Our Investment Process Explained

By Brian Butcher Dip PFS

A thorough and robust investment process is an essential ingredient to any clients investment strategy.

This presentation shows you how we work WITHour clients to help them create investmentportfolios to maximise returns within anacceptable risk level whilst minimising any tax liabilities.

We do this through our 7 stage process......

Fact Finding

Establish Attitude to Risk

Create Asset Allocation

Identify Investment Style

Select Suitable Provider

Select Product

Review

The 7 stage process

Fact Finding

Establish Attitude to Risk

Create Asset Allocation

Identify Investment Style

Select Suitable Provider

Select Product

Review

Fact Finding

Our first priority is for us to fully understand what you want to achieve.

Comprehensive data gathering will assist us to identify your objective’s, concerns and goals

Stage 1

Establish Attitude to

Risk

Fact Finding

Establish Attitude to Risk

Create Asset Allocation

Identify Investment Style

Select Suitable Provider

Select Product

Review

Using scientific risk profiling tools we will establish your ‘attitude to risk’.

We will then discuss the results of this with you to form an agreed risk tolerance for your investment(s)

Stage 2

Create Asset Allocation

Fact Finding

Establish Attitude to Risk

Create Asset Allocation

Identify Investment Style

Select Suitable Provider

Select Product

Review

By allocating capital to different types of assets in suitable proportions we can aim to maximise the return for a given level of risk for a target rate of return.Studies show that asset allocation accounts for over 90% of the variability in performance – not market timing or individual fund choice.

Stage 3

Identify Investment

Style

Fact Finding

Establish Attitude to Risk

Create Asset Allocation

Identify Investment Style

Select Suitable Provider

Select Product

Review

Here we will discuss with you the different investment styles and strategies that investment manager use to identify which suits your preferences.

Whether it be a low cost passive portfolio, a managed approach or even a discretionary service we aim to cover all options.

Stage 4

Select Suitable Provider

Fact Finding

Establish Attitude to Risk

Create Asset Allocation

Identify Investment Style

Select Suitable Provider

Select Product

Review

As independent financial planners we will help you to select a suitable investment provider based on your chosen investment style.

Stage 5

Select Product

Fact Finding

Establish Attitude to Risk

Create Asset Allocation

Identify Investment Style

Select Suitable Provider

Select Product

Review

Selecting the appropriate product (or tax wrapper) ensures your investment is taking advantage of any suitable tax incentives AND minimising any taxation on your account.

Review

Fact Finding

Establish Attitude to Risk

Create Asset Allocation

Identify Investment Style

Select Suitable Provider

Select Product

Review

Our back office systems and online investment platform allows us to easily monitor the progress of your investment towards your goals and make adjustments where necessary.

Regular meetings also ensure we can take account of any personal or legislative changes.

Should your investments be suitable for our online investment portfolio we will then be able to provide you with online access to valuations and performance statistics 24 hours a day 7 days per week.

This not only adds value for you but it also enable us to –

•Make changes to your investments quickly and efficiently

•Buy and sell units at the touch of a button

•Keep track against your goals

•Achieve your investment potential

•Secure a better deal through discounts on admin charges

Our online investment portfolio

You can view your investments by product type

Our online Investment Portfolio

You can also view by asset allocation

Our online Investment Portfolio

We can provide summaries of performance over varying time periods requested by you

or charts showing progress against benchmarks

You choose

To summarise we feel that our process is thorough, simple to understand and provides you with the peace of mind that your money is being well looked after.

To find out how we can help you contact us on 01302 880140

Or email

brian@idealfinancialmanagement.co.uk

Ideal Financial Management Ltd

It’s not about your money – it’s about your life.

Ideal Financial Management Ltd - 142 Thorne Road, Edenthorpe, Doncaster, DN3 2LU. Telephone: 01302 880140 . Ideal Financial Management Ltd is authorised and regulated by the Financial Services Authority. Ideal Financial Management Ltd is detailed on the FSA's Register and our FSA Register number is 209535. The FSA register can be viewed at www.fsa.gov.uk/register/home.doc The guidance and/or advice contained within this slideshow is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

The value of your investment can go down as well as up, and you may not get back the amount you originally invested.

Levels and bases of relief's from taxation are subject to change and their value depends on the individual circumstances of the investor.

We do not act on a discretionary basis when making investments to clients portfolios so a client signature will be required before any adjustments are made.