II.APPRAISAL OF SHG Lo;a lgk;rk lewg dk ewY;kadu

1

Preliminary Information izkjafHkd tkudkjh Internal non financial information

vkUrfjd xSj foRrh; tkudkjh Internal financial information

vkUrfjd foRrh; tkudkjh External financial information

ckg~; foRrh; tkudkjh External non financial information

ckg~; xSj foRrh; tkudkjh Supplementary information iwjd tkudkjh

PRELIMINARY INFORMATIONizkjafHkd tkudkjh

2

Age of the SHG Lo;a lgk;rk lewg dh vk;qMotivation/purpose –forming SHG

Lo;a lgk;rk lewg cukus dh izsj.kk@ m)s’;

Levels of saving cpr dk Lrj No of members.*Amount per month *age

lnL;ksa dh la[;k] ekfld Ckpr] vk;qControl over fund QaM ij fu;a=.k Terms of sanctioning of loan

_.k eatwjh dh ’krsaZaRecovery rate. olwyh nj

INTERNAL NON FINANCIAL INFORMATION vkarfjd xSj foRrh; tkudkjh

3

Size,structure,cohesion,continuity,frequency of meeting, regularity, attendance, participation.

vkdkj] lajpuk] esy tksy] fujarjrk] cSBdksa dh vko`fr fu;ferrk] mifLFkfr] HkkxhnkjhGoverning of the group lewg dk izca/ku djukA)Decision Making. fu.k;Z ysukB)Conflict Resolution erHksn fuokj.kC)Financial Autonomy foRrh; Lok;r~rkD)Impact On the members. lnL;ksa ij izHkko

INTERNAL FINANCIAL INFORMATIONvkarfjd foRrh; tkudkjh

4

Appraisal, loan sanctioning ,interest rate. ewY;kadu] _.k eatwjh] C;kt nj

Recovery rate olwyh njFunds available in proportion of savings

cpr ds vuqikr esa foRr dh miyC/krk

Over due-enforcement of recovery cdk;k _.k dh olwyh ds fy, lDr dk;Zokgh djuk

Records & book keeping. fglkc fdrkc vkSj fjdkMZ

EXTERNAL FINANCIAL INFORMATION ckg~; foRrh; tkudkjh

5

Experience in linkage foRrh; lzksrksa ls lEidZ @tqMko lEcU/kh vuqHko

Awareness about banking cSafdax lEcU/kh tkudkjh

EXTERNAL NON-FINANCIAL INFORMATIONckg; xSj foRrh; tkudkjh

6

Supporting organization lgk;d laLFkk;sa Political interference jktuSfrd gLr{ksiCredit worthiness of group-NGO

Lo;a lgk;rk lewg vkSj Lo;a lsoh laLFkk dh lk[k

Skills & support services. dkS’ky vkSj lgk;d lsok;sa