In the words of Dr. Verghese Kurien, the father of White ...
Transcript of In the words of Dr. Verghese Kurien, the father of White ...
In the words of Dr. Verghese Kurien, the father of White Revolution in India, “India’s place in the sun would come from the
partnership between wisdom of its rural people and skills of its professionals”. It is this inspiring thought that brought
seasoned professionals from several fields to come together fuelled by their passion for rural markets and communities,
and create Kaihastu Solutions Pvt. Ltd. - a platform to create entrepreneurs primarily in the rural areas and assist in
propelling them to the next level.
KSPL Atmanirbhar Kendra is an initiative to create one stop shops for relevant hand-picked products and services. These
centers will operate as Only Authorised Retail Outlet at each Gram Panchayat, Block, and District in every state in India. The
uniqueness lies in addressing the looming question of rural distribution (online as well as physical) by creating a large chain
of available infrastructure, created, moderated, & improved by the people best suited for this – entrepreneurs from the
villages, raring to go and make their mark.
KSPL Atmanirbhar Kendra is creating entrepreneurs at the last mile providing them with a plethora of business
opportunities and creating substantial earning potential for them. The best part, management of their enterprise becomes
effective and real-time due to the generous use of IT & IOT as the backbone.
We at KSPL Atmanirbhar Kendra look forward to strategic ties with brands that are keen to take their unique products
and services to the mammoth rural & rurban markets.
An old proverb goes, “Give a man a fish and you feed him for a day; Show him how to catch fish, and he can feed himself
for a lifetime”. At the core of our efforts hence is making Rural India atmanirbhar (self-reliant) in the truest sense, by
creating real value for them from entrepreneurship and creating niche markets for truly unique products and services made
with enormous thought. Come, walk with us on this exciting journey as we transform the real India for better and forever.
KSPL Atmanirbhar Kendra will be successful in creating 2000 Entrepreneurs at Gram Panchayat and Blocks by March 2021
VISION
MISSION
KSPL Atmanirbhar Kendra will be India’s best Entrepreneur development program with Largest AUTHORISED RETAIL CHAIN NETWORK
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We are a technology driven company, focusing on creating India’s largest network
of entrepreneurs and hence last-mile retail points-of-sale, to potentially enable
every Indian to seamlessly benefit from financial inclusion, Government programs
and from a wider access to basic goods and services.
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The rural India consists of about 6,50,000 villages
with 800 million consumers making up for about
70 per cent of population with limited or no
access to banking and technology
KSPL Atmanirbhar Kendra is an integrated
Delivery platform and a perfect rural distribution
channel of 25,000 rural touch points managed by
the KSPL Group.
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Infrastructure Required :
A brick & mortar room preferably in an area with good public footfall beside a road at any Gram
Panchayat with Internet Connectivity.
A laptop/Desktop and/or an android Phone.
Façade space for signage and POS promotional materials.
Printer & Scanner may be added for better document control & records.
Who can become the owner of KSPL Atmanirbhar Kendra:
Anyone with the zeal to become Atmanirbhar and a burning passion to become an entrepreneur
at his own Gram Panchayat, Blocks, Towns, Districts and District Head quarters. Also, CSCs, PACS,
NBFC Branches, MFI Branches, SHG/JLG group leaders, NGOs, & Students who want to start as an
entrepreneur.
Anyone having the aforementioned physical infrastructure
Besides the above locations , In urban area- Caretaker/society of all apartments, Housing
societies, Insurance agent, Retailer, 2w/4w sub dealer, Tuition Centres, Kiosks, Business Correspondents for banks, Garages, Internet Cafes, Photo Studios, etc.
We at KSPL firmly believe that entrepreneurship is not about great ideas but about implementing those ideas. We
draw our strength from the fact that through our Entrepreneurship Development Program, we create entrepreneurs
who have the ability to be change makers. For their support, we continuously keep strengthening and evolving our
robust Product & Service Delivery System, which has the ability to front almost any relevant product or service and
assure delivery of the same to hitherto invisible customers.
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KIOSK BANKING AEPS
CASH@POS MONEY TRANSFER
KIOSK Banking:
We at KSPL Atmanirbhar Kendra tied up with major PSU Banks through our Corporate BC
Partners to facilitate KIOSK Banking Services at Rural and Urban Locations. Through this
services citizens are able to transact basic banking requirements like Account Opening, Cash
Deposit and Withdrawal, Fund Transfer etc at KIOSK Point instead of visiting Bank.
AEPS:
AEPS is a bank led model which allows online inter-operable financial transaction at PoS (Point
of Sale / Micro ATM) through the KSPL Atmanirbhar Kendra using the Aadhar authentication.
Cash@POS:
Under the facility of cash withdrawal at PoS terminals, cardholders can withdraw cash usingtheir debit cards. Cash can also be withdrawn at PoS terminals through Unified PaymentsInterface (UPI) as well as through use of electronic cards that are linked with overdraft facilityprovided along with Pradhan Mantra Jan Dhan Yojana (PMJDY) accounts.
Money Transfer:
Domestic Money Transfer Service (DMTS) based on IMPS technology is one of the services mostin demand today in India. Vast segments of the population still do not have access to basicbanking services. The density of banks in rural or semi urban area is still very low.
To address this opportunity, we are aggregating for major Banks & wallets under a single APIplatform to enable our KSPL Atmanirbhar Kendra to service the money remittancerequirements of customers.
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MOTOR INSURANCE HEALTH INSURANCE
LIFE INSURANCE CORPORATE INSURANCE
Insurance is a contract, represented by a policy, in which an individual or entity
receives financial protection or reimbursement against losses from an insurance
company. Insurance policies are used to hedge against the risk of financial losses,
both big and small, that may result from damage to the insured or her property, or
from liability for damage or injury caused to a third party.
There is a multitude of different types of insurance policies available and virtually
any individual or business can find an insurance company willing to insure them for a
price. The most common types of personal insurance policies are Motor, Health, Life
and Corporate Insurance.
Through its IOT Platform KSPL Atmanirbhar Kendra can facilitate instantly booking of
policies.
We are providing the following Insurance Service Support through Our Insurance Broking Partners :
Motor Insurance: This involves protection for car and two-wheelers against third-party liability and physical damages from fire, theft,explosion, accidents etc. Having an insurance for the vehicle will bring you confidence and peace of mind on the road, apart frommeeting a legal requirement.
Health Insurance: Health insurance gives protection from costly medical bills in case of any emergency. They offer a range of healthplans to cover you and your family against expensive medical care. It is very important to have a personal health insurance.
Life Insurance: A life insurance policy refers to the contract between an insurance provider and an individual. As per the agreement,the policyholders pay a certain amount as the policy premium while the insurer pays a specific amount to their family on untimelydemise of life insured.
Corporate Insurance : Corporate insurance is a type of insurance cover usually used by large organisations to protect their businessagainst operational risks such as theft, financial losses, employees’ health and accidents. It is comprehensive business insurance thatbenefits the past or present employees as well as the company itself.
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HOME LOAN AUTO LOAN
LOAN AGAINST PROPERTY BUSINESS LOAN
PERSONAL LOAN
SME LOAN
KSPL Atmanirbhar Kendra is a one stop shop for all your financial needs
including Home Loans, Auto Loan, Personal Loans, Business Loans and SME Loans
in collaboration with our DSA Partners. We provide the best options and deals for
the loan/financial product of your choice. Again, we have got the privilege of
improving the lives of men and women across the state, by helping them
financially to reach their dreams in terms of buying a car or house, the tools they
need to make their dreams into realities.
We are providing the following Loan Services through Our Corporate DSA Partners :
Home Loan: Everyone at some point in life has wished to own a house. We can make your wish come true. You can opt for the best HomeLoans and purchase a house when you want. There are many more benefits when you apply a home loan through KSPL with the majorbenefit being lower EMIs, higher tenures, attractive and low interest rates, hassle free application process, etc.
Auto Loan: Auto Loan is a type of secured loan. This type of secured loan is getting popular day by day. Banks and NBFCs are also willingto give this loan. Banks give loan on the basis of borrower's financial history, credit score, ability to repay the loan and other debtobligations. The amount of loan is decided on the current on road value of the vehicle.
Personal Loan: A personal loan refers to money that is borrowed from a financial institution, for personal (not professional or business)use. Generally personal loans are used to pay for one-time or short term expenses where a borrower (the person who is getting the loan)doesn't normally require disclosing the specific reason for the loan. This type of loan is used by many to resolve their current financialneeds.
Loan Against Property: It is a loan against fully constructed, freehold residential and commercial properties for Personal and BusinessNeeds like marriage, medical expenses and child's education etc.
Business Loan : A business loan is an unsecured form of credit designed to cover various expenditures in a business. Borrowers need notmortgage any asset to avail funds.
SME & Agri Equipment Loan : MSME stands for micro, small and medium enterprises. Mostly, these loans are given to startupowners, small business owners and women entrepreneurs on a short-term basis. We also facilitate loans to farmers for Agri equipment toincrease their output.
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NEW PAN CARD PAN CARD CORRECTION GOVT SCHEMES
KSPL Atmanirbhar Kendra provides a single platform for all IndianCitizens to access pan India e-Governance Schemes ranging from Centralto Local Government bodies and other citizen centric services incollaboration with our Corporate Partners.
PAN Card: The services rendered include verifying, supporting andfiling the application forms for those who are applying for new PANcard, corrections and changes to their existing PAN data and requestfor duplicate or replacement of lost or damaged PAN card.
Govt Schemes: KSPL Atmanirbhar Kendra is a tech platform that connects citizens with their eligible welfare schemes through our implementing Partner. Our technology matches citizen profile with scheme eligibility to determine a customized list of eligible schemes. Our research ensures that the information is pertinent, and updated. We then help citizens to apply for the schemes to ensure last-mile support.We are empowering citizens, both in rural and urban areas, to access what is rightfully theirs. Because, Every Citizen Matters.
We typically work with various enablers of the ecosystem governments, NGOs, corporates, self-help groups and foundations, among others. We train our Atmanirbhar Kendra Entrepreneurs (AKEs) to use our platform. We also directly work in communities, with captive labour forces, and citizens, to maximize the impact.
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TELE HEALTH POD
Telehealth POD is a patient check-in kiosk (walk-in clinic),
equipped with integrated point of care diagnostic tools, which
provides specialist tele-video consultation both in urban and rural
settings.
Our video consultation platform enable to connect with different
stakeholders of healthcare including Doctors, Patients, Nurses and
Family members.
Our platform with integrated doctors, diagnostics services and
drugs provides convenient way in generating prescription and
connecting all the stakeholders at the right time. We have best
platform for Tele-Video consultation. We customize the platform to
connect family members and other stake holders on one platform.
KSPL Atmanirbhar Kendra offers an end to end platform that empowers care providers immensely. We provide customised &Omni channel ‘Connected Care Solutions’ for their patients. Dedicated teams of data science enthusiasts aggregate andinterpret substantial amount of health data and information to create personalised actionable insights. We delivers betterclinical and financial outcomes, for both providers and patients, while creating a seamless digitally connected-careecosystem.
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ONLINE CLASSES
A learning system based on formalised teaching but with the help
of electronic resources is known as E-learning. While teaching can
be based in or out of the classrooms, the use of computers and the
Internet forms the major component of E-learning. E-learning can
also be termed as a network enabled transfer of skills and
knowledge, and the delivery of education is made to a large
number of recipients at the same or different times. Earlier, it was
not accepted wholeheartedly as it was assumed that this system
lacked the human element required in learning.
However, with the rapid progress in technology and the advancement in learning systems, it is now embraced by the
masses. The introduction of computers was the basis of this revolution and with the passage of time, as we get hooked to
smartphones, tablets, etc, these devices now have an importance place in the classrooms for learning. Books are gradually
getting replaced by electronic educational materials like optical discs or pen drives. Knowledge can also be shared via the
Internet, which is accessible 24/7, anywhere, anytime.
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PEST CONTROL
There are many reasons why regular pest control is necessary for everyhome, office, & store owner to consider. Pests pose real health threatsalongside cognizable damage to property and belongings. Similarly,Pest control is necessary in both residential and commercial settings,especially when it comes to food.
We at KSPL facilitate booking of the following pest control servicesthrough our Atmanirbhar Kendras :
1. Termite Control2. Mosquito Control3. Rodent Removal4. Wood Borer Control5. Cockroach Control6. Bed Bug Control
7. Honey Bee Removal8. Tick And Flea Treatment9. Spider Control10. General Pest Control11. Office Pest Control
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GST SERVICES
GST Registration
GST Return Filing
eCommerce Return
(GSTR8)
Annual Return
(GSTR9/9A)
Final Return (GSTR10)
Cash Refund
OTHER CA SERVICES
IT Return Filing
Company / Partnership
Firm Registration
Trade License
Food License
Digital Signature
Cash Refund
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There will be more challenges and opportunities that face the realestate industry in the next two to three years than it has experienced inthe last twenty years. The cost to operate in this market has increasedexponentially. The leaders of tomorrow are those operators that havefront of mind awareness with the customer, deliver results by providingexceptional service and add value to the transactional experience. Weat KSPL Atmanirbhar Kendras, facilitate the following cutting edge realestate services on a digital platform:
Buying or Selling
Letting or Renting
Valuation & Professional
ServicesConsulting Residential
Retirement Living
Affordable Housing
Coworking Space
Industrial & Logistics
LandOffice & Business
SpaceRetail
Student Housing
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One concern that has mired leading product manufacturers acrossthe country is how to listen to the demands of the rural customer. TheKSPL Atmanirbhar Kendras make this extremely simple by real timeorder placement & distribution management though a unifiedportal. As of now, the following products are a part of our evergrowing catalogue:
Health Equipment
Mobile Accessories
Solar Products
Sports Accessories
Bicycles with Gear
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Prepaid Recharges: (Mobile, DTH & Data Card)
One can do all kind of prepaid recharges for mobile, DTH & Data card online through the Helio Hub POS and will get instant commission in his wallet on real time basis.
Bill Payment: (Mobile & Landline)
Helio Hub POS enables bill payments collection for all mobile & landline telecom service providers, giving an edge to the distribution companies to provide a wide range of services at each outlet and all the above with single wallet balance.
Insurance Premium Payments : (Premium Collection of Major Insurance Provider)
We offer services to major insurance providers to collect premium in a single window to their consumers.
Electricity Bill Payment : (Bill Payment of Major Electricity Billers)
Utility payments like Electricity is a vital convenience expected by the consumers. Looking at the need we extended our reach and
integrated more than 25 Electricity billers of different states.
This helps our Helio Hub POS to offer their consumers this important service under a single umbrella through retail outlets located
conveniently close to the consumers.
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EDTP
KSPL's Entrepreneurial Development TrainingProgram (EDTP) is created to provide analternate route to gainful employment fordeserving and capable individuals through theestablishment of their own business. EDTPserves as the pipeline of new businessescoming into the marketplace. These businessesare selected with an eye towards the marketneeds. Desire and commitment are needed toget started, yet other qualities are essential forsuccess. People from all walks of life havebecome successful business owners and we atKSPL believe that anyone can, through theright guidance and nurturing of all requitequalities. The KSPL EDTP consists of thefollowing syllabus:
1. Why self employment - Advantages over wage employment2. Entrepreneurial competencies – importance, explanation with
examples, case study for identification of different competencies3. Importance of Risk Taking & Goal setting for becoming an
entrepreneur4. Systematic Planning & Efficiency Orientation5. Eradication of Dependency Syndrome6. Problem Solving & Creativity7. Effective Communication8. Time Management9. Banking - Deposits & Advances, Lending Schemes / Government
Sponsored Schemes10. Marketing Management/Packaging/Branding11. Costing & Pricing, Fixed cost & Variable Cost, Breakeven point 12. Inventory Management13. Working Capital and its Management14. Book Keeping & accountancy15. Insurance16. Business Laws – Taxation17. Inter personal relationship, Labour Management18. Market Survey – methodology, sources, nature of information to be
collected, Field Work, Report Writing19. Business Plan Preparation20. Launch Formalities21. Enterprise growth, expansion & diversification
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Kaihastu Solutions Pvt Ltd CIN No : U74999OR2018PTC030156
Office Address : Duplex No-5, Plot No- 314, Aiginia, Bhubaneswar – 751019
Call Us @ +91 9777246599Mail Us @ [email protected]