Infocredit Group

Infocredit Group was established in 1972 as MECOS

40 years of experience in the provision of Commercial and Credit information

Presence in more than 15 countries

Our Core Activities:

Collating, processing and transmitting Commercial and Credit information for Individuals and

Companies worldwide

Provision of compliance services

Compliance

Infocredit Group follows the directives of the European Parliament (directive 95/46/ΕΚ), for

Data Protection

All of our services are compliant with the directives of the Commissioner for Personal Data

Protection

We are approved by VISA Europe for PCI DSS compliant

We hold a licence by the Cyprus Police for Private investigation and tracing of Individuals and

Companies with license number ΓΕ/0034/2013

Partners

A global leader in the provisionof commercial information, withmore than 225,000,000companies in their database .

One of the largest databases ofinformation and publications,worldwide.

One of the largest companiesproviding KYC and complianceservices, worldwide. Its clientbase spans many sectors inover 120 countries

A company that providesspecialized solutions foranalysis of financial and otherbusiness information in theworld.

A joint venture with InfocreditGroup for the creation of FCCB(First Cyprus Credit Bureau).

The largest provider of onlinesolutions for ComplianceTrainings and Risk ManagementSolutions

Memberships

Cyprus Chamber of Commerce and Industry

Federation of business Information Services

Aman Union

International Referral

Cyprus Russian Business Association

The Association of Credit and Collection Professionals

The United Nations Global Compact

Credit Services Association

Infocredit Group Services

Commercial and Credit Information Services

Infocredit Group Global Online Platform and

Database

International Credit Reports

Underwriters Opinion on Credit Reports

Individual Reports

Legal Documents and Official Certificates

Site Visits

Ongoing Monitoring Service

System Integration

Marketing Lists

Data Exchange System

Currently providing this service to 4 major

sectors in Cyprus

5

Debt Collection Services

Call Centre

Site Visits

Service for - KYC - Know Your Customer

KYC Reports

ID and Passport Authentication Services

Due Diligence Investigations

Vinciworks

Online Trainings

Policy Tracker

Risk Management System

Infocredit Group Global Online Ordering Platform

Through our unique Online Ordering Platform, you are

able to purchase online any report that we might have

updated recently or place a fresh investigation for any

company or individual globally.

Furthermore, you are able to review the process of your

orders and download the reports you have purchased as

many times as you wish.

Through our database you are able to search for individuals

and companies globally.

Information in our database include the below:

Basic Registered Details and Contact Details

Financial Statements

Fresh investigations for more than 8,000 Companies

Monthly

Telephone communication with more than 150

companies on a daily basis

Trade References from suppliers of companies locally

and internationally

Desk Research for all investigations we perform

Relationships of legal and physical entities with other

physical entities

Detrimental Information

Infocredit Group Database

International Credit Reports

By utilizing data collated from official sources and with

information retrieved during interview with the subject

company, we provide you with an accurate and concise

overview of a company’s structure, activities and

financial health.

Each report is freshly investigated and aims to retrieve all

available data including:

Company Registration and Contact Details

Principals and Shareholders (current and previous)

Activities and Operations

Payment Records / Bank Charges & Mortgages

Negative Information / Bankruptcies / Defaults

Financial Statement Information

Credit Scoring Assessment based on financial and

non financial variables

Underwriters Opinion whenever this is requested by

our clients

We utilise multiple investigations to retrieve all available

information concerning an individual, including:

Personal information (contact and identification details)

Operational background

Directorship and Shareholding interests

Property ownerships

Negatives information

Criminal prosecutions and civil litigations

It is important to note however, that each country implements

its own laws in terms of access to personal data, therefore the

information contained in each report will vary from country to

country.

Individual Reports

Legal Documents and Official Certificates

Official Business Certificates and Legal Documents (apostiled

or not), are obtained from the appropriate state authorities in

each country.

We can obtain documents including, but not limited to:

Criminal Records

Certificate of incorporation

Certificate of Goodstanding

Memorandum and Articles of Association

Certificate from Chamber of Commerce/Industry

Certificate of Shareholders

Certificate of Directors

Certificate of Capital

Certificate of Financials

During the Site Check our researchers physically visit a

specified address and use corporate observation, to verify

existing information concerning the subject company and

photograph any evidence.

Specifically, Physical Site Checks can provide information on

the following;

Business premises, size and address

Evidence of company name, logos and other

branded material

Transportation vehicles and logistic operations

Production or manufacturing capabilities

Employees and working conditions

While Site Checks are reliable in terms of the information

outcomes they offer, there are specific constraints to each

country that must be taken into account before an

investigation can commence.

Site Checks

The Ongoing Monitoring Service offers our clients the

opportunity to know of any impending changes or recently

implemented changes concerning their business partners.

The monitoring can be applied on any information in our

database including detrimental:

Changes in Registered Name

Change in the status of the company

(Dissolved/Under Dissolution etc)

Change in the Registered address

Change in the legal type of the company

Change in Directors

Listing of any detrimental Information available to us

Change in Scoring Level of the company

Changes in Shareholders

Changes in Capital

Any other update regarding the company

Ongoing Monitoring Service Marketing Lists

Infocredit Group marketing lists collate marketing contacts

appropriate for any marketing campaign you are planning,

allowing you to communicate your messages effectively to

the relevant recipients.

Our Dynamic software enables you to create a customer

database, specific to your criteria, which in turn allows you

to maximize the impact of your campaign and the reduce

the cost of advertising.

Our marketing lists work with your requirements in mind

and filter all customers to create a unique contact list. By

doing this you will not have to address the whole market

as one in order to attract new customers.

Debt Collection

Through our team of local experts and international

network of collection professionals, our debt

collection service helps you to retrieve unpaid debts.

First we identify and trace the subject company

or individual debtor; this is the foundation of

each case.

The next step is to establish contact with the

debtor, through letter, phone or personal visit.

Ultimately, the goal of each collection case is to

retrieve unpaid debts; whether this is through

amicable means or legal actions.

Infocredit Group has the capabilities to

facilitate every stage of the collection process.

We can perform on behalf of our clients any

communication they might need with their clients or

prospects

Advantages of Service

1. It can be used for the update of the clientele

database

2. We can handle any case of Debt Collection

3. We can remind the clients/prospects about

upcoming events/payment of invoices etc

4. We can update the clients/prospects regarding

new services and products

Call Centre Service

Through the System Integration, we provide our partners

the capability to reduce the time needed to verify the data

of their customers and also evaluate their financial

standings.

Depending on what you choose to integrate you will

receive information concerning the below:

Credit Scoring

Information of Credit Report

Information for related entities

Ongoing monitoring and Updates

By receiving the information directly in your system, you

will be able to:

Avoid internal time consuming procedures for opening a

new customer’s account.

Automatic monitoring procedure for entities listed in your

database and immediate access to information regarding

their transactional behaviour.

Avoid errors in the listing of details of customers in your

database.

System Integration Verification of ID and Passport DetailsThrough our online solution you will be able to automate

the capturing, classification, authentication and conversion

of ID documents and document images to workable digital

records.

Our system enables you to:

Reduce dependence on manual processing

Avoid human errors

Speed-up customer processing

Increasing traffic handling capacity

Save operating costs both on human and

material resources

Boost CRM data quality

Empower KYC compliance

Detect and deter sophisticated ID facility

fraud

With a Drag and Drop functionality our system will provide you

in a matter of seconds feedback on the authenticity of the

document you are reviewing.

KYC Solutions

We offer a range of KYC Solutions that allow you to screen

both individuals and companies, to retrieve information

concerning suspicious activity including money laundering

and terrorist financing, as well as fraudulent behavior such

as drug, gun or human trafficking and similar financial

crimes. Data sources include:

Sanctions Lists

Enforcement Lists

PEP Lists

Adverse Media Databases

The Due Diligence service provides an extensive and in depth

analysis of an individual or company

Our Due Diligence investigations start with a

standardized research process in order to identify the

subject and ascertain contact details and basic company

or individual information

Using this information, we are able to customize our

investigation accordingly, researching each lead

systematically depending on the scope of investigation

set by the client

Due Diligence

Training for Compliance

For complying with global legislations for Compliance and KYC

you need to have enhanced knowledge of the specific

legislations, of best practices but also of your local

legislations

Through our Training sessions you and your employees

will have the appropriate knowledge and skills to protect

your company's’ goodwill against cooperation's that

could be harmful

Our training sessions include

Global Legislations for Compliance

Local Legislations (based on each country)

Best Practices

Tests to understand the knowledge acquired by the

training

Recurring training sessions within few months

Training for Risk management

Whether you are interested in enhancing your employees

knowledge for best practices in the field of Risk Management,

or if you would like to build your own internal processes, our

experts trainers n the field of Risk Management will be able to

assist you in addressing matters like:

Evaluating new clients

Constant Monitoring and re evaluation of existing

clients

Internal debt collection procedures

Customer Support best practices

Sales Vs Credit Control – how to manage both

departments

Services provided via VinciWorks

Online Trainings:

Compliance

Anti Money Laundering

Other Customized Trainings built to meet your needs

Policy Tracker System

Internal employee trainings for various policies in your organization

Risk Management System

Global Coverage

We can provide with Credit Risk Management Services for any country Worldwide specializing in

Europe and the MENA Regions

Contact Us

Headquarters: Phillipou Hadjigeorgiou 5A, AcropolisNicosia 2006, CYPRUS

Middle East Office: SAIF , P.O. Box 122721, Sharjah, UAE

Mailing: Po Box 28566Nicosia 2080, CYPRUS

Tel: (357) 22 398000Fax: (357) 22 458937

Email: enquiries@infocreditgroup.com

Visit: www.infocreditgroup.com

www.infocreditworld.com