Data Breach Prevention +VRS Elite™ for Business

Every business has significant exposures to data breach and loss. What is a breach? A breach is defined as an event in which an individual name plus Social Security Number (SSN), driver’s license number, medical record or a financial record/credit/debit card is potentially put at risk – either in electronic or paper format. Since 2008, over 500 million records have been lost/stolen (Verizon 2011 Data Breach Investigations Report). Companies such as Sony, TD Ameritrade, Citigroup, TJ Maxx and businesses just like yours or your clients have experienced data breaches. When data loss occurs, incident response obligations and liabilities arise. The Ponemon Institute calculates the ultimate cost of a data breach to a business is over $200 per record. For only pennies a day you can mitigate risk for your business, employees and customers with protection from Identity Fraud, Inc.

VRS Elite™ for Business provides fundamental tools to help businesses mitigate risks and prepare for a data breach incident. It includes pre-registration in the Incident Response On-Demand™ breach program for maximum discounts on breach response remedies. In addition, Unlimited Victim Resolution Services is included as an everyday employee benefit covering all employees (VRS Elite).

Program Features

Welcome Kit

Unlimited Fraud Victim Resolution Services

(VRS Elite™) for all employees

Keystroke Encryption Software

Education and Loss Control eLearning Programs

Information Security Risk Assessment

Written Information Security Policy

Written Incident Response Plan

Personal Identity Protection (CEO/Owner only)

Bonus - Red Flags Kit (for businesses subject to

FACT Act Section 114) o Red Flags Gap Analysis

o Red Flags Assessment Questionnaire

o FACT Act Compliance Guide

Pre-registered Discounts up to 40% on Incident

Response On-Demand™

Optional upgrades to SB Core Protector, Privacy

Liability Insurance, Breach Expense Cover, Business Identity Insurance, Identity Crime Prevention Seal and More…

Welcome Kit - A collection of best practices you and your staff can review and compare how well your company stacks up to other businesses preparedness.

Keystroke Encryption Software - This essential software installs easily on all your computers and increases the security of your system by encrypting keystrokes to thwart the most sophisticated malware and hacker attacks that attempt to install key loggers

VRS Elite for BusinessDescription of Benefits

Unlimited Employee Victim Resolution Services – Employees will have immediate access to certified resolution experts in the event of a personal data breach. Your business and employees will save valuable time, money and frustration and will receive: Unlimited Toll-Free Access (24/7), Dedicated VRS Elite™ Case Specialist(s), Case File Creation & Case File Monitoring, Limited Power of Attorney (Optional), Victim Statements, Elite Action to Stop Fraud, Verbal and Written Credit Bureau Fraud Alerts, IFI Supplemental Police Report & Fraud Affidavit, Identity Insurance Claim Support, Case Follow-Up – Two Year, Elite ID Alerts, Education, Newsletters and more…

Education and Loss Control eLearning Programs - All businesses collect, use, and disclose personal information. Therefore, all businesses can benefit from training employees, managers, and even executives on identity crimes, privacy, security, and information handling practices. IFI provides online education training programs that are tailored to specific industry segments, no matter if you have five, 5,000 or 50,000 employees. The IFI Management Reporting Interface allows merchants, business owners and corporate executives to view education test results on aggregate and specific levels to support accountability and loss control efforts.

Personal Identity Protection (CEO/Owner only) - $15,000 in covered expenses for Business Owner to protect and respond should an identity theft incident occur. The Owner will also have unlimited access to FCRA Trained Resolution Specialists that can minimize the amount of time, money and hassles associated with getting your identity back - intact.

Information Security Risk Assessment - A comprehensive assessment kit for you and your staff to assess how well your data is being secured. Extremely helpful for small businesses who have neglected to conduct this necessary check on your data security. The assessment should be conducted and documented at least annually.

Written Information Security Policy - Most small businesses have no written formal Information Security Policy. With our templates you will more easily be able to create and document a written policy that your employees, customers, vendors and partners can have access to as a further show of your dedication to operating in a secure manner with their best interests in mind.

Written Incident Response Plan - When a breach happens most small to mid-size businesses have no Incident Response Plan in place. The result can be mayhem, and even worse could cost you in state and federal fines for not responding in accordance with their guidelines. Your Protection Starter Kit gives you an easy to implement Incidence Response Plan that lets everyone in your organization know what their role is in responding to an information related breach.

Red Flags Kit (for businesses subject to FACT Act Section 114) - "Section 114 of the FACT Act, 15 U.S.C. 1681m(e), amends section 615 of the FCRA, and directs the Agencies to issue joint regulations and guidelines regarding the detection, prevention, and mitigation of identity theft, including special regulations requiring debit and credit card issuers to validate notifications of changes of address under certain circumstances." If your business is subject to the Fair and Accurate Credit Transactions (FACT) Act then you will find the resources included as a necessary component for you to easily become compliant with the Act's guidelines.

Red Flags Gap Analysis - Helps you Identify relevant Red Flags for covered accounts and incorporate those Red Flags into the Program. Red Flags Assessment Questionnaire - A structured approach to help you stay complaint by asking critical questions necessary to satisfy the

guidelines set forth in the FACT Act. FACT Act Compliance Guide - The FACT Act is a large and confusing law/document intended to assist businesses and their partners in identifying

possible areas where data breach and identity theft could infiltrate your business. The FACT Act Compliance Guide is designed to boil down compliance in easy to understand language.

Pre-registered Discounts up to 40% on Incident Response On-Demand™ - receive discounts on an a la carte menu of Response On-Demand services that can include expanded response notifications and other customizations.

Alert feeds, Education, Whitepapers and more 

For Advanced Protection, SB Core Protector™Increase protection for your business, customers and employees with the nation’s only affordable & comprehensive

Data Theft Risk Management & Insurance Programs (Discounts apply for VRS Elite for Business customers)

Covers All Employees

For more details, call (302) 777-7336 nlegamaro@IdentityFraudTechnologies.com