth R. Smith, RSA, 18, 1992, p. 73 "Dialogue with the IRS," James E. Holland, Jr. and Joan M. Weiss, RSA,

18, 1992, p. 777 "Effective Tax Communication and the Inapplicable Federal Rate,"

Jeffrey V. Altman, SN 343-27-92 "Emerging Tax Issues," August C. Chow, Michael P. Cogswell, Thomas Ao

Gick, and Stephen Hooe, RSA, 18, 1992, p. 1743 "Financial Impact of DAC Tax: Tax/Statutory Accounting Practice (SAP)

Reserve Differences Unsettled Tax Issues," Joseph A. Sikora, VA, 1991, p. 277

"Health Insurance Tax Reserves," Charles J. Auer, Richard J. Burness, and Joseph W. Michel, RSA, 18, 1992, p. 417

"Internal Rate of Return As an Evaluator of Tax-Planning Strategies," Kenneth LaSorella and Edward L. Robbins, TSA, XLIV, 1992, p. 175

"IRS Proposed DAC Rules Troublesome for Reinsurance," Joseph M. Jordan, SN 550-22-93

"Long-Term-Care Insurance," PASG, 1993, T-1-93 "Merger and Acquisition Topics," Stephen K. Millar, Albert A. Riggieri,

Jr., and William J. Thompson, RSA, 18, 1992, p. 473 "Message from the tRS," Ethan E. Kra, James E. Holland, Jr., and Martin

Slate, RSA, 17, 1991, p. 771 "The New DAC Tax," Stephen C. Eldridge, VA, 1991, p. 263 "New Tax Law Changes Assumption Reinsurance and DAC Tax Rules,"

Mark H. Kovey, RSN, 12/93, p. 1 "OBRA 1990 and the DAC Proxy Tax," Kenneth A. LaSorella, Lawrence

J. Rae, Edward L. Robbins, and Stephen A. J. Sedlak, RSA, 17, 1991, p. 2043

"Payment of Accelerated Benefits by Viatical Settlement Companies," David-Irwin Binter, PDS, 3/92, p. 8

"Pension Programs/Schemes in the International Context," Gregory 1". Glashan, Edwin C. Hustead, and Charles Barry H. Watson, RSA, 18, 1992, p. 1943

"Principles of Taxation," Wayne R. Berney [updated by Nicholas Bauer and Douglas N. Hertz], SN 200-55-92

"Recent Developments on Company Tax Issues," William J. Schreiner, Arthur L. Bailey, Kenneth J. Clark, and Clifford R. Jones, RSA, 17, 1991, p. 13

"Recent Rulings and Regulations Update--Late-Breaking Developments," Martha Priddy Patterson and Joan M. Weiss, RSA, 18, 1992, p. 991

"Regulatory Update: Reinsurance Tax and Financial News," Kenneth J. Clark, RSN, 4/92, p. 5; RSN, 7/92, p. 10; RSN, 4/93, p. 1

192 SUBJECT INDEX

Taxation (cont.) "Reinsurance and Tax Developments," Mark M. Hopfinger and W. Dennis

Pepe, VA, 1992, p. 203 "Sears-Allstate Decision May Affect Reinsurance," C. Clinton Stretch and

Thomas M. Brown, RSN, 12/92, p. 7 "A Step Beyond the 'Graetz Prepayment Analysis'," Robert B. Burdette,

ARCH, 1992.2, p. 151 "Summary of Life Insurance Company Taxation," Jeffrey A. Beckley, SN

343-25-92 "Summary of Life Insurance Company Taxation (includes Form 1120L &

Instructions to Form)," Jeffrey A. Beckley, SN 343-25-93 "Taxation to Individuals of Pension Income," Dale B. Grant, Abbey L.

Keppler, and Mark S. Wintner, RSA, 17, 1991, p. 907 "Tax Issues," John T. Adney and Douglas N. Hertz, RSA, 18, 1992, p. 1273 "Tax Issues," Richard S. Miller, VA, 1991, po 241 "Tax Notes," John J. Palmer, PDS, 3/92, p. 1; PDS, 12/92, p. 9 "Tax Policy for Retirement Income Plans," Richard G. Schreitmueller and

Sylvester J. Schieber, RSA, 17, 1991, p. 1607 "Update on the IRS Audit Program and the Audit Guidelines," Steven R.

Matthews and C. Frederick Reish, RSA, 18, 1992, p. 517

Underwriting "The Application of Fuzzy Sets to Group Health Underwriting," Virginia

R. Hosler, ARCH, 1992.2, p. 1 "Challenges and Opportunities in the Marketing of Insurance Products

through Financial Institutions," Thomas W. Fitch, Cheryl A. Krueger, Edward B. Martin, and Victor C. Moses, RSA, 18, 1992, p. 2021

"Health Insurance from a Non-actuary's Viewpoint," Peter Leport, William C. Henning, and Harold C. Yancy, RSA, 18, 1992, p. 145


"Individual Underwriting," PASG, 1993, P-1-93 "lntercompany Advanced Age Mortality Study," Claude Lapointe, RSN,

12/92, p. 9 "lntercompany Large Amount Mortality (1990 Update)," Claude Lapointe,

RSN, 4/92, p. 6 "Intervention Effects among a Collection of Risks," Dennis Tolley and

Kenneth G. Manton, TSA, XLIII, 1991, p. 443 "Lincoln National Aviation Mortality and Claim Analysis," Melvin C.

McFall, PDS, 12/92, po 6; RSN, 12/92, p. 1 "A Look at Community Rating," Alice Rosenblatt, ACT, 6/93, p. 3

SUBJECT INDEX 193

Underwriting (cont.) "Mortality Experience and Underwriting Standards," A. Gordon Jardin,

Faye Albert, and Crispina Oo Caballero, RSA, 17, 1991, p. 677 "New Life Products in an Uncertain World: Some Ideas on the Implica-




"Preferred/Standard Phenomenon," John M. Bragg, RSN, 4/93, p. 1 "Privacy Could Become an Issue" [letter to editor], Robert H. Dobson,

ACT, 10/93, p. 15 "Report on the Protective Value of Laboratory Testing," Richard L.

Bergstrorn, SN 542-36-93 "Smoke-Free Term Insurance," "13mothy F. Harris, PDS, 6/93, p. 1 "Summary of NTM Sessions at the Annual Meeting," Ho Michael

Shumrak, ND, Winter 1992, p. 7 "Summary of the Application of Fuzzy Sets to Group Health

Underwriting," Virginia R. Young, HSN, 4/93, p. 7 "Underwriting of Mass-Marketed Products," Nancy A. Manning, ND,

Winter/93, p. 17 "What the General Public Should Know about the Value of Medical


Universal Life "Disclosure Systems: Can an Ideal Method Be Found?" Roger R. Heath,


"FAS 97--Discontinuities in DAC Caused by Partial Unlocking," Richard D. Crago and Randi E. Woods, FR, 9/92, p. 1

"Individual Life Product Development Update," Thomas W. Reese, Pamela M. Crane, Daniel O'Neill, Gregory A. Rogers, and Robert S. Rubinstein, RSA, 17, 1991, p. 609

"Individual Life Product Update," Melvin J. Feinberg, Mitchell R. Katcher, and Erica B. Querfeld, RSA, 18, 1992, p. 2039


"Open Forum for Small-Company Issues: ASB Hearing," Robert H. Dreyer, SMT, 6/93, p. 2

"The Practical Use of Recursive Functions," L. "13mothy Giles, ARCH, 1993.3, p. 449

"Riding the Life Product Rollercoaster," Charles E. Ritzke, ACT, 11/93, p. 3

194 SUBJECT INDEX

Universal Life (cont.) "Section 7702 & 7702A: An Update," Timothy P. Schiltz, John T. Adney,

John W. Holt, and Stephen D. Hooe, RSA, 17, 1991, p. 209 "Speeding Up Universal Life Calculations in BASIC," Dennis Radliff,

ARCH, 1993.3, p. 231 "Term Universal Lifc Best of Both Worlds," Barry Jacobson, PDS, 12/92,

p. 1 "Unlocking FAS 97"s Management Potential," Bruce R. Darling, FR, 3/92,

p. 15

Valuation Actuary "1993 Valuation Actuary Symposium: Smaller Company Issues," Larry D.

Baber, SMT, 12/93, p. 10 "Actuaries Hold a Strong Hand in the Solvency Game," John J. Palmer,

ACT, 11/93, p. 6 "AIDS--An Actuary's Responsibilities," Donald F. Behan, Stephen H.

Conwill, John Edward Hanrahan, and Kenneth A. LaSorella, RSA, 17, 1991, p. 727

"The Art of Actuarial Science" [presidential address], Daphne D. Bartlett, TSA, XLIII, 1991, p. 1

"Cash-Flow Testing," Thomas W. Reese, William R. Britton, Jr., J. Helmut Engels, and Paul A. Hekman, RSA, 17, 1991, p. 1787

"Cash-Flow Testing...After the Dust Settles," Craig W. Reynolds, FR, 6/93, p. 12

"Cash-Flow Testing: The Answer to the Solvency Crisis," Mark A. Davis, FR, 3/92, p. 1

"Cash-Flow Testing: The Answer to the Solvency Crisis" [letter to editor], Maria N. Thomson, FR, 5/92, p. 20

"Cash-Flow Testing--The Sensitivity of Key Assumptions," Philip K. Polkinghorn and Meredith A. Ratajczak, VA, 1992, p. 145

"The Challenge of the Valuation Actuary," Michael E. Mateja, ACT, 2/92, p. 6

"Claim Reserves," Stephen M. Maher, Stephen J. Rubis, and Stephen P. Melek, VA, 1992, p. 65

"CMO Boot Camp: In the Tranches," Randall L. Boushek and David A. Hall, VA, 1991, p. 107

"Committee Developing Dynamic Solvency Handbook," Michael A. Hughes, ACT, 9/93, p. 4

"Communication among Valuation Actuaries, Pricing Actuaries, and Management," Frank J. Buck, James F. Hamilton, Roger J. Laker, and Ronald L. Ziegler, RSA, 17, 1991, p. 1665

"Current Developments with Respect to the Taxation of Life Insurance Companies," Richard Bromley, VA, 1991, p. 245

SUBJECT INDEX 195

Valuation Actuary (cont.) "Defaults and the Asset Valuation Reserve (AVR)/Interest Maintenance

Reserve (IMR), James F. Reiskytl, Gery J. Barry, Joseph J. Buff, Joseph L. Dunn, and Frank S. Irish, VA, 1992, p. 337

"Destroying Confidence in Results of Multiscenario Testing," Gordon E. Klein, VA, 1991, p. 55

"Developing Confidence in Results of Multiscenario Testing," Jacqueline M. Keating, VA, 1991, p. 85

"Disability Income," David E. Scarlett, Albert A. Riggieri, Jr., Robert J. Schlifer, and Paul D. Hitchcox, VA, 1992, p. 255

"Dynamic Solvency Task Force Report Available," Godfrey Perrott, ACT, 4/93, p. 9

"Dynamic Solvency Testing Update," Grant Hemphill, SMT, 12/93, p. 4 "The Evolution of Solvency Standards for Life Insurance Companies in

Canada," Allan Brender, SN 340-44-93 "Financial Impact of DAC Tax: Tax/Statutory Accounting Practice (SAP)

Reserve Differences Unsettled Tax Issues," Joseph A. Sikora, VA, 1991, p. 277

"Financial Reporting in Canada: An Overview," Michael Lombardi, FR, 5/92, p. 1

"Gearing Up to Be Appointed Actuaries," Walter S. Rugland, Christopher David Daykin, Robert H. Dreyer, Frank S. Irish, and W. Paul McCrossan, RSA, 17, 1991, p. 2229

"Gearing Up to Be Appointed Actuaries in Canada," W. Paul McCrossan, ACT, 1/92, p. 1


"Gross Premium Valuations of Individual Health Business," E. Paul Barnhart, VA, 1991, p. 297

"Guideline XXX," David H. Jungk, VA, 1991, p. 213 "Guideline XXX (Reserves for Term Policies)," Richard L. Bergstrom, VA,


p. 209 "Health Reinsurance: The Actuary's Dilemma," Karen Lynn Gerrasoni,

VA, 1991, p. 315 "Health Valuation Actuary," James N. Roberts, Joseph Michalcik, and

Allen J. Sorbo, RSA, 17, 1991, p. 1359 "Health Valuation Actuary Toolbox," Edgar J. Goral, J. Lynn Peabody,

Julia T. Philips, and Jerome Winkelstein, RSA, 18, 1992, p. 165 "Joint ACLI-NALC Task Force on Premiums for Certain Life Insurance

Contracts with Nonlevel Premiums or Benefits--Difficult Issues," William M. Buchanan, VA, 1991, p. 225

196 SUBJECT INDEX

Valuation Actuary (cont.) "Liability of Appointed Actuaries in the U.S.," Walter S. Rugland, FR,

5/92, p. 1 "Life and Annuity Valuation Issues," Errol Crarner and P. Andrew Ware,

VA, 1992, p. 229 "Long-Terrn-Care/NAIC Task Force on Long-Term-Care Valuation,"

Michael S. Abroe, Burton D. Jay, Bartley L. Munson, Thomas A. Skiff, and Gordon R. Trapnell, VA, 1992, p. 387

"Long-Term-Care Valuations," Edward P. Mohoric, VA, 1991, p. 169 "Long-Term-Care Valuations," Bartley L. Munson, VA, 1991, p. 185 "Modeling Technologies," Mark S. Mahany, Thomas Nace, and R. Larry

Warnock, RSA, 17, 1991, p. 131 "The New DAC Tax," Stephen C. Eldridge, VA, 1991, p. 263 "Other Medical," Larry M. Gorski and Ronald M. Wolf, VA, 1992, p. 185 "Practical Aspects of Multiscenario Testing," Donna R. Claire, VA, 1991,

p. 67 "Practical Considerations of Actuarial Opinions and Memorandums,"

Jacqueline M. Keating, Maria N. Thomson, and Mark A. Davis, VA, 1992, p. 439

"A Practical Guide to Interest Rate Generators for C-3 Risk Analysis," Sarah L. Christiansen, TSA, XLIV, 1992, p. 101

"Ratings Agencies/Risk-Based Capital," Peter B. Deakins, Michael Albanese, and David N. Ingrain, VA, 1992, p. 37

"Reader Comes to Defense of System" [letter to editor], John T. Gilchrist, ACT, 5/92, p. 14

"Recoverability/Loss Recognition," Steven H. Mahan, Stephen A. J. Sedlak, and Charles M. Underwood II, VA, 1992, p. 105

"Reinsurance and Tax Developments," Mark M. Hopfinger and W. Dennis Pepe, VA, 1992, p. 203


"Report of Nontraditional Product Valuation Workshop," Jay M. Jaffe, ND, Winter 1993, p. 13


"Small Talk from the High Chair," Robert H. Dreyer, SMT, 12/93, p. 2 "SOA Task Force Interim Report (Revised) to NAIC Life/Health Actuarial

Task Force," SN 522-33-93 "Study Notes," Kenneth A. McFarquhar, FR, 9/92, p. 15 "Task Force Issues Interim Report," Bartley L. Munson, ACT, 1/93, p. 10 "Task Force Reports of the Committee on Valuation and Related Areas,"

1991-92 Reports TSA, p. 385

SUBJECT INDEX 197

Valuation Actuary (cont.) "Tax Issues," Richard S. Miller, VA, 1991, p. 241 "Those Pesky Failed Scenarios," Robert H. Dreyer, SMT, 12/93, p. 8 "To Cash-Flow Test, or Not to Cash-Flow Test," Robert H. Dreyer, SMT,

12/93, p. 7 "Understanding Generally Accepted Accounting Principles (GAAP) and

Statutory Profitability," Craig R. Raymond, Randall L. Boushek, John W. Brumbach, and Paul S. Graham III, VA, 1992, p. 289

"U.S. Statutory Accountingmls It Fatally Flawed?" Curtis E. Huntington, ACT, 2/92, p. 10

"U.S. Statutory Financial Reporting and the Valuation Actuary," Committee on Continuing Education, PASG, 8/1/92, I-1-92

"The Valuation Actuary--1991 Developments," Donna R. Claire, Sheldon D. Summers, Douglas C. Doll, William T. Bryan, and Steven A. Smith, VA, 1991, p. 3

"The Valuation Actuary--1992 Developments," Marc F. Pitoniak, Richard L. Bergstrom, John S. Bath, and J. Peter Duran, VA, 1992, p. 3

"Valuation Actuary OverviewmThe New Statutory Valuation Opinion," Douglas C. Doll, Deborah A. Gero, and Marc F. Pitoniak, RSA, 18, 1992, p. 1459

Valuation of Assets "1986-89 Credit Risk Event Loss Experience Study," Credit Risk Research

Project Coordinating Committee, 1993 "About Diverging Appraisal Values" [letter to editor], Howard Froggatt,

ACT, 1/92, p. 18 "AIDS--An Actuary's Responsibilities," Donald F. Behan, Stephen H.

Conwill, John Edward Hanrahan, and Kenneth A. Lasorella, RSA, 17, 1991, p. 727

"An Alternative Approach to a Standard on Discounting," Harold J. Brownlae, PSN, 12/92, p. 1

"Annuities in the United States," PASG, 1993, S-1-93 "Asset Coinsurance," David N. Ingrain and Melvin C. McFall, RSA, 18,

1992, p. 1727 "Asset/Liability Performance Measurement for Life Insurance and Annuity

Products," Garth A. Bernard, Sr., Joseph J. Buff, Richard A. Furniss, and Thomas S. Y. Ho, RSA, 18, 1992, p. 1505

"AVR, IMR Update," James F. Reiskytl, ACT, 3/93, p. 1 "A Bond Manager's Method for ALM," Howard L. Slaney, ARCH, 1993.3,

p. 277 "C-1 Bond Risk Analysis," Michael L. Zurchar, ARCH, 1993.3, p. 627 "Case Studies," Shane A. Chalke, Mark G. Doherty, Patricia L. Guinn, and

Stanley B. Tulin, RSA, 18, 1992, p. 1243

198 SUBJECT INDEX

Valuation of Assets (cont.) "Cash-Flow Testing," Thomas W. Reese, William R. Britton, Jr., J. Helmut

Engels, and Paul A. Hekman, RSA, 17, 1991, p. 1787 "Cash-Flow Testing Can Help with Company Solvency," Donna R. Claire,

ACT, 3/93, p. 3 "Cash-Flow-Testing for Product Actuaries," David N. Becker, Donna R.

Claire, and Martin P. Klein, RSA, 18, 1992, p. 1919 "Cash-Flow Testing Only One Tool" [letter to editor), Chris G. Trost, ACT,

9/93, p. 13 "Cash-Flow-Testing Survey," Abraham S. Gootzeit, W. Michael Pressley,

and Gregory J. Roemelt, ACT, 6/92, p. 4 "Cash-Flow Testing--The Sensitivity of Key Assumptions," Philip K.

Polkinghorn and Meredith A. Ratajczak, VA, 1992, p. 145 "Change in Status of FASB Project on Market-Value-Based Accounting,"

Barbara L. Snyder, FR, 9/92, p. 7 "COVARA to Study Valuation Principles," J. Peter Duran, ACT, 2/92, p. 1 "Defaults and the Asset Valuation Reserve (AVR)/Interest Maintenance

Reserve (IMR), James F. Reiskytl, Gery J. Barry, Joseph J. Buff, Joseph L. Dunn, and Frank S. Irish, VA, 1992, p. 337

"Disability Income," David E. Scarlett, Albert A. Riggieri, Jr., Robert J. Schlifer, and Paul D. Hitchcox, VA, 1992, p. 255

"Evaluating Adequacy of Capital," Frank S. Irish, Cande Olsen, and David P. Wells, RSA, 18, 1992, p. 1105

"Experience Studies Continue Tradition," Jack Luff, ACT, 3/92, p. 8 "Fair Value Disclosure Requirements--A New Era," Peter J. Bondy, ACT,

3/93, p. 5 "Fair-Valuing of Insurance Liabilities--Actuarial Approach," Arnold A.



to editor), Arnold A. Dicke, FR, 10/93, p. 16 "Financial Rating Systems," Rochelle Letourneau Bergin, Larry A.



"An Introduction to Duration for Pension Actuaries," Richard Daskais and David LeSueur, PF, 6/93, p. 1

"Lessons Are Learned from Recent Financial Industry Failures," Robert C. W. Howard and Philip J. Pothier, PSN, 12/92, p. 12

"The Magical Mystery Matrix," Richard Q. Wendt, ARCH, 1993.3, p. 255

SUBJECT INDEX 199

Valuation of Assets (cont.) "Managing the Adequacy of Capital," Daniel J. McCarthy, Richard S.

Robertson, and Robert M. Smithen, RSA, 18, 1992, p. 1171 "Marginal Risk-Based Capital," Grant Hemphill, SMT, 6/93, p. 4 "A Market-Value Accounting Framework for Insurance Companies,"

Mark W. Griffin, FR, 3/92, p. 1 "Market-Value Balance Sheet," Reed P. Miller, Keith A. Drzal, Robert W.

Stein, and Wayne S. Upton, Jr., RSA, 17, 1991, p. 2343 "A Market-Value Balance Sheet: Why and How," Matthew C. Modisett,





FR, 6/93, p. 16 "Meeting the Needs for Financial Information," Bruce R. Darling and

Michael E. Mateja, RSA, 18, 1992, p. 1897 "Modeling: Basic Training," Meredith A. Ratajczak and Arnold A. Dicke,

VA, 1991, p. 509 "Multivariate Duration Analysis," Robert R. Reitano, TSA, XLIII, 1991,

p. 335 "Multivariate Immunization Theory," Robert R. Reitano, TSA, XLIII, 1991,

p. 393 "A New Approach to Duration," Merlin Jetton, ARCH, 1993.3, p. 481 "A New Idea for Cash Management for the Smaller Insurance Company,"

John M. O'Sullivan, SMT, 12/93, p. 11 "Other Medical," Larry M. Gorski and Ronald M. Wolf, VA, 1992, p. 185 "Practical Asset/Liability Modeling for CMOs," Randall L. Boushek and

David A. Hall, VA, 1991, p. 331 "A Practical Guide to Interest Rate Generators for C-3 Risk Analysis,"

Sarah L. Christiansen, TSA, XLIV, 1992, p. 101 "The Projected Unit Credit Cost Method," William A. Farquhar, PSN, 9/92,





200 SUBJECT INDEX

Valuation of Assets (cont.] "Ratings Agencies/Risk-Based Capital," Peter B. Deakins, Michael

Albanese, and David No Ingrain, VA, 1992, p. 37 "RBC Standards Part of New Regulation Package," Thomas K. Gross,

ACT, 3/93, p. 1 "Recent NAIC Developments Related to MSVR and Risk-Based Capital

and Their Impact on Investment Strategies," Paul F. Kolkman, William D. Ward, and Alfred Weinberger, RSA, 18, 1992, p. 1667

"Regulatory Issues Which Impact Investment Strategy," Joseph H. Tan, Robert J. Callahan, Thomas W. Genrich, and William Harold Phillips, RSA, 17, 1991, p. 431


"Risk-Based Capital," Michael Albanese, Robert J. Callahan, and James E Reiskytl, RSA, 18, 1992, p. 1707

"Schedule B Problems," Kathryn G. Marticello, RSA, 18, 1992, p. 191 "Securitized Assets--Cash-Flow Traits," Michel Perreault, Peter A.

Minton, and William D. Woolford, RSA, 17, 1991, p. 99 "Solution to the Risk Load Problem of Effect on Variability," Daniel Fo

Gogol, ARCH, 1993.3, p. 457 "Solvency Issues and the Investment Actuary," Daniel J. Kunesh, Alan

J. Routhenstein, John C. Sweeney, and Wayne S. Upton, Jr., RSA, 17, 1991, p. 2201

"Solvency Risk," Henry Essert, ARCH, 1993.3, p. 379 "Strategic Product Development," Isadore Jermyn, Timothy C. Pfeifer,

and Mark A. Tullis, RSA, 18, 1992, p. 1135 "Study of Economic Loss Associated with Credit Risk," Gery J. Barry and

Warren R. Luckner, ACT, 3/92, p. 1 "Task Force Reports of the Committee on Valuation and Related Areas,"

1991-92 Reports TSA, p. 385 "The Taylor Series Approximation for FAS 91 Adjustments," Steven P.

Miller, ARCH, 1993.3, p. 179 "Time to Face Problems" [letter to editor], Gordon Leavitt, ACT, 1/92, p. 17 "The Valuation Actuary--1992 Developments," Marc F. Pitoniak, Richard


Douglas C. Doll, Deborah A. Gero, and Marc F. Pitoniak, RSA, 18, 1992, p. 1459

"What Is a Life Company Worth?" Patricia Guinn, Patrick S. Baird, and Samuel J. Weinhoff, RSA, 17, 1991, p. 2251

SUBJECT INDEX 201

Valuation of Liabilities "An Alternative Approach to a Standard on Discounting," Harold J.

Brownlee, PSN, 12/92, p. 1 "Asset/Liability Performance Measurement for Life Insurance and

Annuity Products," Garth A. Bernard, Sr., Joseph J. Buff, Richard A. Furniss, and Thomas S. Y. Ho, RSA, 18, 1992, p. 1505

"Case Studies," Marilyn Brown, FR, 9/92, p. 12 "Case Studies," Shane A. Chalke, Mark G. Doherty, Patricia L. Guinn, and

Stanley B. Tulin, RSA, 18, 1992, p. 1243 "Cash-Flow Testing Can Help with Company Solvency," Donna R. Claire,

ACT, 3/93, p. 3 "Cash-Flow Testing for Product Actuaries," David N. Becket, Donna R.

Claire, and Martin P. Klein, RSA, 18, 1992, p. 1919 "The Challenge of the Valuation Actuary," Michael E. Mateja, ACT, 2/92,

p. 6 "Change in Status of FASB Project on Market-Value-Based Accounting,"

Barbara L. Snyder, FR, 9/92, p. 7 "Claim Reserves," Stephen M. Maher, Stephen J. Rubis, and Stephen P.

Melek, VA, 1992, p. 65 "Contingent Claims Valuation of 'Greater of' Benefits," Michael Sherris,

ARCH, 1993.1, p. 291 "COVARA to Study Valuation Principles," J. Peter Duran, ACT, 2/92, p. 1 "Current Levels of Active Life Reserves on Long-Term Care (LTC)

Policies," William Weller and Seth Freedman, HSN, 4/92, p. 6 "Disability Income," David E. Scarlet-t, Albert A. Riggieri, Jr., Robert J.

Schlifer, and Paul D. Hitchcox, VA, 1992, p. 255 "Distributions of Discounted Values," Daniel Dufresne, ARCH, 1992.1,

p. l l "Duration of Liabilities Involving Select/Ultimate Interest Rates," Michael

Sze, PF, 6/93, p. 19 "Evaluating the Adequacy of Capital," Marilyn Brown, FR, 9/92, p. 1 "Fair-Value Disclosure Requirements--A New Era," Peter J. Bondy, ACT,

3/93, p. 5 "Fair-Valuing of Insurance Liabilities--Actuarial Approach," Arnold A.



to editor], Arnold A. Dicke, FR, 10/93, p. 16 "Financial Management of a Diverse Portfolio of Liabilities," Frank J.

Buck, Craig F. Likkel, Jan L. Pollnow, and Craig W. Reynolds, RSA, 17, 1991, p. 165

202 SUBJECT INDEX

Valuation of Liabilities (cont.) "Financial Reporting in Canada: An Overview," Michael Lombardi, FR,

5/92, p. 1 "Gross Premium Valuations of Individual Health Business," E. Paul

Barnhart, VA, 1991, p. 297 "Guideline XXX," David H. Jungk, VA, 1991, p. 213 "Guideline XXX (Reserves for Term Policies)," Richard L. Bergstrom, VA,


p. 209 "Health Claim Liabilities Beyond the Lag Tables," David J Bahn, VA,

1991, p. 413 "Immunizing Stochastic Cash Flows," Elias S. W. Shiu, ARCH, 1992.1,

p. 313 "individual Annuity Update," Donna R. Claire, PDS, 3/92, p. 10 "An Introduction to Duration for Pension Actuaries," Richard Daskais and

David LeSueur, PF, 6/93, p. 1 "Joint ACLI-NALC Task Force on Premiums for Certain Life Insurance

Contracts with Nonlevel Premiums or Benefits--Difficult Issues," William M. Buchanan, VA, 1991, p. 225

"Joint and Survivor Annuity Reserves" [letter to editor], Kenneth W. Faig, Jr., FR, 3/92, p. 21

"Lessons Are Learned from Recent Financial Industry Failures," Robert C. W. Howard and Philip J. Pothier, PSN, 12/92, p. 12


"Life and Annuity Valuation Issues," Errol Cramer and R Andrew Ware, VA, 1992, p. 229

"Long-Term-Care/NAIC Task Force on Long-Term-Care Valuation," Michael S. Abroe, Burton D. Jay, Bartley L. Munson, Thomas A. Skiff, and Gordon R. Trapnell, VA, 1992, p. 387

"Long-Term-Care Valuation Issues," Stephen R. Atkins, Mark D. Peavy, James M. Robinson, and William C. Weller, RSA, 18, 1992, p. 565

"Long-Term-Disability (LTD) Reserves and Other Group Health Cash Flows," Barry T. Allen, VA, 1991, p. 409

"Managing the Adequacy of Capital," Daniel J. McCarthy, Richard S. Robertson, and Robert M. Smithen, RSA, 18, 1992, p. 1171

"Managing the Adequacy of Capital," Marilyn Brown, FR, 9/92, p. 8 "A Market-Value Accounting Framework for Insurance Companies,"

Mark W. Griffin, FR, 3/92, p. 1

SUBJECT INDEX 203

Valuation of Liabilities (cont.) "A Market-Value Accounting Framework for Insurance Companies" [let-

ter to editor], Douglas C. Doll, FR, 5/92, p. 20 "A Market-Value Balance Sheet: Why and How," Matthew C. Modisett,



Fischbeck, FR, 6/93, p. 25 "A Market-Value Balance Sheet: Why and How" [letter to editor], R K.


FR, 6/93, p. 16 "Meeting the Needs for Financial Information," Bruce R. Darling and

Michael E. Mateja, RSA, 18, 1992, p. 1897 "Modeling: Basic Training," Meredith A. Ratajczak and Arnold A. Dicke,

VA, 1991, p. 509 "Multivariate Immunization Theory," Robert R. Reitano, TSA, XLIII, 1991,

p. 393 "NAIC Actuarial Task Force Report--Life Insurance," Douglas C. Doll, FR,

5/92, p. 13 "NAIC Life and Health Actuarial Task Force (LHATF) Report on Life

Insurance and Annuity Projects," Esther H. Milnes, FR, 12/92, p. 7 "Option-Adjusted Duration of Insurance Liabilities: Sample Calcula-

tions," Douglas C. Doll, PDS, 6/93, p. 3 "Pension Plan Windups," John Brophy, ACT, 10/93, p. 5 "Policy Reserves on Adjustable Premium Policies," Kriss Cloninger III,

VA, 1991, p. 307 "Practical Asset/Liability Modeling for CMOs," Randall L. Boushek and

David A. Hall, VA, 1991, p. 331 "The Predicament of Market-Value Accounting," Richard S. Robertson,

ACT, 11/93, p. 1 "The Problem with Economic Assumptions," Harold J. Brownlee, PSN,

12/92, p. 2 "The Projected Unit Credit Cost Method," William A. Farquhar, PSN, 9/92,


PSN, 3/92, po 25 "The Projected Unit Credit Cost Method" [letter to editor], Harold Jo

Brownlee, PSN, 6/92, p. 5

204 SUBJECT INDEX

Valuation of Liabilities (cont.) "Projected Unit Credit Cost Method--United States and Canada," Ronnie


"Proposed New Requirements for 1993--Accounting for Reinsurance Transactions," Laurie L. Harris, RSN, 7/92, p. 1


"Regulation of the Life Industry in Australia," Peter Stafford Carr, ISN, 2/93, p. 13


"Report of Nontraditional Product Valuation Workshop," Jay M. Jaffe, ND, Winter/93, p. 13

"Report on the Life and Health Actuarial Task Force (NAIC) June Meet- ing," Esther H. Milnes, FR, 10/93, p. 17

"Report on the NAIC Life and Health Actuarial Task Force Meeting, April 26-28, 1993," Raymond T. Schlude, PDS, 6/93, p. 10

"Risk-Based Capital," Michael Aibanese, Robert J. Cattahan, and James F. Reiskytl, RSA, 18, 1992, p. 1707

"Schedule B Problems," Kathryn G. Marticello, RSA, 18, 1992, p. 191 "Small-Group and Third-Party Administrator (TPA) Reserves," James E.

Drennan, VA, 1991, p. 439 "SOA Task Force Interim Report (Revised) to NAIC Life/Health Actuarial

Task Force," SN 522-33-93 "Solution to the Risk Load Problem of Effect on Variability," Daniel F.

Gogol, ARCH, 1993.3, p. 457 "Solvency Risk," Henry Essert, ARCH, 1993.3, p. 379 "Speeding Up UL Guideline Calculations," Dennis Radliff, DD, 10/93, p. 4 "Speeding Up Universal Life Monthly Calculations," Dennis Radliff, DD,

7/93, p. 10 "Strategic Product Development," Isadore Jermyn, Timothy C. Pfeifer,

and Mark A. Tullis, RSA, 18, 1992, p. 1135 "The Valuation Actuary--1992 Developments," Marc E Pitoniak, Richard


Douglas C. Doll, Deborah A. Gero, and Marc E Pitoniak, RSA, 18, 1992, p. 1459

"The Valuation of Interest-Sensitive Cash Flows Using the Symbolic Method," Matthew C. Modisett, ARCH, 1992.1, p. 115

SUBJECT INDEX 205

Valuation of Liabilities (cont.) "The Valuation of Retiree Medical Benefits," Adam J. Reese, SN 523-29-92 "What Is a Life Company Worth?" Patricia Guinn, Patrick S. Baird, and

Samuel J. Weinhoff, RSA, 17, 1991, p. 2251

Variable Annuities "A Direct Approach to Pricing Death Benefit Guarantees in Variable

Annuity Products," Garth A. Bernard, PDS, 6/93, p. 6 "Individual Annuity Products," Mitchell R. Katcher and Michael R.

Winterfield, RSA, 18, 1992, p. 1291 "Individual Annuity Product Update," Gordon C. Boronow, Stephen E.

Roth, and James M. Truax, RSA, 18, 1992, p. 1813 "Research Papers for Fellowship Credit," Roy Goldman, ACT, 1/92, p. 13 "Update on Variable Products," Hubert Muelter, PDS, 7/92, p. 1 "Variable Annuities," Gregory J. Carney, SN 441-31-92

Variable Life Insurance "Individual Life Product Update," Melvin J. Feinberg, Mitchell R. Katcher,

and Erica B. Querfeld, RSA, 18, 1992, p. 2039 "Life Products," Robert J. Smardon and P. Andrew Ware, RSA, 18, 1992,

p. 1325 "Update on Variable Products," Hubert Mueller, PDS, 7/92, p. 1

Wellness "Debate: Who Should Pay to Care for the Uninsured?" Paul J. Feldstein,

John A. Maurer, and Kenneth R. Smith, RSA, 18, 1992, p. 73 "Group Health Cycle," Timothy J. Alford, Charles S. Fuhrer, Barbara Niehus,

and David Sanders, RSA, 18, 1992, p. 21 "Health Care--Its Past and Its Future," Dan Rostenkowski, Robert H.

Dobson, Paul J. Feldstein, and Richard Wo Hill, RSA, 18, 1992, p. 1 "Health-Care Reform," Judith Fader, RSA, 18, 1992, p. 115 "Health Insurance as a Political Issue," Bruce Barlow, Stephen D. Brink,

Mark S. Mellman, and Harry L. Sutton, Jr°, RSA, 18, 1992, p. 1401 "Health Insurance from a Non-actuary's Viewpoint," Peter Leport,

William C. Henning, and Harold C. Yancy, RSA, 18, 1992, p. 145 "Health Valuation Actuary Toolbox," Edgar J. Goral, J. Lynn Peabody,

Julia T. Philips, and Jerome Winkelstein, RSA, 18, 1992, p. 165 "Medical Technology--Where Is It Going?" David Chernof, Paul G.

Shekelle, and Robert A. Wacloff, RSA, 18, 1992, p. 233 "Prioritization of Health Services," Harvey Klevit, RSA, 18, 1992, po 435

206 SUBJECT INDEX

Wellness (cont.} "Postretirement Health Benefit Funding," Adam J. Reese, RSA, 18, 1992,

p. 361 "Proposals for Health-Care Reform," Liz Conway, Gregory N. Herrle, and

Greg Scandlen, RSA, 18, 1992, p. 1435 "Rationing Health Care," Janet M. Carstens, John B. Crosby, and Martin

Gaynor, RSA, 18, 1992, p. 1687 "Twenty-Four-Hour Health Coverage," Eric C. Nordman and Godfrey

Perrott, RSA, 18, 1992, p. 1647 "What Employers Can Do to Reduce Medical Cost," John Ko Ahrens,

Joan P. Ogden, Charles J. Rysz, and Donald M. Vickery, RSA, 17, 1991, p. 823

INDEX.SOA.92-93 SUBJECT INDEX · 2011-11-03 · INDEX.SOA.92-93 SUBJECT INDEX Accelerated Death...

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