ID 212259 # 09-03-13forms.themls.com/forms/mlsohg/9_3_2013/9_3_13_MLSOHG_SvcAnnc.pdfID 212264 #...

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©2013 CS Financial, Inc. All rights reserved. Not all applicants will qualify.

Some products offered by CS Financial include modified documentation requirements and may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your Loan Officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APR’s and programs are subject to change at any time until locked-in. CS Financial, Inc. is a real estate broker licensed by the CA Dept. of Real Estate. DRE 1257559 | NMLS 31132

BEVERLY HILLS: 9595 Wilshire Blvd., Suite 801, Beverly Hills, CA 90212 | P 310.777.3600 | F 310.777.3610

CALABASAS: 23586 Calabasas Road, Suite 203, Calabasas, CA 91302 | P 818.735.7979 | F 818.735.7970

Call today to put our powerful in-house lending platform to work for you and your clients.

1-YEAR TAX RETURNS PROGRAM DEPLETION OF ASSETS PROGRAM PORTFOLIO FULL DOC

12-MONTH BANK STATEMENTS PROGRAM SUBSTANTIAL ASSETS PROGRAM

NEW: EXPANDED CRITERIA PROGRAM

Give your clients a second chance at homeownership

with our special 5/1 & 7/1 ARMs. Designed for

borrowers with less-than-perfect credit: short sale,

foreclosure, deed-in-lieu, BK, and mortgage lates

are acceptable. Minimum FICO: 660

NEW: NO RATIO 49.9 PROGRAM

Designed for high net-worth owner-occupied

borrowers with superior credit, liquid assets, and

reserves. Loan amounts to $3.5M and 49.9% LTV

with 50% down, 740-760 mid-FICO, and

36-months reserves.

CS FINANCIAL: INNOVATIVE PRODUCTS FOR UNIQUE BORROWERS.

At CS Financial, we’re creating real estate opportunities and qualifying more self-employed and non-traditional borrowers with our innovative, industry-leading portfolio loan programs, including:

TUESDAY, SEPTEMBER 3, 2013 | A3THE MLS OPEN HOUSE GUIDE™

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CS FINANCIAL IS JOINING THE MALIBU LINEUP.

MALIBU: 23405 Pacific Coast Highway, Malibu, CA 90265 | P 310.986.6472 | csfinancial.comBEVERLY HILLS: 9595 Wilshire Blvd., Suite 801, Beverly Hills, CA 90212 | P 310.777.3600 | F 310.777.3610

CALABASAS: 23586 Calabasas Road, Suite 203, Calabasas, CA 91302 | P 818.735.7979 | F 818.735.7970

After years of serving the community, we’re excited to announce the opening of CS Financial’s

Malibu of� ce. Conveniently located at PCH and Cross Creek Drive, our local team of

industry-leading originators provides private mortgage banking service and specializes in

� exible products designed to � t your clients’ unique lifestyles. From jumbo � nancing

for self-employed borrowers to asset-based lending solutions, we have the resources and

expertise to turn dreams into reality. Let us make real estate a land of opportunity.

R

THE MLS OPEN HOUSE GUIDE™A4 | TUESDAY, SEPTEMBER 3, 2013

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9595 Wilshire Blvd., Suite 801, Beverly Hills, CA 90212 ©2013 Insignia Mortgage, a division of CS Financial, Inc. Not all applicants will qualify.

*These products may have a higher interest rate, more points or more fees than other produts requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change at any time until locked-in. LTVs are based on appraised value. Insignia Mortgage is a division of CS Financial, Inc., a broker licensed by the CA Dept. of Real Estate DRE# 01257559 | NMLS#31132.

Damon GermaniDesDRE 1794261 | NMLS 317894

[email protected]

Chris FurieDRE 1004991 | NMLS [email protected]

Call us today at310-859-0488

www.insigniamortgage.com

Most lenderstry to force

your clientsinto products that don’t fit.

We don’t.

We’re not a typical mortgage lender, because you don’t have typical clients.At Insignia Mortgage, we specialize in residential lending for clients with unique needs

From Jumbo and No Tax Returns loans, to lending for Foreign Nationals,* we apply expertise and personalized service to meet your clients’ needs.


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Sepi AmirianfarEscrow Officer

[email protected]

MARA Escrow, Building Lasting Relationships

8.23.13

Sepi has been with MARA Escrow for over ten years. Her knowledge in the industry provides her with the ability to guide each client through the escrow process efficiently. Throughout her tenure, Sepi has worked with a variety of transactions, ranging from single family/multi-residential to project/tracks. She strives to provide exceptional customer service and is committed to building lasting relationships. Sepi truly believes that consistent communication is an essential component to a successful close.

If you're looking for an Escrow Officer who is professional and committed to guide you through a smooth transaction, please contact Sepi Amirianfar today!

Beverly Hills433 N. Camden Dr. Ste. 510

Beverly Hills, CA 90210 | 310.550.7400

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†Actual closing times will vary based on borrower qualifi cations and loan terms. **These products may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Rates, programs and APRs subject to change at anytime without prior notice. See broker for complete details. Not all applicants will qualify. *By dollar volume according to Origination News, “Top 200 Originators,” 2012 and Scotsman Guide, “Top Originators,” 2012. Cohen Financial Group is a division of CS Financial, Inc., a real estate broker licensed by the CA Dept of Real Estate, lic# 01257559, NMLS# 31132.

9595 Wilshire Blvd., Suite 801Beverly Hills, CA 90212 P 310.777.5401F 310.777.5410 | www.cohenfinancialgroup.com

Preferred lending partner for:

Cohen Financial Group has the right tools to close your deal.

Mark Cohen has built his reputation as the #1 mortgage originator in the country by providing

personalized financing solutions on over $10.6 billion in residential loans, and more than

19,000 closed deals since 1999. Call 310.777.5401 today, and put Cohen Financial Group’s

lending resources and experience to work for you.

Flexible portfolio lending: No tax return, bank statement, and asset-based loan programs**

Reduced doc/No tax return loans to $10,000,000

Aggressively priced portfolio loans

Commonsense Underwriting

Fast Closing – 30 Days or Less†

20 Years Experience, over 19,000 Loans

Flexible LTV

No Tax Returns

Foreign National Lending

Mark Cohen, BrokerDRE#: 1016103 - NMLS#: 37230

To perform in this business,you have to have the right tools.

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Cohen Financial Group has the banking resources and expertiseto close complex loan transactions for self-employed borrowers.

JUMBO PURCHASE JUMBO PURCHASEJUMBO PURCHASE

JUMBO PURCHASE JUMBO PURCHASE JUMBO PURCHASE

Foreign National

$7.5M Sale Price - Beverly Hills

$4.5M Loan Amt (60% LTV)

No U.S. tax returns -quali� ed on foreign tax returns

No seasoned funds in U.S.

No U.S. credit, had SS#

3.50% / 3.59% APR, 5/1 ARM, I.O.

No tax returns Closed in 24 days

$1.1M Sale Price - Calabasas

$770K Loan Amt (70% LTV)

No tax returns -12 month bank statements

used to qualify

3.75% / 3.82% APR, 10/1 ARM

1 Yr. tax returns used to qualify 1 year in new business

$910K Sale Price - Hollywood


3.50% / 3.47% APR, 10/1 ARM

Turned down from major retail bank

30 day Escrow

Unique condo only 43% owner occupancy

$1.050M Sale Price - Santa Monica


Second home

Condo project approved on � nancial strength of borrower

3.625% / 3.77% APR, 10/1 ARM

17-day Close

$2.350M Sale Price - Doheny Estates


All business funds

Turned down by major retail bank

2.875% / 2.95% APR, 5/1 ARM

21-day Close

High LTV - aggressively priced � xed rate

$3.750M Sale Price - Manhattan Beach


3.50% / 3.59% APR - 15 year � xed

No banking relationship required

Here are just a few of the deals we’ve closed in the last 30 days:

Cohen Financial Group hasthe right tools to open any door.

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We understand that buying and financing a home are big decisions. At Bank of Manhattan Mortgage Lending, we are committed to providing you access to competitive rates and the peace of mind that comes from working with a local, dedicated mortgage team from start to finish. Indeed, the entire process, from underwriting to funding, all takes place within our South Bay Operations Center, ensuring you a smooth transaction from the moment you contact us all the way through closing.

Simple and seamless solutions for your home financing needs.

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CenTekCAPITAL GROUPMortgage Bankers & Brokers

9100 Wilshire Boulevardsuite 275 east toWer

Beverly hills, Ca 90212phone: 310-275-3202

Fax: [email protected]

www.centek.com

Gloria ShulmanBrokerBRE #00659928NMLS #313796

after more than three decades of consistently providing the most innovative, personalized loan solutions available anywhere in the industry, Gloria Shulman and her team at Centek Capital Group are experts at closing transactions under all market conditions.

regardless of the size and complexity of your purchase or refinance scenario, at Centek we keep one thing very simple…

“Your Deal muSt Go throuGh!”

Qualification Based Upon

Asset Depletion

Close With 1 Year of Tax Returns and Qualifying

Bank Statements

Apartments/ Commercial Purchases

and Refinances

Non-Warrantable Condos/First-To-

Close Condos

CenTek Capital Group is a broker licensed by the CA Bureau of Real Estate BRE #01219983 / NMLS #275995

CreativeLoan

ideas


Open an escrow online at www.escrowofthewest.comand be treated as you deserve, like royalty.

Get ready to be treated like Royalty

®

Now Servicing California, Arizona, and Nevada

Our Royal Treatment Consists Of:

Toll Free: (866) 444-5560


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130812

Surety Financial Services has been a trusted Southern California mortgage bank since 1994. Our commitment to our clients and our industry expertise is why Surety is ranked in the top 20 Lenders for Los Angeles County.

Interest-Only ProductsFHA/VADown Payment AssistanceJumbo LoansSuper Jumbo Loans

We are a direct lender with an in-house fulfillment staff. Call Surety Financial today and experience unparalleled customer service, fast closings, and the reason why 98% of Surety clients would recommend us to their family.

PRODUCTS,MOREMORE OPTIONS.

Visit suretyfinancial.com/jblattor Call Jason at 818.822.9992

Corporate Headquartersdirect: 818.386.6666 Fax: 818.386.6663

15060 Ventura Boulevard, suite 490 sherman oaks, Ca 91403NMLS 266519 BRE 01176572

NMLS 266519 BRE 01176572

Loan Officer

office: 818.386.6666 x244cell: [email protected] 245097 Ca Bre 01351436

EQUAL HOUSING LENDER


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BEVERLY HILLS | BRENTWOOD | OCEAN PARK | PASADENA | SANTA MONICA

WWW.THEPARTNERSTRUST.COM

Los Angeles Business Journal honors Partners Trustas one of the Top 10 Best Places To Work

We are proud to announce that Partners Trust has been named one of the

Top Ten Best Places to Work in Los Angeles by the Los Angeles Business

Journal. For the past 4 years, Partners Trust has been honored to receive

this prestigious recognition. As we expand to new areas and continue to

empower new talent, we remain mindful of the impact on our team of

associates and staff.

We are passionately tuned into the needs of those who work with us. We are

thrilled to get this recognition.

BRE# 01869103

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FROM THE PRESIDENT’S DESK

Please join me in celebrating our newest Partners,

THE MCCORMICKSTheir expertise, talent and professionalism enhance our collective strength at Partners Trust.

The McCormick Team has been on the short list of the most skilled and respected real estate agents on LA’s Westside for years. Maureen McCormick and her late husband, John, consistently ranked as multi-million-dollar producers over two decades, building a wide and loyal following in Brentwood, Bel-Air, Beverly Hills, Pacific Palisades and Santa Monica. Mimi McCormick brings a lifelong knowledge of the region and her own unique set of skills to their clients. After graduating UC Berkeley, she embarked on a career in the nonprofit sector, working for UCLA, The Getty and the Museum of Contemporary Art, where she was Director of Operations.

As partners in real estate, these professionals deliver an incomparable level of representation. To learn more about how the McCormick Team can assist you, contact them today.

Sincerely,

Nick SegalPresident and Co-FounderPartners Trust Real Estate Brokerage & Acquisitions

BEVERLY HILLS | BRENTWOOD | OCEAN PARK | PASADENA | SANTA MONICA

WWW.THEPARTNERSTRUST.COM

THE MCCORMICKSAssociate Partners

310.382.8579 office310.382.8576 fax

[email protected] BRE# 01816192 | 00716084

www.mccormicksla.com

MIMI MAUREEN


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T e l e s p r o p e rT i e s h a s b e e n s e l ecT e d

by i n c . m aga z i n e To b e o n T h e

p r e sT i g i o u s l i sT o f T h e fa sT e sT

g r ow i n g com pa n i e s i n a m e r i c a .

©2013 Teles Properties, Inc. Teles Properties is a registered trademark.Inc. 500 is a registered trademark of Mansueto Ventures LLC.

telesproperties.com


Delivering Homeowners’ Dreams For The Past Quarter Century

Loan inquiries and applications in states where I am not licensed will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC (Unique Identifier #3296) is a Delaware limited liability company licensed by

the Department of Corporations under the California Residential Mortgage Lending Act. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. Rev. 02.14.13 (0213-2407A)

Headquartered in Los Angeles

Your local trusted home loan expertsfor all your residential loans:

Piggy Back 2nd Loans as Well!

Mike HartunianVice President, NMLS# 247330

[email protected]

Joe ParisiVice President, NMLS# 255572

[email protected]


SINGLE-FAMILY HOMES | MARKET CLIMATE MAP | MEDIAN SALE PRICE 2nd Quarter 2013 vs. 2012For The MLSTM Primary Areas from Downtown to the Ocean

Interested in getting Real-Time Statistics?Go to TheMLS.com™ Home Page

TheMLS.com™ Goes Mobile!Download The MLS App Today

Text: The MLS to 87778


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TUESDAY, SEPTEMBER 3, 2013 | 57THE MLS OPEN HOUSE GUIDE™

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